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ZIP CODE TABULATION AREA

40965

Kentucky · 11,561 residents · 86.294 sq mi
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ZIP 40965 has notably lower household income than the US average, with a median household income of $28,685. Population has held roughly steady since 2024. 18% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $95,200. The poverty rate of 31.8% is well above the national figure. Among the 8 ZIP codes in Bell County, 40965 ranks 7th by median household income.

$28,685
US average: $82,259
$95,200
US average: $376,019
18.0%
US average: 35.6%
Age, sex & households
Under 18
22.0%
Age 65+
19.5%
49.9%
50.1%
2.18 people
Race & ethnicity · 2024
2024
White, non-Hispanic89.4%(10,337)
Black5%(578)
Hispanic / Latino1%(114)
Asian0.5%(61)
Other4.1%(471)
Diversity Score24.5%(2,836)
Housing
Commute & vehicles
Work & employment
People & community
Affordability & inequality
Within Bell County
Income rank vs other ZIPs
LOWEST7TH OF 8HIGHEST
Adjacent ZIPs
40813$81,204
40845$23,450
40856$47,880
Frequently asked

How many people live in ZIP code 40965?

ZIP code 40965 has about 11,561 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 40965?

The typical household in ZIP code 40965 earns about $28,685 a year. Half of households make more than that, and half make less.

Is ZIP code 40965 expensive?

In ZIP code 40965, the median home is worth about $95,200, and the typical rent is about $595 a month.

How educated are people in ZIP code 40965?

About 18.0% of adults age 25 and over in ZIP code 40965 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 40965?

About 31.8% of people in ZIP code 40965 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024

ZIP 40965: demographics, income & housing data · CensusEasy