Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1150164056, MOMO17,3952.9–

1150249048, MIMI22,7912.9–

1150314211, NYNY24,6632.9–

1150441091, KYKY25,2442.9–

1150542728, KYKY16,4122.9–

1150614132, NYNY6,4532.9–

1150746203, ININ37,7582.9–

1150838551, TNTN4,4772.9–

1150946221, ININ27,0272.9–

1151030733, GAGA2,5092.9–

1151178252, TXTX21,7902.9–

1151276008, TXTX25,1652.9–

1151331216, GAGA16,3282.9–

1151423868, VAVA6,2812.9–

1151503304, NHNH8,3352.9–

1151629643, SCSC2,7512.9–

1151735810, ALAL32,8432.9–

1151827207, NCNC4,3672.9–

1151942553, KYKY5,6492.9–

1152025420, WVWV4,9452.9–

1152148732, MIMI11,3402.9–

1152212033, NYNY7,9322.9–

1152350023, IAIA46,3062.9–

1152448341, MIMI18,9242.9–

1152575158, TXTX6,0252.9–

1152679706, TXTX34,2812.9–

1152745205, OHOH18,6512.9–

1152845230, OHOH27,5012.9–

1152915312, PAPA3,6032.9–

1153016506, PAPA24,0702.9–

1153148051, MIMI17,9222.9–

1153277032, TXTX12,4032.9–

1153329662, SCSC14,9502.9–

1153473044, OKOK25,3982.9–

1153546544, ININ31,0772.9–

1153635776, ALAL3,2832.9–

1153778656, TXTX2,8472.9–

1153842431, KYKY27,2072.9–

1153918848, PAPA8,1992.9–

1154074145, OKOK18,1962.9–

1154154732, WIWI2,8432.9–

1154224609, VAVA6,9232.9–

1154346112, ININ44,2202.9–

1154478242, TXTX36,1682.9–

1154544663, OHOH24,3562.9–

1154665063, MOMO3,3722.9–

1154727856, NCNC17,0812.9–

1154818618, PAPA3,5702.9–

1154974370, OKOK3,6562.9–

1155053050, WIWI7,1592.9–

1155127249, NCNC13,7412.9–

1155217403, PAPA40,2872.9–

1155378065, TXTX11,6952.9–

1155463334, MOMO7,5642.9–

1155543773, OHOH2,5462.9–

1155665066, MOMO6,1402.9–

1155754614, WIWI2,7762.9–

1155877377, TXTX41,6802.9–

1155954130, WIWI28,3802.9–

1156018504, PAPA21,0692.9–

1156160504, ILIL39,3582.9–

1156264034, MOMO8,9982.9–

1156346748, ININ6,9022.9–

1156432060, FLFL22,4672.9–

1156572956, ARAR34,5462.9–

1156653218, WIWI41,1962.9–

1156746148, ININ4,9352.9–

1156807462, NJNJ7,1952.9–

1156929801, SCSC31,1082.9–

1157048336, MIMI26,4322.9–

1157117304, PAPA3,1712.9–

1157225550, WVWV8,9632.9–

1157350324, IAIA5,1432.9–

1157471241, LALA8,4852.9–

1157548436, MIMI4,1312.9–

1157616025, PAPA4,7932.9–

1157754840, WIWI4,7752.9–

1157832446, FLFL10,9102.9–

1157908080, NJNJ38,1592.9–

1158053035, WIWI2,5022.9–

1158171369, LALA2,5182.9–

1158219551, PAPA4,7782.9–

1158341035, KYKY11,4152.9–

1158463089, MOMO5,6622.9–

1158547665, ININ3,9472.9–

1158673026, OKOK11,2162.9–

1158725701, WVWV21,1972.9–

1158876426, TXTX11,6322.9–

1158949323, MIMI11,0732.9–

1159038008, TNTN9,0572.9–

1159115101, PAPA26,0362.9–

1159235905, ALAL6,4522.9–

1159335214, ALAL17,0272.9–

1159463144, MOMO9,5052.9–

1159517027, PAPA2,8012.9–

1159604061, MEME3,0742.9–

1159735803, ALAL29,1972.9–

1159877372, TXTX14,3672.9–

1159989883, NVNV4,6042.9–

1160093555, CACA33,8452.9–

1160173644, OKOK14,0432.9–

1160270714, LALA17,4332.9–

1160338462, TNTN9,9862.9–

1160437658, TNTN3,8542.9–

1160508562, NJNJ4,2012.9–

1160619507, PAPA3,5632.9–

1160750310, IAIA31,1772.9–

1160877062, TXTX25,5232.9–

1160942276, KYKY16,0442.9–

1161017307, PAPA5,4672.9–

1161144044, OHOH14,7212.9–

1161204270, MEME6,2842.9–

1161343739, OHOH2,5082.9–

1161455334, MNMN2,7272.9–

1161575135, TXTX11,3262.9–

1161648412, MIMI5,8152.9–

1161777449, TXTX130,0282.9–

1161838125, TNTN43,0712.9–

1161960585, ILIL25,9602.9–

1162018508, PAPA11,5652.9–

1162175125, TXTX7,8732.9–

1162224263, VAVA5,8302.9–

1162373159, OKOK31,4472.9–

1162478250, TXTX57,3232.9–

1162516002, PAPA15,5872.9–

1162678520, TXTX64,7402.9–

1162770092, LALA6,9362.9–

1162821040, MDMD24,9602.9–

1162944011, OHOH25,3172.9–

1163031643, GAGA9,6932.9–

1163156347, MNMN8,0422.9–

1163248420, MIMI21,1952.9–

1163374962, OKOK4,3982.9–

1163460423, ILIL32,8362.9–

1163578261, TXTX26,6572.9–

1163672088, ARAR2,5422.9–

1163749008, MIMI16,1372.9–

1163846131, ININ34,6472.9–

1163951031, IAIA12,8082.9–

1164040057, KYKY4,0652.9–

1164177563, TXTX9,9552.9–

1164249010, MIMI18,1752.9–

1164355972, MNMN5,4342.9–

1164423881, VAVA2,5312.9–

1164573130, OKOK21,4762.9–

1164619043, PAPA3,3172.9–

1164755363, MNMN5,8142.9–

1164827370, NCNC15,0012.9–

1164949829, MIMI16,4162.9–

1165038058, TNTN10,3032.9–

1165139459, MSMS3,7052.9–

1165236874, ALAL9,0962.9–

1165374820, OKOK31,9432.9–

1165474047, OKOK7,2272.9–

1165577414, TXTX24,3342.9–

1165668048, NENE13,4352.9–

1165717241, PAPA11,1812.9–

1165814886, NYNY6,6522.9–

1165945042, OHOH27,6522.9–

1166060950, ILIL11,9642.9–

1166132058, FLFL4,6552.9–

1166263021, MOMO55,6662.9–

1166321102, MDMD12,1622.9–

1166431312, GAGA25,9912.9–

1166546234, ININ28,3002.9–

1166648036, MIMI22,5382.9–

1166777530, TXTX31,5272.9–

1166877532, TXTX33,7802.9–

1166935756, ALAL24,9472.9–

1167017737, PAPA5,9702.9–

1167136467, ALAL9,5752.9–

1167224586, VAVA4,8072.9–

1167375645, TXTX10,4002.9–

1167448154, MIMI37,0452.9–

1167529058, SCSC5,4232.9–

1167614435, NYNY2,5122.9–

1167764078, MOMO9,8532.9–

1167824219, VAVA10,4502.9–

1167915473, PAPA3,4222.9–

1168005454, VTVT5,3642.9–

1168174037, OKOK24,5472.9–

1168235010, ALAL19,3472.9–

1168342501, KYKY18,2142.9–

1168449349, MIMI8,1332.9–

1168543140, OHOH24,2372.9–

1168655360, MNMN3,3412.9–

1168735049, ALAL4,0212.9–

1168828669, NCNC2,9352.9–

1168956621, MNMN4,3362.9–

1169053948, WIWI8,1952.9–

1169153104, WIWI5,8262.9–

1169219541, PAPA4,3672.9–

1169370726, LALA63,5752.9–

1169416505, PAPA15,2702.9–

1169515601, PAPA56,4252.9–

1169627803, NCNC20,0552.9–

1169708051, NJNJ12,4742.9–

1169848884, MIMI5,0912.9–

1169944406, OHOH22,4512.9–

1170049085, MIMI23,8272.9–

1170141073, KYKY5,6362.9–

1170277571, TXTX38,5432.9–

1170331907, GAGA59,1102.9–

1170453103, WIWI3,7622.9–

1170549093, MIMI18,4332.9–

1170603451, NHNH3,9972.9–

1170784528, UTUT2,7522.9–

1170818446, PAPA3,2092.9–

1170945067, OHOH15,4712.9–

1171047446, ININ9,1332.9–

1171146818, ININ21,9542.9–

1171217747, PAPA3,4212.9–

1171303570, NHNH9,3832.9–

1171444333, OHOH19,6202.9–

1171542642, KYKY13,4592.9–

1171645005, OHOH32,2512.9–

1171761822, ILIL27,6422.9–

1171875791, TXTX15,7862.9–

1171987740, NMNM7,0782.9–

1172029571, SCSC13,4572.9–

1172163935, MOMO7,9312.9–

1172249201, MIMI49,1072.9–

1172344074, OHOH11,7452.9–

1172479703, TXTX20,4192.9–

1172563125, MOMO33,2942.9–

1172612053, NYNY4,5502.9–

1172746637, ININ16,2002.9–

1172846761, ININ12,0322.9–

1172905032, VTVT2,8172.9–

1173014472, NYNY9,0392.9–

1173145601, OHOH55,8362.9–

1173215683, PAPA7,6432.9–

1173353219, WIWI34,7642.9–

1173408733, NJNJ2,8162.9–

1173538128, TNTN42,1622.9–

1173670802, LALA25,1182.9–

1173718657, PAPA10,8662.9–

1173820636, MDMD10,4862.9–

1173973162, OKOK28,7282.9–

1174048879, MIMI18,4132.9–

1174153807, WIWI4,2092.9–

1174248085, MIMI27,2312.9–

1174376031, TXTX18,9202.9–

1174477962, TXTX3,4912.9–

1174560477, ILIL35,9762.9–

1174644118, OHOH40,7152.9–

1174768524, NENE6,1392.9–

1174854411, WIWI5,0282.9–

1174974127, OKOK16,3242.9–

1175046536, ININ2,9642.9–

1175154971, WIWI10,9072.9–

1175217202, PAPA33,5662.9–

1175365793, MOMO6,0042.9–

1175418840, PAPA10,9682.9–

1175544813, OHOH8,9942.9–

1175629728, SCSC9,0432.9–

1175760104, ILIL18,2562.9–

1175852003, IAIA13,7962.9–

1175954725, WIWI2,8442.9–

1176026753, WVWV5,9602.9–

1176108078, NJNJ8,0512.9–

1176278245, TXTX96,0152.9–

1176388242, NMNM8,4722.9–

1176429645, SCSC11,0542.9–

1176545169, OHOH4,0502.9–

1176628391, NCNC5,9632.9–

1176717756, PAPA12,8562.9–

1176830824, GAGA17,3272.9–

1176924416, VAVA9,0822.9–

1177021817, MDMD4,4172.9–

1177178233, TXTX48,9112.9–

1177246555, ININ2,5172.9–

1177339110, MSMS50,4432.9–

1177447630, ININ39,8182.9–

1177568133, NENE14,7292.9–

1177630104, GAGA5,4842.9–

1177718403, PAPA6,8512.9–

1177853215, WIWI58,1462.9–

1177944062, OHOH16,9082.9–

1178015501, PAPA16,2402.9–

1178152001, IAIA43,1012.9–

1178236067, ALAL28,2932.9–

1178378417, TXTX4,7032.9–

1178440175, KYKY15,7182.9–

1178519525, PAPA17,7252.9–

1178670777, LALA4,4062.9–

1178744212, OHOH45,8892.9–

1178838343, TNTN15,8372.9–

1178927258, NCNC6,3912.9–

1179056529, MNMN4,7132.9–

1179149236, MIMI5,0262.9–

1179208361, NJNJ18,2062.9–

1179335150, ALAL17,3052.9–

1179468333, NENE9,2862.9–

1179549047, MIMI14,8582.9–

1179616154, PAPA2,5392.9–

1179765604, MOMO3,8732.9–

1179871104, LALA12,9752.9–

1179915401, PAPA29,9422.9–

1180045370, OHOH2,5182.9–

1180148881, MIMI5,4992.9–

1180225304, WVWV8,6552.9–

1180337887, TNTN6,5552.9–

1180466605, KSKS20,8912.9–

1180548236, MIMI31,4352.9–

1180644615, OHOH10,0412.9–

1180765674, MOMO2,8962.9–

1180848326, MIMI24,5142.9–

1180919133, PAPA24,8642.9–

1181048661, MIMI10,6182.9–

1181139111, MSMS9,1432.9–

1181243566, OHOH8,6042.9–

1181342518, KYKY3,0312.9–

1181446164, ININ3,8402.9–

1181535504, ALAL14,3322.9–

1181645807, OHOH11,7742.9–

1181717070, PAPA16,8302.9–

1181885193, AZAZ4,1182.9–

1181950665, IAIA2,6932.9–

1182045697, OHOH5,2222.9–

1182129080, SCSC2,6012.9–

1182239553, MSMS17,2252.9–

1182347807, ININ13,1402.9–

1182428040, NCNC6,9612.9–

1182532619, FLFL5,0742.9–

1182667851, KSKS3,1452.9–

1182712816, NYNY4,8242.9–

1182820657, MDMD20,6992.9–

1182967062, KSKS3,9702.9–

1183041063, KYKY2,8632.9–

1183174337, OKOK5,1092.9–

1183260543, ILIL43,0472.9–

1183385543, AZAZ4,8682.9–

1183412043, NYNY8,2872.9–

1183579765, TXTX25,9042.9–

1183632071, FLFL4,1862.9–

1183719120, PAPA66,4692.9–

1183844230, OHOH8,1072.9–

1183975054, TXTX18,3882.9–

1184075057, TXTX17,9582.9–

1184173036, OKOK21,3872.9–

1184249087, MIMI6,3052.9–

1184326003, WVWV39,9822.9–

1184467205, KSKS20,0982.9–

1184546725, ININ23,2972.9–

1184604496, MEME3,8502.9–

1184735744, ALAL2,5742.9–

1184886025, AZAZ5,2262.9–

1184968164, NENE28,5642.9–

1185054499, WIWI2,8962.9–

1185163645, MOMO11,5542.9–

1185260163, ILIL5,1992.9–

1185376711, TXTX9,6762.9–

1185445629, OHOH3,0552.9–

1185566762, KSKS24,9072.9–

1185635759, ALAL14,1032.9–

1185785539, AZAZ3,3862.9–

1185833471, FLFL7,0862.9–

1185931533, GAGA17,0322.9–

1186060441, ILIL36,8442.9–

1186148164, MIMI9,5762.9–

1186215419, PAPA3,4212.9–

1186360002, ILIL24,2322.9–

1186417810, PAPA5,3092.9–

1186554901, WIWI37,2942.9–

1186665619, MOMO9,4532.9–

1186767209, KSKS13,2892.9–

1186864747, MOMO4,2012.9–

1186951201, IAIA6,4302.9–

1187052045, IAIA2,7772.9–

1187144839, OHOH12,4472.9–

1187277480, TXTX7,6262.9–

1187344104, OHOH18,9022.9–

1187457325, SDSD3,3352.9–

1187536344, ALAL5,4052.9–

1187615061, PAPA12,4132.9–

1187732317, FLFL14,6542.9–

1187848342, MIMI17,5642.9–

1187976115, TXTX19,6552.9–

1188052068, IAIA5,2802.9–

1188178204, TXTX11,9832.9–

1188254476, WIWI19,3772.9–

1188304350, MEME3,6802.9–

1188478409, TXTX2,9372.9–

1188532583, FLFL31,8282.9–

1188673801, OKOK14,8922.9–

1188739479, MSMS5,5132.9–

1188844041, OHOH14,0032.9–

1188960436, ILIL19,4232.9–

1189029055, SCSC3,9242.9–

1189117055, PAPA42,0062.9–

1189277590, TXTX31,6422.9–

1189319606, PAPA35,8532.9–

1189450216, IAIA2,7862.9–

1189536877, ALAL14,1342.9–

1189616415, PAPA10,1042.9–

1189715650, PAPA26,3122.9–

1189874019, OKOK21,0232.9–

1189930557, GAGA4,7562.9–

1190045320, OHOH15,4542.9–

1190162298, ILIL18,2082.9–

1190229654, SCSC11,0952.9–

1190354819, WIWI2,6122.9–

1190478214, TXTX22,1182.9–

1190577336, TXTX14,3422.9–

1190628454, NCNC2,8952.9–

1190712027, NYNY4,6932.9–

1190843812, OHOH18,5322.9–

1190954301, WIWI21,7242.9–

1191087301, NMNM21,7552.9–

1191155341, MNMN3,5612.9–

1191205743, VTVT4,1602.9–

1191345679, OHOH2,8412.9–

1191460175, ILIL25,5532.9–

1191572455, ARAR13,4422.9–

1191617751, PAPA7,4312.9–

1191737711, TNTN5,6442.9–

1191846124, ININ7,3042.9–

1191929435, SCSC4,3042.9–

1192031046, GAGA3,6372.9–

1192124244, VAVA5,6002.9–

1192248071, MIMI28,4192.9–

1192354806, WIWI11,7042.9–

1192454873, WIWI3,0562.9–

1192519522, PAPA14,1272.9–

1192648740, MIMI2,5052.9–

1192768873, NENE3,7852.9–

1192877406, TXTX69,9182.9–

1192921532, MDMD13,6472.9–

1193071078, LALA7,6532.9–

1193148082, MIMI16,0272.9–

1193249285, MIMI6,2402.9–

1193307480, NJNJ14,9662.9–

1193428458, NCNC5,4462.9–

1193575770, TXTX2,5232.9–

1193649253, MIMI3,0092.9–

1193748015, MIMI8,4632.9–

1193838922, MSMS3,2962.9–

1193925541, WVWV9,3182.9–

1194047118, ININ3,5292.9–

1194114043, NYNY25,0982.9–

1194265081, MOMO4,4172.9–

1194327537, NCNC24,7082.9–

1194421162, MDMD4,6392.9–

1194519352, PAPA11,4842.9–

1194613224, NYNY8,6592.9–

1194745106, OHOH11,6992.9–

1194812196, NYNY3,8802.9–

1194944084, OHOH3,7652.9–

1195007871, NJNJ21,4372.9–

1195147167, ININ15,3752.9–

1195236273, ALAL3,5262.9–

1195346350, ININ44,7632.9–

1195460451, ILIL37,3612.9–

1195570817, LALA33,4822.9–

1195646815, ININ27,2382.9–

1195736854, ALAL16,5372.9–

1195804967, MEME3,9302.9–

1195955807, MNMN9,7632.9–

1196040108, KYKY12,8212.9–

1196160449, ILIL9,4772.9–

1196248212, MIMI43,3842.9–

1196343522, OHOH3,0982.9–

1196408003, NJNJ31,8092.9–

1196587420, NMNM10,5862.9–

1196639301, MSMS20,8072.9–

1196785735, AZAZ10,7182.9–

1196828366, NCNC3,7692.9–

1196954126, WIWI4,2332.9–

1197049107, MIMI10,3232.9–

1197183210, IDID3,8432.9–

1197217082, PAPA3,0462.9–

1197352040, IAIA5,5842.9–

1197450315, IAIA34,8162.9–

1197554923, WIWI8,7932.9–

1197638341, TNTN2,5782.9–

1197746120, ININ5,9472.9–

1197841015, KYKY20,8232.9–

1197956310, MNMN5,4312.9–

1198012885, NYNY4,4442.9–

1198126059, WVWV2,8882.9–

1198241097, KYKY7,8012.9–

1198363376, MOMO74,9622.9–

1198430735, GAGA6,1752.9–

1198554015, WIWI4,0862.9–

1198612134, NYNY3,8462.9–

1198731816, GAGA4,8242.9–

1198843614, OHOH29,0752.9–

1198944273, OHOH6,9522.9–

1199068767, NENE3,4012.9–

1199143207, OHOH47,2722.9–

1199276308, TXTX21,8962.9–

1199308094, NJNJ41,5952.9–

1199431605, GAGA24,8292.9–

1199512009, NYNY7,9342.9–

1199628033, NCNC3,4812.9–

1199768901, NENE26,2642.9–

1199808015, NJNJ19,5672.9–

1199926651, WVWV9,0672.9–

1200063630, MOMO4,0062.9–

SHOWING 11,501–12,000 OF 16,707

1…23 24 25…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES