Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

550114224, NYNY41,2193.0–

550235215, ALAL43,9033.0–

550370094, LALA32,1303.0–

550464759, MOMO8,3103.0–

550545065, OHOH7,0533.0–

550677880, TXTX2,5173.0–

550744023, OHOH18,9603.0–

550817363, PAPA8,5533.0–

550915931, PAPA8,9193.0–

551017772, PAPA2,6933.0–

551136079, ALAL9,1743.0–

551235768, ALAL12,3703.0–

551319533, PAPA8,6483.0–

551441092, KYKY3,1353.0–

551560542, ILIL18,9323.0–

551608036, NJNJ6,0653.0–

551744608, OHOH2,6923.0–

551839042, MSMS39,1423.0–

551948122, MIMI12,5543.0–

552060447, ILIL16,1023.0–

552130110, GAGA14,8323.0–

552246176, ININ28,7823.0–

552346795, ININ6,8663.0–

552460472, ILIL4,5633.0–

552537307, TNTN5,3023.0–

552635120, ALAL17,7303.0–

552728314, NCNC55,8343.0–

552816214, PAPA8,4943.0–

552977047, TXTX34,9873.0–

553035761, ALAL13,5573.0–

553155709, MNMN4,6283.0–

553248872, MIMI6,1423.0–

553360432, ILIL20,4653.0–

553477983, TXTX2,5293.0–

553548080, MIMI21,5613.0–

553612828, NYNY9,2303.0–

553764854, MOMO4,9103.0–

553842420, KYKY38,1333.0–

553975474, TXTX17,6713.0–

554063084, MOMO20,7083.0–

554138040, TNTN4,4163.0–

554244089, OHOH15,6543.0–

554346783, ININ7,7643.0–

554448092, MIMI27,3743.0–

554548198, MIMI39,2443.0–

554638357, TNTN3,5163.0–

554718344, PAPA3,3853.0–

554817061, PAPA6,8423.0–

554953545, WIWI24,7033.0–

555074429, OKOK16,6223.0–

555158540, NDND2,6343.0–

555278108, TXTX49,7843.0–

555337769, TNTN5,8483.0–

555477351, TXTX37,1433.0–

555560133, ILIL36,7323.0–

555655733, MNMN5,1393.0–

555725428, WVWV14,8253.0–

555846322, ININ23,6803.0–

555921853, MDMD10,5373.0–

556064454, MOMO2,9413.0–

556147240, ININ21,4843.0–

556237641, TNTN9,7333.0–

556374902, OKOK4,4233.0–

556435121, ALAL16,1703.0–

556572112, ARAR11,1613.0–

556654968, WIWI2,7623.0–

556750701, IAIA30,2323.0–

556808086, NJNJ9,0013.0–

556949707, MIMI21,8813.0–

557018505, PAPA20,7973.0–

557160633, ILIL12,4743.0–

557217517, PAPA14,6863.0–

557323696, VAVA3,9373.0–

557454501, WIWI21,4053.0–

557549337, MIMI13,1493.0–

557654956, WIWI46,5673.0–

557742066, KYKY23,9173.0–

557808829, NJNJ3,5803.0–

557977015, TXTX58,4153.0–

558073111, OKOK10,7273.0–

558119015, PAPA16,4643.0–

558243762, OHOH4,9883.0–

558349620, MIMI3,0703.0–

558444254, OHOH4,8803.0–

558574012, OKOK65,0603.0–

558603052, NHNH8,4993.0–

558742003, KYKY29,6723.0–

558863361, MOMO4,4603.0–

558982935, WYWY12,0123.0–

559055003, MNMN3,9053.0–

559143028, OHOH7,7993.0–

559210548, NYNY4,2543.0–

559317552, PAPA19,7613.0–

559427299, NCNC5,0343.0–

559544065, OHOH3,8423.0–

559677573, TXTX98,1093.0–

559779102, TXTX9,3933.0–

559819609, PAPA9,8743.0–

559956024, MNMN3,6473.0–

560054451, WIWI11,1983.0–

560177459, TXTX84,2213.0–

560248820, MIMI18,3573.0–

560329697, SCSC13,5813.0–

560427572, NCNC6,1313.0–

560577523, TXTX30,1863.0–

560654302, WIWI30,3333.0–

560763072, MOMO3,4693.0–

560829856, SCSC3,2723.0–

560949240, MIMI8,8633.0–

561057501, SDSD17,3263.0–

561149301, MIMI19,8463.0–

561272916, ARAR11,7113.0–

561313501, NYNY38,9313.0–

561477584, TXTX91,0653.0–

561530184, GAGA7,0933.0–

561677498, TXTX52,8063.0–

561719086, PAPA12,9303.0–

561846064, ININ18,4993.0–

561939564, MSMS43,2403.0–

562045066, OHOH27,5453.0–

562171327, LALA5,9413.0–

562223420, VAVA2,6733.0–

562329657, SCSC16,3903.0–

562448134, MIMI23,9353.0–

562517045, PAPA3,8113.0–

562655707, MNMN3,4703.0–

562717302, PAPA2,8343.0–

562816662, PAPA6,0693.0–

562973942, OKOK13,4763.0–

563028701, NCNC5,7863.0–

563150322, IAIA31,9313.0–

563288203, NMNM28,7533.0–

563376849, TXTX3,5843.0–

563429070, SCSC15,6573.0–

563512580, NYNY4,5423.0–

563636279, ALAL3,0713.0–

563770607, LALA27,0803.0–

563853181, WIWI7,9643.0–

563914541, NYNY3,7133.0–

564038654, MSMS57,8983.0–

564178264, TXTX11,8413.0–

564217011, PAPA39,6643.0–

564339307, MSMS15,0473.0–

564410970, NYNY11,4973.0–

564554730, WIWI5,5783.0–

564627040, NCNC12,6653.0–

564730125, GAGA24,3243.0–

564875166, TXTX6,9893.0–

564974441, OKOK5,5643.0–

565031206, GAGA24,3103.0–

565124301, VAVA13,5673.0–

565276018, TXTX26,8343.0–

565355964, MNMN4,4003.0–

565456362, MNMN5,7733.0–

565522843, VAVA2,6973.0–

565685643, AZAZ8,4763.0–

565785925, AZAZ4,4013.0–

565854728, WIWI5,8353.0–

565966436, KSKS5,5373.0–

566016426, PAPA3,2733.0–

566145102, OHOH25,4483.0–

566277505, TXTX23,1743.0–

566328073, NCNC5,8903.0–

566419601, PAPA36,4793.0–

566517857, PAPA7,6713.0–

566646514, ININ42,3893.0–

566723834, VAVA26,6283.0–

566821214, MDMD21,0923.0–

566954313, WIWI41,4223.0–

567027235, NCNC5,2373.0–

567146327, ININ10,5973.0–

567217109, PAPA27,4663.0–

567345651, OHOH5,3403.0–

567479413, TXTX23,3433.0–

567573460, OKOK4,2403.0–

567665605, MOMO11,5143.0–

567778222, TXTX26,4763.0–

567839056, MSMS26,8363.0–

567946307, ININ71,6733.0–

568008054, NJNJ46,0263.0–

568103223, NHNH3,4413.0–

568264429, MOMO11,4493.0–

568346341, ININ10,0483.0–

568449415, MIMI6,3303.0–

568514610, NYNY14,3113.0–

568627310, NCNC8,6223.0–

568745039, OHOH28,3353.0–

568826241, WVWV14,1023.0–

568930204, GAGA13,6163.0–

569045694, OHOH11,9783.0–

569116866, PAPA9,1523.0–

569270767, LALA14,9003.0–

569360178, ILIL22,2243.0–

569415024, PAPA9,3253.0–

569539475, MSMS14,5303.0–

569672076, ARAR38,4373.0–

569749709, MIMI3,7723.0–

569878584, TXTX18,4643.0–

569937888, TNTN3,4323.0–

570047638, ININ3,6333.0–

570101452, MAMA4,3713.0–

570237330, TNTN7,2043.0–

570367208, KSKS18,9503.0–

570432234, FLFL9,6783.0–

570527830, NCNC4,0063.0–

570645069, OHOH56,0373.0–

570718066, PAPA6,1023.0–

570879562, TXTX5,0703.0–

570963028, MOMO28,4573.0–

571035462, ALAL4,2033.0–

571108077, NJNJ20,6133.0–

571249242, MIMI14,7503.0–

571312148, NYNY4,0233.0–

571442330, KYKY9,3673.0–

571546845, ININ29,5833.0–

571654904, WIWI22,2733.0–

571748362, MIMI14,9663.0–

571847119, ININ12,0423.0–

571954981, WIWI14,8703.0–

572039817, GAGA11,1583.0–

572135586, ALAL3,8303.0–

572248017, MIMI11,3503.0–

572366048, KSKS35,7173.0–

572435218, ALAL6,9813.0–

572577489, TXTX39,2923.0–

572638834, MSMS27,3083.0–

572760513, ILIL19,3433.0–

572817112, PAPA38,5023.0–

572946538, ININ4,2913.0–

573018067, PAPA19,5903.0–

573134731, FLFL12,1963.0–

573253142, WIWI34,1443.0–

573348838, MIMI18,2123.0–

573445052, OHOH4,2363.0–

573546804, ININ29,6613.0–

573665202, MOMO47,3273.0–

573773008, OKOK21,4723.0–

573864118, MOMO41,9843.0–

573975948, TXTX5,2383.0–

574008690, NJNJ18,8413.0–

574175410, TXTX4,5563.0–

574278101, TXTX7,2673.0–

574366535, KSKS3,5563.0–

574427055, NCNC14,6743.0–

574544126, OHOH16,9763.0–

574648182, MIMI20,1793.0–

574715214, PAPA14,0483.0–

574832055, FLFL17,5593.0–

574946123, ININ43,3533.0–

575040370, KYKY2,8363.0–

575117516, PAPA5,1803.0–

575244907, OHOH16,3493.0–

575319953, DEDE5,2553.0–

575469337, NENE6,4663.0–

575555779, MNMN3,9053.0–

575644470, OHOH4,1043.0–

575777365, TXTX46,4183.0–

575842001, KYKY30,8563.0–

575942633, KYKY18,6063.0–

576019608, PAPA24,1783.0–

576140342, KYKY23,9633.0–

576241017, KYKY40,7193.0–

576373010, OKOK21,5213.0–

576435043, ALAL15,8373.0–

576563026, MOMO45,3543.0–

576670722, LALA4,2333.0–

576760031, ILIL37,1073.0–

576853004, WIWI3,4753.0–

576933872, FLFL13,7463.0–

577023124, VAVA5,1473.0–

577145686, OHOH3,3723.0–

577240033, KYKY11,9233.0–

577321213, MDMD28,0583.0–

577420616, MDMD8,0573.0–

577501050, MAMA2,5293.0–

577656258, MNMN15,8883.0–

577748179, MIMI3,2093.0–

577801566, MAMA7,3623.0–

577973078, OKOK13,0213.0–

578046772, ININ3,2883.0–

578142262, KYKY9,6653.0–

578255070, MNMN8,4413.0–

578313164, NYNY2,9043.0–

578463042, MOMO17,8133.0–

578572058, ARAR18,8803.0–

578614883, NYNY4,1843.0–

578738652, MSMS15,7893.0–

578899559, AKAK7,2413.0–

578976123, TXTX42,9573.0–

579047022, ININ3,0743.0–

579139574, MSMS13,5353.0–

579213030, NYNY3,6353.0–

579375757, TXTX14,3283.0–

579408096, NJNJ35,3363.0–

579517236, PAPA8,8453.0–

579645680, OHOH11,5483.0–

579777493, TXTX71,4843.0–

579868008, NENE12,8233.0–

579978380, TXTX23,1493.0–

580089415, NVNV3,4053.0–

580137183, TNTN3,5233.0–

580288310, NMNM36,9833.0–

580335980, ALAL6,4183.0–

580417745, PAPA17,7183.0–

580515220, PAPA17,6443.0–

580653581, WIWI10,1763.0–

580746013, ININ19,0733.0–

580837877, TNTN9,1853.0–

580963366, MOMO54,7693.0–

581054669, WIWI8,2283.0–

581149421, MIMI5,7343.0–

581217036, PAPA23,5203.0–

581348187, MIMI53,3763.0–

581446526, ININ33,6683.0–

581578247, TXTX51,9333.0–

581648027, MIMI3,1873.0–

581756093, MNMN12,6723.0–

581852748, IAIA9,5943.0–

581927260, NCNC25,2993.0–

582019064, PAPA25,2773.0–

582136089, ALAL7,8023.0–

582263627, MOMO2,7873.0–

582324641, VAVA5,4463.0–

582414227, NYNY20,6213.0–

582517331, PAPA56,4433.0–

582637335, TNTN2,5273.0–

582768522, NENE14,8363.0–

582870754, LALA11,6413.0–

582968788, NENE4,5883.0–

583029669, SCSC16,0803.0–

583129546, SCSC2,6833.0–

583278015, TXTX24,8673.0–

583369101, NENE27,1983.0–

583448313, MIMI34,0153.0–

583575422, TXTX3,2293.0–

583677586, TXTX23,8073.0–

583760139, ILIL32,8483.0–

583828071, NCNC4,2193.0–

583931320, GAGA10,7943.0–

584054180, WIWI3,3783.0–

584155417, MNMN25,1023.0–

584239355, MSMS6,1823.0–

584357005, SDSD12,2903.0–

584436545, ALAL8,6733.0–

584532145, FLFL5,7593.0–

584648441, MIMI3,6823.0–

584730817, GAGA7,5603.0–

584846321, ININ23,7333.0–

584975072, TXTX55,0873.0–

585047012, ININ10,7333.0–

585135143, ALAL3,1463.0–

585220770, MDMD28,3843.0–

585375110, TXTX31,5523.0–

585437748, TNTN17,5753.0–

585548060, MIMI39,3423.0–

585608012, NJNJ41,8123.0–

585775766, TXTX25,8503.0–

585844024, OHOH24,0303.0–

585977045, TXTX33,5633.0–

586046075, ININ9,5093.0–

586150325, IAIA19,0123.0–

586258047, NDND5,6363.0–

586335603, ALAL32,1793.0–

586445241, OHOH23,9553.0–

586530439, GAGA10,2403.0–

586629154, SCSC29,4543.0–

586747129, ININ19,5823.0–

586876642, TXTX6,3633.0–

586943019, OHOH9,4453.0–

587023181, VAVA5,5653.0–

587146528, ININ26,2483.0–

587249343, MIMI5,6643.0–

587325271, WVWV7,3763.0–

587472019, ARAR30,0553.0–

587579904, TXTX32,9763.0–

587619026, PAPA32,7253.0–

587704950, MEME4,7823.0–

587854110, WIWI5,5913.0–

587954166, WIWI16,9403.0–

588040228, KYKY18,0853.0–

588112205, NYNY25,8383.0–

588216652, PAPA15,8663.0–

588389301, NVNV6,5683.0–

588432693, FLFL12,8063.0–

588577859, TXTX7,5323.0–

588657369, SDSD2,6303.0–

588760140, ILIL22,6893.0–

588839154, MSMS9,2553.0–

588960098, ILIL33,1303.0–

589056329, MNMN7,7783.0–

589146219, ININ38,8553.0–

589278244, TXTX38,0923.0–

589377581, TXTX51,3323.0–

589463461, MOMO5,4463.0–

589571923, ARAR14,8753.0–

589655923, MNMN4,3753.0–

589707821, NJNJ9,6623.0–

589877050, TXTX6,5663.0–

589966409, KSKS3,1333.0–

590054114, WIWI5,9263.0–

590141094, KYKY14,4863.0–

590205763, VTVT3,0373.0–

590341041, KYKY7,7503.0–

590426164, WVWV7,4353.0–

590579382, TXTX10,5123.0–

590638821, MSMS12,5463.0–

590760081, ILIL9,0883.0–

590831501, GAGA13,5113.0–

590939667, MSMS10,5303.0–

591047130, ININ50,5143.0–

591118301, PAPA28,9773.0–

591230176, GAGA7,0573.0–

591375189, TXTX48,7393.0–

591488101, NMNM44,8463.0–

591575124, TXTX5,9813.0–

591630740, GAGA8,5563.0–

591777328, TXTX17,2083.0–

591872160, ARAR9,0713.0–

591975569, TXTX3,5233.0–

592044056, OHOH12,1523.0–

592155946, MNMN3,3953.0–

592208270, NJNJ8,3623.0–

592353402, WIWI34,8503.0–

592479424, TXTX53,4783.0–

592572360, ARAR5,0483.0–

592650211, IAIA16,8353.0–

592764772, MOMO12,8243.0–

592832505, FLFL27,8773.0–

592929626, SCSC13,9283.0–

593045247, OHOH23,6173.0–

593101516, MAMA9,3763.0–

593260152, ILIL12,4173.0–

593329045, SCSC31,3723.0–

593436693, ALAL18,7263.0–

593512188, NYNY10,9883.0–

593670449, LALA3,0923.0–

593747932, ININ5,0353.0–

593842038, KYKY6,2823.0–

593975801, TXTX17,5313.0–

594051239, IAIA2,8763.1–

594148382, MIMI24,4793.1–

594224084, VAVA10,6043.1–

594372204, ARAR30,5253.1–

594471112, LALA33,5873.1–

594538011, TNTN9,9483.1–

594674571, OKOK3,2853.1–

594731069, GAGA22,9533.1–

594812809, NYNY3,6693.1–

594954738, WIWI3,7843.1–

595050125, IAIA20,1213.1–

595114059, NYNY9,1383.1–

595203872, NHNH4,4383.1–

595348453, MIMI5,0463.1–

595477479, TXTX92,2213.1–

595544321, OHOH15,8783.1–

595617728, PAPA4,6753.1–

595773098, OKOK3,3823.1–

595868124, NENE15,4823.1–

595929138, SCSC10,0183.1–

596055448, MNMN29,0053.1–

596168505, NENE18,8343.1–

596277093, TXTX46,4073.1–

596339429, MSMS16,3203.1–

596436320, ALAL3,1513.1–

596553952, WIWI3,5243.1–

596645204, OHOH8,4123.1–

596797844, OROR3,7013.1–

596849756, MIMI4,1003.1–

596952328, IAIA2,7123.1–

597059301, MTMT11,6433.1–

597136088, ALAL3,4003.1–

597255395, MNMN2,7233.1–

597340006, KYKY5,0683.1–

597452205, IAIA8,6273.1–

597523829, VAVA2,7313.1–

597645690, OHOH13,9883.1–

597726330, WVWV15,6003.1–

597865652, MOMO4,6493.1–

597943135, OHOH3,9373.1–

598048836, MIMI15,0893.1–

598153548, WIWI19,9163.1–

598245177, OHOH22,9243.1–

598301106, MAMA15,8533.1–

598438671, MSMS37,3193.1–

598574859, OKOK5,6713.1–

598632568, FLFL3,3243.1–

598728650, NCNC12,7463.1–

598844313, OHOH26,6313.1–

598943311, OHOH20,3913.1–

599044677, OHOH2,7343.1–

599144053, OHOH21,0843.1–

599254482, WIWI8,9633.1–

599335125, ALAL11,2793.1–

599446231, ININ10,3713.1–

599541143, KYKY13,2423.1–

599675140, TXTX8,4693.1–

599718249, PAPA4,1913.1–

599838351, TNTN18,2483.1–

599917349, PAPA8,2543.1–

600046506, ININ9,9943.1–

SHOWING 5,501–6,000 OF 16,707

1…11 12 13…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES