Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

350192532, CACA28,0555.0–

350285711, AZAZ42,5585.0–

350389434, NVNV27,9905.0–

350420745, MDMD28,6055.0–

350596748, HIHI5,6095.0–

350614222, NYNY15,3115.0–

350737882, TNTN2,9145.0–

350833331, FLFL24,8975.0–

350932819, FLFL30,2135.0–

351080138, COCO36,8955.0–

351123230, VAVA8,9105.0–

351257783, SDSD17,2485.0–

351397056, OROR12,7955.0–

351424901, WVWV9,0935.0–

351533772, FLFL23,7335.0–

351610549, NYNY16,1355.0–

351703561, NHNH6,0405.0–

351833187, FLFL18,1745.0–

351995993, CACA39,0465.0–

352080121, COCO18,0295.0–

352180031, COCO35,5845.0–

352295843, CACA47,6955.0–

352338655, MSMS46,1565.0–

352437352, TNTN3,1665.0–

352520015, DCDC15,6535.0–

352633462, FLFL33,3715.0–

352777551, TXTX21,6965.0–

352830546, GAGA8,0965.0–

352983837, IDID3,2035.0–

353033186, FLFL69,7575.0–

353130030, GAGA31,7565.0–

353202745, MAMA24,5195.0–

353307504, NJNJ13,1235.0–

353423225, VAVA42,7715.0–

353510709, NYNY10,3525.0–

353676006, TXTX23,4465.0–

353783713, IDID31,5495.0–

353877061, TXTX24,0045.0–

353995758, CACA65,7255.0–

354080136, COCO6,1445.0–

354193648, CACA15,1845.0–

354228515, NCNC2,8225.0–

354310504, NYNY7,6655.0–

354483686, IDID60,9935.0–

354530171, GAGA3,2545.0–

354604614, MEME2,8135.0–

354729412, SCSC39,2565.0–

354889048, NVNV26,4865.0–

354959803, MTMT18,4015.0–

355037066, TNTN64,6505.0–

355199338, WAWA20,6335.0–

355210523, NYNY9,4505.0–

355329909, SCSC24,0035.0–

355430571, GAGA4,0885.0–

355512526, NYNY3,5485.0–

355681520, COCO12,8925.0–

355702186, MAMA28,7355.0–

355884054, UTUT22,3555.0–

355927604, NCNC44,5145.0–

356030530, GAGA7,2605.0–

356102809, RIRI22,2205.0–

356293291, CACA63,5685.0–

356360651, ILIL63,3355.0–

356420878, MDMD66,1155.0–

356529615, SCSC38,8115.0–

356637604, TNTN39,0975.0–

356701570, MAMA17,7485.0–

356880229, COCO55,0925.0–

356977051, TXTX19,7955.0–

357001810, MAMA35,6485.0–

357107030, NJNJ58,6685.0–

357235401, ALAL43,4595.0–

357338401, TNTN67,4825.0–

357402021, MAMA24,7485.0–

357532806, FLFL26,0965.0–

357663103, MOMO8,7785.0–

357732804, FLFL21,7205.0–

357884094, UTUT27,5075.0–

357974075, OKOK26,4515.0–

358002332, MAMA16,1855.0–

358101108, MAMA27,4055.0–

358207732, NJNJ4,5275.0–

358328711, NCNC12,6635.0–

358480007, COCO19,0785.0–

358588001, NMNM37,6905.0–

358678750, TXTX29,2775.0–

358733442, FLFL31,2964.9–

358895316, CACA8,0224.9–

358932159, FLFL32,1074.9–

359098541, WAWA10,8104.9–

359101757, MAMA30,6094.9–

359214850, NYNY68,6104.9–

359332250, FLFL29,0724.9–

359484041, UTUT55,1804.9–

359580701, COCO16,2264.9–

359607508, NJNJ23,7624.9–

359719152, PAPA35,9554.9–

359833412, FLFL15,8594.9–

359985286, AZAZ50,6214.9–

360078202, TXTX10,2244.9–

360193219, CACA9,0574.9–

360277090, TXTX40,1104.9–

360328468, NCNC5,1544.9–

360495334, CACA17,3634.9–

360533182, FLFL12,5124.9–

360699206, WAWA41,0894.9–

360798443, WAWA5,5584.9–

360810532, NYNY5,3474.9–

360935213, ALAL15,6034.9–

361007302, NJNJ56,2204.9–

361107074, NJNJ3,1264.9–

361211596, NYNY10,5164.9–

361310984, NYNY2,8054.9–

361480247, COCO29,7604.9–

361530331, GAGA62,5674.9–

361634461, FLFL13,3774.9–

361795490, CACA14,6774.9–

361810704, NYNY31,9214.9–

361907660, NJNJ13,2354.9–

362098611, WAWA9,3024.9–

362184065, UTUT50,7684.9–

362277031, TXTX15,1794.9–

362380122, COCO32,1954.9–

362408730, NJNJ4,9564.9–

362597007, OROR47,8954.9–

362633576, FLFL6,2734.9–

362733185, FLFL28,5554.9–

362855812, MNMN10,8594.9–

362920009, DCDC50,1504.9–

363007512, NJNJ10,9594.9–

363102562, MAMA3,4024.9–

363237051, TNTN3,7654.9–

363319115, PAPA35,2794.9–

363495461, CACA3,4224.9–

363529910, SCSC53,0194.9–

363698503, WAWA41,6564.9–

363734432, FLFL13,5874.9–

363885086, AZAZ43,2704.9–

363995692, CACA5,0324.9–

364092344, CACA21,3494.9–

364133463, FLFL65,4784.9–

364295363, CACA30,7694.9–

364397479, OROR10,4474.9–

364480241, COCO34,0824.9–

364510520, NYNY12,3684.9–

364632548, FLFL23,7744.9–

364778229, TXTX35,6644.9–

364899574, AKAK2,5514.9–

364903903, MEME7,1464.9–

365092356, CACA6,5434.9–

365112561, NYNY19,8304.9–

365285017, AZAZ46,1294.9–

365311769, NYNY8,9354.9–

365433907, FLFL25,0334.9–

365538558, TNTN9,4724.9–

365623457, VAVA4,8144.9–

365784302, UTUT27,0534.9–

365892394, CACA41,6144.9–

365977063, TXTX42,6904.9–

366003755, NHNH10,5694.9–

366192227, CACA28,3154.9–

366243202, OHOH20,8544.9–

366381122, COCO8,8384.9–

366433190, FLFL18,2874.9–

366533764, FLFL27,3114.9–

366695757, CACA56,7644.9–

366733618, FLFL27,7714.9–

366885044, AZAZ39,3474.9–

366955403, MNMN17,6014.9–

367020024, DCDC15,8884.9–

367103841, NHNH6,5084.9–

367297914, OROR19,7134.9–

367395315, CACA13,5984.9–

367492371, CACA21,5804.9–

367584647, UTUT4,7704.9–

367692567, CACA10,8674.9–

367794561, CACA46,3684.9–

367882070, WYWY20,1444.9–

367993247, CACA18,1154.9–

368002420, MAMA16,2154.9–

368130080, GAGA53,3164.9–

368297123, OROR48,4104.9–

368378727, TXTX29,9584.9–

368497404, OROR34,2444.9–

368561801, ILIL27,8914.9–

368689447, NVNV9,0824.9–

368734205, FLFL31,9464.9–

368884741, UTUT6,3734.9–

368992596, CACA38,9814.9–

369068132, NENE13,9604.9–

369198367, WAWA31,7564.9–

369205255, VTVT4,1084.9–

369376205, TXTX18,9784.9–

369489139, NVNV45,4104.9–

369585295, AZAZ56,7444.9–

369685929, AZAZ7,4514.9–

369733955, FLFL12,3994.9–

369880103, COCO3,2154.9–

369932922, FLFL14,7004.9–

370033326, FLFL33,8804.9–

370101719, MAMA5,4964.9–

370232835, FLFL49,2054.9–

370360608, ILIL80,7374.9–

370478733, TXTX9,0294.9–

370507502, NJNJ17,1584.9–

370607401, NJNJ6,8654.9–

370708757, NJNJ36,0874.9–

370885201, AZAZ51,4004.9–

370988345, NMNM7,8354.9–

371089441, NVNV14,4604.9–

371198626, WAWA26,8924.9–

371207514, NJNJ20,6474.9–

371393551, CACA54,3604.9–

371422041, VAVA29,1834.9–

371533028, FLFL28,3974.9–

371632081, FLFL29,7844.9–

371774074, OKOK32,4224.9–

371893644, CACA7,6144.9–

371996094, CACA6,6564.9–

372070437, LALA8,0304.9–

372198349, WAWA4,9314.9–

372289032, NVNV49,4734.9–

372318901, PAPA28,5094.9–

372480645, COCO4,9174.9–

372501867, MAMA25,6124.9–

372697327, OROR3,0794.9–

372721401, MDMD38,6294.9–

372883420, IDID2,5804.9–

372948208, MIMI8,0374.9–

373066217, KSKS5,4684.9–

373198901, WAWA31,3664.9–

373285387, AZAZ22,4424.9–

373307458, NJNJ11,8284.9–

373480108, COCO36,7304.9–

373585933, AZAZ4,3884.9–

373689122, NVNV53,7244.9–

373785374, AZAZ41,4204.9–

373821210, MDMD14,1344.9–

373929455, SCSC27,5764.9–

374034683, FLFL33,9114.9–

374130560, GAGA4,2954.9–

374246250, ININ18,1474.9–

374328213, NCNC45,9044.9–

374485204, AZAZ65,1554.9–

374580615, COCO9,0604.9–

374685378, AZAZ9,7654.9–

374795961, CACA33,9994.9–

374827523, NCNC20,2694.9–

374933461, FLFL49,4434.9–

375080916, COCO41,1044.9–

375189148, NVNV64,4264.9–

375260619, ILIL59,5034.9–

375380643, COCO5,1194.9–

375495368, CACA13,9004.9–

375581321, COCO14,2364.9–

375689145, NVNV26,8914.9–

375707603, NJNJ9,3604.9–

375895832, CACA12,8504.9–

375998597, WAWA26,6694.9–

376085225, AZAZ72,2974.9–

376175218, TXTX22,5444.9–

376297423, OROR6,0564.9–

376334241, FLFL16,4084.9–

376434997, FLFL47,0754.8–

376533615, FLFL47,2454.8–

376660657, ILIL71,9044.8–

376783651, IDID38,1214.8–

376874105, OKOK26,9514.8–

376980915, COCO23,8844.8–

377089142, NVNV35,1794.8–

377134982, FLFL31,1434.8–

377202743, MAMA10,5194.8–

377320119, VAVA3,4164.8–

377434450, FLFL11,5324.8–

377507506, NJNJ19,6284.8–

377697478, OROR39,3734.8–

377797229, OROR76,1064.8–

377802891, RIRI21,5874.8–

377937072, TNTN32,2084.8–

378020194, VAVA12,2754.8–

378192555, CACA45,9784.8–

378224121, VAVA10,3154.8–

378324091, VAVA7,4174.8–

378485373, AZAZ20,2544.8–

378577035, TXTX36,0194.8–

378654548, WIWI5,6764.8–

378732132, FLFL7,8684.8–

378878654, TXTX20,6504.8–

378940504, KYKY25,8164.8–

379034471, FLFL28,3424.8–

379198327, WAWA9,9314.8–

379228675, NCNC6,7454.8–

379311751, NYNY13,7264.8–

379455077, MNMN14,5034.8–

379597502, OROR29,0674.8–

379628206, NCNC15,3754.8–

379732818, FLFL59,1144.8–

379884029, UTUT14,8694.8–

379902346, MAMA24,5054.8–

380028031, NCNC31,7334.8–

380101581, MAMA21,9444.8–

380297003, OROR27,8114.8–

380393257, CACA80,4674.8–

380460649, ILIL48,0564.8–

380593242, CACA2,9044.8–

380611003, NYNY45,1744.8–

380798065, WAWA15,9444.8–

380880128, COCO36,7124.8–

380929607, SCSC46,2094.8–

381078028, TXTX41,2064.8–

381180921, COCO26,5514.8–

381278655, TXTX3,7304.8–

381370005, LALA24,0884.8–

381498601, WAWA2,5854.8–

381536532, ALAL38,1084.8–

381685622, AZAZ6,5184.8–

381721209, MDMD30,1264.8–

381893307, CACA85,9454.8–

381985048, AZAZ34,6644.8–

382095212, CACA28,4374.8–

382122611, VAVA9,2764.8–

382234112, FLFL27,1934.8–

382307027, NJNJ4,8854.8–

382402048, MAMA23,9314.8–

382533765, FLFL13,8084.8–

382605445, VTVT3,9164.8–

382707670, NJNJ15,3194.8–

382836542, ALAL18,9064.8–

382929576, SCSC34,6954.8–

383092508, CACA36,9094.8–

383120902, MDMD54,2614.8–

383204861, MEME2,7694.8–

383312508, NYNY19,5664.8–

383449686, MIMI25,4924.8–

383593272, CACA3,8184.8–

383692223, CACA63,8334.8–

383732808, FLFL60,2034.8–

383875080, TXTX52,5694.8–

383920106, VAVA4,2974.8–

384060621, ILIL28,3014.8–

384137311, TNTN30,7204.8–

384233527, FLFL17,3644.8–

384385308, AZAZ65,0954.8–

384499114, WAWA13,3834.8–

384528704, NCNC24,1384.8–

384601864, MAMA15,7654.8–

384780808, COCO6,5214.8–

384860610, ILIL44,8834.8–

384984337, UTUT16,1994.8–

385098445, WAWA33,6844.8–

385101062, MAMA9,8164.8–

385224236, VAVA3,1094.8–

385398662, WAWA37,7234.8–

385487104, NMNM12,8534.8–

385533132, FLFL20,2534.8–

385697113, OROR16,2684.8–

385701749, MAMA20,0774.8–

385872560, ARAR7,6344.8–

385997071, OROR33,1234.8–

386010927, NYNY12,3254.8–

386132953, FLFL24,7594.8–

386259864, MTMT7,3014.8–

386302813, RIRI8,0514.8–

386485745, AZAZ36,9994.8–

386584642, UTUT3,5014.8–

386683404, IDID27,5004.8–

386704030, MEME2,7314.8–

386832757, FLFL34,1214.8–

386933351, FLFL36,3644.8–

387055604, MNMN3,7194.8–

387197051, OROR17,3474.8–

387297111, OROR4,8904.8–

387353202, WIWI25,8614.8–

387452807, IAIA15,6174.8–

387533413, FLFL18,6684.8–

387605404, VTVT8,2934.8–

387732137, FLFL48,3914.8–

387810962, NYNY4,7674.8–

387980102, COCO6,6904.8–

388001721, MAMA18,8734.8–

388101604, MAMA39,8124.8–

388281226, COCO7,4594.8–

388332130, FLFL5,6204.8–

388484312, UTUT4,8574.8–

388595665, CACA4,4654.8–

388693234, CACA6,5194.8–

388781507, COCO15,9474.8–

388899615, AKAK12,1944.8–

388984403, UTUT37,7214.8–

389097624, OROR3,6434.8–

389101607, MAMA8,7064.8–

389295673, CACA16,5124.8–

389376010, TXTX54,9784.8–

389405489, VTVT3,4844.8–

389529429, SCSC4,4794.8–

389670124, LALA21,7784.8–

389785382, AZAZ43,7294.8–

389898937, WAWA4,8334.8–

389980734, COCO2,9994.8–

390080461, COCO6,9574.8–

390133470, FLFL35,6104.8–

390228768, NCNC6,7594.8–

390384084, UTUT31,5424.8–

390498446, WAWA14,6344.8–

390580132, COCO30,0734.8–

390696035, CACA3,3264.8–

390781521, COCO16,6134.8–

390834209, FLFL33,2244.8–

390933436, FLFL48,7434.8–

391049006, MIMI26,5074.8–

391132114, FLFL37,7474.8–

391275063, TXTX45,8494.8–

391333409, FLFL33,4894.8–

391492382, CACA5,2154.8–

391597048, OROR7,0994.8–

391685392, AZAZ39,0794.8–

391734744, FLFL66,5824.8–

391884096, UTUT74,6034.8–

391940208, KYKY15,6054.8–

392028516, NCNC11,2894.8–

392185307, AZAZ14,2234.8–

392210452, NYNY75,6824.8–

392332771, FLFL62,6064.8–

392497753, OROR3,0674.8–

392597317, OROR25,9664.8–

392611940, NYNY5,8194.8–

392763132, MOMO14,2834.8–

392885209, AZAZ43,1504.8–

392995954, CACA8,1654.8–

393008530, NJNJ8,1194.8–

393112846, NYNY3,0134.8–

393230175, GAGA6,0884.8–

393360514, ILIL9,9184.8–

393430183, GAGA6,2884.8–

393533411, FLFL76,8634.8–

393632707, FLFL39,4934.8–

393784319, UTUT10,9314.8–

393822657, VAVA12,0674.8–

393907626, NJNJ9,1744.8–

394011501, NYNY21,6414.8–

394133948, FLFL18,6964.8–

394295631, CACA6,9464.8–

394311709, NYNY6,7444.8–

394497321, OROR30,6724.8–

394523223, VAVA54,6594.8–

394602330, MAMA11,7124.8–

394729566, SCSC23,8064.8–

394815217, PAPA25,7954.8–

394934203, FLFL40,6184.8–

395032751, FLFL22,1034.8–

395132127, FLFL29,6124.8–

395263127, MOMO5,2684.8–

395397470, OROR19,7114.8–

395435222, ALAL8,3614.8–

395585710, AZAZ56,1254.8–

395607012, NJNJ14,6534.8–

395711514, NYNY4,5444.8–

395807407, NJNJ21,4124.8–

395988346, NMNM3,1914.8–

396089506, NVNV47,0464.8–

396170114, LALA22,6594.8–

396293602, CACA3,3304.8–

396398374, WAWA49,0074.8–

396419072, PAPA10,1294.8–

396511787, NYNY34,4994.8–

396698532, WAWA27,1354.8–

396711747, NYNY20,5134.7–

396880005, COCO28,4594.7–

396902747, MAMA22,4454.7–

397095833, CACA42,2654.7–

397120817, MDMD37,4544.7–

397222932, VAVA9,1484.7–

397385345, AZAZ60,9184.7–

397434684, FLFL27,0294.7–

397537221, TNTN41,9354.7–

397683202, IDID24,5134.7–

397783716, IDID21,4024.7–

397893711, CACA39,2454.7–

397901562, MAMA12,0084.7–

398007041, NJNJ7,5324.7–

398193304, CACA51,0374.7–

398285301, AZAZ68,1784.7–

398399603, AKAK11,6934.7–

398492551, CACA37,4254.7–

398512601, NYNY44,1644.7–

398608831, NJNJ55,6584.7–

398780513, COCO18,2714.7–

398884037, UTUT39,4154.7–

398904032, MEME8,8024.7–

399099352, WAWA37,4304.7–

399184651, UTUT29,5034.7–

399260714, ILIL30,3054.7–

399389156, NVNV30,0524.7–

399437214, TNTN29,8054.7–

399542044, KYKY3,8944.7–

399685206, AZAZ37,2354.7–

399702324, MAMA25,7044.7–

399810583, NYNY40,2074.7–

399910280, NYNY8,9334.7–

400028782, NCNC6,5194.7–

SHOWING 3,501–4,000 OF 16,707

1…7 8 9…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES