Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

450110514, NYNY11,7904.5–

450292250, CACA7,8304.5–

450308092, NJNJ3,1194.5–

450483402, IDID29,9944.5–

450556501, MNMN18,0044.5–

450675147, TXTX9,1774.5–

450711563, NYNY22,8994.5–

450829676, SCSC6,0164.5–

450932817, FLFL37,0144.5–

451084654, UTUT2,5744.5–

451120737, MDMD24,4894.5–

451284511, UTUT4,3824.5–

451302644, MAMA3,7004.5–

451412866, NYNY40,0574.5–

451595228, CACA4,6114.5–

451619144, PAPA50,5804.5–

451723606, VAVA29,9714.5–

451833064, FLFL64,5634.5–

451993560, CACA22,1194.5–

452020901, MDMD36,4354.5–

452133953, FLFL8,3184.5–

452228906, NCNC20,5264.5–

452389141, NVNV43,4694.5–

452478717, TXTX37,2624.5–

452523690, VAVA4,5974.5–

452695627, CACA3,9994.5–

452734983, FLFL49,0014.5–

452877008, TXTX41,6454.5–

452904849, MEME4,0174.5–

453085042, AZAZ45,9034.5–

453128012, NCNC26,5564.5–

453293618, CACA32,2674.5–

453378070, TXTX20,2004.5–

453484631, UTUT3,1964.5–

453533558, FLFL33,1654.5–

453636278, ALAL4,2994.5–

453733548, FLFL8,9674.5–

453859722, MTMT5,7324.5–

453910925, NYNY4,3134.5–

454098321, WAWA18,1504.5–

454134286, FLFL22,5344.5–

454297351, OROR11,4544.5–

454334787, FLFL101,4414.5–

454427614, NCNC34,2264.5–

454501376, MAMA4,9764.5–

454697818, OROR5,6104.5–

454797115, OROR3,9514.5–

454895988, CACA8,8084.5–

454936081, ALAL15,1434.5–

455022032, VAVA29,2404.5–

455123222, VAVA26,3224.5–

455228134, NCNC13,2454.5–

455304040, MEME3,0504.5–

455435959, ALAL4,7264.5–

455504072, MEME20,8194.5–

455630143, GAGA26,6044.5–

455760646, ILIL28,7804.5–

455832257, FLFL42,9044.5–

455959105, MTMT35,4804.5–

456028270, NCNC32,4484.5–

456122727, VAVA5,7424.5–

456219342, PAPA20,7704.5–

456334481, FLFL26,7824.5–

456408805, NJNJ14,0664.5–

456521163, MDMD7,5394.5–

456674119, OKOK3,6704.5–

456734734, FLFL3,9404.5–

456885340, AZAZ40,9194.5–

456978631, TXTX3,4654.5–

457033498, FLFL16,8534.5–

457119146, PAPA41,0584.5–

457227704, NCNC40,1024.5–

457372223, ARAR26,9864.5–

457492254, CACA11,3334.5–

457598570, WAWA5,3194.5–

457699005, WAWA10,8154.5–

457715233, PAPA2,5964.5–

457807604, NJNJ12,1154.5–

457927408, NCNC16,5194.5–

458033324, FLFL50,1514.5–

458130258, GAGA2,6114.5–

458221660, MDMD4,1324.5–

458302874, RIRI6,3794.5–

458432821, FLFL26,1614.5–

458520175, VAVA34,7334.5–

458655436, MNMN14,4624.5–

458708859, NJNJ25,4484.5–

458811713, NYNY9,2184.5–

458977026, TXTX21,9814.5–

459049770, MIMI18,2214.5–

459182201, WYWY6,2454.5–

459201364, MAMA7,6584.5–

459385215, AZAZ16,8884.5–

459433778, FLFL16,8074.5–

459535054, ALAL4,5934.5–

459695223, CACA3,0564.5–

459733511, FLFL62,1384.5–

459876272, TXTX5,3354.5–

459917536, PAPA3,4524.5–

460081504, COCO32,3764.5–

460136744, ALAL5,4914.5–

460298375, WAWA31,1874.5–

460320743, MDMD41,0934.5–

460475082, TXTX29,6184.5–

460583316, IDID10,4564.5–

460634984, FLFL20,1514.5–

460734234, FLFL22,9864.5–

460877074, TXTX38,6604.5–

460901778, MAMA14,0334.5–

461011804, NYNY4,8354.5–

461121111, MDMD4,7144.5–

461278701, TXTX11,8244.5–

461334232, FLFL34,0134.5–

461449453, MIMI2,9084.5–

461585323, AZAZ47,0434.5–

461685019, AZAZ27,4294.5–

461723063, VAVA6,1644.5–

461857110, SDSD23,3134.5–

461960044, ILIL10,3124.5–

462060071, ILIL3,8514.5–

462173142, OKOK17,5484.5–

462280459, COCO2,5694.5–

462399503, AKAK12,9644.5–

462483634, IDID36,2864.5–

462508857, NJNJ40,8914.5–

462655425, MNMN10,9084.5–

462732301, FLFL32,0174.5–

462827617, NCNC20,2374.4–

462957701, SDSD45,7954.4–

463007753, NJNJ37,2974.4–

463108755, NJNJ29,6704.4–

463234655, FLFL49,9644.4–

463337912, TNTN21,5054.4–

463434289, FLFL4,4414.4–

463501550, MAMA17,9284.4–

463632750, FLFL26,1644.4–

463778203, TXTX5,2004.4–

463854025, WIWI7,6124.4–

463965616, MOMO28,4604.4–

464010589, NYNY7,6044.4–

464185621, AZAZ21,5934.4–

464276704, TXTX7,0184.4–

464330458, GAGA49,7174.4–

464432949, FLFL3,6364.4–

464505478, VTVT15,5804.4–

464623455, VAVA49,9774.4–

464759327, MTMT2,6104.4–

464853072, WIWI26,2004.4–

464918106, PAPA6,2264.4–

465011950, NYNY17,5994.4–

465129579, SCSC56,9154.4–

465220176, VAVA51,4714.4–

465319977, DEDE27,7044.4–

465402865, RIRI18,4474.4–

465598338, WAWA32,6874.4–

465681008, COCO11,6084.4–

465732164, FLFL56,6584.4–

465820837, MDMD6,6994.4–

465901949, MAMA9,8164.4–

466033909, FLFL40,2314.4–

466193256, CACA5,5784.4–

466208825, NJNJ4,7354.4–

466378732, TXTX21,0874.4–

466499323, WAWA4,0824.4–

466502908, RIRI39,5004.4–

466619933, DEDE10,5974.4–

466707079, NJNJ18,5394.4–

466860115, ILIL42,5364.4–

466930084, GAGA38,2424.4–

467005055, VTVT3,4634.4–

467155120, MNMN5,0584.4–

467201876, MAMA31,0044.4–

467313152, NYNY7,6814.4–

467419007, PAPA21,8004.4–

467520746, MDMD27,1564.4–

467638068, TNTN10,4274.4–

467707728, NJNJ55,9844.4–

467804473, MEME8,3714.4–

467997457, OROR10,3604.4–

468023040, VAVA4,6404.4–

468103902, MEME2,6654.4–

468207828, NJNJ15,4614.4–

468333776, FLFL12,5564.4–

468433913, FLFL31,5384.4–

468503813, NHNH4,2734.4–

468628433, NCNC4,3134.4–

468737324, TNTN5,6284.4–

468896088, CACA4,2394.4–

468905602, VTVT12,2504.4–

469007005, NJNJ15,3074.4–

469199835, AKAK8,3684.4–

469228215, NCNC66,6744.4–

469353029, WIWI21,7784.4–

469448320, MIMI4,2774.4–

469537377, TNTN17,1884.4–

469629936, SCSC14,9894.4–

469743235, OHOH44,5894.4–

469801824, MAMA26,6504.4–

469986335, AZAZ4,9654.4–

470048207, MIMI20,8484.4–

470185050, AZAZ33,1184.4–

470207677, NJNJ6,1524.4–

470380549, COCO14,3254.4–

470475965, TXTX18,2434.4–

470533510, FLFL30,5784.4–

470678619, TXTX6,6934.4–

470793202, CACA3,8904.4–

470832206, FLFL17,1054.4–

470936530, ALAL7,4094.4–

471008244, NJNJ10,6594.4–

471132746, FLFL46,6844.4–

471277304, TXTX44,2254.4–

471377504, TXTX25,7794.4–

471453147, WIWI18,6384.4–

471527379, NCNC4,4794.4–

471601741, MAMA5,2394.4–

471725401, WVWV14,9794.4–

471849512, MIMI18,3734.4–

471901844, MAMA53,4204.4–

472021035, MDMD7,8794.4–

472146204, ININ11,4004.4–

472278724, TXTX31,1034.4–

472323324, VAVA24,6704.4–

472485024, AZAZ26,1994.4–

472560062, ILIL41,4064.4–

472628374, NCNC19,7824.4–

472793292, CACA45,7804.4–

472839046, MSMS28,4424.4–

472923417, VAVA3,8274.4–

473099801, AKAK29,5884.4–

473103104, NHNH35,2374.4–

473219440, PAPA19,4314.4–

473376401, TXTX31,3754.4–

473411784, NYNY26,2444.4–

473501436, MAMA3,7204.4–

473659425, MTMT3,7174.4–

473766013, KSKS2,7354.4–

473885284, AZAZ19,4924.4–

473965686, MOMO4,2564.4–

474078620, TXTX22,8604.4–

474198625, WAWA7,6554.4–

474227104, NCNC31,7834.4–

474383850, IDID2,7044.4–

474402818, RIRI19,7864.4–

474532128, FLFL22,2444.4–

474632966, FLFL20,6864.4–

474753713, WIWI24,3514.4–

474889403, NVNV17,5064.4–

474976013, TXTX35,7154.4–

475031901, GAGA5,8414.4–

475111557, NYNY8,5044.4–

475297838, OROR28,5124.4–

475328037, NCNC28,7684.4–

475432217, FLFL20,2214.4–

475576051, TXTX50,6184.4–

475607033, NJNJ8,4014.4–

475737189, TNTN3,4424.4–

475839232, MSMS9,2224.4–

475993235, CACA4,6784.4–

476002081, MAMA19,3434.4–

476135034, ALAL5,3684.4–

476259102, MTMT47,9774.4–

476333624, FLFL41,3464.4–

476440222, KYKY21,4704.4–

476553012, WIWI19,1834.4–

476670807, LALA15,3004.4–

476777565, TXTX6,9434.4–

476884009, UTUT44,1864.4–

476997055, OROR19,7864.4–

477087008, NMNM2,5204.4–

477101460, MAMA10,2804.4–

477219348, PAPA23,6214.4–

477375440, TXTX7,8464.4–

477480602, COCO44,7834.4–

477530625, GAGA2,6174.4–

477655805, MNMN10,6024.4–

477719333, PAPA7,4714.4–

477859602, MTMT30,7544.4–

477988011, NMNM33,0644.4–

478083110, WYWY5,1984.4–

478105495, VTVT10,9564.4–

478229907, SCSC15,1904.4–

478383655, IDID5,7484.4–

478448214, MIMI18,5954.4–

478503064, NHNH14,3914.4–

478619130, PAPA30,1164.4–

478733179, FLFL51,5914.4–

478893619, CACA55,6104.4–

478932401, FLFL18,9474.4–

479030725, GAGA5,3044.4–

479185043, AZAZ41,3314.4–

479282520, WYWY13,2664.4–

479386021, AZAZ4,8424.4–

479471101, LALA6,4154.4–

479511980, NYNY5,8554.4–

479607974, NJNJ13,3494.4–

479734994, FLFL18,7374.4–

479820180, VAVA7,5314.4–

479984120, UTUT50,7994.4–

480085140, AZAZ51,2604.4–

480132765, FLFL64,4774.4–

480220147, VAVA67,6924.4–

480381101, COCO15,5504.4–

480455105, MNMN28,6174.4–

480599301, WAWA87,0444.4–

480623452, VAVA58,4554.4–

480799664, AKAK4,6984.4–

480895614, CACA3,9544.4–

480902191, MAMA8,1814.4–

481093611, CACA46,6244.4–

481135802, ALAL23,8584.4–

481218360, PAPA30,0804.4–

481301370, MAMA3,8784.4–

481480239, COCO44,9564.4–

481533472, FLFL18,8854.4–

481634606, FLFL28,6684.4–

481730083, GAGA62,7244.4–

481843209, OHOH28,1934.4–

481985737, AZAZ22,7854.4–

482056308, MNMN27,0084.4–

482184332, UTUT8,9544.4–

482221161, MDMD5,2214.4–

482397026, OROR3,9594.4–

482419087, PAPA33,5284.4–

482530564, GAGA5,0014.4–

482607423, NJNJ4,2704.4–

482732968, FLFL15,9124.4–

482818947, PAPA6,4774.4–

482985304, AZAZ29,8614.4–

483096019, CACA10,3504.4–

483133309, FLFL37,4754.4–

483297623, OROR2,8134.4–

483311788, NYNY17,3744.4–

483475067, TXTX66,9134.4–

483584015, UTUT71,8124.4–

483619006, PAPA23,4434.4–

483730360, GAGA16,8554.4–

483866049, KSKS32,0154.4–

483927932, NCNC12,7454.4–

484001240, MAMA5,1114.4–

484165203, MOMO61,5394.4–

484234446, FLFL19,1024.4–

484328216, NCNC57,5074.4–

484402885, RIRI11,1444.4–

484523188, VAVA45,8034.4–

484628713, NCNC8,4254.4–

484728756, NCNC4,7064.4–

484801983, MAMA6,5644.4–

484938079, TNTN4,2624.4–

485055130, MNMN17,7754.4–

485119020, PAPA56,8094.4–

485230032, GAGA42,9484.4–

485328277, NCNC73,8824.4–

485411530, NYNY27,9394.4–

485580130, COCO24,7194.4–

485680109, COCO28,4004.4–

485755413, MNMN14,6554.4–

485842223, TNTN19,0064.4–

485934221, FLFL56,2084.4–

486099025, WAWA5,6684.4–

486155416, MNMN35,0154.4–

486215206, PAPA29,0564.4–

486356431, MNMN9,3124.4–

486432825, FLFL63,6984.4–

486537801, TNTN28,0904.4–

486685603, AZAZ6,6994.4–

486712534, NYNY17,1764.4–

486893728, CACA18,3134.4–

486955108, MNMN15,2244.4–

487075075, TXTX38,1354.4–

487133616, FLFL15,8304.4–

487293277, CACA53,9854.4–

487304055, MEME3,9854.3–

487485715, AZAZ19,1984.3–

487518976, PAPA22,2024.3–

487604841, MEME7,0354.3–

487711362, NYNY18,4924.3–

487841011, KYKY26,9814.3–

487997127, OROR4,3964.3–

488037692, TNTN4,7664.3–

488198953, WAWA7,1664.3–

488299344, WAWA19,5344.3–

488319806, DEDE9,7774.3–

488433982, FLFL13,0064.3–

488511779, NYNY38,2064.3–

488611716, NYNY9,6594.3–

488710601, NYNY11,9304.3–

488833972, FLFL17,2854.3–

488977485, TXTX4,3784.3–

489080019, COCO7,9004.3–

489198550, WAWA12,3164.3–

489212540, NYNY8,8564.3–

489382009, WYWY35,0814.3–

489402382, MAMA15,2954.3–

489533841, FLFL8,0054.3–

489611565, NYNY9,0094.3–

489708540, NJNJ50,3884.3–

489898311, WAWA28,1684.3–

489997446, OROR5,4494.3–

490007726, NJNJ44,7644.3–

490145206, OHOH10,2994.3–

490207059, NJNJ16,8114.3–

490397467, OROR5,4234.3–

490428163, NCNC6,4914.3–

490508533, NJNJ7,5634.3–

490657069, SDSD13,0914.3–

490798577, WAWA7,5034.3–

490832833, FLFL11,3894.3–

490908514, NJNJ4,9174.3–

491095982, CACA2,7954.3–

491123503, VAVA30,2164.3–

491260601, ILIL15,2354.3–

491311949, NYNY14,5634.3–

491437167, TNTN66,5044.3–

491537172, TNTN31,2634.3–

491628443, NCNC28,4164.3–

491730354, GAGA16,1824.3–

491807446, NJNJ14,8054.3–

491903908, MEME7,4314.3–

492034759, FLFL44,5684.3–

492133974, FLFL19,9274.3–

492230117, GAGA39,8044.3–

492383201, IDID39,9024.3–

492437075, TNTN73,5224.3–

492532507, FLFL32,2264.3–

492603835, NHNH6,8044.3–

492733897, FLFL30,1594.3–

492895458, CACA3,6384.3–

492907110, NJNJ29,9804.3–

493056304, MNMN17,4734.3–

493189178, NVNV44,1654.3–

493237048, TNTN6,3804.3–

493380911, COCO33,0274.3–

493433647, FLFL74,8444.3–

493533713, FLFL31,7294.3–

493693614, CACA11,4454.3–

493730566, GAGA9,4474.3–

493836867, ALAL22,8214.3–

493919973, DEDE26,8344.3–

494010001, NYNY30,5114.3–

494120181, VAVA10,7744.3–

494233549, FLFL18,1784.3–

494316875, PAPA3,7084.3–

494402093, MAMA12,2974.3–

494501834, MAMA6,7774.3–

494604347, MEME2,5924.3–

494721811, MDMD24,3774.3–

494852241, IAIA23,2504.3–

494960645, ILIL48,2084.3–

495011782, NYNY14,4054.3–

495128754, NCNC9,6824.3–

495221620, MDMD13,8104.3–

495320190, VAVA22,0124.3–

495423113, VAVA27,4774.3–

495584014, UTUT16,6794.3–

495628451, NCNC46,9334.3–

495737029, TNTN6,4054.3–

495801510, MAMA15,5634.3–

495998387, WAWA50,7744.3–

496012075, NYNY3,2484.3–

496127610, NCNC81,4194.3–

496298520, WAWA24,8884.3–

496356470, MNMN11,1864.3–

496428144, NCNC27,9774.3–

496503885, NHNH7,7544.3–

496632216, FLFL42,2984.3–

496710562, NYNY33,7934.3–

496838107, TNTN13,9124.3–

496919063, PAPA38,1724.3–

497047448, ININ8,1174.3–

497112788, NYNY3,0374.3–

497230316, GAGA35,1074.3–

497328715, NCNC30,3284.3–

497430738, GAGA3,4244.3–

497572114, ARAR10,0934.3–

497693314, CACA35,4074.3–

497783355, IDID5,4694.3–

497833584, FLFL28,5794.3–

497918426, PAPA3,7054.3–

498078744, TXTX50,9864.3–

498129649, SCSC26,2754.3–

498280516, COCO39,0484.3–

498332580, FLFL4,1944.3–

498437122, TNTN68,4924.3–

498555305, MNMN21,0684.3–

498655397, MNMN3,4044.3–

498708804, NJNJ3,4654.3–

498822079, VAVA35,2844.3–

498907640, NJNJ4,9544.3–

499019031, PAPA4,9294.3–

499119382, PAPA54,1274.3–

499284075, UTUT35,5454.3–

499384118, UTUT42,8534.3–

499402351, MAMA17,0534.3–

499527403, NCNC22,5574.3–

499697913, OROR5,5204.3–

499722308, VAVA14,0904.3–

499834608, FLFL36,6584.3–

499976710, TXTX23,3294.3–

500053704, WIWI46,7304.3–

SHOWING 4,501–5,000 OF 16,707

1…9 10 11…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES