Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

400132408, FLFL18,8324.7–

400276706, TXTX41,6274.7–

400380654, COCO3,6574.7–

400430655, GAGA29,7854.7–

400527517, NCNC29,5644.7–

400698528, WAWA11,9404.7–

400759635, MTMT8,2924.7–

400821403, MDMD32,6814.7–

400932703, FLFL59,2694.7–

401001301, MAMA17,8764.7–

401111581, NYNY22,8184.7–

401280601, COCO42,1274.7–

401385296, AZAZ53,0764.7–

401423707, VAVA14,7664.7–

401533467, FLFL58,4114.7–

401697741, OROR13,6634.7–

401785051, AZAZ45,7684.7–

401811554, NYNY36,8214.7–

401920783, MDMD50,3334.7–

402093722, CACA86,1104.7–

402156444, MNMN3,3314.7–

402260093, ILIL19,8674.7–

402322181, VAVA15,7604.7–

402433076, FLFL44,9224.7–

402580924, COCO19,6194.7–

402660302, ILIL32,8624.7–

402746601, ININ4,8004.7–

402832207, FLFL36,9984.7–

402935053, ALAL3,2164.7–

403060527, ILIL29,0284.7–

403193265, CACA3,3974.7–

403296073, CACA5,7504.7–

403397918, OROR4,5674.7–

403459019, MTMT4,4384.7–

403533853, FLFL12,6744.7–

403635470, ALAL5,8294.7–

403733559, FLFL18,8314.7–

403884045, UTUT45,4294.7–

403937419, TNTN5,9804.7–

404028791, NCNC15,1084.7–

404137090, TNTN19,7744.7–

404210506, NYNY6,2444.7–

404398329, WAWA11,5524.7–

404480015, COCO72,3164.7–

404537087, TNTN56,6554.7–

404630512, GAGA24,9294.7–

404789166, NVNV32,1184.7–

404897850, OROR16,9034.7–

404933063, FLFL55,4664.7–

405001701, MAMA32,6184.7–

405198930, WAWA15,7304.7–

405260626, ILIL49,6624.7–

405398557, WAWA4,0794.7–

405483861, IDID7,2754.7–

405507936, NJNJ11,1524.7–

405630650, GAGA14,0564.7–

405732958, FLFL30,0234.7–

405895951, CACA2,6984.7–

405976064, TXTX2,5134.7–

406007071, NJNJ22,4634.7–

406183628, IDID5,0064.7–

406210923, NYNY9,0694.7–

406319102, PAPA6,1954.7–

406481503, COCO16,5584.7–

406534235, FLFL15,1464.7–

406632759, FLFL3,2164.7–

406783644, IDID16,2934.7–

406810570, NYNY13,2894.7–

406907647, NJNJ5,2884.7–

407060625, ILIL76,7604.7–

407121217, MDMD30,7924.7–

407285901, AZAZ19,5334.7–

407328790, NCNC3,2414.7–

407434210, FLFL17,6824.7–

407579902, TXTX19,0314.7–

407602571, MAMA11,2584.7–

407793730, CACA14,2634.7–

407832720, FLFL36,2594.7–

407984660, UTUT48,5834.7–

408080129, COCO30,2234.7–

408189084, NVNV39,7594.7–

408202537, MAMA6,3834.7–

408380923, COCO31,7724.7–

408419939, DEDE7,4904.7–

408580013, COCO73,2484.7–

408685363, AZAZ7,0154.7–

408732701, FLFL24,5924.7–

408829689, SCSC4,0574.7–

408978006, TXTX44,5604.7–

409027376, NCNC9,3174.7–

409160622, ILIL54,6094.7–

409260305, ILIL11,9924.7–

409384655, UTUT18,2784.7–

409401104, MAMA23,2094.7–

409520109, VAVA45,4444.7–

409630060, GAGA38,4994.7–

409734484, FLFL5,0504.7–

409893561, CACA31,1754.7–

409903848, NHNH6,2754.7–

410001951, MAMA3,3274.7–

410145249, OHOH14,4904.7–

410284043, UTUT88,3904.7–

410311010, NYNY25,6044.7–

410492392, CACA65,4294.7–

410593263, CACA24,0244.7–

410683328, IDID6,3204.7–

410732824, FLFL58,3684.7–

410880514, COCO6,7214.7–

410907073, NJNJ10,3134.7–

411097424, OROR18,3574.7–

411120906, MDMD70,5954.7–

411233936, FLFL27,9674.7–

411334465, FLFL18,8794.7–

411499202, WAWA19,9214.7–

411597378, OROR9,1784.7–

411607601, NJNJ46,0574.7–

411795467, CACA5,7784.7–

411828694, NCNC7,6264.7–

411937174, TNTN53,9004.7–

412080249, COCO41,5904.7–

412104071, MEME4,9714.7–

412263112, MOMO17,9854.7–

412319095, PAPA8,0304.7–

412460641, ILIL68,8944.7–

412502090, MAMA16,3184.7–

412622902, VAVA23,4864.7–

412734769, FLFL30,2044.7–

412889031, NVNV77,3054.7–

412937909, TNTN16,7744.7–

413084404, UTUT66,5874.7–

413132304, FLFL51,6734.7–

413234771, FLFL35,2574.7–

413321154, MDMD6,5444.7–

413433634, FLFL21,8624.7–

413532084, FLFL37,2914.7–

413620854, MDMD50,4984.7–

413798579, WAWA14,0484.7–

413897503, OROR13,9384.7–

413986322, AZAZ13,0204.7–

414081425, COCO5,0054.7–

414134758, FLFL46,7684.7–

414292249, CACA7,3124.7–

414301756, MAMA6,3254.7–

414422920, VAVA3,6084.7–

414507006, NJNJ26,6544.7–

414695726, CACA8,4504.7–

414722603, VAVA17,1334.7–

414802719, MAMA15,9034.7–

414995357, CACA13,5994.7–

415003103, NHNH37,7754.7–

415107109, NJNJ37,9844.7–

415230205, GAGA2,8804.7–

415320171, VAVA51,2864.7–

415404915, MEME9,1074.7–

415532168, FLFL31,8474.7–

415698512, WAWA31,8644.6–

415789508, NVNV14,8584.6–

415822734, VAVA3,9184.6–

415930178, GAGA4,4424.6–

416093505, CACA14,3534.6–

416180022, COCO61,4524.6–

416280104, COCO38,4794.6–

416385207, AZAZ51,1784.6–

416411768, NYNY22,0304.6–

416575235, TXTX19,6374.6–

416623704, VAVA19,2074.6–

416764111, MOMO16,8874.6–

416895640, CACA13,9264.6–

416956468, MNMN4,5204.6–

417068131, NENE14,8094.6–

417156484, MNMN3,2524.6–

417280620, COCO20,7984.6–

417307801, NJNJ27,1284.6–

417485614, AZAZ25,3814.6–

417533321, FLFL51,2164.6–

417698391, WAWA59,2404.6–

417707424, NJNJ28,0854.6–

417885224, AZAZ47,9634.6–

417901571, MAMA11,9294.6–

418030501, GAGA32,2584.6–

418157049, SDSD7,9624.6–

418278747, TXTX22,1804.6–

418363141, MOMO20,9324.6–

418420166, VAVA14,9494.6–

418545202, OHOH17,8694.6–

418685212, AZAZ55,2834.6–

418785205, AZAZ45,1164.6–

418803246, NHNH17,1034.6–

418921757, MDMD2,6714.6–

419043402, OHOH31,3934.6–

419103862, NHNH4,6104.6–

419298620, WAWA7,9364.6–

419333703, FLFL25,2644.6–

419401089, MAMA28,7724.6–

419507928, NJNJ19,9744.6–

419657785, SDSD10,8744.6–

419703220, NHNH7,3934.6–

419830504, GAGA29,4224.6–

419918015, PAPA34,8524.6–

420085027, AZAZ39,4874.6–

420198682, WAWA68,3054.6–

420299203, WAWA21,4684.6–

420346240, ININ19,5954.6–

420485306, AZAZ24,9114.6–

420585381, AZAZ27,6504.6–

420632439, FLFL15,3284.6–

420776059, TXTX5,5864.6–

420810522, NYNY11,5024.6–

420937129, TNTN63,6524.6–

421040204, KYKY14,0344.6–

421183501, IDID37,5204.6–

421219904, DEDE38,8184.6–

421332810, FLFL36,9274.6–

421480817, COCO31,2414.6–

421530663, GAGA3,6974.6–

421698380, WAWA5,4714.6–

421755331, MNMN19,8054.6–

421820748, MDMD40,3384.6–

421922645, VAVA4,6394.6–

422029487, SCSC2,7034.6–

422133991, FLFL27,7254.6–

422211791, NYNY25,5204.6–

422377057, TXTX46,5694.6–

422403102, NHNH33,9594.6–

422530288, GAGA8,1164.6–

422649931, MIMI10,4754.6–

422701588, MAMA10,2584.6–

422880134, COCO80,3024.6–

422955760, MNMN2,8944.6–

423078606, TXTX7,2724.6–

423133896, FLFL26,7314.6–

423285233, AZAZ39,0774.6–

423375224, TXTX35,1054.6–

423478056, TXTX2,5264.6–

423511953, NYNY12,8464.6–

423607430, NJNJ25,4914.6–

423785336, AZAZ6,5144.6–

423880550, COCO46,4564.6–

423999016, WAWA21,6154.6–

424012401, NYNY35,1364.6–

424134695, FLFL18,0984.6–

424289138, NVNV26,9474.6–

424383204, IDID18,5804.6–

424402822, RIRI6,5394.6–

424580610, COCO4,1324.6–

424698295, WAWA3,2794.6–

424755441, MNMN17,9444.6–

424885041, AZAZ63,8624.6–

424907722, NJNJ9,9904.6–

425098418, WAWA10,2644.6–

425142629, KYKY5,1524.6–

425230291, GAGA25,1304.6–

425301420, MAMA41,8394.6–

425428673, NCNC6,8744.6–

425535223, ALAL10,6664.6–

425677384, TXTX26,7814.6–

425768508, NENE18,1634.6–

425880542, COCO5,1554.6–

425902302, MAMA36,4174.6–

426080126, COCO44,8824.6–

426129406, SCSC32,0014.6–

426278633, TXTX29,3094.6–

426307310, NJNJ16,0154.6–

426477018, TXTX31,0314.6–

426510566, NYNY25,6254.6–

426645207, OHOH6,9834.6–

426728732, NCNC19,2794.6–

426832937, FLFL27,8364.6–

426914608, NYNY12,7924.6–

427045232, OHOH6,3634.6–

427133981, FLFL15,6224.6–

427280238, COCO30,5754.6–

427384340, UTUT3,7444.6–

427433781, FLFL28,0724.6–

427587556, NMNM3,0084.6–

427632277, FLFL36,3384.6–

427720115, VAVA8,1734.6–

427807758, NJNJ4,0764.6–

427992582, CACA23,3564.6–

428028445, NCNC10,7974.6–

428103820, NHNH33,4404.6–

428221801, MDMD30,0884.6–

428389433, NVNV23,0164.6–

428497496, OROR7,7684.6–

428570126, LALA27,0474.6–

428685297, AZAZ37,4754.6–

428793306, CACA74,1164.6–

428819380, PAPA49,8564.6–

428984645, UTUT3,3164.6–

429023294, VAVA20,2164.6–

429187102, NMNM20,1234.6–

429293270, CACA5,4824.6–

429384088, UTUT39,2284.6–

429456425, MNMN8,9324.6–

429555343, MNMN27,1024.6–

429607960, NJNJ46,7024.6–

429702061, MAMA11,3614.6–

429885142, AZAZ93,7004.6–

429908872, NJNJ20,2044.6–

430080920, COCO36,9234.6–

430159101, MTMT42,2504.6–

430221286, MDMD21,8534.6–

430332714, FLFL37,9054.6–

430495666, CACA5,9944.6–

430578132, TXTX40,9534.6–

430689081, NVNV41,4084.6–

430702920, RIRI37,1554.6–

430837074, TNTN10,9324.6–

430910954, NYNY26,4954.6–

431085131, AZAZ18,7944.6–

431176207, TXTX19,8624.6–

431210993, NYNY4,8884.6–

431360660, ILIL42,7244.6–

431432502, FLFL4,2314.6–

431534952, FLFL42,6554.6–

431622134, VAVA8,3104.6–

431721202, MDMD20,6834.6–

431802648, MAMA7,9684.6–

431977003, TXTX10,1644.6–

432076011, TXTX22,7524.6–

432133956, FLFL3,4054.6–

432233966, FLFL12,5134.6–

432333328, FLFL28,8514.6–

432484335, UTUT16,2104.6–

432552240, IAIA35,0744.6–

432698685, WAWA30,6074.6–

432772631, ARAR4,3614.6–

432807624, NJNJ8,6064.6–

432933026, FLFL31,1724.6–

433053212, WIWI28,9384.6–

433124556, VAVA2,5844.6–

433234990, FLFL30,5924.6–

433360623, ILIL81,2774.6–

433402762, MAMA9,9434.6–

433593215, CACA54,5564.6–

433622124, VAVA18,0914.6–

433733566, FLFL24,5214.6–

433834429, FLFL8,7274.6–

433983401, IDID47,9724.6–

434007444, NJNJ10,9714.6–

434134667, FLFL30,6894.6–

434237777, TNTN12,8774.6–

434305673, VTVT2,5704.6–

434434293, FLFL50,2784.6–

434502738, MAMA5,3104.6–

434689131, NVNV50,7314.6–

434738112, TNTN16,8094.6–

434827106, NCNC49,6704.6–

434907066, NJNJ15,6224.6–

435029420, SCSC23,9594.6–

435185033, AZAZ57,5914.6–

435201944, MAMA5,4034.6–

435319044, PAPA17,2794.6–

435486426, AZAZ15,4674.6–

435521053, MDMD2,9294.6–

435698840, WAWA4,8924.6–

435730114, GAGA62,3914.6–

435885035, AZAZ53,4244.6–

435998908, WAWA38,0604.6–

436010516, NYNY5,3624.6–

436160609, ILIL62,0284.6–

436284701, UTUT8,7964.6–

436384081, UTUT52,3144.6–

436411702, NYNY13,9094.6–

436595209, CACA47,4094.6–

436630308, GAGA23,1814.6–

436711740, NYNY10,1274.6–

436875446, TXTX3,8144.6–

436948108, MIMI27,6664.6–

437097306, OROR34,3834.6–

437103826, NHNH2,6544.6–

437222172, VAVA11,4904.6–

437399403, WAWA20,7604.6–

437434688, FLFL8,5224.6–

437501013, MAMA23,2844.5–

437648009, MIMI21,7724.5–

437785234, AZAZ51,2834.5–

437801432, MAMA8,5214.5–

437905753, VTVT11,0944.5–

438093720, CACA50,0894.5–

438107036, NJNJ45,6714.5–

438281001, COCO31,1974.5–

438301602, MAMA27,0924.5–

438410803, NYNY13,0724.5–

438532807, FLFL34,4564.5–

438636742, ALAL2,6564.5–

438781003, COCO15,1944.5–

438801984, MAMA4,9294.5–

438933327, FLFL23,2034.5–

439084005, UTUT52,5304.5–

439133131, FLFL23,0954.5–

439264011, MOMO3,8764.5–

439310706, NYNY9,1834.5–

439485383, AZAZ74,3904.5–

439505661, VTVT6,2274.5–

439632547, FLFL35,5274.5–

439732837, FLFL53,6714.5–

439897459, OROR14,8354.5–

439943324, OHOH2,7334.5–

440001109, MAMA31,1244.5–

440103060, NHNH31,6574.5–

440233626, FLFL30,5754.5–

440328751, NCNC4,1594.5–

440407003, NJNJ53,7714.5–

440593274, CACA80,0264.5–

440697814, OROR12,5904.5–

440728032, NCNC2,8694.5–

440857730, SDSD5,5964.5–

440927312, NCNC23,3414.5–

441093230, CACA69,6844.5–

441107481, NJNJ17,0504.5–

441202828, RIRI7,0234.5–

441333928, FLFL31,9264.5–

441485009, AZAZ52,0644.5–

441519963, DEDE23,5004.5–

441628722, NCNC6,0864.5–

441737220, TNTN5,2654.5–

441828227, NCNC60,4824.5–

441999207, WAWA32,7704.5–

442007702, NJNJ4,1794.5–

442107856, NJNJ4,7744.5–

442260077, ILIL28,5014.5–

442333449, FLFL8,7664.5–

442434711, FLFL70,3174.5–

442502368, MAMA34,9124.5–

442601560, MAMA4,9844.5–

442701535, MAMA4,7604.5–

442878737, TXTX27,0234.5–

442910987, NYNY4,4114.5–

443072662, ARAR2,9674.5–

443184129, UTUT37,4424.5–

443264106, MOMO11,3434.5–

443377071, TXTX27,0564.5–

443485310, AZAZ19,9644.5–

443502703, MAMA46,7134.5–

443629356, SCSC8,9464.5–

443719073, PAPA21,9154.5–

443837153, TNTN5,6824.5–

443933426, FLFL24,2554.5–

444093727, CACA84,1074.5–

444133325, FLFL32,3994.5–

444219947, DEDE20,7604.5–

444328721, NCNC10,6984.5–

444407607, NJNJ10,0934.5–

444533031, FLFL7,3234.5–

444604043, MEME11,8204.5–

444760712, ILIL13,1124.5–

444817529, PAPA4,8264.5–

444901453, MAMA43,8514.5–

445030338, GAGA39,4654.5–

445155435, MNMN14,1924.5–

445222033, VAVA39,5264.5–

445333782, FLFL22,4614.5–

445492548, CACA8,3124.5–

445521619, MDMD6,1524.5–

445633069, FLFL29,1454.5–

445737135, TNTN24,4094.5–

445811777, NYNY9,3964.5–

445955356, MNMN5,6964.5–

446020747, MDMD38,3014.5–

446121629, MDMD10,2524.5–

446237923, TNTN30,1314.5–

446375010, TXTX33,3264.5–

446498942, WAWA18,8714.5–

446507662, NJNJ5,8694.5–

446633710, FLFL33,7964.5–

446733172, FLFL39,1014.5–

446889061, NVNV8,1414.5–

446903857, NHNH9,4634.5–

447011772, NYNY45,0234.5–

447175228, TXTX67,7144.5–

447237013, TNTN105,2124.5–

447378945, TXTX10,3944.5–

447430339, GAGA35,3724.5–

447532822, FLFL67,0814.5–

447602360, MAMA63,6894.5–

447797032, OROR5,0444.5–

447837404, TNTN14,7374.5–

447983406, IDID19,6964.5–

448023005, VAVA19,9874.5–

448104092, MEME20,7754.5–

448270006, LALA16,1704.5–

448334773, FLFL5,8164.5–

448401921, MAMA8,2504.5–

448508904, NJNJ15,1214.5–

448632205, FLFL29,1484.5–

448708618, NJNJ35,6344.5–

448811580, NYNY43,0924.5–

448901985, MAMA4,5914.5–

449083536, IDID4,4444.5–

449134689, FLFL27,3244.5–

449220895, MDMD19,1844.5–

449320036, DCDC4,6054.5–

449423229, VAVA35,6894.5–

449520851, MDMD14,9464.5–

449601440, MAMA21,2764.5–

449721601, MDMD24,6714.5–

449874104, OKOK12,8064.5–

449910965, NYNY15,2064.5–

450001860, MAMA6,7484.5–

SHOWING 4,001–4,500 OF 16,707

1…8 9 10…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES