Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1400147635, ININ5,3622.5–

1400249099, MIMI5,9422.5–

1400342220, KYKY5,9472.5–

1400446561, ININ13,9962.5–

1400563048, MOMO4,2282.5–

1400638251, TNTN3,2592.5–

1400714750, NYNY4,5082.5–

1400865281, MOMO3,0302.5–

1400944081, OHOH6,9712.5–

1401030450, GAGA2,6322.5–

1401118704, PAPA31,1492.5–

1401275956, TXTX6,9822.5–

1401353405, WIWI26,7932.5–

1401471040, LALA7,7672.5–

1401539367, MSMS13,7792.5–

1401635645, ALAL13,9602.5–

1401763456, MOMO4,7492.5–

1401867546, KSKS2,6012.5–

1401928396, NCNC2,6662.5–

1402063552, MOMO7,5542.5–

1402138340, TNTN12,6942.5–

1402268632, NENE3,9422.5–

1402349017, MIMI21,2952.5–

1402438450, TNTN2,6112.5–

1402576442, TXTX7,3722.5–

1402618421, PAPA4,6032.5–

1402727870, NCNC24,9582.5–

1402874048, OKOK5,5592.5–

1402974354, OKOK17,2082.5–

1403049247, MIMI5,2052.5–

1403115717, PAPA9,2062.5–

1403261010, ILIL7,4972.5–

1403362230, ILIL6,3772.5–

1403442206, KYKY5,8972.5–

1403532442, FLFL3,4172.5–

1403662535, ILIL3,5022.5–

1403715478, PAPA5,5602.5–

1403873047, OKOK6,4932.5–

1403957025, SDSD3,1202.5–

1404048135, MIMI26,7392.5–

1404139465, MSMS22,8822.5–

1404252591, IAIA2,7212.5–

1404370395, LALA4,4202.5–

1404416686, PAPA13,4272.5–

1404588231, NMNM3,2552.5–

1404654457, WIWI8,1832.5–

1404773173, OKOK4,7802.5–

1404835620, ALAL10,9052.5–

1404942327, KYKY4,2062.5–

1405048876, MIMI4,3602.5–

1405148066, MIMI47,1232.5–

1405257262, SDSD5,1002.5–

1405349801, MIMI11,8602.5–

1405444203, OHOH38,7012.5–

1405571075, LALA5,4122.5–

1405670084, LALA5,6292.5–

1405776640, TXTX3,0892.5–

1405879029, TXTX15,4112.5–

1405961550, ILIL18,7922.5–

1406014569, NYNY6,4302.5–

1406127229, NCNC3,4562.5–

1406249269, MIMI5,5442.5–

1406354736, WIWI4,1692.5–

1406470341, LALA3,6902.5–

1406574801, OKOK21,9672.5–

1406648340, MIMI25,6692.5–

1406773018, OKOK20,5052.5–

1406854494, WIWI27,6962.5–

1406939565, MSMS20,9842.5–

1407047356, ININ5,5222.5–

1407170774, LALA10,0412.5–

1407244004, OHOH31,1142.5–

1407336092, ALAL22,2422.5–

1407446312, ININ26,0222.5–

1407553015, WIWI2,7512.5–

1407617407, PAPA2,6732.5–

1407776520, TXTX8,4262.5–

1407814609, NYNY40,2742.5–

1407926833, WVWV2,8902.5–

1408070669, LALA9,5522.5–

1408173051, OKOK10,2742.5–

1408231903, GAGA20,6442.5–

1408345142, OHOH4,1872.5–

1408449064, MIMI3,6352.5–

1408508090, NJNJ9,8152.5–

1408663801, MOMO22,0272.5–

1408743616, OHOH20,3092.5–

1408861736, ILIL2,6732.5–

1408949056, MIMI4,4782.5–

1409021830, MDMD5,2002.5–

1409145015, OHOH11,0382.5–

1409248180, MIMI62,0812.5–

1409366101, KSKS12,5562.5–

1409447441, ININ8,9102.5–

1409538313, TNTN3,2882.5–

1409631047, GAGA20,2032.5–

1409746767, ININ9,4182.5–

1409873055, OKOK10,0642.5–

1409949866, MIMI8,2072.5–

1410055952, MNMN2,5852.5–

1410143844, OHOH3,7602.5–

1410231005, GAGA22,0632.5–

1410324054, VAVA5,9572.5–

1410444614, OHOH13,1902.5–

1410550022, IAIA8,5262.5–

1410648124, MIMI34,4792.5–

1410708102, NJNJ8,2922.5–

1410845369, OHOH4,1202.5–

1410952803, IAIA22,7422.5–

1411044055, OHOH20,0432.5–

1411115642, PAPA46,3252.5–

1411231030, GAGA17,4732.5–

1411389820, NVNV5,5622.5–

1411474730, OKOK5,8072.5–

1411544601, OHOH32,6962.5–

1411660586, ILIL47,8342.5–

1411769162, NENE7,2742.5–

1411871341, LALA2,9432.5–

1411915226, PAPA13,9992.5–

1412046914, ININ4,1422.5–

1412177707, TXTX18,3232.5–

1412235466, ALAL4,9062.5–

1412317404, PAPA39,3742.5–

1412408110, NJNJ19,1582.5–

1412556701, MNMN12,7052.5–

1412667456, KSKS4,9772.5–

1412739563, MSMS11,8972.5–

1412873737, OKOK3,6122.5–

1412943420, OHOH29,5202.5–

1413067218, KSKS23,3832.5–

1413148070, MIMI6,3282.5–

1413235079, ALAL10,0872.5–

1413304358, MEME4,5262.5–

1413466846, KSKS3,3332.5–

1413513204, NYNY19,4402.5–

1413674868, OKOK12,5432.5–

1413748640, MIMI32,4922.5–

1413856557, MNMN2,7582.5–

1413904579, MEME3,1582.5–

1414078840, TXTX47,2562.5–

1414160301, ILIL3,4752.5–

1414268763, NENE4,5722.5–

1414348225, MIMI16,0982.5–

1414474966, OKOK3,4562.5–

1414573131, OKOK3,8452.5–

1414675551, TXTX10,3412.5–

1414743758, OHOH2,7482.5–

1414814425, NYNY13,8392.5–

1414936107, ALAL8,0012.5–

1415054970, WIWI3,8452.5–

1415144144, OHOH21,3942.5–

1415247970, ININ3,0112.5–

1415348659, MIMI2,5632.5–

1415446072, ININ9,0492.5–

1415541129, KYKY9,0102.5–

1415685631, AZAZ3,5082.5–

1415719079, PAPA8,7452.5–

1415828114, NCNC7,1042.5–

1415977705, TXTX38,2592.5–

1416029512, SCSC17,1972.5–

1416163043, MOMO21,9242.5–

1416250156, IAIA4,5752.5–

1416372010, ARAR5,2042.5–

1416472943, ARAR2,7082.5–

1416541074, KYKY5,7562.5–

1416661282, ILIL8,3942.5–

1416713084, NYNY4,1592.5–

1416849111, MIMI3,1592.5–

1416945619, OHOH7,4092.5–

1417074873, OKOK10,9242.5–

1417138756, MSMS5,8872.5–

1417269301, NENE9,5242.5–

1417356055, MNMN3,8982.5–

1417448638, MIMI12,8752.5–

1417583101, WYWY3,7312.5–

1417629479, SCSC6,0312.5–

1417747229, ININ2,9652.5–

1417864058, MOMO6,6602.5–

1417972118, ARAR22,9132.5–

1418015613, PAPA12,8542.5–

1418145251, OHOH20,2542.5–

1418248706, MIMI38,9742.5–

1418358545, NDND3,3132.5–

1418438260, TNTN3,7202.5–

1418545341, OHOH3,6392.5–

1418674039, OKOK3,8262.5–

1418749878, MIMI3,3292.5–

1418875654, TXTX12,1642.5–

1418914215, NYNY42,5242.5–

1419054460, WIWI2,6202.5–

1419160954, ILIL5,7422.5–

1419254773, WIWI3,5422.5–

1419352411, IAIA8,3422.5–

1419426452, WVWV9,2202.5–

1419513118, NYNY5,5912.5–

1419644319, OHOH21,5382.5–

1419766861, KSKS2,7692.5–

1419865275, MOMO2,6572.5–

1419970778, LALA2,7422.5–

1420075662, TXTX25,0342.5–

1420172136, ARAR3,2092.5–

1420244092, OHOH17,5872.5–

1420377713, TXTX15,5412.5–

1420419132, PAPA33,0062.5–

1420514206, NYNY21,6312.5–

1420663138, MOMO18,2332.5–

1420767211, KSKS19,1052.5–

1420847303, ININ24,3922.5–

1420978574, TXTX62,4562.5–

1421066054, KSKS2,7772.5–

1421113440, NYNY41,5552.5–

1421248133, MIMI7,0852.5–

1421342217, KYKY3,7992.5–

1421446803, ININ10,9942.5–

1421544505, OHOH16,7642.5–

1421619539, PAPA3,8232.5–

1421748022, MIMI2,5302.5–

1421844111, OHOH42,0212.5–

1421972846, ARAR3,8532.5–

1422038118, TNTN39,1072.5–

1422143315, OHOH6,8732.5–

1422235633, ALAL20,8132.5–

1422339766, MSMS2,6162.5–

1422448723, MIMI11,6782.5–

1422545833, OHOH10,9192.5–

1422636375, ALAL7,8842.5–

1422775453, TXTX3,4302.5–

1422841701, KYKY17,4532.5–

1422915825, PAPA9,4262.5–

1423013031, NYNY16,2852.5–

1423145171, OHOH5,7522.5–

1423248457, MIMI8,7702.5–

1423317972, PAPA11,8262.5–

1423443943, OHOH3,4572.5–

1423523944, VAVA3,9782.5–

1423647601, ININ13,2582.5–

1423732148, FLFL12,0632.5–

1423848519, MIMI8,0962.5–

1423956013, MNMN4,5352.5–

1424077901, TXTX39,8542.5–

1424131793, GAGA10,5852.5–

1424238666, MSMS5,8612.5–

1424346504, ININ3,5002.5–

1424472858, ARAR3,0302.5–

1424527871, NCNC3,4712.5–

1424646750, ININ27,2712.5–

1424752577, IAIA14,5852.5–

1424831749, GAGA2,5572.5–

1424932680, FLFL10,5822.5–

1425042378, KYKY3,5132.5–

1425114305, NYNY16,6962.5–

1425235978, ALAL5,5802.5–

1425344706, OHOH16,4962.5–

1425450548, IAIA5,7222.5–

1425546574, ININ7,4262.5–

1425641230, KYKY12,6382.5–

1425738614, MSMS16,1702.5–

1425863115, MOMO14,4882.5–

1425913092, NYNY2,6892.5–

1426054153, WIWI7,5512.5–

1426152342, IAIA2,7052.5–

1426287052, NMNM3,4652.5–

1426343845, OHOH4,7872.5–

1426419510, PAPA8,0102.5–

1426543764, OHOH8,1682.5–

1426627589, NCNC6,7392.5–

1426762902, ILIL4,1352.5–

1426861455, ILIL17,3172.5–

1426945875, OHOH11,5472.5–

1427026764, WVWV4,1752.5–

1427145231, OHOH40,4632.5–

1427262704, ILIL40,0462.5–

1427344135, OHOH28,0222.5–

1427487937, NMNM2,9902.5–

1427539476, MSMS6,6002.5–

1427629340, SCSC20,7632.5–

1427738006, TNTN5,3032.5–

1427872011, ARAR4,6482.5–

1427928555, NCNC5,9142.5–

1428076055, TXTX3,5772.5–

1428167502, KSKS23,0992.5–

1428214131, NYNY5,2522.5–

1428344847, OHOH3,5142.5–

1428424381, VAVA3,0912.5–

1428518517, PAPA5,3032.5–

1428645157, OHOH9,4152.5–

1428768107, NENE31,5402.5–

1428866111, KSKS9,9962.5–

1428949328, MIMI4,0692.5–

1429031033, GAGA2,7552.5–

1429114047, NYNY6,0132.5–

1429239648, MSMS20,5092.5–

1429312758, NYNY4,0252.5–

1429413421, NYNY12,7712.5–

1429562275, ILIL3,0122.5–

1429672521, ARAR4,9102.5–

1429732431, FLFL4,6832.5–

1429828572, NCNC6,6582.5–

1429941008, KYKY7,6982.5–

1430045843, OHOH4,1842.5–

1430143072, OHOH5,2532.5–

1430243718, OHOH2,6962.5–

1430315670, PAPA3,6752.5–

1430415323, PAPA3,8602.5–

1430548893, MIMI5,9212.5–

1430625276, WVWV7,1272.5–

1430773110, OKOK32,3482.5–

1430874733, OKOK3,0692.5–

1430987020, NMNM11,9662.5–

1431012143, NYNY5,6642.5–

1431114304, NYNY29,2082.5–

1431274960, OKOK11,9712.5–

1431313760, NYNY42,8962.5–

1431475839, TXTX6,7962.5–

1431562959, ILIL27,7932.5–

1431646755, ININ15,4412.5–

1431739051, MSMS14,9862.5–

1431860097, ILIL11,9832.5–

1431939120, MSMS29,0392.5–

1432048768, MIMI9,1092.5–

1432146792, ININ3,6212.5–

1432254874, WIWI3,6902.5–

1432348883, MIMI7,2922.5–

1432454552, WIWI4,2922.5–

1432536703, ALAL9,1252.5–

1432674578, OKOK5,6682.5–

1432716428, PAPA12,5952.5–

1432829040, SCSC8,9202.5–

1432960021, ILIL4,9962.5–

1433072396, ARAR12,7662.5–

1433178059, TXTX7,0612.5–

1433244811, OHOH12,6902.5–

1433317084, PAPA4,6832.5–

1433426431, WVWV6,2712.5–

1433562258, ILIL10,4372.5–

1433672933, ARAR5,0872.5–

1433742025, KYKY19,9412.5–

1433837338, TNTN3,3092.5–

1433920634, MDMD7,0882.5–

1434072209, ARAR31,6072.5–

1434143906, OHOH7,7792.5–

1434213114, NYNY7,2142.5–

1434370711, LALA5,6122.5–

1434444473, OHOH4,2132.5–

1434551103, IAIA16,8952.5–

1434614219, NYNY10,6522.5–

1434746774, ININ17,8582.5–

1434816693, PAPA3,7952.5–

1434938829, MSMS18,6052.5–

1435086512, AZAZ2,5572.5–

1435126218, WVWV2,8832.5–

1435215227, PAPA28,4602.5–

1435363650, MOMO3,6002.5–

1435450036, IAIA16,1542.5–

1435544432, OHOH12,0302.5–

1435648650, MIMI6,5102.5–

1435749245, MIMI4,5472.5–

1435870456, LALA3,1932.5–

1435944231, OHOH8,2152.5–

1436046711, ININ8,3532.5–

1436131516, GAGA15,6232.5–

1436261011, ILIL2,6762.5–

1436314612, NYNY35,1522.5–

1436440212, KYKY14,6612.5–

1436531773, GAGA3,9812.4–

1436694089, CACA22,6992.4–

1436764834, MOMO10,5862.4–

1436854440, WIWI2,6622.4–

1436979849, TXTX14,4092.4–

1437072513, ARAR2,8882.4–

1437116222, PAPA3,3062.4–

1437235062, ALAL8,8642.4–

1437313634, NYNY3,5702.4–

1437456633, MNMN4,8022.4–

1437549837, MIMI10,2652.4–

1437679108, TXTX11,2162.4–

1437752778, IAIA3,6322.4–

1437826034, WVWV4,6642.4–

1437938127, TNTN39,5412.4–

1438050170, IAIA3,0242.4–

1438145030, OHOH21,6402.4–

1438248150, MIMI26,6872.4–

1438317065, PAPA4,3892.4–

1438416434, PAPA3,1202.4–

1438574079, OKOK4,4492.4–

1438646501, ININ3,7802.4–

1438735971, ALAL4,4522.4–

1438819074, PAPA5,9342.4–

1438960046, ILIL34,6132.4–

1439063435, MOMO4,3182.4–

1439135582, ALAL4,1452.4–

1439277417, TXTX3,9202.4–

1439338828, MSMS5,1202.4–

1439435117, ALAL5,6062.4–

1439524134, VAVA5,4002.4–

1439661853, ILIL14,8312.4–

1439762234, ILIL31,6482.4–

1439847670, ININ11,7562.4–

1439975672, TXTX16,5092.4–

1440048616, MIMI7,5772.4–

1440130170, GAGA3,7322.4–

1440264601, MOMO12,1892.4–

1440344054, OHOH12,8062.4–

1440415243, PAPA13,4562.4–

1440544721, OHOH14,2722.4–

1440608104, NJNJ22,1482.4–

1440743447, OHOH3,3482.4–

1440868157, NENE5,2522.4–

1440973179, OKOK8,5322.4–

1441051039, IAIA2,8452.4–

1441117401, PAPA18,5702.4–

1441241016, KYKY5,7952.4–

1441328478, NCNC5,0172.4–

1441477642, TXTX38,3582.4–

1441568135, NENE30,5232.4–

1441675633, TXTX13,2712.4–

1441731537, GAGA9,3492.4–

1441841169, KYKY5,5602.4–

1441947362, ININ29,3372.4–

1442014521, NYNY2,5942.4–

1442113350, NYNY9,5222.4–

1442273742, OKOK3,9062.4–

1442345304, OHOH7,5992.4–

1442417901, PAPA22,3712.4–

1442569130, NENE5,0042.4–

1442645764, OHOH7,7062.4–

1442773852, OKOK2,6882.4–

1442866508, KSKS3,9872.4–

1442963049, MOMO16,5922.4–

1443045167, OHOH3,2852.4–

1443144851, OHOH5,0382.4–

1443279761, TXTX30,1642.4–

1443341179, KYKY6,9082.4–

1443456081, MNMN6,1722.4–

1443550063, IAIA2,7202.4–

1443638860, MSMS5,3882.4–

1443743543, OHOH7,4012.4–

1443818240, PAPA3,9132.4–

1443935014, ALAL3,2192.4–

1444035179, ALAL9,0822.4–

1444175789, TXTX9,0952.4–

1444266002, KSKS13,2762.4–

1444335952, ALAL8,4152.4–

1444412209, NYNY10,6262.4–

1444544820, OHOH17,2912.4–

1444618518, PAPA8,5732.4–

1444705033, VTVT3,0812.4–

1444814301, NYNY10,9232.4–

1444912095, NYNY12,3912.4–

1445043749, OHOH2,7642.4–

1445108343, NJNJ4,7292.4–

1445237329, TNTN6,5912.4–

1445312962, NYNY5,6542.4–

1445445308, OHOH4,3852.4–

1445544707, OHOH9,0482.4–

1445614845, NYNY20,3272.4–

1445714471, NYNY2,7272.4–

1445841522, KYKY4,3412.4–

1445929384, SCSC3,4432.4–

1446046241, ININ32,5652.4–

1446152314, IAIA6,2002.4–

1446213316, NYNY6,0632.4–

1446350702, IAIA20,8822.4–

1446435160, ALAL26,0312.4–

1446529638, SCSC3,3482.4–

1446672416, ARAR5,6422.4–

1446743944, OHOH2,5932.4–

1446855912, MNMN29,6322.4–

1446978552, TXTX42,3322.4–

1447045692, OHOH7,9972.4–

1447125313, WVWV11,7602.4–

1447256007, MNMN21,3772.4–

1447374538, OKOK3,9572.4–

1447436352, ALAL5,6172.4–

1447516051, PAPA3,1192.4–

1447618640, PAPA16,5812.4–

1447741005, KYKY25,7182.4–

1447843465, OHOH5,4512.4–

1447950707, IAIA7,7842.4–

1448044864, OHOH3,3362.4–

1448112839, NYNY13,5412.4–

1448230147, GAGA4,6572.4–

1448364124, MOMO10,9252.4–

1448455927, MNMN4,2972.4–

1448518322, PAPA2,7242.4–

1448688435, NMNM3,3432.4–

1448727851, NCNC5,3432.4–

1448844824, OHOH3,6422.4–

1448962675, ILIL6,1702.4–

1449044310, OHOH25,4962.4–

1449144134, OHOH37,7742.4–

1449243143, OHOH5,8032.4–

1449349251, MIMI5,9582.4–

1449467579, KSKS3,1022.4–

1449528364, NCNC12,8192.4–

1449613460, NYNY4,1822.4–

1449716242, PAPA4,5132.4–

1449844833, OHOH15,8922.4–

1449926726, WVWV12,6292.4–

1450030747, GAGA14,4352.4–

SHOWING 14,001–14,500 OF 16,707

1…28 29 30…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES