Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

400163080, MOMO13,1242.7–

400208106, NJNJ9,7312.7–

400315241, PAPA22,2942.7–

400418032, PAPA9,5552.7–

400517057, PAPA23,5602.7–

400630705, GAGA33,7262.7–

400718255, PAPA4,2232.7–

400807874, NJNJ8,7522.7–

400916841, PAPA6,4772.7–

401052761, IAIA29,4742.7–

401172947, ARAR4,4932.7–

401235040, ALAL19,3042.7–

401343154, OHOH3,3672.7–

401460156, ILIL28,8002.7–

401554401, WIWI31,6922.7–

401673028, OKOK3,3892.7–

401742120, KYKY2,7452.7–

401844412, OHOH2,9762.7–

401945631, OHOH13,3862.7–

402023842, VAVA6,9242.7–

402160404, ILIL20,3852.7–

402275117, TXTX5,1092.7–

402319022, PAPA4,4822.7–

402418707, PAPA16,6892.7–

402508046, NJNJ31,9812.7–

402666021, KSKS2,8192.7–

402770785, LALA23,9212.7–

402815068, PAPA36,2032.7–

402904444, MEME9,3712.7–

403046012, ININ20,8552.7–

403139206, MSMS23,2572.8–

403249655, MIMI3,3832.8–

403344003, OHOH4,5692.8–

403460452, ILIL26,7392.8–

403548360, MIMI12,1162.8–

403629388, SCSC16,8682.8–

403750316, IAIA16,7102.8–

403831089, GAGA4,2392.8–

403964137, MOMO9,4222.8–

404014527, NYNY12,6772.8–

404188063, NMNM10,8812.8–

404260203, ILIL4,6802.8–

404364843, MOMO3,1802.8–

404412144, NYNY22,1112.8–

404535752, ALAL2,5242.8–

404660538, ILIL30,5142.8–

404728373, NCNC2,5892.8–

404829118, SCSC15,1352.8–

404966106, KSKS24,2452.8–

405078557, TXTX14,4982.8–

405161802, ILIL20,2932.8–

405245236, OHOH24,5132.8–

405355917, MNMN3,4102.8–

405454140, WIWI8,0352.8–

405504236, MEME4,4172.8–

405635447, ALAL3,3092.8–

405728610, NCNC10,1922.8–

405843147, OHOH46,9632.8–

405938553, TNTN2,5212.8–

406017252, PAPA4,0382.8–

406154720, WIWI8,9472.8–

406261517, ILIL3,0332.8–

406367147, KSKS10,7922.8–

406445612, OHOH4,9332.8–

406532626, FLFL8,7092.8–

406608069, NJNJ13,4132.8–

406716635, PAPA12,0032.8–

406876374, TXTX4,0732.8–

406935045, ALAL15,3242.8–

407074014, OKOK45,2122.8–

407145439, OHOH11,9142.8–

407249841, MIMI7,4122.8–

407345217, OHOH6,4542.8–

407460084, ILIL17,1922.8–

407553177, WIWI8,4892.8–

407660190, ILIL11,8262.8–

407764127, MOMO17,6682.8–

407877703, TXTX11,0042.8–

407924271, VAVA2,5252.8–

408070563, LALA20,1652.8–

408138057, TNTN3,5632.8–

408244215, OHOH2,6502.8–

408373049, OKOK7,4072.8–

408436027, ALAL14,8692.8–

408536049, ALAL5,1252.8–

408672901, ARAR19,8192.8–

408743160, OHOH22,1052.8–

408855054, MNMN2,8312.8–

408963834, MOMO5,1692.8–

409015211, PAPA10,7282.8–

409136111, ALAL11,9382.8–

409268310, NENE14,0932.8–

409335650, ALAL13,4732.8–

409435211, ALAL24,9242.8–

409568138, NENE11,7132.8–

409642743, KYKY9,3422.8–

409779360, TXTX17,3422.8–

409849310, MIMI3,1832.8–

409948427, MIMI2,8612.8–

410038672, MSMS16,4362.8–

410176501, TXTX17,7522.8–

410244667, OHOH13,2872.8–

410316929, PAPA2,6662.8–

410437407, TNTN9,1562.8–

410586510, AZAZ4,0742.8–

410668111, NENE24,2102.8–

410768467, NENE9,7182.8–

410813820, NYNY23,0562.8–

410948912, MIMI17,6742.8–

411079423, TXTX46,9982.8–

411118328, PAPA8,1852.8–

411274301, OKOK11,2442.8–

411354414, WIWI3,2082.8–

411448629, MIMI7,9982.8–

411516441, PAPA9,1342.8–

411666092, KSKS4,3512.8–

411739562, MSMS16,6772.8–

411849862, MIMI4,5462.8–

411936272, ALAL12,9542.8–

412036426, ALAL16,4072.8–

412147421, ININ27,5992.8–

412258072, NDND7,8632.8–

412317110, PAPA27,3642.8–

412408056, NJNJ5,4342.8–

412548091, MIMI30,6962.8–

412670343, LALA5,2802.8–

412754963, WIWI7,2712.8–

412841465, KYKY10,0482.8–

412965757, MOMO8,5842.8–

413053594, WIWI5,1992.8–

413160051, ILIL24,6212.8–

413254742, WIWI4,2552.8–

413371282, LALA8,8282.8–

413425526, WVWV22,5142.8–

413513438, NYNY3,0652.8–

413653956, WIWI3,4772.8–

413767203, KSKS30,7102.8–

413846777, ININ6,0812.8–

413954426, WIWI4,2752.8–

414078415, TXTX43,0802.8–

414118643, PAPA12,8482.8–

414213208, NYNY22,9932.8–

414344484, OHOH21,3582.8–

414435180, ALAL12,9732.8–

414578109, TXTX63,0672.8–

414638316, TNTN3,2892.8–

414717053, PAPA5,0672.8–

414827880, NCNC3,9532.8–

414948848, MIMI8,3442.8–

415018612, PAPA17,7392.8–

415136280, ALAL4,5762.8–

415238363, TNTN5,8082.8–

415343793, OHOH4,8362.8–

415463139, MOMO21,6312.8–

415550323, IAIA17,2652.8–

415624127, VAVA4,3922.8–

415738315, TNTN3,6312.8–

415877386, TXTX69,9802.8–

415975704, TXTX8,9132.8–

416073135, OKOK22,0222.8–

416151401, IAIA11,9902.8–

416277545, TXTX26,2362.8–

416324055, VAVA11,8142.8–

416441001, KYKY19,3232.8–

416517074, PAPA7,3042.8–

416624590, VAVA8,2292.8–

416754466, WIWI2,5572.8–

416836613, ALAL12,2342.8–

416974056, OKOK4,8642.8–

417076067, TXTX21,0802.8–

417147111, ININ17,7382.8–

417248059, MIMI15,4992.8–

417324361, VAVA4,4842.8–

417452403, IAIA22,5512.8–

417563501, MOMO21,2182.8–

417629824, SCSC7,7892.8–

417761341, ILIL7,6922.8–

417838618, MSMS9,8662.8–

417915212, PAPA27,6522.8–

418044114, OHOH7,4882.8–

418148888, MIMI5,8132.8–

418279602, TXTX27,4252.8–

418364076, MOMO9,6232.8–

418445368, OHOH3,8892.8–

418581054, COCO4,7292.8–

418653042, WIWI6,8102.8–

418739452, MSMS29,1812.8–

418847031, ININ5,6592.8–

418930538, GAGA3,0812.8–

419047340, ININ3,0512.8–

419149237, MIMI3,0972.8–

419271103, LALA6,3322.8–

419376825, TXTX6,4542.8–

419468007, NENE19,5362.8–

419558054, NDND3,4002.8–

419687024, NMNM2,6922.8–

419776801, TXTX25,1462.8–

419847025, ININ23,5702.8–

419962260, ILIL6,6682.8–

420049272, MIMI2,8832.8–

420135007, ALAL28,5862.8–

420208886, NJNJ6,4352.8–

420346952, ININ18,1892.8–

420454009, WIWI2,7392.8–

420562920, ILIL2,9592.8–

420614623, NYNY26,0322.8–

420745238, OHOH48,3512.8–

420853821, WIWI7,7802.8–

420978839, TXTX7,0912.8–

421032038, FLFL10,0072.8–

421170706, LALA21,8332.8–

421219602, PAPA18,4952.8–

421317034, PAPA3,0712.8–

421468104, NENE36,6732.8–

421577520, TXTX36,3552.8–

421668620, NENE2,9862.8–

421770390, LALA7,1602.8–

421878254, TXTX77,8932.8–

421952772, IAIA5,3482.8–

422048145, MIMI2,9042.8–

422165753, MOMO5,5902.8–

422252302, IAIA42,7062.8–

422332798, FLFL2,7822.8–

422472576, ARAR4,1812.8–

422545784, OHOH3,0022.8–

422613456, NYNY3,8482.8–

422717356, PAPA22,8692.8–

422863764, MOMO4,7602.8–

422943777, OHOH4,2532.8–

423049665, MIMI3,9832.8–

423162034, ILIL14,8702.8–

423248827, MIMI15,8312.8–

423365240, MOMO8,8302.8–

423481648, COCO2,7962.8–

423544141, OHOH13,8922.8–

423679938, TXTX99,6212.8–

423748074, MIMI9,6242.8–

423843119, OHOH29,6602.8–

423940146, KYKY3,6502.8–

424026416, WVWV7,6932.8–

424131301, GAGA4,9332.8–

424260442, ILIL13,7532.8–

424349098, MIMI6,2152.8–

424425508, WVWV8,0282.8–

424543558, OHOH12,6752.8–

424608084, NJNJ7,0182.8–

424714757, NYNY3,1142.8–

424819611, PAPA10,9862.8–

424971409, LALA6,1352.8–

425036022, ALAL15,6722.8–

425166839, KSKS3,6542.8–

425276302, TXTX11,9322.8–

425364014, MOMO28,7882.8–

425473717, OKOK6,8522.8–

425575172, TXTX5,8062.8–

425660545, ILIL14,3922.8–

425704220, MEME3,7172.8–

425848849, MIMI5,7232.8–

425924558, VAVA6,4582.8–

426054161, WIWI2,5952.8–

426129841, SCSC32,3422.8–

426272719, ARAR19,7012.8–

426315668, PAPA14,5842.8–

426474403, OKOK29,2172.8–

426517370, PAPA7,0902.8–

426625413, WVWV9,6182.8–

426743515, OHOH8,4012.8–

426867002, KSKS17,2212.8–

426970592, LALA32,1672.8–

427016105, PAPA15,4182.8–

427117032, PAPA7,5512.8–

427244709, OHOH18,6142.8–

427338469, TNTN4,6472.8–

427447532, ININ4,4472.8–

427574006, OKOK27,9112.8–

427640759, KYKY3,1222.8–

427749001, MIMI20,9462.8–

427870364, LALA28,7162.8–

427946323, ININ23,0472.8–

428063841, MOMO13,1912.8–

428117771, PAPA2,9292.8–

428233716, FLFL19,3282.8–

428346714, ININ15,7342.8–

428467401, KSKS50,2172.8–

428579911, TXTX10,1922.8–

428649013, MIMI5,3462.8–

428756048, MNMN4,0252.8–

428854646, WIWI3,7702.8–

428954403, WIWI24,9502.8–

429035096, ALAL9,4152.8–

429160030, ILIL35,7922.8–

429238344, TNTN8,9312.8–

429370663, LALA27,7992.8–

429473099, OKOK91,0142.8–

429573170, OKOK41,4582.8–

429677447, TXTX25,2312.8–

429770518, LALA17,2632.8–

429826150, WVWV5,8692.8–

429946228, ININ15,7242.8–

430053156, WIWI3,2322.8–

430176689, TXTX4,5642.8–

430229696, SCSC5,1542.8–

430373541, OKOK3,2572.8–

430430474, GAGA17,3152.8–

430540210, KYKY13,5182.8–

430608109, NJNJ24,0222.8–

430729180, SCSC11,7302.8–

430860940, ILIL3,3222.8–

430977385, TXTX28,1562.8–

431054880, WIWI30,3122.8–

431154495, WIWI7,8592.8–

431208059, NJNJ5,8052.8–

431327557, NCNC8,6572.8–

431427048, NCNC7,8142.8–

431538317, TNTN2,5842.8–

431660805, ILIL19,4202.8–

431743223, OHOH28,1872.8–

431846936, ININ5,9012.8–

431985120, AZAZ31,1912.8–

432074445, OKOK3,0512.8–

432115116, PAPA14,4612.8–

432231788, GAGA11,3012.8–

432325801, WVWV31,1282.8–

432445133, OHOH23,4432.8–

432559034, MTMT5,0082.8–

432672127, ARAR2,5652.8–

432761025, ILIL4,2942.8–

432849455, MIMI5,4292.8–

432928660, NCNC2,5012.8–

433031044, GAGA3,0822.8–

433142602, KYKY8,9482.8–

433245380, OHOH5,3942.8–

433330216, GAGA3,2392.8–

433467052, KSKS9,2622.8–

433544039, OHOH36,7802.8–

433619032, PAPA6,7722.8–

433741042, KYKY57,6342.8–

433841040, KYKY7,0402.8–

433942544, KYKY5,5202.8–

434077029, TXTX16,1542.8–

434160505, ILIL57,1992.8–

434244201, OHOH6,6662.8–

434368136, NENE22,1632.8–

434416858, PAPA3,9452.8–

434572501, ARAR26,2182.8–

434645662, OHOH26,9092.8–

434778374, TXTX20,4082.8–

434844889, OHOH7,5002.8–

434941018, KYKY28,9402.8–

435044060, OHOH60,7792.8–

435172472, ARAR8,7082.8–

435249329, MIMI9,1562.8–

435336451, ALAL4,8422.8–

435443302, OHOH53,7022.8–

435529073, SCSC53,1562.8–

435649663, MIMI6,4092.8–

435772512, ARAR2,5062.8–

435873107, OKOK25,7912.8–

435977708, TXTX12,0652.8–

436054727, WIWI4,8062.8–

436151104, IAIA23,1972.8–

436277085, TXTX16,5132.8–

436373013, OKOK58,0232.8–

436415314, PAPA3,5452.8–

436572012, ARAR13,5022.8–

436672301, ARAR23,9592.8–

436753570, WIWI2,6862.8–

436827524, NCNC13,9992.8–

436944428, OHOH3,1022.8–

437038034, TNTN3,2302.8–

437121875, MDMD7,6462.8–

437217406, PAPA23,6362.8–

437345669, OHOH10,2432.8–

437472417, ARAR5,9402.8–

437517240, PAPA3,2412.8–

437645402, OHOH9,4072.8–

437714514, NYNY6,5722.8–

437817314, PAPA6,6402.8–

437972936, ARAR14,0702.8–

438030453, GAGA8,5062.8–

438143162, OHOH6,8962.8–

438231721, GAGA19,4352.8–

438375401, TXTX22,6692.8–

438417702, PAPA10,4882.8–

438565669, MOMO2,7642.8–

438649631, MIMI5,7652.8–

438766611, KSKS9,8282.8–

438871225, LALA6,3542.8–

438953910, WIWI3,5222.8–

439048049, MIMI5,4682.8–

439125405, WVWV14,2662.8–

439278052, TXTX6,3892.8–

439377073, TXTX46,0842.8–

439403261, NHNH4,6882.8–

439516335, PAPA27,1752.8–

439627051, NCNC7,8732.8–

439729172, SCSC8,9742.8–

439838866, MSMS12,4292.8–

439918334, PAPA4,5392.8–

440044130, OHOH49,6792.8–

440124614, VAVA6,6682.8–

440225071, WVWV11,1072.8–

440331833, GAGA6,8152.8–

440436312, ALAL6,2492.8–

440565781, MOMO9,6922.8–

440616148, PAPA16,5452.8–

440714502, NYNY10,8312.8–

440855808, MNMN5,6912.8–

440946788, ININ4,3732.8–

441077378, TXTX17,6292.8–

441149442, MIMI44,7662.8–

441250438, IAIA3,9952.8–

441344410, OHOH15,9922.8–

441449646, MIMI8,8522.8–

441556367, MNMN7,2092.8–

441663368, MOMO46,9662.8–

441737846, TNTN4,5792.8–

441844408, OHOH11,1592.8–

441960468, ILIL5,8092.8–

442032054, FLFL12,5812.8–

442136345, ALAL8,6892.8–

442288210, NMNM18,5422.8–

442345050, OHOH12,2482.8–

442462269, ILIL35,9232.8–

442514150, NYNY41,2602.8–

442625320, WVWV4,5952.8–

442779411, TXTX6,8652.8–

442865251, MOMO22,5792.8–

442935968, ALAL4,7632.8–

443063010, MOMO34,4782.8–

443146140, ININ43,5112.8–

443272405, ARAR18,6752.8–

443348138, MIMI10,3442.8–

443414217, NYNY22,4712.8–

443546573, ININ3,9362.8–

443627569, NCNC8,8332.8–

443729108, SCSC19,5852.8–

443825314, WVWV14,7942.8–

443953081, WIWI43,3812.8–

444019607, PAPA24,0452.8–

444153573, WIWI2,9062.8–

444225302, WVWV13,2042.8–

444338320, TNTN10,4302.8–

444475181, TXTX29,7882.8–

444562236, ILIL14,1542.8–

444608344, NJNJ5,5642.8–

444753222, WIWI24,6632.8–

444863379, MOMO27,7312.8–

444912721, NYNY7,3592.8–

445049721, MIMI13,8912.8–

445124538, VAVA4,8672.8–

445249668, MIMI3,3012.8–

445331647, GAGA3,0712.8–

445444139, OHOH24,7062.8–

445548603, MIMI27,7572.8–

445614450, NYNY42,7502.8–

445752556, IAIA11,4482.8–

445865453, MOMO8,1752.8–

445924554, VAVA3,7692.8–

446053039, WIWI4,7022.8–

446115044, PAPA27,3702.8–

446277388, TXTX53,4252.8–

446305764, VTVT3,1062.8–

446474066, OKOK32,2922.8–

446516262, PAPA2,7722.8–

446639272, MSMS14,3482.8–

446739556, MSMS6,0412.8–

446840047, KYKY23,6622.8–

446912803, NYNY9,7122.8–

447014072, NYNY21,4882.8–

447147639, ININ4,7302.8–

447278801, TXTX21,6072.8–

447327209, NCNC3,9062.8–

447453153, WIWI2,5482.8–

447566763, KSKS3,3922.8–

447647460, ININ11,0062.8–

447777578, TXTX30,2102.8–

447844612, OHOH5,2612.8–

447946342, ININ32,2242.8–

448031757, GAGA11,3402.8–

448147243, ININ6,2252.8–

448247553, ININ8,7772.8–

448328513, NCNC10,5732.8–

448440337, KYKY5,2442.8–

448531639, GAGA11,0592.8–

448608083, NJNJ9,6062.8–

448724541, VAVA28,0422.8–

448808071, NJNJ9,4612.8–

448932640, FLFL10,6232.8–

449012303, NYNY29,3602.8–

449144146, OHOH29,3492.8–

449252031, IAIA5,4032.8–

449375901, TXTX28,2342.8–

449410958, NYNY3,0542.8–

449513439, NYNY3,6812.8–

449645503, OHOH32,6382.8–

449719081, PAPA10,0892.8–

449855444, MNMN16,5592.8–

449945660, OHOH7,9362.8–

450046360, ININ43,8172.8–

SHOWING 4,001–4,500 OF 16,707

1…8 9 10…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES