Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1300168347, NENE2,5082.7–

1300268462, NENE4,9282.7–

1300349076, MIMI4,2942.7–

1300468112, NENE12,0712.7–

1300575143, TXTX14,7092.7–

1300629714, SCSC3,4622.7–

1300774041, OKOK3,0732.7–

1300836523, ALAL2,9722.7–

1300943567, OHOH12,7542.7–

1301048088, MIMI22,9912.7–

1301160087, ILIL27,2932.7–

1301245419, OHOH17,0082.7–

1301337681, TNTN5,7232.7–

1301427844, NCNC3,3342.7–

1301540258, KYKY26,8412.7–

1301614141, NYNY7,6032.7–

1301716648, PAPA14,9042.7–

1301878045, TXTX67,3332.7–

1301949326, MIMI3,9802.7–

1302044275, OHOH3,1862.7–

1302136870, ALAL17,9512.7–

1302240229, KYKY41,2992.7–

1302362670, ILIL2,6822.7–

1302478362, TXTX10,8162.7–

1302558075, NDND9,0462.7–

1302615801, PAPA20,1602.7–

1302744131, OHOH20,5772.7–

1302875778, TXTX3,1522.7–

1302943506, OHOH14,7342.7–

1303015074, PAPA8,5502.7–

1303177037, TXTX19,0042.7–

1303254139, WIWI3,1302.7–

1303338833, MSMS2,6152.7–

1303435178, ALAL3,0782.7–

1303535904, ALAL14,0152.7–

1303664134, MOMO22,9642.7–

1303766801, KSKS27,5852.7–

1303813027, NYNY35,0882.7–

1303929379, SCSC17,6072.7–

1304074467, OKOK14,4002.7–

1304117025, PAPA17,6482.7–

1304216142, PAPA5,5222.7–

1304315071, PAPA12,6632.7–

1304488415, NMNM3,1782.7–

1304576579, TXTX5,4482.7–

1304618708, PAPA8,8672.7–

1304753963, WIWI13,9522.7–

1304842724, KYKY5,3452.7–

1304944903, OHOH25,6422.7–

1305046580, ININ21,7942.7–

1305130815, GAGA44,1092.7–

1305215767, PAPA13,9182.7–

1305346147, ININ2,5182.7–

1305454174, WIWI3,1712.7–

1305565340, MOMO16,0262.7–

1305614208, NYNY12,5722.7–

1305747882, ININ8,7352.7–

1305829332, SCSC3,5392.7–

1305952175, IAIA3,4842.7–

1306047037, ININ4,3302.7–

1306174106, OKOK15,6552.7–

1306235116, ALAL5,2272.7–

1306315229, PAPA15,1882.7–

1306466617, KSKS8,9032.7–

1306546923, ININ8,2212.7–

1306674948, OKOK12,3822.7–

1306732443, FLFL2,8792.7–

1306841014, KYKY7,3922.7–

1306937840, TNTN10,0042.7–

1307040744, KYKY20,1372.7–

1307178221, TXTX42,1782.7–

1307270633, LALA8,4862.7–

1307349887, MIMI2,7312.7–

1307477957, TXTX9,0692.7–

1307560107, ILIL38,8862.7–

1307614615, NYNY17,8842.7–

1307772016, ARAR2,7272.7–

1307875144, TXTX3,5812.7–

1307908515, NJNJ8,3732.7–

1308026547, WVWV2,8282.7–

1308116844, PAPA2,6062.7–

1308238843, MSMS12,3032.7–

1308328338, NCNC3,2652.7–

1308464836, MOMO26,5622.7–

1308570525, LALA14,6872.7–

1308656209, MNMN2,5702.7–

1308712865, NYNY3,3562.7–

1308844431, OHOH4,7882.7–

1308917026, PAPA3,1372.7–

1309065265, MOMO15,1532.7–

1309146347, ININ4,9512.7–

1309249437, MIMI6,8952.7–

1309329544, SCSC8,2522.7–

1309436054, ALAL14,6002.7–

1309567846, KSKS34,4752.7–

1309646534, ININ10,8112.7–

1309719555, PAPA3,5772.7–

1309849015, MIMI27,7652.7–

1309945305, OHOH11,4982.7–

1310013215, NYNY14,7512.7–

1310146167, ININ6,9442.7–

1310287323, NMNM4,2452.7–

1310371292, LALA22,9352.7–

1310412827, NYNY3,7162.7–

1310543078, OHOH19,6952.7–

1310638635, MSMS15,5032.7–

1310773703, OKOK30,5562.7–

1310846787, ININ4,0312.7–

1310915342, PAPA5,0972.7–

1311049945, MIMI2,7292.7–

1311115136, PAPA22,6232.7–

1311226301, WVWV28,7162.7–

1311374451, OKOK4,0232.7–

1311477627, TXTX22,3572.7–

1311577657, TXTX22,2582.7–

1311616145, PAPA2,6602.7–

1311778550, TXTX53,3352.7–

1311845113, OHOH3,8772.7–

1311929033, SCSC12,8372.7–

1312042064, KYKY8,0982.7–

1312147024, ININ2,9012.7–

1312228504, NCNC20,4072.7–

1312336618, ALAL17,8922.7–

1312412306, NYNY27,8652.7–

1312549234, MIMI2,5202.7–

1312644714, OHOH10,2102.7–

1312778576, TXTX15,4842.7–

1312864085, MOMO7,8552.7–

1312979412, TXTX15,0182.7–

1313044270, OHOH8,0712.7–

1313163023, MOMO5,0022.7–

1313273501, OKOK20,3972.7–

1313375416, TXTX2,8732.7–

1313475790, TXTX3,9152.7–

1313548460, MIMI2,7012.7–

1313648413, MIMI7,2882.7–

1313746989, ININ5,3852.7–

1313878504, TXTX63,0942.7–

1313926181, WVWV6,1672.7–

1314033903, FLFL23,6552.7–

1314150622, IAIA3,5492.7–

1314224078, VAVA6,4382.7–

1314372022, ARAR18,8082.7–

1314447429, ININ7,3992.7–

1314535175, ALAL4,8602.7–

1314639842, GAGA7,8312.7–

1314742171, KYKY6,7232.7–

1314836560, ALAL2,8582.7–

1314948221, MIMI41,3922.7–

1315039440, MSMS19,3852.7–

1315130417, GAGA11,1542.7–

1315279118, TXTX28,1072.7–

1315328551, NCNC14,0782.7–

1315448184, MIMI17,3482.7–

1315529505, SCSC23,8952.7–

1315660401, ILIL7,6472.7–

1315712594, NYNY4,2222.7–

1315854220, WIWI40,9492.7–

1315975602, TXTX20,6712.7–

1316048186, MIMI35,1032.7–

1316144140, OHOH15,9842.7–

1316231808, GAGA8,8932.7–

1316338225, TNTN5,8812.7–

1316444050, OHOH7,0592.7–

1316552206, IAIA2,5642.7–

1316675472, TXTX3,9512.7–

1316770734, LALA9,2132.7–

1316862424, ILIL2,5002.7–

1316961104, ILIL17,2222.7–

1317032066, FLFL6,8922.7–

1317124112, VAVA31,0282.7–

1317270517, LALA26,0242.7–

1317325213, WVWV6,2242.7–

1317447725, ININ19,6482.7–

1317566109, KSKS28,3552.7–

1317630635, GAGA15,6402.7–

1317749916, MIMI2,8652.7–

1317844906, OHOH17,3432.7–

1317960487, ILIL26,0432.7–

1318016925, PAPA3,2682.7–

1318177535, TXTX39,5042.7–

1318245122, OHOH10,9772.7–

1318352742, IAIA7,2842.7–

1318418635, PAPA3,7342.7–

1318556283, MNMN6,4812.7–

1318648183, MIMI41,7652.7–

1318761880, ILIL4,3672.7–

1318808061, NJNJ4,5082.7–

1318948642, MIMI34,0392.7–

1319015001, PAPA31,9762.7–

1319179936, TXTX102,9912.7–

1319239664, MSMS2,6032.7–

1319304048, MEME3,4002.7–

1319417408, PAPA25,4312.7–

1319574021, OKOK23,6282.7–

1319648144, MIMI10,5072.7–

1319757028, SDSD3,4502.7–

1319863016, MOMO6,4592.7–

1319914891, NYNY4,5612.7–

1320013624, NYNY4,6502.7–

1320137726, TNTN2,5562.7–

1320236043, ALAL3,2392.7–

1320360541, ILIL3,3422.7–

1320414618, NYNY25,4762.7–

1320543080, OHOH5,3212.7–

1320672904, ARAR21,2962.7–

1320747959, ININ2,6792.7–

1320828365, NCNC15,9992.7–

1320948048, MIMI11,3492.7–

1321037770, TNTN2,7562.7–

1321126041, WVWV15,2542.7–

1321203452, NHNH5,4482.7–

1321360110, ILIL38,5582.7–

1321448415, MIMI8,9182.7–

1321543615, OHOH40,1462.7–

1321644445, OHOH2,9142.7–

1321748655, MIMI5,7602.7–

1321848081, MIMI20,5302.7–

1321946737, ININ7,4022.7–

1322052641, IAIA12,4282.7–

1322144119, OHOH13,2432.7–

1322249068, MIMI14,7292.7–

1322348626, MIMI5,7662.7–

1322444685, OHOH28,7942.7–

1322548703, MIMI3,1052.7–

1322650124, IAIA4,8592.7–

1322760085, ILIL72,3412.7–

1322847933, ININ28,3572.7–

1322950273, IAIA8,9502.7–

1323044102, OHOH39,9522.7–

1323135004, ALAL12,1552.7–

1323270445, LALA9,2882.7–

1323347040, ININ5,2752.7–

1323444266, OHOH32,6122.7–

1323555071, MNMN5,7192.7–

1323629530, SCSC2,6412.7–

1323772738, ARAR2,6882.7–

1323808007, NJNJ5,4172.7–

1323956623, MNMN2,7332.7–

1324074063, OKOK31,3702.7–

1324136010, ALAL5,4292.7–

1324274955, OKOK13,8642.7–

1324327350, NCNC5,8822.7–

1324424712, WVWV2,9132.7–

1324538105, TNTN5,5342.7–

1324675844, TXTX4,7702.7–

1324726287, WVWV3,0342.7–

1324844637, OHOH2,7192.7–

1324935064, ALAL9,8722.7–

1325046217, ININ36,9172.7–

1325163362, MOMO9,9302.7–

1325216061, PAPA2,5642.7–

1325319036, PAPA13,6682.7–

1325441572, KYKY3,2492.7–

1325540051, KYKY4,6582.7–

1325617023, PAPA3,4892.6–

1325743830, OHOH6,5492.6–

1325870057, LALA4,1222.6–

1325931806, GAGA4,1352.6–

1326032113, FLFL5,9542.6–

1326175670, TXTX18,6702.6–

1326285501, AZAZ12,3952.6–

1326364503, MOMO11,9542.6–

1326432425, FLFL13,9422.6–

1326529126, SCSC2,7032.6–

1326652726, IAIA5,1602.6–

1326707460, NJNJ3,1812.6–

1326815146, PAPA28,3322.6–

1326954177, WIWI2,9132.6–

1327076309, TXTX13,3952.6–

1327165018, MOMO7,7482.6–

1327250659, IAIA5,6882.6–

1327355301, MNMN13,4822.6–

1327488220, NMNM39,8282.6–

1327540013, KYKY6,6702.6–

1327643211, OHOH22,3132.6–

1327752057, IAIA8,1932.6–

1327845810, OHOH7,4492.6–

1327971465, LALA3,0862.6–

1328069361, NENE17,1872.6–

1328124549, VAVA4,1602.6–

1328235068, ALAL8,3782.6–

1328352405, IAIA26,5262.6–

1328445302, OHOH4,3382.6–

1328547122, ININ11,3572.6–

1328692241, CACA8,8842.6–

1328778662, TXTX3,0152.6–

1328818837, PAPA2,9362.6–

1328948191, MIMI4,4032.6–

1329046259, ININ15,1692.6–

1329170345, LALA8,3442.6–

1329235080, ALAL20,2512.6–

1329360417, ILIL14,9012.6–

1329473030, OKOK4,4992.6–

1329562221, ILIL29,8752.6–

1329681125, COCO3,3622.6–

1329740118, KYKY10,6972.6–

1329808063, NJNJ3,0512.6–

1329979415, TXTX15,7942.6–

1330045663, OHOH6,5772.6–

1330174053, OKOK5,3752.6–

1330265725, MOMO2,5012.6–

1330315627, PAPA6,1672.6–

1330462288, ILIL2,8202.6–

1330527563, NCNC5,2052.6–

1330649040, MIMI3,3842.6–

1330701129, MAMA5,6722.6–

1330847978, ININ10,2612.6–

1330963377, MOMO3,5012.6–

1331052402, IAIA42,9382.6–

1331149327, MIMI8,8872.6–

1331248463, MIMI4,3932.6–

1331344221, OHOH28,5462.6–

1331412170, NYNY5,3512.6–

1331524963, WVWV3,5602.6–

1331662401, ILIL19,2732.6–

1331749073, MIMI5,1202.6–

1331819562, PAPA2,9472.6–

1331972437, ARAR3,1342.6–

1332054107, WIWI3,7132.6–

1332112309, NYNY33,2462.6–

1332248140, MIMI3,6642.6–

1332360421, ILIL3,6492.6–

1332404769, MEME8,7362.6–

1332540374, KYKY2,5622.6–

1332653014, WIWI7,8982.6–

1332735452, ALAL4,1952.6–

1332847274, ININ33,0682.6–

1332938221, TNTN3,0982.6–

1333076104, TXTX20,4432.6–

1333146808, ININ19,6842.6–

1333248473, MIMI22,3392.6–

1333326554, WVWV42,1182.6–

1333436322, ALAL7,9592.6–

1333573521, OKOK20,1552.6–

1333639330, MSMS3,1872.6–

1333749766, MIMI2,5652.6–

1333845135, OHOH5,2912.6–

1333944017, OHOH18,2792.6–

1334008322, NJNJ10,2022.6–

1334117353, PAPA2,8252.6–

1334264831, MOMO6,2062.6–

1334336066, ALAL22,6322.6–

1334439702, MSMS23,4842.6–

1334512790, NYNY4,5372.6–

1334615234, PAPA14,0142.6–

1334760461, ILIL4,7612.6–

1334843947, OHOH4,8932.6–

1334942721, KYKY4,3532.6–

1335016316, PAPA4,5622.6–

1335130673, GAGA6,3942.6–

1335272847, ARAR3,0402.6–

1335337665, TNTN4,7412.6–

1335444875, OHOH14,1442.6–

1335549055, MIMI5,9412.6–

1335618332, PAPA3,5082.6–

1335715131, PAPA8,2092.6–

1335856482, MNMN7,6192.6–

1335913104, NYNY16,1682.6–

1336044287, OHOH7,9352.6–

1336164133, MOMO36,2492.6–

1336243724, OHOH9,1332.6–

1336308105, NJNJ26,4832.6–

1336466539, KSKS3,0922.6–

1336572342, ARAR4,0702.6–

1336635592, ALAL4,3572.6–

1336728377, NCNC11,5902.6–

1336850138, IAIA11,1172.6–

1336975152, TXTX5,3212.6–

1337051534, IAIA8,8742.6–

1337129048, SCSC4,9822.6–

1337245858, OHOH2,7952.6–

1337340322, KYKY3,2382.6–

1337431707, GAGA22,6792.6–

1337515052, PAPA2,8732.6–

1337615697, PAPA2,8772.6–

1337729709, SCSC5,9882.6–

1337860102, ILIL32,2862.6–

1337938463, TNTN2,6442.6–

1338026525, WVWV8,6302.6–

1338147001, ININ10,6962.6–

1338216157, PAPA2,8402.6–

1338366043, KSKS11,0562.6–

1338469153, NENE5,8122.6–

1338554113, WIWI3,6222.6–

1338662939, ILIL2,9582.6–

1338768066, NENE5,9412.6–

1338813795, NYNY3,6812.6–

1338916150, PAPA6,8562.6–

1339030755, GAGA9,8132.6–

1339148035, MIMI33,5692.6–

1339244870, OHOH39,8832.6–

1339346819, ININ9,3692.6–

1339405735, VTVT3,6512.6–

1339558523, NDND3,2802.6–

1339675652, TXTX15,2902.6–

1339752213, IAIA4,1142.6–

1339838965, MSMS8,9632.6–

1339944657, OHOH9,6202.6–

1340040215, KYKY20,5322.6–

1340118655, PAPA6,0182.6–

1340260502, ILIL23,3082.6–

1340373115, OKOK20,2252.6–

1340460041, ILIL9,0242.6–

1340514611, NYNY17,1452.6–

1340613078, NYNY10,1192.6–

1340725560, WVWV9,3032.6–

1340873064, OKOK28,9192.6–

1340956514, MNMN3,9942.6–

1341013403, NYNY7,3882.6–

1341148195, MIMI29,3662.6–

1341217752, PAPA4,9752.6–

1341360083, ILIL9,9812.6–

1341463020, MOMO20,1662.6–

1341566536, KSKS4,2042.6–

1341648854, MIMI19,5292.6–

1341716137, PAPA12,4902.6–

1341847586, ININ10,8262.6–

1341949014, MIMI21,9802.6–

1342060490, ILIL22,1562.6–

1342146616, ININ5,9792.6–

1342227248, NCNC4,2342.6–

1342314220, NYNY24,4282.6–

1342453813, WIWI6,2222.6–

1342556277, MNMN2,9052.6–

1342648837, MIMI19,9472.6–

1342777327, TXTX42,6852.6–

1342878152, TXTX4,5212.6–

1342927544, NCNC3,3292.6–

1343035444, ALAL4,2162.6–

1343140336, KYKY12,7182.6–

1343260409, ILIL35,1002.6–

1343348069, MIMI2,6022.6–

1343477016, TXTX29,8412.6–

1343549071, MIMI12,1982.6–

1343648850, MIMI4,6592.6–

1343778526, TXTX60,0122.6–

1343872562, ARAR2,9132.6–

1343908065, NJNJ7,4852.6–

1344040143, KYKY5,7562.6–

1344152358, IAIA3,5982.6–

1344245377, OHOH14,8882.6–

1344371665, ARAR4,9642.6–

1344442366, KYKY5,8512.6–

1344578071, TXTX3,5762.6–

1344659330, MTMT8,1332.6–

1344717841, PAPA4,8962.6–

1344873433, OKOK2,5832.6–

1344950461, IAIA5,2282.6–

1345074029, OKOK5,3312.6–

1345160012, ILIL12,3682.6–

1345249004, MIMI17,8152.6–

1345349783, MIMI18,6812.6–

1345446394, ININ11,8942.6–

1345574346, OKOK8,2662.6–

1345604927, MEME3,3852.6–

1345718661, PAPA5,7592.6–

1345823974, VAVA4,5822.6–

1345948750, MIMI9,1652.6–

1346072120, ARAR34,3652.6–

1346175571, TXTX2,6532.6–

1346275169, TXTX16,0292.6–

1346348835, MIMI2,6352.6–

1346448461, MIMI7,7192.6–

1346515207, PAPA10,9612.6–

1346653530, WIWI4,5692.6–

1346768776, NENE15,3732.6–

1346816630, PAPA4,7262.6–

1346952228, IAIA3,8022.6–

1347089419, NVNV4,5952.6–

1347154448, WIWI4,2802.6–

1347254112, WIWI2,7162.6–

1347315904, PAPA16,0262.6–

1347473128, OKOK6,2812.6–

1347514094, NYNY50,1532.6–

1347674604, OKOK12,1892.6–

1347754455, WIWI19,0252.6–

1347818372, PAPA2,5992.6–

1347960419, ILIL20,8252.6–

1348048161, MIMI26,3042.6–

1348199752, AKAK3,0562.6–

1348251249, IAIA3,5642.6–

1348342122, KYKY5,5132.6–

1348444138, OHOH23,1622.6–

1348532321, FLFL5,5312.6–

1348615644, PAPA18,5122.6–

1348726105, WVWV12,1072.6–

1348844132, OHOH14,6332.6–

1348946051, ININ2,9192.6–

1349077373, TXTX69,7392.6–

1349145118, OHOH3,7032.6–

1349277345, TXTX27,9172.6–

1349361704, ILIL37,2792.6–

1349455971, MNMN3,0182.6–

1349562062, ILIL8,2772.6–

1349646807, ININ16,3172.6–

1349740741, KYKY23,3972.6–

1349869001, NENE9,0542.6–

1349943952, OHOH17,8362.6–

1350063012, MOMO10,3142.6–

SHOWING 13,001–13,500 OF 16,707

1…26 27 28…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES