Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1450148811, MIMI7,4402.4–

1450248880, MIMI9,9942.4–

1450319560, PAPA9,1372.4–

1450421017, MDMD6,6482.4–

1450548174, MIMI32,2112.4–

1450647462, ININ4,5952.4–

1450729129, SCSC4,6052.4–

1450825143, WVWV8,7142.4–

1450931321, GAGA7,3052.4–

1451035005, ALAL8,2472.4–

1451126378, WVWV4,7782.4–

1451245813, OHOH3,7192.4–

1451368122, NENE13,3522.4–

1451413865, NYNY5,6102.4–

1451541301, KYKY5,9532.4–

1451650126, IAIA6,3682.4–

1451717066, PAPA5,1022.4–

1451862467, ILIL3,7102.4–

1451946992, ININ16,4382.4–

1452048875, MIMI11,4002.4–

1452176648, TXTX2,7772.4–

1452246996, ININ6,4412.4–

1452345648, OHOH11,3302.4–

1452468739, NENE2,7992.4–

1452538059, TNTN8,2812.4–

1452660446, ILIL41,6722.4–

1452761254, ILIL12,1352.4–

1452875433, TXTX3,3592.4–

1452979316, TXTX10,0552.4–

1453021223, MDMD19,5722.4–

1453179072, TXTX25,3892.4–

1453214172, NYNY3,0912.4–

1453326101, WVWV28,0052.4–

1453473533, OKOK27,6182.4–

1453545430, OHOH7,3712.4–

1453631308, GAGA8,4162.4–

1453778582, TXTX44,7412.4–

1453871082, LALA3,6662.4–

1453952172, IAIA5,8772.4–

1454014871, NYNY4,2072.4–

1454116502, PAPA15,9952.4–

1454214470, NYNY7,7582.4–

1454355746, MNMN16,7302.4–

1454417368, PAPA7,0052.4–

1454544223, OHOH18,4592.4–

1454688230, NMNM4,3362.4–

1454735546, ALAL4,2752.4–

1454847220, ININ6,1362.4–

1454975951, TXTX15,1442.4–

1455035760, ALAL4,6432.4–

1455150225, IAIA3,3642.4–

1455255792, MNMN9,6632.4–

1455350261, IAIA3,3992.4–

1455424224, VAVA5,2732.4–

1455513036, NYNY8,6162.4–

1455613214, NYNY8,7022.4–

1455713090, NYNY29,0042.4–

1455848637, MIMI3,0242.4–

1455915824, PAPA5,1152.4–

1456038827, MSMS2,6252.4–

1456163389, MOMO7,6162.4–

1456254950, WIWI2,8022.4–

1456339159, MSMS2,8882.4–

1456448622, MIMI6,3452.4–

1456574003, OKOK14,0242.4–

1456635581, ALAL5,9322.4–

1456742765, KYKY7,1492.4–

1456813029, NYNY7,7252.4–

1456944085, OHOH3,4682.4–

1457019033, PAPA8,2612.4–

1457131092, GAGA5,0142.4–

1457273141, OKOK3,5622.4–

1457331542, GAGA2,6352.4–

1457471483, LALA9,2432.4–

1457542029, KYKY5,5522.4–

1457675570, TXTX11,3912.4–

1457740769, KYKY18,2182.4–

1457844413, OHOH7,3972.4–

1457927505, NCNC8,1522.4–

1458040962, KYKY17,3102.4–

1458146979, ININ4,9082.4–

1458214706, NYNY5,9392.4–

1458373149, OKOK6,0312.4–

1458449677, MIMI7,0282.4–

1458516038, PAPA3,2922.4–

1458643326, OHOH12,5732.4–

1458746173, ININ10,4402.4–

1458815066, PAPA12,0482.4–

1458965074, MOMO2,9362.4–

1459079110, TXTX16,9942.4–

1459116201, PAPA17,0402.4–

1459256065, MNMN2,7662.4–

1459348746, MIMI8,2222.4–

1459404239, MEME4,6572.4–

1459541175, KYKY5,5422.4–

1459624528, VAVA3,7752.4–

1459730415, GAGA6,3432.4–

1459872958, ARAR6,9482.4–

1459944878, OHOH2,7122.4–

1460031088, GAGA58,5852.4–

1460135672, ALAL5,7092.4–

1460238114, TNTN20,2982.4–

1460314012, NYNY2,9112.4–

1460448813, MIMI20,5642.4–

1460517345, PAPA7,7152.4–

1460623930, VAVA5,5082.4–

1460766226, KSKS16,2192.4–

1460874881, OKOK5,2972.4–

1460936756, ALAL5,2882.4–

1461031765, GAGA2,7512.4–

1461149082, MIMI6,6782.4–

1461241048, KYKY16,2112.4–

1461360431, ILIL27,1382.4–

1461418252, PAPA11,0242.4–

1461571260, LALA3,1512.4–

1461645801, OHOH21,7392.4–

1461714210, NYNY15,5632.4–

1461815666, PAPA15,9802.4–

1461908004, NJNJ11,4292.4–

1462025825, WVWV2,6592.4–

1462154949, WIWI3,5652.4–

1462231705, GAGA30,7912.4–

1462314482, NYNY8,3392.4–

1462450035, IAIA10,1312.4–

1462562097, ILIL2,9732.4–

1462613045, NYNY28,3612.4–

1462727983, NCNC8,0072.4–

1462825510, WVWV5,0982.4–

1462914011, NYNY8,1222.4–

1463071222, LALA2,8712.4–

1463141224, KYKY4,7832.4–

1463261866, ILIL13,4702.4–

1463336521, ALAL5,5362.4–

1463444216, OHOH9,4652.4–

1463551546, IAIA3,1142.4–

1463615026, PAPA4,1752.4–

1463750674, IAIA3,4462.4–

1463829590, SCSC3,4802.4–

1463924986, WVWV5,0142.4–

1464065745, MOMO3,4172.4–

1464148507, MIMI28,7232.4–

1464246542, ININ5,0962.4–

1464315063, PAPA10,5252.4–

1464439845, GAGA8,5352.4–

1464578112, TXTX9,7692.4–

1464646982, ININ2,6042.4–

1464787417, NMNM6,6242.4–

1464836612, ALAL3,2742.4–

1464918038, PAPA3,5492.4–

1465042256, KYKY5,1242.4–

1465138485, TNTN6,1652.4–

1465243310, OHOH3,1772.4–

1465375862, TXTX9,9682.4–

1465461114, ILIL15,3252.4–

1465568352, NENE4,9382.4–

1465651442, IAIA9,6922.4–

1465757532, SDSD2,9292.4–

1465852637, IAIA3,0412.4–

1465945426, OHOH14,1142.4–

1466044621, OHOH4,5662.4–

1466162220, ILIL19,1522.4–

1466249229, MIMI3,5402.4–

1466364465, MOMO3,9472.4–

1466447714, ININ32,1322.4–

1466536033, ALAL3,7632.4–

1466612789, NYNY2,5942.4–

1466772542, ARAR4,0722.4–

1466845322, OHOH20,8842.4–

1466941010, KYKY3,2392.4–

1467044057, OHOH19,4452.4–

1467150201, IAIA8,3202.4–

1467259201, MTMT5,0732.4–

1467375692, TXTX5,5632.4–

1467456101, MNMN6,1572.4–

1467528345, NCNC12,3722.4–

1467625248, WVWV3,2222.4–

1467743331, OHOH4,1062.4–

1467848829, MIMI3,6522.4–

1467926187, WVWV6,0602.4–

1468086047, AZAZ13,8992.4–

1468174436, OKOK5,0572.4–

1468262246, ILIL10,0772.4–

1468331303, GAGA2,6042.4–

1468461530, ILIL6,4702.4–

1468552804, IAIA26,8352.4–

1468614526, NYNY19,6292.4–

1468729853, SCSC5,9442.4–

1468872126, ARAR3,2412.4–

1468929160, SCSC7,4192.4–

1469079756, TXTX9,4852.4–

1469115656, PAPA9,5062.4–

1469279835, TXTX11,4402.4–

1469368147, NENE12,4302.4–

1469443832, OHOH6,9422.4–

1469579022, TXTX10,8262.4–

1469617044, PAPA20,2342.4–

1469756062, MNMN3,2342.4–

1469843623, OHOH20,2672.4–

1469947944, ININ3,3762.4–

1470043469, OHOH2,9052.4–

1470113612, NYNY2,8652.4–

1470247106, ININ4,6702.4–

1470343619, OHOH7,1732.4–

1470413354, NYNY3,5542.4–

1470549639, MIMI2,6342.4–

1470644142, OHOH18,2842.4–

1470739474, MSMS6,0992.4–

1470849450, MIMI2,9982.4–

1470929010, SCSC11,8612.4–

1471074421, OKOK4,3602.4–

1471161310, ILIL3,3472.4–

1471276306, TXTX13,9632.4–

1471335126, ALAL22,5992.4–

1471444676, OHOH4,9142.4–

1471516950, PAPA3,3272.4–

1471615120, PAPA18,0292.4–

1471713903, NYNY17,5692.4–

1471849228, MIMI5,4672.4–

1471950248, IAIA4,2162.4–

1472036109, ALAL23,5812.4–

1472188081, NMNM19,6632.4–

1472251050, IAIA2,9622.4–

1472367114, KSKS20,9192.4–

1472438106, TNTN20,9622.4–

1472564123, MOMO11,8332.4–

1472650648, IAIA4,2692.4–

1472717319, PAPA11,2922.4–

1472849807, MIMI3,1622.4–

1472944241, OHOH18,5482.4–

1473060503, ILIL16,7892.4–

1473148429, MIMI8,2412.4–

1473256649, MNMN8,8252.4–

1473313849, NYNY4,4272.4–

1473444095, OHOH32,3632.4–

1473554474, WIWI4,5892.4–

1473618705, PAPA15,6242.4–

1473717113, PAPA11,7242.4–

1473845410, OHOH14,6942.4–

1473961568, ILIL4,4832.4–

1474044444, OHOH9,2202.4–

1474173651, OKOK4,0182.4–

1474251566, IAIA7,0102.4–

1474313077, NYNY6,4052.4–

1474413209, NYNY12,7142.4–

1474512154, NYNY2,7772.4–

1474616404, PAPA3,4462.4–

1474745335, OHOH7,3592.4–

1474864132, MOMO12,0842.4–

1474945891, OHOH15,5842.4–

1475025670, WVWV3,2032.4–

1475149277, MIMI2,9242.4–

1475265791, MOMO4,4252.4–

1475348892, MIMI4,7152.4–

1475446773, ININ3,4742.4–

1475566067, KSKS16,3302.4–

1475661080, ILIL10,9552.4–

1475714837, NYNY5,8012.4–

1475814512, NYNY4,8522.4–

1475951002, IAIA2,7872.4–

1476076305, TXTX4,9412.4–

1476174365, OKOK4,2772.4–

1476255741, MNMN2,9472.4–

1476349946, MIMI3,7572.4–

1476424013, VAVA8,0262.4–

1476560518, ILIL3,2892.4–

1476676624, TXTX2,6602.4–

1476779104, TXTX6,5612.4–

1476848030, MIMI14,9632.4–

1476948647, MIMI3,9802.4–

1477048656, MIMI3,8462.4–

1477144120, OHOH33,2022.4–

1477261252, ILIL5,4372.4–

1477345742, OHOH3,7522.4–

1477416611, PAPA2,6652.4–

1477554479, WIWI3,6302.4–

1477654124, WIWI3,4142.4–

1477754437, WIWI3,2362.4–

1477874965, OKOK4,7932.4–

1477957366, SDSD2,5982.4–

1478063873, MOMO4,0152.4–

1478127892, NCNC13,2622.4–

1478267025, KSKS3,9402.4–

1478318706, PAPA16,3872.4–

1478472335, ARAR16,3722.4–

1478571019, LALA7,2072.4–

1478660469, ILIL5,2052.4–

1478729044, SCSC4,7992.4–

1478835579, ALAL2,9162.4–

1478943318, OHOH4,3522.4–

1479062226, ILIL28,2552.4–

1479137362, TNTN3,4302.4–

1479262922, ILIL2,6082.4–

1479344425, OHOH13,5522.4–

1479448910, MIMI32,8002.4–

1479567144, KSKS2,7122.4–

1479661284, ILIL2,5992.4–

1479731779, GAGA8,5992.4–

1479836017, ALAL3,1382.4–

1479960475, ILIL10,0352.4–

1480044129, OHOH28,8002.4–

1480113206, NYNY16,2452.4–

1480243460, OHOH6,2002.4–

1480342167, KYKY8,1722.4–

1480444626, OHOH2,6582.4–

1480540371, KYKY2,5252.4–

1480638941, MSMS3,7672.4–

1480708097, NJNJ3,0622.4–

1480814505, NYNY5,1382.4–

1480916134, PAPA3,9922.4–

1481048744, MIMI4,4602.4–

1481150054, IAIA3,1662.4–

1481205655, VTVT3,0002.4–

1481360136, ILIL8,7772.4–

1481415065, PAPA10,8942.4–

1481550047, IAIA6,6902.4–

1481671405, LALA5,3612.4–

1481745831, OHOH3,2332.4–

1481847283, ININ4,3052.4–

1481977879, TXTX4,6112.3–

1482063780, MOMO6,2432.3–

1482131510, GAGA9,6852.3–

1482213066, NYNY12,5042.3–

1482316508, PAPA14,9582.3–

1482430445, GAGA3,3892.3–

1482561342, ILIL8,5432.3–

1482640409, KYKY3,4452.3–

1482746901, ININ38,0822.3–

1482814212, NYNY13,2992.3–

1482926250, WVWV5,3222.3–

1483067871, KSKS4,9852.3–

1483125901, WVWV10,0122.3–

1483260420, ILIL4,6822.3–

1483360438, ILIL28,8062.3–

1483431217, GAGA17,7322.3–

1483528371, NCNC7,0552.3–

1483646962, ININ8,7852.3–

1483760073, ILIL62,8682.3–

1483818325, PAPA2,7002.3–

1483935962, ALAL8,6662.3–

1484012072, NYNY2,8822.3–

1484147713, ININ9,9882.3–

1484272031, ARAR6,6072.3–

1484376682, TXTX3,6612.3–

1484413073, NYNY6,0542.3–

1484574447, OKOK15,7862.3–

1484608049, NJNJ5,2822.3–

1484715846, PAPA3,4082.3–

1484864128, MOMO11,9122.3–

1484970548, LALA8,7802.3–

1485044402, OHOH2,6132.3–

1485140437, KYKY4,4882.3–

1485278119, TXTX7,2702.3–

1485345064, OHOH3,3732.3–

1485435474, ALAL9,6542.3–

1485504730, MEME10,1062.3–

1485661073, ILIL20,1942.3–

1485739059, MSMS11,9192.3–

1485857601, SDSD3,4222.3–

1485968073, NENE2,9932.3–

1486067530, KSKS17,7982.3–

1486112986, NYNY5,3262.3–

1486262281, ILIL3,0592.3–

1486339090, MSMS12,0222.3–

1486461068, ILIL14,7882.3–

1486575763, TXTX6,2592.3–

1486618702, PAPA41,9702.3–

1486746011, ININ16,5342.3–

1486829666, SCSC6,8942.3–

1486971403, LALA3,9622.3–

1487047138, ININ4,8592.3–

1487174058, OKOK3,5582.3–

1487212068, NYNY2,5032.3–

1487371654, ARAR4,2162.3–

1487471730, ARAR29,7602.3–

1487571334, LALA9,1562.3–

1487654157, WIWI5,9512.3–

1487748125, MIMI22,1252.3–

1487847581, ININ3,0092.3–

1487929335, SCSC5,4722.3–

1488074851, OKOK11,4892.3–

1488116314, PAPA5,1882.3–

1488242166, KYKY2,6912.3–

1488326155, WVWV8,0032.3–

1488444312, OHOH30,2802.3–

1488549037, MIMI20,5502.3–

1488672949, ARAR9,4772.3–

1488745805, OHOH24,3872.3–

1488875432, TXTX3,0492.3–

1488977371, TXTX7,8002.3–

1489074764, OKOK3,5822.3–

1489112078, NYNY22,5892.3–

1489250644, IAIA8,4192.3–

1489348089, MIMI31,8532.3–

1489472104, ARAR23,6242.3–

1489568850, NENE12,4282.3–

1489671671, ARAR8,6012.3–

1489714468, NYNY18,5262.3–

1489843517, OHOH3,4422.3–

1489979763, TXTX35,1742.3–

1490039074, MSMS14,2832.3–

1490145710, OHOH5,0672.3–

1490263660, MOMO2,7842.3–

1490346184, ININ13,3042.3–

1490412183, NYNY2,9702.3–

1490568117, NENE8,2242.3–

1490666743, KSKS4,3132.3–

1490713850, NYNY23,6892.3–

1490864129, MOMO9,2672.3–

1490938041, TNTN4,1612.3–

1491076354, TXTX11,9902.3–

1491156241, MNMN3,9332.3–

1491265259, MOMO2,9902.3–

1491324422, VAVA5,3342.3–

1491445323, OHOH4,9612.3–

1491572833, ARAR3,6202.3–

1491616511, PAPA11,7762.3–

1491735653, ALAL11,4812.3–

1491825312, WVWV10,0472.3–

1491931087, GAGA8,8462.3–

1492013142, NYNY6,3652.3–

1492170819, LALA4,3222.3–

1492232702, FLFL2,6362.3–

1492318651, PAPA8,7032.3–

1492488260, NMNM15,1602.3–

1492577534, TXTX3,4032.3–

1492632421, FLFL4,0352.3–

1492762712, ILIL10,0452.3–

1492845415, OHOH12,4652.3–

1492938620, MSMS3,3862.3–

1493052060, IAIA8,0072.3–

1493178383, TXTX4,0812.3–

1493248757, MIMI3,7082.3–

1493331557, GAGA3,6872.3–

1493431803, GAGA4,4992.3–

1493562088, ILIL6,4002.3–

1493616401, PAPA3,7442.3–

1493761536, ILIL3,5032.3–

1493871423, LALA4,9622.3–

1493914025, NYNY3,2432.3–

1494027855, NCNC5,7832.3–

1494149779, MIMI4,5932.3–

1494275563, TXTX4,0332.3–

1494371435, LALA3,4992.3–

1494448192, MIMI24,4892.3–

1494562613, ILIL3,5982.3–

1494614830, NYNY19,0152.3–

1494747804, ININ10,5532.3–

1494835023, ALAL25,5332.3–

1494971701, ARAR16,8472.3–

1495048631, MIMI3,6812.3–

1495167219, KSKS12,5862.3–

1495246947, ININ28,6872.3–

1495338425, TNTN3,5182.3–

1495478577, TXTX80,5402.3–

1495513088, NYNY22,0732.3–

1495632053, FLFL4,0002.3–

1495772454, ARAR4,8332.3–

1495844288, OHOH3,8502.3–

1495966618, KSKS10,1792.3–

1496081063, COCO2,7832.3–

1496157469, SDSD2,8662.3–

1496279088, TXTX5,3022.3–

1496373059, OKOK2,7842.3–

1496443920, OHOH21,1032.3–

1496525545, WVWV5,6702.3–

1496615144, PAPA3,7712.3–

1496744647, OHOH18,1172.3–

1496852544, IAIA8,1212.3–

1496929851, SCSC9,0702.3–

1497027837, NCNC6,4892.3–

1497124368, VAVA5,5742.3–

1497245327, OHOH9,3152.3–

1497326601, WVWV4,1212.3–

1497445315, OHOH4,9052.3–

1497530648, GAGA3,5432.3–

1497671463, LALA8,5592.3–

1497747342, ININ2,7102.3–

1497829628, SCSC2,5262.3–

1497942086, KYKY3,7752.3–

1498070354, LALA3,4042.3–

1498141514, KYKY2,8062.3–

1498230805, GAGA2,5852.3–

1498368826, NENE3,9442.3–

1498466104, KSKS27,0332.3–

1498563601, MOMO16,3892.3–

1498655768, MNMN2,9642.3–

1498775964, TXTX20,4702.3–

1498849057, MIMI6,4342.3–

1498974020, OKOK7,5872.3–

1499072941, ARAR5,1402.3–

1499171639, ARAR5,0772.3–

1499246554, ININ4,4052.3–

1499325045, WVWV4,2342.3–

1499462353, ILIL5,0662.3–

1499526288, WVWV3,1482.3–

1499647265, ININ20,9372.3–

1499763034, MOMO18,9082.3–

1499836866, ALAL3,8982.3–

1499946793, ININ4,1042.3–

1500066105, KSKS2,6052.3–

SHOWING 14,501–15,000 OF 16,707

1…29 30 31…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES