Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1250145238, OHOH48,3512.8–

1250214623, NYNY26,0322.8–

1250362920, ILIL2,9592.8–

1250454009, WIWI2,7392.8–

1250546952, ININ18,1892.8–

1250608886, NJNJ6,4352.8–

1250735007, ALAL28,5862.8–

1250849272, MIMI2,8832.8–

1250962260, ILIL6,6682.8–

1251047025, ININ23,5702.8–

1251176801, TXTX25,1462.8–

1251287024, NMNM2,6922.8–

1251358054, NDND3,4002.8–

1251468007, NENE19,5362.8–

1251576825, TXTX6,4542.8–

1251671103, LALA6,3322.8–

1251749237, MIMI3,0972.8–

1251847340, ININ3,0512.8–

1251930538, GAGA3,0812.8–

1252047031, ININ5,6592.8–

1252139452, MSMS29,1812.8–

1252253042, WIWI6,8102.8–

1252381054, COCO4,7292.8–

1252445368, OHOH3,8892.8–

1252564076, MOMO9,6232.8–

1252679602, TXTX27,4252.8–

1252748888, MIMI5,8132.8–

1252844114, OHOH7,4882.8–

1252915212, PAPA27,6522.8–

1253038618, MSMS9,8662.8–

1253161341, ILIL7,6922.8–

1253229824, SCSC7,7892.8–

1253363501, MOMO21,2182.8–

1253452403, IAIA22,5512.8–

1253524361, VAVA4,4842.8–

1253648059, MIMI15,4992.8–

1253747111, ININ17,7382.8–

1253876067, TXTX21,0802.8–

1253974056, OKOK4,8642.8–

1254036613, ALAL12,2342.8–

1254154466, WIWI2,5572.8–

1254224590, VAVA8,2292.8–

1254317074, PAPA7,3042.8–

1254441001, KYKY19,3232.8–

1254524055, VAVA11,8142.8–

1254677545, TXTX26,2362.8–

1254751401, IAIA11,9902.8–

1254873135, OKOK22,0222.8–

1254975704, TXTX8,9132.8–

1255077386, TXTX69,9802.8–

1255138315, TNTN3,6312.8–

1255224127, VAVA4,3922.8–

1255350323, IAIA17,2652.8–

1255463139, MOMO21,6312.8–

1255543793, OHOH4,8362.8–

1255638363, TNTN5,8082.8–

1255736280, ALAL4,5762.8–

1255818612, PAPA17,7392.8–

1255948848, MIMI8,3442.8–

1256027880, NCNC3,9532.8–

1256117053, PAPA5,0672.8–

1256238316, TNTN3,2892.8–

1256378109, TXTX63,0672.8–

1256435180, ALAL12,9732.8–

1256544484, OHOH21,3582.8–

1256613208, NYNY22,9932.8–

1256718643, PAPA12,8482.8–

1256878415, TXTX43,0802.8–

1256954426, WIWI4,2752.8–

1257046777, ININ6,0812.8–

1257167203, KSKS30,7102.8–

1257253956, WIWI3,4772.8–

1257313438, NYNY3,0652.8–

1257425526, WVWV22,5142.8–

1257571282, LALA8,8282.8–

1257654742, WIWI4,2552.8–

1257760051, ILIL24,6212.8–

1257853594, WIWI5,1992.8–

1257965757, MOMO8,5842.8–

1258041465, KYKY10,0482.8–

1258154963, WIWI7,2712.8–

1258270343, LALA5,2802.8–

1258348091, MIMI30,6962.8–

1258408056, NJNJ5,4342.8–

1258517110, PAPA27,3642.8–

1258658072, NDND7,8632.8–

1258747421, ININ27,5992.8–

1258836426, ALAL16,4072.8–

1258936272, ALAL12,9542.8–

1259049862, MIMI4,5462.8–

1259139562, MSMS16,6772.8–

1259266092, KSKS4,3512.8–

1259316441, PAPA9,1342.8–

1259448629, MIMI7,9982.8–

1259554414, WIWI3,2082.8–

1259674301, OKOK11,2442.8–

1259718328, PAPA8,1852.8–

1259879423, TXTX46,9982.8–

1259948912, MIMI17,6742.8–

1260013820, NYNY23,0562.8–

1260168467, NENE9,7182.8–

1260268111, NENE24,2102.8–

1260386510, AZAZ4,0742.8–

1260437407, TNTN9,1562.8–

1260516929, PAPA2,6662.8–

1260644667, OHOH13,2872.8–

1260776501, TXTX17,7522.8–

1260838672, MSMS16,4362.8–

1260948427, MIMI2,8612.8–

1261049310, MIMI3,1832.8–

1261179360, TXTX17,3422.8–

1261242743, KYKY9,3422.8–

1261368138, NENE11,7132.8–

1261435211, ALAL24,9242.8–

1261535650, ALAL13,4732.8–

1261668310, NENE14,0932.8–

1261736111, ALAL11,9382.8–

1261815211, PAPA10,7282.8–

1261963834, MOMO5,1692.8–

1262055054, MNMN2,8312.8–

1262143160, OHOH22,1052.8–

1262272901, ARAR19,8192.8–

1262336049, ALAL5,1252.8–

1262436027, ALAL14,8692.8–

1262573049, OKOK7,4072.8–

1262644215, OHOH2,6502.8–

1262738057, TNTN3,5632.8–

1262870563, LALA20,1652.8–

1262924271, VAVA2,5252.8–

1263077703, TXTX11,0042.8–

1263164127, MOMO17,6682.8–

1263260190, ILIL11,8262.8–

1263353177, WIWI8,4892.8–

1263460084, ILIL17,1922.8–

1263545217, OHOH6,4542.8–

1263649841, MIMI7,4122.8–

1263745439, OHOH11,9142.8–

1263874014, OKOK45,2122.8–

1263935045, ALAL15,3242.8–

1264076374, TXTX4,0732.8–

1264116635, PAPA12,0032.8–

1264208069, NJNJ13,4132.8–

1264332626, FLFL8,7092.8–

1264445612, OHOH4,9332.8–

1264567147, KSKS10,7922.8–

1264661517, ILIL3,0332.8–

1264754720, WIWI8,9472.8–

1264817252, PAPA4,0382.8–

1264938553, TNTN2,5212.8–

1265043147, OHOH46,9632.8–

1265128610, NCNC10,1922.8–

1265235447, ALAL3,3092.8–

1265304236, MEME4,4172.8–

1265454140, WIWI8,0352.8–

1265555917, MNMN3,4102.8–

1265645236, OHOH24,5132.8–

1265761802, ILIL20,2932.8–

1265878557, TXTX14,4982.8–

1265966106, KSKS24,2452.8–

1266029118, SCSC15,1352.8–

1266128373, NCNC2,5892.8–

1266260538, ILIL30,5142.8–

1266335752, ALAL2,5242.8–

1266412144, NYNY22,1112.8–

1266564843, MOMO3,1802.8–

1266660203, ILIL4,6802.8–

1266788063, NMNM10,8812.8–

1266814527, NYNY12,6772.8–

1266964137, MOMO9,4222.8–

1267031089, GAGA4,2392.8–

1267150316, IAIA16,7102.8–

1267229388, SCSC16,8682.8–

1267348360, MIMI12,1162.8–

1267460452, ILIL26,7392.8–

1267544003, OHOH4,5692.8–

1267649655, MIMI3,3832.8–

1267739206, MSMS23,2572.8–

1267846012, ININ20,8552.7–

1267904444, MEME9,3712.7–

1268015068, PAPA36,2032.7–

1268170785, LALA23,9212.7–

1268266021, KSKS2,8192.7–

1268308046, NJNJ31,9812.7–

1268418707, PAPA16,6892.7–

1268519022, PAPA4,4822.7–

1268675117, TXTX5,1092.7–

1268760404, ILIL20,3852.7–

1268823842, VAVA6,9242.7–

1268945631, OHOH13,3862.7–

1269044412, OHOH2,9762.7–

1269142120, KYKY2,7452.7–

1269273028, OKOK3,3892.7–

1269354401, WIWI31,6922.7–

1269460156, ILIL28,8002.7–

1269543154, OHOH3,3672.7–

1269635040, ALAL19,3042.7–

1269772947, ARAR4,4932.7–

1269852761, IAIA29,4742.7–

1269916841, PAPA6,4772.7–

1270007874, NJNJ8,7522.7–

1270118255, PAPA4,2232.7–

1270230705, GAGA33,7262.7–

1270317057, PAPA23,5602.7–

1270418032, PAPA9,5552.7–

1270515241, PAPA22,2942.7–

1270608106, NJNJ9,7312.7–

1270763080, MOMO13,1242.7–

1270873449, OKOK3,0882.7–

1270955354, MNMN3,1592.7–

1271039047, MSMS40,8082.7–

1271152730, IAIA4,7762.7–

1271238261, TNTN16,3852.7–

1271348617, MIMI9,4032.7–

1271412871, NYNY3,8132.7–

1271570392, LALA8,1732.7–

1271614712, NYNY3,2622.7–

1271738737, MSMS2,9512.7–

1271846239, ININ33,9312.7–

1271930728, GAGA18,7902.7–

1272042320, KYKY9,1282.7–

1272119012, PAPA6,9102.7–

1272243780, OHOH2,5152.7–

1272347501, ININ18,6122.7–

1272414218, NYNY20,3122.7–

1272557033, SDSD5,5762.7–

1272640069, KYKY8,0152.7–

1272713642, NYNY9,0432.7–

1272836441, ALAL3,6452.7–

1272914469, NYNY6,0082.7–

1273014519, NYNY12,6422.7–

1273143571, OHOH7,3222.7–

1273243821, OHOH3,9982.7–

1273316125, PAPA17,1782.7–

1273436330, ALAL39,5572.7–

1273527962, NCNC7,0432.7–

1273635640, ALAL27,3442.7–

1273760429, ILIL14,8642.7–

1273826070, WVWV7,7412.7–

1273949601, MIMI22,0922.7–

1274077465, TXTX7,6812.7–

1274149336, MIMI4,8602.7–

1274219567, PAPA6,0572.7–

1274371743, ARAR2,9132.7–

1274427910, NCNC10,4872.7–

1274570583, LALA8,3862.7–

1274674426, OKOK9,7122.7–

1274717028, PAPA3,5632.7–

1274849120, MIMI36,4952.7–

1274924970, WVWV3,6472.7–

1275013309, NYNY5,8252.7–

1275150129, IAIA5,0142.7–

1275216442, PAPA3,0502.7–

1275345502, OHOH17,6922.7–

1275425813, WVWV6,9582.7–

1275537860, TNTN3,7002.7–

1275646563, ININ23,6152.7–

1275764119, MOMO33,1992.7–

1275817963, PAPA9,3232.7–

1275944255, OHOH7,3182.7–

1276049445, MIMI21,2892.7–

1276112054, NYNY17,4362.7–

1276260192, ILIL16,4612.7–

1276370665, LALA13,2222.7–

1276438367, TNTN2,5412.7–

1276549072, MIMI2,9372.7–

1276635953, ALAL7,0832.7–

1276738080, TNTN2,5062.7–

1276845121, OHOH9,0302.7–

1276949267, MIMI3,9742.7–

1277065705, MOMO4,9492.7–

1277155049, MNMN2,6362.7–

1277215209, PAPA12,3282.7–

1277374435, OKOK3,0422.7–

1277445817, OHOH5,9262.7–

1277529069, SCSC4,6472.7–

1277623885, VAVA3,1932.7–

1277770359, LALA10,0382.7–

1277827045, NCNC10,8632.7–

1277976310, TXTX19,0292.7–

1278071328, LALA7,6142.7–

1278138921, MSMS4,7862.7–

1278216433, PAPA4,6942.7–

1278349032, MIMI3,2872.7–

1278446733, ININ19,3182.7–

1278535983, ALAL3,5722.7–

1278627341, NCNC5,3502.7–

1278777503, TXTX23,8662.7–

1278828318, NCNC3,6442.7–

1278942376, KYKY6,8862.7–

1279013502, NYNY34,0372.7–

1279150072, IAIA2,9792.7–

1279267460, KSKS16,3482.7–

1279347562, ININ4,9672.7–

1279465548, MOMO6,3882.7–

1279536869, ALAL21,5182.7–

1279618347, PAPA3,7332.7–

1279730113, GAGA6,1032.7–

1279863111, MOMO18,8512.7–

1279917051, PAPA4,3522.7–

1280024517, VAVA4,9962.7–

1280118407, PAPA14,4452.7–

1280248532, MIMI18,4962.7–

1280317329, PAPA2,9992.7–

1280450226, IAIA7,7592.7–

1280513605, NYNY5,2592.7–

1280612123, NYNY4,4572.7–

1280774112, OKOK21,3862.7–

1280815425, PAPA17,5452.7–

1280972015, ARAR28,7122.7–

1281074523, OKOK5,8172.7–

1281139823, GAGA9,0122.7–

1281225309, WVWV12,1542.7–

1281331750, GAGA18,5522.7–

1281444857, OHOH23,2882.7–

1281512018, NYNY7,4222.7–

1281617111, PAPA36,7442.7–

1281743748, OHOH2,9802.7–

1281863957, MOMO5,1442.7–

1281970744, LALA6,0702.7–

1282008027, NJNJ4,9842.7–

1282175684, TXTX8,0402.7–

1282247201, ININ47,9002.7–

1282352404, IAIA42,9582.7–

1282471373, LALA5,6522.7–

1282548072, MIMI15,1492.7–

1282648755, MIMI3,0062.7–

1282773052, OKOK6,3802.7–

1282847304, ININ31,2372.7–

1282968840, NENE2,6242.7–

1283072206, ARAR22,6672.7–

1283161016, ILIL5,4652.7–

1283249202, MIMI18,5192.7–

1283346835, ININ38,1662.7–

1283446319, ININ17,8472.7–

1283573045, OKOK11,5172.7–

1283627863, NCNC13,7292.7–

1283766534, KSKS3,3812.7–

1283861705, ILIL13,2132.7–

1283915223, PAPA6,2552.7–

1284026444, WVWV3,4902.7–

1284123847, VAVA12,9562.7–

1284235621, ALAL3,4712.7–

1284318512, PAPA12,9862.7–

1284448625, MIMI12,7042.7–

1284548763, MIMI4,8832.7–

1284639339, MSMS14,4602.7–

1284773527, OKOK5,1092.7–

1284856057, MNMN3,9192.7–

1284913132, NYNY3,6262.7–

1285024651, VAVA5,9822.7–

1285119078, PAPA11,6832.7–

1285254747, WIWI2,6902.7–

1285366614, KSKS32,5382.7–

1285432564, FLFL2,6762.7–

1285545233, OHOH15,9812.7–

1285678542, TXTX89,4012.7–

1285745846, OHOH4,6442.7–

1285850677, IAIA12,6732.7–

1285939744, MSMS5,2902.7–

1286044645, OHOH2,5532.7–

1286149249, MIMI3,4622.7–

1286255975, MNMN4,4332.7–

1286330185, GAGA4,6022.7–

1286436701, ALAL22,1832.7–

1286515089, PAPA6,7892.7–

1286615021, PAPA7,1102.7–

1286746030, ININ3,0352.7–

1286846902, ININ37,0172.7–

1286946740, ININ4,4862.7–

1287004957, MEME4,0062.7–

1287154848, WIWI5,8322.7–

1287224277, VAVA5,8392.7–

1287340150, KYKY4,9502.7–

1287446516, ININ31,8712.7–

1287577630, TXTX28,9832.7–

1287661360, ILIL3,6102.7–

1287749097, MIMI11,7542.7–

1287873505, OKOK47,7902.7–

1287953811, WIWI3,0932.7–

1288012883, NYNY4,7442.7–

1288117003, PAPA12,5342.7–

1288246157, ININ4,5582.7–

1288317565, PAPA2,5232.7–

1288439327, MSMS4,5092.7–

1288567230, KSKS11,9812.7–

1288648220, MIMI21,5272.7–

1288776530, TXTX2,5982.7–

1288843502, OHOH6,8902.7–

1288940359, KYKY6,9892.7–

1289007422, NJNJ5,2802.7–

1289118847, PAPA5,1042.7–

1289244236, OHOH25,9412.7–

1289350511, IAIA7,2402.7–

1289474011, OKOK33,9002.7–

1289578572, TXTX78,0242.7–

1289679928, TXTX86,5992.7–

1289772007, ARAR10,5792.7–

1289801128, MAMA2,8962.7–

1289971943, ARAR3,7312.7–

1290054201, WIWI5,2092.7–

1290145342, OHOH36,1522.7–

1290228352, NCNC23,8372.7–

1290313035, NYNY8,4282.7–

1290449091, MIMI19,3372.7–

1290571467, LALA8,2282.7–

1290645365, OHOH28,9652.7–

1290746814, ININ16,7782.7–

1290879934, TXTX28,8612.7–

1290930906, GAGA60,4232.7–

1291038049, TNTN3,9572.7–

1291150208, IAIA20,5952.7–

1291249659, MIMI7,1402.7–

1291375253, TXTX24,3952.7–

1291436116, ALAL45,2502.7–

1291577360, TXTX6,2232.7–

1291666512, KSKS3,6782.7–

1291752211, IAIA2,7952.7–

1291815010, PAPA28,5422.7–

1291979714, TXTX18,6102.7–

1292046218, ININ29,3602.7–

1292124330, VAVA2,9822.7–

1292272908, ARAR14,2882.7–

1292328372, NCNC12,4832.7–

1292466025, KSKS8,0832.7–

1292578224, TXTX22,2322.7–

1292631032, GAGA14,1732.7–

1292736575, ALAL23,4812.7–

1292844124, OHOH39,7792.7–

1292977422, TXTX14,5472.7–

1293031701, GAGA16,1352.7–

1293150317, IAIA36,5482.7–

1293228544, NCNC4,3862.7–

1293344217, OHOH3,8042.7–

1293415940, PAPA3,8412.7–

1293546706, ININ20,4032.7–

1293653204, WIWI39,9962.7–

1293770543, LALA4,0822.7–

1293865625, MOMO7,4732.7–

1293977488, TXTX14,5482.7–

1294008081, NJNJ50,2642.7–

1294173448, OKOK5,9132.7–

1294245614, OHOH5,4502.7–

1294338329, TNTN3,1662.7–

1294417744, PAPA2,8082.7–

1294574036, OKOK7,7992.7–

1294662243, ILIL6,4182.7–

1294765483, MOMO4,4872.7–

1294850169, IAIA3,6672.7–

1294943542, OHOH4,1842.7–

1295050212, IAIA2,9932.7–

1295168862, NENE2,9772.7–

1295216115, PAPA3,4672.7–

1295363851, MOMO3,6842.7–

1295471037, LALA21,1922.7–

1295552214, IAIA2,7612.7–

1295653950, WIWI5,9422.7–

1295767235, KSKS14,9582.7–

1295867835, KSKS2,7162.7–

1295961615, ILIL23,5232.7–

1296015610, PAPA3,9882.7–

1296164850, MOMO25,1262.7–

1296229115, SCSC27,4502.7–

1296329560, SCSC12,2772.7–

1296429847, SCSC5,5542.7–

1296530467, GAGA11,4742.7–

1296641095, KYKY4,1062.7–

1296715108, PAPA42,7992.7–

1296876557, TXTX5,6442.7–

1296999723, AKAK4,7852.7–

1297078237, TXTX37,3792.7–

1297166615, KSKS2,9432.7–

1297246065, ININ3,6442.7–

1297370533, LALA7,0992.7–

1297475202, TXTX2,8922.7–

1297541472, KYKY10,7922.7–

1297649254, MIMI3,4842.7–

1297746701, ININ7,9442.7–

1297845318, OHOH5,5112.7–

1297944224, OHOH39,2002.7–

1298026038, WVWV2,7522.7–

1298131052, GAGA9,0012.7–

1298223890, VAVA4,1672.7–

1298372638, ARAR6,9122.7–

1298478046, TXTX72,9512.7–

1298530752, GAGA9,5272.7–

1298681052, COCO9,0452.7–

1298774954, OKOK5,1052.7–

1298860410, ILIL14,2392.7–

1298918709, PAPA2,9102.7–

1299026047, WVWV5,3572.7–

1299144512, OHOH32,5362.7–

1299253805, WIWI5,5542.7–

1299376148, TXTX23,3672.7–

1299478363, TXTX28,9202.7–

1299546932, ININ3,0662.7–

1299645887, OHOH4,4222.7–

1299760177, ILIL24,4162.7–

1299825705, WVWV20,9222.7–

1299944708, OHOH24,2852.7–

1300049036, MIMI24,8262.7–

SHOWING 12,501–13,000 OF 16,707

1…25 26 27…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES