Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

300145806, OHOH10,9742.6–

300214892, NYNY7,7032.6–

300341222, KYKY2,5302.6–

300476531, TXTX4,7032.6–

300554228, WIWI2,7622.6–

300668731, NENE3,4692.6–

300714223, NYNY22,6112.6–

300856520, MNMN3,8522.6–

300972002, ARAR21,4952.6–

301077059, TXTX18,7672.6–

301176522, TXTX42,1182.6–

301258318, NDND3,7922.6–

301324016, VAVA10,5212.6–

301416346, PAPA3,2012.6–

301553404, WIWI13,7032.6–

301665542, MOMO7,0602.6–

301736401, ALAL7,3422.6–

301860411, ILIL52,1752.6–

301947374, ININ44,6152.6–

302049633, MIMI3,4102.6–

302188130, NMNM17,8422.6–

302244514, OHOH23,9172.6–

302347904, ININ16,2572.6–

302427017, NCNC10,0852.6–

302572315, ARAR19,8902.6–

302649657, MIMI3,8012.6–

302746975, ININ13,8242.6–

302836078, ALAL13,7672.6–

302944052, OHOH28,2822.6–

303049651, MIMI7,6282.6–

303160418, ILIL10,5722.6–

303246278, ININ8,4502.6–

303315530, PAPA5,2992.6–

303449781, MIMI4,1562.6–

303513108, NYNY6,0932.6–

303645383, OHOH6,9122.6–

303735020, ALAL24,8922.6–

303874940, OKOK2,5042.6–

303979927, TXTX44,4442.6–

304041051, KYKY33,0542.6–

304147803, ININ21,7462.6–

304248867, MIMI27,5002.6–

304333493, FLFL5,1582.6–

304435661, ALAL19,1692.6–

304549266, MIMI2,9822.6–

304614009, NYNY5,7482.6–

304749548, MIMI34,7772.6–

304873025, OKOK16,9142.6–

304945504, OHOH16,3632.6–

305014485, NYNY4,1532.6–

305173075, OKOK9,3832.6–

305231744, GAGA2,8492.6–

305348206, MIMI15,2272.6–

305444278, OHOH18,4242.6–

305554247, WIWI2,5582.6–

305626354, WVWV9,5582.6–

305749221, MIMI41,0872.6–

305804457, MEME5,8232.6–

305939827, GAGA4,7302.6–

306079821, TXTX7,2272.6–

306161111, ILIL23,2862.6–

306247126, ININ4,3722.6–

306341171, KYKY4,6112.6–

306474044, OKOK8,1622.6–

306536323, ALAL7,9672.6–

306664157, MOMO23,0302.6–

306742757, KYKY2,5472.6–

306836544, ALAL10,5212.6–

306939443, MSMS22,7672.6–

307008823, NJNJ8,8842.6–

307170634, LALA25,1942.6–

307246710, ININ4,5062.6–

307372923, ARAR4,9562.6–

307438075, TNTN6,3242.6–

307566218, KSKS8,8202.6–

307637754, TNTN4,2112.6–

307744440, OHOH4,4182.6–

307849224, MIMI13,4472.6–

307935501, ALAL9,9272.6–

308054929, WIWI8,7762.6–

308166088, KSKS2,6972.6–

308218621, PAPA4,7442.6–

308365084, MOMO7,4732.6–

308414428, NYNY8,1272.6–

308527371, NCNC7,5722.6–

308653511, WIWI48,7012.6–

308724136, VAVA3,1452.6–

308860915, ILIL9,9792.6–

308948846, MIMI21,6132.6–

309047161, ININ3,6112.6–

309167467, KSKS2,8712.6–

309217347, PAPA6,3932.6–

309363740, MOMO5,1652.6–

309412304, NYNY22,4032.6–

309548911, MIMI39,8762.6–

309675833, TXTX3,5502.6–

309748866, MIMI4,6072.6–

309817068, PAPA4,2352.6–

309938355, TNTN8,3532.6–

310073012, OKOK46,9932.6–

310139897, GAGA3,5072.6–

310248653, MIMI9,7212.6–

310377066, TXTX39,3112.6–

310417922, PAPA4,8032.6–

310549250, MIMI5,6532.6–

310660433, ILIL16,3822.6–

310760135, ILIL7,2742.6–

310854230, WIWI4,1582.6–

310918642, PAPA4,5302.6–

311045123, OHOH8,7402.6–

311176084, TXTX14,0972.6–

311242784, KYKY3,0892.6–

311376093, TXTX4,1982.6–

311477536, TXTX33,1742.6–

311560901, ILIL33,1282.6–

311660042, ILIL8,3472.6–

311724340, VAVA6,1112.6–

311848433, MIMI26,3842.6–

311970380, LALA20,5292.6–

312015679, PAPA2,7812.6–

312171251, LALA8,0262.6–

312218466, PAPA17,7942.6–

312335031, ALAL7,9732.6–

312413408, NYNY3,3912.6–

312562301, ILIL30,7462.6–

312604426, MEME4,9992.6–

312773165, OKOK8,3572.6–

312826426, WVWV7,5752.6–

312975426, TXTX4,3512.6–

313013730, NYNY2,6792.6–

313125832, WVWV4,8182.6–

313239063, MSMS2,8282.6–

313338141, TNTN23,9522.6–

313457252, SDSD4,8832.6–

313549252, MIMI2,5562.6–

313682937, WYWY3,5422.6–

313736421, ALAL9,7992.6–

313838751, MSMS9,9492.6–

313969201, NENE4,0122.6–

314051632, IAIA6,6242.6–

314162640, ILIL3,3912.6–

314257350, SDSD16,1992.6–

314327288, NCNC22,9262.6–

314472519, ARAR2,9452.6–

314527822, NCNC7,8382.6–

314677053, TXTX30,1982.6–

314779605, TXTX28,4672.6–

314877346, TXTX79,5382.6–

314935771, ALAL3,4142.6–

315044077, OHOH57,3252.6–

315173068, OKOK12,2582.6–

315218630, PAPA2,9232.6–

315363033, MOMO43,0562.6–

315444001, OHOH21,4482.6–

315546390, ININ2,5542.6–

315664870, MOMO16,1862.6–

315769357, NENE3,6772.6–

315846723, ININ7,6172.6–

315964644, MOMO2,9232.6–

316045822, OHOH19,9572.6–

316136445, ALAL5,1462.6–

316248173, MIMI12,9312.6–

316358368, NDND3,4152.6–

316454902, WIWI22,2432.6–

316548847, MIMI5,6632.6–

316673446, OKOK8,4792.6–

316724273, VAVA5,5932.6–

316835673, ALAL7,2502.6–

316973084, OKOK6,6412.6–

317070589, LALA2,8752.6–

317170668, LALA6,1692.6–

317246552, ININ7,0472.6–

317376901, TXTX31,8312.6–

317412302, NYNY28,0312.6–

317545844, OHOH3,0592.6–

317638052, TNTN3,6682.6–

317744070, OHOH31,9242.6–

317860096, ILIL6,5272.6–

317924605, VAVA8,8722.6–

318047124, ININ5,3572.6–

318156172, MNMN2,9872.6–

318245883, OHOH4,1442.6–

318327027, NCNC3,8362.6–

318467156, KSKS14,5132.6–

318525053, WVWV3,8012.6–

318679924, TXTX60,3642.6–

318746543, ININ4,7412.6–

318818434, PAPA4,0312.6–

318931763, GAGA29,2712.6–

319047330, ININ5,4882.6–

319172153, ARAR4,1912.6–

319260013, ILIL26,6942.6–

319338358, TNTN12,8742.6–

319454456, WIWI5,8902.6–

319564505, MOMO14,1072.6–

319643334, OHOH6,3262.6–

319774434, OKOK9,6112.6–

319850588, IAIA13,4312.6–

319937645, TNTN5,4722.6–

320068446, NENE2,7922.6–

320176534, TXTX2,6752.6–

320244149, OHOH21,0982.6–

320344846, OHOH3,4892.6–

320475946, TXTX4,1702.6–

320543560, OHOH33,2862.6–

320644883, OHOH28,1022.6–

320745877, OHOH2,5622.6–

320863012, MOMO10,3142.6–

320943952, OHOH17,8362.6–

321069001, NENE9,0542.6–

321140741, KYKY23,3972.6–

321246807, ININ16,3172.6–

321362062, ILIL8,2772.6–

321455971, MNMN3,0182.6–

321561704, ILIL37,2792.6–

321677345, TXTX27,9172.6–

321745118, OHOH3,7032.6–

321877373, TXTX69,7392.6–

321946051, ININ2,9192.6–

322044132, OHOH14,6332.6–

322126105, WVWV12,1072.6–

322215644, PAPA18,5122.6–

322332321, FLFL5,5312.6–

322444138, OHOH23,1622.6–

322542122, KYKY5,5132.6–

322651249, IAIA3,5642.6–

322799752, AKAK3,0562.6–

322848161, MIMI26,3042.6–

322960419, ILIL20,8252.6–

323018372, PAPA2,5992.6–

323154455, WIWI19,0252.6–

323274604, OKOK12,1892.6–

323314094, NYNY50,1532.6–

323473128, OKOK6,2812.6–

323515904, PAPA16,0262.6–

323654112, WIWI2,7162.6–

323754448, WIWI4,2802.6–

323889419, NVNV4,5952.6–

323952228, IAIA3,8022.6–

324016630, PAPA4,7262.6–

324168776, NENE15,3732.6–

324253530, WIWI4,5692.6–

324315207, PAPA10,9612.6–

324448461, MIMI7,7192.6–

324548835, MIMI2,6352.6–

324675169, TXTX16,0292.6–

324775571, TXTX2,6532.6–

324872120, ARAR34,3652.6–

324948750, MIMI9,1652.6–

325023974, VAVA4,5822.6–

325118661, PAPA5,7592.6–

325204927, MEME3,3852.6–

325374346, OKOK8,2662.6–

325446394, ININ11,8942.6–

325549783, MIMI18,6812.6–

325649004, MIMI17,8152.6–

325760012, ILIL12,3682.6–

325874029, OKOK5,3312.6–

325950461, IAIA5,2282.6–

326073433, OKOK2,5832.6–

326117841, PAPA4,8962.6–

326259330, MTMT8,1332.6–

326378071, TXTX3,5762.6–

326442366, KYKY5,8512.6–

326571665, ARAR4,9642.6–

326645377, OHOH14,8882.6–

326752358, IAIA3,5982.6–

326840143, KYKY5,7562.6–

326908065, NJNJ7,4852.6–

327072562, ARAR2,9132.6–

327178526, TXTX60,0122.6–

327248850, MIMI4,6592.6–

327349071, MIMI12,1982.6–

327477016, TXTX29,8412.6–

327548069, MIMI2,6022.6–

327660409, ILIL35,1002.6–

327740336, KYKY12,7182.6–

327835444, ALAL4,2162.6–

327927544, NCNC3,3292.6–

328078152, TXTX4,5212.6–

328177327, TXTX42,6852.6–

328248837, MIMI19,9472.6–

328356277, MNMN2,9052.6–

328453813, WIWI6,2222.6–

328514220, NYNY24,4282.6–

328627248, NCNC4,2342.6–

328746616, ININ5,9792.6–

328860490, ILIL22,1562.6–

328949014, MIMI21,9802.6–

329047586, ININ10,8262.6–

329116137, PAPA12,4902.6–

329248854, MIMI19,5292.6–

329366536, KSKS4,2042.6–

329463020, MOMO20,1662.6–

329560083, ILIL9,9812.6–

329617752, PAPA4,9752.6–

329748195, MIMI29,3662.6–

329813403, NYNY7,3882.6–

329956514, MNMN3,9942.6–

330073064, OKOK28,9192.6–

330125560, WVWV9,3032.6–

330213078, NYNY10,1192.6–

330314611, NYNY17,1452.6–

330460041, ILIL9,0242.6–

330573115, OKOK20,2252.6–

330660502, ILIL23,3082.6–

330718655, PAPA6,0182.6–

330840215, KYKY20,5322.6–

330944657, OHOH9,6202.6–

331038965, MSMS8,9632.6–

331152213, IAIA4,1142.6–

331275652, TXTX15,2902.6–

331358523, NDND3,2802.6–

331405735, VTVT3,6512.6–

331546819, ININ9,3692.6–

331644870, OHOH39,8832.6–

331748035, MIMI33,5692.6–

331830755, GAGA9,8132.6–

331916150, PAPA6,8562.6–

332013795, NYNY3,6812.6–

332168066, NENE5,9412.6–

332262939, ILIL2,9582.6–

332354113, WIWI3,6222.6–

332469153, NENE5,8122.6–

332566043, KSKS11,0562.6–

332616157, PAPA2,8402.6–

332747001, ININ10,6962.6–

332826525, WVWV8,6302.6–

332938463, TNTN2,6442.6–

333060102, ILIL32,2862.6–

333129709, SCSC5,9882.6–

333215697, PAPA2,8772.6–

333315052, PAPA2,8732.6–

333431707, GAGA22,6792.6–

333540322, KYKY3,2382.6–

333645858, OHOH2,7952.6–

333729048, SCSC4,9822.6–

333851534, IAIA8,8742.6–

333975152, TXTX5,3212.6–

334050138, IAIA11,1172.6–

334128377, NCNC11,5902.6–

334235592, ALAL4,3572.6–

334372342, ARAR4,0702.6–

334466539, KSKS3,0922.6–

334508105, NJNJ26,4832.6–

334643724, OHOH9,1332.6–

334764133, MOMO36,2492.6–

334844287, OHOH7,9352.6–

334913104, NYNY16,1682.6–

335056482, MNMN7,6192.6–

335115131, PAPA8,2092.6–

335218332, PAPA3,5082.6–

335349055, MIMI5,9412.6–

335444875, OHOH14,1442.6–

335537665, TNTN4,7412.6–

335672847, ARAR3,0402.6–

335730673, GAGA6,3942.6–

335816316, PAPA4,5622.6–

335942721, KYKY4,3532.6–

336043947, OHOH4,8932.6–

336160461, ILIL4,7612.6–

336215234, PAPA14,0142.6–

336312790, NYNY4,5372.6–

336439702, MSMS23,4842.6–

336536066, ALAL22,6322.6–

336664831, MOMO6,2062.6–

336717353, PAPA2,8252.6–

336808322, NJNJ10,2022.6–

336944017, OHOH18,2792.6–

337045135, OHOH5,2912.6–

337149766, MIMI2,5652.6–

337239330, MSMS3,1872.6–

337373521, OKOK20,1552.6–

337436322, ALAL7,9592.6–

337526554, WVWV42,1182.6–

337648473, MIMI22,3392.6–

337746808, ININ19,6842.6–

337876104, TXTX20,4432.6–

337938221, TNTN3,0982.6–

338047274, ININ33,0682.6–

338135452, ALAL4,1952.6–

338253014, WIWI7,8982.6–

338340374, KYKY2,5622.6–

338404769, MEME8,7362.6–

338560421, ILIL3,6492.6–

338648140, MIMI3,6642.6–

338712309, NYNY33,2462.6–

338854107, WIWI3,7132.6–

338972437, ARAR3,1342.6–

339019562, PAPA2,9472.6–

339149073, MIMI5,1202.6–

339262401, ILIL19,2732.6–

339324963, WVWV3,5602.6–

339412170, NYNY5,3512.6–

339544221, OHOH28,5462.6–

339648463, MIMI4,3932.6–

339749327, MIMI8,8872.6–

339852402, IAIA42,9382.6–

339963377, MOMO3,5012.6–

340047978, ININ10,2612.6–

340101129, MAMA5,6722.6–

340249040, MIMI3,3842.6–

340327563, NCNC5,2052.6–

340462288, ILIL2,8202.6–

340515627, PAPA6,1672.6–

340665725, MOMO2,5012.6–

340774053, OKOK5,3752.6–

340845663, OHOH6,5772.6–

340979415, TXTX15,7942.6–

341008063, NJNJ3,0512.6–

341140118, KYKY10,6972.6–

341281125, COCO3,3622.6–

341362221, ILIL29,8752.6–

341473030, OKOK4,4992.6–

341560417, ILIL14,9012.6–

341635080, ALAL20,2512.6–

341770345, LALA8,3442.6–

341846259, ININ15,1692.6–

341948191, MIMI4,4032.6–

342018837, PAPA2,9362.6–

342178662, TXTX3,0152.6–

342292241, CACA8,8842.6–

342347122, ININ11,3572.6–

342445302, OHOH4,3382.6–

342552405, IAIA26,5262.6–

342635068, ALAL8,3782.6–

342724549, VAVA4,1602.6–

342869361, NENE17,1872.6–

342971465, LALA3,0862.6–

343045810, OHOH7,4492.6–

343152057, IAIA8,1932.6–

343243211, OHOH22,3132.6–

343340013, KYKY6,6702.6–

343488220, NMNM39,8282.6–

343555301, MNMN13,4822.6–

343650659, IAIA5,6882.6–

343765018, MOMO7,7482.6–

343876309, TXTX13,3952.6–

343954177, WIWI2,9132.6–

344015146, PAPA28,3322.6–

344107460, NJNJ3,1812.6–

344252726, IAIA5,1602.6–

344329126, SCSC2,7032.6–

344432425, FLFL13,9422.6–

344564503, MOMO11,9542.6–

344685501, AZAZ12,3952.6–

344775670, TXTX18,6702.6–

344832113, FLFL5,9542.6–

344931806, GAGA4,1352.6–

345070057, LALA4,1222.6–

345143830, OHOH6,5492.6–

345217023, PAPA3,4892.6–

345340051, KYKY4,6582.7–

345441572, KYKY3,2492.7–

345519036, PAPA13,6682.7–

345616061, PAPA2,5642.7–

345763362, MOMO9,9302.7–

345846217, ININ36,9172.7–

345935064, ALAL9,8722.7–

346044637, OHOH2,7192.7–

346126287, WVWV3,0342.7–

346275844, TXTX4,7702.7–

346338105, TNTN5,5342.7–

346424712, WVWV2,9132.7–

346527350, NCNC5,8822.7–

346674955, OKOK13,8642.7–

346736010, ALAL5,4292.7–

346874063, OKOK31,3702.7–

346956623, MNMN2,7332.7–

347008007, NJNJ5,4172.7–

347172738, ARAR2,6882.7–

347229530, SCSC2,6412.7–

347355071, MNMN5,7192.7–

347444266, OHOH32,6122.7–

347547040, ININ5,2752.7–

347670445, LALA9,2882.7–

347735004, ALAL12,1552.7–

347844102, OHOH39,9522.7–

347950273, IAIA8,9502.7–

348047933, ININ28,3572.7–

348160085, ILIL72,3412.7–

348250124, IAIA4,8592.7–

348348703, MIMI3,1052.7–

348444685, OHOH28,7942.7–

348548626, MIMI5,7662.7–

348649068, MIMI14,7292.7–

348744119, OHOH13,2432.7–

348852641, IAIA12,4282.7–

348946737, ININ7,4022.7–

349048081, MIMI20,5302.7–

349148655, MIMI5,7602.7–

349244445, OHOH2,9142.7–

349343615, OHOH40,1462.7–

349448415, MIMI8,9182.7–

349560110, ILIL38,5582.7–

349603452, NHNH5,4482.7–

349726041, WVWV15,2542.7–

349837770, TNTN2,7562.7–

349948048, MIMI11,3492.7–

350028365, NCNC15,9992.7–

SHOWING 3,001–3,500 OF 16,707

1…6 7 8…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES