Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

200197396, OROR3,4466.1–

200285250, AZAZ15,3946.1–

200310538, NYNY17,7606.1–

200493721, CACA7,2256.1–

200502062, MAMA31,5426.1–

200695667, CACA36,8306.1–

200784020, UTUT50,2786.1–

200847906, ININ75,1986.1–

200981413, COCO5,1496.1–

201077005, TXTX28,8746.1–

201198101, WAWA17,1536.1–

201204102, MEME17,2676.1–

201392504, CACA57,1326.1–

201401230, MAMA8,8266.1–

201586323, AZAZ19,6666.1–

201685022, AZAZ53,8116.1–

201797463, OROR3,6526.1–

201807632, NJNJ5,3626.1–

201910606, NYNY17,3416.1–

202080203, COCO22,4416.1–

202197062, OROR28,9306.1–

202268102, NENE9,7676.1–

202389701, NVNV28,7666.1–

202483263, IDID9,9406.1–

202533184, FLFL19,8596.1–

202610528, NYNY14,0916.1–

202797009, OROR8,3366.1–

202898499, WAWA32,4646.1–

202984790, UTUT55,8926.1–

203024440, VAVA2,7106.1–

203192284, CACA25,4156.1–

203292587, CACA18,2186.1–

203328731, NCNC8,6726.1–

203495324, CACA7,6366.1–

203593534, CACA41,4306.1–

203607202, NJNJ44,9686.1–

203733167, FLFL23,7686.1–

203833715, FLFL8,0326.1–

203995842, CACA34,0346.1–

204001801, MAMA41,9396.1–

204122314, VAVA36,6126.1–

204202301, MAMA68,9696.1–

204380112, COCO36,8166.1–

204407522, NJNJ23,0406.1–

204532836, FLFL26,1066.1–

204692591, CACA41,9556.0–

204759923, MTMT10,4506.0–

204828205, NCNC51,8066.0–

204998816, WAWA7,7526.0–

205092395, CACA47,3756.0–

205197015, OROR24,4336.0–

205222043, VAVA25,7506.0–

205311004, NYNY13,6156.0–

205470820, LALA23,3776.0–

205598204, WAWA45,1306.0–

205671270, LALA32,8856.0–

205780501, COCO44,1476.0–

205889103, NVNV49,0416.0–

205902169, MAMA62,9936.0–

206070053, LALA16,6216.0–

206104064, MEME8,6326.0–

206297537, OROR7,0186.0–

206397381, OROR15,4056.0–

206423310, VAVA5,0316.0–

206595492, CACA27,4296.0–

206692201, CACA65,8256.0–

206798223, WAWA46,4976.0–

206811545, NYNY12,1726.0–

206923504, VAVA23,5026.0–

207021201, MDMD18,3076.0–

207102109, MAMA3,6126.0–

207280909, COCO35,4866.0–

207394591, CACA58,1936.0–

207497128, OROR38,6646.0–

207537027, TNTN61,6306.0–

207695376, CACA54,4886.0–

207727608, NCNC12,6046.0–

207895703, CACA2,5896.0–

207903254, NHNH5,1726.0–

208034114, FLFL23,5596.0–

208112946, NYNY4,8726.0–

208232118, FLFL18,3836.0–

208386326, AZAZ24,8526.0–

208433308, FLFL27,9356.0–

208582072, WYWY16,9316.0–

208697008, OROR28,6116.0–

208795620, CACA22,2236.0–

208807058, NJNJ5,9466.0–

208920903, MDMD24,8156.0–

209098372, WAWA26,0126.0–

209107757, NJNJ6,1956.0–

209222046, VAVA18,1696.0–

209389519, NVNV9,1106.0–

209434607, FLFL9,4966.0–

209556442, MNMN2,7626.0–

209630327, GAGA23,6736.0–

209784601, UTUT32,3306.0–

209895388, CACA13,3196.0–

209995694, CACA10,7596.0–

210095823, CACA83,6076.0–

210198277, WAWA40,9176.0–

210207047, NJNJ61,2506.0–

210395746, CACA22,9856.0–

210498012, WAWA77,0416.0–

210501610, MAMA30,4446.0–

210696720, HIHI52,9796.0–

210702660, MAMA6,3816.0–

210820003, DCDC37,4826.0–

210902835, RIRI5,5346.0–

211080905, COCO16,6726.0–

211107764, NJNJ8,5866.0–

211202131, MAMA31,1516.0–

211391752, CACA37,9836.0–

211411933, NYNY6,6936.0–

211560612, ILIL35,7446.0–

211680002, COCO21,2706.0–

211730314, GAGA23,3336.0–

211802136, MAMA37,2656.0–

211998812, WAWA4,8346.0–

212002482, MAMA11,0516.0–

212183805, IDID9,1746.0–

212232136, FLFL8,3636.0–

212333612, FLFL49,0056.0–

212401950, MAMA18,6526.0–

212511372, NYNY64,7566.0–

212621204, MDMD19,8456.0–

212789118, NVNV22,6106.0–

212885251, AZAZ40,7806.0–

212998188, WAWA27,3116.0–

213085203, AZAZ38,0356.0–

213102465, MAMA11,6976.0–

213298591, WAWA3,9656.0–

213398424, WAWA11,8166.0–

213407026, NJNJ32,7836.0–

213595258, CACA4,1446.0–

213697230, OROR43,5536.0–

213795605, CACA14,8966.0–

213885935, AZAZ4,5346.0–

213910310, NYNY25,6726.0–

214019971, DEDE14,8866.0–

214180124, COCO22,5556.0–

214218972, PAPA3,1046.0–

214380212, COCO20,7466.0–

214492545, CACA45,9826.0–

214592108, CACA26,7906.0–

214691935, CACA9,1146.0–

214798407, WAWA21,7186.0–

214897058, OROR20,3606.0–

214910507, NYNY6,1096.0–

215032931, FLFL14,1746.0–

215180004, COCO33,7005.9–

215299027, WAWA5,9925.9–

215366211, KSKS5,7915.9–

215434747, FLFL30,8595.9–

215533021, FLFL48,4645.9–

215694547, CACA26,3025.9–

215780452, COCO3,1355.9–

215801830, MAMA26,5305.9–

215997024, OROR12,0075.9–

216001906, MAMA28,7735.9–

216134110, FLFL25,6305.9–

216292688, CACA43,3205.9–

216386429, AZAZ8,6195.9–

216433431, FLFL24,6085.9–

216598363, WAWA14,2375.9–

216607004, NJNJ7,8245.9–

216792570, CACA58,0825.9–

216833055, FLFL37,6595.9–

216992694, CACA35,7645.9–

217032839, FLFL53,2425.9–

217192335, CACA97,5115.9–

217286325, AZAZ5,3635.9–

217333160, FLFL43,7185.9–

217437130, TNTN58,0645.9–

217511771, NYNY10,9085.9–

217699362, WAWA42,8535.9–

217701760, MAMA36,7825.9–

217892881, CACA30,3475.9–

217930002, GAGA5,2255.9–

218044106, OHOH25,1205.9–

218183854, IDID54,8515.9–

218237207, TNTN41,3665.9–

218301905, MAMA28,2215.9–

218434957, FLFL23,4625.9–

218598466, WAWA30,3275.9–

218678758, TXTX49,6175.9–

218702190, MAMA19,6955.9–

218875038, TXTX32,7555.9–

218934442, FLFL17,2815.9–

219002905, RIRI25,0125.9–

219185375, AZAZ27,6805.9–

219210004, NYNY3,7115.9–

219319035, PAPA3,9375.9–

219497448, OROR14,3235.9–

219528803, NCNC33,7185.9–

219695348, CACA37,5405.9–

219797222, OROR36,3985.9–

219884097, UTUT22,2175.9–

219907760, NJNJ9,6925.9–

220070808, LALA35,8435.9–

220110707, NYNY9,6885.9–

220285281, AZAZ72,7625.9–

220395682, CACA30,0655.9–

220460637, ILIL52,7215.9–

220522203, VAVA26,5945.9–

220601060, MAMA16,4925.9–

220702649, MAMA15,3845.9–

220898290, WAWA39,8265.9–

220907093, NJNJ63,7585.9–

221002180, MAMA23,3555.9–

221195351, CACA48,4985.9–

221232805, FLFL19,2945.9–

221395829, CACA31,8655.9–

221402556, MAMA2,8685.9–

221580642, COCO4,4665.9–

221694513, CACA69,7555.9–

221707305, NJNJ72,1615.9–

221884049, UTUT6,8335.9–

221908260, NJNJ12,9595.9–

222029927, SCSC11,3735.9–

222129577, SCSC35,4465.9–

222297215, OROR17,2965.9–

222389705, NVNV4,9355.9–

222493930, CACA17,2435.9–

222580012, COCO51,0525.9–

222634239, FLFL14,6355.9–

222733973, FLFL14,3925.9–

222880421, COCO8,5365.9–

222977023, TXTX24,2815.9–

223098264, WAWA23,1235.9–

223110703, NYNY22,5865.9–

223234113, FLFL26,0565.9–

223328571, NCNC2,6785.9–

223483467, IDID6,5905.9–

223502914, RIRI21,8345.9–

223675214, TXTX34,2745.9–

223795948, CACA11,2005.9–

223811697, NYNY4,4295.9–

223980026, COCO32,7015.9–

224084627, UTUT6,2445.9–

224198661, WAWA50,7435.9–

224298058, WAWA42,9805.9–

224334238, FLFL23,8215.9–

224489014, NVNV42,4395.9–

224585263, AZAZ3,4725.9–

224684317, UTUT2,9625.9–

224799324, WAWA10,1375.9–

224881501, COCO24,0115.9–

224933756, FLFL32,2015.9–

225093706, CACA40,6385.9–

225178745, TXTX61,2195.9–

225259833, MTMT6,3165.9–

225392346, CACA56,1795.9–

225434785, FLFL21,5685.9–

225593650, CACA3,3335.9–

225683669, IDID16,8275.9–

225710595, NYNY7,2435.9–

225831411, GAGA9,3905.9–

225978676, TXTX15,8225.9–

226089005, NVNV14,9625.9–

226195648, CACA57,4595.9–

226214607, NYNY17,8915.9–

226330350, GAGA35,1705.9–

226484104, UTUT23,4205.9–

226580123, COCO44,5495.9–

226689706, NVNV20,4785.9–

226732456, FLFL7,5105.9–

226828773, NCNC3,4415.9–

226907719, NJNJ22,1385.8–

227033065, FLFL58,9165.8–

227184070, UTUT30,4725.8–

227295633, CACA2,6535.8–

227334741, FLFL58,7165.8–

227480003, COCO35,9765.8–

227519103, PAPA25,9005.8–

227697462, OROR4,0445.8–

227736561, ALAL9,5285.8–

227859759, MTMT3,6315.8–

227927606, NCNC45,4445.8–

228070806, LALA28,3025.8–

228102113, MAMA6,3855.8–

228233901, FLFL24,4815.8–

228360644, ILIL47,2105.8–

228430319, GAGA45,9855.8–

228595203, CACA15,9305.8–

228670002, LALA19,4265.8–

228797385, OROR3,8235.8–

228820904, MDMD58,6465.8–

228995341, CACA36,3855.8–

229095610, CACA46,9285.8–

229123221, VAVA14,4025.8–

229245219, OHOH20,0125.8–

229328211, NCNC33,9255.8–

229498272, WAWA31,4365.8–

229595338, CACA10,0065.8–

229637738, TNTN4,9525.8–

229733617, FLFL47,8515.8–

229894589, CACA29,9905.8–

229998333, WAWA3,4145.8–

230091384, CACA26,4785.8–

230198502, WAWA35,3985.8–

230231201, GAGA7,8915.8–

230397042, OROR3,3615.8–

230402155, MAMA61,7305.8–

230597101, OROR3,9145.8–

230633060, FLFL37,2335.8–

230733168, FLFL23,7755.8–

230881647, COCO6,8825.8–

230985257, AZAZ29,8125.8–

231008402, NJNJ5,2345.8–

231180651, COCO4,8375.8–

231295932, CACA7,7015.8–

231311560, NYNY7,6965.8–

231495380, CACA43,9605.8–

231534116, FLFL35,5915.8–

231632608, FLFL54,5665.8–

231792376, CACA84,3945.8–

231803894, NHNH6,5545.8–

231902837, RIRI3,5845.8–

232095688, CACA40,2015.8–

232199006, WAWA16,1775.8–

232293305, CACA37,7145.8–

232378728, TXTX26,7775.8–

232497236, OROR37,5585.8–

232592562, CACA64,7815.8–

232607503, NJNJ19,1705.8–

232798310, WAWA22,6435.8–

232804096, MEME9,0535.8–

232907032, NJNJ40,6145.8–

233011422, NYNY33,7575.8–

233194531, CACA46,3875.8–

233233314, FLFL31,0675.8–

233302129, MAMA20,0325.8–

233422101, VAVA30,9535.8–

233595965, CACA21,1815.8–

233680814, COCO4,5995.8–

233777004, TXTX35,9975.8–

233899156, WAWA9,1955.8–

233907931, NJNJ2,9855.8–

234010303, NYNY26,4975.8–

234133469, FLFL14,6865.8–

234298051, WAWA3,4425.8–

234322947, VAVA5,2565.8–

234430559, GAGA5,0245.8–

234584321, UTUT51,7025.8–

234692553, CACA74,6405.8–

234732080, FLFL20,8945.8–

234853233, WIWI14,4975.8–

234980110, COCO23,8255.8–

235098516, WAWA29,1775.8–

235133193, FLFL47,4945.8–

235284765, UTUT8,1525.8–

235391390, CACA19,3085.8–

235407112, NJNJ29,4565.8–

235592530, CACA61,7685.8–

235607011, NJNJ38,5875.8–

235781252, COCO4,7635.8–

235833032, FLFL65,1325.8–

235991784, CACA26,8865.8–

236033043, FLFL4,2985.8–

236195662, CACA32,6005.8–

236292243, CACA49,0695.8–

236353211, WIWI34,2345.8–

236480027, COCO34,1275.8–

236598031, WAWA40,0945.8–

236610543, NYNY20,9895.8–

236777006, TXTX24,8925.8–

236898230, WAWA18,7445.8–

236907020, NJNJ14,7595.8–

237029582, SCSC20,1585.8–

237192345, CACA88,7065.8–

237281147, COCO13,0915.8–

237380117, COCO2,7565.8–

237497374, OROR4,8595.8–

237597217, OROR35,1695.8–

237601929, MAMA3,6215.8–

237795815, CACA26,6585.8–

237832951, FLFL11,2995.8–

237932204, FLFL9,1515.8–

238080439, COCO24,6105.8–

238195991, CACA42,5795.8–

238292308, CACA42,7095.8–

238337408, TNTN3,5025.8–

238489704, NVNV4,8465.8–

238559729, MTMT3,2585.8–

238692285, CACA2,7645.8–

238784745, UTUT4,4765.8–

238839202, MSMS6,8325.8–

238994503, CACA21,8415.8–

239097754, OROR22,9605.8–

239137064, TNTN67,5135.8–

239274136, OKOK31,4165.8–

239398362, WAWA24,3135.8–

239408861, NJNJ59,3515.8–

239584004, UTUT10,4275.7–

239680433, COCO8,2925.7–

239703842, NHNH16,3245.7–

239895240, CACA50,5175.7–

239933446, FLFL28,4315.7–

240085331, AZAZ31,9685.7–

240193640, CACA14,6575.7–

240275233, TXTX14,8675.7–

240398648, WAWA3,4775.7–

240478209, TXTX43,4005.7–

240559808, MTMT23,5745.7–

240635205, ALAL18,8585.7–

240780538, COCO50,1105.7–

240870122, LALA35,2535.7–

240923517, VAVA4,9325.7–

241001907, MAMA15,2775.7–

241175248, TXTX38,4595.7–

241201773, MAMA4,8915.7–

241381526, COCO5,5595.7–

241433033, FLFL71,4585.7–

241510006, NYNY4,0965.7–

241697456, OROR3,4225.7–

241730071, GAGA25,8305.7–

241898233, WAWA17,8505.7–

241933311, FLFL74,8985.7–

242080234, COCO29,3565.7–

242199357, WAWA3,8435.7–

242298371, WAWA24,6825.7–

242398014, WAWA8,2645.7–

242410462, NYNY76,3205.7–

242530606, GAGA47,8655.7–

242698629, WAWA9,0765.7–

242711558, NYNY8,4545.7–

242807755, NJNJ5,6135.7–

242995301, CACA43,0095.7–

243091350, CACA43,9735.7–

243198632, WAWA50,6355.7–

243210701, NYNY70,6765.7–

243384047, UTUT37,4115.7–

243404046, MEME8,1025.7–

243584123, UTUT37,0545.7–

243633178, FLFL67,7895.7–

243784121, UTUT38,9125.7–

243884116, UTUT38,6255.7–

243995245, CACA2,7275.7–

244098631, WAWA3,7595.7–

244197415, OROR14,5865.7–

244298674, WAWA17,5255.7–

244381428, COCO3,7885.7–

244430311, GAGA34,9535.7–

244599224, WAWA24,9195.7–

244698328, WAWA9,8915.7–

244759714, MTMT24,2825.7–

244811941, NYNY2,8145.7–

244997601, OROR22,9645.7–

245098117, WAWA35,7115.7–

245180540, COCO4,6425.7–

245275039, TXTX24,1645.7–

245397141, OROR13,0865.7–

245433407, FLFL34,8515.7–

245581506, COCO11,4125.7–

245697064, OROR3,8555.7–

245703253, NHNH6,7075.7–

245878753, TXTX56,9205.7–

245901083, MAMA2,8585.7–

246098274, WAWA18,8605.7–

246139071, MSMS5,7765.7–

246295838, CACA40,6775.7–

246387108, NMNM36,3315.7–

246485750, AZAZ24,8865.7–

246595693, CACA7,9615.7–

246681328, COCO4,4875.7–

246795386, CACA10,6665.7–

246892203, CACA34,7355.7–

246998106, WAWA28,6905.7–

247037211, TNTN76,5735.7–

247180014, COCO39,4965.7–

247283856, IDID6,8855.7–

247383422, IDID3,8475.7–

247433067, FLFL27,1885.7–

247570117, LALA25,6525.7–

247697477, OROR37,5345.7–

247733950, FLFL24,9555.7–

247895350, CACA57,1365.7–

247928806, NCNC43,4335.7–

248089128, NVNV40,0405.7–

248193703, CACA33,4205.7–

248295678, CACA45,3465.7–

248397045, OROR57,5265.7–

248427609, NCNC35,5735.7–

248589135, NVNV32,5245.7–

248690740, CACA24,2545.7–

248720850, MDMD50,3535.7–

248892316, CACA32,7655.7–

248994505, CACA14,9705.7–

249002532, MAMA13,2675.7–

249193222, CACA2,7215.7–

249298203, WAWA35,5175.7–

249383714, IDID27,5645.7–

249401854, MAMA30,0815.7–

249589030, NVNV51,3415.7–

249697391, OROR5,5365.7–

249792220, CACA33,7555.7–

249892509, CACA81,1825.7–

249937405, TNTN18,1095.7–

250093710, CACA31,6695.7–

SHOWING 2,001–2,500 OF 16,707

1…4 5 6…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES