Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

600131558, GAGA22,5914.0–

600201886, MAMA24,6904.0–

600334219, FLFL33,2964.0–

600432736, FLFL12,6884.0–

600522840, VAVA5,2394.0–

600621666, MDMD14,3944.0–

600760634, ILIL73,8854.0–

600824910, WVWV4,6644.0–

600954016, WIWI33,3984.0–

601055420, MNMN24,4514.0–

601178266, TXTX7,3384.0–

601223234, VAVA47,4654.0–

601312586, NYNY12,9714.0–

601430510, GAGA8,5584.0–

601554830, WIWI3,5264.0–

601634772, FLFL35,3904.0–

601748197, MIMI66,5254.0–

601830068, GAGA33,8824.0–

601932735, FLFL5,3044.0–

602034609, FLFL47,2574.0–

602107205, NJNJ22,3494.0–

602210607, NYNY6,4664.0–

602385339, AZAZ54,6414.0–

602429470, SCSC5,6394.0–

602593647, CACA11,7414.0–

602684713, UTUT4,3304.0–

602731906, GAGA20,4004.0–

602830576, GAGA3,3804.0–

602922841, VAVA3,0904.0–

603050321, IAIA7,9004.0–

603119136, PAPA36,2624.0–

603233971, FLFL30,7904.0–

603328676, NCNC3,1004.0–

603455437, MNMN18,8814.0–

603544627, OHOH7,0864.0–

603675081, TXTX36,5444.0–

603737336, TNTN4,4834.0–

603802717, MAMA4,7974.0–

603953719, WIWI34,1154.0–

604032934, FLFL18,5644.0–

604182007, WYWY21,7044.0–

604201451, MAMA5,4874.0–

604385087, AZAZ10,1574.0–

604437040, TNTN64,9774.0–

604508724, NJNJ42,3454.0–

604623803, VAVA42,0124.0–

604710990, NYNY20,3684.0–

604839507, MSMS18,5644.0–

604922712, VAVA9,5014.0–

605021702, MDMD49,6054.0–

605171227, LALA3,7834.0–

605246260, ININ35,7074.0–

605307452, NJNJ12,1544.0–

605401337, MAMA2,5894.0–

605524450, VAVA17,7144.0–

605692311, CACA33,9544.0–

605728763, NCNC2,6884.0–

605849712, MIMI8,2034.0–

605928105, NCNC46,8174.0–

606056474, MNMN4,4754.0–

606128654, NCNC3,1684.0–

606211725, NYNY29,0734.0–

606359417, MTMT7,4704.0–

606407645, NJNJ8,9014.0–

606522153, VAVA32,6644.0–

606624551, VAVA28,5544.0–

606702886, RIRI31,2934.0–

606832444, FLFL21,4594.0–

606902339, MAMA14,8454.0–

607018938, PAPA13,6494.0–

607156001, MNMN51,5854.0–

607216056, PAPA4,2324.0–

607319547, PAPA4,5794.0–

607428081, NCNC29,0754.0–

607529707, SCSC37,6294.0–

607687522, NMNM2,5954.0–

607712550, NYNY55,1524.0–

607804572, MEME5,2534.0–

607972121, ARAR3,6314.0–

608029204, SCSC18,1594.0–

608107648, NJNJ5,7244.0–

608245208, OHOH17,9434.0–

608397443, OROR3,1164.0–

608480543, COCO9,7744.0–

608584648, UTUT7,3854.0–

608674932, OKOK2,5274.0–

608740241, KYKY30,6964.0–

608803038, NHNH34,4744.0–

608952356, IAIA2,6644.0–

609073069, OKOK28,4624.0–

609111757, NYNY44,4134.0–

609278217, TXTX34,0554.0–

609365401, MOMO32,7144.0–

609422310, VAVA28,1364.0–

609540242, KYKY11,1684.0–

609620853, MDMD31,8514.0–

609724065, VAVA6,5654.0–

609843240, OHOH7,6794.0–

609950266, IAIA37,5234.0–

610034436, FLFL8,2054.0–

610104268, MEME5,2284.0–

610208037, NJNJ23,5144.0–

610343440, OHOH4,2224.0–

610480758, COCO3,3944.0–

610556554, MNMN2,7524.0–

610636853, ALAL9,5414.0–

610755424, MNMN10,2894.0–

610827410, NCNC54,9214.0–

610987105, NMNM54,3674.0–

611033635, FLFL19,1344.0–

611170032, LALA4,6254.0–

611207739, NJNJ6,1054.0–

611307704, NJNJ6,1704.0–

611401473, MAMA8,3744.0–

611543146, OHOH13,3874.0–

611660563, ILIL39,3304.0–

611733578, FLFL60,6514.0–

611804330, MEME26,6904.0–

611903263, NHNH4,1054.0–

612022406, VAVA27,3674.0–

612174135, OKOK20,1384.0–

612253024, WIWI18,9824.0–

612385344, AZAZ9,4334.0–

612443229, OHOH55,0204.0–

612533912, FLFL19,5334.0–

612604086, MEME9,7064.0–

612785730, AZAZ39,3994.0–

612855117, MNMN44,6974.0–

612938601, MSMS2,5074.0–

613070810, LALA42,6594.0–

613112528, NYNY13,8274.0–

613222443, VAVA10,0114.0–

613337814, TNTN35,2394.0–

613428626, NCNC3,1734.0–

613560045, ILIL21,0744.0–

613685139, AZAZ20,7844.0–

613735670, ALAL7,7604.0–

613878652, TXTX5,2874.0–

613933194, FLFL8,0694.0–

614073116, OKOK10,2114.0–

614127330, NCNC39,7784.0–

614232311, FLFL21,9054.0–

614384128, UTUT32,1264.0–

614466213, KSKS30,5394.0–

614530034, GAGA41,8474.0–

614633066, FLFL16,7194.0–

614702825, RIRI6,1074.0–

614830263, GAGA61,6954.0–

614915626, PAPA5,1294.0–

615012522, NYNY4,9594.0–

615187114, NMNM70,1174.0–

615219956, DEDE16,3274.0–

615320751, MDMD2,8514.0–

615438572, TNTN12,0834.0–

615585743, AZAZ31,3004.0–

615628905, NCNC3,0564.0–

615732606, FLFL23,0224.0–

615834237, FLFL17,3674.0–

615978613, TXTX89,9564.0–

616075165, TXTX53,5134.0–

616199669, AKAK15,3954.0–

616259044, MTMT12,3024.0–

616378628, TXTX50,8224.0–

616493311, CACA55,5554.0–

616501056, MAMA20,9044.0–

616685138, AZAZ55,2604.0–

616736607, ALAL5,3934.0–

616836732, ALAL8,3874.0–

616930677, GAGA22,6164.0–

617077331, TXTX7,5564.0–

617160439, ILIL24,1923.9–

617283350, IDID12,6713.9–

617307751, NJNJ21,1093.9–

617432713, FLFL22,8843.9–

617534945, FLFL6,3213.9–

617602817, RIRI6,6473.9–

617708876, NJNJ23,3803.9–

617811793, NYNY32,3493.9–

617977598, TXTX26,1103.9–

618040515, KYKY37,3843.9–

618137187, TNTN7,9883.9–

618260130, ILIL13,9433.9–

618337890, TNTN6,8213.9–

618456301, MNMN35,5803.9–

618560176, ILIL11,3933.9–

618659106, MTMT21,4173.9–

618707628, NJNJ18,2793.9–

618832725, FLFL51,9873.9–

618934736, FLFL28,0013.9–

619078611, TXTX14,5603.9–

619172067, ARAR2,8703.9–

619246802, ININ11,1773.9–

619307001, NJNJ17,1213.9–

619437922, TNTN40,3943.9–

619511733, NYNY17,7523.9–

619630542, GAGA38,6053.9–

619777358, TXTX5,0873.9–

619875019, TXTX44,9173.9–

619932779, FLFL28,9243.9–

620033762, FLFL5,0633.9–

620111729, NYNY27,2313.9–

620237918, TNTN45,9713.9–

620307077, NJNJ3,2483.9–

620437342, TNTN3,8633.9–

620553205, WIWI9,2653.9–

620602857, RIRI8,2623.9–

620731601, GAGA31,3023.9–

620832950, FLFL4,1323.9–

620919805, DEDE41,4023.9–

621048335, MIMI25,0773.9–

621128079, NCNC43,0353.9–

621237743, TNTN24,5483.9–

621323314, VAVA10,0993.9–

621444451, OHOH2,8923.9–

621527596, NCNC22,2323.9–

621633905, FLFL41,3813.9–

621702764, MAMA4,4363.9–

621830553, GAGA8,5573.9–

621956387, MNMN7,7563.9–

622011705, NYNY8,2843.9–

622182501, WYWY19,4133.9–

622230742, GAGA7,7453.9–

622333852, FLFL22,6003.9–

622474137, OKOK28,5333.9–

622519610, PAPA16,5813.9–

622629732, SCSC57,6753.9–

622778617, TXTX30,7563.9–

622837034, TNTN8,8673.9–

622935611, ALAL29,9693.9–

623030621, GAGA6,1483.9–

623155115, MNMN8,9493.9–

623220707, MDMD37,2783.9–

623344240, OHOH37,7883.9–

623428001, NCNC26,4243.9–

623585037, AZAZ54,6083.9–

623655382, MNMN3,6913.9–

623710567, NYNY19,9763.9–

623870811, LALA12,1543.9–

623976088, TXTX15,2903.9–

624095971, CACA6,4193.9–

624143110, OHOH43,5443.9–

624207675, NJNJ27,3493.9–

624319504, PAPA5,3353.9–

624407869, NJNJ26,0223.9–

624532826, FLFL29,0063.9–

624685741, AZAZ33,6793.9–

624701775, MAMA7,1653.9–

624834946, FLFL6,8523.9–

624958854, NDND9,3683.9–

625008852, NJNJ18,0623.9–

625107748, NJNJ28,6333.9–

625254814, WIWI2,7623.9–

625355057, MNMN25,6503.9–

625439530, MSMS7,7013.9–

625546106, ININ10,1593.9–

625623693, VAVA23,1763.9–

625760184, ILIL2,5573.9–

625823434, VAVA54,3873.9–

625901001, MAMA16,2343.9–

626023060, VAVA36,4973.9–

626145780, OHOH2,8283.9–

626232225, FLFL55,9053.9–

626308223, NJNJ4,0483.9–

626487045, NMNM2,6083.9–

626510509, NYNY20,0463.9–

626637737, TNTN7,0813.9–

626727281, NCNC3,8643.9–

626820886, MDMD34,7183.9–

626928078, NCNC71,6573.9–

627003766, NHNH11,1953.9–

627101247, MAMA14,7943.9–

627214213, NYNY24,1073.9–

627318954, PAPA10,3803.9–

627417566, PAPA12,6033.9–

627538570, TNTN10,2553.9–

627668526, NENE7,9443.9–

627720105, VAVA37,6393.9–

627828613, NCNC23,3573.9–

627920110, VAVA49,8903.9–

628027357, NCNC9,9223.9–

628170730, LALA3,9903.9–

628255421, MNMN30,8433.9–

628303032, NHNH6,1193.9–

628435473, ALAL18,1983.9–

628577518, TXTX9,5413.9–

628646227, ININ57,5873.9–

628727583, NCNC7,2423.9–

628876856, TXTX3,5323.9–

628901585, MAMA4,8103.9–

629035906, ALAL10,4463.9–

629160707, ILIL41,1163.9–

629228315, NCNC14,0843.9–

629332536, FLFL25,5993.9–

629483254, IDID3,7923.9–

629579401, TXTX8,7413.9–

629630558, GAGA5,5243.9–

629703249, NHNH7,8303.9–

629827302, NCNC35,4183.9–

629912590, NYNY35,7123.9–

630076112, TXTX44,5143.9–

630154155, WIWI7,4183.9–

630207850, NJNJ6,8283.9–

630307718, NJNJ6,6583.9–

630432763, FLFL24,9513.9–

630560607, ILIL32,3923.9–

630692225, CACA20,3193.9–

630716053, PAPA3,4293.9–

630823487, VAVA6,4773.9–

630998595, WAWA2,6983.9–

631027278, NCNC27,9253.9–

631107076, NJNJ24,8433.9–

631263104, MOMO19,0073.9–

631310510, NYNY10,2263.9–

631453590, WIWI45,6023.9–

631560005, ILIL28,8433.9–

631634652, FLFL27,4443.9–

631776102, TXTX11,8953.9–

631803285, NHNH2,7993.9–

631983276, IDID4,1553.9–

632065804, MOMO40,9353.9–

632175490, TXTX3,1963.9–

632287566, NMNM2,6843.9–

632322152, VAVA28,8143.9–

632419810, DEDE26,5303.9–

632574059, OKOK5,6433.9–

632612206, NYNY14,5723.9–

632760155, ILIL7,9063.9–

632807410, NJNJ35,6103.9–

632912553, NYNY27,3843.9–

633030144, GAGA59,6613.9–

633130260, GAGA28,6933.9–

633229047, SCSC3,5373.9–

633356359, MNMN3,5213.9–

633470056, LALA40,3483.9–

633575051, TXTX40,8843.9–

633629605, SCSC40,7173.9–

633728170, NCNC10,1033.9–

633807747, NJNJ32,3303.9–

633929708, SCSC43,5153.9–

634080951, COCO5,2193.9–

634137931, TNTN31,8423.9–

634266210, KSKS20,3473.9–

634373072, OKOK50,8813.9–

634465026, MOMO11,6063.9–

634529620, SCSC11,6123.9–

634633534, FLFL17,7403.9–

634793725, CACA24,5753.9–

634802322, MAMA4,7743.9–

634953080, WIWI5,0593.9–

635055042, MNMN13,7053.9–

635139531, MSMS18,9183.9–

635260157, ILIL2,5773.9–

635307043, NJNJ13,2563.9–

635414605, NYNY11,7833.9–

635530529, GAGA12,8743.9–

635653515, WIWI2,6473.9–

635784074, UTUT59,7063.9–

635812484, NYNY3,1553.9–

635921215, MDMD52,2293.9–

636020833, MDMD7,8603.9–

636107663, NJNJ14,4193.9–

636255443, MNMN33,6603.9–

636328273, NCNC50,9663.9–

636470043, LALA22,6383.9–

636529720, SCSC53,5843.9–

636697720, OROR4,3973.9–

636754701, WIWI43,0143.9–

636801331, MAMA13,9223.9–

636924503, VAVA20,4193.9–

637079707, TXTX40,0103.9–

637181625, COCO12,3073.9–

637258763, NDND4,4263.9–

637308830, NJNJ19,5513.9–

637460632, ILIL89,1073.9–

637560056, ILIL55,8183.9–

637628016, NCNC13,1093.9–

637732829, FLFL20,8193.9–

637808822, NJNJ32,5563.9–

637934453, FLFL10,6213.9–

638077082, TXTX59,4123.9–

638119428, PAPA20,4113.9–

638255438, MNMN15,7013.9–

638332514, FLFL42,4473.9–

638433597, FLFL10,8643.9–

638503901, MEME8,1753.9–

638605477, VTVT4,4543.9–

638756342, MNMN2,7883.9–

638856345, MNMN15,0083.9–

638935805, ALAL20,8563.9–

639019030, PAPA12,3053.9–

639172616, ARAR10,9073.9–

639278659, TXTX2,6603.9–

639321155, MDMD3,3133.9–

639403046, NHNH3,0973.9–

639557769, SDSD4,0293.9–

639623015, VAVA4,6013.9–

639727525, NCNC17,1103.9–

639823231, VAVA38,5443.9–

639928164, NCNC16,8743.9–

640070037, LALA16,6393.9–

640129906, SCSC25,3423.9–

640270062, LALA17,7713.9–

640378130, TXTX104,0093.9–

640423325, VAVA19,1383.9–

640501463, MAMA11,6973.9–

640641240, KYKY6,4083.9–

640708817, NJNJ49,0203.9–

640853716, WIWI18,5963.9–

640904953, MEME3,1433.9–

641019950, DEDE7,9183.9–

641160630, ILIL55,4863.9–

641264145, MOMO4,9653.9–

641308753, NJNJ65,4483.9–

641499326, WAWA6,3363.9–

641576014, TXTX32,8183.9–

641637398, TNTN15,7553.9–

641738237, TNTN15,6273.9–

641821851, MDMD7,2973.9–

641955429, MNMN27,0243.9–

642032712, FLFL50,5833.9–

642121797, MDMD8,6433.9–

642240513, KYKY11,0323.9–

642302032, MAMA4,9923.9–

642429483, SCSC59,1863.9–

642530075, GAGA56,2633.9–

642620152, VAVA36,6743.9–

642748312, MIMI34,4013.9–

642811710, NYNY34,8343.9–

642901373, MAMA4,8603.9–

643038571, TNTN14,6783.9–

643132244, FLFL63,5923.9–

643222026, VAVA22,8973.9–

643386442, AZAZ34,7353.9–

643448137, MIMI4,1573.9–

643504416, MEME5,4973.9–

643654810, WIWI2,8493.9–

643702878, RIRI16,1893.9–

643803819, NHNH4,4713.9–

643924380, VAVA3,0883.9–

644003036, NHNH5,3003.9–

644123146, VAVA3,4513.9–

644221207, MDMD47,0993.9–

644353208, WIWI27,2013.9–

644421218, MDMD44,0143.9–

644540503, KYKY27,4513.9–

644655427, MNMN24,7643.9–

644728584, NCNC14,9393.9–

644819029, PAPA3,9803.9–

644930607, GAGA10,7003.9–

645027925, NCNC3,3823.9–

645134951, FLFL17,1483.9–

645204073, MEME17,4143.9–

645331064, GAGA10,2593.9–

645483318, IDID19,4593.9–

645578605, TXTX7,5733.9–

645632333, FLFL11,4493.9–

645778754, TXTX32,6903.9–

645802919, RIRI29,8023.9–

645975146, TXTX25,0973.9–

646033761, FLFL18,2903.9–

646187123, NMNM42,2523.9–

646285658, AZAZ16,0513.9–

646350010, IAIA33,7993.9–

646414092, NYNY10,2473.9–

646527539, NCNC25,8783.9–

646623518, VAVA29,7463.9–

646754847, WIWI2,6073.9–

646804256, MEME3,1343.9–

646940475, KYKY65,9613.9–

647019454, PAPA27,7553.9–

647123192, VAVA6,6293.9–

647270065, LALA48,9363.9–

647385653, AZAZ23,5743.9–

647401740, MAMA5,7373.9–

647522427, VAVA4,3563.9–

647619809, DEDE14,3113.9–

647775006, TXTX47,8073.9–

647837083, TNTN17,3643.9–

647933952, FLFL35,2313.9–

648078213, TXTX40,5263.9–

648185937, AZAZ9,7603.9–

648221787, MDMD11,6453.9–

648392539, CACA3,7743.9–

648433572, FLFL26,4953.9–

648540379, KYKY3,7883.9–

648654568, WIWI4,8543.9–

648799517, AKAK16,4863.9–

648843213, OHOH36,2733.9–

648970529, LALA12,9493.9–

649007922, NJNJ12,1953.9–

649137932, TNTN25,4243.9–

649202054, MAMA8,8883.9–

649337363, TNTN42,0933.9–

649476058, TXTX22,2763.9–

649507014, NJNJ4,9753.9–

649699611, AKAK16,5103.9–

649722315, VAVA30,4043.9–

649864093, MOMO28,1993.9–

649930528, GAGA24,0813.9–

650019422, PAPA20,4123.9–

SHOWING 6,001–6,500 OF 16,707

1…12 13 14…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES