Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

800148073, MIMI33,1063.5–

800212845, NYNY4,3703.5–

800301351, MAMA2,6363.5–

800423836, VAVA15,2983.5–

800577354, TXTX44,9003.5–

800629302, SCSC19,9183.5–

800716901, PAPA10,2423.5–

800898948, WAWA12,6383.5–

800923430, VAVA19,1093.5–

801077002, TXTX21,0153.5–

801119150, PAPA24,3043.5–

801255325, MNMN4,7953.5–

801374401, OKOK15,9513.5–

801466085, KSKS11,4863.5–

801522572, VAVA6,5973.5–

801687413, NMNM14,2963.5–

801708884, NJNJ8,1873.5–

801872715, ARAR17,2883.5–

801938201, TNTN10,4723.5–

802021784, MDMD39,2583.5–

802149316, MIMI26,4273.5–

802260191, ILIL14,3963.5–

802349265, MIMI5,1573.5–

802470072, LALA55,6933.5–

802543113, OHOH24,4803.5–

802655447, MNMN20,9313.5–

802763369, MOMO2,8223.5–

802819330, PAPA5,9573.5–

802949325, MIMI2,5963.5–

803059404, MTMT28,8223.5–

803111718, NYNY3,1793.5–

803202814, RIRI7,5873.5–

803342754, KYKY16,9183.5–

803485367, AZAZ22,0743.5–

803575116, TXTX19,9543.5–

803637321, TNTN21,0843.5–

803737036, TNTN7,2053.5–

803849321, MIMI15,9703.5–

803971909, ARAR18,4493.5–

804087544, NMNM13,5983.5–

804170512, LALA10,7403.5–

804236804, ALAL20,5353.5–

804321632, MDMD6,4363.5–

804401612, MAMA5,0023.5–

804572736, ARAR7,8863.5–

804653037, WIWI10,2543.5–

804730259, GAGA3,9513.5–

804829680, SCSC35,7703.5–

804958801, NDND34,2773.5–

805066205, KSKS14,0323.5–

805145216, OHOH9,5693.5–

805264744, MOMO8,2423.5–

805360804, ILIL82,7973.5–

805408854, NJNJ61,0883.5–

805507921, NJNJ7,7003.5–

805666207, KSKS15,7393.5–

805718014, PAPA12,0973.5–

805830680, GAGA48,3883.5–

805948310, MIMI43,3543.5–

806037323, TNTN31,9483.5–

806119066, PAPA5,8393.5–

806223111, VAVA38,0703.5–

806304252, MEME4,9683.5–

806448065, MIMI11,5973.5–

806553021, WIWI4,5373.5–

806672210, ARAR15,6213.5–

806732011, FLFL15,4213.5–

806822025, VAVA19,3563.5–

806970431, LALA5,7693.5–

807072404, ARAR29,9683.5–

807121216, MDMD29,4263.5–

807223831, VAVA39,5293.5–

807318925, PAPA6,2503.5–

807476487, TXTX4,1333.5–

807522851, VAVA5,9033.5–

807627909, NCNC40,8693.5–

807757104, SDSD26,9633.5–

807854013, WIWI3,4433.5–

807943031, OHOH13,8763.5–

808047164, ININ3,3123.5–

808112582, NYNY5,7863.5–

808277039, TXTX27,8623.5–

808319720, DEDE62,3923.5–

808404654, MEME3,3403.5–

808529209, SCSC38,0413.5–

808615437, PAPA2,5183.5–

808738012, TNTN13,0313.5–

808854751, WIWI26,1933.5–

808932312, FLFL32,2163.5–

809060018, ILIL27,9523.5–

809136571, ALAL17,1433.5–

809242211, KYKY13,4753.5–

809356361, MNMN2,5923.5–

809427522, NCNC13,0833.5–

809568516, NENE48,9033.5–

809629555, SCSC5,9723.5–

809754960, WIWI2,9973.5–

809832343, FLFL3,6403.5–

809938544, TNTN8,1753.5–

810037042, TNTN87,6523.5–

810119038, PAPA32,2963.5–

810238066, TNTN3,4463.5–

810337659, TNTN29,0803.5–

810421128, MDMD15,5013.5–

810520602, MDMD28,3313.5–

810675402, TXTX20,0983.5–

810718336, PAPA4,1143.5–

810879101, TXTX2,5263.5–

810903031, NHNH11,8493.5–

811048309, MIMI30,6853.5–

811153508, WIWI5,6543.5–

811275043, TXTX63,1523.5–

811310941, NYNY14,4223.5–

811424066, VAVA4,9633.5–

811555418, MNMN31,5053.5–

811655327, MNMN6,0163.5–

811721047, MDMD13,8523.5–

811823841, VAVA3,0213.5–

811935594, ALAL7,4533.5–

812024486, VAVA3,7393.5–

812177484, TXTX14,3483.5–

812212159, NYNY8,1633.5–

812370615, LALA12,9803.5–

812401057, MAMA8,1763.5–

812560540, ILIL42,2523.5–

812608833, NJNJ9,1843.5–

812708807, NJNJ39,5603.5–

812803884, NHNH4,3063.5–

812949330, MIMI5,5993.5–

813039501, MSMS22,5653.5–

813121919, MDMD3,6263.5–

813253588, WIWI3,7703.5–

813308853, NJNJ5,6343.5–

813470427, LALA17,5963.5–

813570501, LALA26,4653.5–

813636879, ALAL2,8263.5–

813749464, MIMI28,9143.5–

813829640, SCSC33,1423.5–

813975424, TXTX3,7903.5–

814021158, MDMD22,0833.5–

814154002, WIWI6,8723.5–

814285746, AZAZ42,8353.5–

814343011, OHOH6,5943.5–

814460053, ILIL24,6193.5–

814508028, NJNJ25,0983.5–

814677964, TXTX8,2043.5–

814735210, ALAL13,7753.5–

814887410, NMNM15,0123.5–

814947112, ININ17,4643.5–

815056461, MNMN3,3373.5–

815132571, FLFL42,1713.5–

815208535, NJNJ4,9993.5–

815323350, VAVA2,9833.5–

815420613, MDMD17,5903.5–

815563640, MOMO29,2633.5–

815634638, FLFL37,6443.5–

815721849, MDMD3,3883.5–

815818929, PAPA9,7483.5–

815928376, NCNC44,8803.5–

816053406, WIWI25,7783.5–

816119057, PAPA17,9253.5–

816220141, VAVA8,3593.5–

816355041, MNMN7,5103.5–

816429671, SCSC18,6663.5–

816530107, GAGA19,1343.5–

816655721, MNMN4,0443.5–

816702715, MAMA3,7573.5–

816878025, TXTX4,9993.5–

816965633, MOMO3,9523.5–

817001010, MAMA3,7053.5–

817154603, WIWI13,7383.5–

817250428, IAIA9,0713.5–

817376048, TXTX27,0003.5–

817411795, NYNY25,3793.5–

817545244, OHOH28,5113.5–

817641056, KYKY13,4453.5–

817770047, LALA13,2203.5–

817801529, MAMA3,1603.5–

817921076, MDMD24,2683.5–

818001464, MAMA6,9763.5–

818178003, TXTX9,9673.5–

818222508, VAVA15,5573.5–

818365785, MOMO6,0023.5–

818444133, OHOH31,0183.5–

818512804, NYNY28,2083.5–

818647006, ININ12,9883.5–

818746060, ININ47,6103.5–

818875167, TXTX13,9043.5–

818901030, MAMA12,3053.5–

819029472, SCSC12,7223.5–

819155401, MNMN11,8163.5–

819242141, KYKY31,5063.5–

819383332, IDID2,5693.5–

819464081, MOMO25,3053.5–

819504049, MEME4,0173.5–

819640218, KYKY33,7363.5–

819753120, WIWI10,8483.5–

819845068, OHOH11,5973.5–

819955080, MNMN3,1803.5–

820040444, KYKY14,2763.5–

820175060, TXTX47,5913.5–

820299516, AKAK21,5003.5–

820360617, ILIL74,7903.5–

820404974, MEME2,6553.5–

820530215, GAGA40,4763.5–

820675173, TXTX10,6643.5–

820792276, CACA7,7203.5–

820828523, NCNC2,7533.5–

820937387, TNTN3,6743.5–

821055125, MNMN44,1853.5–

821117560, PAPA5,4603.5–

821228311, NCNC36,6293.5–

821377382, TXTX38,9863.5–

821431204, GAGA32,4213.5–

821570435, LALA22,4753.5–

821631523, GAGA15,4023.5–

821773127, OKOK25,8653.5–

821810512, NYNY24,2343.5–

821976904, TXTX36,9543.5–

822055371, MNMN18,1033.5–

822154941, WIWI2,5633.5–

822227944, NCNC11,3583.5–

822353033, WIWI6,2863.5–

822423666, VAVA54,2333.5–

822504344, MEME3,0173.5–

822625404, WVWV23,9903.5–

822776015, TXTX18,1353.5–

822846303, ININ17,6803.5–

822949448, MIMI4,3743.5–

823049103, MIMI11,5903.5–

823143713, OHOH6,5163.5–

823252340, IAIA6,1283.5–

823323851, VAVA13,2373.5–

823453115, WIWI16,3813.5–

823530517, GAGA18,9943.5–

823608801, NJNJ7,2673.5–

823721074, MDMD14,7773.5–

823828056, NCNC36,2003.5–

823972601, ARAR31,3703.5–

824082637, WYWY4,4253.5–

824175126, TXTX84,7993.5–

824260143, ILIL11,3243.5–

824321219, MDMD9,5653.5–

824478942, TXTX10,1363.5–

824529550, SCSC29,9243.5–

824698932, WAWA5,7423.5–

824744264, OHOH3,4623.5–

824803867, NHNH22,7323.5–

824924012, VAVA28,2353.5–

825060076, ILIL32,9533.5–

825107866, NJNJ22,6633.5–

825223237, VAVA27,1263.5–

825365622, MOMO8,6953.5–

825402804, RIRI2,6093.5–

825581050, COCO9,8943.5–

825629322, SCSC10,9313.5–

825737331, TNTN7,6133.5–

825888030, NMNM24,4133.5–

825921048, MDMD10,4813.5–

826038019, TNTN15,7603.5–

826187401, NMNM45,2293.5–

826276712, TXTX29,1183.5–

826346143, ININ61,8033.5–

826455720, MNMN17,4483.5–

826539666, MSMS11,4083.5–

826648083, MIMI23,7713.5–

826746816, ININ19,5143.5–

826853536, WIWI9,5473.5–

826964151, MOMO28,5263.5–

827028390, NCNC24,0003.5–

827175076, TXTX7,9893.5–

827263122, MOMO41,6343.5–

827377316, TXTX34,6943.5–

827475758, TXTX9,9453.5–

827518977, PAPA4,5693.5–

827679915, TXTX34,2303.5–

827719438, PAPA25,4383.5–

827876259, TXTX6,5963.5–

827955357, MNMN3,4193.5–

828021727, MDMD6,0523.5–

828178575, TXTX4,5753.5–

828230363, GAGA3,5233.5–

828370446, LALA7,1733.5–

828410560, NYNY4,9183.5–

828554871, WIWI3,2703.5–

828647060, ININ6,3093.5–

828765734, MOMO4,1123.5–

828855020, MNMN4,1153.5–

828960551, ILIL5,0583.5–

829060546, ILIL16,3223.5–

829149424, MIMI49,8103.5–

829249031, MIMI7,8693.5–

829318052, PAPA29,4513.5–

829430066, GAGA61,7613.5–

829511752, NYNY9,2043.5–

829629803, SCSC40,6993.5–

829777995, TXTX10,3653.5–

829817557, PAPA15,0553.5–

829978629, TXTX12,7403.5–

830049504, MIMI40,0363.5–

830149012, MIMI3,2193.5–

830272131, ARAR4,6053.5–

830350219, IAIA14,4163.5–

830448075, MIMI22,8413.5–

830519311, PAPA11,6923.5–

830653189, WIWI26,8553.5–

830721131, MDMD7,1413.5–

830830296, GAGA27,0453.5–

830953221, WIWI38,0443.5–

831064840, MOMO3,3253.5–

831155422, MNMN28,4523.5–

831210536, NYNY10,6693.5–

831308251, NJNJ10,5033.5–

831466224, KSKS12,6833.5–

831521114, MDMD25,5903.5–

831656377, MNMN21,0633.5–

831720874, MDMD62,7383.5–

831824348, VAVA4,8553.5–

831920637, MDMD6,1333.5–

832058554, NDND29,4793.5–

832153533, WIWI7,2833.5–

832238868, MSMS4,3713.5–

832355345, MNMN20,7893.5–

832432615, FLFL16,7713.5–

832522567, VAVA2,7173.5–

832645828, OHOH6,4043.5–

832750131, IAIA24,5833.5–

832816055, PAPA8,9933.5–

832932577, FLFL5,6783.5–

833045387, OHOH5,2853.5–

833149746, MIMI3,2843.5–

833257039, SDSD3,6223.5–

833366503, KSKS17,2733.5–

833414882, NYNY4,1913.5–

833553089, WIWI20,5883.5–

833648023, MIMI5,0313.5–

833749051, MIMI2,7873.5–

833803743, NHNH13,7043.5–

833960174, ILIL31,4023.5–

834039040, MSMS3,2563.5–

834127006, NCNC16,2473.5–

834238060, TNTN12,5523.5–

834327019, NCNC3,5443.5–

834465656, MOMO5,0313.5–

834548064, MIMI4,1803.5–

834675656, TXTX4,5073.5–

834708525, NJNJ4,5223.5–

834818324, PAPA9,9353.5–

834952361, IAIA4,5823.5–

835017103, PAPA13,1153.5–

835132177, FLFL25,6453.5–

835255056, MNMN14,7533.5–

835362906, ILIL7,3293.5–

835472635, ARAR3,4263.5–

835576063, TXTX82,6253.5–

835624092, VAVA3,3683.5–

835740031, KYKY26,2593.5–

835860171, ILIL10,4513.5–

835976049, TXTX31,5063.5–

836030633, GAGA9,0333.5–

836121776, MDMD6,2613.5–

836226847, WVWV5,3053.5–

836326501, WVWV19,5293.5–

836417601, PAPA56,3823.5–

836526508, WVWV40,2313.5–

836611738, NYNY18,8773.5–

836776017, TXTX47,0743.5–

836887120, NMNM66,0973.5–

836935147, ALAL6,8973.5–

837017047, PAPA3,2283.5–

837107461, NJNJ18,7313.5–

837202816, RIRI33,2983.5–

837355121, MNMN9,1983.5–

837447715, ININ29,2803.5–

837534434, FLFL11,0743.5–

837643105, OHOH8,9823.5–

837782301, WYWY8,1803.5–

837815522, PAPA11,1113.5–

837912520, NYNY3,0813.5–

838046201, ININ30,3353.5–

838137379, TNTN29,4303.5–

838219363, PAPA18,2313.5–

838399169, WAWA2,5873.5–

838471006, LALA16,4543.5–

838554801, WIWI6,2663.5–

838623838, VAVA17,6863.5–

838713417, NYNY3,8803.5–

838893501, CACA6,4353.5–

838934610, FLFL16,9953.5–

839064114, MOMO24,2293.5–

839137035, TNTN4,1813.5–

839277861, TXTX3,0653.5–

839379903, TXTX14,7153.5–

839437367, TNTN11,1693.5–

839577049, TXTX40,4183.5–

839627021, NCNC17,1063.5–

839703234, NHNH4,9393.5–

839825430, WVWV8,9543.5–

839944644, OHOH4,5873.5–

840082636, WYWY4,2593.5–

840117701, PAPA43,1043.5–

840255040, MNMN14,8373.5–

840332351, FLFL16,3983.5–

840454304, WIWI28,5023.5–

840576559, TXTX7,1973.5–

840648304, MIMI17,3873.5–

840717814, PAPA4,6693.5–

840824482, VAVA5,3123.5–

840938004, TNTN12,0013.5–

841072718, ARAR5,8063.5–

841158504, NDND30,2123.5–

841276118, TXTX17,9913.5–

841332310, FLFL14,8883.5–

841423140, VAVA7,7553.5–

841519127, PAPA5,6643.5–

841677871, TXTX3,0583.5–

841737849, TNTN29,3753.5–

841855044, MNMN64,7623.5–

841903044, NHNH4,8313.5–

842017538, PAPA7,3143.5–

842107721, NJNJ4,2773.5–

842265663, MOMO2,7003.5–

842355378, MNMN32,1623.5–

842463131, MOMO17,9353.5–

842532025, FLFL22,9483.5–

842661874, ILIL8,8113.5–

842754484, WIWI5,5293.5–

842849080, MIMI16,0023.5–

842929445, SCSC59,2273.5–

843018091, PAPA6,5473.4–

843111934, NYNY9,4183.4–

843221234, MDMD66,3343.4–

843350613, IAIA43,8673.4–

843455033, MNMN29,6743.4–

843519335, PAPA53,6293.4–

843646074, ININ48,9013.4–

843732669, FLFL17,7043.4–

843872704, ARAR32,4973.4–

843955072, MNMN4,4183.4–

844037804, TNTN27,3823.4–

844107737, NJNJ3,9453.4–

844298857, WAWA4,0623.4–

844303106, NHNH15,0323.4–

844489021, NVNV3,5433.4–

844543054, OHOH27,5943.4–

844618436, PAPA13,5693.4–

844755373, MNMN5,8223.4–

844879830, TXTX7,8533.4–

844975605, TXTX35,4173.4–

845030527, GAGA3,9953.4–

845129456, SCSC41,2143.4–

845248363, MIMI7,3623.4–

845332063, FLFL14,6113.4–

845412850, NYNY2,5373.4–

845521770, MDMD8,7513.4–

845678220, TXTX19,4233.4–

845755106, MNMN56,7083.4–

845829935, SCSC3,5133.4–

845977095, TXTX69,7673.4–

846058301, NDND10,1003.4–

846148063, MIMI4,2063.4–

846254944, WIWI9,3123.4–

846308016, NJNJ34,9203.4–

846430055, GAGA3,8003.4–

846535960, ALAL9,7033.4–

846624210, VAVA16,8143.4–

846773134, OKOK7,5223.4–

846848327, MIMI20,9603.4–

846987124, NMNM58,4993.4–

847039840, GAGA4,4693.4–

847127592, NCNC21,1143.4–

847228306, NCNC43,0423.4–

847360471, ILIL12,8483.4–

847479606, TXTX29,1823.4–

847522554, VAVA65,4943.4–

847632435, FLFL6,6643.4–

847778210, TXTX34,9403.4–

847855076, MNMN21,3743.4–

847940023, KYKY6,8703.4–

848075154, TXTX52,5163.4–

848107853, NJNJ12,3393.4–

848260459, ILIL28,7393.4–

848346181, ININ4,9643.4–

848438632, MSMS31,3743.4–

848530265, GAGA39,9423.4–

848699518, AKAK9,7643.4–

848735748, ALAL7,5783.4–

848828636, NCNC4,4963.4–

848917844, PAPA10,2913.4–

849089445, NVNV17,1533.4–

849143822, OHOH5,0953.4–

849255008, MNMN16,7293.4–

849348043, MIMI15,4293.4–

849427284, NCNC58,0653.4–

849516412, PAPA9,6123.4–

849675052, TXTX97,2783.4–

849721236, MDMD39,5143.4–

849820639, MDMD15,5443.4–

849937755, TNTN3,4043.4–

850056071, MNMN13,1573.4–

SHOWING 8,001–8,500 OF 16,707

1…16 17 18…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES