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ZIP CODE TABULATION AREA

12986

New York · 5,326 residents · 286.547 sq mi
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ZIP 12986 has lower-than-average household income, with a median household income of $67,883. Population has held roughly steady since 2024. 22% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $158,900. With a median age of 48.7, the population is older than the US median of 38.9. Among the 22 ZIP codes in Franklin County, 12986 ranks 10th by median household income.

$67,883
US average: $82,259
$158,900
US average: $376,019
22.5%
US average: 35.6%
Age, sex & households
Under 18
18.4%
Age 65+
26.7%
50.0%
50.0%
2.10 people
Race & ethnicity · 2024
2024
White, non-Hispanic94.5%(5,032)
Black2%(108)
Hispanic / Latino1.4%(73)
Asian0%(1)
Other2.1%(112)
Diversity Score13.3%(708)
Housing
Commute & vehicles
Work & employment
People & community
Affordability & inequality
Within Franklin County
Income rank vs other ZIPs
LOWEST10TH OF 22HIGHEST
Adjacent ZIPs
12913$81,250
12914$32,778
12915$78,750
12916$69,833
Frequently asked

How many people live in ZIP code 12986?

ZIP code 12986 has about 5,326 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 12986?

The typical household in ZIP code 12986 earns about $67,883 a year. Half of households make more than that, and half make less.

Is ZIP code 12986 expensive?

In ZIP code 12986, the median home is worth about $158,900, and the typical rent is about $790 a month.

How educated are people in ZIP code 12986?

About 22.5% of adults age 25 and over in ZIP code 12986 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 12986?

About 16.9% of people in ZIP code 12986 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024