Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

450140076, KYKY2,8982.8–

450262918, ILIL10,6582.8–

450344112, OHOH17,8482.8–

450444311, OHOH7,5472.8–

450572023, ARAR37,4522.8–

450660555, ILIL15,2232.8–

450727316, NCNC7,0842.8–

450868116, NENE34,5012.8–

450967010, KSKS13,9472.8–

451029161, SCSC9,6882.8–

451131794, GAGA26,1782.8–

451249053, MIMI7,8052.8–

451366012, KSKS10,4252.8–

451418603, PAPA18,8272.8–

451527043, NCNC6,2952.8–

451664113, MOMO12,3862.8–

451724343, VAVA9,2102.8–

451849233, MIMI2,9382.8–

451946071, ININ3,0722.8–

452008611, NJNJ31,9952.8–

452154666, WIWI2,6352.8–

452249067, MIMI3,9742.8–

452347712, ININ25,4442.8–

452460655, ILIL28,4342.8–

452573089, OKOK14,2902.8–

452649738, MIMI9,6962.8–

452739426, MSMS18,7372.8–

452808030, NJNJ13,2172.8–

452947042, ININ3,8392.8–

453074728, OKOK10,9772.8–

453124747, WVWV3,1252.8–

453212094, NYNY2,6562.8–

453366103, KSKS12,7302.8–

453477954, TXTX11,4242.8–

453546530, ININ31,5982.8–

453675644, TXTX12,7742.8–

453739208, MSMS34,4422.8–

453832008, FLFL5,8402.8–

453954520, WIWI3,7642.8–

454045869, OHOH4,1702.8–

454136274, ALAL9,9682.8–

454249007, MIMI9,8362.8–

454312010, NYNY27,7502.8–

454439180, MSMS28,4792.8–

454565301, MOMO35,0912.8–

454635674, ALAL20,1762.8–

454730273, GAGA17,8442.8–

454831714, GAGA5,9752.8–

454964055, MOMO35,9602.8–

455078503, TXTX22,6212.8–

455167037, KSKS30,2782.8–

455279907, TXTX46,3652.8–

455336726, ALAL4,5492.8–

455449203, MIMI36,4742.8–

455525159, WVWV3,6562.8–

455613619, NYNY10,5782.8–

455745240, OHOH29,6002.8–

455824637, VAVA3,7782.8–

455974501, OKOK28,6162.8–

456076634, TXTX7,5372.8–

456174116, OKOK3,6172.8–

456293523, CACA3,5022.8–

456360103, ILIL41,3822.8–

456414580, NYNY54,1802.8–

456547620, ININ12,3612.8–

456653002, WIWI2,5842.8–

456771430, LALA2,7572.8–

456808225, NJNJ8,4562.8–

456929860, SCSC18,2012.8–

457048451, MIMI16,0972.8–

457115541, PAPA3,1122.8–

457240461, KYKY2,5272.8–

457345640, OHOH15,8822.8–

457463116, MOMO42,1702.8–

457517315, PAPA25,7602.8–

457616406, PAPA3,3882.8–

457777583, TXTX52,7472.8–

457826456, WVWV2,9982.8–

457955804, MNMN15,9222.8–

458045324, OHOH41,1942.8–

458123872, VAVA2,5712.8–

458277566, TXTX30,2462.8–

458359230, MTMT4,6062.8–

458415017, PAPA17,7822.8–

458540160, KYKY23,6242.8–

458675414, TXTX3,7192.8–

458737079, TNTN2,9602.8–

458808070, NJNJ12,5112.8–

458945239, OHOH29,6072.8–

459032565, FLFL5,6642.8–

459144840, OHOH3,6602.8–

459229063, SCSC38,2012.8–

459372744, ARAR5,5202.8–

459418011, PAPA5,3382.8–

459568028, NENE17,5292.8–

459655920, MNMN9,2712.8–

459749088, MIMI3,8072.8–

459854165, WIWI7,7862.8–

459999712, AKAK12,4772.8–

460060456, ILIL4,2152.8–

460144067, OHOH19,9432.8–

460265556, MOMO4,8232.8–

460349420, MIMI6,2022.8–

460417361, PAPA6,1562.8–

460514606, NYNY25,5382.8–

460677502, TXTX36,3712.8–

460745311, OHOH5,7012.8–

460870085, LALA4,7362.8–

460944646, OHOH47,7412.8–

461026537, WVWV5,2762.8–

461142748, KYKY9,3652.8–

461213905, NYNY27,9882.8–

461363736, MOMO3,7552.8–

461424382, VAVA14,5822.8–

461554141, WIWI2,8612.8–

461644035, OHOH62,1792.8–

461754771, WIWI4,1712.8–

461838852, MSMS8,7212.8–

461943450, OHOH3,7592.8–

462071052, LALA9,1022.8–

462129170, SCSC21,2472.8–

462264070, MOMO3,4792.8–

462337357, TNTN6,2102.8–

462456220, MNMN2,6172.8–

462526588, WVWV2,6352.8–

462671109, LALA17,4122.8–

462744842, OHOH5,3262.8–

462849457, MIMI11,0862.8–

462963068, MOMO6,2022.8–

463029061, SCSC12,5382.8–

463138663, MSMS11,3192.8–

463267030, KSKS3,0372.8–

463343725, OHOH19,4532.8–

463446311, ININ23,3212.8–

463529627, SCSC18,2742.8–

463653206, WIWI19,8872.8–

463744515, OHOH27,6902.8–

463846562, ININ5,0402.8–

463972727, ARAR6,7032.8–

464014004, NYNY11,3962.8–

464152227, IAIA2,9962.8–

464229554, SCSC8,6812.8–

464330563, GAGA6,3102.8–

464471968, ARAR4,4372.8–

464576539, TXTX9,4152.8–

464677836, TXTX12,6702.8–

464777433, TXTX116,5502.8–

464838650, MSMS4,5992.8–

464916254, PAPA3,5162.8–

465003048, NHNH3,2372.8–

465128651, NCNC5,5782.8–

465249425, MIMI3,5202.8–

465375686, TXTX14,1952.8–

465452046, IAIA3,1292.8–

465508312, NJNJ8,5562.8–

465661920, ILIL20,9512.8–

465771602, ARAR14,9902.8–

465865648, MOMO5,8612.8–

465977089, TXTX57,7412.8–

466074729, OKOK2,6682.8–

466145309, OHOH11,8762.8–

466270769, LALA49,2782.8–

466344460, OHOH25,0822.8–

466463123, MOMO49,0772.8–

466504282, MEME5,8912.8–

466635654, ALAL8,7492.8–

466739735, MSMS3,5872.8–

466836582, ALAL23,7052.8–

466947170, ININ15,4512.8–

467075603, TXTX6,0612.8–

467154106, WIWI4,9902.8–

467235622, ALAL6,8302.8–

467347720, ININ17,1242.8–

467417584, PAPA11,6462.8–

467517520, PAPA5,0402.8–

467654630, WIWI4,2612.8–

467735188, ALAL2,6782.9–

467844109, OHOH39,4282.9–

467945152, OHOH14,8502.9–

468013901, NYNY19,6132.9–

468172364, ARAR16,0342.9–

468265631, MOMO6,1742.9–

468367135, KSKS3,6812.9–

468455810, MNMN8,2852.9–

468533771, FLFL27,5962.9–

468618433, PAPA7,5642.9–

468753929, WIWI2,8082.9–

468804756, MEME3,3412.9–

468913676, NYNY12,8742.9–

469070443, LALA9,0062.9–

469173114, OKOK17,6562.9–

469214057, NYNY7,9722.9–

469345385, OHOH40,6172.9–

469473065, OKOK11,6852.9–

469566441, KSKS25,8282.9–

469645409, OHOH15,2932.9–

469717364, PAPA4,2092.9–

469859427, MTMT5,0082.9–

469925504, WVWV12,2512.9–

470075020, TXTX24,8352.9–

470108085, NJNJ22,3402.9–

470247136, ININ4,7562.9–

470346738, ININ8,5332.9–

470439645, MSMS4,0502.9–

470537101, TNTN6,4842.9–

470617365, PAPA2,8972.9–

470754935, WIWI41,6132.9–

470863630, MOMO4,0062.9–

470926651, WVWV9,0672.9–

471008015, NJNJ19,5672.9–

471168901, NENE26,2642.9–

471228033, NCNC3,4812.9–

471312009, NYNY7,9342.9–

471431605, GAGA24,8292.9–

471508094, NJNJ41,5952.9–

471676308, TXTX21,8962.9–

471743207, OHOH47,2722.9–

471868767, NENE3,4012.9–

471944273, OHOH6,9522.9–

472043614, OHOH29,0752.9–

472131816, GAGA4,8242.9–

472212134, NYNY3,8462.9–

472354015, WIWI4,0862.9–

472430735, GAGA6,1752.9–

472563376, MOMO74,9622.9–

472641097, KYKY7,8012.9–

472726059, WVWV2,8882.9–

472812885, NYNY4,4442.9–

472956310, MNMN5,4312.9–

473041015, KYKY20,8232.9–

473146120, ININ5,9472.9–

473238341, TNTN2,5782.9–

473354923, WIWI8,7932.9–

473450315, IAIA34,8162.9–

473552040, IAIA5,5842.9–

473617082, PAPA3,0462.9–

473783210, IDID3,8432.9–

473849107, MIMI10,3232.9–

473954126, WIWI4,2332.9–

474028366, NCNC3,7692.9–

474185735, AZAZ10,7182.9–

474239301, MSMS20,8072.9–

474387420, NMNM10,5862.9–

474408003, NJNJ31,8092.9–

474543522, OHOH3,0982.9–

474648212, MIMI43,3842.9–

474760449, ILIL9,4772.9–

474840108, KYKY12,8212.9–

474955807, MNMN9,7632.9–

475004967, MEME3,9302.9–

475136854, ALAL16,5372.9–

475246815, ININ27,2382.9–

475370817, LALA33,4822.9–

475460451, ILIL37,3612.9–

475546350, ININ44,7632.9–

475636273, ALAL3,5262.9–

475747167, ININ15,3752.9–

475807871, NJNJ21,4372.9–

475944084, OHOH3,7652.9–

476012196, NYNY3,8802.9–

476145106, OHOH11,6992.9–

476213224, NYNY8,6592.9–

476319352, PAPA11,4842.9–

476421162, MDMD4,6392.9–

476527537, NCNC24,7082.9–

476665081, MOMO4,4172.9–

476714043, NYNY25,0982.9–

476847118, ININ3,5292.9–

476925541, WVWV9,3182.9–

477038922, MSMS3,2962.9–

477148015, MIMI8,4632.9–

477249253, MIMI3,0092.9–

477375770, TXTX2,5232.9–

477428458, NCNC5,4462.9–

477507480, NJNJ14,9662.9–

477649285, MIMI6,2402.9–

477748082, MIMI16,0272.9–

477871078, LALA7,6532.9–

477921532, MDMD13,6472.9–

478077406, TXTX69,9182.9–

478168873, NENE3,7852.9–

478248740, MIMI2,5052.9–

478319522, PAPA14,1272.9–

478454873, WIWI3,0562.9–

478554806, WIWI11,7042.9–

478648071, MIMI28,4192.9–

478724244, VAVA5,6002.9–

478831046, GAGA3,6372.9–

478929435, SCSC4,3042.9–

479046124, ININ7,3042.9–

479137711, TNTN5,6442.9–

479217751, PAPA7,4312.9–

479372455, ARAR13,4422.9–

479460175, ILIL25,5532.9–

479545679, OHOH2,8412.9–

479605743, VTVT4,1602.9–

479755341, MNMN3,5612.9–

479887301, NMNM21,7552.9–

479954301, WIWI21,7242.9–

480043812, OHOH18,5322.9–

480112027, NYNY4,6932.9–

480228454, NCNC2,8952.9–

480377336, TXTX14,3422.9–

480478214, TXTX22,1182.9–

480554819, WIWI2,6122.9–

480629654, SCSC11,0952.9–

480762298, ILIL18,2082.9–

480845320, OHOH15,4542.9–

480930557, GAGA4,7562.9–

481074019, OKOK21,0232.9–

481115650, PAPA26,3122.9–

481216415, PAPA10,1042.9–

481336877, ALAL14,1342.9–

481450216, IAIA2,7862.9–

481519606, PAPA35,8532.9–

481677590, TXTX31,6422.9–

481717055, PAPA42,0062.9–

481829055, SCSC3,9242.9–

481960436, ILIL19,4232.9–

482044041, OHOH14,0032.9–

482139479, MSMS5,5132.9–

482273801, OKOK14,8922.9–

482332583, FLFL31,8282.9–

482478409, TXTX2,9372.9–

482504350, MEME3,6802.9–

482654476, WIWI19,3772.9–

482778204, TXTX11,9832.9–

482852068, IAIA5,2802.9–

482976115, TXTX19,6552.9–

483048342, MIMI17,5642.9–

483132317, FLFL14,6542.9–

483215061, PAPA12,4132.9–

483336344, ALAL5,4052.9–

483457325, SDSD3,3352.9–

483544104, OHOH18,9022.9–

483677480, TXTX7,6262.9–

483744839, OHOH12,4472.9–

483852045, IAIA2,7772.9–

483951201, IAIA6,4302.9–

484064747, MOMO4,2012.9–

484167209, KSKS13,2892.9–

484265619, MOMO9,4532.9–

484354901, WIWI37,2942.9–

484417810, PAPA5,3092.9–

484560002, ILIL24,2322.9–

484615419, PAPA3,4212.9–

484748164, MIMI9,5762.9–

484860441, ILIL36,8442.9–

484931533, GAGA17,0322.9–

485033471, FLFL7,0862.9–

485185539, AZAZ3,3862.9–

485235759, ALAL14,1032.9–

485366762, KSKS24,9072.9–

485445629, OHOH3,0552.9–

485576711, TXTX9,6762.9–

485660163, ILIL5,1992.9–

485763645, MOMO11,5542.9–

485854499, WIWI2,8962.9–

485968164, NENE28,5642.9–

486086025, AZAZ5,2262.9–

486135744, ALAL2,5742.9–

486204496, MEME3,8502.9–

486346725, ININ23,2972.9–

486467205, KSKS20,0982.9–

486526003, WVWV39,9822.9–

486649087, MIMI6,3052.9–

486773036, OKOK21,3872.9–

486875057, TXTX17,9582.9–

486975054, TXTX18,3882.9–

487044230, OHOH8,1072.9–

487119120, PAPA66,4692.9–

487232071, FLFL4,1862.9–

487379765, TXTX25,9042.9–

487412043, NYNY8,2872.9–

487585543, AZAZ4,8682.9–

487660543, ILIL43,0472.9–

487774337, OKOK5,1092.9–

487841063, KYKY2,8632.9–

487967062, KSKS3,9702.9–

488020657, MDMD20,6992.9–

488112816, NYNY4,8242.9–

488267851, KSKS3,1452.9–

488332619, FLFL5,0742.9–

488428040, NCNC6,9612.9–

488547807, ININ13,1402.9–

488639553, MSMS17,2252.9–

488729080, SCSC2,6012.9–

488845697, OHOH5,2222.9–

488950665, IAIA2,6932.9–

489085193, AZAZ4,1182.9–

489117070, PAPA16,8302.9–

489245807, OHOH11,7742.9–

489335504, ALAL14,3322.9–

489446164, ININ3,8402.9–

489542518, KYKY3,0312.9–

489643566, OHOH8,6042.9–

489739111, MSMS9,1432.9–

489848661, MIMI10,6182.9–

489919133, PAPA24,8642.9–

490048326, MIMI24,5142.9–

490165674, MOMO2,8962.9–

490244615, OHOH10,0412.9–

490348236, MIMI31,4352.9–

490466605, KSKS20,8912.9–

490537887, TNTN6,5552.9–

490625304, WVWV8,6552.9–

490748881, MIMI5,4992.9–

490845370, OHOH2,5182.9–

490915401, PAPA29,9422.9–

491071104, LALA12,9752.9–

491165604, MOMO3,8732.9–

491216154, PAPA2,5392.9–

491349047, MIMI14,8582.9–

491468333, NENE9,2862.9–

491535150, ALAL17,3052.9–

491608361, NJNJ18,2062.9–

491749236, MIMI5,0262.9–

491856529, MNMN4,7132.9–

491927258, NCNC6,3912.9–

492038343, TNTN15,8372.9–

492144212, OHOH45,8892.9–

492270777, LALA4,4062.9–

492319525, PAPA17,7252.9–

492440175, KYKY15,7182.9–

492578417, TXTX4,7032.9–

492636067, ALAL28,2932.9–

492752001, IAIA43,1012.9–

492815501, PAPA16,2402.9–

492944062, OHOH16,9082.9–

493053215, WIWI58,1462.9–

493118403, PAPA6,8512.9–

493230104, GAGA5,4842.9–

493368133, NENE14,7292.9–

493447630, ININ39,8182.9–

493539110, MSMS50,4432.9–

493646555, ININ2,5172.9–

493778233, TXTX48,9112.9–

493821817, MDMD4,4172.9–

493924416, VAVA9,0822.9–

494030824, GAGA17,3272.9–

494117756, PAPA12,8562.9–

494228391, NCNC5,9632.9–

494345169, OHOH4,0502.9–

494429645, SCSC11,0542.9–

494588242, NMNM8,4722.9–

494678245, TXTX96,0152.9–

494708078, NJNJ8,0512.9–

494826753, WVWV5,9602.9–

494954725, WIWI2,8442.9–

495052003, IAIA13,7962.9–

495160104, ILIL18,2562.9–

495229728, SCSC9,0432.9–

495344813, OHOH8,9942.9–

495418840, PAPA10,9682.9–

495565793, MOMO6,0042.9–

495617202, PAPA33,5662.9–

495754971, WIWI10,9072.9–

495846536, ININ2,9642.9–

495974127, OKOK16,3242.9–

496054411, WIWI5,0282.9–

496168524, NENE6,1392.9–

496244118, OHOH40,7152.9–

496360477, ILIL35,9762.9–

496477962, TXTX3,4912.9–

496576031, TXTX18,9202.9–

496648085, MIMI27,2312.9–

496753807, WIWI4,2092.9–

496848879, MIMI18,4132.9–

496973162, OKOK28,7282.9–

497020636, MDMD10,4862.9–

497118657, PAPA10,8662.9–

497270802, LALA25,1182.9–

497338128, TNTN42,1622.9–

497408733, NJNJ2,8162.9–

497553219, WIWI34,7642.9–

497615683, PAPA7,6432.9–

497745601, OHOH55,8362.9–

497814472, NYNY9,0392.9–

497905032, VTVT2,8172.9–

498046761, ININ12,0322.9–

498146637, ININ16,2002.9–

498212053, NYNY4,5502.9–

498363125, MOMO33,2942.9–

498479703, TXTX20,4192.9–

498544074, OHOH11,7452.9–

498649201, MIMI49,1072.9–

498763935, MOMO7,9312.9–

498829571, SCSC13,4572.9–

498987740, NMNM7,0782.9–

499075791, TXTX15,7862.9–

499161822, ILIL27,6422.9–

499245005, OHOH32,2512.9–

499342642, KYKY13,4592.9–

499444333, OHOH19,6202.9–

499503570, NHNH9,3832.9–

499617747, PAPA3,4212.9–

499746818, ININ21,9542.9–

499847446, ININ9,1332.9–

499945067, OHOH15,4712.9–

500018446, PAPA3,2092.9–

SHOWING 4,501–5,000 OF 16,707

1…9 10 11…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES