Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1000108848, NJNJ8,1343.2–

1000216046, PAPA19,7573.2–

1000357042, SDSD7,7563.2–

1000429369, SCSC16,5033.2–

1000543055, OHOH63,2813.2–

1000649506, MIMI34,6733.2–

1000766083, KSKS13,0113.2–

1000835757, ALAL18,5293.2–

1000965738, MOMO21,2833.2–

1001063357, MOMO6,5363.2–

1001117820, PAPA5,4993.2–

1001208332, NJNJ35,2283.2–

1001340511, KYKY38,1763.2–

1001443056, OHOH17,6373.2–

1001555311, MNMN38,4723.2–

1001655803, MNMN17,6623.2–

1001771302, LALA13,5793.2–

1001843227, OHOH25,3583.2–

1001957301, SDSD19,1043.2–

1002072802, ARAR23,2833.2–

1002162025, ILIL35,5203.2–

1002232219, FLFL14,3023.2–

1002337779, TNTN3,6493.2–

1002467207, KSKS27,4143.2–

1002517042, PAPA40,1613.2–

1002676543, TXTX34,4573.2–

1002776524, TXTX3,6683.2–

1002849454, MIMI4,8733.2–

1002928630, NCNC19,3823.2–

1003056096, MNMN2,9533.2–

1003132666, FLFL6,6623.2–

1003265536, MOMO29,9153.2–

1003370737, LALA49,0843.2–

1003435172, ALAL2,7033.2–

1003517019, PAPA19,5943.2–

1003654173, WIWI3,4033.2–

1003773003, OKOK23,2363.2–

1003864640, MOMO3,1253.2–

1003971280, LALA5,2693.2–

1004024090, VAVA4,5213.2–

1004153075, WIWI3,4023.2–

1004278154, TXTX41,9073.2–

1004355308, MNMN10,3213.2–

1004471291, LALA35,2693.2–

1004508052, NJNJ20,1273.2–

1004660048, ILIL29,1243.2–

1004728659, NCNC21,4223.2–

1004871350, LALA4,7743.2–

1004902538, MAMA4,0743.2–

1005038930, MSMS22,7003.2–

1005144302, OHOH5,4743.2–

1005214063, NYNY12,5753.2–

1005330707, GAGA16,6863.2–

1005454555, WIWI4,7283.2–

1005549441, MIMI36,7793.2–

1005652753, IAIA6,0203.2–

1005763077, MOMO11,3913.2–

1005828609, NCNC6,6153.2–

1005904280, MEME7,0403.2–

1006054665, WIWI8,8633.2–

1006122642, VAVA3,9333.2–

1006285641, AZAZ34,7523.2–

1006364060, MOMO16,4883.2–

1006479109, TXTX43,5783.2–

1006505819, VTVT9,1063.2–

1006650312, IAIA15,8023.2–

1006765248, MOMO4,4803.2–

1006812566, NYNY10,2693.2–

1006977868, TXTX18,4163.2–

1007031632, GAGA15,9423.2–

1007134207, FLFL34,0813.2–

1007254982, WIWI6,9583.2–

1007337397, TNTN10,4883.2–

1007453941, WIWI2,8173.2–

1007576133, TXTX53,9583.2–

1007635022, ALAL23,1263.2–

1007732667, FLFL3,9443.2–

1007827052, NCNC10,5063.2–

1007926836, WVWV5,6253.2–

1008035957, ALAL16,7373.2–

1008155445, MNMN13,5463.2–

1008236350, ALAL7,6593.2–

1008344256, OHOH64,9243.2–

1008440211, KYKY20,4073.2–

1008519505, PAPA3,1353.2–

1008637683, TNTN12,9433.2–

1008721774, MDMD17,1343.2–

1008846160, ININ6,5143.2–

1008966216, KSKS24,8813.2–

1009060565, ILIL40,4833.2–

1009132254, FLFL13,9273.2–

1009249637, MIMI3,6463.2–

1009373538, OKOK7,1283.2–

1009428678, NCNC5,0643.2–

1009545154, OHOH8,9693.2–

1009632433, FLFL19,7463.2–

1009778852, TXTX57,4343.2–

1009844202, OHOH23,0843.2–

1009975428, TXTX11,5313.2–

1010048374, MIMI17,6723.2–

1010123888, VAVA2,5283.2–

1010248329, MIMI24,7153.2–

1010360548, ILIL11,7213.2–

1010431407, GAGA24,8933.2–

1010548438, MIMI7,5913.2–

1010612117, NYNY2,8713.2–

1010744622, OHOH18,6613.2–

1010831324, GAGA37,4063.2–

1010915202, PAPA19,5643.2–

1011063703, MOMO8,2013.2–

1011174080, OKOK3,0033.2–

1011254767, WIWI3,3523.2–

1011338863, MSMS19,0463.2–

1011471953, ARAR13,4153.2–

1011553546, WIWI29,8673.2–

1011677028, TXTX19,1093.2–

1011722821, VAVA6,1163.2–

1011878002, TXTX7,0353.2–

1011937341, TNTN15,5913.2–

1012060112, ILIL4,6213.2–

1012176131, TXTX56,3223.2–

1012277441, TXTX41,3243.2–

1012317960, PAPA4,2643.2–

1012438138, TNTN25,1673.2–

1012519142, PAPA28,8293.2–

1012654028, WIWI2,5743.2–

1012768959, NENE4,0483.2–

1012846356, ININ19,7213.2–

1012948730, MIMI4,5843.2–

1013074134, OKOK23,3233.2–

1013176108, TXTX45,5373.2–

1013220619, MDMD14,2123.2–

1013370657, LALA5,2543.2–

1013435758, ALAL50,2663.2–

1013564156, MOMO7,9463.2–

1013660564, ILIL47,0163.2–

1013725419, WVWV13,2013.2–

1013835114, ALAL7,9223.2–

1013934472, FLFL35,8513.2–

1014028690, NCNC9,1963.2–

1014148895, MIMI11,1163.2–

1014208610, NJNJ33,4653.2–

1014345013, OHOH53,9983.2–

1014472110, ARAR11,2933.2–

1014505860, VTVT2,7283.2–

1014630736, GAGA44,4993.2–

1014770363, LALA24,1273.2–

1014854208, WIWI6,2313.2–

1014941653, KYKY11,1033.2–

1015033805, FLFL28,7513.2–

1015153574, WIWI4,0333.2–

1015246235, ININ36,3173.2–

1015346226, ININ47,0993.2–

1015427301, NCNC11,0673.2–

1015529374, SCSC3,0793.2–

1015604294, MEME3,9823.2–

1015737857, TNTN21,6573.2–

1015815537, PAPA8,0833.2–

1015938851, MSMS8,8023.2–

1016038310, TNTN6,5563.1–

1016120715, MDMD26,9153.1–

1016235950, ALAL22,6033.1–

1016360554, ILIL12,0813.1–

1016437308, TNTN3,1883.1–

1016587001, NMNM3,5603.1–

1016648159, MIMI2,5783.1–

1016717569, PAPA7,3233.1–

1016874804, OKOK23,2273.1–

1016935094, ALAL14,8543.1–

1017053913, WIWI21,7043.1–

1017149650, MIMI3,4113.1–

1017256303, MNMN25,8273.1–

1017350276, IAIA2,6793.1–

1017427541, NCNC3,3993.1–

1017535652, ALAL9,1733.1–

1017645211, OHOH38,0493.1–

1017729330, SCSC8,5723.1–

1017878583, TXTX5,2363.1–

1017950009, IAIA22,8863.1–

1018015201, PAPA13,3333.1–

1018117020, PAPA8,8263.1–

1018240484, KYKY12,3313.1–

1018338372, TNTN17,8733.1–

1018465806, MOMO13,6923.1–

1018546158, ININ24,8783.1–

1018637061, TNTN5,3823.1–

1018723970, VAVA8,1093.1–

1018828457, NCNC11,4643.1–

1018953146, WIWI7,2853.1–

1019077511, TXTX51,8923.1–

1019134222, FLFL14,8193.1–

1019222963, VAVA16,8963.1–

1019312801, NYNY14,6283.1–

1019475094, TXTX24,2003.1–

1019554487, WIWI9,5623.1–

1019677302, TXTX21,5463.1–

1019799672, AKAK4,0913.1–

1019856201, MNMN25,1463.1–

1019926104, WVWV16,8053.1–

1020045246, OHOH13,5273.1–

1020133801, FLFL35,3943.1–

1020266007, KSKS10,1503.1–

1020337663, TNTN14,2303.1–

1020422849, VAVA5,1703.1–

1020529682, SCSC3,9573.1–

1020674114, OKOK15,9443.1–

1020777521, TXTX69,0383.1–

1020830710, GAGA7,3603.1–

1020999686, AKAK3,8623.1–

1021015215, PAPA11,9073.1–

1021156721, MNMN10,6793.1–

1021203034, NHNH4,3523.1–

1021348044, MIMI58,7543.1–

1021408009, NJNJ14,3463.1–

1021544272, OHOH6,0483.1–

1021643410, OHOH10,2203.1–

1021714174, NYNY5,6693.1–

1021837640, TNTN3,8513.1–

1021912202, NYNY10,1663.1–

1022048917, MIMI32,4833.1–

1022153964, WIWI3,3713.1–

1022223236, VAVA27,9033.1–

1022365441, MOMO5,0283.1–

1022471964, ARAR4,5723.1–

1022539560, MSMS18,7023.1–

1022660560, ILIL28,7953.1–

1022731804, GAGA6,3183.1–

1022840165, KYKY38,4033.1–

1022949270, MIMI5,5673.1–

1023045140, OHOH57,2113.1–

1023103584, NHNH3,5013.1–

1023283522, IDID2,6923.1–

1023330103, GAGA14,6123.1–

1023463301, MOMO52,6673.1–

1023504345, MEME12,5793.1–

1023665706, MOMO17,1333.1–

1023778043, TXTX45,7603.1–

1023834788, FLFL22,1373.1–

1023964117, MOMO14,9193.1–

1024018072, PAPA6,9383.1–

1024137924, TNTN14,4203.1–

1024249727, MIMI6,7553.1–

1024321536, MDMD3,8333.1–

1024417724, PAPA4,6933.1–

1024543204, OHOH42,9623.1–

1024678387, TXTX9,6403.1–

1024729681, SCSC68,6503.1–

1024871105, LALA20,1793.1–

1024937811, TNTN3,9313.1–

1025046553, ININ3,8283.1–

1025176655, TXTX10,6033.1–

1025236502, ALAL15,5583.1–

1025345053, OHOH3,7183.1–

1025403741, NHNH4,1313.1–

1025533876, FLFL6,8163.1–

1025648188, MIMI45,6653.1–

1025724557, VAVA7,6783.1–

1025854449, WIWI26,1833.1–

1025949259, MIMI2,6533.1–

1026043040, OHOH38,9903.1–

1026172142, ARAR2,5573.1–

1026273443, OKOK3,3803.1–

1026364082, MOMO20,0683.1–

1026408205, NJNJ28,8773.1–

1026548005, MIMI5,3253.1–

1026660172, ILIL24,1413.1–

1026738801, MSMS29,8583.1–

1026855767, MNMN4,5823.1–

1026929541, SCSC9,3263.1–

1027054837, WIWI3,8033.1–

1027160652, ILIL41,0743.1–

1027249408, MIMI10,2883.1–

1027366062, KSKS78,8413.1–

1027421661, MDMD2,6133.1–

1027507843, NJNJ11,0983.1–

1027671235, LALA4,0343.1–

1027755016, MNMN40,6953.1–

1027816001, PAPA39,2343.1–

1027912589, NYNY18,6463.1–

1028076119, TXTX52,9743.1–

1028104085, MEME2,7623.1–

1028245840, OHOH54,5593.1–

1028346545, ININ26,6063.1–

1028414226, NYNY29,1593.1–

1028543123, OHOH67,6263.1–

1028675979, TXTX11,2733.1–

1028744281, OHOH34,7043.1–

1028853525, WIWI4,0663.1–

1028946825, ININ29,2963.1–

1029048864, MIMI23,9013.1–

1029149444, MIMI26,3723.1–

1029213323, NYNY11,0783.1–

1029327320, NCNC38,8963.1–

1029429006, SCSC9,1993.1–

1029543604, OHOH9,5943.1–

1029642749, KYKY4,4233.1–

1029765255, MOMO5,2163.1–

1029840516, KYKY2,9263.1–

1029929323, SCSC15,5733.1–

1030076567, TXTX9,0323.1–

1030178725, TXTX10,7463.1–

1030268022, NENE36,5383.1–

1030360661, ILIL11,3983.1–

1030429072, SCSC69,4073.1–

1030504419, MEME2,9413.1–

1030605250, VTVT3,8473.1–

1030772734, ARAR8,6943.1–

1030847102, ININ6,6593.1–

1030976645, TXTX11,4943.1–

1031046349, ININ3,4163.1–

1031151250, IAIA9,9703.1–

1031254005, WIWI3,2643.1–

1031314454, NYNY11,1273.1–

1031488352, NMNM4,1243.1–

1031568137, NENE24,2773.1–

1031668142, NENE4,5053.1–

1031735442, ALAL5,2303.1–

1031808031, NJNJ11,7373.1–

1031953933, WIWI4,2273.1–

1032033542, FLFL23,6123.1–

1032128356, NCNC6,5793.1–

1032235051, ALAL9,8183.1–

1032328301, NCNC16,7983.1–

1032417327, PAPA7,8283.1–

1032523030, VAVA4,4703.1–

1032607863, NJNJ3,8193.1–

1032718458, PAPA3,7923.1–

1032843026, OHOH65,2383.1–

1032968503, NENE15,8673.1–

1033055005, MNMN4,3763.1–

1033143065, OHOH46,6793.1–

1033208559, NJNJ4,8363.1–

1033348097, MIMI5,4183.1–

1033446517, ININ25,4333.1–

1033568123, NENE33,8043.1–

1033676707, TXTX15,8793.1–

1033732428, FLFL17,9503.1–

1033848178, MIMI37,7893.1–

1033968106, NENE21,2243.1–

1034035115, ALAL17,6103.1–

1034166071, KSKS12,4003.1–

1034219565, PAPA9,3023.1–

1034304456, MEME3,0693.1–

1034412122, NYNY3,5963.1–

1034503070, NHNH6,1773.1–

1034650109, IAIA3,3093.1–

1034731055, GAGA4,4683.1–

1034856358, MNMN3,1073.1–

1034904864, MEME4,9323.1–

1035048040, MIMI9,9253.1–

1035118447, PAPA9,4703.1–

1035237018, TNTN2,5013.1–

1035340330, KYKY21,2503.1–

1035446038, ININ43,7543.1–

1035528135, NCNC4,6553.1–

1035634601, FLFL24,1153.1–

1035728395, NCNC2,6883.1–

1035872106, ARAR6,2133.1–

1035968949, NENE6,6623.1–

1036038701, MSMS20,8533.1–

1036170129, LALA9,7693.1–

1036299762, AKAK4,1563.1–

1036382426, WYWY2,9413.1–

1036432656, FLFL15,8363.1–

1036563129, MOMO51,5533.1–

1036675491, TXTX5,4713.1–

1036763025, MOMO19,5083.1–

1036863038, MOMO7,1073.1–

1036948428, MIMI5,1513.1–

1037054945, WIWI3,4703.1–

1037147710, ININ18,3093.1–

1037274073, OKOK5,8813.1–

1037304930, MEME4,2583.1–

1037418834, PAPA3,2453.1–

1037572135, ARAR3,2393.1–

1037632220, FLFL12,2983.1–

1037752233, IAIA7,0003.1–

1037876541, TXTX19,0113.1–

1037917067, PAPA15,8153.1–

1038053224, WIWI21,2233.1–

1038170394, LALA13,3953.1–

1038241007, KYKY4,4453.1–

1038356073, MNMN17,3393.1–

1038446229, ININ28,4573.1–

1038515221, PAPA29,3743.1–

1038675792, TXTX3,8983.1–

1038748324, MIMI17,0983.1–

1038831525, GAGA28,9263.1–

1038929054, SCSC11,1743.1–

1039062995, ILIL6,3393.1–

1039170584, LALA7,4813.1–

1039265802, MOMO46,7393.1–

1039349307, MIMI18,4073.1–

1039455320, MNMN5,9983.1–

1039515632, PAPA8,3773.1–

1039630739, GAGA6,7463.1–

1039718330, PAPA8,2193.1–

1039839482, MSMS12,6063.1–

1039948817, MIMI5,4163.1–

1040031620, GAGA10,9693.1–

1040123837, VAVA4,6233.1–

1040276106, TXTX35,9463.1–

1040378219, TXTX17,9243.1–

1040432040, FLFL8,9783.1–

1040537843, TNTN4,4263.1–

1040672751, ARAR9,9973.1–

1040748093, MIMI25,0143.1–

1040874146, OKOK16,5073.1–

1040946567, ININ9,2923.1–

1041008062, NJNJ17,9353.1–

1041174015, OKOK8,6763.1–

1041272761, ARAR24,7453.1–

1041337841, TNTN10,1993.1–

1041412901, NYNY31,4473.1–

1041556352, MNMN6,1123.1–

1041665708, MOMO12,8693.1–

1041772143, ARAR35,0003.1–

1041860628, ILIL60,4313.1–

1041920733, MDMD2,6693.1–

1042025438, WVWV7,3303.1–

1042174525, OKOK10,4313.1–

1042231546, GAGA7,0973.1–

1042343116, OHOH2,6843.1–

1042419518, PAPA16,8053.1–

1042518034, PAPA9,2093.1–

1042627576, NCNC21,6243.1–

1042775048, TXTX30,9933.1–

1042828719, NCNC6,7863.1–

1042948168, MIMI25,0383.1–

1043040213, KYKY16,0543.1–

1043114051, NYNY19,7393.1–

1043260544, ILIL27,3063.1–

1043317339, PAPA6,2813.1–

1043438375, TNTN8,4753.1–

1043582401, WYWY7,0673.1–

1043635773, ALAL14,6063.1–

1043710547, NYNY7,2053.1–

1043838063, TNTN15,9583.1–

1043949509, MIMI28,1523.1–

1044047868, ININ2,6663.1–

1044160090, ILIL38,2983.1–

1044215228, PAPA18,2363.1–

1044349246, MIMI3,3823.1–

1044430683, GAGA7,2983.1–

1044548421, MIMI6,9353.1–

1044652033, IAIA3,2923.1–

1044746703, ININ18,5723.1–

1044803237, NHNH2,5753.1–

1044977651, TXTX13,6643.1–

1045019425, PAPA17,2193.1–

1045135747, ALAL6,5593.1–

1045244076, OHOH4,6783.1–

1045376005, TXTX7,1023.1–

1045476078, TXTX10,8283.1–

1045518414, PAPA5,4443.1–

1045675496, TXTX2,8933.1–

1045744136, OHOH24,9463.1–

1045878227, TXTX44,0353.1–

1045929706, SCSC18,7423.1–

1046077064, TXTX49,5913.1–

1046125880, WVWV6,1633.1–

1046278372, TXTX5,3833.1–

1046318444, PAPA13,6043.1–

1046477017, TXTX29,6403.1–

1046543701, OHOH56,4023.1–

1046640734, KYKY3,6023.1–

1046763126, MOMO15,4523.1–

1046839573, MSMS10,9313.1–

1046912061, NYNY9,8543.1–

1047035042, ALAL5,9243.1–

1047178163, TXTX19,1413.1–

1047255068, MNMN33,1193.1–

1047360406, ILIL23,3273.1–

1047417360, PAPA5,7353.1–

1047577044, TXTX58,3473.1–

1047604938, MEME10,5423.1–

1047743082, OHOH34,5633.1–

1047865559, MOMO9,3033.1–

1047926704, WVWV5,1483.1–

1048041076, KYKY17,1583.1–

1048144253, OHOH3,5523.1–

1048277429, TXTX96,3343.1–

1048356069, MNMN4,9913.1–

1048439437, MSMS12,5303.1–

1048534974, FLFL23,9753.1–

1048635811, ALAL31,0083.1–

1048730521, GAGA6,7733.1–

1048812458, NYNY3,0743.1–

1048968372, NENE4,1353.1–

1049066040, KSKS3,6513.1–

1049153916, WIWI22,8083.1–

1049263385, MOMO51,3303.1–

1049381067, COCO5,5233.1–

1049479762, TXTX39,9273.1–

1049502859, RIRI7,0183.1–

1049618519, PAPA5,2663.1–

1049774129, OKOK18,3823.1–

1049868005, NENE21,9843.1–

1049960064, ILIL14,8843.1–

1050053168, WIWI9,0363.1–

SHOWING 10,001–10,500 OF 16,707

1…20 21 22…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES