Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

500107052, NJNJ48,6204.3–

500285249, AZAZ48,7464.3–

500332223, FLFL26,1604.3–

500476021, TXTX35,3544.3–

500542101, KYKY65,4214.3–

500680018, COCO19,0724.3–

500785132, AZAZ38,6714.3–

500820855, MDMD17,2794.3–

500949401, MIMI29,6744.3–

501001504, MAMA9,2554.3–

501117509, PAPA5,1354.3–

501230115, GAGA53,6874.3–

501322939, VAVA6,9084.3–

501429306, SCSC16,7144.3–

501521639, MDMD4,6824.3–

501627560, NCNC40,7924.3–

501780925, COCO17,2734.3–

501829458, SCSC2,5054.3–

501953714, WIWI16,1694.3–

502029678, SCSC23,7674.3–

502111727, NYNY28,4954.3–

502296064, CACA4,6654.3–

502345209, OHOH10,5704.3–

502480534, COCO20,5024.3–

502585338, AZAZ67,4514.3–

502636608, ALAL38,8904.3–

502732110, FLFL10,0184.3–

502811801, NYNY41,5854.3–

502901151, MAMA9,6064.3–

503019046, PAPA19,6404.3–

503137160, TNTN38,1484.3–

503228789, NCNC5,7884.3–

503302718, MAMA6,8784.3–

503434476, FLFL28,9974.3–

503501035, MAMA5,3064.3–

503645701, OHOH33,3294.3–

503708057, NJNJ21,5294.3–

503898855, WAWA5,8574.3–

503903079, NHNH30,9644.3–

504034288, FLFL18,2314.3–

504149009, MIMI47,9714.3–

504230313, GAGA10,9134.3–

504334953, FLFL86,8754.3–

504465037, MOMO5,2444.3–

504549090, MIMI13,2504.3–

504607450, NJNJ26,3084.3–

504756467, MNMN2,8274.3–

504833763, FLFL21,1464.3–

504929575, SCSC20,7214.3–

505019106, PAPA14,5974.3–

505185755, AZAZ18,5604.3–

505229569, SCSC17,7884.3–

505320151, VAVA22,6104.3–

505420784, MDMD33,8314.3–

505503301, NHNH33,9954.3–

505648202, MIMI15,7804.3–

505711743, NYNY43,4904.3–

505855407, MNMN37,6674.3–

505922728, VAVA3,7524.3–

506075254, TXTX25,0504.3–

506121798, MDMD2,9284.3–

506232409, FLFL11,1134.3–

506302760, MAMA29,1774.3–

506401524, MAMA6,3274.3–

506570805, LALA23,2884.3–

506607738, NJNJ6,9394.3–

506701879, MAMA12,5504.3–

506866006, KSKS8,0134.3–

506921057, MDMD4,3864.3–

507023069, VAVA3,4254.3–

507199354, WAWA25,5594.3–

507233920, FLFL9,0624.3–

507322812, VAVA10,6604.3–

507412518, NYNY6,1144.3–

507520132, VAVA19,8174.3–

507672712, ARAR38,6904.3–

507711701, NYNY29,5094.3–

507808837, NJNJ19,4374.3–

507937772, TNTN14,6464.3–

508037803, TNTN33,8224.3–

508111803, NYNY29,7134.3–

508248094, MIMI20,7364.3–

508305452, VTVT22,6264.3–

508498537, WAWA2,8204.3–

508530904, GAGA23,4004.3–

508637601, TNTN38,0084.3–

508733711, FLFL20,0134.3–

508811572, NYNY30,4364.3–

508959634, MTMT5,5214.3–

509065325, MOMO3,0714.3–

509119047, PAPA34,5634.3–

509288061, NMNM17,4644.3–

509337138, TNTN22,5754.3–

509428208, NCNC40,1974.3–

509530044, GAGA101,4754.3–

509602893, RIRI31,1734.3–

509722844, VAVA4,6774.3–

509827513, NCNC46,9794.3–

509957702, SDSD35,5954.3–

510084339, UTUT6,2954.3–

510145223, OHOH14,1824.3–

510276086, TXTX23,3284.3–

510398576, WAWA4,9854.3–

510435234, ALAL3,8794.3–

510529410, SCSC21,3144.3–

510653818, WIWI16,0244.3–

510775423, TXTX3,1044.3–

510823702, VAVA12,4854.3–

510975452, TXTX5,0244.3–

511037082, TNTN5,5174.3–

511186413, AZAZ13,1434.3–

511264153, MOMO6,6534.3–

511370128, LALA22,9864.3–

511489002, NVNV37,6644.3–

511502852, RIRI23,4064.3–

511699343, WAWA3,2154.3–

511701020, MAMA30,1674.3–

511886401, AZAZ30,1244.3–

511984414, UTUT34,3344.3–

512019145, PAPA43,4404.3–

512184535, UTUT2,7314.3–

512233547, FLFL31,4314.3–

512377401, TXTX17,2134.3–

512421863, MDMD5,2814.3–

512537885, TNTN6,2714.3–

512628422, NCNC10,0594.3–

512711415, NYNY21,1544.3–

512889085, NVNV4,9344.3–

512920120, VAVA42,8964.3–

513001545, MAMA38,8764.3–

513178639, TXTX8,7194.3–

513208846, NJNJ14,6454.3–

513343214, OHOH26,7764.3–

513432579, FLFL10,5064.3–

513501754, MAMA10,7124.3–

513637701, TNTN10,2474.3–

513765020, MOMO14,7484.3–

513860091, ILIL27,3334.3–

513901833, MAMA8,4324.3–

514037354, TNTN17,3564.2–

514133323, FLFL23,5894.2–

514213326, NYNY4,5864.2–

514396114, CACA2,9594.2–

514428470, NCNC11,2194.2–

514512547, NYNY3,1444.2–

514633954, FLFL11,1934.2–

514737166, TNTN15,7314.2–

514827615, NCNC46,0194.2–

514937128, TNTN79,2684.2–

515085256, AZAZ3,5044.2–

515128139, NCNC20,0084.2–

515281635, COCO7,4864.2–

515333573, FLFL35,3624.2–

515475703, TXTX46,0394.2–

515532828, FLFL69,2024.2–

515670426, LALA6,0904.2–

515778232, TXTX36,6364.2–

515820191, VAVA31,0114.2–

515904001, MEME2,7214.2–

516039041, MSMS2,7044.2–

516138449, TNTN2,9114.2–

516204240, MEME38,3244.2–

516308869, NJNJ8,3684.2–

516429630, SCSC15,9824.2–

516502375, MAMA11,2754.2–

516611758, NYNY54,3754.2–

516702916, RIRI8,6954.2–

516811735, NYNY32,0284.2–

516949855, MIMI33,8764.2–

517020714, MDMD4,5254.2–

517177380, TXTX31,3694.2–

517230518, GAGA57,9124.2–

517311766, NYNY10,7504.2–

517410576, NYNY4,8914.2–

517521225, MDMD34,0624.2–

517633029, FLFL44,0704.2–

517755410, MNMN20,4224.2–

517849685, MIMI21,3084.2–

517948301, MIMI14,6824.2–

518092274, CACA18,1674.2–

518136535, ALAL40,6284.2–

518296013, CACA3,7794.2–

518375058, TXTX3,6254.2–

518422630, VAVA35,6154.2–

518557719, SDSD12,2214.2–

518632780, FLFL40,0644.2–

518720841, MDMD9,9694.2–

518827703, NCNC63,4584.2–

518971111, LALA43,9254.2–

519001119, MAMA13,6164.2–

519102915, RIRI16,7524.2–

519280640, COCO13,8184.2–

519360706, ILIL24,2604.2–

519419004, PAPA11,2304.2–

519527603, NCNC53,9724.2–

519668114, NENE17,5964.2–

519780125, COCO15,6304.2–

519832803, FLFL22,1524.2–

519954235, WIWI17,7494.2–

520099901, AKAK13,7684.2–

520176527, TXTX4,9184.2–

520285396, AZAZ42,1814.2–

520358201, NDND42,3734.2–

520430808, GAGA4,1274.2–

520519126, PAPA17,4834.2–

520697016, OROR6,5734.2–

520729617, SCSC26,5824.2–

520814216, NYNY22,8494.2–

520907016, NJNJ24,0744.2–

521037190, TNTN9,5254.2–

521199205, WAWA43,1694.2–

521230536, GAGA9,3984.2–

521304210, MEME24,6024.2–

521493609, CACA4,7404.2–

521503878, NHNH12,2054.2–

521630269, GAGA40,5344.2–

521701082, MAMA10,3924.2–

521801862, MAMA12,1294.2–

521928734, NCNC29,6594.2–

522001475, MAMA10,2654.2–

522181005, COCO32,4414.2–

522207980, NJNJ2,6754.2–

522308005, NJNJ26,8664.2–

522407734, NJNJ12,9254.2–

522504530, MEME11,2754.2–

522653717, WIWI13,0524.2–

522730531, GAGA11,8194.2–

522827511, NCNC33,2214.2–

522999508, AKAK36,4584.2–

523032062, FLFL2,9424.2–

523177363, TXTX3,4684.2–

523232940, FLFL51,7274.2–

523333476, FLFL7,4134.2–

523484040, UTUT28,5094.2–

523522802, VAVA30,3744.2–

523633774, FLFL19,7994.2–

523755364, MNMN14,0974.2–

523885194, AZAZ8,0774.2–

523912307, NYNY7,0504.2–

524097603, OROR33,2224.2–

524107065, NJNJ30,1094.2–

524219943, DEDE13,4104.2–

524375773, TXTX14,2304.2–

524419085, PAPA11,2304.2–

524511746, NYNY65,7474.2–

524611553, NYNY27,8754.2–

524702347, MAMA11,9444.2–

524876053, TXTX32,3234.2–

524933319, FLFL54,4504.2–

525098837, WAWA49,4554.2–

525148034, MIMI14,7964.2–

525228779, NCNC18,0644.2–

525385213, AZAZ36,8364.2–

525471457, LALA24,3704.2–

525587110, NMNM39,6854.2–

525631406, GAGA34,9044.2–

525772207, ARAR10,6314.2–

525837055, TNTN29,0354.2–

525936024, ALAL6,0224.2–

526048377, MIMI19,8164.2–

526136266, ALAL6,0284.2–

526214802, NYNY4,8144.2–

526315238, PAPA12,8684.2–

526407070, NJNJ18,8944.2–

526534212, FLFL25,5364.2–

526605408, VTVT10,0194.2–

526707405, NJNJ17,9834.2–

526853597, WIWI21,4264.2–

526977362, TXTX8,0174.2–

527053711, WIWI51,2794.2–

527101542, MAMA2,6154.2–

527230079, GAGA4,8314.2–

527393245, CACA37,9714.2–

527408882, NJNJ16,1244.2–

527583544, IDID6,7984.2–

527634669, FLFL14,6184.2–

527785226, AZAZ42,2944.2–

527830004, GAGA68,7074.2–

527901522, MAMA3,1524.2–

528057108, SDSD33,9664.2–

528123502, VAVA20,3994.2–

528267206, KSKS17,3804.2–

528356472, MNMN8,8304.2–

528428730, NCNC7,6054.2–

528503818, NHNH3,8054.2–

528697761, OROR2,9554.2–

528702767, MAMA15,5994.2–

528830525, GAGA7,0594.2–

528901506, MAMA3,4604.2–

529002370, MAMA17,7014.2–

529123103, VAVA6,9224.2–

529259405, MTMT33,3504.2–

529328125, NCNC2,7654.2–

529432308, FLFL24,4064.2–

529537091, TNTN24,7474.2–

529607063, NJNJ14,2354.2–

529749546, MIMI34,7214.2–

529808527, NJNJ58,9914.2–

529959011, MTMT3,1674.2–

530065704, MOMO5,3944.2–

530130182, GAGA3,8494.2–

530233714, FLFL19,2274.2–

530303827, NHNH3,2794.2–

530427858, NCNC58,7744.2–

530501238, MAMA5,9444.2–

530646205, ININ28,2594.2–

530759501, MTMT12,2434.2–

530802806, RIRI17,1264.2–

530973096, OKOK14,3644.2–

531097734, OROR3,6184.2–

531122151, VAVA17,0174.2–

531287111, NMNM57,0854.2–

531327816, NCNC3,0194.2–

531403269, NHNH3,0664.2–

531508033, NJNJ17,7634.2–

531624401, VAVA38,7564.2–

531738456, TNTN4,5614.2–

531808879, NJNJ23,5564.2–

531966044, KSKS28,8204.2–

532082001, WYWY38,1684.2–

532127613, NCNC45,2354.2–

532284067, UTUT38,7944.2–

532332778, FLFL25,0424.2–

532422624, VAVA3,4164.2–

532572722, ARAR2,8764.2–

532678201, TXTX41,9814.2–

532737388, TNTN27,9394.2–

532883336, IDID6,0754.2–

532902896, RIRI11,5834.2–

533065049, MOMO7,1234.2–

533102038, MAMA33,1544.2–

533255104, MNMN45,7624.2–

533311764, NYNY12,5514.2–

533433610, FLFL46,5874.2–

533532569, FLFL12,0634.2–

533633592, FLFL12,3334.2–

533705461, VTVT4,8984.2–

533847404, ININ22,7444.2–

533921044, MDMD44,1144.2–

534099833, AKAK3,4094.2–

534117551, PAPA11,7534.2–

534219002, PAPA32,1284.2–

534322980, VAVA32,9654.2–

534429414, SCSC44,7274.2–

534528462, NCNC12,3404.2–

534603042, NHNH7,4304.2–

534728269, NCNC79,5864.2–

534821043, MDMD48,5254.2–

534923226, VAVA15,4774.2–

535098047, WAWA6,8174.2–

535158104, NDND49,1684.2–

535234748, FLFL48,0954.2–

535303458, NHNH6,8724.2–

535466219, KSKS13,5194.2–

535583330, IDID7,3474.2–

535612563, NYNY7,3044.2–

535705403, VTVT20,6144.2–

535818974, PAPA43,1224.2–

535929527, SCSC28,4514.2–

536028202, NCNC17,6534.2–

536189179, NVNV12,5494.2–

536228742, NCNC2,7104.2–

536337179, TNTN18,0434.2–

536485031, AZAZ31,1914.2–

536545226, OHOH5,7964.2–

536643206, OHOH21,9964.2–

536719341, PAPA21,7094.2–

536853018, WIWI8,2014.2–

536907008, NJNJ25,5264.2–

537084754, UTUT4,2984.2–

537119312, PAPA12,2834.2–

537232832, FLFL40,1964.2–

537375074, TXTX53,8314.2–

537430106, GAGA23,1074.2–

537548041, MIMI4,3024.2–

537601776, MAMA19,2704.2–

537719711, DEDE49,4324.2–

537807009, NJNJ13,5354.2–

537970526, LALA16,5664.2–

538027616, NCNC63,5204.2–

538120111, VAVA38,1244.2–

538232724, FLFL45,1404.2–

538333445, FLFL33,1224.2–

538437686, TNTN9,4954.2–

538519008, PAPA20,6974.2–

538619021, PAPA9,6384.2–

538710963, NYNY3,8424.2–

538899350, WAWA14,8374.2–

538962901, ILIL22,9464.2–

539023072, VAVA13,3284.2–

539172034, ARAR50,2854.2–

539210594, NYNY5,1104.2–

539337771, TNTN18,0424.2–

539481082, COCO11,8424.2–

539533919, FLFL30,4124.2–

539601772, MAMA9,9074.2–

539733556, FLFL35,7554.2–

539820879, MDMD25,2644.2–

539977011, TXTX14,9404.2–

540070788, LALA3,8304.2–

540136580, ALAL6,6384.2–

540237184, TNTN7,2894.2–

540334117, FLFL19,9234.2–

540432503, FLFL33,5594.2–

540575215, TXTX18,8954.2–

540683445, IDID7,9754.2–

540754893, WIWI4,2074.2–

540821740, MDMD64,7924.2–

540966209, KSKS20,4134.2–

541098902, WAWA46,4924.2–

541130240, GAGA31,2714.2–

541207024, NJNJ40,0244.2–

541385298, AZAZ44,1144.2–

541436861, ALAL2,8534.2–

541545227, OHOH18,8934.2–

541611767, NYNY14,9644.2–

541777076, TXTX31,2224.2–

541855302, MNMN7,3264.2–

541953076, WIWI3,1094.2–

542031410, GAGA22,2144.2–

542119520, PAPA6,2774.2–

542233809, FLFL30,7974.2–

542389406, NVNV25,7394.2–

542416057, PAPA15,7184.2–

542560160, ILIL24,5494.2–

542676571, TXTX9,0004.2–

542770403, LALA30,1734.2–

542834761, FLFL47,3274.2–

542956573, MNMN7,2214.2–

543040243, KYKY12,0024.2–

543123927, VAVA4,8094.2–

543270401, LALA21,2214.2–

543344452, OHOH2,6024.2–

543408691, NJNJ16,6074.2–

543504002, MEME7,7374.2–

543670123, LALA27,3864.2–

543784044, UTUT30,0314.2–

543833570, FLFL33,3194.2–

543998513, WAWA38,0174.2–

544030054, GAGA10,7304.2–

544130750, GAGA4,1304.2–

544278133, TXTX21,9594.2–

544305465, VTVT5,7354.2–

544445120, OHOH2,5484.2–

544563110, MOMO17,6454.2–

544607735, NJNJ19,1594.2–

544739157, MSMS24,5624.2–

544837774, TNTN21,7844.2–

544970121, LALA10,5584.2–

545044113, OHOH20,2504.2–

545101583, MAMA7,6064.2–

545218940, PAPA29,6264.2–

545372401, ARAR42,6024.2–

545407075, NJNJ10,2184.2–

545522206, VAVA20,7034.2–

545613210, NYNY19,8034.2–

545784501, UTUT13,0424.2–

545834715, FLFL26,8104.2–

545980603, COCO16,8114.2–

546038555, TNTN21,5844.2–

546133544, FLFL29,9014.2–

546255359, MNMN6,9974.2–

546332955, FLFL41,0084.2–

546411520, NYNY44,9104.2–

546577022, TXTX25,8054.2–

546610603, NYNY18,9104.2–

546727713, NCNC59,1974.2–

546893204, CACA13,6574.2–

546922191, VAVA73,6234.2–

547033773, FLFL16,7414.2–

547149621, MIMI3,4834.2–

547234654, FLFL24,3554.2–

547399022, WAWA8,7674.2–

547432119, FLFL22,3484.2–

547507040, NJNJ25,6134.2–

547685326, AZAZ75,3594.2–

547785143, AZAZ44,4444.2–

547820769, MDMD6,9474.2–

547985122, AZAZ61,6244.2–

548079905, TXTX22,5944.2–

548107661, NJNJ12,0914.2–

548240347, KYKY3,9604.2–

548383341, IDID9,5314.2–

548493221, CACA14,5384.2–

548554129, WIWI3,2224.2–

548629130, SCSC6,2524.2–

548755337, MNMN47,6334.2–

548820722, MDMD6,2644.2–

548923462, VAVA66,1514.1–

549019111, PAPA66,2834.1–

549156441, MNMN3,3484.1–

549219446, PAPA61,8484.1–

549301826, MAMA32,6294.1–

549428043, NCNC20,9304.1–

549576208, TXTX30,0254.1–

549607630, NJNJ7,3054.1–

549727577, NCNC28,3544.1–

549807920, NJNJ28,7534.1–

549948084, MIMI15,9604.1–

550027529, NCNC55,2424.1–

SHOWING 5,001–5,500 OF 16,707

1…10 11 12…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES