Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

700155318, MNMN30,3693.7–

700278644, TXTX22,3483.7–

700321029, MDMD13,6073.7–

700418960, PAPA13,5973.7–

700522656, VAVA5,3603.7–

700653149, WIWI19,6143.7–

700722602, VAVA32,8403.7–

700833567, FLFL12,5623.7–

700918064, PAPA26,9703.7–

701079701, TXTX27,1313.7–

701160131, ILIL18,0543.7–

701203290, NHNH5,3573.7–

701319702, DEDE55,6833.7–

701466221, KSKS25,5503.7–

701560515, ILIL29,7623.7–

701615203, PAPA10,3703.7–

701708812, NJNJ14,2243.7–

701855046, MNMN6,1453.7–

701930292, GAGA6,3843.7–

702053086, WIWI9,4263.7–

702183221, IDID29,0813.7–

702205488, VTVT8,4693.7–

702320148, VAVA64,0213.7–

702419003, PAPA14,2553.7–

702574432, OKOK9,6453.7–

702607840, NJNJ32,1053.7–

702759457, MTMT9,1353.7–

702849503, MIMI39,4893.7–

702918103, PAPA48,7463.7–

703016037, PAPA5,2913.7–

703166212, KSKS32,9173.7–

703257106, SDSD51,9073.7–

703337110, TNTN34,2963.7–

703448450, MIMI4,3203.7–

703533709, FLFL25,0503.7–

703642635, KYKY4,7363.7–

703799328, WAWA3,6463.7–

703854729, WIWI34,3663.7–

703903782, NHNH3,1223.7–

704044880, OHOH3,1433.7–

704107849, NJNJ8,3803.7–

704264105, MOMO6,3123.7–

704342701, KYKY53,9873.7–

704437303, TNTN25,6883.7–

704532092, FLFL53,0713.7–

704604008, MEME3,1423.7–

704768059, NENE3,3733.7–

704875042, TXTX38,1123.7–

704968127, NENE20,4843.7–

705049232, MIMI2,7903.7–

705160137, ILIL38,6963.7–

705263069, MOMO15,6973.7–

705377065, TXTX38,9263.7–

705430238, GAGA43,1913.7–

705507083, NJNJ58,1703.7–

705612047, NYNY23,5323.7–

705712538, NYNY14,3913.7–

705875044, TXTX47,5293.7–

705955313, MNMN24,9133.7–

706037343, TNTN45,1013.7–

706153074, WIWI13,6823.7–

706203865, NHNH7,8613.7–

706302910, RIRI23,4993.7–

706407852, NJNJ4,2333.7–

706554913, WIWI25,1473.7–

706653184, WIWI4,1693.7–

706727409, NCNC17,5513.7–

706883338, IDID21,9443.7–

706977070, TXTX58,2293.7–

707075033, TXTX52,7953.7–

707160101, ILIL37,4483.7–

707235634, ALAL10,2413.7–

707371301, LALA17,0353.7–

707412182, NYNY14,8673.7–

707521140, MDMD4,4173.7–

707612118, NYNY17,0693.7–

707705450, VTVT5,4283.7–

707821054, MDMD16,3863.7–

707928080, NCNC7,6063.7–

708038120, TNTN13,3093.7–

708146126, ININ3,9023.7–

708270301, LALA50,0953.7–

708328166, NCNC11,8753.7–

708455306, MNMN16,8303.7–

708533859, FLFL11,8243.7–

708670783, LALA2,8043.7–

708719141, PAPA32,3853.7–

708808873, NJNJ56,3273.7–

708972756, ARAR41,7913.7–

709026757, WVWV7,0293.7–

709130189, GAGA39,9283.7–

709265610, MOMO5,5613.7–

709385742, AZAZ31,6133.7–

709477423, TXTX18,7673.7–

709553185, WIWI18,5603.7–

709633619, FLFL41,3963.7–

709775078, TXTX53,0113.7–

709883347, IDID3,4653.7–

709955043, MNMN3,4243.7–

710099654, AKAK44,6473.7–

710107945, NJNJ9,6903.7–

710221028, MDMD3,1033.7–

710368152, NENE6,7913.7–

710444116, OHOH21,5323.7–

710529385, SCSC8,1803.7–

710649749, MIMI4,4113.7–

710723663, VAVA14,6563.7–

710830101, GAGA62,5933.7–

710975036, TXTX33,4963.7–

711001226, MAMA6,2563.7–

711110956, NYNY31,8983.7–

711227587, NCNC82,8863.7–

711348001, MIMI11,2243.7–

711433565, FLFL18,1083.7–

711522815, VAVA8,4653.7–

711620832, MDMD25,5533.7–

711717201, PAPA27,5543.7–

711829670, SCSC11,0843.7–

711955129, MNMN34,1203.7–

712037186, TNTN10,7093.7–

712127501, NCNC24,8063.7–

712211741, NYNY26,6673.7–

712330236, GAGA50,0893.7–

712432534, FLFL17,1043.7–

712537656, TNTN3,8493.7–

712670420, LALA7,9503.7–

712752101, IAIA12,7063.7–

712808107, NJNJ13,5743.7–

712948130, MIMI16,9863.7–

713027520, NCNC48,0143.7–

713167101, KSKS6,9413.7–

713230281, GAGA71,6033.7–

713307095, NJNJ20,7563.7–

713474361, OKOK17,6123.7–

713521042, MDMD43,3273.7–

713619148, PAPA50,4003.7–

713748302, MIMI17,5053.7–

713824430, VAVA3,1093.7–

713977083, TXTX73,2303.7–

714055442, MNMN12,6943.7–

714137806, TNTN3,6743.7–

714225443, WVWV7,4963.7–

714329020, SCSC23,2663.7–

714429920, SCSC10,6063.7–

714541059, KYKY2,7133.7–

714625414, WVWV21,0733.7–

714733596, FLFL27,7573.7–

714853020, WIWI3,4313.7–

714960007, ILIL32,5923.7–

715019468, PAPA28,1943.7–

715107088, NJNJ2,9013.7–

715249435, MIMI3,8313.7–

715312546, NYNY2,7063.7–

715498331, WAWA5,8263.7–

715570452, LALA12,6503.7–

715677058, TXTX17,8503.7–

715710804, NYNY16,1083.7–

715875022, TXTX26,0903.7–

715976035, TXTX2,6563.7–

716030134, GAGA47,5803.7–

716177048, TXTX21,1513.7–

716277013, TXTX18,2593.7–

716385757, AZAZ21,2593.7–

716417043, PAPA5,8523.7–

716523235, VAVA33,4613.7–

716627893, NCNC38,5123.7–

716760501, ILIL11,4323.7–

716883352, IDID3,3173.7–

716938680, MSMS6,8393.7–

717018964, PAPA14,5463.7–

717130062, GAGA62,2843.7–

717228562, NCNC39,0823.7–

717360458, ILIL14,2003.7–

717476233, TXTX3,7113.7–

717545252, OHOH4,6843.7–

717685635, AZAZ34,1933.7–

717771485, LALA2,8903.7–

717828570, NCNC22,1973.7–

717950314, IAIA10,4383.7–

718070812, LALA11,0073.7–

718143783, OHOH4,7203.7–

718231408, GAGA11,6213.7–

718333543, FLFL40,6483.7–

718485119, AZAZ25,4203.7–

718549344, MIMI3,7783.7–

718685714, AZAZ14,4983.7–

718753022, WIWI20,0463.7–

718860016, ILIL60,8983.7–

718967601, KSKS24,3303.7–

719028127, NCNC8,5063.7–

719171449, LALA9,0293.7–

719257103, SDSD35,5823.7–

719319703, DEDE15,4603.7–

719434448, FLFL10,8173.7–

719522842, VAVA5,5803.7–

719630126, GAGA41,8293.7–

719737722, TNTN6,7083.7–

719877041, TXTX33,3493.7–

719919135, PAPA33,8033.7–

720085349, AZAZ31,3163.7–

720197053, OROR3,6343.7–

720251351, IAIA4,9883.7–

720314068, NYNY8,6363.7–

720411786, NYNY6,4593.7–

720537891, TNTN3,6713.7–

720653045, WIWI23,3293.7–

720799353, WAWA19,2513.7–

720840422, KYKY25,9503.7–

720978602, TXTX38,1903.7–

721076110, TXTX33,4413.7–

721155352, MNMN10,5153.7–

721211783, NYNY21,1273.7–

721340067, KYKY6,3653.7–

721418951, PAPA36,5683.7–

721564477, MOMO3,4893.7–

721619344, PAPA12,8273.7–

721732210, FLFL65,7293.7–

721832948, FLFL7,1123.7–

721955960, MNMN3,3753.7–

722031419, GAGA57,0773.7–

722160108, ILIL23,6043.7–

722254829, WIWI5,4463.7–

722371852, ARAR9,3403.7–

722445314, OHOH6,5363.7–

722519090, PAPA19,6623.7–

722638016, TNTN44,1363.7–

722772762, ARAR46,0923.7–

722853092, WIWI20,8863.7–

722912083, NYNY3,8443.7–

723027597, NCNC30,1843.7–

723143112, OHOH4,9093.7–

723227521, NCNC6,5493.7–

723319027, PAPA20,4203.7–

723433440, FLFL20,8553.7–

723519350, PAPA10,9453.7–

723627292, NCNC40,3113.7–

723720607, MDMD13,7503.7–

723833811, FLFL29,4723.7–

723944681, OHOH9,2193.7–

724017540, PAPA10,7283.7–

724127244, NCNC16,3293.7–

724291962, CACA2,5743.7–

724305068, VTVT2,9873.7–

724438478, TNTN18,9433.7–

724521084, MDMD7,0703.7–

724622973, VAVA6,2923.7–

724737334, TNTN23,7903.7–

724807731, NJNJ40,3223.7–

724908723, NJNJ32,1413.7–

725019131, PAPA43,7763.7–

725128112, NCNC28,4613.7–

725256378, MNMN8,6493.7–

725327405, NCNC54,3033.7–

725464468, MOMO14,2803.7–

725524064, VAVA4,8753.7–

725638477, TNTN2,8213.7–

725776135, TXTX19,4453.7–

725818017, PAPA40,6403.7–

725907676, NJNJ9,3233.7–

726016059, PAPA10,0623.7–

726104357, MEME3,5663.7–

726222407, VAVA65,4253.7–

726310974, NYNY3,3823.7–

726437144, TNTN2,8923.7–

726559270, MTMT8,5713.7–

726665632, MOMO3,0673.7–

726703229, NHNH6,0463.7–

726848843, MIMI48,0143.7–

726963130, MOMO28,9103.7–

727055122, MNMN32,2613.7–

727128327, NCNC19,3863.7–

727282601, WYWY26,7213.7–

727304412, MEME9,6523.7–

727410992, NYNY9,8433.7–

727523089, VAVA4,8313.7–

727633813, FLFL38,6743.7–

727703303, NHNH16,5713.7–

727831520, GAGA22,3133.7–

727972113, ARAR25,5963.7–

728027504, NCNC17,0793.7–

728155431, MNMN18,6643.7–

728219952, DEDE10,9083.7–

728378231, TXTX9,7443.7–

728408759, NJNJ34,2373.7–

728540361, KYKY18,3613.7–

728611715, NYNY3,9363.7–

728749615, MIMI4,1203.7–

728815224, PAPA10,6653.7–

728984021, UTUT3,0693.7–

729053051, WIWI39,5593.7–

729160480, ILIL5,3883.7–

729207836, NJNJ11,6943.7–

729376234, TXTX21,4183.7–

729498935, WAWA4,2893.7–

729523024, VAVA11,2333.7–

729608820, NJNJ39,9783.7–

729729526, SCSC54,1303.7–

729877072, TXTX57,1083.7–

729917512, PAPA18,1483.7–

730053097, WIWI7,6833.7–

730173120, OKOK35,5593.7–

730277088, TXTX57,0473.7–

730321014, MDMD38,7073.7–

730401085, MAMA41,1023.7–

730519460, PAPA45,4233.7–

730627530, NCNC37,6343.7–

730719406, PAPA30,3623.7–

730855127, MNMN18,0903.7–

730970748, LALA6,9093.7–

731001073, MAMA6,2303.7–

731198936, WAWA8,7443.7–

731254406, WIWI4,0403.7–

731333538, FLFL6,1323.7–

731422503, VAVA4,2963.7–

731528420, NCNC2,6583.7–

731678248, TXTX14,4883.7–

731730326, GAGA8,2343.7–

731803235, NHNH8,9033.7–

731946383, ININ42,1833.7–

732034473, FLFL26,8133.7–

732136567, ALAL16,0953.7–

732247032, ININ3,2853.7–

732324175, VAVA8,1283.7–

732499623, AKAK23,4243.7–

732546208, ININ22,3793.7–

732649456, MIMI19,9313.7–

732728278, NCNC37,4203.7–

732821132, MDMD3,1603.7–

732982431, WYWY3,2243.7–

733023139, VAVA27,7573.7–

733155426, MNMN25,2513.7–

733220754, MDMD7,5453.7–

733378010, TXTX3,6353.7–

733453151, WIWI32,8243.7–

733581089, COCO4,8903.7–

733635976, ALAL16,7943.7–

733710541, NYNY26,3613.7–

733878640, TXTX77,5313.7–

733984333, UTUT3,0933.7–

734007046, NJNJ4,5853.7–

734121220, MDMD42,8243.7–

734214228, NYNY25,3503.7–

734321108, MDMD18,6433.7–

734429301, SCSC36,2783.7–

734548079, MIMI12,7113.7–

734602864, RIRI36,8203.7–

734763017, MOMO43,2433.7–

734840383, KYKY24,7933.7–

734963128, MOMO30,5403.7–

735036507, ALAL20,6413.7–

735128107, NCNC10,2443.7–

735229127, SCSC9,9203.7–

735370071, LALA3,0183.7–

735427009, NCNC2,9393.7–

735578336, TXTX12,4243.7–

735627591, NCNC29,8383.7–

735730523, GAGA14,0503.7–

735834420, FLFL19,4653.7–

735908638, NJNJ22,8163.7–

736040219, KYKY39,9093.7–

736164506, MOMO21,4613.7–

736282443, WYWY4,5333.7–

736322853, VAVA5,2143.7–

736408551, NJNJ5,8733.7–

736528726, NCNC4,3633.7–

736620187, VAVA18,9803.7–

736753183, WIWI3,1113.7–

736868845, NENE20,5363.7–

736970586, LALA19,3203.7–

737045243, OHOH16,1033.7–

737184320, UTUT3,1623.7–

737229169, SCSC21,6473.7–

737348165, MIMI9,5663.7–

737440059, KYKY20,8923.7–

737560126, ILIL47,5163.7–

737629644, SCSC22,9073.7–

737766053, KSKS7,8343.7–

737832303, FLFL49,7853.7–

737918419, PAPA4,7343.7–

738078956, TXTX5,2433.7–

738132404, FLFL42,5143.7–

738253121, WIWI18,5513.7–

738320794, MDMD16,8143.7–

738472227, ARAR11,2843.7–

738532129, FLFL23,1953.7–

738698823, WAWA12,1883.7–

738799645, AKAK32,1033.7–

738821738, MDMD3,6963.7–

738960605, ILIL36,2103.7–

739023669, VAVA39,8843.7–

739103110, NHNH23,7463.7–

739276457, TXTX4,2443.7–

739308050, NJNJ28,0533.7–

739424088, VAVA5,0173.7–

739585648, AZAZ22,1183.7–

739650311, IAIA14,5743.7–

739730035, GAGA21,5693.7–

739860526, ILIL13,4593.7–

739975035, TXTX89,6823.7–

740008108, NJNJ18,6543.7–

740101201, MAMA44,8483.7–

740272830, ARAR15,7573.7–

740370814, LALA11,9213.7–

740448170, MIMI40,0763.7–

740576209, TXTX27,9823.7–

740637058, TNTN7,6233.7–

740776085, TXTX12,3573.7–

740813655, NYNY3,6943.7–

740933850, FLFL9,7573.7–

741035033, ALAL3,9313.7–

741160517, ILIL33,1563.7–

741203861, NHNH4,5763.7–

741308022, NJNJ9,1723.7–

741427889, NCNC24,3713.7–

741582604, WYWY27,4873.7–

741653529, WIWI2,6113.7–

741710913, NYNY5,3433.7–

741835772, ALAL4,0823.7–

741908826, NJNJ5,4593.7–

742087701, NMNM17,3393.6–

742165608, MOMO8,5453.6–

742229461, SCSC43,8163.6–

742307865, NJNJ2,8253.6–

742407436, NJNJ12,7403.6–

742577320, TXTX38,1523.6–

742632222, FLFL18,2583.6–

742732566, FLFL43,8833.6–

742821050, MDMD17,4663.6–

742960464, ILIL9,7733.6–

743064131, MOMO21,9423.6–

743153027, WIWI23,1183.6–

743275077, TXTX42,9503.6–

743337914, TNTN21,4783.6–

743478016, TXTX11,6703.6–

743508721, NJNJ22,7833.6–

743611790, NYNY21,0743.6–

743719444, PAPA11,0653.6–

743834480, FLFL23,5173.6–

743923875, VAVA13,0293.6–

744031562, GAGA3,6203.6–

744118353, PAPA10,9533.6–

744230082, GAGA27,2963.6–

744307465, NJNJ5,9213.6–

744455013, MNMN7,0153.6–

744530549, GAGA32,0753.6–

744619320, PAPA55,9413.6–

744722485, VAVA27,1313.6–

744831210, GAGA33,2883.6–

744930121, GAGA25,9893.6–

745055032, MNMN3,4163.6–

745156374, MNMN10,0293.6–

745203809, NHNH3,6803.6–

745388201, NMNM27,5243.6–

745410994, NYNY6,3703.6–

745560656, ILIL29,5383.6–

745638117, TNTN25,7763.6–

745761606, ILIL6,6843.6–

745837025, TNTN6,8543.6–

745920764, MDMD2,9933.6–

746034470, FLFL22,4433.6–

746108816, NJNJ49,3603.6–

746202921, RIRI12,1493.6–

746302808, RIRI2,6573.6–

746475210, TXTX7,7223.6–

746549333, MIMI12,7533.6–

746621409, MDMD20,2893.6–

746776462, TXTX5,1673.6–

746878660, TXTX124,8343.6–

746929511, SCSC6,8743.6–

747075150, TXTX62,7383.6–

747148317, MIMI27,5653.6–

747227262, NCNC28,3533.6–

747353560, WIWI3,4163.6–

747440004, KYKY30,6013.6–

747527107, NCNC50,7693.6–

747655109, MNMN33,4613.6–

747785713, AZAZ46,4393.6–

747823456, VAVA61,9113.6–

747998951, WAWA12,5813.6–

748003063, NHNH15,8053.6–

748157107, SDSD12,6053.6–

748271303, LALA25,1383.6–

748301507, MAMA13,4353.6–

748401360, MAMA2,8723.6–

748529016, SCSC30,4543.6–

748675071, TXTX72,9643.6–

748768510, NENE19,3913.6–

748893626, CACA3,3043.6–

748937370, TNTN5,4143.6–

749039571, MSMS14,7393.6–

749148167, MIMI24,7133.6–

749246320, ININ14,3533.6–

749310916, NYNY4,2383.6–

749435244, ALAL38,2173.6–

749578063, TXTX10,7783.6–

749662903, ILIL2,6663.6–

749719083, PAPA37,5903.6–

749807803, NJNJ4,0483.6–

749978238, TXTX26,0323.6–

750060534, ILIL10,3273.6–

SHOWING 7,001–7,500 OF 16,707

1…14 15 16…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES