Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

550177078, TXTX14,2474.1–

550260642, ILIL21,7894.1–

550375070, TXTX64,0784.1–

550416827, PAPA5,1234.1–

550599320, WAWA9,8794.1–

550660521, ILIL18,0564.1–

550730022, GAGA64,5464.1–

550832952, FLFL21,6134.1–

550930076, GAGA46,0544.1–

551011590, NYNY47,5994.1–

551129418, SCSC26,0524.1–

551218902, PAPA22,8984.1–

551334677, FLFL22,7624.1–

551430047, GAGA70,1214.1–

551580831, COCO33,9124.1–

551628034, NCNC18,9794.1–

551724501, VAVA25,0064.1–

551823238, VAVA26,0504.1–

551930548, GAGA26,2324.1–

552022936, VAVA6,9834.1–

552178263, TXTX4,2534.1–

552232141, FLFL18,7264.1–

552310579, NYNY9,0194.1–

552482609, WYWY18,7144.1–

552521617, MDMD10,4284.1–

552637062, TNTN13,8514.1–

552732218, FLFL72,9054.1–

552876023, TXTX7,5344.1–

552985303, AZAZ33,6634.1–

553077092, TXTX36,9384.1–

553121087, MDMD5,5374.1–

553238474, TNTN9,1434.1–

553314214, NYNY21,3144.1–

553407432, NJNJ7,0194.1–

553533322, FLFL41,1284.1–

553645693, OHOH8,7144.1–

553740207, KYKY28,9034.1–

553830901, GAGA16,4844.1–

553922664, VAVA9,2934.1–

554011706, NYNY68,9764.1–

554180922, COCO30,4534.1–

554285045, AZAZ7,6004.1–

554330214, GAGA31,8114.1–

554428778, NCNC13,5364.1–

554528128, NCNC6,5874.1–

554633976, FLFL20,2774.1–

554763965, MOMO2,6074.1–

554843001, OHOH2,8924.1–

554907656, NJNJ9,4064.1–

555030013, GAGA28,2974.1–

555157006, SDSD24,1924.1–

555228759, NCNC7,5554.1–

555328147, NCNC25,8124.1–

555485353, AZAZ49,1204.1–

555597352, OROR6,4974.1–

555693737, CACA7,2794.1–

555730555, GAGA2,6074.1–

555801835, MAMA14,7824.1–

555986333, AZAZ6,7814.1–

556089143, NVNV14,6834.1–

556101821, MAMA30,1434.1–

556281004, COCO25,7574.1–

556398563, WAWA7,6044.1–

556420776, MDMD3,3154.1–

556564154, MOMO13,8514.1–

556655353, MNMN3,3614.1–

556757030, SDSD2,5104.1–

556885208, AZAZ37,2254.1–

556960827, ILIL24,7134.1–

557085335, AZAZ36,0884.1–

557104074, MEME23,0764.1–

557255082, MNMN36,2774.1–

557328697, NCNC13,4124.1–

557437073, TNTN14,9954.1–

557517532, PAPA3,3284.1–

557658103, NDND48,7964.1–

557765653, MOMO5,9054.1–

557836609, ALAL23,8204.1–

557932708, FLFL48,9654.1–

558033837, FLFL47,3894.1–

558154521, WIWI8,5514.1–

558211776, NYNY22,8084.1–

558370342, LALA4,6074.1–

558403906, MEME5,3684.1–

558556435, MNMN2,8014.1–

558655025, MNMN25,8914.1–

558729485, SCSC58,5074.1–

558808210, NJNJ17,1434.1–

558932352, FLFL5,1024.1–

559030241, GAGA25,8404.1–

559184078, UTUT30,9754.1–

559234482, FLFL22,8074.1–

559311552, NYNY25,1744.1–

559480547, COCO8,8214.1–

559519475, PAPA12,2984.1–

559677014, TXTX36,1194.1–

559728217, NCNC32,0644.1–

559834491, FLFL33,3184.1–

559919901, DEDE37,7634.1–

560007013, NJNJ30,8114.1–

560172758, ARAR48,2334.1–

560220905, MDMD19,0044.1–

560323224, VAVA40,5754.1–

560405301, VTVT16,9554.1–

560543016, OHOH46,3624.1–

560685083, AZAZ21,0224.1–

560728120, NCNC25,8054.1–

560877845, TXTX76,7644.1–

560923320, VAVA59,1084.1–

561032578, FLFL34,7384.1–

561175092, TXTX28,3424.1–

561230008, GAGA35,5474.1–

561301770, MAMA4,4274.1–

561437127, TNTN21,4994.1–

561559701, MTMT34,2324.1–

561621231, MDMD14,9694.1–

561760620, ILIL64,8714.1–

561837411, TNTN18,9974.1–

561960025, ILIL41,6894.1–

562076039, TXTX39,8554.1–

562129486, SCSC53,9754.1–

562223901, VAVA15,1734.1–

562328097, NCNC8,3034.1–

562401462, MAMA11,9194.1–

562530628, GAGA6,6244.1–

562601505, MAMA4,9484.1–

562705676, VTVT5,0324.1–

562896022, CACA17,0924.1–

562932820, FLFL10,8974.1–

563011749, NYNY3,6004.1–

563120706, MDMD42,6124.1–

563228110, NCNC56,9714.1–

563304038, MEME18,3004.1–

563431606, GAGA3,7344.1–

563554020, WIWI7,6874.1–

563681007, COCO35,6904.1–

563719960, DEDE6,7744.1–

563877445, TXTX16,1424.1–

563929690, SCSC26,3584.1–

564001469, MAMA6,8204.1–

564128115, NCNC43,5444.1–

564285388, AZAZ35,3694.1–

564308731, NJNJ21,6294.1–

564405089, VTVT4,4624.1–

564576040, TXTX31,6774.1–

564634653, FLFL35,9454.1–

564712477, NYNY19,0664.1–

564838506, TNTN30,1004.1–

564973007, OKOK3,1704.1–

565007090, NJNJ31,1114.1–

565178664, TXTX62,0604.1–

565230543, GAGA6,2384.1–

565376117, TXTX32,9504.1–

565407981, NJNJ9,0304.1–

565593268, CACA16,9634.1–

565649617, MIMI3,5264.1–

565793223, CACA10,4054.1–

565828467, NCNC13,3134.1–

565937049, TNTN4,1604.1–

566087042, NMNM3,4104.1–

566107203, NJNJ22,6464.1–

566210924, NYNY13,7204.1–

566307034, NJNJ11,0184.1–

566410989, NYNY9,1874.1–

566583274, IDID11,6994.1–

566619143, PAPA62,5724.1–

566719529, PAPA3,1094.1–

566889408, NVNV24,5644.1–

566992363, CACA5,5314.1–

567032732, FLFL5,2754.1–

567107094, NJNJ21,7784.1–

567297801, OROR21,5754.1–

567360613, ILIL52,2444.1–

567464856, MOMO4,0924.1–

567533625, FLFL29,9674.1–

567632641, FLFL13,9634.1–

567733777, FLFL18,5824.1–

567819530, PAPA15,5734.1–

567953235, WIWI9,0044.1–

568030017, GAGA26,6204.1–

568137030, TNTN8,1834.1–

568237861, TNTN8,6084.1–

568319355, PAPA29,4254.1–

568495987, CACA6,7864.1–

568511792, NYNY8,9044.1–

568622039, VAVA19,6264.1–

568770471, LALA24,1994.1–

568866214, KSKS12,3514.1–

568987532, NMNM18,9484.1–

569002367, MAMA2,9354.1–

569103748, NHNH4,5634.1–

569229715, SCSC46,8654.1–

569321152, MDMD6,4594.1–

569412210, NYNY10,2974.1–

569532773, FLFL34,0324.1–

569607081, NJNJ17,1714.1–

569721791, MDMD5,3404.1–

569895655, CACA4,9014.1–

569911704, NYNY40,7064.1–

570086334, AZAZ4,1594.1–

570102379, MAMA7,7084.1–

570253528, WIWI6,2634.1–

570303784, NHNH3,8044.1–

570421701, MDMD43,0484.1–

570535242, ALAL57,3744.1–

570627712, NCNC24,2994.1–

570711730, NYNY14,2474.1–

570811566, NYNY34,7414.1–

570902832, RIRI4,9984.1–

571003576, NHNH2,7644.1–

571130033, GAGA31,3104.1–

571203055, NHNH16,3374.1–

571312305, NYNY7,3564.1–

571459711, MTMT9,5294.1–

571564112, MOMO8,2604.1–

571678258, TXTX52,4484.1–

571732776, FLFL13,1634.1–

571832905, FLFL24,7924.1–

571983530, IDID6,4064.1–

572042104, KYKY42,0764.1–

572111742, NYNY13,2024.1–

572298848, WAWA12,8544.1–

572332935, FLFL41,9654.1–

572455411, MNMN27,7414.1–

572508043, NJNJ31,1914.1–

572623185, VAVA55,2704.1–

572702769, MAMA13,0224.1–

572835083, ALAL4,6924.1–

572977801, TXTX15,4614.1–

573093656, CACA7,1724.1–

573149740, MIMI7,1974.1–

573202917, RIRI15,2934.1–

573364110, MOMO16,8784.1–

573455021, MNMN30,9084.1–

573537869, TNTN5,2714.1–

573628411, NCNC37,2334.1–

573703840, NHNH4,1064.1–

573820876, MDMD26,4064.1–

573995742, CACA17,7684.1–

574001746, MAMA15,0944.1–

574166502, KSKS43,6934.1–

574229568, SCSC17,0974.1–

574330533, GAGA28,0494.1–

574458102, NDND32,9124.1–

574558501, NDND29,4054.1–

574610980, NYNY13,4144.1–

574728479, NCNC6,5814.1–

574893636, CACA15,2944.1–

574932764, FLFL2,7894.1–

575092277, CACA26,2774.1–

575133884, FLFL37,5614.1–

575230734, GAGA2,8034.1–

575356063, MNMN3,2214.1–

575403824, NHNH15,0804.1–

575578240, TXTX57,9214.1–

575692251, CACA27,4544.1–

575703076, NHNH14,4494.1–

575804009, MEME5,4784.1–

575930256, GAGA2,8384.1–

576021638, MDMD5,4204.1–

576156320, MNMN8,4824.1–

576230620, GAGA18,1394.1–

576302338, MAMA7,7484.1–

576434433, FLFL8,4114.1–

576503603, NHNH5,2384.1–

576601536, MAMA6,8604.1–

576730014, GAGA41,4254.1–

576837327, TNTN13,4804.1–

576903062, NHNH29,4414.1–

577048103, MIMI55,0544.1–

577121756, MDMD3,6404.1–

577232962, FLFL25,5224.1–

577330540, GAGA20,5824.1–

577436603, ALAL7,7604.1–

577568064, NENE4,0464.1–

577628088, NCNC3,0544.1–

577703275, NHNH12,2054.1–

577820170, VAVA43,8664.1–

577955344, MNMN14,0344.1–

578023607, VAVA23,0964.1–

578184634, UTUT3,7474.1–

578218472, PAPA6,6014.1–

578333598, FLFL32,8204.1–

578459632, MTMT2,5574.1–

578523950, VAVA3,5104.1–

578688005, NMNM27,5094.1–

578705346, VTVT5,1774.1–

578819966, DEDE35,8844.1–

578918431, PAPA12,7754.1–

579018343, PAPA3,6374.1–

579175234, TXTX32,9614.1–

579202341, MAMA10,5424.1–

579323454, VAVA58,1784.1–

579449682, MIMI4,6994.1–

579522701, VAVA38,5124.1–

579630012, GAGA34,5064.1–

579730349, GAGA79,8724.1–

579893212, CACA23,1424.1–

579985379, AZAZ51,0354.1–

580037714, TNTN4,4214.1–

580170809, LALA25,7324.1–

580227519, NCNC69,8364.1–

580320785, MDMD40,0664.1–

580493615, CACA5,7644.1–

580527540, NCNC47,7714.1–

580631305, GAGA5,1084.0–

580728530, NCNC6,4844.0–

580880723, COCO6,8924.0–

580912525, NYNY2,7494.0–

581030534, GAGA34,3654.0–

581133880, FLFL43,3714.0–

581237143, TNTN4,2144.0–

581320705, MDMD28,7134.0–

581407068, NJNJ6,2684.0–

581532811, FLFL41,4754.0–

581659072, MTMT4,6904.0–

581701532, MAMA15,7504.0–

581801887, MAMA23,3364.0–

581975855, TXTX2,6354.0–

582048118, MIMI13,2464.0–

582137381, TNTN10,7114.0–

582210708, NYNY22,4824.0–

582360070, ILIL15,4964.0–

582403461, NHNH6,4974.0–

582575212, TXTX28,2594.0–

582698944, WAWA22,8174.0–

582793313, CACA61,8434.0–

582830058, GAGA62,6144.0–

582970776, LALA7,1004.0–

583021032, MDMD8,8504.0–

583132726, FLFL24,7154.0–

583237421, TNTN52,9854.0–

583327546, NCNC21,4194.0–

583421012, MDMD22,5704.0–

583522737, VAVA3,4654.0–

583631404, GAGA30,0624.0–

583732344, FLFL13,1134.0–

583834668, FLFL49,4424.0–

583921036, MDMD2,5694.0–

584040517, KYKY35,6564.0–

584107204, NJNJ14,0934.0–

584275061, TXTX56,0134.0–

584334449, FLFL3,5654.0–

584449022, MIMI29,4604.0–

584501267, MAMA9,6334.0–

584621157, MDMD38,9844.0–

584780440, COCO3,5024.0–

584832904, FLFL37,2414.0–

584902343, MAMA11,3464.0–

585071033, LALA3,2974.0–

585104076, MEME2,9764.0–

585211510, NYNY35,7014.0–

585304578, MEME4,7094.0–

585452245, IAIA22,8534.0–

585535406, ALAL18,9044.0–

585677069, TXTX20,6084.0–

585728027, NCNC81,7724.0–

585828173, NCNC65,2744.0–

585955423, MNMN36,7244.0–

586022560, VAVA6,6124.0–

586134287, FLFL25,9294.0–

586278748, TXTX55,6314.0–

586353186, WIWI33,3744.0–

586439581, MSMS11,3904.0–

586518054, PAPA4,9324.0–

586659401, MTMT13,2554.0–

586735404, ALAL22,4454.0–

586822015, VAVA44,6474.0–

586939194, MSMS18,7144.0–

587037355, TNTN29,8054.0–

587137660, TNTN40,9964.0–

587223228, VAVA36,5274.0–

587355113, MNMN40,8194.0–

587430188, GAGA69,5184.0–

587531415, GAGA11,0824.0–

587605446, VTVT16,4524.0–

587755906, MNMN20,4374.0–

587837920, TNTN44,9954.0–

587932328, FLFL4,4094.0–

588021221, MDMD43,4874.0–

588128036, NCNC22,9634.0–

588271201, LALA21,7824.0–

588334691, FLFL21,2324.0–

588403608, NHNH3,1674.0–

588599111, WAWA4,0384.0–

588637873, TNTN3,9604.0–

588776092, TXTX31,5204.0–

588859474, MTMT3,5254.0–

588932744, FLFL3,6344.0–

589007857, NJNJ3,7284.0–

589123102, VAVA3,6054.0–

589240068, KYKY2,5704.0–

589332211, FLFL36,7624.0–

589476458, TXTX6,2404.0–

589519362, PAPA6,0924.0–

589608501, NJNJ6,3644.0–

589701747, MAMA6,0274.0–

589837917, TNTN24,6154.0–

589907062, NJNJ15,3994.0–

590033993, FLFL35,5804.0–

590130519, GAGA59,9974.0–

590282240, WYWY9,6674.0–

590349112, MIMI10,5444.0–

590433844, FLFL51,2554.0–

590577099, TXTX50,0644.0–

590602911, RIRI15,6534.0–

590702766, MAMA19,2404.0–

590899122, WAWA4,0464.0–

590965737, MOMO8,7454.0–

591056334, MNMN5,7764.0–

591101606, MAMA22,8444.0–

591233967, FLFL28,3414.0–

591365052, MOMO3,7904.0–

591405443, VTVT6,5494.0–

591533810, FLFL55,1374.0–

591628657, NCNC8,1884.0–

591703833, NHNH22,8174.0–

591876180, TXTX38,3714.0–

591908201, NJNJ10,4124.0–

592029206, SCSC19,7594.0–

592128092, NCNC40,3504.0–

592255811, MNMN28,1184.0–

592378934, TXTX6,7314.0–

592423093, VAVA14,6474.0–

592508091, NJNJ5,9634.0–

592612524, NYNY15,0264.0–

592730344, GAGA35,4564.0–

592875013, TXTX49,7964.0–

592928705, NCNC6,7324.0–

593031792, GAGA22,9624.0–

593137047, TNTN2,8344.0–

593207440, NJNJ4,6704.0–

593307067, NJNJ18,5874.0–

593481639, COCO2,6184.0–

593522968, VAVA11,2354.0–

593610471, NYNY23,7984.0–

593786409, AZAZ30,3654.0–

593860202, ILIL32,3414.0–

593949508, MIMI42,7204.0–

594060559, ILIL24,2314.0–

594187113, NMNM16,0744.0–

594228054, NCNC41,7074.0–

594332043, FLFL34,5624.0–

594437415, TNTN24,1814.0–

594554843, WIWI13,4164.0–

594655101, MNMN7,9114.0–

594719129, PAPA11,9374.0–

594898360, WAWA15,0454.0–

594985355, AZAZ14,4604.0–

595023824, VAVA6,4554.0–

595115367, PAPA9,9064.0–

595255118, MNMN29,5644.0–

595338619, MSMS5,3664.0–

595412564, NYNY7,7344.0–

595528160, NCNC3,6654.0–

595611731, NYNY29,9994.0–

595753190, WIWI20,4994.0–

595820164, VAVA43,4364.0–

595920155, VAVA37,4864.0–

596030043, GAGA87,9294.0–

596153575, WIWI18,2044.0–

596219405, PAPA5,1454.0–

596337020, TNTN5,0004.0–

596421133, MDMD31,3984.0–

596528714, NCNC16,3974.0–

596666018, KSKS6,5844.0–

596771115, LALA14,4134.0–

596832180, FLFL4,4444.0–

596902359, MAMA18,3824.0–

597046511, ININ3,7554.0–

597130506, GAGA45,6124.0–

597223075, VAVA8,3474.0–

597319119, PAPA28,3564.0–

597435806, ALAL29,1614.0–

597537708, TNTN6,5124.0–

597668154, NENE24,0604.0–

597722520, VAVA4,7404.0–

597884087, UTUT16,8084.0–

597995917, CACA3,7524.0–

598023437, VAVA5,0234.0–

598129710, SCSC40,5954.0–

598260629, ILIL108,3244.0–

598320882, MDMD13,7514.0–

598410920, NYNY8,4514.0–

598520121, VAVA27,7884.0–

598607470, NJNJ54,1124.0–

598702771, MAMA15,6944.0–

598802889, RIRI27,5164.0–

598920124, VAVA14,3754.0–

599003049, NHNH8,6034.0–

599160636, ILIL32,1984.0–

599211756, NYNY42,6654.0–

599305464, VTVT2,9984.0–

599499337, WAWA33,2874.0–

599555428, MNMN32,4994.0–

599637764, TNTN12,5624.0–

599770433, LALA41,8764.0–

599837934, TNTN28,2724.0–

599935801, ALAL23,3574.0–

600021226, MDMD6,6744.0–

SHOWING 5,501–6,000 OF 16,707

1…11 12 13…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES