Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

300133603, FLFL19,8695.3–

300233611, FLFL36,8105.3–

300395377, CACA37,7395.3–

300422003, VAVA57,7555.3–

300589044, NVNV30,8185.3–

300622301, VAVA13,6655.3–

300703904, MEME8,3895.3–

300891351, CACA33,1555.3–

300992004, CACA3,0075.3–

301023227, VAVA24,9255.3–

301183646, IDID76,0235.3–

301228210, NCNC47,3595.3–

301333428, FLFL47,5885.3–

301497392, OROR6,7705.3–

301593225, CACA4,6635.3–

301643205, OHOH12,6185.3–

301798258, WAWA52,7525.3–

301896021, CACA14,8125.3–

301934208, FLFL44,0045.3–

302098339, WAWA3,6585.3–

302197368, OROR2,8035.3–

302278749, TXTX34,5625.3–

302321613, MDMD17,9265.3–

302430021, GAGA27,7815.3–

302592584, CACA61,3665.3–

302617033, PAPA16,4815.3–

302780908, COCO25,4865.3–

302898021, WAWA35,6315.3–

302965747, MOMO4,0165.3–

303078212, TXTX27,4375.3–

303189074, NVNV52,3885.3–

303283687, IDID43,1355.3–

303333332, FLFL10,9205.3–

303433410, FLFL36,7595.3–

303597370, OROR9,5215.3–

303678230, TXTX41,3875.3–

303731522, GAGA17,7805.3–

303878216, TXTX41,1805.3–

303983619, IDID8,8235.3–

304033437, FLFL37,2295.3–

304198671, WAWA24,8715.3–

304202127, MAMA36,7695.3–

304359644, MTMT4,1875.3–

304408406, NJNJ8,9725.3–

304555055, MNMN4,7545.3–

304681401, COCO24,2285.3–

304781137, COCO5,5715.3–

304893552, CACA42,6395.3–

304989521, NVNV41,8595.2–

305033018, FLFL57,9215.2–

305153562, WIWI29,7905.2–

305297068, OROR30,1615.2–

305384325, UTUT2,5255.2–

305499109, WAWA4,9815.2–

305501945, MAMA20,4705.2–

305623510, VAVA9,1905.2–

305781652, COCO6,2715.2–

305860616, ILIL54,3085.2–

305998604, WAWA38,8395.2–

306001852, MAMA37,1445.2–

306128405, NCNC35,4675.2–

306234981, FLFL5,0315.2–

306389144, NVNV19,4145.2–

306411507, NYNY6,7365.2–

306578669, TXTX12,5925.2–

306685053, AZAZ29,7735.2–

306791906, CACA3,3255.2–

306811732, NYNY3,2285.2–

306997106, OROR4,8555.2–

307097006, OROR46,4635.2–

307134104, FLFL26,4085.2–

307222066, VAVA17,1855.2–

307333435, FLFL37,8335.2–

307436830, ALAL49,2925.2–

307599037, WAWA16,5225.2–

307684003, UTUT57,4305.2–

307734251, FLFL5,9565.2–

307880233, COCO48,4415.2–

307985283, AZAZ47,4595.2–

308098663, WAWA16,2025.2–

308166047, KSKS20,4735.2–

308202035, MAMA18,6155.2–

308302739, MAMA6,6345.2–

308492610, CACA12,8675.2–

308596097, CACA9,9645.2–

308620816, MDMD18,1405.2–

308798589, WAWA7,0105.2–

308898312, WAWA36,3075.2–

308980634, COCO65,6225.2–

309095672, CACA5,7645.2–

309111797, NYNY9,4025.2–

309233609, FLFL18,5355.2–

309328748, NCNC12,2305.2–

309481641, COCO3,6215.2–

309501940, MAMA13,2855.2–

309633755, FLFL27,4765.2–

309711040, NYNY41,9885.2–

309803257, NHNH4,4845.2–

309919975, DEDE10,8625.2–

310098296, WAWA27,8965.2–

310102790, MAMA16,9015.2–

310297524, OROR15,0785.2–

310311374, NYNY46,9895.2–

310489060, NVNV12,8645.2–

310599009, WAWA4,5065.2–

310677096, TXTX35,0325.2–

310733403, FLFL14,3705.2–

310895660, CACA35,4515.2–

310911719, NYNY3,2355.2–

311020861, MDMD2,8905.2–

311111375, NYNY76,8395.2–

311210308, NYNY30,5685.2–

311398390, WAWA11,5465.2–

311492585, CACA29,5345.2–

311585282, AZAZ53,6245.2–

311697080, OROR48,4115.2–

311793638, CACA50,5715.2–

311807701, NJNJ24,3765.2–

311901730, MAMA14,7075.2–

312077077, TXTX60,0985.2–

312101845, MAMA32,4945.2–

312289019, NVNV2,6145.2–

312395531, CACA22,2915.2–

312438103, TNTN14,5345.2–

312507605, NJNJ9,3795.2–

312628226, NCNC39,3815.2–

312780504, COCO63,4515.2–

312833330, FLFL13,6995.2–

312999223, WAWA36,0945.2–

313096080, CACA31,5545.2–

313145613, OHOH3,2285.2–

313292398, CACA2,6095.2–

313349684, MIMI21,5855.2–

313497302, OROR40,7995.2–

313575229, TXTX33,6565.2–

313698092, WAWA50,2245.2–

313793514, CACA14,8535.2–

313881323, COCO5,1915.2–

313932256, FLFL58,1925.2–

314075204, TXTX34,6665.2–

314137876, TNTN33,5615.2–

314230642, GAGA15,3435.2–

314329609, SCSC32,2925.2–

314480751, COCO16,9365.2–

314527954, NCNC7,2375.2–

314628412, NCNC44,1665.2–

314759847, MTMT6,0155.2–

314832224, FLFL42,0925.2–

314910468, NYNY75,5575.2–

315085704, AZAZ35,2105.2–

315199336, WAWA50,7355.2–

315298284, WAWA27,8355.2–

315385085, AZAZ31,4585.2–

315498580, WAWA11,4105.2–

315582834, WYWY7,5885.2–

315628461, NCNC23,7625.2–

315798596, WAWA6,9505.2–

315880216, COCO17,3305.2–

315930318, GAGA59,6095.2–

316077043, TXTX29,0485.2–

316133629, FLFL27,7105.2–

316280465, COCO16,5825.2–

316385202, AZAZ38,7505.2–

316478734, TXTX22,1455.2–

316560611, ILIL37,7055.2–

316696749, HIHI19,1325.2–

316795219, CACA31,7135.2–

316822042, VAVA35,4835.2–

316977435, TXTX4,8125.2–

317032163, FLFL28,5495.2–

317193308, CACA55,0785.2–

317298366, WAWA36,9655.2–

317321813, MDMD2,9995.2–

317432320, FLFL3,7925.2–

317510463, NYNY69,4705.2–

317630307, GAGA21,7095.2–

317780910, COCO31,3685.2–

317875141, TXTX5,7035.2–

317901832, MAMA26,3865.2–

318032901, FLFL28,9235.2–

318133009, FLFL44,5025.2–

318222150, VAVA27,9555.2–

318337216, TNTN19,0385.2–

318496093, CACA4,3205.2–

318537069, TNTN20,2095.2–

318632162, FLFL55,4245.2–

318765201, MOMO50,0115.2–

318898042, WAWA50,2165.2–

318980021, COCO36,5555.2–

319024104, VAVA3,1635.2–

319181650, COCO14,0835.2–

319233406, FLFL26,9455.2–

319395382, CACA39,0835.2–

319493702, CACA43,8755.2–

319589436, NVNV49,5445.2–

319607072, NJNJ6,3785.2–

319772202, ARAR9,7045.2–

319887507, NMNM51,3865.2–

319933196, FLFL54,6685.2–

320033414, FLFL60,1845.2–

320155116, MNMN25,9185.2–

320285354, AZAZ8,5315.2–

320350309, IAIA10,1105.2–

320428337, NCNC8,3575.2–

320581505, COCO13,2795.2–

320637375, TNTN3,8665.1–

320728401, NCNC22,0075.1–

320892563, CACA80,3795.1–

320911570, NYNY28,9085.1–

321037076, TNTN39,0175.1–

321177036, TXTX71,7705.1–

321231405, GAGA40,7645.1–

321399019, WAWA12,4475.1–

321475236, TXTX18,9635.1–

321510710, NYNY25,8555.1–

321621034, MDMD2,8465.1–

321707069, NJNJ6,6235.1–

321880621, COCO15,0605.1–

321937149, TNTN2,6025.1–

322089011, NVNV37,5385.1–

322197408, OROR15,4205.1–

322233073, FLFL33,8385.1–

322395626, CACA5,5955.1–

322484010, UTUT46,8715.1–

322501923, MAMA27,9915.1–

322695422, CACA17,0545.1–

322734714, FLFL28,2005.1–

322886432, AZAZ3,0735.1–

322975244, TXTX13,3895.1–

323085028, AZAZ18,7525.1–

323180020, COCO54,2015.1–

323219116, PAPA33,6545.1–

323302026, MAMA25,2375.1–

323498802, WAWA33,5395.1–

323538664, MSMS3,4655.1–

323697027, OROR12,3475.1–

323785305, AZAZ18,0435.1–

323895330, CACA35,3955.1–

323932812, FLFL34,6865.1–

324004015, MEME3,6965.1–

324197386, OROR15,2255.1–

324298019, WAWA12,2425.1–

324301952, MAMA9,2815.1–

324499217, WAWA21,4415.1–

324534428, FLFL10,1635.1–

324695204, CACA31,0355.1–

324797089, OROR15,1015.1–

324881212, COCO32,2925.1–

324987043, NMNM4,2235.1–

325001720, MAMA23,5265.1–

325130345, GAGA24,4925.1–

325232960, FLFL25,2595.1–

325346216, ININ2,7675.1–

325427518, NCNC19,7355.1–

325592320, CACA10,9025.1–

325622207, VAVA35,4795.1–

325795683, CACA6,5155.1–

325804103, MEME32,0245.1–

325908536, NJNJ20,8175.1–

326020877, MDMD38,5465.1–

326133068, FLFL54,4395.1–

326207716, NJNJ8,8935.1–

326393612, CACA37,7555.1–

326433024, FLFL76,5855.1–

326501040, MAMA37,8135.1–

326604037, MEME4,0245.1–

326797303, OROR40,6595.1–

326875024, TXTX45,6525.1–

326902356, MAMA12,4755.1–

327028787, NCNC22,8095.1–

327184025, UTUT25,3895.1–

327202871, RIRI17,4885.1–

327334987, FLFL21,7275.1–

327483709, IDID58,9285.1–

327522302, VAVA18,0265.1–

327628469, NCNC10,4045.1–

327795632, CACA32,4935.1–

327834986, FLFL30,7155.1–

327997133, OROR5,4165.1–

328036104, ALAL10,5355.1–

328192571, CACA60,0965.1–

328284629, UTUT2,9075.1–

328396055, CACA3,4735.1–

328498038, WAWA37,3245.1–

328534743, FLFL40,0305.1–

328685351, AZAZ27,5925.1–

328711001, NYNY25,4935.1–

328812545, NYNY4,3385.1–

328985739, AZAZ18,4785.1–

329034786, FLFL42,3585.1–

329134142, FLFL35,1495.1–

329259873, MTMT2,9205.1–

329311579, NYNY5,0335.1–

329495252, CACA14,2525.1–

329563124, MOMO10,8395.1–

329655114, MNMN5,0495.1–

329734949, FLFL7,4705.1–

329895827, CACA21,7425.1–

329902364, MAMA14,0275.1–

330002895, RIRI43,5215.1–

330183661, IDID11,1055.1–

330297304, OROR34,8795.1–

330308742, NJNJ25,7325.1–

330412572, NYNY8,8695.1–

330533158, FLFL5,9605.1–

330645056, OHOH27,3765.1–

330793646, CACA10,3285.1–

330804106, MEME27,0195.1–

330989113, NVNV38,0945.1–

331005091, VTVT3,4435.1–

331183442, IDID25,6095.1–

331215208, PAPA10,0945.1–

331393622, CACA9,0845.1–

331495206, CACA68,5585.1–

331592336, CACA105,5175.1–

331699208, WAWA58,6695.1–

331733306, FLFL2,9785.1–

331802563, MAMA10,4365.1–

331997341, OROR2,9725.1–

332033023, FLFL72,3445.1–

332104105, MEME12,7555.1–

332233607, FLFL25,2915.1–

332303101, NHNH3,2015.1–

332402632, MAMA11,6855.1–

332501503, MAMA3,3785.1–

332607724, NJNJ24,0165.1–

332732903, FLFL13,8365.1–

332895966, CACA28,5035.1–

332948393, MIMI20,1455.1–

333059725, MTMT8,3435.1–

333183427, IDID2,9315.1–

333232233, FLFL24,6335.1–

333348126, MIMI51,9975.1–

333427948, NCNC12,4365.1–

333584062, UTUT47,8135.1–

333698408, WAWA21,0095.1–

333760639, ILIL84,2405.1–

333802904, RIRI32,5315.1–

333905482, VTVT7,9695.1–

334075069, TXTX40,0325.1–

334180919, COCO27,7875.1–

334292301, CACA38,5775.1–

334333916, FLFL27,9435.1–

334498684, WAWA37,2985.1–

334501027, MAMA17,7165.1–

334645225, OHOH9,5835.1–

334733702, FLFL31,2945.1–

334849635, MIMI3,3395.1–

334989027, NVNV18,9675.1–

335021030, MDMD25,8275.1–

335130009, GAGA21,0955.1–

335280107, COCO15,1025.1–

335311754, NYNY17,5655.1–

335428212, NCNC42,4405.1–

335580016, COCO68,2685.1–

335689183, NVNV42,9965.1–

335708736, NJNJ13,2235.1–

335897420, OROR27,6215.1–

335933770, FLFL25,3685.1–

336080127, COCO43,4945.1–

336193250, CACA15,5995.1–

336283605, IDID41,3255.1–

336301803, MAMA26,2745.1–

336433983, FLFL18,4715.1–

336597206, OROR49,8905.1–

336607932, NJNJ11,9775.1–

336785023, AZAZ35,0345.1–

336819945, DEDE9,6405.1–

336987107, NMNM27,5665.1–

337097322, OROR36,4085.1–

337122801, VAVA39,9835.1–

337260640, ILIL65,4455.1–

337384059, UTUT17,6165.1–

337437217, TNTN31,8695.1–

337589429, NVNV7,5215.1–

337684405, UTUT34,8185.1–

337707733, NJNJ17,1665.1–

337897124, OROR54,3575.1–

337901851, MAMA33,4035.1–

338098022, WAWA22,4185.1–

338137356, TNTN2,6795.1–

338277009, TXTX35,7695.1–

338395624, CACA67,6305.1–

338407646, NJNJ16,9955.1–

338530046, GAGA41,8505.1–

338634285, FLFL18,6775.1–

338711561, NYNY38,7085.1–

338884663, UTUT36,2075.1–

338996122, CACA4,4475.0–

339084092, UTUT27,6515.0–

339196007, CACA24,7685.0–

339234135, FLFL48,2525.0–

339378013, TXTX4,8095.0–

339499166, WAWA2,9535.0–

339589130, NVNV36,6035.0–

339689012, NVNV38,3395.0–

339755001, MNMN3,0275.0–

339884093, UTUT23,8715.0–

339980918, COCO50,0055.0–

340008401, NJNJ38,9255.0–

340193309, CACA63,2175.0–

340298568, WAWA3,0505.0–

340384109, UTUT25,5445.0–

340489149, NVNV45,2025.0–

340520782, MDMD34,2935.0–

340695912, CACA4,8555.0–

340711755, NYNY12,1445.0–

340837060, TNTN3,3965.0–

340995953, CACA11,0285.0–

341060026, ILIL14,0695.0–

341128904, NCNC10,0505.0–

341207031, NJNJ16,4615.0–

341333838, FLFL5,6885.0–

341495231, CACA3,8965.0–

341598404, WAWA35,9615.0–

341633947, FLFL10,4475.0–

341702909, RIRI46,0145.0–

341802879, RIRI21,8025.0–

341933908, FLFL37,4235.0–

342028604, NCNC7,8695.0–

342133478, FLFL14,7315.0–

342295747, CACA83,9025.0–

342301969, MAMA6,2515.0–

342477340, TXTX37,5175.0–

342534756, FLFL4,8765.0–

342632169, FLFL10,1925.0–

342730096, GAGA71,7325.0–

342834746, FLFL60,5955.0–

342983647, IDID22,9525.0–

343083448, IDID3,3655.0–

343197060, OROR21,6495.0–

343232174, FLFL54,7835.0–

343399216, WAWA28,5785.0–

343411518, NYNY10,1495.0–

343583641, IDID4,0615.0–

343610533, NYNY7,3625.0–

343728785, NCNC8,3115.0–

343802189, MAMA14,4505.0–

343970127, LALA23,1075.0–

344033759, FLFL17,5575.0–

344180470, COCO3,6085.0–

344293657, CACA36,2055.0–

344307727, NJNJ7,7875.0–

344420135, VAVA3,5855.0–

344504011, MEME22,3365.0–

344619147, PAPA39,7045.0–

344722835, VAVA11,3145.0–

344808758, NJNJ7,8685.0–

344911550, NYNY60,9605.0–

345097862, OROR12,3135.0–

345110901, NYNY27,0955.0–

345228792, NCNC36,6455.0–

345301603, MAMA20,8685.0–

345428786, NCNC22,0565.0–

345592377, CACA20,8145.0–

345696002, CACA33,7835.0–

345701913, MAMA17,4035.0–

345873106, OKOK12,1405.0–

345970346, LALA9,9275.0–

346029572, SCSC12,1245.0–

346119968, DEDE15,4865.0–

346284050, UTUT12,6205.0–

346330317, GAGA15,6225.0–

346434224, FLFL15,5365.0–

346530328, GAGA39,5085.0–

346697471, OROR32,3345.0–

346707060, NJNJ48,3635.0–

346895828, CACA61,6865.0–

346993631, CACA17,5835.0–

347055415, MNMN6,9005.0–

347128262, NCNC50,0035.0–

347207643, NJNJ10,9965.0–

347333705, FLFL27,9395.0–

347429450, SCSC3,3095.0–

347593267, CACA5,5315.0–

347678738, TXTX31,0195.0–

347784318, UTUT5,6045.0–

347830097, GAGA46,8765.0–

347929902, SCSC17,6505.0–

348022824, VAVA6,5965.0–

348132086, FLFL34,8555.0–

348248226, MIMI6,8315.0–

348333990, FLFL34,7135.0–

348411780, NYNY15,0185.0–

348581006, COCO11,0295.0–

348622304, VAVA48,6135.0–

348777021, TXTX26,1535.0–

348832407, FLFL16,4045.0–

348927101, NCNC22,9735.0–

349033922, FLFL4,2265.0–

349198584, WAWA40,6065.0–

349211714, NYNY22,6955.0–

349302072, MAMA29,2255.0–

349489129, NVNV53,4355.0–

349593536, CACA73,4125.0–

349670001, LALA38,9505.0–

349704107, MEME9,6565.0–

349802770, MAMA5,8095.0–

349983607, IDID35,4915.0–

350021623, MDMD2,6695.0–

SHOWING 3,001–3,500 OF 16,707

1…6 7 8…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES