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ZIP CODE TABULATION AREA

12986

New York · 5,326 residents · 287 sq mi
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ZIP 12986 is a ZIP code of 5,326 people in Franklin County. The median age is 48.7, about 10 years above the US median. Four-year degrees are less common here than nationally, at 22% of adults. The typical home is worth $158,900. The foreign-born share is 2%. There are 19 people per square mile. Among the 22 ZIP codes in Franklin County, 12986 ranks 10th by median household income.

$67,883
US average: $82,259
$35,777
US average: $44,673
$158,900
US average: $376,019
22.5%
US average: 35.6%
Land area
287 sq mi
Age, sex & households
Under 18
18.4%
Age 65+
26.7%
50.0%
50.0%
2.10 people
Race & ethnicity · 2024
2024
White, non-Hispanic94.5%(5,032)
Black2%(108)
Hispanic / Latino1.4%(73)
Asian0%(1)
Other2.1%(112)
13
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Housing
2.3
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Within Franklin County
Income rank vs other ZIPs
LOWEST10TH OF 22HIGHEST
Adjacent ZIPs
12913$81,250
12914$32,778
12915$78,750
12916$69,833
Frequently asked

How many people live in ZIP code 12986?

ZIP code 12986 has about 5,326 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 12986?

The typical household in ZIP code 12986 earns about $67,883 a year. Half of households make more than that, and half make less.

Is ZIP code 12986 expensive?

In ZIP code 12986, the median home is worth about $158,900, and the typical rent is about $790 a month.

How educated are people in ZIP code 12986?

About 22.5% of adults age 25 and over in ZIP code 12986 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 12986?

About 16.9% of people in ZIP code 12986 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024