Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

250134737, FLFL4,1995.7–

250201922, MAMA3,4505.7–

250398801, WAWA45,4265.7–

250485004, AZAZ12,4085.7–

250533027, FLFL65,1165.7–

250684095, UTUT38,5325.7–

250707029, NJNJ22,8665.7–

250807018, NJNJ28,9245.7–

250929585, SCSC16,9665.7–

251037373, TNTN3,2735.7–

251131328, GAGA3,3535.7–

251237218, TNTN15,2925.7–

251389015, NVNV44,7045.7–

251489134, NVNV24,0915.7–

251597405, OROR46,9335.6–

251695453, CACA11,7415.6–

251759821, MTMT2,9945.6–

251889110, NVNV69,1075.6–

251934292, FLFL17,5865.6–

252097301, OROR57,5745.6–

252178215, TXTX3,5065.6–

252281637, COCO10,7445.6–

252395826, CACA40,1655.6–

252433315, FLFL13,6455.6–

252597221, OROR12,9155.6–

252607652, NJNJ26,5685.6–

252792543, CACA39,9375.6–

252865079, MOMO4,3855.6–

252933183, FLFL33,5275.6–

253032827, FLFL19,7115.6–

253137115, TNTN40,6155.6–

253233473, FLFL11,8255.6–

253384664, UTUT13,0325.6–

253407054, NJNJ29,4805.6–

253555408, MNMN31,5075.6–

253697211, OROR33,7695.6–

253791978, CACA10,0145.6–

253895237, CACA3,6395.6–

253998271, WAWA30,8385.6–

254095619, CACA4,9745.6–

254198240, WAWA3,5935.6–

254287048, NMNM9,0695.6–

254301904, MAMA21,0035.6–

254480228, COCO34,9425.6–

254594564, CACA18,7615.6–

254616803, PAPA23,9775.6–

254795451, CACA12,5925.6–

254895628, CACA44,8555.6–

254932266, FLFL7,1685.6–

255098023, WAWA50,4485.6–

255197223, OROR50,5275.6–

255289108, NVNV72,8145.6–

255311576, NYNY12,2815.6–

255427949, NCNC8,2515.6–

255598675, WAWA7,3055.6–

255695358, CACA30,4695.6–

255797756, OROR44,9145.6–

255835233, ALAL3,5705.6–

255997305, OROR45,0835.6–

256039216, MSMS2,9025.6–

256180537, COCO44,4255.6–

256295949, CACA20,5525.6–

256322401, VAVA28,7315.6–

256480118, COCO5,6325.6–

256595340, CACA38,3035.6–

256621842, MDMD11,2265.6–

256778723, TXTX38,1295.6–

256802461, MAMA6,9755.6–

256995379, CACA3,5985.6–

257078666, TXTX88,5835.6–

257191915, CACA35,3225.6–

257295642, CACA7,1355.6–

257301850, MAMA17,7405.6–

257453058, WIWI3,4055.6–

257528753, NCNC10,3895.6–

257698422, WAWA21,6445.6–

257719970, DEDE8,5245.6–

257803860, NHNH3,6935.6–

257908204, NJNJ16,5735.6–

258032809, FLFL29,2375.6–

258102045, MAMA10,1385.6–

258298074, WAWA30,7615.6–

258384106, UTUT35,2135.6–

258497146, OROR8,0995.6–

258502152, MAMA18,7595.6–

258686314, AZAZ40,3175.6–

258743620, OHOH4,9125.6–

258885302, AZAZ40,6125.6–

258997219, OROR42,4305.6–

259097504, OROR51,0895.6–

259194571, CACA10,9745.6–

259285248, AZAZ37,0955.6–

259384315, UTUT9,8735.6–

259492410, CACA47,8695.6–

259575237, TXTX18,2605.6–

259697218, OROR15,4285.6–

259782414, WYWY16,5825.6–

259897148, OROR2,7385.6–

259984042, UTUT11,7255.6–

260098121, WAWA21,1665.6–

260152246, IAIA22,3085.6–

260201752, MAMA41,6475.6–

260333433, FLFL47,0055.6–

260480907, COCO27,8155.6–

260585118, AZAZ14,9325.6–

260611753, NYNY12,4355.6–

260733312, FLFL52,7985.6–

260860022, ILIL8,3525.6–

260933181, FLFL20,8485.6–

261023505, VAVA28,2475.6–

261128465, NCNC8,7565.6–

261232920, FLFL10,0055.6–

261396003, CACA44,9235.6–

261408512, NJNJ12,9285.6–

261595445, CACA2,7665.6–

261619010, PAPA21,8275.6–

261702536, MAMA21,3285.6–

261802780, MAMA53,4615.6–

261930582, GAGA5,2845.6–

262092307, CACA41,1805.6–

262197760, OROR8,7025.6–

262295722, CACA4,0925.6–

262311411, NYNY20,5405.6–

262477080, TXTX47,6385.6–

262599003, WAWA4,8105.6–

262695361, CACA34,8105.6–

262789107, NVNV37,0635.5–

262883611, IDID3,3295.5–

262950014, IAIA32,9585.5–

263033016, FLFL45,5515.5–

263195713, CACA9,4485.5–

263298354, WAWA8,5975.5–

263380816, COCO6,2515.5–

263495215, CACA24,8475.5–

263580403, COCO20,7325.5–

263696001, CACA33,8175.5–

263792359, CACA9,2845.5–

263889086, NVNV10,4555.5–

263992557, CACA54,0615.5–

264011413, NYNY45,9655.5–

264199001, WAWA9,4405.5–

264239759, MSMS42,7835.5–

264395762, CACA47,6575.5–

264498686, WAWA21,2435.5–

264510017, NYNY15,2975.5–

264602188, MAMA16,1795.5–

264795687, CACA69,3905.5–

264834231, FLFL32,4045.5–

264989121, NVNV68,4065.5–

265079410, TXTX10,1375.5–

265187109, NMNM39,3245.5–

265233313, FLFL62,8075.5–

265397501, OROR44,6705.5–

265492399, CACA55,3665.5–

265559079, MTMT3,9405.5–

265622312, VAVA26,7685.5–

265798332, WAWA20,0725.5–

265895819, CACA19,7375.5–

265910470, NYNY16,0045.5–

266085268, AZAZ23,8495.5–

266180011, COCO53,6955.5–

266287508, NMNM18,5185.5–

266302842, RIRI16,8325.5–

266498498, WAWA29,2095.5–

266540906, KYKY10,8135.5–

266603909, MEME10,9435.5–

266729466, SCSC44,9425.5–

266897013, OROR24,2935.5–

266911961, NYNY12,3155.5–

267095623, CACA4,8445.5–

267199218, WAWA16,8975.5–

267293455, CACA44,6115.5–

267332413, FLFL15,4535.5–

267404090, MEME11,7135.5–

267578208, TXTX3,8615.5–

267692506, CACA45,0865.5–

267727612, NCNC41,9525.5–

267878729, TXTX30,4605.5–

267933458, FLFL55,5125.5–

268095337, CACA48,7315.5–

268195834, CACA36,2455.5–

268211946, NYNY15,8195.5–

268383642, IDID62,2795.5–

268411021, NYNY19,7835.5–

268502675, MAMA7,2975.5–

268633180, FLFL34,1475.5–

268791914, CACA16,8775.5–

268883127, WYWY3,8125.5–

268999141, WAWA5,6265.5–

269098001, WAWA37,4605.5–

269119958, DEDE31,9385.5–

269286315, AZAZ10,6845.5–

269322307, VAVA10,3435.5–

269437046, TNTN7,3105.5–

269507901, NJNJ24,3145.5–

269695356, CACA33,2335.5–

269792544, CACA51,7515.5–

269892256, CACA4,2095.5–

269980023, COCO27,1435.5–

270019122, PAPA25,4395.5–

270130601, GAGA25,8995.5–

270297114, OROR5,0135.5–

270328387, NCNC16,0595.5–

270422182, VAVA27,7835.5–

270530093, GAGA46,4105.5–

270628805, NCNC19,9935.5–

270720005, DCDC13,1315.5–

270895670, CACA58,8195.5–

270997532, OROR2,5785.5–

271086327, AZAZ12,1545.5–

271137150, TNTN4,4765.5–

271233014, FLFL41,5985.5–

271332124, FLFL11,4095.5–

271495425, CACA10,9785.5–

271507002, NJNJ71,5535.5–

271691354, CACA33,9575.5–

271793704, CACA28,9325.5–

271889431, NVNV39,8335.5–

271920740, MDMD36,8475.5–

272030340, GAGA30,0625.5–

272193591, CACA7,0515.5–

272227707, NCNC51,2745.5–

272392325, CACA9,0655.5–

272493610, CACA23,5205.5–

272595963, CACA16,0705.5–

272660647, ILIL84,7495.5–

272792407, CACA71,7115.5–

272896703, HIHI3,3665.5–

272907657, NJNJ11,4985.5–

273098664, WAWA23,8455.5–

273148216, MIMI5,8655.5–

273295327, CACA8,7525.5–

273380106, COCO4,4555.5–

273498607, WAWA35,8675.5–

273534685, FLFL18,1325.5–

273611598, NYNY13,5995.5–

273753191, WIWI3,2615.5–

273823336, VAVA3,3195.5–

273989115, NVNV67,5425.5–

274002860, RIRI47,8185.5–

274195901, CACA37,7325.5–

274280863, COCO12,3295.5–

274334233, FLFL19,1235.5–

274434211, FLFL24,9805.5–

274598010, WAWA6,8575.5–

274638104, TNTN22,6345.5–

274738501, TNTN42,4715.5–

274833418, FLFL43,6765.5–

274998294, WAWA7,9635.5–

275020763, MDMD2,6015.5–

275132034, FLFL41,0295.5–

275233015, FLFL68,8915.5–

275393675, CACA3,3745.5–

275430324, GAGA29,0735.5–

275585210, AZAZ39,0155.5–

275698373, WAWA28,8835.5–

275792583, CACA33,7785.4–

275823508, VAVA19,4325.4–

275947401, ININ40,6075.4–

276007940, NJNJ17,6105.4–

276193285, CACA2,9205.4–

276280221, COCO39,7185.4–

276384721, UTUT30,6415.4–

276407111, NJNJ60,8675.4–

276584401, UTUT48,3035.4–

276698501, WAWA48,0675.4–

276728117, NCNC48,8265.4–

276897119, OROR5,2335.4–

276960615, ILIL42,9755.4–

277022901, VAVA37,2375.4–

277129205, SCSC22,2235.4–

277210307, NYNY15,5125.4–

277397437, OROR2,6325.4–

277492883, CACA39,9905.4–

277599021, WAWA8,9425.4–

277634996, FLFL10,6535.4–

277776116, TXTX49,8565.4–

277885541, AZAZ23,3825.4–

277929405, SCSC26,2545.4–

278001982, MAMA7,6805.4–

278189460, NVNV14,5345.4–

278222205, VAVA17,7385.4–

278347901, ININ4,5855.4–

278433071, FLFL42,2555.4–

278548823, MIMI50,0345.4–

278638676, MSMS4,9955.4–

278733173, FLFL31,7785.4–

278889147, NVNV55,9695.4–

278920852, MDMD48,1805.4–

279085040, AZAZ34,1175.4–

279184653, UTUT13,0515.4–

279268520, NENE2,7625.4–

279333056, FLFL37,8905.4–

279432967, FLFL27,2405.4–

279534202, FLFL27,1975.4–

279680232, COCO23,0505.4–

279797132, OROR32,4865.4–

279897355, OROR34,2925.4–

279959068, MTMT3,9775.4–

280093625, CACA8,7785.4–

280193535, CACA79,4095.4–

280295333, CACA2,9635.4–

280320708, MDMD27,5935.4–

280495242, CACA28,4275.4–

280597426, OROR10,1865.4–

280610960, NYNY15,2515.4–

280760659, ILIL41,7285.4–

280811577, NYNY13,0775.4–

280998531, WAWA27,3375.4–

281080528, COCO24,9605.4–

281195630, CACA79,4845.4–

281214204, NYNY7,9325.4–

281332792, FLFL52,9765.4–

281420781, MDMD13,3525.4–

281598640, WAWA5,3865.4–

281615554, PAPA2,7265.4–

281785749, AZAZ18,8435.4–

281833707, FLFL24,3245.4–

281956515, MNMN2,7235.4–

282035243, ALAL18,1765.4–

282195370, CACA28,3555.4–

282295355, CACA60,7105.4–

282398642, WAWA26,8165.4–

282422620, VAVA2,8255.4–

282597038, OROR16,4405.4–

282677554, TXTX10,4145.4–

282734134, FLFL16,4755.4–

282808203, NJNJ7,6745.4–

282995776, CACA28,7185.4–

283085008, AZAZ59,7165.4–

283192236, CACA43,6425.4–

283204217, MEME3,3875.4–

283333712, FLFL27,1425.4–

283404856, MEME3,6755.4–

283599212, WAWA21,7075.4–

283676107, TXTX30,9945.4–

283722201, VAVA37,4735.4–

283883676, IDID5,1055.4–

283996785, HIHI4,4335.4–

284001880, MAMA27,7935.4–

284134947, FLFL12,8045.4–

284202050, MAMA25,9635.4–

284398370, WAWA33,6555.4–

284412404, NYNY3,9355.4–

284575093, TXTX47,9545.4–

284693203, CACA20,7125.4–

284797338, OROR23,4195.4–

284837862, TNTN21,7675.4–

284933904, FLFL33,5995.4–

285089120, NVNV23,3895.4–

285120664, MDMD3,1385.4–

285298564, WAWA3,3825.4–

285398409, WAWA27,8435.4–

285402132, MAMA26,4445.4–

285527959, NCNC3,1705.4–

285602492, MAMA21,4245.4–

285732814, FLFL9,2865.4–

285898665, WAWA28,9105.4–

285922031, VAVA37,2765.4–

286008901, NJNJ57,2635.4–

286103874, NHNH8,4875.4–

286295205, CACA39,6085.4–

286302184, MAMA38,8995.4–

286433177, FLFL59,0565.4–

286501938, MAMA13,9305.4–

286697383, OROR10,3105.4–

286799026, WAWA9,3205.4–

286882435, WYWY12,3375.4–

286993643, CACA3,0415.4–

287034240, FLFL18,7745.4–

287153705, WIWI25,0175.4–

287295822, CACA46,5695.4–

287393662, CACA29,4195.4–

287434201, FLFL3,7335.4–

287592880, CACA75,0435.4–

287634223, FLFL19,8845.4–

287728739, NCNC20,8435.4–

287898383, WAWA21,6045.4–

287930341, GAGA36,0215.4–

288092374, CACA45,2625.4–

288198270, WAWA55,0495.4–

288202030, MAMA5,9305.4–

288398257, WAWA4,2775.4–

288484119, UTUT50,0705.4–

288507417, NJNJ11,1125.4–

288602748, MAMA11,2815.4–

288798506, WAWA18,4975.4–

288893543, CACA12,2755.4–

288907627, NJNJ4,9115.4–

289093637, CACA43,7855.4–

289193654, CACA31,8765.4–

289298002, WAWA37,5095.4–

289333914, FLFL45,5405.4–

289485029, AZAZ49,6835.4–

289597116, OROR29,8005.4–

289695391, CACA25,5745.4–

289720186, VAVA15,7035.4–

289898359, WAWA4,5815.4–

289998251, WAWA4,9075.4–

290093705, CACA38,8885.4–

290175208, TXTX29,3675.3–

290293280, CACA27,4075.3–

290333405, FLFL19,7805.3–

290499501, AKAK16,1755.3–

290559601, MTMT31,7285.3–

290695621, CACA42,4425.3–

290795354, CACA25,6845.3–

290815222, PAPA5,7255.3–

290983672, IDID9,1765.3–

291033434, FLFL21,6865.3–

291137410, TNTN4,1295.3–

291235216, ALAL34,3275.3–

291337863, TNTN6,6175.3–

291422213, VAVA4,0215.3–

291585020, AZAZ34,9165.3–

291698045, WAWA15,2895.3–

291798346, WAWA9,9205.3–

291897458, OROR5,1645.3–

291930067, GAGA47,2715.3–

292072632, ARAR5,1695.3–

292111901, NYNY33,0915.3–

292227516, NCNC47,3585.3–

292322303, VAVA16,9225.3–

292485395, AZAZ40,4145.3–

292583301, IDID63,5925.3–

292685361, AZAZ7,9915.3–

292795210, CACA41,5495.3–

292833035, FLFL17,2025.3–

292995307, CACA46,3105.3–

293021673, MDMD2,8435.3–

293123507, VAVA6,6455.3–

293228640, NCNC4,8205.3–

293383858, IDID20,1375.3–

293492337, CACA36,0265.3–

293555103, MNMN13,1255.3–

293632561, FLFL9,3215.3–

293707644, NJNJ26,0825.3–

293829672, SCSC12,7505.3–

293984057, UTUT36,8815.3–

294096771, HIHI7,7935.3–

294122180, VAVA26,5685.3–

294295820, CACA35,4105.3–

294359752, MTMT5,4045.3–

294480917, COCO30,3985.3–

294592252, CACA7,5385.3–

294695321, CACA3,4645.3–

294732176, FLFL14,8415.3–

294895367, CACA25,5935.3–

294994534, CACA41,2035.3–

295048105, MIMI37,0485.3–

295133604, FLFL40,0555.3–

295233025, FLFL76,9675.3–

295395691, CACA40,1435.3–

295485712, AZAZ31,5715.3–

295504005, MEME24,7725.3–

295607631, NJNJ29,6385.3–

295795835, CACA42,0045.3–

295895765, CACA43,8715.3–

295980017, COCO40,5845.3–

296097140, OROR27,9335.3–

296178643, TXTX7,0885.3–

296295383, CACA3,7825.3–

296389123, NVNV58,2055.3–

296485032, AZAZ70,8395.3–

296595360, CACA13,7795.3–

296692595, CACA34,4385.3–

296755391, MNMN15,5025.3–

296834275, FLFL22,4365.3–

296934698, FLFL38,1715.3–

297098524, WAWA4,3005.3–

297122030, VAVA61,3325.3–

297228557, NCNC15,2535.3–

297320710, MDMD9,8015.3–

297486046, AZAZ6,5745.3–

297589034, NVNV3,0925.3–

297698252, WAWA10,3615.3–

297702421, MAMA18,0805.3–

297829407, SCSC36,7065.3–

297932801, FLFL17,0465.3–

298033404, FLFL30,9125.3–

298198392, WAWA2,9845.3–

298260618, ILIL91,9015.3–

298333317, FLFL37,9505.3–

298422601, VAVA29,2305.3–

298534243, FLFL32,7735.3–

298683704, IDID42,7195.3–

298793660, CACA4,0865.3–

298893726, CACA44,5275.3–

298910605, NYNY19,4935.3–

299097078, OROR25,6625.3–

299195329, CACA2,9545.3–

299219123, PAPA19,6815.3–

299378657, TXTX7,5915.3–

299422309, VAVA34,3165.3–

299534120, FLFL42,3455.3–

299660614, ILIL70,6935.3–

299782801, WYWY26,3105.3–

299801890, MAMA23,4065.3–

299992592, CACA80,0355.3–

300095973, CACA39,0315.3–

SHOWING 2,501–3,000 OF 16,707

1…5 6 7…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES