Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1200154935, WIWI41,6132.9–

1200217365, PAPA2,8972.9–

1200337101, TNTN6,4842.9–

1200439645, MSMS4,0502.9–

1200546738, ININ8,5332.9–

1200647136, ININ4,7562.9–

1200708085, NJNJ22,3402.9–

1200875020, TXTX24,8352.9–

1200925504, WVWV12,2512.9–

1201059427, MTMT5,0082.9–

1201117364, PAPA4,2092.9–

1201245409, OHOH15,2932.9–

1201366441, KSKS25,8282.9–

1201473065, OKOK11,6852.9–

1201545385, OHOH40,6172.9–

1201614057, NYNY7,9722.9–

1201773114, OKOK17,6562.9–

1201870443, LALA9,0062.9–

1201913676, NYNY12,8742.9–

1202004756, MEME3,3412.9–

1202153929, WIWI2,8082.9–

1202218433, PAPA7,5642.9–

1202333771, FLFL27,5962.9–

1202455810, MNMN8,2852.9–

1202567135, KSKS3,6812.9–

1202665631, MOMO6,1742.9–

1202772364, ARAR16,0342.9–

1202813901, NYNY19,6132.9–

1202945152, OHOH14,8502.9–

1203044109, OHOH39,4282.9–

1203135188, ALAL2,6782.9–

1203254630, WIWI4,2612.8–

1203317520, PAPA5,0402.8–

1203417584, PAPA11,6462.8–

1203547720, ININ17,1242.8–

1203635622, ALAL6,8302.8–

1203754106, WIWI4,9902.8–

1203875603, TXTX6,0612.8–

1203947170, ININ15,4512.8–

1204036582, ALAL23,7052.8–

1204139735, MSMS3,5872.8–

1204235654, ALAL8,7492.8–

1204304282, MEME5,8912.8–

1204463123, MOMO49,0772.8–

1204544460, OHOH25,0822.8–

1204670769, LALA49,2782.8–

1204745309, OHOH11,8762.8–

1204874729, OKOK2,6682.8–

1204977089, TXTX57,7412.8–

1205065648, MOMO5,8612.8–

1205171602, ARAR14,9902.8–

1205261920, ILIL20,9512.8–

1205308312, NJNJ8,5562.8–

1205452046, IAIA3,1292.8–

1205575686, TXTX14,1952.8–

1205649425, MIMI3,5202.8–

1205728651, NCNC5,5782.8–

1205803048, NHNH3,2372.8–

1205916254, PAPA3,5162.8–

1206038650, MSMS4,5992.8–

1206177433, TXTX116,5502.8–

1206277836, TXTX12,6702.8–

1206376539, TXTX9,4152.8–

1206471968, ARAR4,4372.8–

1206530563, GAGA6,3102.8–

1206629554, SCSC8,6812.8–

1206752227, IAIA2,9962.8–

1206814004, NYNY11,3962.8–

1206972727, ARAR6,7032.8–

1207046562, ININ5,0402.8–

1207144515, OHOH27,6902.8–

1207253206, WIWI19,8872.8–

1207329627, SCSC18,2742.8–

1207446311, ININ23,3212.8–

1207543725, OHOH19,4532.8–

1207667030, KSKS3,0372.8–

1207738663, MSMS11,3192.8–

1207829061, SCSC12,5382.8–

1207963068, MOMO6,2022.8–

1208049457, MIMI11,0862.8–

1208144842, OHOH5,3262.8–

1208271109, LALA17,4122.8–

1208326588, WVWV2,6352.8–

1208456220, MNMN2,6172.8–

1208537357, TNTN6,2102.8–

1208664070, MOMO3,4792.8–

1208729170, SCSC21,2472.8–

1208871052, LALA9,1022.8–

1208943450, OHOH3,7592.8–

1209038852, MSMS8,7212.8–

1209154771, WIWI4,1712.8–

1209244035, OHOH62,1792.8–

1209354141, WIWI2,8612.8–

1209424382, VAVA14,5822.8–

1209563736, MOMO3,7552.8–

1209613905, NYNY27,9882.8–

1209742748, KYKY9,3652.8–

1209826537, WVWV5,2762.8–

1209944646, OHOH47,7412.8–

1210070085, LALA4,7362.8–

1210145311, OHOH5,7012.8–

1210277502, TXTX36,3712.8–

1210314606, NYNY25,5382.8–

1210417361, PAPA6,1562.8–

1210549420, MIMI6,2022.8–

1210665556, MOMO4,8232.8–

1210744067, OHOH19,9432.8–

1210860456, ILIL4,2152.8–

1210999712, AKAK12,4772.8–

1211054165, WIWI7,7862.8–

1211149088, MIMI3,8072.8–

1211255920, MNMN9,2712.8–

1211368028, NENE17,5292.8–

1211418011, PAPA5,3382.8–

1211572744, ARAR5,5202.8–

1211629063, SCSC38,2012.8–

1211744840, OHOH3,6602.8–

1211832565, FLFL5,6642.8–

1211945239, OHOH29,6072.8–

1212008070, NJNJ12,5112.8–

1212137079, TNTN2,9602.8–

1212275414, TXTX3,7192.8–

1212340160, KYKY23,6242.8–

1212415017, PAPA17,7822.8–

1212559230, MTMT4,6062.8–

1212677566, TXTX30,2462.8–

1212723872, VAVA2,5712.8–

1212845324, OHOH41,1942.8–

1212955804, MNMN15,9222.8–

1213026456, WVWV2,9982.8–

1213177583, TXTX52,7472.8–

1213216406, PAPA3,3882.8–

1213317315, PAPA25,7602.8–

1213463116, MOMO42,1702.8–

1213545640, OHOH15,8822.8–

1213640461, KYKY2,5272.8–

1213715541, PAPA3,1122.8–

1213848451, MIMI16,0972.8–

1213929860, SCSC18,2012.8–

1214008225, NJNJ8,4562.8–

1214171430, LALA2,7572.8–

1214253002, WIWI2,5842.8–

1214347620, ININ12,3612.8–

1214414580, NYNY54,1802.8–

1214560103, ILIL41,3822.8–

1214693523, CACA3,5022.8–

1214774116, OKOK3,6172.8–

1214876634, TXTX7,5372.8–

1214974501, OKOK28,6162.8–

1215024637, VAVA3,7782.8–

1215145240, OHOH29,6002.8–

1215213619, NYNY10,5782.8–

1215325159, WVWV3,6562.8–

1215449203, MIMI36,4742.8–

1215536726, ALAL4,5492.8–

1215679907, TXTX46,3652.8–

1215767037, KSKS30,2782.8–

1215878503, TXTX22,6212.8–

1215964055, MOMO35,9602.8–

1216031714, GAGA5,9752.8–

1216130273, GAGA17,8442.8–

1216235674, ALAL20,1762.8–

1216365301, MOMO35,0912.8–

1216439180, MSMS28,4792.8–

1216512010, NYNY27,7502.8–

1216649007, MIMI9,8362.8–

1216736274, ALAL9,9682.8–

1216845869, OHOH4,1702.8–

1216954520, WIWI3,7642.8–

1217032008, FLFL5,8402.8–

1217139208, MSMS34,4422.8–

1217275644, TXTX12,7742.8–

1217346530, ININ31,5982.8–

1217477954, TXTX11,4242.8–

1217566103, KSKS12,7302.8–

1217612094, NYNY2,6562.8–

1217724747, WVWV3,1252.8–

1217874728, OKOK10,9772.8–

1217947042, ININ3,8392.8–

1218008030, NJNJ13,2172.8–

1218139426, MSMS18,7372.8–

1218249738, MIMI9,6962.8–

1218373089, OKOK14,2902.8–

1218460655, ILIL28,4342.8–

1218547712, ININ25,4442.8–

1218649067, MIMI3,9742.8–

1218754666, WIWI2,6352.8–

1218808611, NJNJ31,9952.8–

1218946071, ININ3,0722.8–

1219049233, MIMI2,9382.8–

1219124343, VAVA9,2102.8–

1219264113, MOMO12,3862.8–

1219327043, NCNC6,2952.8–

1219418603, PAPA18,8272.8–

1219566012, KSKS10,4252.8–

1219649053, MIMI7,8052.8–

1219731794, GAGA26,1782.8–

1219829161, SCSC9,6882.8–

1219967010, KSKS13,9472.8–

1220068116, NENE34,5012.8–

1220127316, NCNC7,0842.8–

1220260555, ILIL15,2232.8–

1220372023, ARAR37,4522.8–

1220444311, OHOH7,5472.8–

1220544112, OHOH17,8482.8–

1220662918, ILIL10,6582.8–

1220740076, KYKY2,8982.8–

1220846360, ININ43,8172.8–

1220945660, OHOH7,9362.8–

1221055444, MNMN16,5592.8–

1221119081, PAPA10,0892.8–

1221245503, OHOH32,6382.8–

1221313439, NYNY3,6812.8–

1221410958, NYNY3,0542.8–

1221575901, TXTX28,2342.8–

1221652031, IAIA5,4032.8–

1221744146, OHOH29,3492.8–

1221812303, NYNY29,3602.8–

1221932640, FLFL10,6232.8–

1222008071, NJNJ9,4612.8–

1222124541, VAVA28,0422.8–

1222208083, NJNJ9,6062.8–

1222331639, GAGA11,0592.8–

1222440337, KYKY5,2442.8–

1222528513, NCNC10,5732.8–

1222647553, ININ8,7772.8–

1222747243, ININ6,2252.8–

1222831757, GAGA11,3402.8–

1222946342, ININ32,2242.8–

1223044612, OHOH5,2612.8–

1223177578, TXTX30,2102.8–

1223247460, ININ11,0062.8–

1223366763, KSKS3,3922.8–

1223453153, WIWI2,5482.8–

1223527209, NCNC3,9062.8–

1223678801, TXTX21,6072.8–

1223747639, ININ4,7302.8–

1223814072, NYNY21,4882.8–

1223912803, NYNY9,7122.8–

1224040047, KYKY23,6622.8–

1224139556, MSMS6,0412.8–

1224239272, MSMS14,3482.8–

1224316262, PAPA2,7722.8–

1224474066, OKOK32,2922.8–

1224505764, VTVT3,1062.8–

1224677388, TXTX53,4252.8–

1224715044, PAPA27,3702.8–

1224853039, WIWI4,7022.8–

1224924554, VAVA3,7692.8–

1225065453, MOMO8,1752.8–

1225152556, IAIA11,4482.8–

1225214450, NYNY42,7502.8–

1225348603, MIMI27,7572.8–

1225444139, OHOH24,7062.8–

1225531647, GAGA3,0712.8–

1225649668, MIMI3,3012.8–

1225724538, VAVA4,8672.8–

1225849721, MIMI13,8912.8–

1225912721, NYNY7,3592.8–

1226063379, MOMO27,7312.8–

1226153222, WIWI24,6632.8–

1226208344, NJNJ5,5642.8–

1226362236, ILIL14,1542.8–

1226475181, TXTX29,7882.8–

1226538320, TNTN10,4302.8–

1226625302, WVWV13,2042.8–

1226753573, WIWI2,9062.8–

1226819607, PAPA24,0452.8–

1226953081, WIWI43,3812.8–

1227025314, WVWV14,7942.8–

1227129108, SCSC19,5852.8–

1227227569, NCNC8,8332.8–

1227346573, ININ3,9362.8–

1227414217, NYNY22,4712.8–

1227548138, MIMI10,3442.8–

1227672405, ARAR18,6752.8–

1227746140, ININ43,5112.8–

1227863010, MOMO34,4782.8–

1227935968, ALAL4,7632.8–

1228065251, MOMO22,5792.8–

1228179411, TXTX6,8652.8–

1228225320, WVWV4,5952.8–

1228314150, NYNY41,2602.8–

1228462269, ILIL35,9232.8–

1228545050, OHOH12,2482.8–

1228688210, NMNM18,5422.8–

1228736345, ALAL8,6892.8–

1228832054, FLFL12,5812.8–

1228960468, ILIL5,8092.8–

1229044408, OHOH11,1592.8–

1229137846, TNTN4,5792.8–

1229263368, MOMO46,9662.8–

1229356367, MNMN7,2092.8–

1229449646, MIMI8,8522.8–

1229544410, OHOH15,9922.8–

1229650438, IAIA3,9952.8–

1229749442, MIMI44,7662.8–

1229877378, TXTX17,6292.8–

1229946788, ININ4,3732.8–

1230055808, MNMN5,6912.8–

1230114502, NYNY10,8312.8–

1230216148, PAPA16,5452.8–

1230365781, MOMO9,6922.8–

1230436312, ALAL6,2492.8–

1230531833, GAGA6,8152.8–

1230625071, WVWV11,1072.8–

1230724614, VAVA6,6682.8–

1230844130, OHOH49,6792.8–

1230918334, PAPA4,5392.8–

1231038866, MSMS12,4292.8–

1231129172, SCSC8,9742.8–

1231227051, NCNC7,8732.8–

1231316335, PAPA27,1752.8–

1231403261, NHNH4,6882.8–

1231577073, TXTX46,0842.8–

1231678052, TXTX6,3892.8–

1231725405, WVWV14,2662.8–

1231848049, MIMI5,4682.8–

1231953910, WIWI3,5222.8–

1232071225, LALA6,3542.8–

1232166611, KSKS9,8282.8–

1232249631, MIMI5,7652.8–

1232365669, MOMO2,7642.8–

1232417702, PAPA10,4882.8–

1232575401, TXTX22,6692.8–

1232631721, GAGA19,4352.8–

1232743162, OHOH6,8962.8–

1232830453, GAGA8,5062.8–

1232972936, ARAR14,0702.8–

1233017314, PAPA6,6402.8–

1233114514, NYNY6,5722.8–

1233245402, OHOH9,4072.8–

1233317240, PAPA3,2412.8–

1233472417, ARAR5,9402.8–

1233545669, OHOH10,2432.8–

1233617406, PAPA23,6362.8–

1233721875, MDMD7,6462.8–

1233838034, TNTN3,2302.8–

1233944428, OHOH3,1022.8–

1234027524, NCNC13,9992.8–

1234153570, WIWI2,6862.8–

1234272301, ARAR23,9592.8–

1234372012, ARAR13,5022.8–

1234415314, PAPA3,5452.8–

1234573013, OKOK58,0232.8–

1234677085, TXTX16,5132.8–

1234751104, IAIA23,1972.8–

1234854727, WIWI4,8062.8–

1234977708, TXTX12,0652.8–

1235073107, OKOK25,7912.8–

1235172512, ARAR2,5062.8–

1235249663, MIMI6,4092.8–

1235329073, SCSC53,1562.8–

1235443302, OHOH53,7022.8–

1235536451, ALAL4,8422.8–

1235649329, MIMI9,1562.8–

1235772472, ARAR8,7082.8–

1235844060, OHOH60,7792.8–

1235941018, KYKY28,9402.8–

1236044889, OHOH7,5002.8–

1236178374, TXTX20,4082.8–

1236245662, OHOH26,9092.8–

1236372501, ARAR26,2182.8–

1236416858, PAPA3,9452.8–

1236568136, NENE22,1632.8–

1236644201, OHOH6,6662.8–

1236760505, ILIL57,1992.8–

1236877029, TXTX16,1542.8–

1236942544, KYKY5,5202.8–

1237041040, KYKY7,0402.8–

1237141042, KYKY57,6342.8–

1237219032, PAPA6,7722.8–

1237344039, OHOH36,7802.8–

1237467052, KSKS9,2622.8–

1237530216, GAGA3,2392.8–

1237645380, OHOH5,3942.8–

1237742602, KYKY8,9482.8–

1237831044, GAGA3,0822.8–

1237928660, NCNC2,5012.8–

1238049455, MIMI5,4292.8–

1238161025, ILIL4,2942.8–

1238272127, ARAR2,5652.8–

1238359034, MTMT5,0082.8–

1238445133, OHOH23,4432.8–

1238525801, WVWV31,1282.8–

1238631788, GAGA11,3012.8–

1238715116, PAPA14,4612.8–

1238874445, OKOK3,0512.8–

1238985120, AZAZ31,1912.8–

1239046936, ININ5,9012.8–

1239143223, OHOH28,1872.8–

1239260805, ILIL19,4202.8–

1239338317, TNTN2,5842.8–

1239427048, NCNC7,8142.8–

1239527557, NCNC8,6572.8–

1239608059, NJNJ5,8052.8–

1239754495, WIWI7,8592.8–

1239854880, WIWI30,3122.8–

1239977385, TXTX28,1562.8–

1240060940, ILIL3,3222.8–

1240129180, SCSC11,7302.8–

1240208109, NJNJ24,0222.8–

1240340210, KYKY13,5182.8–

1240430474, GAGA17,3152.8–

1240573541, OKOK3,2572.8–

1240629696, SCSC5,1542.8–

1240776689, TXTX4,5642.8–

1240853156, WIWI3,2322.8–

1240946228, ININ15,7242.8–

1241026150, WVWV5,8692.8–

1241170518, LALA17,2632.8–

1241277447, TXTX25,2312.8–

1241373170, OKOK41,4582.8–

1241473099, OKOK91,0142.8–

1241570663, LALA27,7992.8–

1241638344, TNTN8,9312.8–

1241760030, ILIL35,7922.8–

1241835096, ALAL9,4152.8–

1241954403, WIWI24,9502.8–

1242054646, WIWI3,7702.8–

1242156048, MNMN4,0252.8–

1242249013, MIMI5,3462.8–

1242379911, TXTX10,1922.8–

1242467401, KSKS50,2172.8–

1242546714, ININ15,7342.8–

1242633716, FLFL19,3282.8–

1242717771, PAPA2,9292.8–

1242863841, MOMO13,1912.8–

1242946323, ININ23,0472.8–

1243070364, LALA28,7162.8–

1243149001, MIMI20,9462.8–

1243240759, KYKY3,1222.8–

1243374006, OKOK27,9112.8–

1243447532, ININ4,4472.8–

1243538469, TNTN4,6472.8–

1243644709, OHOH18,6142.8–

1243717032, PAPA7,5512.8–

1243816105, PAPA15,4182.8–

1243970592, LALA32,1672.8–

1244067002, KSKS17,2212.8–

1244143515, OHOH8,4012.8–

1244225413, WVWV9,6182.8–

1244317370, PAPA7,0902.8–

1244474403, OKOK29,2172.8–

1244515668, PAPA14,5842.8–

1244672719, ARAR19,7012.8–

1244729841, SCSC32,3422.8–

1244854161, WIWI2,5952.8–

1244924558, VAVA6,4582.8–

1245048849, MIMI5,7232.8–

1245104220, MEME3,7172.8–

1245260545, ILIL14,3922.8–

1245375172, TXTX5,8062.8–

1245473717, OKOK6,8522.8–

1245564014, MOMO28,7882.8–

1245676302, TXTX11,9322.8–

1245766839, KSKS3,6542.8–

1245836022, ALAL15,6722.8–

1245971409, LALA6,1352.8–

1246019611, PAPA10,9862.8–

1246114757, NYNY3,1142.8–

1246208084, NJNJ7,0182.8–

1246343558, OHOH12,6752.8–

1246425508, WVWV8,0282.8–

1246549098, MIMI6,2152.8–

1246660442, ILIL13,7532.8–

1246731301, GAGA4,9332.8–

1246826416, WVWV7,6932.8–

1246940146, KYKY3,6502.8–

1247043119, OHOH29,6602.8–

1247148074, MIMI9,6242.8–

1247279938, TXTX99,6212.8–

1247344141, OHOH13,8922.8–

1247481648, COCO2,7962.8–

1247565240, MOMO8,8302.8–

1247648827, MIMI15,8312.8–

1247762034, ILIL14,8702.8–

1247849665, MIMI3,9832.8–

1247943777, OHOH4,2532.8–

1248063764, MOMO4,7602.8–

1248117356, PAPA22,8692.8–

1248213456, NYNY3,8482.8–

1248345784, OHOH3,0022.8–

1248472576, ARAR4,1812.8–

1248532798, FLFL2,7822.8–

1248652302, IAIA42,7062.8–

1248765753, MOMO5,5902.8–

1248848145, MIMI2,9042.8–

1248952772, IAIA5,3482.8–

1249078254, TXTX77,8932.8–

1249170390, LALA7,1602.8–

1249268620, NENE2,9862.8–

1249377520, TXTX36,3552.8–

1249468104, NENE36,6732.8–

1249517034, PAPA3,0712.8–

1249619602, PAPA18,4952.8–

1249770706, LALA21,8332.8–

1249832038, FLFL10,0072.8–

1249978839, TXTX7,0912.8–

1250053821, WIWI7,7802.8–

SHOWING 12,001–12,500 OF 16,707

1…24 25 26…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES