Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

750107830, NJNJ7,3793.6–

750265721, MOMO33,4523.6–

750336526, ALAL36,4843.6–

750468105, NENE22,8073.6–

750507642, NJNJ10,1443.6–

750655009, MNMN8,1273.6–

750723114, VAVA21,6313.6–

750839520, MSMS15,5613.6–

750987015, NMNM14,4433.6–

751064139, MOMO2,7963.6–

751125425, WVWV13,3323.6–

751204348, MEME3,4843.6–

751337022, TNTN5,7283.6–

751432258, FLFL40,4083.6–

751501521, MAMA2,5833.6–

751649046, MIMI6,9633.6–

751731636, GAGA10,6193.6–

751875459, TXTX6,5543.6–

751933812, FLFL16,1693.6–

752023602, VAVA42,2653.6–

752176225, TXTX3,4873.6–

752212514, NYNY3,1073.6–

752328463, NCNC7,5223.6–

752453228, WIWI15,1213.6–

752529334, SCSC18,5753.6–

752612571, NYNY10,1083.6–

752719153, PAPA13,0183.6–

752840019, KYKY4,2383.6–

752929650, SCSC42,4933.6–

753032003, FLFL29,7663.6–

753123321, VAVA40,1763.6–

753279912, TXTX78,8193.6–

753381144, COCO6,5433.6–

753440245, KYKY39,8353.6–

753523605, VAVA13,3323.6–

753604363, MEME2,6903.6–

753767001, KSKS2,5353.6–

753837709, TNTN4,1773.6–

753938242, TNTN19,2933.6–

754099504, AKAK42,0933.6–

754160187, ILIL28,8153.6–

754232609, FLFL19,7523.6–

754348054, MIMI7,1883.6–

754487035, NMNM7,5393.6–

754530045, GAGA44,9933.6–

754620158, VAVA4,9793.6–

754735476, ALAL8,5213.6–

754853521, WIWI3,6403.6–

754920678, MDMD12,7523.6–

755027455, NCNC29,3023.6–

755133637, FLFL17,6583.6–

755224201, VAVA15,9033.6–

755375032, TXTX39,8653.6–

755449106, MIMI4,7413.6–

755563937, MOMO2,6433.6–

755607838, NJNJ3,7273.6–

755719940, DEDE7,5403.6–

755832087, FLFL4,6083.6–

755934705, FLFL3,0143.6–

756075119, TXTX31,8663.6–

756143085, OHOH26,6013.6–

756208232, NJNJ19,8873.6–

756334753, FLFL7,9853.6–

756403825, NHNH9,4893.6–

756507035, NJNJ11,1203.6–

756655107, MNMN15,3773.6–

756753210, WIWI23,9223.6–

756821703, MDMD41,9603.6–

756907045, NJNJ10,5613.6–

757030108, GAGA6,7513.6–

757139701, MSMS11,9583.6–

757207080, NJNJ24,4113.6–

757312570, NYNY6,6983.6–

757421837, MDMD2,8913.6–

757564108, MOMO10,4953.6–

757619802, DEDE26,0513.6–

757712051, NYNY5,8763.6–

757885123, AZAZ10,0033.6–

757975223, TXTX11,9943.6–

758021078, MDMD20,0303.6–

758127565, NCNC23,8263.6–

758238111, TNTN41,9343.6–

758360462, ILIL41,4563.6–

758448116, MIMI27,2893.6–

758518058, PAPA9,6743.6–

758604468, MEME9,2913.6–

758705143, VTVT4,7673.6–

758837148, TNTN26,2743.6–

758940206, KYKY20,1613.6–

759037705, TNTN5,2393.6–

759188012, NMNM33,1583.6–

759211778, NYNY12,3903.6–

759302056, MAMA11,6733.6–

759482930, UTUT14,4353.6–

759560035, ILIL30,3983.6–

759645224, OHOH21,9003.6–

759702892, RIRI5,7683.6–

759865809, MOMO11,3843.6–

759933917, FLFL33,3803.6–

760056601, MNMN34,7843.6–

760124101, VAVA6,1853.6–

760223086, VAVA3,7773.6–

760370815, LALA31,0243.6–

760427921, NCNC5,0633.6–

760527958, NCNC14,4083.6–

760676177, TXTX25,0123.6–

760780260, COCO34,6773.6–

760838464, TNTN23,5043.6–

760945214, OHOH8,6303.6–

761078681, TXTX56,6913.6–

761188044, NMNM2,6183.6–

761284066, UTUT15,1543.6–

761329642, SCSC36,8523.6–

761435206, ALAL15,6213.6–

761530257, GAGA4,5883.6–

761620724, MDMD19,3693.6–

761721710, MDMD4,6613.6–

761865355, MOMO11,4363.6–

761929625, SCSC28,0123.6–

762071322, LALA5,3563.6–

762119149, PAPA56,9143.6–

762227103, NCNC33,3253.6–

762330087, GAGA38,9773.6–

762449460, MIMI8,8943.6–

762505733, VTVT6,0153.6–

762678382, TXTX20,5683.6–

762754024, WIWI5,0353.6–

762815139, PAPA6,7023.6–

762927265, NCNC48,7983.6–

763010805, NYNY20,9033.6–

763170503, LALA28,6433.6–

763219403, PAPA44,0173.6–

763334972, FLFL20,0663.6–

763448367, MIMI4,6683.6–

763585145, AZAZ3,2773.6–

763634474, FLFL20,2583.6–

763799502, AKAK25,0063.6–

763828777, NCNC10,1783.6–

763953226, WIWI18,9083.6–

764003054, NHNH28,1763.6–

764104062, MEME19,1883.6–

764229036, SCSC26,6203.6–

764371346, LALA2,5553.6–

764477338, TXTX48,0313.6–

764501748, MAMA19,3583.6–

764677012, TXTX16,2863.6–

764740065, KYKY32,1603.6–

764874132, OKOK10,8583.6–

764912184, NYNY7,7873.6–

765077802, TXTX25,7623.6–

765160165, ILIL4,4823.6–

765217562, PAPA4,3733.6–

765321060, MDMD39,7303.6–

765434604, FLFL13,6423.6–

765530720, GAGA27,2493.6–

765618069, PAPA8,5153.6–

765782633, WYWY9,3173.6–

765808550, NJNJ21,0673.6–

765932754, FLFL12,0113.6–

766008079, NJNJ10,7623.6–

766128023, NCNC15,4953.6–

766255987, MNMN34,0723.6–

766340356, KYKY45,8493.6–

766437760, TNTN13,2533.6–

766518452, PAPA5,2033.6–

766665613, MOMO17,6663.6–

766776227, TXTX62,1273.6–

766818509, PAPA13,0553.6–

766928532, NCNC20,9083.6–

767002019, MAMA17,4103.6–

767130701, GAGA44,6913.6–

767248189, MIMI13,8933.6–

767378041, TXTX46,5503.6–

767430005, GAGA41,8363.6–

767537010, TNTN5,4353.6–

767630507, GAGA33,0093.6–

767740162, KYKY6,1803.6–

767837721, TNTN14,3063.6–

767971129, LALA12,8453.6–

768076111, TXTX20,9893.6–

768137813, TNTN18,2883.6–

768228472, NCNC16,7803.6–

768336310, ALAL6,2013.6–

768429651, SCSC56,5993.6–

768538732, MSMS16,6963.6–

768630078, GAGA41,5973.6–

768712443, NYNY3,5593.6–

768821230, MDMD32,9773.6–

768908502, NJNJ11,8493.6–

769037031, TNTN3,9263.6–

769133823, FLFL41,7793.6–

769230228, GAGA52,4023.6–

769321550, MDMD13,6913.6–

769460010, ILIL45,7473.6–

769566208, KSKS21,5763.6–

769637385, TNTN9,0153.6–

769720169, VAVA28,0893.6–

769808824, NJNJ13,3663.6–

769928677, NCNC38,8193.6–

770031024, GAGA21,6013.6–

770121228, MDMD50,4923.6–

770260561, ILIL23,0693.6–

770355073, MNMN4,1693.6–

770401096, MAMA2,5803.6–

770555388, MNMN5,8933.6–

770677835, TXTX2,5693.6–

770715672, PAPA3,3213.6–

770818055, PAPA12,1173.6–

770976513, TXTX45,9283.6–

771023453, VAVA34,4823.6–

771133594, FLFL37,3613.6–

771276034, TXTX26,1033.6–

771332024, FLFL20,6703.6–

771455328, MNMN10,0193.6–

771564057, MOMO14,3283.6–

771645242, OHOH22,6233.6–

771719962, DEDE13,7703.6–

771870605, LALA40,4823.6–

771924153, VAVA38,9143.6–

772032097, FLFL26,7003.6–

772129164, SCSC4,8303.6–

772223120, VAVA17,5863.6–

772365051, MOMO4,4873.6–

772453105, WIWI28,7513.6–

772563143, MOMO8,9753.6–

772677086, TXTX28,6533.6–

772734690, FLFL12,4983.6–

772803109, NHNH9,9293.6–

772976114, TXTX27,3573.6–

773038483, TNTN7,6103.6–

773160467, ILIL24,3983.6–

773249649, MIMI7,2393.6–

773373034, OKOK48,8313.6–

773489801, NVNV26,4803.6–

773524083, VAVA4,9483.6–

773655045, MNMN7,8463.6–

773770535, LALA18,4663.6–

773875156, TXTX16,3333.6–

773919808, DEDE39,0823.6–

774021120, MDMD7,4403.6–

774104401, MEME44,8543.6–

774254115, WIWI50,4113.6–

774380927, COCO8,0363.6–

774449431, MIMI17,1843.6–

774558401, NDND17,1893.6–

774608902, NJNJ43,9323.6–

774719317, PAPA10,8643.6–

774801568, MAMA8,0113.6–

774953593, WIWI31,0813.6–

775036553, ALAL3,4223.6–

775119125, PAPA25,1403.6–

775217602, PAPA52,2173.6–

775333830, FLFL33,7403.6–

775422827, VAVA10,5293.6–

775516828, PAPA5,0003.6–

775651360, IAIA8,6533.6–

775710930, NYNY9,5693.6–

775840380, KYKY7,1003.6–

775923150, VAVA12,5443.6–

776055358, MNMN5,0613.6–

776103873, NHNH6,6283.6–

776237416, TNTN13,9193.6–

776348386, MIMI17,8563.6–

776434602, FLFL11,0883.6–

776555340, MNMN10,1833.6–

776632535, FLFL5,6493.6–

776777067, TXTX30,4913.6–

776830252, GAGA49,5543.6–

776916823, PAPA29,1263.6–

777033579, FLFL49,4703.6–

777156379, MNMN17,6073.6–

777271068, LALA3,4823.6–

777356401, MNMN31,8413.6–

777470070, LALA13,9603.6–

777547905, ININ42,2193.6–

777637409, TNTN3,3573.6–

777733430, FLFL19,7963.6–

777887402, NMNM11,4183.6–

777935456, ALAL3,7453.6–

778017543, PAPA45,9123.6–

778172653, ARAR29,5643.6–

778224211, VAVA10,2983.6–

778328146, NCNC31,2923.6–

778434613, FLFL19,3373.6–

778520872, MDMD13,9833.6–

778678009, TXTX9,1513.6–

778748176, MIMI23,4513.6–

778824251, VAVA7,9373.6–

778976548, TXTX33,7293.6–

779017572, PAPA3,6433.6–

779165746, MOMO9,3363.6–

779275040, TXTX64,6063.6–

779307039, NJNJ31,4883.6–

779423421, VAVA4,2903.6–

779571913, ARAR47,4773.6–

779657105, SDSD23,2873.6–

779743074, OHOH16,8733.6–

779810998, NYNY3,8893.6–

779955379, MNMN50,0413.6–

780065807, MOMO56,6593.6–

780173054, OKOK4,7023.6–

780223323, VAVA43,0433.6–

780336862, ALAL5,9153.6–

780438017, TNTN56,8263.6–

780518229, PAPA9,2483.6–

780619124, PAPA71,0043.6–

780778148, TXTX22,1873.6–

780810926, NYNY3,4163.6–

780907641, NJNJ3,3633.6–

781019075, PAPA7,3843.6–

781196760, HIHI4,2613.6–

781254001, WIWI7,9063.6–

781301569, MAMA14,3043.6–

781466046, KSKS19,6583.6–

781556360, MNMN3,7213.6–

781673118, OKOK14,2623.6–

781732738, FLFL49,3683.6–

781837874, TNTN16,5673.6–

781943081, OHOH65,0203.6–

782085650, AZAZ14,8763.6–

782145245, OHOH20,0453.6–

782208844, NJNJ44,4633.6–

782375495, TXTX11,1203.6–

782439601, MSMS23,5833.6–

782530567, GAGA5,4873.6–

782627030, NCNC36,2413.6–

782704901, MEME27,8703.6–

782827834, NCNC56,3473.6–

782957718, SDSD7,9373.6–

783070816, LALA45,7183.6–

783119151, PAPA33,2673.6–

783260173, ILIL13,6503.6–

783353140, WIWI30,2383.6–

783443228, OHOH59,0773.6–

783501028, MAMA16,3213.6–

783612603, NYNY42,3043.6–

783704093, MEME8,5123.6–

783837085, TNTN5,8533.6–

783987002, NMNM21,2653.6–

784008230, NJNJ5,7003.6–

784121136, MDMD32,0883.6–

784201220, MAMA8,0743.6–

784312019, NYNY15,5553.6–

784405663, VTVT6,8403.6–

784575160, TXTX28,2063.6–

784677531, TXTX16,4063.6–

784793210, CACA18,4913.6–

784868506, NENE27,5313.6–

784958078, NDND40,6313.6–

785010598, NYNY28,8213.6–

785174701, OKOK27,4973.6–

785271901, ARAR28,9373.6–

785363146, MOMO30,6783.6–

785446280, ININ7,5143.6–

785555110, MNMN37,3053.6–

785675232, TXTX32,9723.6–

785783252, IDID4,7073.6–

785845212, OHOH21,5263.6–

785948316, MIMI28,7843.6–

786001590, MAMA9,4223.6–

786178641, TXTX99,8653.6–

786222655, VAVA22,6873.6–

786338967, MSMS6,6933.6–

786420721, MDMD31,0323.6–

786528546, NCNC47,2563.6–

786605201, VTVT14,9983.6–

786763341, MOMO3,5153.6–

786872732, ARAR5,3923.6–

786999507, AKAK37,3013.6–

787055126, MNMN27,4563.6–

787170448, LALA26,3383.6–

787255346, MNMN18,5883.6–

787318104, PAPA48,6833.6–

787475241, TXTX33,8403.6–

787587801, NMNM9,2913.6–

787607442, NJNJ11,0473.6–

787704259, MEME3,6103.6–

787827503, NCNC5,3743.6–

787949676, MIMI3,6203.6–

788076691, TXTX6,6613.6–

788185736, AZAZ4,2193.6–

788232189, FLFL5,5933.6–

788345036, OHOH42,2043.6–

788421754, MDMD8,1563.6–

788502053, MAMA13,4363.6–

788624354, VAVA13,0013.6–

788773139, OKOK17,9203.6–

788829673, SCSC30,4613.6–

788982901, WYWY27,1983.6–

789056273, MNMN4,9563.6–

789127562, NCNC5,6593.6–

789260106, ILIL20,0453.6–

789320736, MDMD9,9603.6–

789420720, MDMD25,0153.6–

789524477, VAVA11,4823.6–

789603071, NHNH5,3103.6–

789754023, WIWI4,6203.6–

789866204, KSKS17,9483.5–

789920774, MDMD51,8163.5–

790028152, NCNC26,1343.5–

790170508, LALA40,5923.5–

790244491, OHOH3,6533.5–

790317102, PAPA8,1183.5–

790412701, NYNY12,1973.5–

790529745, SCSC34,9093.5–

790649544, MIMI9,6313.5–

790703574, NHNH2,5733.5–

790839532, MSMS36,6623.5–

790917325, PAPA30,3733.5–

791053158, WIWI18,4203.5–

791164030, MOMO26,4223.5–

791285607, AZAZ17,1913.5–

791308620, NJNJ11,6213.5–

791447041, ININ5,8843.5–

791518810, PAPA5,7743.5–

791677517, TXTX5,5293.5–

791779601, TXTX28,0503.5–

791821104, MDMD6,0523.5–

791922551, VAVA24,1463.5–

792030565, GAGA4,8303.5–

792144656, OHOH2,5923.5–

792227127, NCNC41,4433.5–

792330120, GAGA44,8963.5–

792455355, MNMN9,6633.5–

792518080, PAPA11,2263.5–

792628326, NCNC26,0683.5–

792702779, MAMA6,8293.5–

792860455, ILIL16,8723.5–

792987047, NMNM5,4023.5–

793007438, NJNJ11,1603.5–

793153589, WIWI19,5503.5–

793223509, VAVA13,1053.5–

793348455, MIMI8,5323.5–

793401519, MAMA8,0583.5–

793537865, TNTN25,0743.5–

793637185, TNTN9,0723.5–

793719343, PAPA8,4503.5–

793898813, WAWA2,8263.5–

793927012, NCNC30,5433.5–

794021722, MDMD6,7213.5–

794154868, WIWI16,3233.5–

794219709, DEDE53,2343.5–

794308215, NJNJ13,5453.5–

794475840, TXTX6,9943.5–

794517853, PAPA2,9933.5–

794665041, MOMO5,6263.5–

794713346, NYNY6,4063.5–

794803077, NHNH10,9003.5–

794922911, VAVA19,1073.5–

795007834, NJNJ18,3853.5–

795176258, TXTX8,4443.5–

795260195, ILIL4,3973.5–

795322556, VAVA31,7853.5–

795427243, NCNC5,6773.5–

795554311, WIWI37,8793.5–

795627581, NCNC3,8803.5–

795753130, WIWI7,7123.5–

795865775, MOMO25,7733.5–

795964158, MOMO7,3173.5–

796089040, NVNV3,3093.5–

796121144, MDMD37,1183.5–

796264079, MOMO15,1603.5–

796332259, FLFL75,0163.5–

796477587, TXTX16,0333.5–

796546565, ININ9,0143.5–

796633569, FLFL27,8673.5–

796712775, NYNY2,6233.5–

796820744, MDMD54,4413.5–

796920622, MDMD5,1853.5–

797071203, LALA38,3543.5–

797177339, TXTX44,5383.5–

797218507, PAPA5,4433.5–

797332462, FLFL3,9203.5–

797453119, WIWI5,8033.5–

797546118, ININ4,7093.5–

797697882, OROR7,9763.5–

797738556, TNTN12,9363.5–

797895485, CACA3,2423.5–

797953583, WIWI5,8163.5–

798021771, MDMD33,0313.5–

798163037, MOMO2,9703.5–

798253718, WIWI18,9893.5–

798316063, PAPA8,2563.5–

798463005, MOMO19,7793.5–

798518969, PAPA15,2453.5–

798622553, VAVA17,2073.5–

798738305, TNTN53,4883.5–

798804917, MEME3,3513.5–

798918610, PAPA5,0793.5–

799073132, OKOK27,8343.5–

799105701, VTVT20,3823.5–

799203051, NHNH25,5573.5–

799396130, CACA20,1733.5–

799425442, WVWV2,7723.5–

799521742, MDMD34,0693.5–

799601005, MAMA5,2043.5–

799799709, AKAK29,5513.5–

799804042, MEME4,8723.5–

799928901, NCNC5,5523.5–

800023435, VAVA33,7213.5–

SHOWING 7,501–8,000 OF 16,707

1…15 16 17…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES