Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1100118066, PAPA6,1023.0–

1100245069, OHOH56,0373.0–

1100327830, NCNC4,0063.0–

1100432234, FLFL9,6783.0–

1100567208, KSKS18,9503.0–

1100637330, TNTN7,2043.0–

1100701452, MAMA4,3713.0–

1100847638, ININ3,6333.0–

1100937888, TNTN3,4323.0–

1101078584, TXTX18,4643.0–

1101149709, MIMI3,7723.0–

1101272076, ARAR38,4373.0–

1101339475, MSMS14,5303.0–

1101415024, PAPA9,3253.0–

1101560178, ILIL22,2243.0–

1101670767, LALA14,9003.0–

1101716866, PAPA9,1523.0–

1101845694, OHOH11,9783.0–

1101930204, GAGA13,6163.0–

1102026241, WVWV14,1023.0–

1102145039, OHOH28,3353.0–

1102227310, NCNC8,6223.0–

1102314610, NYNY14,3113.0–

1102449415, MIMI6,3303.0–

1102546341, ININ10,0483.0–

1102664429, MOMO11,4493.0–

1102703223, NHNH3,4413.0–

1102808054, NJNJ46,0263.0–

1102946307, ININ71,6733.0–

1103039056, MSMS26,8363.0–

1103178222, TXTX26,4763.0–

1103265605, MOMO11,5143.0–

1103373460, OKOK4,2403.0–

1103479413, TXTX23,3433.0–

1103545651, OHOH5,3403.0–

1103617109, PAPA27,4663.0–

1103746327, ININ10,5973.0–

1103827235, NCNC5,2373.0–

1103954313, WIWI41,4223.0–

1104021214, MDMD21,0923.0–

1104123834, VAVA26,6283.0–

1104246514, ININ42,3893.0–

1104317857, PAPA7,6713.0–

1104419601, PAPA36,4793.0–

1104528073, NCNC5,8903.0–

1104677505, TXTX23,1743.0–

1104745102, OHOH25,4483.0–

1104816426, PAPA3,2733.0–

1104966436, KSKS5,5373.0–

1105054728, WIWI5,8353.0–

1105185925, AZAZ4,4013.0–

1105285643, AZAZ8,4763.0–

1105322843, VAVA2,6973.0–

1105456362, MNMN5,7733.0–

1105555964, MNMN4,4003.0–

1105676018, TXTX26,8343.0–

1105724301, VAVA13,5673.0–

1105831206, GAGA24,3103.0–

1105974441, OKOK5,5643.0–

1106075166, TXTX6,9893.0–

1106130125, GAGA24,3243.0–

1106227040, NCNC12,6653.0–

1106354730, WIWI5,5783.0–

1106410970, NYNY11,4973.0–

1106539307, MSMS15,0473.0–

1106617011, PAPA39,6643.0–

1106778264, TXTX11,8413.0–

1106838654, MSMS57,8983.0–

1106914541, NYNY3,7133.0–

1107053181, WIWI7,9643.0–

1107170607, LALA27,0803.0–

1107236279, ALAL3,0713.0–

1107312580, NYNY4,5423.0–

1107429070, SCSC15,6573.0–

1107576849, TXTX3,5843.0–

1107688203, NMNM28,7533.0–

1107750322, IAIA31,9313.0–

1107828701, NCNC5,7863.0–

1107973942, OKOK13,4763.0–

1108016662, PAPA6,0693.0–

1108117302, PAPA2,8343.0–

1108255707, MNMN3,4703.0–

1108317045, PAPA3,8113.0–

1108448134, MIMI23,9353.0–

1108529657, SCSC16,3903.0–

1108623420, VAVA2,6733.0–

1108771327, LALA5,9413.0–

1108845066, OHOH27,5453.0–

1108939564, MSMS43,2403.0–

1109046064, ININ18,4993.0–

1109119086, PAPA12,9303.0–

1109277498, TXTX52,8063.0–

1109330184, GAGA7,0933.0–

1109477584, TXTX91,0653.0–

1109513501, NYNY38,9313.0–

1109672916, ARAR11,7113.0–

1109749301, MIMI19,8463.0–

1109857501, SDSD17,3263.0–

1109949240, MIMI8,8633.0–

1110029856, SCSC3,2723.0–

1110163072, MOMO3,4693.0–

1110254302, WIWI30,3333.0–

1110377523, TXTX30,1863.0–

1110427572, NCNC6,1313.0–

1110529697, SCSC13,5813.0–

1110648820, MIMI18,3573.0–

1110777459, TXTX84,2213.0–

1110854451, WIWI11,1983.0–

1110956024, MNMN3,6473.0–

1111019609, PAPA9,8743.0–

1111179102, TXTX9,3933.0–

1111277573, TXTX98,1093.0–

1111344065, OHOH3,8423.0–

1111427299, NCNC5,0343.0–

1111517552, PAPA19,7613.0–

1111610548, NYNY4,2543.0–

1111743028, OHOH7,7993.0–

1111855003, MNMN3,9053.0–

1111982935, WYWY12,0123.0–

1112063361, MOMO4,4603.0–

1112142003, KYKY29,6723.0–

1112203052, NHNH8,4993.0–

1112374012, OKOK65,0603.0–

1112444254, OHOH4,8803.0–

1112549620, MIMI3,0703.0–

1112643762, OHOH4,9883.0–

1112719015, PAPA16,4643.0–

1112873111, OKOK10,7273.0–

1112977015, TXTX58,4153.0–

1113008829, NJNJ3,5803.0–

1113142066, KYKY23,9173.0–

1113254956, WIWI46,5673.0–

1113349337, MIMI13,1493.0–

1113454501, WIWI21,4053.0–

1113523696, VAVA3,9373.0–

1113617517, PAPA14,6863.0–

1113760633, ILIL12,4743.0–

1113818505, PAPA20,7973.0–

1113949707, MIMI21,8813.0–

1114008086, NJNJ9,0013.0–

1114150701, IAIA30,2323.0–

1114254968, WIWI2,7623.0–

1114372112, ARAR11,1613.0–

1114435121, ALAL16,1703.0–

1114574902, OKOK4,4233.0–

1114637641, TNTN9,7333.0–

1114747240, ININ21,4843.0–

1114864454, MOMO2,9413.0–

1114921853, MDMD10,5373.0–

1115046322, ININ23,6803.0–

1115125428, WVWV14,8253.0–

1115255733, MNMN5,1393.0–

1115360133, ILIL36,7323.0–

1115477351, TXTX37,1433.0–

1115537769, TNTN5,8483.0–

1115678108, TXTX49,7843.0–

1115758540, NDND2,6343.0–

1115874429, OKOK16,6223.0–

1115953545, WIWI24,7033.0–

1116017061, PAPA6,8423.0–

1116118344, PAPA3,3853.0–

1116238357, TNTN3,5163.0–

1116348198, MIMI39,2443.0–

1116448092, MIMI27,3743.0–

1116546783, ININ7,7643.0–

1116644089, OHOH15,6543.0–

1116738040, TNTN4,4163.0–

1116863084, MOMO20,7083.0–

1116975474, TXTX17,6713.0–

1117042420, KYKY38,1333.0–

1117164854, MOMO4,9103.0–

1117212828, NYNY9,2303.0–

1117348080, MIMI21,5613.0–

1117477983, TXTX2,5293.0–

1117560432, ILIL20,4653.0–

1117648872, MIMI6,1423.0–

1117755709, MNMN4,6283.0–

1117835761, ALAL13,5573.0–

1117977047, TXTX34,9873.0–

1118016214, PAPA8,4943.0–

1118128314, NCNC55,8343.0–

1118235120, ALAL17,7303.0–

1118337307, TNTN5,3023.0–

1118460472, ILIL4,5633.0–

1118546795, ININ6,8663.0–

1118646176, ININ28,7823.0–

1118730110, GAGA14,8323.0–

1118860447, ILIL16,1023.0–

1118948122, MIMI12,5543.0–

1119039042, MSMS39,1423.0–

1119144608, OHOH2,6923.0–

1119208036, NJNJ6,0653.0–

1119360542, ILIL18,9323.0–

1119441092, KYKY3,1353.0–

1119519533, PAPA8,6483.0–

1119635768, ALAL12,3703.0–

1119736079, ALAL9,1743.0–

1119817772, PAPA2,6933.0–

1119915931, PAPA8,9193.0–

1120017363, PAPA8,5533.0–

1120144023, OHOH18,9603.0–

1120277880, TXTX2,5173.0–

1120345065, OHOH7,0533.0–

1120464759, MOMO8,3103.0–

1120570094, LALA32,1303.0–

1120635215, ALAL43,9033.0–

1120714224, NYNY41,2193.0–

1120838001, TNTN4,1563.0–

1120968108, NENE14,5783.0–

1121017350, PAPA13,1693.0–

1121142718, KYKY26,7683.0–

1121229067, SCSC11,1163.0–

1121365338, MOMO3,1293.0–

1121454942, WIWI11,0203.0–

1121530622, GAGA11,2803.0–

1121636305, ALAL17,6103.0–

1121717859, PAPA2,7013.0–

1121875457, TXTX6,1753.0–

1121932466, FLFL5,9163.0–

1122015025, PAPA16,9393.0–

1122154011, WIWI7,0543.0–

1122217073, PAPA6,3143.0–

1122313021, NYNY37,2473.0–

1122444103, OHOH13,9413.0–

1122560123, ILIL48,3793.0–

1122614032, NYNY10,2223.0–

1122753566, WIWI14,9013.0–

1122845429, OHOH26,3473.0–

1122928752, NCNC30,2923.0–

1123057004, SDSD3,8343.0–

1123160099, ILIL30,8813.0–

1123264050, MOMO21,0793.0–

1123355024, MNMN37,2873.0–

1123419082, PAPA41,5413.0–

1123578573, TXTX44,8093.0–

1123605101, VTVT4,1653.0–

1123745054, OHOH2,6933.0–

1123849302, MIMI9,7543.0–

1123935907, ALAL9,3573.0–

1124041030, KYKY6,1623.0–

1124135217, ALAL12,2403.0–

1124246368, ININ40,3013.0–

1124364062, MOMO6,9683.0–

1124467505, KSKS2,7613.0–

1124563628, MOMO16,4163.0–

1124672714, ARAR14,3503.0–

1124715237, PAPA43,5883.0–

1124875142, TXTX22,8223.0–

1124953128, WIWI9,0303.0–

1125016625, PAPA3,1473.0–

1125144680, OHOH3,9133.0–

1125224319, VAVA6,9973.0–

1125338606, MSMS16,1563.0–

1125454914, WIWI31,8493.0–

1125563367, MOMO29,7253.0–

1125636207, ALAL19,2203.0–

1125771446, LALA21,2753.0–

1125814120, NYNY44,2413.0–

1125977539, TXTX49,3753.0–

1126021090, MDMD10,6523.0–

1126155992, MNMN5,5443.0–

1126216023, PAPA4,0823.0–

1126348067, MIMI24,8683.0–

1126428658, NCNC26,3363.0–

1126553538, WIWI18,8133.0–

1126627356, NCNC3,1933.0–

1126738256, TNTN3,2483.0–

1126860014, ILIL48,5903.0–

1126937871, TNTN9,9263.0–

1127039525, MSMS9,3383.0–

1127168130, NENE21,7223.0–

1127251301, IAIA12,6383.0–

1127356567, MNMN3,3673.0–

1127460050, ILIL31,7813.0–

1127535951, ALAL14,8693.0–

1127648237, MIMI29,3183.0–

1127770510, LALA24,1073.0–

1127856547, MNMN2,7623.0–

1127938683, MSMS3,9523.0–

1128070068, LALA32,7203.0–

1128118042, PAPA45,5323.0–

1128246507, ININ9,9913.0–

1128315332, PAPA7,6783.0–

1128435956, ALAL8,7483.0–

1128577389, TXTX45,7013.0–

1128664735, MOMO14,0133.0–

1128755309, MNMN21,3783.0–

1128815090, PAPA25,7633.0–

1128965109, MOMO41,1453.0–

1129023936, VAVA7,3343.0–

1129170764, LALA14,7573.0–

1129276932, TXTX3,2323.0–

1129329810, SCSC3,7753.0–

1129448624, MIMI16,2343.0–

1129578410, TXTX29,0403.0–

1129643950, OHOH16,4043.0–

1129728621, NCNC9,4033.0–

1129835186, ALAL5,1913.0–

1129927306, NCNC5,4863.0–

1130044280, OHOH5,5033.0–

1130147802, ININ33,1353.0–

1130249412, MIMI12,0973.0–

1130375751, TXTX18,6443.0–

1130455376, MNMN20,1063.0–

1130515658, PAPA8,1153.0–

1130619137, PAPA8,0263.0–

1130778541, TXTX51,7103.0–

1130872212, ARAR13,6983.0–

1130963901, MOMO35,3243.0–

1131042301, KYKY45,4453.0–

1131137191, TNTN3,8603.0–

1131271202, LALA25,4443.0–

1131360440, ILIL51,9403.0–

1131476249, TXTX10,6373.0–

1131557032, SDSD10,4673.0–

1131678414, TXTX54,2633.0–

1131776537, TXTX16,2723.0–

1131854656, WIWI18,1603.0–

1131960033, ILIL12,9993.0–

1132019140, PAPA53,3853.0–

1132144021, OHOH5,9083.0–

1132217301, PAPA4,1333.0–

1132371653, ARAR4,8133.0–

1132474023, OKOK11,7303.0–

1132564804, MOMO37,0163.0–

1132672921, ARAR12,8883.0–

1132760060, ILIL37,3443.0–

1132860914, ILIL28,6733.0–

1132940216, KYKY44,0473.0–

1133075148, TXTX5,8423.0–

1133177506, TXTX35,1143.0–

1133248353, MIMI7,0143.0–

1133348809, MIMI11,0383.0–

1133428762, NCNC6,5993.0–

1133554891, WIWI3,2973.0–

1133650250, IAIA2,8323.0–

1133753520, WIWI6,6873.0–

1133844026, OHOH10,7303.0–

1133918411, PAPA22,8203.0–

1134017362, PAPA14,7303.0–

1134149930, MIMI7,4053.0–

1134256215, MNMN4,6773.0–

1134375501, TXTX34,8663.0–

1134454667, WIWI5,1003.0–

1134548422, MIMI6,0943.0–

1134648193, MIMI16,1193.0–

1134737618, TNTN12,5483.0–

1134882718, WYWY26,6193.0–

1134972442, ARAR4,5843.0–

1135065672, MOMO8,4323.0–

1135160151, ILIL3,8883.0–

1135214086, NYNY35,6353.0–

1135347558, ININ5,3543.0–

1135431807, GAGA2,7043.0–

1135572774, ARAR7,0823.0–

1135655060, MNMN29,5993.0–

1135737322, TNTN9,1013.0–

1135875104, TXTX49,2283.0–

1135949660, MIMI14,5783.0–

1136046805, ININ21,4373.0–

1136130833, GAGA3,9553.0–

1136228612, NCNC11,2903.0–

1136348439, MIMI51,9003.0–

1136419060, PAPA11,5243.0–

1136515009, PAPA15,5653.0–

1136657013, SDSD4,5043.0–

1136736619, ALAL14,6973.0–

1136801033, MAMA6,0803.0–

1136930907, GAGA46,9753.0–

1137065583, MOMO14,7113.0–

1137176273, TXTX11,2293.0–

1137288240, NMNM41,5573.0–

1137346040, ININ15,9433.0–

1137456763, MNMN5,1803.0–

1137554615, WIWI11,3153.0–

1137624740, WVWV16,4983.0–

1137708010, NJNJ11,8613.0–

1137875604, TXTX31,9243.0–

1137963775, MOMO16,3253.0–

1138045723, OHOH3,6823.0–

1138115005, PAPA9,5703.0–

1138207456, NJNJ11,6573.0–

1138349688, MIMI2,5083.0–

1138415759, PAPA2,5503.0–

1138570555, LALA8,7593.0–

1138670763, LALA4,2643.0–

1138743035, OHOH36,0123.0–

1138816127, PAPA15,1173.0–

1138966402, KSKS3,1003.0–

1139038135, TNTN30,3173.0–

1139146628, ININ27,6853.0–

1139260416, ILIL9,5503.0–

1139349451, MIMI6,2982.9–

1139446910, ININ3,2212.9–

1139525703, WVWV4,5982.9–

1139648162, MIMI28,1562.9–

1139735173, ALAL31,6032.9–

1139828466, NCNC8,8932.9–

1139944720, OHOH39,8512.9–

1140027041, NCNC8,3032.9–

1140170739, LALA14,8772.9–

1140245661, OHOH6,8232.9–

1140318071, PAPA11,3132.9–

1140477461, TXTX12,3652.9–

1140539439, MSMS5,1602.9–

1140603773, NHNH7,6812.9–

1140765560, MOMO13,8222.9–

1140835128, ALAL10,5462.9–

1140949274, MIMI3,6792.9–

1141053061, WIWI5,1442.9–

1141112025, NYNY5,2442.9–

1141260445, ILIL14,2682.9–

1141376667, TXTX10,4942.9–

1141418045, PAPA30,4292.9–

1141576255, TXTX6,0532.9–

1141629325, SCSC14,3622.9–

1141772116, ARAR22,4642.9–

1141877904, TXTX30,0612.9–

1141921850, MDMD3,8502.9–

1142048025, MIMI14,7342.9–

1142116947, PAPA4,7972.9–

1142233898, FLFL18,5272.9–

1142360481, ILIL11,1952.9–

1142416915, PAPA5,6002.9–

1142546225, ININ6,0372.9–

1142636360, ALAL19,0602.9–

1142727509, NCNC7,7662.9–

1142872837, ARAR8,4992.9–

1142953403, WIWI27,0092.9–

1143054170, WIWI3,8982.9–

1143108098, NJNJ9,6802.9–

1143275852, TXTX3,3232.9–

1143374864, OKOK4,8332.9–

1143415057, PAPA16,5832.9–

1143515370, PAPA13,4622.9–

1143675572, TXTX3,1302.9–

1143748612, MIMI8,6542.9–

1143872065, ARAR5,4572.9–

1143908867, NJNJ5,2042.9–

1144055386, MNMN10,0772.9–

1144128090, NCNC7,2682.9–

1144243344, OHOH6,1732.9–

1144364485, MOMO7,9982.9–

1144412157, NYNY4,7132.9–

1144510588, NYNY2,7832.9–

1144667212, KSKS42,9022.9–

1144717344, PAPA3,7192.9–

1144860134, ILIL29,7432.9–

1144913053, NYNY4,7942.9–

1145060120, ILIL51,2252.9–

1145104743, MEME4,7702.9–

1145208035, NJNJ7,5512.9–

1145354303, WIWI28,1532.9–

1145442041, KYKY4,4062.9–

1145570560, LALA36,9962.9–

1145645714, OHOH9,5032.9–

1145747579, ININ2,8832.9–

1145843528, OHOH16,2072.9–

1145946237, ININ43,4732.9–

1146044632, OHOH10,8152.9–

1146128518, NCNC7,6512.9–

1146271269, LALA12,3182.9–

1146332465, FLFL8,0692.9–

1146447960, ININ14,8252.9–

1146528304, NCNC37,1402.9–

1146654739, WIWI5,5492.9–

1146730809, GAGA54,7432.9–

1146871220, LALA20,3982.9–

1146946113, ININ17,1922.9–

1147048076, MIMI25,4052.9–

1147153809, WIWI4,7482.9–

1147213601, NYNY36,8392.9–

1147327317, NCNC17,8702.9–

1147430741, GAGA30,0412.9–

1147521009, MDMD33,6792.9–

1147649024, MIMI30,8232.9–

1147717547, PAPA9,2102.9–

1147827574, NCNC14,9282.9–

1147977803, TXTX31,5252.9–

1148015301, PAPA50,3482.9–

1148118020, PAPA21,2042.9–

1148227313, NCNC7,7812.9–

1148312487, NYNY4,0352.9–

1148475109, TXTX5,3442.9–

1148542210, KYKY4,2312.9–

1148653143, WIWI20,8892.9–

1148724149, VAVA3,9862.9–

1148819508, PAPA14,8712.9–

1148943125, OHOH14,8032.9–

1149076802, TXTX5,4152.9–

1149127850, NCNC7,0532.9–

1149232628, FLFL5,0902.9–

1149335749, ALAL30,7102.9–

1149456464, MNMN5,0532.9–

1149563102, MOMO2,8822.9–

1149679106, TXTX26,1612.9–

1149768118, NENE9,1692.9–

1149855940, MNMN2,7912.9–

1149929829, SCSC12,3852.9–

1150070546, LALA15,2422.9–

SHOWING 11,001–11,500 OF 16,707

1…22 23 24…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES