Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1350145877, OHOH2,5622.6–

1350244883, OHOH28,1022.6–

1350343560, OHOH33,2862.6–

1350475946, TXTX4,1702.6–

1350544846, OHOH3,4892.6–

1350644149, OHOH21,0982.6–

1350776534, TXTX2,6752.6–

1350868446, NENE2,7922.6–

1350937645, TNTN5,4722.6–

1351050588, IAIA13,4312.6–

1351174434, OKOK9,6112.6–

1351243334, OHOH6,3262.6–

1351364505, MOMO14,1072.6–

1351454456, WIWI5,8902.6–

1351538358, TNTN12,8742.6–

1351660013, ILIL26,6942.6–

1351772153, ARAR4,1912.6–

1351847330, ININ5,4882.6–

1351931763, GAGA29,2712.6–

1352018434, PAPA4,0312.6–

1352146543, ININ4,7412.6–

1352279924, TXTX60,3642.6–

1352325053, WVWV3,8012.6–

1352467156, KSKS14,5132.6–

1352527027, NCNC3,8362.6–

1352645883, OHOH4,1442.6–

1352756172, MNMN2,9872.6–

1352847124, ININ5,3572.6–

1352924605, VAVA8,8722.6–

1353060096, ILIL6,5272.6–

1353144070, OHOH31,9242.6–

1353238052, TNTN3,6682.6–

1353345844, OHOH3,0592.6–

1353412302, NYNY28,0312.6–

1353576901, TXTX31,8312.6–

1353646552, ININ7,0472.6–

1353770668, LALA6,1692.6–

1353870589, LALA2,8752.6–

1353973084, OKOK6,6412.6–

1354035673, ALAL7,2502.6–

1354124273, VAVA5,5932.6–

1354273446, OKOK8,4792.6–

1354348847, MIMI5,6632.6–

1354454902, WIWI22,2432.6–

1354558368, NDND3,4152.6–

1354648173, MIMI12,9312.6–

1354736445, ALAL5,1462.6–

1354845822, OHOH19,9572.6–

1354964644, MOMO2,9232.6–

1355046723, ININ7,6172.6–

1355169357, NENE3,6772.6–

1355264870, MOMO16,1862.6–

1355346390, ININ2,5542.6–

1355444001, OHOH21,4482.6–

1355563033, MOMO43,0562.6–

1355618630, PAPA2,9232.6–

1355773068, OKOK12,2582.6–

1355844077, OHOH57,3252.6–

1355935771, ALAL3,4142.6–

1356077346, TXTX79,5382.6–

1356179605, TXTX28,4672.6–

1356277053, TXTX30,1982.6–

1356327822, NCNC7,8382.6–

1356472519, ARAR2,9452.6–

1356527288, NCNC22,9262.6–

1356657350, SDSD16,1992.6–

1356762640, ILIL3,3912.6–

1356851632, IAIA6,6242.6–

1356969201, NENE4,0122.6–

1357038751, MSMS9,9492.6–

1357136421, ALAL9,7992.6–

1357282937, WYWY3,5422.6–

1357349252, MIMI2,5562.6–

1357457252, SDSD4,8832.6–

1357538141, TNTN23,9522.6–

1357639063, MSMS2,8282.6–

1357725832, WVWV4,8182.6–

1357813730, NYNY2,6792.6–

1357975426, TXTX4,3512.6–

1358026426, WVWV7,5752.6–

1358173165, OKOK8,3572.6–

1358204426, MEME4,9992.6–

1358362301, ILIL30,7462.6–

1358413408, NYNY3,3912.6–

1358535031, ALAL7,9732.6–

1358618466, PAPA17,7942.6–

1358771251, LALA8,0262.6–

1358815679, PAPA2,7812.6–

1358970380, LALA20,5292.6–

1359048433, MIMI26,3842.6–

1359124340, VAVA6,1112.6–

1359260042, ILIL8,3472.6–

1359360901, ILIL33,1282.6–

1359477536, TXTX33,1742.6–

1359576093, TXTX4,1982.6–

1359642784, KYKY3,0892.6–

1359776084, TXTX14,0972.6–

1359845123, OHOH8,7402.6–

1359918642, PAPA4,5302.6–

1360054230, WIWI4,1582.6–

1360160135, ILIL7,2742.6–

1360260433, ILIL16,3822.6–

1360349250, MIMI5,6532.6–

1360417922, PAPA4,8032.6–

1360577066, TXTX39,3112.6–

1360648653, MIMI9,7212.6–

1360739897, GAGA3,5072.6–

1360873012, OKOK46,9932.6–

1360938355, TNTN8,3532.6–

1361017068, PAPA4,2352.6–

1361148866, MIMI4,6072.6–

1361275833, TXTX3,5502.6–

1361348911, MIMI39,8762.6–

1361412304, NYNY22,4032.6–

1361563740, MOMO5,1652.6–

1361617347, PAPA6,3932.6–

1361767467, KSKS2,8712.6–

1361847161, ININ3,6112.6–

1361948846, MIMI21,6132.6–

1362060915, ILIL9,9792.6–

1362124136, VAVA3,1452.6–

1362253511, WIWI48,7012.6–

1362327371, NCNC7,5722.6–

1362414428, NYNY8,1272.6–

1362565084, MOMO7,4732.6–

1362618621, PAPA4,7442.6–

1362766088, KSKS2,6972.6–

1362854929, WIWI8,7762.6–

1362935501, ALAL9,9272.6–

1363049224, MIMI13,4472.6–

1363144440, OHOH4,4182.6–

1363237754, TNTN4,2112.6–

1363366218, KSKS8,8202.6–

1363438075, TNTN6,3242.6–

1363572923, ARAR4,9562.6–

1363646710, ININ4,5062.6–

1363770634, LALA25,1942.6–

1363808823, NJNJ8,8842.6–

1363939443, MSMS22,7672.6–

1364036544, ALAL10,5212.6–

1364142757, KYKY2,5472.6–

1364264157, MOMO23,0302.6–

1364336323, ALAL7,9672.6–

1364474044, OKOK8,1622.6–

1364541171, KYKY4,6112.6–

1364647126, ININ4,3722.6–

1364761111, ILIL23,2862.6–

1364879821, TXTX7,2272.6–

1364939827, GAGA4,7302.6–

1365004457, MEME5,8232.6–

1365149221, MIMI41,0872.6–

1365226354, WVWV9,5582.6–

1365354247, WIWI2,5582.6–

1365444278, OHOH18,4242.6–

1365548206, MIMI15,2272.6–

1365631744, GAGA2,8492.6–

1365773075, OKOK9,3832.6–

1365814485, NYNY4,1532.6–

1365945504, OHOH16,3632.6–

1366073025, OKOK16,9142.6–

1366149548, MIMI34,7772.6–

1366214009, NYNY5,7482.6–

1366349266, MIMI2,9822.6–

1366435661, ALAL19,1692.6–

1366533493, FLFL5,1582.6–

1366648867, MIMI27,5002.6–

1366747803, ININ21,7462.6–

1366841051, KYKY33,0542.6–

1366979927, TXTX44,4442.6–

1367074940, OKOK2,5042.6–

1367135020, ALAL24,8922.6–

1367245383, OHOH6,9122.6–

1367313108, NYNY6,0932.6–

1367449781, MIMI4,1562.6–

1367515530, PAPA5,2992.6–

1367646278, ININ8,4502.6–

1367760418, ILIL10,5722.6–

1367849651, MIMI7,6282.6–

1367944052, OHOH28,2822.6–

1368036078, ALAL13,7672.6–

1368146975, ININ13,8242.6–

1368249657, MIMI3,8012.6–

1368372315, ARAR19,8902.6–

1368427017, NCNC10,0852.6–

1368547904, ININ16,2572.6–

1368644514, OHOH23,9172.6–

1368788130, NMNM17,8422.6–

1368849633, MIMI3,4102.6–

1368947374, ININ44,6152.6–

1369060411, ILIL52,1752.6–

1369136401, ALAL7,3422.6–

1369265542, MOMO7,0602.6–

1369353404, WIWI13,7032.6–

1369416346, PAPA3,2012.6–

1369524016, VAVA10,5212.6–

1369658318, NDND3,7922.6–

1369776522, TXTX42,1182.6–

1369877059, TXTX18,7672.6–

1369972002, ARAR21,4952.6–

1370056520, MNMN3,8522.6–

1370114223, NYNY22,6112.6–

1370268731, NENE3,4692.6–

1370354228, WIWI2,7622.6–

1370476531, TXTX4,7032.6–

1370541222, KYKY2,5302.6–

1370614892, NYNY7,7032.6–

1370745806, OHOH10,9742.6–

1370836203, ALAL18,9192.6–

1370946392, ININ8,3022.6–

1371013205, NYNY19,1372.6–

1371161614, ILIL27,3702.6–

1371215236, PAPA31,3132.6–

1371360478, ILIL16,3902.6–

1371463074, MOMO15,7932.6–

1371515216, PAPA21,4712.6–

1371627801, NCNC19,5322.6–

1371761821, ILIL28,6112.6–

1371872834, ARAR9,4822.6–

1371949715, MIMI3,1162.6–

1372072024, ARAR3,9982.6–

1372127823, NCNC6,5532.6–

1372254452, WIWI18,9692.6–

1372339654, MSMS4,6042.6–

1372439213, MSMS18,6912.6–

1372545248, OHOH22,5762.6–

1372616510, PAPA24,1982.6–

1372762010, ILIL11,0282.6–

1372869138, NENE4,3162.6–

1372977905, TXTX16,5992.6–

1373066610, KSKS9,8492.6–

1373160970, ILIL5,9912.6–

1373244662, OHOH10,3452.6–

1373344040, OHOH3,0632.6–

1373475966, TXTX4,9942.6–

1373548632, MIMI5,2682.6–

1373618660, PAPA3,1372.6–

1373724171, VAVA8,2682.6–

1373838771, MSMS2,7242.6–

1373914020, NYNY22,0022.6–

1374045338, OHOH4,7612.6–

1374151537, IAIA6,3822.6–

1374231008, GAGA22,6022.6–

1374339638, MSMS3,2592.6–

1374439145, MSMS5,2952.6–

1374516159, PAPA4,4552.6–

1374641006, KYKY4,7152.6–

1374748160, MIMI13,9722.6–

1374846371, ININ3,3962.6–

1374911109, NYNY7,9482.6–

1375078566, TXTX25,1102.6–

1375117062, PAPA3,9172.6–

1375214621, NYNY32,3812.6–

1375376450, TXTX12,9992.6–

1375463019, MOMO4,4892.6–

1375535619, ALAL5,3432.6–

1375645449, OHOH19,0662.6–

1375752806, IAIA26,8712.6–

1375854812, WIWI6,0692.6–

1375936351, ALAL4,0292.6–

1376036474, ALAL2,7132.6–

1376127011, NCNC5,5822.6–

1376254241, WIWI14,1202.6–

1376350313, IAIA17,4402.6–

1376465043, MOMO10,1202.6–

1376524148, VAVA8,3552.6–

1376652776, IAIA5,0902.6–

1376704937, MEME6,3582.6–

1376848128, MIMI12,6242.6–

1376974033, OKOK13,7452.6–

1377042653, KYKY4,3002.6–

1377135118, ALAL2,9602.6–

1377214534, NYNY33,2302.6–

1377318644, PAPA7,5522.6–

1377446406, ININ9,0012.6–

1377539038, MSMS5,1642.6–

1377677437, TXTX18,2382.6–

1377714414, NYNY6,5762.6–

1377861054, ILIL3,6102.6–

1377948842, MIMI21,9452.6–

1378017740, PAPA12,0172.6–

1378150111, IAIA16,8652.6–

1378231023, GAGA13,9642.6–

1378372176, ARAR8,6782.6–

1378404736, MEME9,0252.6–

1378513461, NYNY3,0472.6–

1378676665, TXTX2,7712.6–

1378744641, OHOH20,0312.6–

1378839828, GAGA15,4232.6–

1378966064, KSKS5,9922.6–

1379029574, SCSC9,4132.6–

1379161008, ILIL33,5822.6–

1379273507, OKOK21,0462.6–

1379345162, OHOH2,7542.6–

1379462305, ILIL19,0362.6–

1379560422, ILIL9,5422.6–

1379672150, ARAR12,3372.6–

1379762966, ILIL13,9452.6–

1379807418, NJNJ2,5592.6–

1379954405, WIWI2,7702.6–

1380012090, NYNY5,4822.6–

1380173160, OKOK62,6902.6–

1380265231, MOMO3,1322.6–

1380347542, ININ10,3502.6–

1380439057, MSMS2,7182.6–

1380562293, ILIL4,4332.6–

1380668410, NENE8,9802.6–

1380736206, ALAL11,1722.6–

1380875568, TXTX2,6772.6–

1380960425, ILIL8,7142.6–

1381047117, ININ4,4002.6–

1381151106, IAIA28,5922.6–

1381264052, MOMO22,1382.6–

1381343907, OHOH4,9602.6–

1381444805, OHOH30,8052.6–

1381569033, NENE2,6102.6–

1381613068, NYNY4,5922.6–

1381732767, FLFL3,4082.6–

1381835207, ALAL7,7092.6–

1381908029, NJNJ5,4592.6–

1382071486, LALA4,7482.6–

1382177541, TXTX16,9962.6–

1382217961, PAPA6,7402.6–

1382349096, MIMI3,3052.5–

1382444260, OHOH12,7802.5–

1382547334, ININ3,3362.5–

1382646041, ININ23,1342.5–

1382750320, IAIA24,8072.5–

1382878076, TXTX13,1232.5–

1382945506, OHOH13,4352.5–

1383075647, TXTX13,2992.5–

1383174547, OKOK2,8152.5–

1383248831, MIMI3,0882.5–

1383364067, MOMO5,9782.5–

1383435503, ALAL9,3292.5–

1383577515, TXTX34,0882.5–

1383629123, SCSC7,9382.5–

1383746809, ININ8,5892.5–

1383831825, GAGA2,9862.5–

1383978225, TXTX13,1042.5–

1384046402, ININ5,8362.5–

1384129702, SCSC9,7702.5–

1384229556, SCSC10,5592.5–

1384370374, LALA5,8722.5–

1384447591, ININ25,1682.5–

1384551501, IAIA34,6182.5–

1384650441, IAIA5,4502.5–

1384727325, NCNC6,7372.5–

1384848657, MIMI7,5782.5–

1384939305, MSMS21,6382.5–

1385052353, IAIA9,2412.5–

1385147660, ININ4,9662.5–

1385231076, GAGA2,9682.5–

1385343357, OHOH4,8992.5–

1385448623, MIMI15,1292.5–

1385543449, OHOH7,5722.5–

1385639175, MSMS4,2592.5–

1385712211, NYNY14,3832.5–

1385832347, FLFL7,5302.5–

1385957274, SDSD2,6212.5–

1386077632, TXTX22,9762.5–

1386136093, ALAL11,4102.5–

1386243910, OHOH3,1912.5–

1386314487, NYNY5,4922.5–

1386446635, ININ6,4102.5–

1386582701, WYWY5,4592.5–

1386628580, NCNC11,6442.5–

1386748610, MIMI3,3002.5–

1386825177, WVWV22,6652.5–

1386944703, OHOH8,0702.5–

1387052349, IAIA7,7372.5–

1387139364, MSMS2,7672.5–

1387243138, OHOH18,9062.5–

1387364024, MOMO15,5742.5–

1387443061, OHOH4,9212.5–

1387513037, NYNY9,6072.5–

1387656751, MNMN5,7612.5–

1387778370, TXTX5,3532.5–

1387836277, ALAL4,9182.5–

1387976903, TXTX29,9472.5–

1388078941, TXTX3,6192.5–

1388149078, MIMI10,0182.5–

1388205679, VTVT3,1472.5–

1388373020, OKOK25,6452.5–

1388414420, NYNY20,3752.5–

1388514467, NYNY10,1682.5–

1388644320, OHOH17,6902.5–

1388775785, TXTX10,7052.5–

1388862711, ILIL18,5592.5–

1388945130, OHOH4,2062.5–

1389060443, ILIL20,6632.5–

1389135555, ALAL9,2712.5–

1389236250, ALAL4,3532.5–

1389314626, NYNY29,2732.5–

1389457380, SDSD3,3162.5–

1389570611, LALA22,1242.5–

1389670466, LALA10,1482.5–

1389717322, PAPA6,4732.5–

1389815085, PAPA8,0622.5–

1389972529, ARAR5,0592.5–

1390016601, PAPA33,5152.5–

1390178164, TXTX2,9272.5–

1390247043, ININ4,8522.5–

1390340056, KYKY3,4412.5–

1390474107, OKOK19,0132.5–

1390514225, NYNY33,6202.5–

1390630511, GAGA3,1512.5–

1390715205, PAPA24,0602.5–

1390854410, WIWI2,6112.5–

1390944481, OHOH10,2062.5–

1391045218, OHOH3,8362.5–

1391163401, MOMO21,4892.5–

1391272433, ARAR2,7232.5–

1391349028, MIMI5,8112.5–

1391472937, ARAR4,0752.5–

1391515636, PAPA3,5602.5–

1391633540, FLFL11,3902.5–

1391715129, PAPA10,7892.5–

1391816229, PAPA4,7982.5–

1391944403, OHOH3,7432.5–

1392063960, MOMO3,2042.5–

1392121502, MDMD41,0152.5–

1392265360, MOMO4,5862.5–

1392376823, TXTX2,7852.5–

1392455734, MNMN6,2652.5–

1392535171, ALAL3,5952.5–

1392612138, NYNY2,6952.5–

1392770528, LALA2,7452.5–

1392874352, OKOK5,8622.5–

1392917801, PAPA16,4292.5–

1393063555, MOMO3,2582.5–

1393113825, NYNY2,9032.5–

1393213492, NYNY11,2502.5–

1393372086, ARAR11,7182.5–

1393439150, MSMS4,7772.5–

1393554612, WIWI5,9152.5–

1393661701, ILIL35,1362.5–

1393764720, MOMO4,4942.5–

1393872944, ARAR2,5992.5–

1393931738, GAGA2,7982.5–

1394036541, ALAL15,5902.5–

1394146614, ININ29,6022.5–

1394215102, PAPA30,3442.5–

1394371742, ARAR4,3332.5–

1394475559, TXTX5,5282.5–

1394577514, TXTX5,4802.5–

1394660473, ILIL21,2252.5–

1394763459, MOMO4,4232.5–

1394828634, NCNC5,3532.5–

1394961285, ILIL2,7282.5–

1395049858, MIMI11,9272.5–

1395144837, OHOH4,7382.5–

1395232448, FLFL8,5492.5–

1395352655, IAIA4,3222.5–

1395443606, OHOH24,8982.5–

1395514006, NYNY9,2602.5–

1395638122, TNTN26,0212.5–

1395718214, PAPA2,5222.5–

1395842647, KYKY3,3492.5–

1395908221, NJNJ6,9922.5–

1396029520, SCSC13,2062.5–

1396167701, KSKS6,1342.5–

1396246236, ININ26,4162.5–

1396336611, ALAL6,3322.5–

1396413413, NYNY16,7422.5–

1396563051, MOMO13,4362.5–

1396617366, PAPA6,3922.5–

1396749304, MIMI5,4082.5–

1396851054, IAIA5,5832.5–

1396969341, NENE10,4822.5–

1397015106, PAPA19,2442.5–

1397119605, PAPA21,4192.5–

1397274937, OKOK5,2202.5–

1397366032, KSKS4,9712.5–

1397435204, ALAL8,9532.5–

1397512198, NYNY6,7962.5–

1397647711, ININ30,9442.5–

1397735057, ALAL14,7302.5–

1397843351, OHOH10,4572.5–

1397931566, GAGA3,9872.5–

1398027886, NCNC18,3812.5–

1398165459, MOMO8,5622.5–

1398232621, FLFL6,3682.5–

1398347923, ININ3,7002.5–

1398413367, NYNY8,6012.5–

1398540272, KYKY38,2892.5–

1398645431, OHOH27,9512.5–

1398724266, VAVA8,6882.5–

1398846324, ININ21,4092.5–

1398945628, OHOH5,9992.5–

1399062249, ILIL16,2052.5–

1399114559, NYNY17,2002.5–

1399235208, ALAL13,4122.5–

1399324315, VAVA3,9782.5–

1399445895, OHOH17,9982.5–

1399529624, SCSC13,4982.5–

1399670760, LALA6,3142.5–

1399743526, OHOH6,4642.5–

1399840831, KYKY4,7892.5–

1399946797, ININ4,0972.5–

1400055921, MNMN4,6592.5–

SHOWING 13,501–14,000 OF 16,707

1…27 28 29…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES