Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

950148045, MIMI24,0613.3–

950217324, PAPA4,4333.3–

950308034, NJNJ20,9013.3–

950427028, NCNC26,5663.3–

950538018, TNTN38,5273.3–

950630157, GAGA53,4453.3–

950730141, GAGA27,2203.3–

950854017, WIWI20,3663.3–

950908534, NJNJ13,2723.3–

951045215, OHOH30,5863.3–

951170454, LALA34,5643.3–

951270458, LALA39,0343.3–

951308318, NJNJ11,9613.3–

951449065, MIMI7,0923.3–

951527401, NCNC21,9203.3–

951630294, GAGA41,9833.3–

951727332, NCNC36,9473.3–

951848014, MIMI4,2943.3–

951954634, WIWI4,4843.3–

952030135, GAGA66,8003.3–

952170554, LALA4,7283.3–

952270450, LALA2,9213.3–

952368069, NENE3,2073.3–

952473093, OKOK3,7673.3–

952538581, TNTN4,0793.3–

952624151, VAVA18,1543.3–

952731811, GAGA6,0523.3–

952875065, TXTX13,6573.3–

952976036, TXTX36,0443.3–

953053122, WIWI6,5083.3–

953105257, VTVT2,8073.3–

953277020, TXTX23,6863.3–

953311789, NYNY7,3693.3–

953437032, TNTN5,4533.3–

953548430, MIMI39,3093.3–

953637302, TNTN5,0823.3–

953763390, MOMO10,9703.3–

953865101, MOMO28,7933.3–

953971073, LALA2,6543.3–

954068818, NENE5,6803.3–

954135986, ALAL8,2073.3–

954208075, NJNJ30,6153.3–

954374855, OKOK4,2493.3–

954460188, ILIL42,3073.3–

954524333, VAVA17,3903.3–

954678621, TXTX30,4113.3–

954731313, GAGA42,8383.3–

954874454, OKOK2,8313.3–

954965336, MOMO6,5193.3–

955029341, SCSC20,6473.3–

955153083, WIWI21,5793.3–

955255014, MNMN29,0473.3–

955320676, MDMD3,2183.3–

955428303, NCNC30,9653.3–

955543015, OHOH61,4013.3–

955608741, NJNJ2,7093.3–

955739503, MSMS55,0593.3–

955832305, FLFL19,3843.3–

955907064, NJNJ3,4813.3–

956018944, PAPA27,5703.3–

956155375, MNMN4,3263.3–

956254722, WIWI4,2773.3–

956303037, NHNH4,7143.3–

956436904, ALAL4,2753.3–

956545440, OHOH22,3583.3–

956630179, GAGA19,8823.3–

956746571, ININ6,3153.3–

956829223, SCSC53,0743.3–

956948462, MIMI13,2793.3–

957068405, NENE3,5753.3–

957123832, VAVA41,4423.3–

957265565, MOMO4,8453.2–

957327549, NCNC25,5433.2–

957428635, NCNC2,6693.2–

957540014, KYKY23,1013.2–

957607023, NJNJ7,7993.2–

957758601, NDND29,9163.2–

957804222, MEME4,2623.2–

957978562, TXTX3,2113.2–

958013476, NYNY2,5723.2–

958144122, OHOH36,6783.2–

958256438, MNMN2,9423.2–

958377471, TXTX45,3253.2–

958431029, GAGA19,4033.2–

958546540, ININ12,9933.2–

958649306, MIMI11,0283.2–

958775803, TXTX21,7703.2–

958832064, FLFL7,7583.2–

958975418, TXTX15,1553.2–

959043551, OHOH43,7703.2–

959130187, GAGA8,1373.2–

959242519, KYKY2,7563.2–

959377591, TXTX18,2943.2–

959446410, ININ39,2433.2–

959577510, TXTX14,1553.2–

959653110, WIWI17,8533.2–

959775068, TXTX72,7103.2–

959805468, VTVT13,3243.2–

959919941, DEDE3,4353.2–

960040299, KYKY42,2073.2–

960170601, LALA30,8723.2–

960218337, PAPA15,7993.2–

960328642, NCNC5,6023.2–

960443103, OHOH13,1303.2–

960517889, PAPA3,0393.2–

960632340, FLFL10,3023.2–

960746224, ININ40,2283.2–

960814221, NYNY55,2553.2–

960935903, ALAL17,1133.2–

961019390, PAPA12,5463.2–

961172032, ARAR34,4693.2–

961249507, MIMI38,4873.2–

961348356, MIMI8,3653.2–

961424523, VAVA20,3493.2–

961577375, TXTX72,3113.2–

961627542, NCNC9,8503.2–

961728323, NCNC4,7583.2–

961819365, PAPA8,0063.2–

961917821, PAPA18,6133.2–

962089049, NVNV2,7233.2–

962140403, KYKY27,6073.2–

962274008, OKOK34,0063.2–

962368601, NENE30,9443.2–

962454758, WIWI4,5773.2–

962549690, MIMI6,6573.2–

962655783, MNMN2,6393.2–

962717268, PAPA29,3623.2–

962864089, MOMO14,3803.2–

962944233, OHOH8,1033.2–

963063303, MOMO46,0893.2–

963198947, WAWA3,2553.2–

963260520, ILIL2,9793.2–

963343046, OHOH2,9463.2–

963412110, NYNY20,0813.2–

963517837, PAPA18,4033.2–

963678612, TXTX19,7993.2–

963760606, ILIL3,8403.2–

963864075, MOMO12,1213.2–

963953179, WIWI6,4693.2–

964077357, TXTX37,5923.2–

964108836, NJNJ3,8553.2–

964223009, VAVA8,2703.2–

964330830, GAGA15,3133.2–

964448042, MIMI33,8753.2–

964536527, ALAL21,7653.2–

964627929, NCNC3,2813.2–

964749519, MIMI27,9653.2–

964803244, NHNH8,1563.2–

964975707, TXTX17,5323.2–

965007421, NJNJ6,9773.2–

965137345, TNTN2,6593.2–

965203753, NHNH3,5093.2–

965349230, MIMI10,0773.2–

965436117, ALAL53,1723.2–

965512158, NYNY5,8783.2–

965630127, GAGA71,6263.2–

965776028, TXTX81,5493.2–

965826201, WVWV18,6893.2–

965917316, PAPA8,4973.2–

966056058, MNMN6,0673.2–

966124095, VAVA3,9623.2–

966253094, WIWI17,9983.2–

966387547, NMNM5,8373.2–

966473105, OKOK5,9003.2–

966574872, OKOK2,9013.2–

966630646, GAGA8,4603.2–

966701827, MAMA3,4083.2–

966875089, TXTX35,6193.2–

966985546, AZAZ20,8093.2–

967049706, MIMI4,9203.2–

967155349, MNMN3,5493.2–

967254983, WIWI4,1443.2–

967342266, KYKY2,9563.2–

967457022, SDSD5,3393.2–

967521901, MDMD19,5143.2–

967616933, PAPA6,6103.2–

967728138, NCNC10,2713.2–

967821015, MDMD30,0133.2–

967945371, OHOH22,8653.2–

968073401, OKOK36,8333.2–

968168847, NENE18,3543.2–

968263383, MOMO16,9273.2–

968355038, MNMN25,0613.2–

968455350, MNMN18,6103.2–

968501520, MAMA16,9123.2–

968657747, SDSD5,8393.2–

968736025, ALAL7,4503.2–

968854986, WIWI5,3943.2–

968931036, GAGA10,9603.2–

969049696, MIMI10,4773.2–

969146741, ININ4,7133.2–

969263070, MOMO8,4283.2–

969333513, FLFL14,2893.2–

969444087, OHOH22,1853.2–

969540351, KYKY22,3223.2–

969654121, WIWI3,2573.2–

969775771, TXTX21,2383.2–

969839470, MSMS13,9263.2–

969920640, MDMD10,6853.2–

970017777, PAPA7,0303.2–

970117267, PAPA2,9163.2–

970228103, NCNC10,7143.2–

970303045, NHNH14,0803.2–

970478412, TXTX38,6313.2–

970508327, NJNJ3,4083.2–

970637852, TNTN2,7333.2–

970755006, MNMN3,6943.2–

970868144, NENE25,7323.2–

970954911, WIWI25,3083.2–

971037752, TNTN6,1853.2–

971149058, MIMI19,5513.2–

971204429, MEME5,0083.2–

971360510, ILIL29,0383.2–

971444090, OHOH10,6703.2–

971546142, ININ34,3483.2–

971627882, NCNC8,3583.2–

971721237, MDMD31,4253.2–

971837687, TNTN4,4933.2–

971918036, PAPA15,5813.2–

972019707, DEDE17,3763.2–

972154660, WIWI16,1243.2–

972224588, VAVA8,8173.2–

972356549, MNMN5,0283.2–

972412074, NYNY2,8483.2–

972512180, NYNY53,4793.2–

972678260, TXTX38,0233.2–

972718041, PAPA5,7683.2–

972845845, OHOH3,4293.2–

972976446, TXTX8,1313.2–

973063011, MOMO35,9203.2–

973154619, WIWI3,8493.2–

973238139, TNTN16,4663.2–

973385756, AZAZ37,7003.2–

973431329, GAGA9,6093.2–

973579935, TXTX18,7203.2–

973628761, NCNC8,1503.2–

973777054, TXTX28,2723.2–

973888008, NMNM12,6233.2–

973935127, ALAL9,4423.2–

974079124, TXTX12,0193.2–

974146052, ININ23,5533.2–

974282716, WYWY16,8173.2–

974324137, VAVA2,7673.2–

974453048, WIWI3,4203.2–

974518235, PAPA19,1583.2–

974626541, WVWV3,2543.2–

974740026, KYKY5,9753.2–

974853010, WIWI7,4443.2–

974975701, TXTX36,3443.2–

975054101, WIWI2,9983.2–

975163090, MOMO23,2583.2–

975225434, WVWV3,2723.2–

975328312, NCNC19,7933.2–

975404254, MEME3,1023.2–

975576511, TXTX2,7023.2–

975645865, OHOH5,5223.2–

975774743, OKOK8,0753.2–

975810928, NYNY5,0713.2–

975973121, OKOK3,0753.2–

976041071, KYKY19,6803.2–

976146373, ININ18,8433.2–

976276528, TXTX18,9353.2–

976374055, OKOK51,3813.2–

976427283, NCNC3,3663.2–

976555315, MNMN7,1473.2–

976638637, MSMS26,6473.2–

976768002, NENE2,6023.2–

976837643, TNTN34,1203.2–

976975159, TXTX23,4563.2–

977055347, MNMN30,4293.2–

977127344, NCNC19,1983.2–

977224550, VAVA8,1903.2–

977337879, TNTN11,8543.2–

977437821, TNTN22,9093.2–

977564138, MOMO23,8053.2–

977619506, PAPA7,1083.2–

977732653, FLFL15,1503.2–

977855372, MNMN34,7723.2–

977908505, NJNJ19,1423.2–

978048331, MIMI21,5623.2–

978127239, NCNC7,9543.2–

978203431, NHNH25,0653.2–

978370578, LALA16,4323.2–

978475835, TXTX12,4393.2–

978570422, LALA15,3993.2–

978660185, ILIL33,7033.2–

978704084, MEME7,9003.2–

978827233, NCNC3,1783.2–

978976050, TXTX7,2823.2–

979065810, MOMO22,1373.2–

979128574, NCNC20,9903.2–

979256477, MNMN2,5943.2–

979360558, ILIL13,4463.2–

979445644, OHOH4,6193.2–

979579414, TXTX17,5963.2–

979613743, NYNY3,0773.2–

979775149, TXTX58,2623.2–

979853172, WIWI20,4423.2–

979940353, KYKY22,7253.2–

980046304, ININ28,3073.2–

980147459, ININ3,4853.2–

980204287, MEME3,1883.2–

980335763, ALAL19,8193.2–

980424441, VAVA6,5203.2–

980577486, TXTX7,1953.2–

980656278, MNMN2,6983.2–

980755976, MNMN8,5093.2–

980849345, MIMI13,5123.2–

980952052, IAIA2,9993.2–

981049735, MIMI20,7733.2–

981175639, TXTX2,5363.2–

981247250, ININ22,8843.2–

981370447, LALA17,8973.2–

981445652, OHOH3,3603.2–

981557717, SDSD8,9833.2–

981648003, MIMI6,3393.2–

981770087, LALA7,3143.2–

981878226, TXTX6,5543.2–

981979930, TXTX24,1233.2–

982037853, TNTN3,3653.2–

982148346, MIMI23,1673.2–

982254169, WIWI3,2523.2–

982327896, NCNC19,4553.2–

982416156, PAPA3,4313.2–

982511951, NYNY15,9383.2–

982685350, AZAZ19,0113.2–

982730814, GAGA10,6823.2–

982871038, LALA3,7963.2–

982918201, PAPA32,0673.2–

983066112, KSKS12,8813.2–

983129646, SCSC27,9023.2–

983275601, TXTX15,7803.2–

983377469, TXTX69,8263.2–

983430206, GAGA3,3123.2–

983549346, MIMI5,5533.2–

983608809, NJNJ6,7033.2–

983750112, IAIA11,8623.2–

983876448, TXTX5,1003.2–

983927358, NCNC15,6853.2–

984027013, NCNC6,5753.2–

984143231, OHOH23,0093.2–

984244234, OHOH3,6173.2–

984343224, OHOH44,3193.2–

984435816, ALAL15,9393.2–

984548096, MIMI3,7783.2–

984678539, TXTX37,1683.2–

984730180, GAGA43,0133.2–

984816509, PAPA28,5953.2–

984928379, NCNC23,4173.2–

985068003, NENE5,1393.2–

985163040, MOMO8,5263.2–

985277494, TXTX140,1573.2–

985329212, SCSC27,6573.2–

985432209, FLFL34,6573.2–

985519543, PAPA6,4013.2–

985617257, PAPA29,2043.2–

985712186, NYNY6,5123.2–

985863755, MOMO27,6293.2–

985924574, VAVA3,6663.2–

986035091, ALAL3,8023.2–

986170570, LALA37,5653.2–

986276244, TXTX76,7283.2–

986366030, KSKS26,3283.2–

986407930, NJNJ8,6483.2–

986515218, PAPA13,3793.2–

986630116, GAGA22,1893.2–

986741075, KYKY17,2403.2–

986821655, MDMD5,0533.2–

986931909, GAGA39,3643.2–

987004281, MEME5,3173.2–

987135750, ALAL13,4133.2–

987256479, MNMN5,0213.2–

987399567, AKAK6,4523.2–

987476247, TXTX21,7263.2–

987576043, TXTX6,8583.2–

987655304, MNMN49,7373.2–

987703470, NHNH4,9333.2–

987868801, NENE30,8243.2–

987978411, TXTX23,6823.2–

988079119, TXTX24,9073.2–

988120732, MDMD10,7223.2–

988254421, WIWI3,4683.2–

988345011, OHOH75,8643.2–

988448131, MIMI8,6373.2–

988529835, SCSC6,8873.2–

988637763, TNTN16,9843.2–

988747454, ININ7,5553.2–

988850327, IAIA13,1773.2–

988913856, NYNY5,8813.2–

989049079, MIMI13,4143.2–

989119540, PAPA11,9573.2–

989260448, ILIL24,4053.2–

989372117, ARAR13,4383.2–

989417222, PAPA10,5503.2–

989583211, IDID6,7433.2–

989674834, OKOK7,9523.2–

989777303, TXTX28,8543.2–

989871119, LALA10,0033.2–

989953949, WIWI6,2923.2–

990040391, KYKY36,7963.2–

990129684, SCSC5,9133.2–

990235739, ALAL5,1343.2–

990342539, KYKY9,2493.2–

990476708, TXTX27,7903.2–

990585173, AZAZ2,6003.2–

990627018, NCNC7,3883.2–

990736106, ALAL14,0653.2–

990831316, GAGA13,8123.2–

990955374, MNMN16,6613.2–

991007435, NJNJ2,7033.2–

991114613, NYNY15,0473.2–

991287021, NMNM2,8713.2–

991399577, AKAK28,4773.2–

991499705, AKAK21,7693.2–

991539211, MSMS23,8383.2–

991614075, NYNY44,5203.2–

991760403, ILIL18,3713.2–

991808520, NJNJ29,5043.2–

991971001, LALA3,7473.2–

992037886, TNTN3,6703.2–

992171655, ARAR14,0223.2–

992260506, ILIL50,0383.2–

992346310, ININ14,0773.2–

992418073, PAPA11,7553.2–

992553565, WIWI4,7783.2–

992617233, PAPA4,9613.2–

992708021, NJNJ49,3053.2–

992857071, SDSD3,1493.2–

992964086, MOMO23,5993.2–

993018078, PAPA7,8573.2–

993176549, TXTX56,0383.2–

993208234, NJNJ47,3393.2–

993353925, WIWI8,7543.2–

993430461, GAGA17,4473.2–

993518424, PAPA5,2133.2–

993646107, ININ13,0203.2–

993708055, NJNJ29,1093.2–

993848185, MIMI48,5303.2–

993947520, ININ2,9333.2–

994043130, OHOH62,9333.2–

994135071, ALAL17,2883.2–

994255075, MNMN20,7143.2–

994344012, OHOH25,7523.2–

994428174, NCNC9,5733.2–

994546765, ININ5,7863.2–

994638115, TNTN38,4913.2–

994750021, IAIA30,2833.2–

994870438, LALA19,3493.2–

994960089, ILIL42,8723.2–

995020866, MDMD15,9863.2–

995146062, ININ41,0603.2–

995273080, OKOK10,7733.2–

995375503, TXTX26,3723.2–

995431820, GAGA14,0053.2–

995570075, LALA5,3923.2–

995603033, NHNH5,7363.2–

995739540, MSMS13,2033.2–

995849461, MIMI9,7073.2–

995944442, OHOH3,7623.2–

996030220, GAGA5,3663.2–

996136264, ALAL8,0253.2–

996264015, MOMO32,2453.2–

996358703, NDND22,1393.2–

996475709, TXTX6,0153.2–

996554217, WIWI8,0223.2–

996636265, ALAL22,4523.2–

996704963, MEME7,5243.2–

996856267, MNMN6,7833.2–

996946742, ININ3,2923.2–

997049127, MIMI11,1553.2–

997137033, TNTN8,2493.2–

997246033, ININ40,8813.2–

997337642, TNTN15,0113.2–

997419526, PAPA11,5813.2–

997565770, MOMO2,5993.2–

997642160, KYKY2,8223.2–

997718076, PAPA2,8333.2–

997838585, TNTN4,0843.2–

997965712, MOMO9,0153.2–

998024017, VAVA23,6783.2–

998117004, PAPA5,5513.2–

998229655, SCSC7,5553.2–

998360164, ILIL20,8723.2–

998497630, OROR5,5093.2–

998508880, NJNJ4,8673.2–

998637854, TNTN12,4783.2–

998748855, MIMI16,6683.2–

998836750, ALAL3,1613.2–

998928159, NCNC3,2503.2–

999076066, TXTX5,8653.2–

999176060, TXTX9,4443.2–

999264040, MOMO6,3793.2–

999336064, ALAL14,1033.2–

999475846, TXTX2,7413.2–

999529940, SCSC3,2563.2–

999655336, MNMN8,2963.2–

999701543, MAMA9,3533.2–

999876240, TXTX29,4193.2–

999928590, NCNC27,4713.2–

1000054136, WIWI7,0193.2–

SHOWING 9,501–10,000 OF 16,707

1…19 20 21…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES