Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

850121113, MDMD36,7053.4–

850276054, TXTX11,7443.4–

850378861, TXTX14,0083.4–

850453209, WIWI45,1703.4–

850514052, NYNY17,5143.4–

850607420, NJNJ5,3163.4–

850768450, NENE3,1243.4–

850817225, PAPA20,3473.4–

850933825, FLFL25,5013.4–

851060193, ILIL40,1463.4–

851132533, FLFL31,8603.4–

851228539, NCNC18,3513.4–

851308889, NJNJ10,1933.4–

851456364, MNMN5,7083.4–

851512446, NYNY5,4143.4–

851671055, LALA17,7723.4–

851752327, IAIA3,7963.4–

851855303, MNMN52,6143.4–

851943050, OHOH31,0743.4–

852031302, GAGA8,8993.4–

852130411, GAGA4,6503.4–

852220716, MDMD22,3623.4–

852356473, MNMN3,5183.4–

852425951, WVWV4,9043.4–

852553154, WIWI37,3253.4–

852618062, PAPA27,1103.4–

852721826, MDMD5,4513.4–

852827025, NCNC12,5373.4–

852901007, MAMA15,4193.4–

853023322, VAVA66,9563.4–

853121211, MDMD14,9693.4–

853248348, MIMI24,5743.4–

853349331, MIMI17,6613.4–

853417372, PAPA4,0453.4–

853571854, ARAR35,7203.4–

853633839, FLFL4,5613.4–

853755398, MNMN17,6883.4–

853821001, MDMD27,1683.4–

853955319, MNMN5,1853.4–

854050263, IAIA29,6113.4–

854130629, GAGA5,3353.4–

854222408, VAVA31,5863.4–

854317519, PAPA7,1273.4–

854401501, MAMA16,8773.4–

854519512, PAPA15,7943.4–

854617059, PAPA8,0133.4–

854717754, PAPA12,0613.4–

854864801, MOMO36,2873.4–

854937807, TNTN11,0693.4–

855047546, ININ22,1913.4–

855136856, ALAL8,7163.4–

855227406, NCNC60,6513.4–

855328602, NCNC31,1133.4–

855419473, PAPA17,2593.4–

855504862, MEME4,0233.4–

855643068, OHOH60,1483.4–

855765803, MOMO42,8823.4–

855836549, ALAL5,6223.4–

855920735, MDMD37,4643.4–

856012831, NYNY18,0253.4–

856121911, MDMD10,5513.4–

856205476, VTVT3,2183.4–

856377318, TXTX20,7923.4–

856472753, ARAR10,7443.4–

856532068, FLFL58,9833.4–

856615143, PAPA21,8513.4–

856738611, MSMS16,5373.4–

856820653, MDMD26,8523.4–

856976020, TXTX34,6023.4–

857007082, NJNJ5,7233.4–

857171360, LALA34,6533.4–

857248423, MIMI33,7573.4–

857301118, MAMA14,8393.4–

857448818, MIMI2,5543.4–

857517527, PAPA6,0943.4–

857649404, MIMI9,1173.4–

857764098, MOMO3,3113.4–

857828681, NCNC25,5663.4–

857928021, NCNC13,8653.4–

858012542, NYNY5,6123.4–

858160304, ILIL16,9553.4–

858276137, TXTX60,3523.4–

858320659, MDMD24,3243.4–

858401036, MAMA4,9463.4–

858514080, NYNY4,4443.4–

858656636, MNMN4,6433.4–

858718109, PAPA18,4463.4–

858853118, WIWI7,5543.4–

858911796, NYNY3,5603.4–

859068701, NENE31,4173.4–

859158203, NDND16,4783.4–

859219462, PAPA16,3313.4–

859387121, NMNM75,5103.4–

859470791, LALA30,3853.4–

859553108, WIWI3,0603.4–

859696101, CACA5,1423.4–

859751246, IAIA4,0413.4–

859820601, MDMD26,9453.4–

859972801, ARAR19,0193.4–

860070003, LALA39,3443.4–

860123513, VAVA28,6283.4–

860228214, NCNC43,8373.4–

860321643, MDMD5,3923.4–

860423112, VAVA57,0163.4–

860548418, MIMI4,4843.4–

860635133, ALAL3,1503.4–

860707825, NJNJ9,2103.4–

860823601, VAVA26,6453.4–

860917015, PAPA24,3853.4–

861027023, NCNC14,4143.4–

861160148, ILIL52,5963.4–

861248322, MIMI32,8853.4–

861355446, MNMN28,2473.4–

861470818, LALA9,3703.4–

861526711, WVWV2,7243.4–

861627282, NCNC15,9273.4–

861708518, NJNJ6,5083.4–

861830295, GAGA5,5673.4–

861966227, KSKS9,5953.4–

862024504, VAVA9,6323.4–

862131322, GAGA30,1453.4–

862272211, ARAR22,3353.4–

862375007, TXTX54,6463.4–

862439170, MSMS9,0693.4–

862501069, MAMA8,8213.4–

862631211, GAGA15,8683.4–

862728771, NCNC7,5673.4–

862874343, OKOK3,1833.4–

862908628, NJNJ9,8313.4–

863035058, ALAL11,5453.4–

863138002, TNTN43,8823.4–

863231093, GAGA26,8723.4–

863365078, MOMO3,5843.4–

863429805, SCSC4,9353.4–

863524531, VAVA8,6953.4–

863648169, MIMI20,5193.4–

863719054, PAPA17,5183.4–

863849525, MIMI30,8873.4–

863938134, TNTN43,9473.4–

864077478, TXTX23,1823.4–

864133881, FLFL40,8083.4–

864255744, MNMN20,2953.4–

864372713, ARAR28,9993.4–

864448111, MIMI44,7093.4–

864508068, NJNJ6,6133.4–

864679932, TXTX30,7863.4–

864785939, AZAZ3,8493.4–

864808242, NJNJ4,1413.4–

864955322, MNMN3,7753.4–

865012449, NYNY3,0103.4–

865112983, NYNY7,2963.4–

865219055, PAPA13,8333.4–

865377830, TXTX3,2383.4–

865407827, NJNJ4,1093.4–

865560162, ILIL8,0843.4–

865677094, TXTX10,3953.4–

865730039, GAGA52,7833.4–

865870444, LALA8,6873.4–

865937353, TNTN5,3303.4–

866035966, ALAL3,5433.4–

866130028, GAGA38,4333.4–

866218510, PAPA14,3323.4–

866320646, MDMD21,4003.4–

866489815, NVNV15,6363.4–

866527804, NCNC30,7133.4–

866625403, WVWV16,4703.4–

866730217, GAGA9,3093.4–

866838804, MSMS16,6933.4–

866955947, MNMN7,4033.4–

867028540, NCNC49,1413.4–

867146214, ININ24,4723.4–

867230233, GAGA24,7303.4–

867308648, NJNJ31,3233.4–

867404364, MEME6,1913.4–

867530102, GAGA45,3193.4–

867631904, GAGA35,4053.4–

867754650, WIWI25,3043.4–

867833417, FLFL38,0793.4–

867978610, TXTX48,3193.4–

868027263, NCNC21,4463.4–

868103307, NHNH5,7243.4–

868219014, PAPA21,4273.4–

868354703, WIWI44,1533.4–

868450237, IAIA3,6353.4–

868523947, VAVA3,7853.4–

868640291, KYKY41,2223.4–

868771254, LALA6,3973.4–

868853098, WIWI11,3533.4–

868976103, TXTX15,9753.4–

869012543, NYNY3,1903.4–

869176577, TXTX3,1283.4–

869201534, MAMA6,2303.4–

869338549, TNTN4,1413.4–

869499685, AKAK3,7473.4–

869517545, PAPA23,5563.4–

869653038, WIWI4,1923.4–

869729349, SCSC39,0833.4–

869855307, MNMN2,9813.4–

869930224, GAGA28,4143.4–

870077075, TXTX40,6263.4–

870153965, WIWI10,8183.4–

870244822, OHOH3,9953.4–

870353934, WIWI4,5203.4–

870455616, MNMN7,2503.4–

870587144, NMNM51,8373.4–

870656187, MNMN15,2143.4–

870740701, KYKY30,5263.4–

870855066, MNMN19,2263.4–

870917603, PAPA67,5713.4–

871007848, NJNJ4,2573.4–

871148152, MIMI30,1193.4–

871275088, TXTX28,0753.4–

871375203, TXTX15,7753.4–

871461036, ILIL7,1213.4–

871575961, TXTX15,1833.4–

871608802, NJNJ4,5523.4–

871776266, TXTX18,1553.4–

871805048, VTVT2,5063.4–

871949419, MIMI8,6813.4–

872029365, SCSC14,0683.4–

872146034, ININ7,5313.4–

872248334, MIMI19,6183.4–

872301540, MAMA10,9793.4–

872475103, TXTX16,8243.4–

872560067, ILIL38,2043.4–

872635901, ALAL18,7693.4–

872736420, ALAL10,4633.4–

872864020, MOMO2,9533.4–

872942726, KYKY4,7583.4–

873031061, GAGA41,7643.4–

873178251, TXTX59,4353.4–

873228645, NCNC45,9973.4–

873348739, MIMI3,6293.4–

873440312, KYKY5,9943.4–

873577477, TXTX33,7523.4–

873612077, NYNY7,0173.4–

873740324, KYKY53,4063.4–

873830909, GAGA46,5013.4–

873977450, TXTX71,9063.4–

874049423, MIMI47,0603.4–

874147403, ININ34,3963.4–

874237818, TNTN5,7743.4–

874373150, OKOK5,6883.4–

874460654, ILIL25,7553.4–

874575217, TXTX85,0283.4–

874608360, NJNJ45,0383.4–

874748230, MIMI17,1743.4–

874874464, OKOK31,1163.4–

874932117, FLFL30,9553.4–

875030088, GAGA29,2403.4–

875118822, PAPA3,0843.4–

875276638, TXTX3,6713.4–

875348120, MIMI8,3233.4–

875453040, WIWI8,6303.4–

875501863, MAMA9,7963.4–

875677038, TXTX32,6373.4–

875753144, WIWI26,6523.4–

875875025, TXTX53,2023.4–

875944904, OHOH13,4503.4–

876012414, NYNY10,1693.4–

876171118, LALA23,2193.4–

876201095, MAMA14,6183.4–

876385615, AZAZ10,1753.4–

876475765, TXTX8,7343.4–

876529075, SCSC2,8483.4–

876627527, NCNC39,2563.4–

876737742, TNTN7,0463.4–

876855430, MNMN22,7493.4–

876927810, NCNC3,3363.4–

877028083, NCNC28,0953.4–

877155063, MNMN9,2123.4–

877248033, MIMI17,2773.4–

877308088, NJNJ24,2153.4–

877419056, PAPA15,9603.4–

877546256, ININ20,9903.4–

877663670, MOMO12,2933.4–

877748047, MIMI40,3023.4–

877875227, TXTX58,3193.4–

877917313, PAPA11,4283.4–

878027377, NCNC10,8853.4–

878101468, MAMA4,1833.4–

878255119, MNMN44,5673.4–

878378739, TXTX20,6593.4–

878453017, WIWI5,4583.4–

878553946, WIWI4,3333.4–

878630297, GAGA29,2103.4–

878717022, PAPA31,9083.4–

878803598, NHNH3,3963.4–

878974462, OKOK7,1143.4–

879045771, OHOH3,4263.4–

879103855, NHNH2,7483.4–

879277034, TXTX36,4563.4–

879348380, MIMI7,1253.4–

879453073, WIWI16,1363.4–

879544303, OHOH7,3233.4–

879670090, LALA6,4473.4–

879748390, MIMI23,9393.4–

879877033, TXTX29,1543.4–

879920623, MDMD2,7613.4–

880046375, ININ24,1883.4–

880165717, MOMO2,5233.4–

880247203, ININ26,2003.4–

880375090, TXTX26,5943.4–

880439705, MSMS12,5523.4–

880578253, TXTX69,2823.4–

880627828, NCNC7,9093.4–

880772554, ARAR2,8173.4–

880885616, AZAZ4,9413.4–

880929135, SCSC8,2943.4–

881040217, KYKY11,6633.4–

881110502, NYNY6,1973.4–

881216870, PAPA7,4993.4–

881335614, ALAL7,6183.4–

881416066, PAPA33,8733.4–

881575750, TXTX3,1323.4–

881687511, NMNM3,1083.4–

881754940, WIWI4,5333.4–

881819803, DEDE22,2793.4–

881944718, OHOH12,5083.4–

882060181, ILIL30,3463.4–

882172730, ARAR11,5703.4–

882228456, NCNC3,8603.4–

882312533, NYNY27,3253.4–

882442240, KYKY41,4153.4–

882554724, WIWI7,5173.4–

882676044, TXTX9,1963.4–

882717563, PAPA3,9523.4–

882848350, MIMI8,1633.4–

882935660, ALAL9,3673.4–

883012189, NYNY18,6563.4–

883155412, MNMN24,4603.4–

883248038, MIMI44,4223.4–

883307746, NJNJ18,4763.4–

883453523, WIWI5,0743.4–

883504989, MEME4,5923.4–

883627020, NCNC6,2073.4–

883714424, NYNY28,7863.4–

883801431, MAMA3,2113.4–

883929142, SCSC4,7443.4–

884075134, TXTX19,0453.4–

884125411, WVWV12,3673.4–

884253532, WIWI16,5143.4–

884323117, VAVA10,4803.4–

884430152, GAGA44,9773.4–

884553217, WIWI29,9573.4–

884642717, KYKY5,9693.4–

884722405, VAVA36,8903.4–

884854481, WIWI28,2423.4–

884978255, TXTX17,3793.4–

885039402, MSMS44,6203.4–

885134269, FLFL5,0133.4–

885203440, NHNH2,6613.4–

885302830, RIRI6,6373.4–

885417555, PAPA7,2513.4–

885517846, PAPA3,6213.4–

885660169, ILIL33,4013.4–

885748166, MIMI14,0563.4–

885855037, MNMN5,2153.4–

885922546, VAVA18,3923.4–

886075409, TXTX27,1313.4–

886171411, LALA2,6043.4–

886237762, TNTN2,5363.4–

886327203, NCNC23,2243.4–

886419070, PAPA6,3593.4–

886564029, MOMO21,9613.4–

886621783, MDMD9,9103.4–

886719025, PAPA7,4233.4–

886802702, MAMA4,4883.4–

886936303, ALAL30,1733.4–

887072687, ARAR6,2383.4–

887137826, TNTN3,4493.4–

887245459, OHOH28,5533.4–

887354984, WIWI3,3943.4–

887407403, NJNJ7,6853.4–

887518040, PAPA17,2563.4–

887668128, NENE18,9243.4–

887749315, MIMI27,0913.4–

887864865, MOMO5,6923.4–

887930165, GAGA43,0013.4–

888029102, SCSC15,6983.4–

888119734, DEDE14,2143.4–

888207028, NJNJ8,0223.4–

888353032, WIWI4,8983.4–

888460008, ILIL22,8003.4–

888553559, WIWI6,1103.4–

888618049, PAPA18,9413.4–

888702831, RIRI3,4833.4–

888823661, VAVA14,0053.4–

888940078, KYKY2,6613.4–

889040008, KYKY4,0203.4–

889170360, LALA28,5743.4–

889260450, ILIL20,7833.4–

889376134, TXTX29,9493.4–

889476126, TXTX27,6893.4–

889576002, TXTX35,2653.4–

889640220, KYKY35,0783.4–

889775783, TXTX8,2633.4–

889856011, MNMN9,9213.4–

889919040, PAPA22,0783.4–

890054822, WIWI4,6703.4–

890156544, MNMN5,7263.4–

890275640, TXTX6,1423.4–

890354661, WIWI3,8063.4–

890437146, TNTN7,5983.4–

890521795, MDMD10,1443.4–

890617870, PAPA14,4903.4–

890731028, GAGA6,6453.4–

890877087, TXTX34,3473.4–

890931709, GAGA15,5293.4–

891021222, MDMD59,4073.4–

891120650, MDMD16,0943.4–

891221227, MDMD34,9073.4–

891332221, FLFL32,8333.4–

891430577, GAGA22,9643.4–

891521075, MDMD37,3633.4–

891648006, MIMI3,8893.4–

891753531, WIWI4,4303.4–

891803851, NHNH4,3333.4–

891960194, ILIL19,7563.4–

892035077, ALAL13,1073.4–

892174010, OKOK10,3113.4–

892237620, TNTN38,4943.4–

892330025, GAGA11,1823.4–

892407826, NJNJ5,9673.4–

892570067, LALA2,7543.4–

892634956, FLFL9,6303.4–

892775087, TXTX44,3263.4–

892843021, OHOH14,4033.4–

892921773, MDMD5,8263.4–

893029307, SCSC19,1153.4–

893173071, OKOK43,7983.4–

893201608, MAMA4,9323.4–

893373112, OKOK30,3723.4–

893412203, NYNY30,7713.4–

893508045, NJNJ3,2003.4–

893654154, WIWI5,7413.4–

893710921, NYNY4,2313.4–

893848933, MIMI3,1073.4–

893912833, NYNY5,3163.4–

894014207, NYNY26,3273.4–

894140214, KYKY45,4053.4–

894244143, OHOH24,5973.4–

894379015, TXTX23,7653.4–

894419001, PAPA17,8673.4–

894566203, KSKS19,4413.4–

894673122, OKOK12,6353.4–

894770462, LALA5,5933.4–

894833545, FLFL30,2223.4–

894959538, MTMT2,7373.4–

895031326, GAGA23,9403.4–

895149101, MIMI2,9473.4–

895277856, TXTX5,5153.4–

895312567, NYNY2,6953.4–

895428643, NCNC3,6153.4–

895534266, FLFL29,8633.4–

895636251, ALAL5,3023.4–

895730213, GAGA50,6213.4–

895860463, ILIL13,7223.4–

895932131, FLFL5,0783.4–

896037412, TNTN21,8643.4–

896156560, MNMN44,4053.4–

896204021, MEME6,9903.4–

896355390, MNMN3,4923.4–

896455963, MNMN5,2443.4–

896555027, MNMN2,7393.4–

896649341, MIMI39,4093.4–

896755369, MNMN39,2903.4–

896876248, TXTX40,9363.4–

896972205, ARAR23,0433.4–

897076105, TXTX22,2283.4–

897104428, MEME3,3343.4–

897255128, MNMN29,3843.4–

897351247, IAIA5,0943.4–

897448026, MIMI14,5833.4–

897543824, OHOH4,5683.4–

897603086, NHNH4,2583.4–

897736606, ALAL18,7283.4–

897829488, SCSC22,5383.4–

897943102, OHOH3,7113.4–

898078413, TXTX34,2893.4–

898178121, TXTX16,1203.4–

898217847, PAPA11,2603.4–

898332643, FLFL11,9533.4–

898430094, GAGA33,7313.4–

898543230, OHOH58,0763.4–

898676087, TXTX36,8223.4–

898705777, VTVT3,2293.4–

898821229, MDMD46,6793.4–

898977831, TXTX3,6763.4–

899043338, OHOH10,5993.4–

899146385, ININ40,8563.4–

899230038, GAGA43,7763.4–

899348734, MIMI7,7463.4–

899437757, TNTN10,1003.4–

899560453, ILIL56,8613.4–

899643232, OHOH47,3643.4–

899768528, NENE7,2733.4–

899803281, NHNH9,1703.4–

899955901, MNMN58,4953.4–

900075137, TXTX19,7293.4–

SHOWING 8,501–9,000 OF 16,707

1…17 18 19…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES