Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

650128104, NCNC36,6413.9–

650221212, MDMD33,9743.9–

650301564, MAMA8,1833.9–

650432246, FLFL62,5623.9–

650532563, FLFL30,3643.9–

650628460, NCNC13,5323.9–

650778665, TXTX66,1713.9–

650821061, MDMD57,2303.9–

650910940, NYNY53,6113.9–

651032322, FLFL3,6783.9–

651102052, MAMA13,0683.9–

651240509, KYKY47,0363.9–

651346403, ININ10,9293.9–

651479121, TXTX6,4373.9–

651575216, TXTX55,8943.9–

651654022, WIWI24,7893.9–

651777060, TXTX45,3403.9–

651875211, TXTX73,5343.9–

651978626, TXTX48,0723.9–

652019934, DEDE14,0613.9–

652175939, TXTX4,7253.9–

652248314, MIMI21,8033.9–

652332668, FLFL5,1493.9–

652432095, FLFL21,3993.9–

652544286, OHOH6,2953.9–

652628622, NCNC2,5653.9–

652775115, TXTX56,2113.9–

652895064, CACA10,1683.9–

652955934, MNMN3,4663.9–

653028601, NCNC53,3293.9–

653128025, NCNC58,3343.9–

653212413, NYNY3,3683.9–

653393312, CACA58,3843.9–

653408558, NJNJ7,6483.9–

653530253, GAGA64,7793.9–

653639773, MSMS14,7583.9–

653733415, FLFL54,5813.9–

653821755, MDMD5,9093.9–

653966206, KSKS12,1533.9–

654060068, ILIL38,6503.9–

654155439, MNMN9,4593.9–

654221921, MDMD45,5273.9–

654343017, OHOH41,6133.9–

654456082, MNMN14,6063.9–

654555409, MNMN11,1883.9–

654648381, MIMI14,0943.9–

654785748, AZAZ20,1033.9–

654801523, MAMA8,6063.8–

654920165, VAVA34,0883.8–

655022724, VAVA2,5183.8–

655132539, FLFL33,2903.8–

655232926, FLFL23,5053.8–

655323464, VAVA75,0613.8–

655422473, VAVA5,4983.8–

655599688, AKAK2,7393.8–

655658503, NDND37,6833.8–

655799556, AKAK2,8663.8–

655811763, NYNY29,9733.8–

655987122, NMNM18,5783.8–

656037312, TNTN36,6693.8–

656101450, MAMA11,3563.8–

656278645, TXTX15,2563.8–

656307457, NJNJ4,1123.8–

656455387, MNMN15,0303.8–

656537086, TNTN38,8723.8–

656685706, AZAZ54,2363.8–

656711720, NYNY29,2923.8–

656831626, GAGA3,0203.8–

656928124, NCNC7,0103.8–

657018202, PAPA13,7553.8–

657124360, VAVA5,7503.8–

657207946, NJNJ2,9823.8–

657321037, MDMD20,8543.8–

657428344, NCNC4,8063.8–

657575754, TXTX7,8413.8–

657642503, KYKY25,3213.8–

657701225, MAMA3,2163.8–

657804097, MEME4,2403.8–

657917578, PAPA7,5043.8–

658072903, ARAR27,2423.8–

658193532, CACA2,9303.8–

658266215, KSKS25,9603.8–

658332909, FLFL41,8043.8–

658421918, MDMD4,1693.8–

658529691, SCSC12,0843.8–

658608087, NJNJ25,3423.8–

658755317, MNMN22,2993.8–

658818428, PAPA12,6343.8–

658923805, VAVA21,4083.8–

659021713, MDMD9,8463.8–

659197325, OROR7,2523.8–

659224018, VAVA38,7203.8–

659305491, VTVT5,7673.8–

659434614, FLFL10,9353.8–

659585364, AZAZ72,9603.8–

659642134, KYKY19,3803.8–

659707950, NJNJ21,6513.8–

659803222, NHNH6,0973.8–

659954872, WIWI2,5693.8–

660032033, FLFL4,5563.8–

660121788, MDMD11,6543.8–

660263117, MOMO9,2613.8–

660321750, MDMD3,4173.8–

660450003, IAIA9,9483.8–

660586440, AZAZ8,8533.8–

660630040, GAGA82,5323.8–

660777356, TXTX32,5833.8–

660898851, WAWA4,4373.8–

660949720, MIMI9,0173.8–

661023002, VAVA10,8493.8–

661185602, AZAZ10,0193.8–

661221146, MDMD28,5913.8–

661310524, NYNY4,5783.8–

661437938, TNTN17,4373.8–

661519053, PAPA28,5093.8–

661619310, PAPA2,9503.8–

661749128, MIMI3,4503.8–

661812771, NYNY14,0493.8–

661953572, WIWI10,3853.8–

662071929, ARAR4,6273.8–

662127976, NCNC4,3093.8–

662224015, VAVA15,8653.8–

662307092, NJNJ7,0493.8–

662456466, MNMN3,2843.8–

662530024, GAGA88,0673.8–

662663118, MOMO25,9133.8–

662775056, TXTX69,6283.8–

662811722, NYNY39,0333.8–

662919096, PAPA15,2493.8–

663012084, NYNY5,3283.8–

663127502, NCNC48,5303.8–

663212037, NYNY3,9263.8–

663365689, MOMO4,4823.8–

663402067, MAMA18,5383.8–

663568787, NENE6,7913.8–

663645002, OHOH15,4133.8–

663702838, RIRI3,7403.8–

663821045, MDMD40,0343.8–

663948840, MIMI12,3863.8–

664027573, NCNC11,5373.8–

664118101, PAPA6,1203.8–

664280759, COCO4,9313.8–

664319938, DEDE9,5613.8–

664446582, ININ14,6043.8–

664593723, CACA14,7263.8–

664623692, VAVA19,3013.8–

664719713, DEDE30,7473.8–

664832766, FLFL16,2213.8–

664937617, TNTN14,7443.8–

665022192, VAVA59,7943.8–

665155102, MNMN19,6303.8–

665202777, MAMA17,3593.8–

665337725, TNTN18,3013.8–

665459043, MTMT2,7273.8–

665543219, OHOH32,3383.8–

665642127, KYKY7,0303.8–

665776657, TXTX12,7603.8–

665837188, TNTN18,2413.8–

665987004, NMNM11,2373.8–

666077833, TXTX29,4983.8–

666130535, GAGA8,6743.8–

666275442, TXTX10,8053.8–

666329210, SCSC39,9623.8–

666478113, TXTX3,0263.8–

666577474, TXTX15,1463.8–

666634479, FLFL13,2643.8–

666755112, MNMN45,3463.8–

666827105, NCNC40,6783.8–

666933484, FLFL26,2083.8–

667060516, ILIL28,0623.8–

667108840, NJNJ18,2063.8–

667277068, TXTX13,1893.8–

667310530, NYNY13,8923.8–

667430064, GAGA52,1253.8–

667576022, TXTX13,7603.8–

667620759, MDMD6,6243.8–

667733935, FLFL23,1863.8–

667832208, FLFL32,6993.8–

667907730, NJNJ17,5343.8–

668055981, MNMN3,9553.8–

668132112, FLFL8,2143.8–

668233760, FLFL20,5013.8–

668311575, NYNY18,7053.8–

668455092, MNMN11,2003.8–

668553126, WIWI7,0643.8–

668630643, GAGA17,2153.8–

668728129, NCNC5,8523.8–

668831602, GAGA35,7283.8–

668948127, MIMI39,6463.8–

669043730, OHOH2,7493.8–

669198841, WAWA9,7373.8–

669276262, TXTX43,6203.8–

669303087, NHNH16,0383.8–

669432009, FLFL4,0453.8–

669532405, FLFL29,9843.8–

669698903, WAWA19,4453.8–

669730290, GAGA9,3183.8–

669832908, FLFL16,5353.8–

669954601, WIWI50,3973.8–

670010983, NYNY5,9343.8–

670128625, NCNC39,5743.8–

670217579, PAPA6,8753.8–

670355362, MNMN20,6633.8–

670438053, TNTN25,3033.8–

670570647, LALA12,7363.8–

670630052, GAGA79,8113.8–

670778653, TXTX41,2913.8–

670837098, TNTN6,0463.8–

670938841, MSMS3,9633.8–

671032907, FLFL49,0803.8–

671184624, UTUT5,9483.8–

671234431, FLFL9,7853.8–

671323233, VAVA31,5823.8–

671417522, PAPA33,8523.8–

671520777, MDMD3,2213.8–

671684526, UTUT4,3883.8–

671737037, TNTN9,8553.8–

671801075, MAMA17,7543.8–

671933860, FLFL24,8923.8–

672053150, WIWI26,2593.8–

672178124, TXTX6,1573.8–

672208734, NJNJ7,8793.8–

672378642, TXTX26,4343.8–

672470131, LALA25,1513.8–

672502888, RIRI19,1343.8–

672666223, KSKS24,7473.8–

672781132, COCO3,2523.8–

672808048, NJNJ12,8823.8–

672974344, OKOK14,8763.8–

673029924, SCSC4,4473.8–

673102333, MAMA14,4013.8–

673221758, MDMD4,4093.8–

673387112, NMNM44,2503.8–

673428409, NCNC36,1633.8–

673521093, MDMD39,1003.8–

673621117, MDMD62,8163.8–

673720723, MDMD36,8663.8–

673837615, TNTN22,8213.8–

673956288, MNMN4,6973.8–

674055433, MNMN34,4633.8–

674111703, NYNY17,1873.8–

674271106, LALA34,1173.8–

674385128, AZAZ19,4873.8–

674438583, TNTN25,5843.8–

674528729, NCNC3,6813.8–

674605001, VTVT9,7513.8–

674728098, NCNC3,8513.8–

674844107, OHOH50,0183.8–

674953036, WIWI3,7303.8–

675041314, KYKY4,0493.8–

675177418, TXTX10,1713.8–

675219067, PAPA53,8853.8–

675330656, GAGA18,6503.8–

675433803, FLFL29,3213.8–

675571433, LALA4,0843.8–

675659422, MTMT2,9383.8–

675721704, MDMD20,0063.8–

675824954, WVWV3,0193.8–

675970506, LALA42,3183.8–

676019076, PAPA6,4413.8–

676103839, NHNH4,2793.8–

676248357, MIMI8,7183.8–

676345237, OHOH20,9033.8–

676422942, VAVA10,5603.8–

676524421, VAVA3,4503.8–

676675023, TXTX49,2293.8–

676749449, MIMI2,5873.8–

676833980, FLFL13,1203.8–

676954768, WIWI6,5573.8–

677075219, TXTX23,9343.8–

677130011, GAGA21,6243.8–

677276012, TXTX27,9913.8–

677308835, NJNJ10,9213.8–

677422644, VAVA2,5613.8–

677555432, MNMN33,6723.8–

677629611, SCSC32,3653.8–

677707927, NJNJ4,8823.8–

677832504, FLFL22,1533.8–

677977562, TXTX8,9143.8–

678030630, GAGA2,6073.8–

678119034, PAPA7,4883.8–

678260631, ILIL30,9243.8–

678382721, WYWY2,9553.8–

678472959, ARAR2,9723.8–

678519128, PAPA38,0393.8–

678625661, WVWV4,2773.8–

678737080, TNTN6,8443.8–

678803811, NHNH7,2673.8–

678918102, PAPA51,0013.8–

679088007, NMNM26,2543.8–

679149417, MIMI33,8783.8–

679266202, KSKS17,4083.8–

679337015, TNTN18,9883.8–

679449418, MIMI31,9133.8–

679558701, NDND33,0863.8–

679646069, ININ7,5043.8–

679734291, FLFL8,6303.8–

679865013, MOMO3,1373.8–

679942071, KYKY30,9813.8–

680018966, PAPA36,3703.8–

680122193, VAVA81,5883.8–

680278249, TXTX63,4393.8–

680372764, ARAR58,7193.8–

680460402, ILIL63,7213.8–

680521903, MDMD5,6923.8–

680607666, NJNJ41,8763.8–

680730122, GAGA27,0363.8–

680855124, MNMN55,6583.8–

680927545, NCNC34,1633.8–

681076120, TXTX21,1023.8–

681130309, GAGA32,4793.8–

681230662, GAGA7,9503.8–

681366538, KSKS3,6023.8–

681477007, TXTX47,8083.8–

681501527, MAMA13,9613.8–

681622625, VAVA3,3763.8–

681729730, SCSC58,1993.8–

681838451, TNTN4,1453.8–

681932567, FLFL5,6093.8–

682060142, ILIL29,6923.8–

682176633, TXTX6,2683.8–

682248095, MIMI5,7013.8–

682303053, NHNH26,3273.8–

682444028, OHOH9,6713.8–

682576574, TXTX20,2423.8–

682628150, NCNC28,1423.8–

682775497, TXTX3,6693.8–

682853551, WIWI9,7313.8–

682919801, DEDE16,3273.8–

683088312, NMNM3,2873.8–

683163109, MOMO25,2363.8–

683229588, SCSC52,6093.8–

683365742, MOMO14,1853.8–

683460532, ILIL28,5473.8–

683521904, MDMD6,2333.8–

683635769, ALAL9,9083.8–

683719094, PAPA3,9293.8–

683831635, GAGA6,7873.8–

683953066, WIWI37,5583.8–

684058012, NDND3,0493.8–

684192233, CACA6,8363.8–

684207885, NJNJ11,8063.8–

684332179, FLFL9,3183.8–

684478578, TXTX10,0163.8–

684502861, RIRI28,1243.8–

684682941, WYWY4,6793.8–

684724014, VAVA15,3003.8–

684820685, MDMD6,8663.8–

684908863, NJNJ12,7713.8–

685030019, GAGA51,1623.8–

685122580, VAVA5,1073.8–

685207621, NJNJ28,4503.8–

685342103, KYKY21,9113.8–

685411762, NYNY22,4873.8–

685534639, FLFL30,8313.8–

685632784, FLFL10,0193.8–

685753095, WIWI27,8173.8–

685820711, MDMD7,7313.8–

685928052, NCNC36,2723.8–

686019114, PAPA30,4113.8–

686128394, NCNC5,9363.8–

686232531, FLFL7,3143.8–

686327215, NCNC47,1023.8–

686448117, MIMI10,2623.8–

686581240, COCO4,8003.8–

686665679, MOMO2,9423.8–

686778947, TXTX5,0443.8–

686812428, NYNY6,9953.8–

686927571, NCNC9,0953.8–

687035630, ALAL34,0283.8–

687178648, TXTX7,8633.8–

687232796, FLFL20,2223.8–

687332195, FLFL3,0913.8–

687433563, FLFL25,8963.8–

687504355, MEME2,6513.8–

687602726, MAMA16,0413.8–

687730168, GAGA26,6123.8–

687853188, WIWI34,8923.8–

687923701, VAVA24,2983.8–

688044606, OHOH8,1823.8–

688137921, TNTN28,7173.8–

688255902, MNMN26,4643.8–

688355406, MNMN36,5813.8–

688437664, TNTN28,2673.8–

688534637, FLFL13,0493.8–

688648651, MIMI4,3643.8–

688733523, FLFL19,4353.8–

688812569, NYNY9,8373.8–

688930248, GAGA36,0383.8–

689038574, TNTN9,0793.8–

689187031, NMNM47,5143.8–

689255806, MNMN9,3563.8–

689327407, NCNC51,6973.8–

689420871, MDMD30,1823.8–

689533525, FLFL21,0773.8–

689604083, MEME4,8333.8–

689721658, MDMD3,6323.8–

689835824, ALAL9,6453.8–

689932618, FLFL7,0573.8–

690017535, PAPA3,0423.8–

690121793, MDMD10,7193.8–

690287059, NMNM10,2413.8–

690353558, WIWI13,1643.8–

690429431, SCSC7,5803.8–

690528716, NCNC16,8633.8–

690603258, NHNH2,7213.8–

690703278, NHNH3,0793.8–

690807823, NJNJ7,4513.8–

690956537, MNMN19,8563.8–

691030041, GAGA77,6643.8–

691124087, VAVA3,9413.8–

691219946, DEDE5,6033.8–

691375062, TXTX52,1163.8–

691427526, NCNC61,5883.8–

691577040, TXTX50,9773.8–

691643221, OHOH35,2933.8–

691728137, NCNC2,6643.8–

691899347, WAWA2,5123.8–

691932073, FLFL43,5613.8–

692022960, VAVA11,6573.8–

692199737, AKAK4,7743.8–

692248315, MIMI28,4723.8–

692346032, ININ51,5153.8–

692432696, FLFL15,5213.8–

692577407, TXTX88,3193.8–

692630802, GAGA6,5823.8–

692774133, OKOK48,6993.8–

692831822, GAGA5,4033.8–

692923059, VAVA42,5223.8–

693023061, VAVA23,3083.8–

693156572, MNMN5,8273.8–

693223703, VAVA25,6103.8–

693348359, MIMI10,4013.8–

693412208, NYNY23,2893.8–

693507044, NJNJ14,5453.8–

693638562, TNTN6,4933.8–

693736801, ALAL25,4383.8–

693837716, TNTN27,4253.8–

693978957, TXTX10,5433.8–

694087901, NMNM6,3783.8–

694104039, MEME8,1023.8–

694280530, COCO6,2423.8–

694360040, ILIL5,3013.8–

694460069, ILIL8,5023.8–

694510590, NYNY6,9893.8–

694631519, GAGA3,1263.8–

694763088, MOMO8,2263.8–

694836604, ALAL8,8363.8–

694964116, MOMO18,0463.8–

695027214, NCNC14,7663.8–

695127253, NCNC33,1143.8–

695235405, ALAL49,4203.8–

695349534, MIMI23,7193.8–

695403264, NHNH6,8853.8–

695532976, FLFL9,1563.8–

695653598, WIWI4,1763.8–

695711967, NYNY27,9753.8–

695878160, TXTX4,8853.8–

695911721, NYNY6,4263.8–

696040205, KYKY24,6643.8–

696178155, TXTX55,6003.8–

696210552, NYNY22,3413.8–

696324141, VAVA21,4843.8–

696423958, VAVA3,4253.8–

696535958, ALAL3,4263.8–

696654021, WIWI7,3463.8–

696737766, TNTN18,5543.8–

696844654, OHOH21,3813.8–

696971957, ARAR3,1053.8–

697040223, KYKY22,7983.8–

697160074, ILIL36,4603.8–

697299652, AKAK4,3133.8–

697330276, GAGA19,9453.8–

697421046, MDMD15,6083.8–

697519465, PAPA18,5643.8–

697608103, NJNJ12,5733.8–

697734452, FLFL13,7343.8–

697899515, AKAK21,8703.8–

697960482, ILIL10,8973.7–

698011726, NYNY21,4553.7–

698129621, SCSC46,4823.7–

698237745, TNTN21,0903.7–

698331801, GAGA3,0153.7–

698421208, MDMD37,2763.7–

698537830, TNTN33,0383.7–

698637043, TNTN58,7423.7–

698760457, ILIL14,5033.7–

698835055, ALAL23,1153.7–

698930223, GAGA38,2623.7–

699030153, GAGA18,4673.7–

699155069, MNMN5,8363.7–

699245213, OHOH11,1393.7–

699323608, VAVA43,6413.7–

699403242, NHNH6,1973.7–

699560525, ILIL31,3243.7–

699660189, ILIL31,0423.7–

699768521, NENE37,0503.7–

699877807, TXTX13,2273.7–

699937406, TNTN13,3643.7–

700018092, PAPA3,2303.7–

SHOWING 6,501–7,000 OF 16,707

1…13 14 15…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES