Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

350147959, ININ2,6792.7–

350272904, ARAR21,2962.7–

350343080, OHOH5,3212.7–

350414618, NYNY25,4762.7–

350560541, ILIL3,3422.7–

350636043, ALAL3,2392.7–

350737726, TNTN2,5562.7–

350813624, NYNY4,6502.7–

350914891, NYNY4,5612.7–

351063016, MOMO6,4592.7–

351157028, SDSD3,4502.7–

351248144, MIMI10,5072.7–

351374021, OKOK23,6282.7–

351417408, PAPA25,4312.7–

351504048, MEME3,4002.7–

351639664, MSMS2,6032.7–

351779936, TXTX102,9912.7–

351815001, PAPA31,9762.7–

351948642, MIMI34,0392.7–

352008061, NJNJ4,5082.7–

352161880, ILIL4,3672.7–

352248183, MIMI41,7652.7–

352356283, MNMN6,4812.7–

352418635, PAPA3,7342.7–

352552742, IAIA7,2842.7–

352645122, OHOH10,9772.7–

352777535, TXTX39,5042.7–

352816925, PAPA3,2682.7–

352960487, ILIL26,0432.7–

353044906, OHOH17,3432.7–

353149916, MIMI2,8652.7–

353230635, GAGA15,6402.7–

353366109, KSKS28,3552.7–

353447725, ININ19,6482.7–

353525213, WVWV6,2242.7–

353670517, LALA26,0242.7–

353724112, VAVA31,0282.7–

353832066, FLFL6,8922.7–

353961104, ILIL17,2222.7–

354062424, ILIL2,5002.7–

354170734, LALA9,2132.7–

354275472, TXTX3,9512.7–

354352206, IAIA2,5642.7–

354444050, OHOH7,0592.7–

354538225, TNTN5,8812.7–

354631808, GAGA8,8932.7–

354744140, OHOH15,9842.7–

354848186, MIMI35,1032.7–

354975602, TXTX20,6712.7–

355054220, WIWI40,9492.7–

355112594, NYNY4,2222.7–

355260401, ILIL7,6472.7–

355329505, SCSC23,8952.7–

355448184, MIMI17,3482.7–

355528551, NCNC14,0782.7–

355679118, TXTX28,1072.7–

355730417, GAGA11,1542.7–

355839440, MSMS19,3852.7–

355948221, MIMI41,3922.7–

356036560, ALAL2,8582.7–

356142171, KYKY6,7232.7–

356239842, GAGA7,8312.7–

356335175, ALAL4,8602.7–

356447429, ININ7,3992.7–

356572022, ARAR18,8082.7–

356624078, VAVA6,4382.7–

356750622, IAIA3,5492.7–

356833903, FLFL23,6552.7–

356926181, WVWV6,1672.7–

357078504, TXTX63,0942.7–

357146989, ININ5,3852.7–

357248413, MIMI7,2882.7–

357348460, MIMI2,7012.7–

357475790, TXTX3,9152.7–

357575416, TXTX2,8732.7–

357673501, OKOK20,3972.7–

357763023, MOMO5,0022.7–

357844270, OHOH8,0712.7–

357979412, TXTX15,0182.7–

358064085, MOMO7,8552.7–

358178576, TXTX15,4842.7–

358244714, OHOH10,2102.7–

358349234, MIMI2,5202.7–

358412306, NYNY27,8652.7–

358536618, ALAL17,8922.7–

358628504, NCNC20,4072.7–

358747024, ININ2,9012.7–

358842064, KYKY8,0982.7–

358929033, SCSC12,8372.7–

359045113, OHOH3,8772.7–

359178550, TXTX53,3352.7–

359216145, PAPA2,6602.7–

359377657, TXTX22,2582.7–

359477627, TXTX22,3572.7–

359574451, OKOK4,0232.7–

359626301, WVWV28,7162.7–

359715136, PAPA22,6232.7–

359849945, MIMI2,7292.7–

359915342, PAPA5,0972.7–

360046787, ININ4,0312.7–

360173703, OKOK30,5562.7–

360238635, MSMS15,5032.7–

360343078, OHOH19,6952.7–

360412827, NYNY3,7162.7–

360571292, LALA22,9352.7–

360687323, NMNM4,2452.7–

360746167, ININ6,9442.7–

360813215, NYNY14,7512.7–

360945305, OHOH11,4982.7–

361049015, MIMI27,7652.7–

361119555, PAPA3,5772.7–

361246534, ININ10,8112.7–

361367846, KSKS34,4752.7–

361436054, ALAL14,6002.7–

361529544, SCSC8,2522.7–

361649437, MIMI6,8952.7–

361746347, ININ4,9512.7–

361865265, MOMO15,1532.7–

361917026, PAPA3,1372.7–

362044431, OHOH4,7882.7–

362112865, NYNY3,3562.7–

362256209, MNMN2,5702.7–

362370525, LALA14,6872.7–

362464836, MOMO26,5622.7–

362528338, NCNC3,2652.7–

362638843, MSMS12,3032.7–

362716844, PAPA2,6062.7–

362826547, WVWV2,8282.7–

362908515, NJNJ8,3732.7–

363075144, TXTX3,5812.7–

363172016, ARAR2,7272.7–

363214615, NYNY17,8842.7–

363360107, ILIL38,8862.7–

363477957, TXTX9,0692.7–

363549887, MIMI2,7312.7–

363670633, LALA8,4862.7–

363778221, TXTX42,1782.7–

363840744, KYKY20,1372.7–

363937840, TNTN10,0042.7–

364041014, KYKY7,3922.7–

364132443, FLFL2,8792.7–

364274948, OKOK12,3822.7–

364346923, ININ8,2212.7–

364466617, KSKS8,9032.7–

364515229, PAPA15,1882.7–

364635116, ALAL5,2272.7–

364774106, OKOK15,6552.7–

364847037, ININ4,3302.7–

364952175, IAIA3,4842.7–

365029332, SCSC3,5392.7–

365147882, ININ8,7352.7–

365214208, NYNY12,5722.7–

365365340, MOMO16,0262.7–

365454174, WIWI3,1712.7–

365546147, ININ2,5182.7–

365615767, PAPA13,9182.7–

365730815, GAGA44,1092.7–

365846580, ININ21,7942.7–

365944903, OHOH25,6422.7–

366042724, KYKY5,3452.7–

366153963, WIWI13,9522.7–

366218708, PAPA8,8672.7–

366376579, TXTX5,4482.7–

366488415, NMNM3,1782.7–

366515071, PAPA12,6632.7–

366616142, PAPA5,5222.7–

366717025, PAPA17,6482.7–

366874467, OKOK14,4002.7–

366929379, SCSC17,6072.7–

367013027, NYNY35,0882.7–

367166801, KSKS27,5852.7–

367264134, MOMO22,9642.7–

367335904, ALAL14,0152.7–

367435178, ALAL3,0782.7–

367538833, MSMS2,6152.7–

367654139, WIWI3,1302.7–

367777037, TXTX19,0042.7–

367815074, PAPA8,5502.7–

367943506, OHOH14,7342.7–

368075778, TXTX3,1522.7–

368144131, OHOH20,5772.7–

368215801, PAPA20,1602.7–

368358075, NDND9,0462.7–

368478362, TXTX10,8162.7–

368562670, ILIL2,6822.7–

368640229, KYKY41,2992.7–

368736870, ALAL17,9512.7–

368844275, OHOH3,1862.7–

368949326, MIMI3,9802.7–

369078045, TXTX67,3332.7–

369116648, PAPA14,9042.7–

369214141, NYNY7,6032.7–

369340258, KYKY26,8412.7–

369427844, NCNC3,3342.7–

369537681, TNTN5,7232.7–

369645419, OHOH17,0082.7–

369760087, ILIL27,2932.7–

369848088, MIMI22,9912.7–

369943567, OHOH12,7542.7–

370036523, ALAL2,9722.7–

370174041, OKOK3,0732.7–

370229714, SCSC3,4622.7–

370375143, TXTX14,7092.7–

370468112, NENE12,0712.7–

370549076, MIMI4,2942.7–

370668462, NENE4,9282.7–

370768347, NENE2,5082.7–

370849036, MIMI24,8262.7–

370944708, OHOH24,2852.7–

371025705, WVWV20,9222.7–

371160177, ILIL24,4162.7–

371245887, OHOH4,4222.7–

371346932, ININ3,0662.7–

371478363, TXTX28,9202.7–

371576148, TXTX23,3672.7–

371653805, WIWI5,5542.7–

371744512, OHOH32,5362.7–

371826047, WVWV5,3572.7–

371918709, PAPA2,9102.7–

372060410, ILIL14,2392.7–

372174954, OKOK5,1052.7–

372281052, COCO9,0452.7–

372330752, GAGA9,5272.7–

372478046, TXTX72,9512.7–

372572638, ARAR6,9122.7–

372623890, VAVA4,1672.7–

372731052, GAGA9,0012.7–

372826038, WVWV2,7522.7–

372944224, OHOH39,2002.7–

373045318, OHOH5,5112.7–

373146701, ININ7,9442.7–

373249254, MIMI3,4842.7–

373341472, KYKY10,7922.7–

373475202, TXTX2,8922.7–

373570533, LALA7,0992.7–

373646065, ININ3,6442.7–

373766615, KSKS2,9432.7–

373878237, TXTX37,3792.7–

373999723, AKAK4,7852.7–

374076557, TXTX5,6442.7–

374115108, PAPA42,7992.7–

374241095, KYKY4,1062.7–

374330467, GAGA11,4742.7–

374429847, SCSC5,5542.7–

374529560, SCSC12,2772.7–

374629115, SCSC27,4502.7–

374764850, MOMO25,1262.7–

374815610, PAPA3,9882.7–

374961615, ILIL23,5232.7–

375067835, KSKS2,7162.7–

375167235, KSKS14,9582.7–

375253950, WIWI5,9422.7–

375352214, IAIA2,7612.7–

375471037, LALA21,1922.7–

375563851, MOMO3,6842.7–

375616115, PAPA3,4672.7–

375768862, NENE2,9772.7–

375850212, IAIA2,9932.7–

375943542, OHOH4,1842.7–

376050169, IAIA3,6672.7–

376165483, MOMO4,4872.7–

376262243, ILIL6,4182.7–

376374036, OKOK7,7992.7–

376417744, PAPA2,8082.7–

376538329, TNTN3,1662.7–

376645614, OHOH5,4502.7–

376773448, OKOK5,9132.7–

376808081, NJNJ50,2642.7–

376977488, TXTX14,5482.7–

377065625, MOMO7,4732.7–

377170543, LALA4,0822.7–

377253204, WIWI39,9962.7–

377346706, ININ20,4032.7–

377415940, PAPA3,8412.7–

377544217, OHOH3,8042.7–

377628544, NCNC4,3862.7–

377750317, IAIA36,5482.7–

377831701, GAGA16,1352.7–

377977422, TXTX14,5472.7–

378044124, OHOH39,7792.7–

378136575, ALAL23,4812.7–

378231032, GAGA14,1732.7–

378378224, TXTX22,2322.7–

378466025, KSKS8,0832.7–

378528372, NCNC12,4832.7–

378672908, ARAR14,2882.7–

378724330, VAVA2,9822.7–

378846218, ININ29,3602.7–

378979714, TXTX18,6102.7–

379015010, PAPA28,5422.7–

379152211, IAIA2,7952.7–

379266512, KSKS3,6782.7–

379377360, TXTX6,2232.7–

379436116, ALAL45,2502.7–

379575253, TXTX24,3952.7–

379649659, MIMI7,1402.7–

379750208, IAIA20,5952.7–

379838049, TNTN3,9572.7–

379930906, GAGA60,4232.7–

380079934, TXTX28,8612.7–

380146814, ININ16,7782.7–

380245365, OHOH28,9652.7–

380371467, LALA8,2282.7–

380449091, MIMI19,3372.7–

380513035, NYNY8,4282.7–

380628352, NCNC23,8372.7–

380745342, OHOH36,1522.7–

380854201, WIWI5,2092.7–

380971943, ARAR3,7312.7–

381001128, MAMA2,8962.7–

381172007, ARAR10,5792.7–

381279928, TXTX86,5992.7–

381378572, TXTX78,0242.7–

381474011, OKOK33,9002.7–

381550511, IAIA7,2402.7–

381644236, OHOH25,9412.7–

381718847, PAPA5,1042.7–

381807422, NJNJ5,2802.7–

381940359, KYKY6,9892.7–

382043502, OHOH6,8902.7–

382176530, TXTX2,5982.7–

382248220, MIMI21,5272.7–

382367230, KSKS11,9812.7–

382439327, MSMS4,5092.7–

382517565, PAPA2,5232.7–

382646157, ININ4,5582.7–

382717003, PAPA12,5342.7–

382812883, NYNY4,7442.7–

382953811, WIWI3,0932.7–

383073505, OKOK47,7902.7–

383149097, MIMI11,7542.7–

383261360, ILIL3,6102.7–

383377630, TXTX28,9832.7–

383446516, ININ31,8712.7–

383540150, KYKY4,9502.7–

383624277, VAVA5,8392.7–

383754848, WIWI5,8322.7–

383804957, MEME4,0062.7–

383946740, ININ4,4862.7–

384046902, ININ37,0172.7–

384146030, ININ3,0352.7–

384215021, PAPA7,1102.7–

384315089, PAPA6,7892.7–

384436701, ALAL22,1832.7–

384530185, GAGA4,6022.7–

384655975, MNMN4,4332.7–

384749249, MIMI3,4622.7–

384844645, OHOH2,5532.7–

384939744, MSMS5,2902.7–

385050677, IAIA12,6732.7–

385145846, OHOH4,6442.7–

385278542, TXTX89,4012.7–

385345233, OHOH15,9812.7–

385432564, FLFL2,6762.7–

385566614, KSKS32,5382.7–

385654747, WIWI2,6902.7–

385719078, PAPA11,6832.7–

385824651, VAVA5,9822.7–

385913132, NYNY3,6262.7–

386056057, MNMN3,9192.7–

386173527, OKOK5,1092.7–

386239339, MSMS14,4602.7–

386348763, MIMI4,8832.7–

386448625, MIMI12,7042.7–

386518512, PAPA12,9862.7–

386635621, ALAL3,4712.7–

386723847, VAVA12,9562.7–

386826444, WVWV3,4902.7–

386915223, PAPA6,2552.7–

387061705, ILIL13,2132.7–

387166534, KSKS3,3812.7–

387227863, NCNC13,7292.7–

387373045, OKOK11,5172.7–

387446319, ININ17,8472.7–

387546835, ININ38,1662.7–

387649202, MIMI18,5192.7–

387761016, ILIL5,4652.7–

387872206, ARAR22,6672.7–

387968840, NENE2,6242.7–

388047304, ININ31,2372.7–

388173052, OKOK6,3802.7–

388248755, MIMI3,0062.7–

388348072, MIMI15,1492.7–

388471373, LALA5,6522.7–

388552404, IAIA42,9582.7–

388647201, ININ47,9002.7–

388775684, TXTX8,0402.7–

388808027, NJNJ4,9842.7–

388970744, LALA6,0702.7–

389063957, MOMO5,1442.7–

389143748, OHOH2,9802.7–

389217111, PAPA36,7442.7–

389312018, NYNY7,4222.7–

389444857, OHOH23,2882.7–

389531750, GAGA18,5522.7–

389625309, WVWV12,1542.7–

389739823, GAGA9,0122.7–

389874523, OKOK5,8172.7–

389972015, ARAR28,7122.7–

390015425, PAPA17,5452.7–

390174112, OKOK21,3862.7–

390212123, NYNY4,4572.7–

390313605, NYNY5,2592.7–

390450226, IAIA7,7592.7–

390517329, PAPA2,9992.7–

390648532, MIMI18,4962.7–

390718407, PAPA14,4452.7–

390824517, VAVA4,9962.7–

390917051, PAPA4,3522.7–

391063111, MOMO18,8512.7–

391130113, GAGA6,1032.7–

391218347, PAPA3,7332.7–

391336869, ALAL21,5182.7–

391465548, MOMO6,3882.7–

391547562, ININ4,9672.7–

391667460, KSKS16,3482.7–

391750072, IAIA2,9792.7–

391813502, NYNY34,0372.7–

391942376, KYKY6,8862.7–

392028318, NCNC3,6442.7–

392177503, TXTX23,8662.7–

392227341, NCNC5,3502.7–

392335983, ALAL3,5722.7–

392446733, ININ19,3182.7–

392549032, MIMI3,2872.7–

392616433, PAPA4,6942.7–

392738921, MSMS4,7862.7–

392871328, LALA7,6142.7–

392976310, TXTX19,0292.7–

393027045, NCNC10,8632.7–

393170359, LALA10,0382.7–

393223885, VAVA3,1932.7–

393329069, SCSC4,6472.7–

393445817, OHOH5,9262.7–

393574435, OKOK3,0422.7–

393615209, PAPA12,3282.7–

393755049, MNMN2,6362.7–

393865705, MOMO4,9492.7–

393949267, MIMI3,9742.7–

394045121, OHOH9,0302.7–

394138080, TNTN2,5062.7–

394235953, ALAL7,0832.7–

394349072, MIMI2,9372.7–

394438367, TNTN2,5412.7–

394570665, LALA13,2222.7–

394660192, ILIL16,4612.7–

394712054, NYNY17,4362.7–

394849445, MIMI21,2892.7–

394944255, OHOH7,3182.7–

395017963, PAPA9,3232.7–

395164119, MOMO33,1992.7–

395246563, ININ23,6152.7–

395337860, TNTN3,7002.7–

395425813, WVWV6,9582.7–

395545502, OHOH17,6922.7–

395616442, PAPA3,0502.7–

395750129, IAIA5,0142.7–

395813309, NYNY5,8252.7–

395924970, WVWV3,6472.7–

396049120, MIMI36,4952.7–

396117028, PAPA3,5632.7–

396274426, OKOK9,7122.7–

396370583, LALA8,3862.7–

396427910, NCNC10,4872.7–

396571743, ARAR2,9132.7–

396619567, PAPA6,0572.7–

396749336, MIMI4,8602.7–

396877465, TXTX7,6812.7–

396949601, MIMI22,0922.7–

397026070, WVWV7,7412.7–

397160429, ILIL14,8642.7–

397235640, ALAL27,3442.7–

397327962, NCNC7,0432.7–

397436330, ALAL39,5572.7–

397516125, PAPA17,1782.7–

397643821, OHOH3,9982.7–

397743571, OHOH7,3222.7–

397814519, NYNY12,6422.7–

397914469, NYNY6,0082.7–

398036441, ALAL3,6452.7–

398113642, NYNY9,0432.7–

398240069, KYKY8,0152.7–

398357033, SDSD5,5762.7–

398414218, NYNY20,3122.7–

398547501, ININ18,6122.7–

398643780, OHOH2,5152.7–

398719012, PAPA6,9102.7–

398842320, KYKY9,1282.7–

398930728, GAGA18,7902.7–

399046239, ININ33,9312.7–

399138737, MSMS2,9512.7–

399214712, NYNY3,2622.7–

399370392, LALA8,1732.7–

399412871, NYNY3,8132.7–

399548617, MIMI9,4032.7–

399638261, TNTN16,3852.7–

399752730, IAIA4,7762.7–

399839047, MSMS40,8082.7–

399955354, MNMN3,1592.7–

400073449, OKOK3,0882.7–

SHOWING 3,501–4,000 OF 16,707

1…7 8 9…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES