Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1050108060, NJNJ25,8353.1–

1050214001, NYNY8,9373.1–

1050330139, GAGA4,8493.1–

1050427298, NCNC10,0903.1–

1050535146, ALAL13,9733.1–

1050648098, MIMI20,9363.1–

1050776877, TXTX4,1113.1–

1050828638, NCNC12,3633.1–

1050947018, ININ4,1663.1–

1051023168, VAVA9,6733.1–

1051152333, IAIA7,2953.1–

1051246254, ININ40,6743.1–

1051376140, TXTX33,3213.1–

1051439073, MSMS21,0663.1–

1051572745, ARAR15,4473.1–

1051647874, ININ3,2263.1–

1051755316, MNMN23,2943.1–

1051854229, WIWI4,3293.1–

1051945331, OHOH22,3563.1–

1052053214, WIWI34,4803.1–

1052154629, WIWI2,5953.1–

1052213753, NYNY5,6963.1–

1052330230, GAGA8,7783.1–

1052415701, PAPA31,2693.1–

1052544262, OHOH5,0003.1–

1052649614, MIMI2,6783.1–

1052737616, TNTN5,7623.1–

1052870648, LALA7,1043.1–

1052964155, MOMO28,8243.1–

1053044307, OHOH6,6533.1–

1053149045, MIMI5,3213.1–

1053238368, TNTN2,6353.1–

1053368512, NENE13,8023.1–

1053432327, FLFL31,4453.1–

1053545750, OHOH26,4203.1–

1053645107, OHOH9,1903.1–

1053708302, NJNJ47,2793.1–

1053848891, MIMI2,9153.1–

1053913637, NYNY5,2123.1–

1054045150, OHOH33,5273.1–

1054174017, OKOK29,2063.1–

1054267210, KSKS9,0243.1–

1054363877, MOMO2,8163.1–

1054472450, ARAR40,8073.1–

1054517402, PAPA37,4663.1–

1054654915, WIWI44,3673.1–

1054774745, OKOK9,7203.1–

1054836460, ALAL9,6403.1–

1054977568, TXTX23,0833.1–

1055035124, ALAL25,2383.1–

1055172173, ARAR9,9903.1–

1055278404, TXTX12,6353.1–

1055337180, TNTN3,3973.1–

1055460435, ILIL48,1673.1–

1055546121, ININ5,2713.1–

1055660643, ILIL45,9423.1–

1055748328, MIMI24,4783.1–

1055804258, MEME2,7943.1–

1055954961, WIWI14,4853.1–

1056064068, MOMO37,7583.1–

1056139066, MSMS4,2023.1–

1056216033, PAPA8,1853.1–

1056346055, ININ16,0103.1–

1056404976, MEME10,0723.1–

1056543062, OHOH32,0373.1–

1056624563, VAVA5,1843.1–

1056777084, TXTX110,2173.1–

1056870460, LALA21,6693.1–

1056904981, MEME2,5753.1–

1057030145, GAGA8,9943.1–

1057172740, ARAR10,1793.1–

1057237347, TNTN8,6073.1–

1057343044, OHOH4,9643.1–

1057478023, TXTX28,4623.1–

1057554952, WIWI27,3123.1–

1057645786, OHOH3,1873.1–

1057753227, WIWI22,8853.1–

1057829693, SCSC15,1143.1–

1057964012, MOMO29,3043.1–

1058036522, ALAL7,1163.1–

1058153070, WIWI4,9513.1–

1058224317, VAVA3,4093.1–

1058331539, GAGA14,2013.1–

1058465233, MOMO10,6403.1–

1058568046, NENE35,0853.1–

1058653207, WIWI34,3133.1–

1058728328, NCNC26,9273.1–

1058840505, KYKY25,5943.1–

1058918088, PAPA8,4883.1–

1059040447, KYKY8,0143.1–

1059143107, OHOH3,7913.1–

1059260124, ILIL24,4873.1–

1059317049, PAPA3,0463.1–

1059477396, TXTX61,7353.1–

1059519061, PAPA19,8963.1–

1059630721, GAGA53,0603.1–

1059776052, TXTX34,2493.1–

1059860119, ILIL11,3813.1–

1059938024, TNTN25,9523.1–

1060076009, TXTX22,8033.1–

1060108066, NJNJ7,7603.1–

1060235475, ALAL20,7453.1–

1060376164, TXTX13,4573.1–

1060427360, NCNC49,5103.1–

1060575161, TXTX8,0113.1–

1060677546, TXTX54,7893.1–

1060712834, NYNY6,0393.1–

1060829440, SCSC27,3193.1–

1060912020, NYNY34,9373.1–

1061070775, LALA9,9453.1–

1061107416, NJNJ5,8513.1–

1061246163, ININ14,4983.1–

1061335740, ALAL3,4433.1–

1061476550, TXTX13,6753.1–

1061543804, OHOH3,4253.1–

1061676179, TXTX80,0903.1–

1061738301, TNTN33,5363.1–

1061860047, ILIL44,2403.1–

1061932438, FLFL4,8153.1–

1062024577, VAVA4,5773.1–

1062164080, MOMO14,0073.1–

1062257064, SDSD8,0323.1–

1062353901, WIWI14,2913.1–

1062446151, ININ32,4463.1–

1062529832, SCSC5,0743.1–

1062670461, LALA34,8083.1–

1062755079, MNMN8,5083.1–

1062835235, ALAL20,5263.1–

1062975904, TXTX34,4623.1–

1063019134, PAPA53,5943.1–

1063105656, VTVT3,4583.1–

1063268025, NENE31,6583.1–

1063332065, FLFL41,5783.1–

1063437756, TNTN2,8813.1–

1063576016, TXTX31,2803.1–

1063685629, AZAZ31,6683.1–

1063745014, OHOH45,7733.1–

1063818037, PAPA7,4723.1–

1063940037, KYKY2,7933.1–

1064063052, MOMO28,7123.1–

1064137820, TNTN8,3273.1–

1064244147, OHOH19,7713.1–

1064354171, WIWI4,0243.1–

1064448442, MIMI22,7883.1–

1064553182, WIWI9,8213.1–

1064617046, PAPA31,8353.1–

1064755944, MNMN8,1613.1–

1064831768, GAGA21,9033.1–

1064919154, PAPA33,7963.1–

1065075460, TXTX23,4263.1–

1065132094, FLFL3,4643.1–

1065230016, GAGA62,9683.1–

1065329203, SCSC40,6533.1–

1065449428, MIMI28,2093.1–

1065576476, TXTX4,1443.1–

1065652722, IAIA41,2643.1–

1065775462, TXTX12,3723.1–

1065853216, WIWI30,3453.1–

1065963304, MOMO43,1953.1–

1066054467, WIWI14,8703.1–

1066104250, MEME4,7823.1–

1066229078, SCSC16,2833.1–

1066376692, TXTX9,8533.1–

1066453139, WIWI2,5233.1–

1066508330, NJNJ29,9723.1–

1066603446, NHNH6,5883.1–

1066746391, ININ8,9863.1–

1066821085, MDMD17,3073.1–

1066978361, TXTX4,7273.1–

1067019138, PAPA30,8213.1–

1067118302, PAPA17,7333.1–

1067252317, IAIA23,0973.1–

1067360491, ILIL22,7573.1–

1067438901, MSMS17,8323.1–

1067536311, ALAL3,0483.1–

1067605156, VTVT9,1163.1–

1067735741, ALAL4,5713.1–

1067836576, ALAL4,4923.1–

1067931331, GAGA6,1013.1–

1068049332, MIMI3,0443.1–

1068146122, ININ16,9743.1–

1068275009, TXTX34,2603.1–

1068317554, PAPA7,4533.1–

1068460936, ILIL4,2463.1–

1068535453, ALAL12,6203.1–

1068673439, OKOK7,1413.1–

1068731831, GAGA4,4463.1–

1068803581, NHNH3,2463.1–

1068985365, AZAZ54,7753.1–

1069038028, TNTN7,9923.1–

1069146135, ININ19,6323.1–

1069223116, VAVA34,1883.1–

1069346037, ININ48,7133.1–

1069419018, PAPA23,5053.1–

1069533875, FLFL11,8563.1–

1069655955, MNMN2,6053.1–

1069778022, TXTX4,6823.1–

1069843537, OHOH30,1113.1–

1069930427, GAGA12,5313.1–

1070065243, MOMO2,9503.1–

1070114564, NYNY16,3643.1–

1070230286, GAGA24,7263.1–

1070342303, KYKY42,1193.1–

1070463044, MOMO10,3243.1–

1070515042, PAPA7,7333.1–

1070660020, ILIL10,9703.1–

1070729506, SCSC20,7773.1–

1070846506, ININ9,9943.1–

1070917349, PAPA8,2543.1–

1071038351, TNTN18,2483.1–

1071118249, PAPA4,1913.1–

1071275140, TXTX8,4693.1–

1071341143, KYKY13,2423.1–

1071446231, ININ10,3713.1–

1071535125, ALAL11,2793.1–

1071654482, WIWI8,9633.1–

1071744053, OHOH21,0843.1–

1071844677, OHOH2,7343.1–

1071943311, OHOH20,3913.1–

1072044313, OHOH26,6313.1–

1072128650, NCNC12,7463.1–

1072232568, FLFL3,3243.1–

1072374859, OKOK5,6713.1–

1072438671, MSMS37,3193.1–

1072501106, MAMA15,8533.1–

1072645177, OHOH22,9243.1–

1072753548, WIWI19,9163.1–

1072848836, MIMI15,0893.1–

1072943135, OHOH3,9373.1–

1073065652, MOMO4,6493.1–

1073126330, WVWV15,6003.1–

1073245690, OHOH13,9883.1–

1073323829, VAVA2,7313.1–

1073452205, IAIA8,6273.1–

1073540006, KYKY5,0683.1–

1073655395, MNMN2,7233.1–

1073736088, ALAL3,4003.1–

1073859301, MTMT11,6433.1–

1073952328, IAIA2,7123.1–

1074049756, MIMI4,1003.1–

1074197844, OROR3,7013.1–

1074245204, OHOH8,4123.1–

1074353952, WIWI3,5243.1–

1074436320, ALAL3,1513.1–

1074539429, MSMS16,3203.1–

1074677093, TXTX46,4073.1–

1074768505, NENE18,8343.1–

1074855448, MNMN29,0053.1–

1074929138, SCSC10,0183.1–

1075068124, NENE15,4823.1–

1075173098, OKOK3,3823.1–

1075217728, PAPA4,6753.1–

1075344321, OHOH15,8783.1–

1075477479, TXTX92,2213.1–

1075548453, MIMI5,0463.1–

1075603872, NHNH4,4383.1–

1075714059, NYNY9,1383.1–

1075850125, IAIA20,1213.1–

1075954738, WIWI3,7843.1–

1076012809, NYNY3,6693.1–

1076131069, GAGA22,9533.1–

1076274571, OKOK3,2853.1–

1076338011, TNTN9,9483.1–

1076471112, LALA33,5873.1–

1076572204, ARAR30,5253.1–

1076624084, VAVA10,6043.1–

1076748382, MIMI24,4793.1–

1076851239, IAIA2,8763.1–

1076975801, TXTX17,5313.0–

1077042038, KYKY6,2823.0–

1077147932, ININ5,0353.0–

1077270449, LALA3,0923.0–

1077312188, NYNY10,9883.0–

1077436693, ALAL18,7263.0–

1077529045, SCSC31,3723.0–

1077660152, ILIL12,4173.0–

1077701516, MAMA9,3763.0–

1077845247, OHOH23,6173.0–

1077929626, SCSC13,9283.0–

1078032505, FLFL27,8773.0–

1078164772, MOMO12,8243.0–

1078250211, IAIA16,8353.0–

1078372360, ARAR5,0483.0–

1078479424, TXTX53,4783.0–

1078553402, WIWI34,8503.0–

1078608270, NJNJ8,3623.0–

1078755946, MNMN3,3953.0–

1078844056, OHOH12,1523.0–

1078975569, TXTX3,5233.0–

1079072160, ARAR9,0713.0–

1079177328, TXTX17,2083.0–

1079230740, GAGA8,5563.0–

1079375124, TXTX5,9813.0–

1079488101, NMNM44,8463.0–

1079575189, TXTX48,7393.0–

1079630176, GAGA7,0573.0–

1079718301, PAPA28,9773.0–

1079847130, ININ50,5143.0–

1079939667, MSMS10,5303.0–

1080031501, GAGA13,5113.0–

1080160081, ILIL9,0883.0–

1080238821, MSMS12,5463.0–

1080379382, TXTX10,5123.0–

1080426164, WVWV7,4353.0–

1080541041, KYKY7,7503.0–

1080605763, VTVT3,0373.0–

1080741094, KYKY14,4863.0–

1080854114, WIWI5,9263.0–

1080966409, KSKS3,1333.0–

1081077050, TXTX6,5663.0–

1081107821, NJNJ9,6623.0–

1081255923, MNMN4,3753.0–

1081371923, ARAR14,8753.0–

1081463461, MOMO5,4463.0–

1081577581, TXTX51,3323.0–

1081678244, TXTX38,0923.0–

1081746219, ININ38,8553.0–

1081856329, MNMN7,7783.0–

1081960098, ILIL33,1303.0–

1082039154, MSMS9,2553.0–

1082160140, ILIL22,6893.0–

1082257369, SDSD2,6303.0–

1082377859, TXTX7,5323.0–

1082432693, FLFL12,8063.0–

1082589301, NVNV6,5683.0–

1082616652, PAPA15,8663.0–

1082712205, NYNY25,8383.0–

1082840228, KYKY18,0853.0–

1082954166, WIWI16,9403.0–

1083054110, WIWI5,5913.0–

1083104950, MEME4,7823.0–

1083219026, PAPA32,7253.0–

1083379904, TXTX32,9763.0–

1083472019, ARAR30,0553.0–

1083525271, WVWV7,3763.0–

1083649343, MIMI5,6643.0–

1083746528, ININ26,2483.0–

1083823181, VAVA5,5653.0–

1083943019, OHOH9,4453.0–

1084076642, TXTX6,3633.0–

1084147129, ININ19,5823.0–

1084229154, SCSC29,4543.0–

1084330439, GAGA10,2403.0–

1084445241, OHOH23,9553.0–

1084535603, ALAL32,1793.0–

1084658047, NDND5,6363.0–

1084750325, IAIA19,0123.0–

1084846075, ININ9,5093.0–

1084977045, TXTX33,5633.0–

1085044024, OHOH24,0303.0–

1085175766, TXTX25,8503.0–

1085208012, NJNJ41,8123.0–

1085348060, MIMI39,3423.0–

1085437748, TNTN17,5753.0–

1085575110, TXTX31,5523.0–

1085620770, MDMD28,3843.0–

1085735143, ALAL3,1463.0–

1085847012, ININ10,7333.0–

1085975072, TXTX55,0873.0–

1086046321, ININ23,7333.0–

1086130817, GAGA7,5603.0–

1086248441, MIMI3,6823.0–

1086332145, FLFL5,7593.0–

1086436545, ALAL8,6733.0–

1086557005, SDSD12,2903.0–

1086639355, MSMS6,1823.0–

1086755417, MNMN25,1023.0–

1086854180, WIWI3,3783.0–

1086931320, GAGA10,7943.0–

1087028071, NCNC4,2193.0–

1087160139, ILIL32,8483.0–

1087277586, TXTX23,8073.0–

1087375422, TXTX3,2293.0–

1087448313, MIMI34,0153.0–

1087569101, NENE27,1983.0–

1087678015, TXTX24,8673.0–

1087729546, SCSC2,6833.0–

1087829669, SCSC16,0803.0–

1087968788, NENE4,5883.0–

1088070754, LALA11,6413.0–

1088168522, NENE14,8363.0–

1088237335, TNTN2,5273.0–

1088317331, PAPA56,4433.0–

1088414227, NYNY20,6213.0–

1088524641, VAVA5,4463.0–

1088663627, MOMO2,7873.0–

1088736089, ALAL7,8023.0–

1088819064, PAPA25,2773.0–

1088927260, NCNC25,2993.0–

1089052748, IAIA9,5943.0–

1089156093, MNMN12,6723.0–

1089248027, MIMI3,1873.0–

1089378247, TXTX51,9333.0–

1089446526, ININ33,6683.0–

1089548187, MIMI53,3763.0–

1089617036, PAPA23,5203.0–

1089749421, MIMI5,7343.0–

1089854669, WIWI8,2283.0–

1089963366, MOMO54,7693.0–

1090037877, TNTN9,1853.0–

1090146013, ININ19,0733.0–

1090253581, WIWI10,1763.0–

1090315220, PAPA17,6443.0–

1090417745, PAPA17,7183.0–

1090535980, ALAL6,4183.0–

1090688310, NMNM36,9833.0–

1090737183, TNTN3,5233.0–

1090889415, NVNV3,4053.0–

1090978380, TXTX23,1493.0–

1091068008, NENE12,8233.0–

1091177493, TXTX71,4843.0–

1091245680, OHOH11,5483.0–

1091317236, PAPA8,8453.0–

1091408096, NJNJ35,3363.0–

1091575757, TXTX14,3283.0–

1091613030, NYNY3,6353.0–

1091739574, MSMS13,5353.0–

1091847022, ININ3,0743.0–

1091976123, TXTX42,9573.0–

1092099559, AKAK7,2413.0–

1092138652, MSMS15,7893.0–

1092214883, NYNY4,1843.0–

1092372058, ARAR18,8803.0–

1092463042, MOMO17,8133.0–

1092513164, NYNY2,9043.0–

1092655070, MNMN8,4413.0–

1092742262, KYKY9,6653.0–

1092846772, ININ3,2883.0–

1092973078, OKOK13,0213.0–

1093001566, MAMA7,3623.0–

1093148179, MIMI3,2093.0–

1093256258, MNMN15,8883.0–

1093301050, MAMA2,5293.0–

1093420616, MDMD8,0573.0–

1093521213, MDMD28,0583.0–

1093640033, KYKY11,9233.0–

1093745686, OHOH3,3723.0–

1093823124, VAVA5,1473.0–

1093933872, FLFL13,7463.0–

1094053004, WIWI3,4753.0–

1094160031, ILIL37,1073.0–

1094270722, LALA4,2333.0–

1094363026, MOMO45,3543.0–

1094435043, ALAL15,8373.0–

1094573010, OKOK21,5213.0–

1094641017, KYKY40,7193.0–

1094740342, KYKY23,9633.0–

1094819608, PAPA24,1783.0–

1094942633, KYKY18,6063.0–

1095042001, KYKY30,8563.0–

1095177365, TXTX46,4183.0–

1095244470, OHOH4,1043.0–

1095355779, MNMN3,9053.0–

1095469337, NENE6,4663.0–

1095519953, DEDE5,2553.0–

1095644907, OHOH16,3493.0–

1095717516, PAPA5,1803.0–

1095840370, KYKY2,8363.0–

1095946123, ININ43,3533.0–

1096032055, FLFL17,5593.0–

1096115214, PAPA14,0483.0–

1096248182, MIMI20,1793.0–

1096344126, OHOH16,9763.0–

1096427055, NCNC14,6743.0–

1096566535, KSKS3,5563.0–

1096678101, TXTX7,2673.0–

1096775410, TXTX4,5563.0–

1096808690, NJNJ18,8413.0–

1096975948, TXTX5,2383.0–

1097064118, MOMO41,9843.0–

1097173008, OKOK21,4723.0–

1097265202, MOMO47,3273.0–

1097346804, ININ29,6613.0–

1097445052, OHOH4,2363.0–

1097548838, MIMI18,2123.0–

1097653142, WIWI34,1443.0–

1097734731, FLFL12,1963.0–

1097818067, PAPA19,5903.0–

1097946538, ININ4,2913.0–

1098017112, PAPA38,5023.0–

1098160513, ILIL19,3433.0–

1098238834, MSMS27,3083.0–

1098377489, TXTX39,2923.0–

1098435218, ALAL6,9813.0–

1098566048, KSKS35,7173.0–

1098648017, MIMI11,3503.0–

1098735586, ALAL3,8303.0–

1098839817, GAGA11,1583.0–

1098954981, WIWI14,8703.0–

1099047119, ININ12,0423.0–

1099148362, MIMI14,9663.0–

1099254904, WIWI22,2733.0–

1099346845, ININ29,5833.0–

1099442330, KYKY9,3673.0–

1099512148, NYNY4,0233.0–

1099649242, MIMI14,7503.0–

1099708077, NJNJ20,6133.0–

1099835462, ALAL4,2033.0–

1099963028, MOMO28,4573.0–

1100079562, TXTX5,0703.0–

SHOWING 10,501–11,000 OF 16,707

1…21 22 23…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES