Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

500184528, UTUT2,7522.9–

500203451, NHNH3,9972.9–

500349093, MIMI18,4332.9–

500453103, WIWI3,7622.9–

500531907, GAGA59,1102.9–

500677571, TXTX38,5432.9–

500741073, KYKY5,6362.9–

500849085, MIMI23,8272.9–

500944406, OHOH22,4512.9–

501048884, MIMI5,0912.9–

501108051, NJNJ12,4742.9–

501227803, NCNC20,0552.9–

501315601, PAPA56,4252.9–

501416505, PAPA15,2702.9–

501570726, LALA63,5752.9–

501619541, PAPA4,3672.9–

501753104, WIWI5,8262.9–

501853948, WIWI8,1952.9–

501956621, MNMN4,3362.9–

502028669, NCNC2,9352.9–

502135049, ALAL4,0212.9–

502255360, MNMN3,3412.9–

502343140, OHOH24,2372.9–

502449349, MIMI8,1332.9–

502542501, KYKY18,2142.9–

502635010, ALAL19,3472.9–

502774037, OKOK24,5472.9–

502805454, VTVT5,3642.9–

502915473, PAPA3,4222.9–

503024219, VAVA10,4502.9–

503164078, MOMO9,8532.9–

503214435, NYNY2,5122.9–

503329058, SCSC5,4232.9–

503448154, MIMI37,0452.9–

503575645, TXTX10,4002.9–

503624586, VAVA4,8072.9–

503736467, ALAL9,5752.9–

503817737, PAPA5,9702.9–

503935756, ALAL24,9472.9–

504077532, TXTX33,7802.9–

504177530, TXTX31,5272.9–

504248036, MIMI22,5382.9–

504346234, ININ28,3002.9–

504431312, GAGA25,9912.9–

504521102, MDMD12,1622.9–

504663021, MOMO55,6662.9–

504732058, FLFL4,6552.9–

504860950, ILIL11,9642.9–

504945042, OHOH27,6522.9–

505014886, NYNY6,6522.9–

505117241, PAPA11,1812.9–

505268048, NENE13,4352.9–

505377414, TXTX24,3342.9–

505474047, OKOK7,2272.9–

505574820, OKOK31,9432.9–

505636874, ALAL9,0962.9–

505739459, MSMS3,7052.9–

505838058, TNTN10,3032.9–

505949829, MIMI16,4162.9–

506027370, NCNC15,0012.9–

506155363, MNMN5,8142.9–

506219043, PAPA3,3172.9–

506373130, OKOK21,4762.9–

506423881, VAVA2,5312.9–

506555972, MNMN5,4342.9–

506649010, MIMI18,1752.9–

506777563, TXTX9,9552.9–

506840057, KYKY4,0652.9–

506951031, IAIA12,8082.9–

507046131, ININ34,6472.9–

507149008, MIMI16,1372.9–

507272088, ARAR2,5422.9–

507378261, TXTX26,6572.9–

507460423, ILIL32,8362.9–

507574962, OKOK4,3982.9–

507648420, MIMI21,1952.9–

507756347, MNMN8,0422.9–

507831643, GAGA9,6932.9–

507944011, OHOH25,3172.9–

508021040, MDMD24,9602.9–

508170092, LALA6,9362.9–

508278520, TXTX64,7402.9–

508316002, PAPA15,5872.9–

508478250, TXTX57,3232.9–

508573159, OKOK31,4472.9–

508624263, VAVA5,8302.9–

508775125, TXTX7,8732.9–

508818508, PAPA11,5652.9–

508960585, ILIL25,9602.9–

509038125, TNTN43,0712.9–

509177449, TXTX130,0282.9–

509248412, MIMI5,8152.9–

509375135, TXTX11,3262.9–

509455334, MNMN2,7272.9–

509543739, OHOH2,5082.9–

509604270, MEME6,2842.9–

509744044, OHOH14,7212.9–

509817307, PAPA5,4672.9–

509942276, KYKY16,0442.9–

510077062, TXTX25,5232.9–

510150310, IAIA31,1772.9–

510219507, PAPA3,5632.9–

510308562, NJNJ4,2012.9–

510437658, TNTN3,8542.9–

510538462, TNTN9,9862.9–

510670714, LALA17,4332.9–

510773644, OKOK14,0432.9–

510893555, CACA33,8452.9–

510989883, NVNV4,6042.9–

511077372, TXTX14,3672.9–

511135803, ALAL29,1972.9–

511204061, MEME3,0742.9–

511317027, PAPA2,8012.9–

511463144, MOMO9,5052.9–

511535214, ALAL17,0272.9–

511635905, ALAL6,4522.9–

511715101, PAPA26,0362.9–

511838008, TNTN9,0572.9–

511949323, MIMI11,0732.9–

512076426, TXTX11,6322.9–

512125701, WVWV21,1972.9–

512273026, OKOK11,2162.9–

512347665, ININ3,9472.9–

512463089, MOMO5,6622.9–

512541035, KYKY11,4152.9–

512619551, PAPA4,7782.9–

512771369, LALA2,5182.9–

512853035, WIWI2,5022.9–

512908080, NJNJ38,1592.9–

513032446, FLFL10,9102.9–

513154840, WIWI4,7752.9–

513216025, PAPA4,7932.9–

513348436, MIMI4,1312.9–

513471241, LALA8,4852.9–

513550324, IAIA5,1432.9–

513625550, WVWV8,9632.9–

513717304, PAPA3,1712.9–

513848336, MIMI26,4322.9–

513929801, SCSC31,1082.9–

514007462, NJNJ7,1952.9–

514146148, ININ4,9352.9–

514253218, WIWI41,1962.9–

514372956, ARAR34,5462.9–

514432060, FLFL22,4672.9–

514546748, ININ6,9022.9–

514664034, MOMO8,9982.9–

514760504, ILIL39,3582.9–

514818504, PAPA21,0692.9–

514954130, WIWI28,3802.9–

515077377, TXTX41,6802.9–

515154614, WIWI2,7762.9–

515265066, MOMO6,1402.9–

515343773, OHOH2,5462.9–

515463334, MOMO7,5642.9–

515578065, TXTX11,6952.9–

515617403, PAPA40,2872.9–

515727249, NCNC13,7412.9–

515853050, WIWI7,1592.9–

515974370, OKOK3,6562.9–

516018618, PAPA3,5702.9–

516127856, NCNC17,0812.9–

516265063, MOMO3,3722.9–

516344663, OHOH24,3562.9–

516478242, TXTX36,1682.9–

516546112, ININ44,2202.9–

516624609, VAVA6,9232.9–

516754732, WIWI2,8432.9–

516874145, OKOK18,1962.9–

516918848, PAPA8,1992.9–

517042431, KYKY27,2072.9–

517178656, TXTX2,8472.9–

517235776, ALAL3,2832.9–

517346544, ININ31,0772.9–

517473044, OKOK25,3982.9–

517529662, SCSC14,9502.9–

517677032, TXTX12,4032.9–

517748051, MIMI17,9222.9–

517816506, PAPA24,0702.9–

517915312, PAPA3,6032.9–

518045230, OHOH27,5012.9–

518145205, OHOH18,6512.9–

518279706, TXTX34,2812.9–

518375158, TXTX6,0252.9–

518448341, MIMI18,9242.9–

518550023, IAIA46,3062.9–

518612033, NYNY7,9322.9–

518748732, MIMI11,3402.9–

518825420, WVWV4,9452.9–

518942553, KYKY5,6492.9–

519027207, NCNC4,3672.9–

519135810, ALAL32,8432.9–

519229643, SCSC2,7512.9–

519303304, NHNH8,3352.9–

519423868, VAVA6,2812.9–

519531216, GAGA16,3282.9–

519676008, TXTX25,1652.9–

519778252, TXTX21,7902.9–

519830733, GAGA2,5092.9–

519946221, ININ27,0272.9–

520038551, TNTN4,4772.9–

520146203, ININ37,7582.9–

520214132, NYNY6,4532.9–

520342728, KYKY16,4122.9–

520441091, KYKY25,2442.9–

520514211, NYNY24,6632.9–

520649048, MIMI22,7912.9–

520764056, MOMO17,3952.9–

520870546, LALA15,2422.9–

520929829, SCSC12,3852.9–

521055940, MNMN2,7912.9–

521168118, NENE9,1692.9–

521279106, TXTX26,1612.9–

521363102, MOMO2,8822.9–

521456464, MNMN5,0532.9–

521535749, ALAL30,7102.9–

521632628, FLFL5,0902.9–

521727850, NCNC7,0532.9–

521876802, TXTX5,4152.9–

521943125, OHOH14,8032.9–

522019508, PAPA14,8712.9–

522124149, VAVA3,9862.9–

522253143, WIWI20,8892.9–

522342210, KYKY4,2312.9–

522475109, TXTX5,3442.9–

522512487, NYNY4,0352.9–

522627313, NCNC7,7812.9–

522718020, PAPA21,2042.9–

522815301, PAPA50,3482.9–

522977803, TXTX31,5252.9–

523027574, NCNC14,9282.9–

523117547, PAPA9,2102.9–

523249024, MIMI30,8232.9–

523321009, MDMD33,6792.9–

523430741, GAGA30,0412.9–

523527317, NCNC17,8702.9–

523613601, NYNY36,8392.9–

523753809, WIWI4,7482.9–

523848076, MIMI25,4052.9–

523946113, ININ17,1922.9–

524071220, LALA20,3982.9–

524130809, GAGA54,7432.9–

524254739, WIWI5,5492.9–

524328304, NCNC37,1402.9–

524447960, ININ14,8252.9–

524532465, FLFL8,0692.9–

524671269, LALA12,3182.9–

524728518, NCNC7,6512.9–

524844632, OHOH10,8152.9–

524946237, ININ43,4732.9–

525043528, OHOH16,2072.9–

525147579, ININ2,8832.9–

525245714, OHOH9,5032.9–

525370560, LALA36,9962.9–

525442041, KYKY4,4062.9–

525554303, WIWI28,1532.9–

525608035, NJNJ7,5512.9–

525704743, MEME4,7702.9–

525860120, ILIL51,2252.9–

525913053, NYNY4,7942.9–

526060134, ILIL29,7432.9–

526117344, PAPA3,7192.9–

526267212, KSKS42,9022.9–

526310588, NYNY2,7832.9–

526412157, NYNY4,7132.9–

526564485, MOMO7,9982.9–

526643344, OHOH6,1732.9–

526728090, NCNC7,2682.9–

526855386, MNMN10,0772.9–

526908867, NJNJ5,2042.9–

527072065, ARAR5,4572.9–

527148612, MIMI8,6542.9–

527275572, TXTX3,1302.9–

527315370, PAPA13,4622.9–

527415057, PAPA16,5832.9–

527574864, OKOK4,8332.9–

527675852, TXTX3,3232.9–

527708098, NJNJ9,6802.9–

527854170, WIWI3,8982.9–

527953403, WIWI27,0092.9–

528072837, ARAR8,4992.9–

528127509, NCNC7,7662.9–

528236360, ALAL19,0602.9–

528346225, ININ6,0372.9–

528416915, PAPA5,6002.9–

528560481, ILIL11,1952.9–

528633898, FLFL18,5272.9–

528716947, PAPA4,7972.9–

528848025, MIMI14,7342.9–

528921850, MDMD3,8502.9–

529077904, TXTX30,0612.9–

529172116, ARAR22,4642.9–

529229325, SCSC14,3622.9–

529376255, TXTX6,0532.9–

529418045, PAPA30,4292.9–

529576667, TXTX10,4942.9–

529660445, ILIL14,2682.9–

529712025, NYNY5,2442.9–

529853061, WIWI5,1442.9–

529949274, MIMI3,6792.9–

530035128, ALAL10,5462.9–

530165560, MOMO13,8222.9–

530203773, NHNH7,6812.9–

530339439, MSMS5,1602.9–

530477461, TXTX12,3652.9–

530518071, PAPA11,3132.9–

530645661, OHOH6,8232.9–

530770739, LALA14,8772.9–

530827041, NCNC8,3032.9–

530944720, OHOH39,8512.9–

531028466, NCNC8,8932.9–

531135173, ALAL31,6032.9–

531248162, MIMI28,1562.9–

531325703, WVWV4,5982.9–

531446910, ININ3,2212.9–

531549451, MIMI6,2982.9–

531660416, ILIL9,5503.0–

531746628, ININ27,6853.0–

531838135, TNTN30,3173.0–

531966402, KSKS3,1003.0–

532016127, PAPA15,1173.0–

532143035, OHOH36,0123.0–

532270763, LALA4,2643.0–

532370555, LALA8,7593.0–

532415759, PAPA2,5503.0–

532549688, MIMI2,5083.0–

532607456, NJNJ11,6573.0–

532715005, PAPA9,5703.0–

532845723, OHOH3,6823.0–

532963775, MOMO16,3253.0–

533075604, TXTX31,9243.0–

533108010, NJNJ11,8613.0–

533224740, WVWV16,4983.0–

533354615, WIWI11,3153.0–

533456763, MNMN5,1803.0–

533546040, ININ15,9433.0–

533688240, NMNM41,5573.0–

533776273, TXTX11,2293.0–

533865583, MOMO14,7113.0–

533930907, GAGA46,9753.0–

534001033, MAMA6,0803.0–

534136619, ALAL14,6973.0–

534257013, SDSD4,5043.0–

534315009, PAPA15,5653.0–

534419060, PAPA11,5243.0–

534548439, MIMI51,9003.0–

534628612, NCNC11,2903.0–

534730833, GAGA3,9553.0–

534846805, ININ21,4373.0–

534949660, MIMI14,5783.0–

535075104, TXTX49,2283.0–

535137322, TNTN9,1013.0–

535255060, MNMN29,5993.0–

535372774, ARAR7,0823.0–

535431807, GAGA2,7043.0–

535547558, ININ5,3543.0–

535614086, NYNY35,6353.0–

535760151, ILIL3,8883.0–

535865672, MOMO8,4323.0–

535972442, ARAR4,5843.0–

536082718, WYWY26,6193.0–

536137618, TNTN12,5483.0–

536248193, MIMI16,1193.0–

536348422, MIMI6,0943.0–

536454667, WIWI5,1003.0–

536575501, TXTX34,8663.0–

536656215, MNMN4,6773.0–

536749930, MIMI7,4053.0–

536817362, PAPA14,7303.0–

536918411, PAPA22,8203.0–

537044026, OHOH10,7303.0–

537153520, WIWI6,6873.0–

537250250, IAIA2,8323.0–

537354891, WIWI3,2973.0–

537428762, NCNC6,5993.0–

537548809, MIMI11,0383.0–

537648353, MIMI7,0143.0–

537777506, TXTX35,1143.0–

537875148, TXTX5,8423.0–

537940216, KYKY44,0473.0–

538060914, ILIL28,6733.0–

538160060, ILIL37,3443.0–

538272921, ARAR12,8883.0–

538364804, MOMO37,0163.0–

538474023, OKOK11,7303.0–

538571653, ARAR4,8133.0–

538617301, PAPA4,1333.0–

538744021, OHOH5,9083.0–

538819140, PAPA53,3853.0–

538960033, ILIL12,9993.0–

539054656, WIWI18,1603.0–

539176537, TXTX16,2723.0–

539278414, TXTX54,2633.0–

539357032, SDSD10,4673.0–

539476249, TXTX10,6373.0–

539560440, ILIL51,9403.0–

539671202, LALA25,4443.0–

539737191, TNTN3,8603.0–

539842301, KYKY45,4453.0–

539963901, MOMO35,3243.0–

540072212, ARAR13,6983.0–

540178541, TXTX51,7103.0–

540219137, PAPA8,0263.0–

540315658, PAPA8,1153.0–

540455376, MNMN20,1063.0–

540575751, TXTX18,6443.0–

540649412, MIMI12,0973.0–

540747802, ININ33,1353.0–

540844280, OHOH5,5033.0–

540927306, NCNC5,4863.0–

541035186, ALAL5,1913.0–

541128621, NCNC9,4033.0–

541243950, OHOH16,4043.0–

541378410, TXTX29,0403.0–

541448624, MIMI16,2343.0–

541529810, SCSC3,7753.0–

541676932, TXTX3,2323.0–

541770764, LALA14,7573.0–

541823936, VAVA7,3343.0–

541965109, MOMO41,1453.0–

542015090, PAPA25,7633.0–

542155309, MNMN21,3783.0–

542264735, MOMO14,0133.0–

542377389, TXTX45,7013.0–

542435956, ALAL8,7483.0–

542515332, PAPA7,6783.0–

542646507, ININ9,9913.0–

542718042, PAPA45,5323.0–

542870068, LALA32,7203.0–

542938683, MSMS3,9523.0–

543056547, MNMN2,7623.0–

543170510, LALA24,1073.0–

543248237, MIMI29,3183.0–

543335951, ALAL14,8693.0–

543460050, ILIL31,7813.0–

543556567, MNMN3,3673.0–

543651301, IAIA12,6383.0–

543768130, NENE21,7223.0–

543839525, MSMS9,3383.0–

543937871, TNTN9,9263.0–

544060014, ILIL48,5903.0–

544138256, TNTN3,2483.0–

544227356, NCNC3,1933.0–

544353538, WIWI18,8133.0–

544428658, NCNC26,3363.0–

544548067, MIMI24,8683.0–

544616023, PAPA4,0823.0–

544755992, MNMN5,5443.0–

544821090, MDMD10,6523.0–

544977539, TXTX49,3753.0–

545014120, NYNY44,2413.0–

545171446, LALA21,2753.0–

545236207, ALAL19,2203.0–

545363367, MOMO29,7253.0–

545454914, WIWI31,8493.0–

545538606, MSMS16,1563.0–

545624319, VAVA6,9973.0–

545744680, OHOH3,9133.0–

545816625, PAPA3,1473.0–

545953128, WIWI9,0303.0–

546075142, TXTX22,8223.0–

546115237, PAPA43,5883.0–

546272714, ARAR14,3503.0–

546363628, MOMO16,4163.0–

546467505, KSKS2,7613.0–

546564062, MOMO6,9683.0–

546646368, ININ40,3013.0–

546735217, ALAL12,2403.0–

546841030, KYKY6,1623.0–

546935907, ALAL9,3573.0–

547049302, MIMI9,7543.0–

547145054, OHOH2,6933.0–

547205101, VTVT4,1653.0–

547378573, TXTX44,8093.0–

547419082, PAPA41,5413.0–

547555024, MNMN37,2873.0–

547664050, MOMO21,0793.0–

547760099, ILIL30,8813.0–

547857004, SDSD3,8343.0–

547928752, NCNC30,2923.0–

548045429, OHOH26,3473.0–

548153566, WIWI14,9013.0–

548214032, NYNY10,2223.0–

548360123, ILIL48,3793.0–

548444103, OHOH13,9413.0–

548513021, NYNY37,2473.0–

548617073, PAPA6,3143.0–

548754011, WIWI7,0543.0–

548815025, PAPA16,9393.0–

548932466, FLFL5,9163.0–

549075457, TXTX6,1753.0–

549117859, PAPA2,7013.0–

549236305, ALAL17,6103.0–

549330622, GAGA11,2803.0–

549454942, WIWI11,0203.0–

549565338, MOMO3,1293.0–

549629067, SCSC11,1163.0–

549742718, KYKY26,7683.0–

549817350, PAPA13,1693.0–

549968108, NENE14,5783.0–

550038001, TNTN4,1563.0–

SHOWING 5,001–5,500 OF 16,707

1…10 11 12…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES