Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1500135987, ALAL2,8612.3–

1500254409, WIWI12,6392.3–

1500313039, NYNY16,9512.3–

1500414513, NYNY13,3752.3–

1500562049, ILIL7,8712.3–

1500674128, OKOK13,7512.3–

1500724228, VAVA6,3172.3–

1500839837, GAGA5,5492.3–

1500962263, ILIL4,8192.3–

1501077984, TXTX4,8002.3–

1501173109, OKOK21,3782.3–

1501229128, SCSC4,4602.3–

1501367060, KSKS14,1252.3–

1501443532, OHOH3,1922.3–

1501577864, TXTX7,6402.3–

1501625530, WVWV6,8562.3–

1501739204, MSMS13,2492.3–

1501847834, ININ18,6252.3–

1501947805, ININ12,6192.3–

1502038847, MSMS3,3882.3–

1502128382, NCNC6,9612.3–

1502228453, NCNC3,2062.3–

1502348819, MIMI2,5502.3–

1502426037, WVWV5,7142.3–

1502550501, IAIA28,8232.3–

1502644030, OHOH16,1912.3–

1502756143, MNMN4,5092.3–

1502855719, MNMN5,6132.3–

1502964507, MOMO13,9912.3–

1503062294, ILIL15,3252.3–

1503175021, TXTX9,1732.3–

1503214125, NYNY3,6482.3–

1503347987, ININ3,6522.3–

1503472855, ARAR6,1672.3–

1503562265, ILIL4,5552.3–

1503648235, MIMI45,6002.3–

1503714456, NYNY19,7562.3–

1503867420, KSKS3,8632.3–

1503915145, PAPA6,6952.3–

1504068822, NENE4,3352.3–

1504161115, ILIL22,3642.3–

1504246222, ININ38,8872.3–

1504372042, ARAR4,9932.3–

1504470710, LALA7,2522.3–

1504525918, WVWV4,8442.3–

1504656085, MNMN5,0472.3–

1504787013, NMNM5,2512.3–

1504872103, ARAR15,7362.3–

1504971603, ARAR29,5782.3–

1505071417, LALA4,9402.3–

1505113838, NYNY4,2512.3–

1505214867, NYNY5,1492.3–

1505375657, TXTX7,5032.3–

1505414901, NYNY13,9702.3–

1505540360, KYKY7,5952.3–

1505660430, ILIL19,8382.3–

1505772476, ARAR7,3342.3–

1505816424, PAPA4,5032.3–

1505931068, GAGA4,3772.3–

1506038646, MSMS2,6872.3–

1506116407, PAPA10,5252.3–

1506246405, ININ12,1842.3–

1506331031, GAGA6,9482.3–

1506413148, NYNY10,7492.3–

1506536784, ALAL5,8352.3–

1506645879, OHOH6,1942.3–

1506714710, NYNY2,9802.3–

1506852301, IAIA4,0282.3–

1506966604, KSKS23,0062.3–

1507048449, MIMI2,7442.3–

1507166606, KSKS9,8422.3–

1507236477, ALAL4,6102.3–

1507345850, OHOH3,5592.3–

1507416602, PAPA26,3522.3–

1507515545, PAPA2,5622.3–

1507662656, ILIL18,2342.3–

1507745403, OHOH13,6082.3–

1507877306, TXTX18,0862.3–

1507927937, NCNC2,9362.3–

1508025303, WVWV7,3962.3–

1508179103, TXTX11,3062.3–

1508247872, ININ8,5572.3–

1508348021, MIMI33,9822.3–

1508435954, ALAL12,0542.3–

1508515320, PAPA4,5582.3–

1508639740, MSMS6,1432.3–

1508740045, KYKY3,2512.3–

1508872021, ARAR3,4912.3–

1508945424, OHOH50,7252.3–

1509067152, KSKS9,2122.3–

1509178538, TXTX11,9822.3–

1509268037, NENE2,5242.3–

1509363869, MOMO3,2182.3–

1509488048, NMNM3,2472.3–

1509536605, ALAL25,1042.3–

1509645434, OHOH12,5292.3–

1509728358, NCNC33,0712.3–

1509878516, TXTX34,3702.3–

1509937870, TNTN4,3852.3–

1510079107, TXTX36,6622.3–

1510115431, PAPA4,6612.3–

1510252136, IAIA5,8402.3–

1510347452, ININ5,1522.3–

1510444683, OHOH8,0502.3–

1510531078, GAGA3,1992.3–

1510652310, IAIA6,4502.3–

1510752253, IAIA2,6222.3–

1510865486, MOMO2,9562.3–

1510962629, ILIL15,4132.3–

1511063343, MOMO4,3812.3–

1511179336, TXTX15,1322.3–

1511239117, MSMS10,4312.3–

1511312822, NYNY6,2842.3–

1511448219, MIMI47,2082.3–

1511504742, MEME3,3092.3–

1511645814, OHOH2,5562.3–

1511760408, ILIL5,3272.3–

1511848821, MIMI6,3272.3–

1511962858, ILIL3,5542.3–

1512048471, MIMI5,4142.3–

1512178073, TXTX10,0882.3–

1512235765, ALAL4,1752.3–

1512385634, AZAZ5,0382.3–

1512448658, MIMI4,6942.3–

1512560552, ILIL4,2852.3–

1512635490, ALAL4,4572.3–

1512746366, ININ5,6012.3–

1512867204, KSKS22,5382.3–

1512944446, OHOH20,0602.3–

1513016226, PAPA7,6892.3–

1513160428, ILIL10,9272.3–

1513250213, IAIA7,4892.3–

1513347633, ININ2,6022.3–

1513450563, IAIA2,5052.3–

1513561275, ILIL4,2532.3–

1513641102, KYKY20,6212.3–

1513714423, NYNY4,9472.3–

1513845390, OHOH3,4322.3–

1513975935, TXTX12,6212.3–

1514061072, ILIL11,2852.3–

1514174035, OKOK4,0212.3–

1514216673, PAPA5,2042.3–

1514339577, MSMS10,2242.3–

1514476664, TXTX3,2312.3–

1514547424, ININ8,8612.3–

1514632348, FLFL12,2012.3–

1514775831, TXTX4,8812.3–

1514813159, NYNY5,2042.3–

1514936037, ALAL12,9332.3–

1515014622, NYNY12,5742.3–

1515115126, PAPA7,2762.3–

1515279845, TXTX3,2262.3–

1515314085, NYNY8,5312.3–

1515445356, OHOH25,2372.3–

1515532460, FLFL5,4722.3–

1515661571, ILIL24,4702.3–

1515713340, NYNY7,4042.3–

1515867026, KSKS5,6922.3–

1515915531, PAPA3,6032.3–

1516079603, TXTX23,5482.3–

1516162254, ILIL6,7102.3–

1516264424, MOMO3,9292.3–

1516315003, PAPA11,3872.3–

1516447567, ININ6,1722.3–

1516556159, MNMN2,6682.3–

1516673082, OKOK2,7142.3–

1516714042, NYNY3,9672.3–

1516815235, PAPA33,9512.3–

1516961103, ILIL22,8692.3–

1517040977, KYKY8,3672.3–

1517161873, ILIL5,7792.3–

1517245638, OHOH19,9822.3–

1517342567, KYKY5,3902.3–

1517448915, MIMI9,4282.3–

1517541101, KYKY19,1892.3–

1517675473, TXTX3,6742.3–

1517773086, OKOK8,4042.3–

1517843935, OHOH8,0832.3–

1517963445, MOMO3,8312.3–

1518016438, PAPA7,4212.3–

1518174108, OKOK7,3152.3–

1518258341, NDND2,5722.3–

1518375486, TXTX2,7742.3–

1518416423, PAPA3,8572.3–

1518517104, PAPA18,5412.3–

1518646404, ININ15,4282.3–

1518749849, MIMI12,1172.3–

1518850025, IAIA3,1482.3–

1518943617, OHOH8,5342.3–

1519004757, MEME2,6272.3–

1519113617, NYNY12,4312.3–

1519225704, WVWV14,3512.3–

1519327817, NCNC7,8342.3–

1519448101, MIMI27,9252.2–

1519527874, NCNC3,4642.2–

1519628501, NCNC17,6422.2–

1519719604, PAPA30,1242.2–

1519888045, NMNM3,3032.2–

1519957580, SDSD4,3862.2–

1520039191, MSMS8,3782.2–

1520143569, OHOH2,9272.2–

1520267042, KSKS16,9782.2–

1520361108, ILIL30,3552.2–

1520408554, NJNJ3,5272.2–

1520570538, LALA12,4642.2–

1520660964, ILIL4,7772.2–

1520776380, TXTX3,5092.2–

1520861547, ILIL3,5622.2–

1520935151, ALAL7,4822.2–

1521032096, FLFL3,6632.2–

1521138330, TNTN3,7932.2–

1521238855, MSMS5,7472.2–

1521315239, PAPA21,4102.2–

1521447331, ININ22,7862.2–

1521535184, ALAL5,8212.2–

1521615944, PAPA3,0632.2–

1521767665, KSKS4,8612.2–

1521871418, LALA5,2332.2–

1521913904, NYNY9,2212.2–

1522062052, ILIL12,2372.2–

1522162522, ILIL15,1852.2–

1522229945, SCSC3,9182.2–

1522341164, KYKY12,5742.2–

1522449854, MIMI6,1992.2–

1522562563, ILIL5,7662.2–

1522676431, TXTX4,4942.2–

1522739567, MSMS10,3412.2–

1522861356, ILIL10,7992.2–

1522950436, IAIA5,7712.2–

1523048240, MIMI17,0082.2–

1523172823, ARAR6,0232.2–

1523247396, ININ7,7122.2–

1523378521, TXTX87,3802.2–

1523443756, OHOH5,5732.2–

1523544128, OHOH27,1222.2–

1523663121, MOMO25,0082.2–

1523713082, NYNY4,3142.2–

1523867013, KSKS2,6782.2–

1523966523, KSKS3,9412.2–

1524038915, MSMS3,4022.2–

1524185321, AZAZ3,5552.2–

1524215135, PAPA4,8592.2–

1524362278, ILIL6,2812.2–

1524447918, ININ5,6572.2–

1524515563, PAPA2,8242.2–

1524645404, OHOH9,8262.2–

1524748223, MIMI22,6222.2–

1524848146, MIMI39,2572.2–

1524916830, PAPA13,5262.2–

1525067735, KSKS5,4242.2–

1525162264, ILIL3,0972.2–

1525226362, WVWV3,2702.2–

1525375702, TXTX27,9272.2–

1525429372, SCSC3,5522.2–

1525561107, ILIL30,7652.2–

1525648239, MIMI36,9762.2–

1525725524, WVWV2,5332.2–

1525861061, ILIL6,7662.2–

1525924279, VAVA4,6712.2–

1526049938, MIMI7,4602.2–

1526161065, ILIL10,5702.2–

1526271108, LALA18,0722.2–

1526316743, PAPA4,0612.2–

1526414586, NYNY13,2912.2–

1526561856, ILIL8,2262.2–

1526631014, GAGA12,7692.2–

1526739362, MSMS3,3112.2–

1526862024, ILIL9,4932.2–

1526926170, WVWV5,7012.2–

1527070542, LALA3,1862.2–

1527167410, KSKS10,0002.2–

1527229053, SCSC21,0762.2–

1527333541, FLFL24,6542.2–

1527436587, ALAL12,0132.2–

1527542345, KYKY11,4402.2–

1527639212, MSMS25,6592.2–

1527764779, MOMO2,6882.2–

1527821205, MDMD13,0132.2–

1527945769, OHOH5,3952.2–

1528028360, NCNC12,5502.2–

1528147438, ININ4,1802.2–

1528213126, NYNY36,4952.2–

1528345344, OHOH16,9792.2–

1528468465, NENE2,5432.2–

1528561858, ILIL2,6392.2–

1528643416, OHOH2,8682.2–

1528739345, MSMS5,8702.2–

1528840729, KYKY5,7992.2–

1528908089, NJNJ4,2312.2–

1529014111, NYNY3,1862.2–

1529150595, IAIA8,8852.2–

1529235563, ALAL3,7892.2–

1529349021, MIMI6,3192.2–

1529432052, FLFL7,4412.2–

1529539328, MSMS4,6572.2–

1529638858, MSMS5,4422.2–

1529735130, ALAL3,2022.2–

1529878834, TXTX6,9712.2–

1529917931, PAPA8,8992.2–

1530042351, KYKY4,5872.2–

1530115557, PAPA3,3232.2–

1530212832, NYNY6,1532.2–

1530344483, OHOH25,8052.2–

1530418222, PAPA9,7892.2–

1530577619, TXTX16,9762.2–

1530674849, OKOK2,7272.2–

1530726062, WVWV20,5782.2–

1530814589, NYNY7,9672.2–

1530963822, MOMO2,7242.2–

1531015857, PAPA12,7362.2–

1531144827, OHOH6,9932.2–

1531278589, TXTX40,2312.2–

1531374857, OKOK9,9312.2–

1531445804, OHOH13,6082.2–

1531558784, NDND2,7562.2–

1531650401, IAIA28,7032.2–

1531746615, ININ14,1902.2–

1531879720, TXTX29,9362.2–

1531971846, ARAR2,9442.2–

1532054216, WIWI6,0752.2–

1532136108, ALAL14,7662.2–

1532277611, TXTX10,1122.2–

1532354143, WIWI15,1192.2–

1532448618, MIMI5,1972.2–

1532556087, MNMN3,1052.2–

1532614616, NYNY26,8632.2–

1532758237, NDND4,9942.2–

1532873119, OKOK30,3982.2–

1532939428, MSMS8,9772.2–

1533050662, IAIA6,5762.2–

1533179323, TXTX7,4852.2–

1533261109, ILIL26,7682.2–

1533326261, WVWV2,7602.2–

1533435131, ALAL3,3632.2–

1533551555, IAIA4,9522.2–

1533613478, NYNY3,0782.2–

1533736572, ALAL6,9222.2–

1533814070, NYNY5,0012.2–

1533944710, OHOH9,0672.2–

1534079735, TXTX13,3572.2–

1534147383, ININ2,6122.2–

1534236558, ALAL4,2362.2–

1534347885, ININ9,2092.2–

1534443512, OHOH28,0222.2–

1534513803, NYNY4,2732.2–

1534614787, NYNY4,7712.2–

1534779838, TXTX4,9692.2–

1534870719, LALA4,8562.2–

1534914625, NYNY10,7172.2–

1535042347, KYKY5,8292.2–

1535148211, MIMI5,4192.2–

1535261362, ILIL5,7642.2–

1535313219, NYNY14,7442.2–

1535455705, MNMN3,2112.2–

1535548801, MIMI13,2782.2–

1535643977, OHOH2,7572.2–

1535761019, ILIL3,4612.2–

1535808629, NJNJ13,0132.2–

1535935044, ALAL7,8372.2–

1536049042, MIMI4,5642.2–

1536145432, OHOH15,0552.2–

1536277702, TXTX3,1212.2–

1536331535, GAGA13,4632.2–

1536447115, ININ2,7822.2–

1536514416, NYNY3,9602.2–

1536615963, PAPA10,1322.2–

1536736260, ALAL4,6262.2–

1536871047, LALA10,0692.2–

1536967860, KSKS2,7632.2–

1537058474, NDND2,6562.2–

1537113411, NYNY2,9992.2–

1537279764, TXTX27,0132.2–

1537316403, PAPA6,9592.2–

1537467110, KSKS8,7222.2–

1537578026, TXTX7,0312.2–

1537644511, OHOH18,9092.2–

1537745623, OHOH3,2032.2–

1537885534, AZAZ2,6722.2–

1537943964, OHOH8,9522.2–

1538025962, WVWV3,3022.2–

1538113862, NYNY3,4402.2–

1538262341, ILIL3,4332.2–

1538349094, MIMI3,7782.2–

1538472927, ARAR7,9442.2–

1538562471, ILIL9,9372.2–

1538671646, ARAR6,5632.2–

1538739044, MSMS2,9942.2–

1538879035, TXTX5,3912.2–

1538929018, SCSC3,5592.2–

1539029059, SCSC4,9052.2–

1539161265, ILIL43,7482.2–

1539235221, ALAL3,1192.2–

1539361085, ILIL3,1492.2–

1539444730, OHOH6,0402.2–

1539546746, ININ4,6972.2–

1539675706, TXTX9,5602.2–

1539740419, KYKY5,2502.2–

1539862208, ILIL16,8212.2–

1539952531, IAIA6,0362.2–

1540028386, NCNC5,4512.2–

1540162684, ILIL5,7602.2–

1540226570, WVWV3,3502.2–

1540304224, MEME3,1102.2–

1540474347, OKOK2,7572.2–

1540562014, ILIL3,6692.2–

1540646619, ININ21,7292.2–

1540771801, ARAR14,8832.2–

1540867133, KSKS6,9312.2–

1540904462, MEME4,4642.2–

1541067039, KSKS2,9962.2–

1541113778, NYNY5,3512.2–

1541248039, MIMI7,4372.2–

1541367432, KSKS5,6072.2–

1541478416, TXTX12,4802.2–

1541518237, PAPA3,7122.2–

1541629842, SCSC8,1022.2–

1541725570, WVWV6,4452.2–

1541836748, ALAL2,5222.2–

1541915456, PAPA2,5342.2–

1542075975, TXTX3,6712.2–

1542172946, ARAR3,8442.2–

1542266102, KSKS29,4432.2–

1542362201, ILIL4,9212.2–

1542477547, TXTX9,2172.2–

1542564633, MOMO4,3462.2–

1542647993, ININ3,5162.2–

1542715774, PAPA2,6022.2–

1542879363, TXTX5,7172.2–

1542925311, WVWV9,8252.2–

1543064016, MOMO4,6032.2–

1543143912, OHOH5,7382.2–

1543261244, ILIL23,3082.2–

1543367301, KSKS12,9532.2–

1543448609, MIMI11,9662.2–

1543547353, ININ4,8572.2–

1543650472, IAIA2,5602.2–

1543761281, ILIL2,5202.2–

1543815552, PAPA5,6852.2–

1543928340, NCNC9,2652.2–

1544061064, ILIL3,7572.2–

1544128385, NCNC2,5752.2–

1544277659, TXTX5,6502.2–

1544346001, ININ10,3752.2–

1544415748, PAPA7,3432.2–

1544567217, KSKS32,6032.2–

1544645505, OHOH19,8262.2–

1544716232, PAPA4,0252.2–

1544863031, MOMO50,1962.2–

1544931220, GAGA16,4942.2–

1545039083, MSMS8,5922.2–

1545175972, TXTX5,7082.2–

1545239483, MSMS5,1202.2–

1545346016, ININ17,8342.2–

1545436863, ALAL11,9192.2–

1545513815, NYNY12,6542.2–

1545652537, IAIA7,0692.2–

1545714136, NYNY5,4502.2–

1545851012, IAIA6,3112.2–

1545975693, TXTX5,9352.2–

1546065711, MOMO8,1062.2–

1546135550, ALAL4,8062.2–

1546229812, SCSC11,1322.2–

1546327832, NCNC2,7832.2–

1546412887, NYNY4,6912.2–

1546543545, OHOH14,4042.2–

1546638824, MSMS8,2442.2–

1546713732, NYNY7,3852.2–

1546850638, IAIA3,4412.2–

1546948906, MIMI25,9012.2–

1547071232, LALA5,7682.2–

1547162216, ILIL3,1562.2–

1547244666, OHOH3,2472.2–

1547347348, ININ9,0802.2–

1547473108, OKOK14,9192.2–

1547535648, ALAL3,1282.2–

1547613754, NYNY2,7682.2–

1547762320, ILIL2,6672.2–

1547856265, MNMN7,2252.2–

1547913691, NYNY2,9902.2–

1548045347, OHOH4,0952.2–

1548166542, KSKS3,0192.2–

1548250616, IAIA9,3582.2–

1548315461, PAPA3,7922.2–

1548473601, OKOK9,5972.2–

1548535961, ALAL5,8792.2–

1548666725, KSKS4,9912.2–

1548745420, OHOH24,4112.2–

1548826205, WVWV2,9572.2–

1548972370, ARAR7,3012.2–

1549045882, OHOH2,9192.2–

1549168305, NENE4,3512.2–

1549267214, KSKS15,2432.2–

1549313044, NYNY2,6432.2–

1549473572, OKOK3,0452.2–

1549516101, PAPA30,7672.2–

1549675567, TXTX3,6602.2–

1549762223, ILIL16,2692.2–

1549844624, OHOH6,6012.2–

1549965452, MOMO2,5192.2–

1550046408, ININ15,7472.2–

SHOWING 15,001–15,500 OF 16,707

1…30 31 32…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES