Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

250167211, KSKS19,1052.5–

250263138, MOMO18,2332.5–

250314206, NYNY21,6312.5–

250419132, PAPA33,0062.5–

250577713, TXTX15,5412.5–

250644092, OHOH17,5872.5–

250772136, ARAR3,2092.5–

250875662, TXTX25,0342.5–

250970778, LALA2,7422.5–

251065275, MOMO2,6572.5–

251166861, KSKS2,7692.5–

251244319, OHOH21,5382.5–

251313118, NYNY5,5912.5–

251426452, WVWV9,2202.5–

251552411, IAIA8,3422.5–

251654773, WIWI3,5422.5–

251760954, ILIL5,7422.5–

251854460, WIWI2,6202.5–

251914215, NYNY42,5242.5–

252075654, TXTX12,1642.5–

252149878, MIMI3,3292.5–

252274039, OKOK3,8262.5–

252345341, OHOH3,6392.5–

252438260, TNTN3,7202.5–

252558545, NDND3,3132.5–

252648706, MIMI38,9742.5–

252745251, OHOH20,2542.5–

252815613, PAPA12,8542.5–

252972118, ARAR22,9132.5–

253064058, MOMO6,6602.5–

253147229, ININ2,9652.5–

253229479, SCSC6,0312.5–

253383101, WYWY3,7312.5–

253448638, MIMI12,8752.5–

253556055, MNMN3,8982.5–

253669301, NENE9,5242.5–

253738756, MSMS5,8872.5–

253874873, OKOK10,9242.5–

253945619, OHOH7,4092.5–

254049111, MIMI3,1592.5–

254113084, NYNY4,1592.5–

254261282, ILIL8,3942.5–

254341074, KYKY5,7562.5–

254472943, ARAR2,7082.5–

254572010, ARAR5,2042.5–

254650156, IAIA4,5752.5–

254763043, MOMO21,9242.5–

254829512, SCSC17,1972.5–

254977705, TXTX38,2592.5–

255028114, NCNC7,1042.5–

255119079, PAPA8,7452.5–

255285631, AZAZ3,5082.5–

255341129, KYKY9,0102.5–

255446072, ININ9,0492.5–

255548659, MIMI2,5632.5–

255647970, ININ3,0112.5–

255744144, OHOH21,3942.5–

255854970, WIWI3,8452.5–

255936107, ALAL8,0012.5–

256014425, NYNY13,8392.5–

256143758, OHOH2,7482.5–

256275551, TXTX10,3412.5–

256373131, OKOK3,8452.5–

256474966, OKOK3,4562.5–

256548225, MIMI16,0982.5–

256668763, NENE4,5722.5–

256760301, ILIL3,4752.5–

256878840, TXTX47,2562.5–

256904579, MEME3,1582.5–

257056557, MNMN2,7582.5–

257148640, MIMI32,4922.5–

257274868, OKOK12,5432.5–

257313204, NYNY19,4402.5–

257466846, KSKS3,3332.5–

257504358, MEME4,5262.5–

257635079, ALAL10,0872.5–

257748070, MIMI6,3282.5–

257867218, KSKS23,3832.5–

257943420, OHOH29,5202.5–

258073737, OKOK3,6122.5–

258139563, MSMS11,8972.5–

258267456, KSKS4,9772.5–

258356701, MNMN12,7052.5–

258408110, NJNJ19,1582.5–

258517404, PAPA39,3742.5–

258635466, ALAL4,9062.5–

258777707, TXTX18,3232.5–

258846914, ININ4,1422.5–

258915226, PAPA13,9992.5–

259071341, LALA2,9432.5–

259169162, NENE7,2742.5–

259260586, ILIL47,8342.5–

259344601, OHOH32,6962.5–

259474730, OKOK5,8072.5–

259589820, NVNV5,5622.5–

259631030, GAGA17,4732.5–

259715642, PAPA46,3252.5–

259844055, OHOH20,0432.5–

259952803, IAIA22,7422.5–

260045369, OHOH4,1202.5–

260108102, NJNJ8,2922.5–

260248124, MIMI34,4792.5–

260350022, IAIA8,5262.5–

260444614, OHOH13,1902.5–

260524054, VAVA5,9572.5–

260631005, GAGA22,0632.5–

260743844, OHOH3,7602.5–

260855952, MNMN2,5852.5–

260949866, MIMI8,2072.5–

261073055, OKOK10,0642.5–

261146767, ININ9,4182.5–

261231047, GAGA20,2032.5–

261338313, TNTN3,2882.5–

261447441, ININ8,9102.5–

261566101, KSKS12,5562.5–

261648180, MIMI62,0812.5–

261745015, OHOH11,0382.5–

261821830, MDMD5,2002.5–

261949056, MIMI4,4782.5–

262061736, ILIL2,6732.5–

262143616, OHOH20,3092.5–

262263801, MOMO22,0272.5–

262308090, NJNJ9,8152.5–

262449064, MIMI3,6352.5–

262545142, OHOH4,1872.5–

262631903, GAGA20,6442.5–

262773051, OKOK10,2742.5–

262870669, LALA9,5522.5–

262926833, WVWV2,8902.5–

263014609, NYNY40,2742.5–

263176520, TXTX8,4262.5–

263217407, PAPA2,6732.5–

263353015, WIWI2,7512.5–

263446312, ININ26,0222.5–

263536092, ALAL22,2422.5–

263644004, OHOH31,1142.5–

263770774, LALA10,0412.5–

263847356, ININ5,5222.5–

263939565, MSMS20,9842.5–

264054494, WIWI27,6962.5–

264173018, OKOK20,5052.5–

264248340, MIMI25,6692.5–

264374801, OKOK21,9672.5–

264470341, LALA3,6902.5–

264554736, WIWI4,1692.5–

264649269, MIMI5,5442.5–

264727229, NCNC3,4562.5–

264814569, NYNY6,4302.5–

264961550, ILIL18,7922.5–

265079029, TXTX15,4112.5–

265176640, TXTX3,0892.5–

265270084, LALA5,6292.5–

265371075, LALA5,4122.5–

265444203, OHOH38,7012.5–

265549801, MIMI11,8602.5–

265657262, SDSD5,1002.5–

265748066, MIMI47,1232.5–

265848876, MIMI4,3602.5–

265942327, KYKY4,2062.5–

266035620, ALAL10,9052.5–

266173173, OKOK4,7802.5–

266254457, WIWI8,1832.5–

266388231, NMNM3,2552.5–

266416686, PAPA13,4272.5–

266570395, LALA4,4202.5–

266652591, IAIA2,7212.5–

266739465, MSMS22,8822.5–

266848135, MIMI26,7392.5–

266957025, SDSD3,1202.5–

267073047, OKOK6,4932.5–

267115478, PAPA5,5602.5–

267262535, ILIL3,5022.5–

267332442, FLFL3,4172.5–

267442206, KYKY5,8972.5–

267562230, ILIL6,3772.5–

267661010, ILIL7,4972.5–

267715717, PAPA9,2062.5–

267849247, MIMI5,2052.5–

267974354, OKOK17,2082.5–

268074048, OKOK5,5592.5–

268127870, NCNC24,9582.5–

268218421, PAPA4,6032.5–

268376442, TXTX7,3722.5–

268438450, TNTN2,6112.5–

268549017, MIMI21,2952.5–

268668632, NENE3,9422.5–

268738340, TNTN12,6942.5–

268863552, MOMO7,5542.5–

268928396, NCNC2,6662.5–

269067546, KSKS2,6012.5–

269163456, MOMO4,7492.5–

269235645, ALAL13,9602.5–

269339367, MSMS13,7792.5–

269471040, LALA7,7672.5–

269553405, WIWI26,7932.5–

269675956, TXTX6,9822.5–

269718704, PAPA31,1492.5–

269830450, GAGA2,6322.5–

269944081, OHOH6,9712.5–

270065281, MOMO3,0302.5–

270114750, NYNY4,5082.5–

270238251, TNTN3,2592.5–

270363048, MOMO4,2282.5–

270446561, ININ13,9962.5–

270542220, KYKY5,9472.5–

270649099, MIMI5,9422.5–

270747635, ININ5,3622.5–

270855921, MNMN4,6592.5–

270946797, ININ4,0972.5–

271040831, KYKY4,7892.5–

271143526, OHOH6,4642.5–

271270760, LALA6,3142.5–

271329624, SCSC13,4982.5–

271445895, OHOH17,9982.5–

271524315, VAVA3,9782.5–

271635208, ALAL13,4122.5–

271714559, NYNY17,2002.5–

271862249, ILIL16,2052.5–

271945628, OHOH5,9992.5–

272046324, ININ21,4092.5–

272124266, VAVA8,6882.5–

272245431, OHOH27,9512.5–

272340272, KYKY38,2892.5–

272413367, NYNY8,6012.5–

272547923, ININ3,7002.5–

272632621, FLFL6,3682.5–

272765459, MOMO8,5622.5–

272827886, NCNC18,3812.5–

272931566, GAGA3,9872.5–

273043351, OHOH10,4572.5–

273135057, ALAL14,7302.5–

273247711, ININ30,9442.5–

273312198, NYNY6,7962.5–

273435204, ALAL8,9532.5–

273566032, KSKS4,9712.5–

273674937, OKOK5,2202.5–

273719605, PAPA21,4192.5–

273815106, PAPA19,2442.5–

273969341, NENE10,4822.5–

274051054, IAIA5,5832.5–

274149304, MIMI5,4082.5–

274217366, PAPA6,3922.5–

274363051, MOMO13,4362.5–

274413413, NYNY16,7422.5–

274536611, ALAL6,3322.5–

274646236, ININ26,4162.5–

274767701, KSKS6,1342.5–

274829520, SCSC13,2062.5–

274908221, NJNJ6,9922.5–

275042647, KYKY3,3492.5–

275118214, PAPA2,5222.5–

275238122, TNTN26,0212.5–

275314006, NYNY9,2602.5–

275443606, OHOH24,8982.5–

275552655, IAIA4,3222.5–

275632448, FLFL8,5492.5–

275744837, OHOH4,7382.5–

275849858, MIMI11,9272.5–

275961285, ILIL2,7282.5–

276028634, NCNC5,3532.5–

276163459, MOMO4,4232.5–

276260473, ILIL21,2252.5–

276377514, TXTX5,4802.5–

276475559, TXTX5,5282.5–

276571742, ARAR4,3332.5–

276615102, PAPA30,3442.5–

276746614, ININ29,6022.5–

276836541, ALAL15,5902.5–

276931738, GAGA2,7982.5–

277072944, ARAR2,5992.5–

277164720, MOMO4,4942.5–

277261701, ILIL35,1362.5–

277354612, WIWI5,9152.5–

277439150, MSMS4,7772.5–

277572086, ARAR11,7182.5–

277613492, NYNY11,2502.5–

277713825, NYNY2,9032.5–

277863555, MOMO3,2582.5–

277917801, PAPA16,4292.5–

278074352, OKOK5,8622.5–

278170528, LALA2,7452.5–

278212138, NYNY2,6952.5–

278335171, ALAL3,5952.5–

278455734, MNMN6,2652.5–

278576823, TXTX2,7852.5–

278665360, MOMO4,5862.5–

278721502, MDMD41,0152.5–

278863960, MOMO3,2042.5–

278944403, OHOH3,7432.5–

279016229, PAPA4,7982.5–

279115129, PAPA10,7892.5–

279233540, FLFL11,3902.5–

279315636, PAPA3,5602.5–

279472937, ARAR4,0752.5–

279549028, MIMI5,8112.5–

279672433, ARAR2,7232.5–

279763401, MOMO21,4892.5–

279845218, OHOH3,8362.5–

279944481, OHOH10,2062.5–

280054410, WIWI2,6112.5–

280115205, PAPA24,0602.5–

280230511, GAGA3,1512.5–

280314225, NYNY33,6202.5–

280474107, OKOK19,0132.5–

280540056, KYKY3,4412.5–

280647043, ININ4,8522.5–

280778164, TXTX2,9272.5–

280816601, PAPA33,5152.5–

280972529, ARAR5,0592.5–

281015085, PAPA8,0622.5–

281117322, PAPA6,4732.5–

281270466, LALA10,1482.5–

281370611, LALA22,1242.5–

281457380, SDSD3,3162.5–

281514626, NYNY29,2732.5–

281636250, ALAL4,3532.5–

281735555, ALAL9,2712.5–

281860443, ILIL20,6632.5–

281945130, OHOH4,2062.5–

282062711, ILIL18,5592.5–

282175785, TXTX10,7052.5–

282244320, OHOH17,6902.5–

282314467, NYNY10,1682.5–

282414420, NYNY20,3752.5–

282573020, OKOK25,6452.5–

282605679, VTVT3,1472.5–

282749078, MIMI10,0182.5–

282878941, TXTX3,6192.5–

282976903, TXTX29,9472.5–

283036277, ALAL4,9182.5–

283178370, TXTX5,3532.5–

283256751, MNMN5,7612.5–

283313037, NYNY9,6072.5–

283443061, OHOH4,9212.5–

283564024, MOMO15,5742.5–

283643138, OHOH18,9062.5–

283739364, MSMS2,7672.5–

283852349, IAIA7,7372.5–

283944703, OHOH8,0702.5–

284025177, WVWV22,6652.5–

284148610, MIMI3,3002.5–

284228580, NCNC11,6442.5–

284382701, WYWY5,4592.5–

284446635, ININ6,4102.5–

284514487, NYNY5,4922.5–

284643910, OHOH3,1912.5–

284736093, ALAL11,4102.5–

284877632, TXTX22,9762.5–

284957274, SDSD2,6212.5–

285032347, FLFL7,5302.5–

285112211, NYNY14,3832.5–

285239175, MSMS4,2592.5–

285343449, OHOH7,5722.5–

285448623, MIMI15,1292.5–

285543357, OHOH4,8992.5–

285631076, GAGA2,9682.5–

285747660, ININ4,9662.5–

285852353, IAIA9,2412.5–

285939305, MSMS21,6382.5–

286048657, MIMI7,5782.5–

286127325, NCNC6,7372.5–

286250441, IAIA5,4502.5–

286351501, IAIA34,6182.5–

286447591, ININ25,1682.5–

286570374, LALA5,8722.5–

286629556, SCSC10,5592.5–

286729702, SCSC9,7702.5–

286846402, ININ5,8362.5–

286978225, TXTX13,1042.5–

287031825, GAGA2,9862.5–

287146809, ININ8,5892.5–

287229123, SCSC7,9382.5–

287377515, TXTX34,0882.5–

287435503, ALAL9,3292.5–

287564067, MOMO5,9782.5–

287648831, MIMI3,0882.5–

287774547, OKOK2,8152.5–

287875647, TXTX13,2992.5–

287945506, OHOH13,4352.5–

288078076, TXTX13,1232.5–

288150320, IAIA24,8072.5–

288246041, ININ23,1342.5–

288347334, ININ3,3362.5–

288444260, OHOH12,7802.5–

288549096, MIMI3,3052.5–

288617961, PAPA6,7402.6–

288777541, TXTX16,9962.6–

288871486, LALA4,7482.6–

288908029, NJNJ5,4592.6–

289035207, ALAL7,7092.6–

289132767, FLFL3,4082.6–

289213068, NYNY4,5922.6–

289369033, NENE2,6102.6–

289444805, OHOH30,8052.6–

289543907, OHOH4,9602.6–

289664052, MOMO22,1382.6–

289751106, IAIA28,5922.6–

289847117, ININ4,4002.6–

289960425, ILIL8,7142.6–

290075568, TXTX2,6772.6–

290136206, ALAL11,1722.6–

290268410, NENE8,9802.6–

290362293, ILIL4,4332.6–

290439057, MSMS2,7182.6–

290547542, ININ10,3502.6–

290665231, MOMO3,1322.6–

290773160, OKOK62,6902.6–

290812090, NYNY5,4822.6–

290954405, WIWI2,7702.6–

291007418, NJNJ2,5592.6–

291162966, ILIL13,9452.6–

291272150, ARAR12,3372.6–

291360422, ILIL9,5422.6–

291462305, ILIL19,0362.6–

291545162, OHOH2,7542.6–

291673507, OKOK21,0462.6–

291761008, ILIL33,5822.6–

291829574, SCSC9,4132.6–

291966064, KSKS5,9922.6–

292039828, GAGA15,4232.6–

292144641, OHOH20,0312.6–

292276665, TXTX2,7712.6–

292313461, NYNY3,0472.6–

292404736, MEME9,0252.6–

292572176, ARAR8,6782.6–

292631023, GAGA13,9642.6–

292750111, IAIA16,8652.6–

292817740, PAPA12,0172.6–

292948842, MIMI21,9452.6–

293061054, ILIL3,6102.6–

293114414, NYNY6,5762.6–

293277437, TXTX18,2382.6–

293339038, MSMS5,1642.6–

293446406, ININ9,0012.6–

293518644, PAPA7,5522.6–

293614534, NYNY33,2302.6–

293735118, ALAL2,9602.6–

293842653, KYKY4,3002.6–

293974033, OKOK13,7452.6–

294048128, MIMI12,6242.6–

294104937, MEME6,3582.6–

294252776, IAIA5,0902.6–

294324148, VAVA8,3552.6–

294465043, MOMO10,1202.6–

294550313, IAIA17,4402.6–

294654241, WIWI14,1202.6–

294727011, NCNC5,5822.6–

294836474, ALAL2,7132.6–

294936351, ALAL4,0292.6–

295054812, WIWI6,0692.6–

295152806, IAIA26,8712.6–

295245449, OHOH19,0662.6–

295335619, ALAL5,3432.6–

295463019, MOMO4,4892.6–

295576450, TXTX12,9992.6–

295614621, NYNY32,3812.6–

295717062, PAPA3,9172.6–

295878566, TXTX25,1102.6–

295911109, NYNY7,9482.6–

296046371, ININ3,3962.6–

296148160, MIMI13,9722.6–

296241006, KYKY4,7152.6–

296316159, PAPA4,4552.6–

296439145, MSMS5,2952.6–

296539638, MSMS3,2592.6–

296631008, GAGA22,6022.6–

296751537, IAIA6,3822.6–

296845338, OHOH4,7612.6–

296914020, NYNY22,0022.6–

297038771, MSMS2,7242.6–

297124171, VAVA8,2682.6–

297218660, PAPA3,1372.6–

297348632, MIMI5,2682.6–

297475966, TXTX4,9942.6–

297544040, OHOH3,0632.6–

297644662, OHOH10,3452.6–

297760970, ILIL5,9912.6–

297866610, KSKS9,8492.6–

297977905, TXTX16,5992.6–

298069138, NENE4,3162.6–

298162010, ILIL11,0282.6–

298216510, PAPA24,1982.6–

298345248, OHOH22,5762.6–

298439213, MSMS18,6912.6–

298539654, MSMS4,6042.6–

298654452, WIWI18,9692.6–

298727823, NCNC6,5532.6–

298872024, ARAR3,9982.6–

298949715, MIMI3,1162.6–

299072834, ARAR9,4822.6–

299161821, ILIL28,6112.6–

299227801, NCNC19,5322.6–

299315216, PAPA21,4712.6–

299463074, MOMO15,7932.6–

299560478, ILIL16,3902.6–

299615236, PAPA31,3132.6–

299761614, ILIL27,3702.6–

299813205, NYNY19,1372.6–

299946392, ININ8,3022.6–

300036203, ALAL18,9192.6–

SHOWING 2,501–3,000 OF 16,707

1…5 6 7…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES