Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

900108053, NJNJ48,1793.4–

900268023, NENE2,6873.4–

900320136, VAVA32,3253.4–

900419701, DEDE42,9843.3–

900571107, LALA31,7343.3–

900617038, PAPA8,3943.3–

900778501, TXTX58,9353.3–

900824019, VAVA28,5853.3–

900976001, TXTX38,9133.3–

901046550, ININ12,8433.3–

901176226, TXTX43,5873.3–

901248375, MIMI24,0293.3–

901321206, MDMD48,9023.3–

901418853, PAPA4,0283.3–

901530268, GAGA10,8743.3–

901628168, NCNC10,4843.3–

901735601, ALAL35,4493.3–

901853954, WIWI6,6783.3–

901938468, TNTN5,5453.3–

902060061, ILIL27,9743.3–

902179925, TXTX38,6213.3–

902260118, ILIL15,8923.3–

902363101, MOMO3,1303.3–

902419401, PAPA43,3593.3–

902532526, FLFL44,6803.3–

902656307, MNMN5,3853.3–

902728075, NCNC21,5173.3–

902845414, OHOH21,1673.3–

902949002, MIMI19,7373.3–

903045373, OHOH37,5653.3–

903153132, WIWI35,4333.3–

903246268, ININ25,9133.3–

903315012, PAPA15,4123.3–

903412835, NYNY2,7083.3–

903521769, MDMD11,9653.3–

903675249, TXTX16,4473.3–

903777706, TXTX30,3933.3–

903853213, WIWI26,9053.3–

903979416, TXTX36,4423.3–

904017842, PAPA8,2663.3–

904170079, LALA2,7573.3–

904248444, MIMI9,4833.3–

904338826, MSMS5,8943.3–

904475494, TXTX11,4703.3–

904544618, OHOH7,8463.3–

904677355, TXTX32,8473.3–

904749622, MIMI2,6343.3–

904832570, FLFL37,1973.3–

904935967, ALAL16,9573.3–

905031015, GAGA18,7143.3–

905176182, TXTX30,2423.3–

905218326, PAPA3,5593.3–

905360465, ILIL18,0813.3–

905408865, NJNJ31,4273.3–

905556353, MNMN9,5463.3–

905636695, ALAL52,6903.3–

905785747, AZAZ27,7533.3–

905829229, SCSC51,8613.3–

905975180, TXTX26,4553.3–

906012308, NYNY15,5113.3–

906129687, SCSC44,8613.3–

906249643, MIMI6,9633.3–

906346590, ININ5,0803.3–

906472634, ARAR4,9773.3–

906579705, TXTX46,6533.3–

906648416, MIMI4,9963.3–

906760153, ILIL23,2013.3–

906840071, KYKY17,2393.3–

906930124, GAGA2,5883.3–

907063348, MOMO10,3943.3–

907125427, WVWV16,5953.3–

907230161, GAGA34,7053.3–

907321013, MDMD5,6103.3–

907467220, KSKS16,2703.3–

907528305, NCNC5,7103.3–

907613203, NYNY16,1803.3–

907730274, GAGA34,0813.3–

907827349, NCNC7,0613.3–

907953223, WIWI28,7933.3–

908099701, AKAK18,0613.3–

908149348, MIMI13,6993.3–

908255011, MNMN11,4823.3–

908307832, NJNJ3,5933.3–

908468434, NENE9,0993.3–

908574331, OKOK7,0583.3–

908648307, MIMI44,7143.3–

908721122, MDMD61,5663.3–

908855419, MNMN29,7383.3–

908946770, ININ2,5303.3–

909029532, SCSC19,8573.3–

909112065, NYNY45,1163.3–

909279407, TXTX24,0003.3–

909307860, NJNJ26,0473.3–

909414127, NYNY31,5433.3–

909578259, TXTX29,8263.3–

909648306, MIMI28,3893.3–

909755321, MNMN5,6463.3–

909854636, WIWI16,7273.3–

909968110, NENE9,2293.3–

910028018, NCNC5,0343.3–

910154757, WIWI3,5843.3–

910243022, OHOH3,6353.3–

910312015, NYNY3,8523.3–

910443787, OHOH2,5243.3–

910527217, NCNC41,4063.3–

910607649, NJNJ8,2353.3–

910740390, KYKY7,4293.3–

910848446, MIMI30,5813.3–

910955434, MNMN33,0293.3–

911037825, TNTN8,4093.3–

911154889, WIWI2,8373.3–

911241501, KYKY23,7543.3–

911348002, MIMI3,1203.3–

911430666, GAGA10,5853.3–

911578218, TXTX39,4283.3–

911666220, KSKS8,5353.3–

911730554, GAGA8,9803.3–

911840456, KYKY8,3703.3–

911953225, WIWI25,1873.3–

912048858, MIMI42,2263.3–

912164701, MOMO14,7313.3–

912221804, MDMD40,4303.3–

912336875, ALAL4,0173.3–

912417090, PAPA5,2063.3–

912535541, ALAL3,8953.3–

912657201, SDSD26,7813.3–

912729150, SCSC38,5383.3–

912875114, TXTX9,3333.3–

912948371, MIMI25,9723.3–

913075455, TXTX26,9033.3–

913133868, FLFL13,8273.3–

913276065, TXTX47,4383.3–

913301518, MAMA2,5983.3–

913405354, VTVT2,7093.3–

913508619, NJNJ24,0893.3–

913644117, OHOH9,1723.3–

913718018, PAPA32,9653.3–

913876033, TXTX29,5383.3–

913923141, VAVA7,8143.3–

914028431, NCNC5,9013.3–

914107924, NJNJ7,7133.3–

914254937, WIWI21,6873.3–

914376651, TXTX3,9843.3–

914408093, NJNJ9,4383.3–

914575762, TXTX15,7043.3–

914631569, GAGA5,5063.3–

914772081, ARAR7,4363.3–

914804276, MEME5,9423.3–

914947433, ININ4,1763.3–

915055449, MNMN34,4433.3–

915171753, ARAR15,4743.3–

915270058, LALA39,5783.3–

915324179, VAVA18,7733.3–

915428334, NCNC22,8733.3–

915508850, NJNJ8,5383.3–

915668803, NENE25,5343.3–

915727534, NCNC30,4153.3–

915823603, VAVA3,5043.3–

915944609, OHOH3,7823.3–

916012549, NYNY10,7453.3–

916128655, NCNC55,1003.3–

916223860, VAVA31,4043.3–

916350171, IAIA2,5243.3–

916438119, TNTN23,4643.3–

916504027, MEME6,6293.3–

916643014, OHOH3,7383.3–

916717040, PAPA2,6313.3–

916853960, WIWI3,3963.3–

916965723, MOMO3,1233.3–

917064776, MOMO3,3743.3–

917155731, MNMN5,3613.3–

917248323, MIMI17,2353.3–

917318074, PAPA5,5903.3–

917424540, VAVA31,0133.3–

917578114, TXTX24,2833.3–

917656373, MNMN3,3293.3–

917753527, WIWI11,9243.3–

917828086, NCNC29,4603.3–

917938651, MSMS8,7313.3–

918021244, MDMD38,2083.3–

918104605, MEME14,5293.3–

918251503, IAIA37,9723.3–

918376502, TXTX52,6693.3–

918422923, VAVA6,4353.3–

918540965, KYKY11,5613.3–

918664083, MOMO26,2013.3–

918737650, TNTN12,7743.3–

918875182, TXTX8,3363.3–

918938023, TNTN5,6823.3–

919014620, NYNY23,7693.3–

919103858, NHNH4,8363.3–

919246220, ININ36,9523.3–

919303057, NHNH2,7093.3–

919419050, PAPA29,3733.3–

919538133, TNTN21,2783.3–

919605851, VTVT6,0243.3–

919720695, MDMD16,4073.3–

919868502, NENE25,8463.3–

919944072, OHOH5,4053.3–

920023924, VAVA5,9153.3–

920175752, TXTX7,5363.3–

920221224, MDMD47,4653.3–

920370507, LALA20,0963.3–

920477968, TXTX2,6053.3–

920565584, MOMO10,5533.3–

920670520, LALA20,3903.3–

920728560, NCNC28,6613.3–

920864730, MOMO6,4323.3–

920968507, NENE16,0293.3–

921032309, FLFL33,5443.3–

921129376, SCSC8,9353.3–

921220112, VAVA30,5003.3–

921343004, OHOH31,4773.3–

921447172, ININ21,0453.3–

921566086, KSKS10,9403.3–

921604274, MEME5,9543.3–

921737310, TNTN4,3703.3–

921837690, TNTN4,7223.3–

921968134, NENE28,8233.3–

922019464, PAPA49,1013.3–

922119804, DEDE18,7793.3–

922278223, TXTX58,9833.3–

922332424, FLFL7,5863.3–

922432134, FLFL7,4423.3–

922555123, MNMN26,5013.3–

922614031, NYNY9,8853.3–

922731545, GAGA16,5683.3–

922824502, VAVA41,9793.3–

922943023, OHOH15,6883.3–

923053534, WIWI12,2413.3–

923151041, IAIA7,3243.3–

923218801, PAPA8,1023.3–

923317501, PAPA4,6143.3–

923445103, OHOH36,9383.3–

923537880, TNTN3,5993.3–

923672543, ARAR12,3503.3–

923788021, NMNM16,2983.3–

923821239, MDMD27,3463.3–

923921782, MDMD3,7043.3–

924076230, TXTX10,5363.3–

924187068, NMNM5,4323.3–

924224184, VAVA4,5273.3–

924317340, PAPA11,4053.3–

924474070, OKOK15,4473.3–

924560015, ILIL28,0963.3–

924620772, MDMD54,3193.3–

924757703, SDSD18,0133.3–

924823662, VAVA12,6393.3–

924943064, OHOH18,1433.3–

925055943, MNMN3,2213.3–

925130813, GAGA52,4663.3–

925276082, TXTX24,8803.3–

925377808, TXTX15,7973.3–

925403276, NHNH9,0153.3–

925576073, TXTX7,6483.3–

925644022, OHOH16,6173.3–

925733873, FLFL13,9353.3–

925853220, WIWI27,7823.3–

925960154, ILIL16,4363.3–

926049426, MIMI40,5233.3–

926122534, VAVA3,2903.3–

926272556, ARAR3,7653.3–

926307463, NJNJ10,1643.3–

926428429, NCNC9,6623.3–

926517018, PAPA3,9023.3–

926663119, MOMO34,1813.3–

926731548, GAGA24,0703.3–

926833870, FLFL25,1953.3–

926964064, MOMO20,0503.3–

927029501, SCSC48,6733.3–

927178962, TXTX5,2363.3–

927230132, GAGA53,3483.3–

927355718, MNMN3,1113.3–

927455330, MNMN45,7213.3–

927512754, NYNY8,2963.3–

927605060, VTVT4,2683.3–

927743003, OHOH3,7233.3–

927827205, NCNC36,9473.3–

927979922, TXTX6,8003.3–

928027295, NCNC39,2673.3–

928121716, MDMD7,2003.3–

928227053, NCNC3,0683.3–

928329303, SCSC28,3813.3–

928445040, OHOH59,5183.3–

928546168, ININ38,8263.3–

928665714, MOMO37,0133.3–

928717815, PAPA29,7903.3–

928849038, MIMI8,6163.3–

928978228, TXTX56,1653.3–

929075482, TXTX26,4833.3–

929118914, PAPA21,5983.3–

929275041, TXTX32,9433.3–

929330547, GAGA3,7673.3–

929445255, OHOH22,3133.3–

929535226, ALAL38,5883.3–

929670339, LALA4,8483.3–

929701430, MAMA6,4813.3–

929823867, VAVA5,1733.3–

929901077, MAMA9,2173.3–

930008722, NJNJ11,0883.3–

930149083, MIMI8,2543.3–

930248383, MIMI13,2853.3–

930378064, TXTX16,3653.3–

930419023, PAPA22,2473.3–

930544094, OHOH36,8733.3–

930607882, NJNJ15,1153.3–

930703225, NHNH3,8343.3–

930843076, OHOH9,4563.3–

930985705, AZAZ54,7003.3–

931077381, TXTX36,1393.3–

931176210, TXTX47,6103.3–

931263050, MOMO18,7443.3–

931332506, FLFL34,5493.3–

931444401, OHOH2,5263.3–

931563701, MOMO39,3453.3–

931667226, KSKS21,5963.3–

931735111, ALAL20,3423.3–

931876504, TXTX26,1663.3–

931949286, MIMI14,1283.3–

932049319, MIMI18,8023.3–

932103868, NHNH6,1333.3–

932224073, VAVA29,6773.3–

932371351, LALA11,4993.3–

932440601, KYKY51,8933.3–

932556368, MNMN4,2623.3–

932629360, SCSC22,0853.3–

932774953, OKOK12,4063.3–

932847150, ININ49,1443.3–

932976542, TXTX53,8923.3–

933065270, MOMO16,6123.3–

933148808, MIMI6,5273.3–

933205641, VTVT16,9363.3–

933318051, PAPA3,6243.3–

933448158, MIMI7,7703.3–

933537847, TNTN2,5133.3–

933644691, OHOH44,3443.3–

933753013, WIWI3,7173.3–

933849505, MIMI32,4263.3–

933973169, OKOK3,0953.3–

934092342, CACA7,6063.3–

934155904, MNMN29,6393.3–

934245458, OHOH38,7123.3–

934343025, OHOH5,3573.3–

934418013, PAPA17,5973.3–

934529831, SCSC4,3943.3–

934624522, VAVA10,0563.3–

934717007, PAPA5,8653.3–

934815330, PAPA6,0233.3–

934964061, MOMO3,1613.3–

935045381, OHOH5,6263.3–

935157754, SDSD3,7493.3–

935260803, ILIL22,1063.3–

935360415, ILIL14,0993.3–

935470052, LALA3,1713.3–

935576844, TXTX3,2843.3–

935629148, SCSC6,0333.3–

935740514, KYKY16,9613.3–

935843452, OHOH14,2643.3–

935980807, COCO4,2113.3–

936020603, MDMD31,8443.3–

936160004, ILIL51,8353.3–

936278040, TXTX35,7093.3–

936377379, TXTX85,1903.3–

936475407, TXTX34,1713.3–

936524572, VAVA15,7443.3–

936685552, AZAZ6,8613.3–

936775098, TXTX69,3253.3–

936877301, TXTX37,7693.3–

936954162, WIWI9,5963.3–

937061761, ILIL54,0753.3–

937145144, OHOH4,1193.3–

937228348, NCNC39,1963.3–

937365647, MOMO3,0773.3–

937453555, WIWI8,9333.3–

937521822, MDMD2,9263.3–

937619301, PAPA7,8143.3–

937724202, VAVA12,3893.3–

937832617, FLFL4,5043.3–

937932226, FLFL21,2563.3–

938019426, PAPA43,4603.3–

938139466, MSMS28,0253.3–

938218031, PAPA11,5703.3–

938357401, SDSD31,9393.3–

938478207, TXTX55,4743.3–

938538116, TNTN40,0613.3–

938653578, WIWI6,5033.3–

938732605, FLFL24,6893.3–

938875454, TXTX22,9903.3–

938939669, MSMS3,9293.3–

939045176, OHOH10,0723.3–

939175050, TXTX44,8893.3–

939265010, MOMO7,2053.3–

939360638, ILIL57,0743.3–

939417013, PAPA38,5133.3–

939505855, VTVT7,4123.3–

939679329, TXTX3,3223.3–

939722974, VAVA5,3093.3–

939827311, NCNC3,8423.3–

939976252, TXTX2,9473.3–

940052002, IAIA17,0053.3–

940152338, IAIA3,9343.3–

940238603, MSMS2,5303.3–

940329661, SCSC6,6573.3–

940448215, MIMI10,3223.3–

940553955, WIWI6,1253.3–

940656716, MNMN8,9033.3–

940717078, PAPA23,8403.3–

940804260, MEME5,7663.3–

940968504, NENE17,2783.3–

941053085, WIWI11,6953.3–

941157078, SDSD20,3833.3–

941253129, WIWI14,5703.3–

941353563, WIWI11,2803.3–

941444145, OHOH34,1043.3–

941528339, NCNC6,8943.3–

941629704, SCSC3,0603.3–

941715317, PAPA43,8713.3–

941832046, FLFL10,5933.3–

941946617, ININ10,0323.3–

942008002, NJNJ24,0153.3–

942153005, WIWI21,6753.3–

942232091, FLFL14,7193.3–

942379014, TXTX3,2013.3–

942465039, MOMO3,0763.3–

942555051, MNMN9,9353.3–

942653090, WIWI21,6253.3–

942731021, GAGA28,1903.3–

942863830, MOMO6,1183.3–

942950265, IAIA33,4883.3–

943075756, TXTX4,4143.3–

943137380, TNTN6,6883.3–

943207419, NJNJ9,6933.3–

943317050, PAPA43,5713.3–

943478634, TXTX46,4133.3–

943501541, MAMA3,5293.3–

943635016, ALAL17,1583.3–

943708510, NJNJ5,3863.3–

943813202, NYNY7,0983.3–

943947648, ININ4,3463.3–

944029316, SCSC33,1043.3–

944176071, TXTX5,1593.3–

944245044, OHOH56,2173.3–

944370582, LALA19,2093.3–

944424592, VAVA14,5893.3–

944518210, PAPA7,5873.3–

944639819, GAGA12,1403.3–

944764048, MOMO4,3873.3–

944853959, WIWI14,4513.3–

944927536, NCNC15,2983.3–

945073750, OKOK7,1233.3–

945156003, MNMN15,2583.3–

945239576, MSMS6,3873.3–

945346929, ININ3,0563.3–

945417320, PAPA8,1243.3–

945547909, ININ43,5613.3–

945630277, GAGA21,6413.3–

945738668, MSMS14,7913.3–

945824521, VAVA10,5993.3–

945936551, ALAL12,4583.3–

946042164, KYKY17,6733.3–

946136301, ALAL39,4523.3–

946253549, WIWI9,8733.3–

946364152, MOMO31,5453.3–

946476705, TXTX31,6163.3–

946577963, TXTX5,1913.3–

946676643, TXTX16,4323.3–

946744047, OHOH8,3653.3–

946878418, TXTX29,7903.3–

946966061, KSKS67,9673.3–

947054755, WIWI7,3893.3–

947132927, FLFL29,2193.3–

947236080, ALAL2,5393.3–

947348062, MIMI9,3853.3–

947435613, ALAL25,5233.3–

947512204, NYNY7,8123.3–

947610918, NYNY12,0693.3–

947708560, NJNJ3,2453.3–

947875028, TXTX49,0943.3–

947919139, PAPA43,0903.3–

948078239, TXTX28,6093.3–

948108827, NJNJ4,3463.3–

948208810, NJNJ7,9523.3–

948356031, MNMN11,6653.3–

948456156, MNMN6,3713.3–

948564063, MOMO21,8633.3–

948652247, IAIA5,9143.3–

948707876, NJNJ9,6413.3–

948878616, TXTX10,6833.3–

948954853, WIWI3,5063.3–

949004474, MEME3,8533.3–

949175002, TXTX75,0573.3–

949248114, MIMI21,5883.3–

949346077, ININ36,7603.3–

949441031, KYKY16,6243.3–

949523664, VAVA9,6433.3–

949629583, SCSC4,9943.3–

949730173, GAGA7,0103.3–

949828425, NCNC11,3803.3–

949939401, MSMS42,5313.3–

950077575, TXTX16,6133.3–

SHOWING 9,001–9,500 OF 16,707

1…18 19 20…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES