Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

150101375, MAMA3,6416.7–

150228594, NCNC3,9346.7–

150310801, NYNY42,7546.7–

150478702, TXTX25,9856.7–

150522202, VAVA27,7156.7–

150684341, UTUT25,5606.7–

150707078, NJNJ14,6136.7–

150892505, CACA53,4196.7–

150937215, TNTN22,0186.7–

151002664, MAMA9,9496.7–

151111050, NYNY32,7946.7–

151298110, WAWA24,6316.7–

151343203, OHOH8,6186.7–

151433602, FLFL21,4526.7–

151595004, CACA4,3636.7–

151694928, CACA46,8296.7–

151733157, FLFL70,5966.7–

151832686, FLFL4,8826.7–

151916801, PAPA40,7746.7–

152098201, WAWA31,8956.7–

152195365, CACA3,9636.7–

152292040, CACA46,2166.7–

152361820, ILIL40,5996.7–

152432730, FLFL6,0916.7–

152502145, MAMA27,4956.7–

152664150, MOMO4,4636.7–

152707042, NJNJ27,3266.7–

152895818, CACA22,5816.7–

152994107, CACA31,8236.7–

153093036, CACA49,3946.7–

153194510, CACA26,7496.7–

153298107, WAWA28,7766.7–

153330342, GAGA33,3496.7–

153434229, FLFL7,4956.7–

153592879, CACA49,3176.7–

153691730, CACA71,6136.7–

153733931, FLFL8,3506.7–

153828746, NCNC2,7446.7–

153991977, CACA61,0646.7–

154080010, COCO42,4396.7–

154191381, CACA22,5826.7–

154297202, OROR43,5336.7–

154395946, CACA9,9586.7–

154433062, FLFL24,9206.7–

154594550, CACA49,8736.7–

154698208, WAWA60,9156.7–

154777079, TXTX37,2766.7–

154892253, CACA38,6666.7–

154990620, CACA46,6086.7–

155080120, COCO29,7256.7–

155112498, NYNY4,5726.7–

155295405, CACA22,7446.7–

155398275, WAWA21,3236.7–

155491710, CACA78,7546.7–

155581524, COCO2,7606.7–

155604079, MEME4,0266.7–

155792637, CACA17,2896.7–

155898382, WAWA31,0526.7–

155998244, WAWA2,9946.7–

156094502, CACA13,4306.7–

156133189, FLFL26,1286.7–

156294553, CACA48,6436.7–

156302907, RIRI31,4616.7–

156498260, WAWA5,3206.7–

156507106, NJNJ36,3836.7–

156693451, CACA5,2076.6–

156780503, COCO35,8466.6–

156894508, CACA3,4956.6–

156998844, WAWA4,8736.6–

157080211, COCO38,1776.6–

157197212, OROR28,0426.6–

157233162, FLFL46,6066.6–

157380219, COCO59,5236.6–

157485034, AZAZ4,8546.6–

157596818, HIHI54,8226.6–

157601908, MAMA3,3256.6–

157792114, CACA65,7456.6–

157820815, MDMD30,5056.6–

157998178, WAWA26,7486.6–

158019107, PAPA14,8256.6–

158184115, UTUT28,8826.6–

158275201, TXTX18,3456.6–

158398199, WAWA22,4686.6–

158433408, FLFL18,8176.6–

158597439, OROR16,0256.6–

158698146, WAWA28,5736.6–

158793635, CACA50,1496.6–

158807750, NJNJ3,2076.6–

158923219, VAVA4,0626.6–

159059859, MTMT4,3606.6–

159194803, CACA27,6596.6–

159295658, CACA5,8946.6–

159302025, MAMA8,4276.6–

159460523, ILIL10,1446.6–

159592586, CACA20,7676.6–

159692210, CACA4,8716.6–

159707206, NJNJ31,9306.6–

159824060, VAVA48,5416.6–

159992882, CACA68,7156.6–

160098926, WAWA34,3536.6–

160120017, DCDC21,2086.6–

160210309, NYNY34,8856.6–

160311412, NYNY39,8286.6–

160483703, IDID17,5836.6–

160585716, AZAZ32,9766.6–

160680524, COCO40,0306.6–

160792211, CACA28,0926.6–

160897019, OROR3,2336.6–

160995969, CACA8,3396.6–

161092139, CACA34,7036.6–

161102657, MAMA3,7036.6–

161298028, WAWA23,7416.6–

161392082, CACA21,7276.6–

161478759, TXTX43,1826.6–

161563105, MOMO18,8756.6–

161611367, NYNY40,9236.6–

161733487, FLFL20,7176.6–

161878373, TXTX3,3486.6–

161902144, MAMA25,4486.6–

162080116, COCO5,1326.6–

162193630, CACA21,2846.6–

162290606, CACA32,0576.6–

162383617, IDID19,0586.6–

162428712, NCNC19,9776.6–

162592352, CACA6,2466.6–

162659901, MTMT63,1616.6–

162775034, TXTX53,8186.6–

162883660, IDID6,4346.6–

162911724, NYNY3,0736.6–

163092411, CACA27,2496.6–

163120011, DCDC67,4346.6–

163292656, CACA52,2296.6–

163396705, HIHI2,5226.6–

163428480, NCNC2,7766.6–

163573117, OKOK6,2256.6–

163697225, OROR25,8696.6–

163733137, FLFL29,4146.6–

163894552, CACA14,5066.6–

163998070, WAWA9,9346.6–

164064109, MOMO10,0436.6–

164103801, NHNH23,4846.6–

164293033, CACA78,7376.6–

164320814, MDMD32,7956.6–

164419118, PAPA9,9786.6–

164597526, OROR36,0366.6–

164698077, WAWA14,1096.5–

164793906, CACA64,1996.5–

164884770, UTUT48,3976.5–

164980231, COCO35,8836.5–

165095139, CACA7,0356.5–

165110312, NYNY63,4696.5–

165298008, WAWA27,2426.5–

165392123, CACA33,0416.5–

165491744, CACA76,9426.5–

165593063, CACA55,0666.5–

165633460, FLFL37,7956.5–

165729926, SCSC24,4586.5–

165810577, NYNY5,9456.5–

165992536, CACA2,9706.5–

166010553, NYNY11,0116.5–

166160201, ILIL43,7446.5–

166232501, FLFL11,0366.5–

166310314, NYNY93,9156.5–

166498569, WAWA7,4896.5–

166559718, MTMT44,5856.5–

166620910, MDMD45,9436.5–

166733004, FLFL17,0946.5–

166897213, OROR31,4086.5–

166911971, NYNY6,3616.5–

167037209, TNTN37,8176.5–

167196792, HIHI49,6186.5–

167298027, WAWA28,9556.5–

167333166, FLFL28,2656.5–

167430306, GAGA24,2366.5–

167549117, MIMI3,3586.5–

167633129, FLFL14,7026.5–

167798388, WAWA7,0436.5–

167811429, NYNY26,8326.5–

167995661, CACA32,5896.5–

168001609, MAMA22,0476.5–

168197361, OROR14,4886.5–

168287505, NMNM32,0926.5–

168328207, NCNC9,5276.5–

168410591, NYNY23,9266.5–

168583706, IDID35,5246.5–

168697070, OROR26,9026.5–

168792707, CACA58,6956.5–

168895018, CACA6,5946.5–

168993041, CACA23,2736.5–

169098248, WAWA28,4986.5–

169181631, COCO8,9586.5–

169237403, TNTN6,4136.5–

169380135, COCO4,1416.5–

169484017, UTUT4,4176.5–

169583455, IDID6,1736.5–

169634228, FLFL7,5396.5–

169707606, NJNJ2,7706.5–

169878722, TXTX6,7676.5–

169972703, ARAR35,8966.5–

170033767, FLFL8,0816.5–

170102170, MAMA18,8096.4–

170293927, CACA21,5746.4–

170310016, NYNY52,9716.4–

170497005, OROR28,3116.4–

170576201, TXTX31,1436.4–

170633169, FLFL43,7026.4–

170798239, WAWA7,6566.4–

170810022, NYNY34,0496.4–

170934105, FLFL15,4416.4–

171090650, CACA99,9006.4–

171193454, CACA41,8966.4–

171285016, AZAZ37,0746.4–

171398292, WAWA27,3896.4–

171483705, IDID26,8306.4–

171533614, FLFL47,2986.4–

171680525, COCO54,2116.4–

171759870, MTMT12,5066.4–

171897220, OROR27,2026.4–

171992131, CACA35,5036.4–

172098273, WAWA30,0016.4–

172130310, GAGA27,1866.4–

172297527, OROR37,3306.4–

172375209, TXTX14,2116.4–

172492071, CACA59,5906.4–

172511201, NYNY70,6746.4–

172633170, FLFL16,6526.4–

172791387, CACA46,8696.4–

172820117, VAVA2,7906.4–

172996706, HIHI83,6926.4–

173030312, GAGA26,9426.4–

173197035, OROR25,9116.4–

173228804, NCNC25,7766.4–

173340203, KYKY17,7426.4–

173491722, CACA35,0996.4–

173595519, CACA18,7286.4–

173683843, IDID26,5916.4–

173755405, MNMN17,1986.4–

173897004, OROR4,4966.4–

173994519, CACA19,0586.4–

174033455, FLFL20,0186.4–

174172701, ARAR49,8356.4–

174283815, IDID41,4056.4–

174397216, OROR16,6386.4–

174402720, MAMA30,9406.4–

174598075, WAWA25,4986.4–

174678730, TXTX9,1426.4–

174779843, TXTX2,6336.4–

174892404, CACA63,2436.4–

174996067, CACA7,8396.4–

175033477, FLFL12,9086.4–

175198606, WAWA10,2336.4–

175292065, CACA36,7526.4–

175301970, MAMA44,7386.4–

175498072, WAWA24,4466.4–

175583616, IDID35,4136.4–

175680906, COCO37,5026.4–

175759912, MTMT15,7526.4–

175895831, CACA43,5456.4–

175959047, MTMT14,0926.4–

176085254, AZAZ45,5586.4–

176175001, TXTX16,8726.4–

176230329, GAGA27,2786.4–

176391307, CACA26,5806.4–

176499148, WAWA2,7946.4–

176595650, CACA13,4056.4–

176602459, MAMA18,4496.4–

176798282, WAWA17,3036.4–

176822204, VAVA51,9216.4–

176943220, OHOH28,7926.4–

177098444, WAWA35,7546.4–

177107712, NJNJ40,1946.4–

177211935, NYNY2,8636.4–

177381403, COCO12,1386.4–

177407017, NJNJ40,9106.4–

177574120, OKOK5,1956.4–

177690713, CACA28,2216.4–

177710464, NYNY3,8286.4–

177830513, GAGA11,7916.4–

177933444, FLFL22,7376.4–

178091320, CACA43,4726.4–

178132082, FLFL29,2896.4–

178275287, TXTX53,9596.4–

178310075, NYNY21,8976.4–

178411952, NYNY5,0406.4–

178598247, WAWA9,1156.4–

178695328, CACA4,1336.4–

178791377, CACA13,7576.4–

178802043, MAMA24,2836.4–

178928204, NCNC9,3146.4–

179081416, COCO14,2566.4–

179184107, UTUT38,2576.4–

179289052, NVNV60,8886.4–

179302744, MAMA12,7166.4–

179432459, FLFL23,5226.4–

179501843, MAMA27,4456.3–

179602668, MAMA2,8206.3–

179798030, WAWA38,5236.3–

179802903, RIRI11,8366.3–

179993241, CACA15,2506.3–

180033126, FLFL47,3076.3–

180198087, WAWA41,7966.3–

180287506, NMNM16,3726.3–

180384058, UTUT35,0996.3–

180435212, ALAL10,1606.3–

180577081, TXTX50,1296.3–

180697535, OROR4,8046.3–

180795864, CACA25,5006.3–

180886404, AZAZ19,2346.3–

180980202, COCO18,5896.3–

181089423, NVNV11,2216.3–

181191708, CACA19,2136.3–

181202478, MAMA27,1756.3–

181333141, FLFL36,4386.3–

181498003, WAWA51,6196.3–

181511693, NYNY13,2446.3–

181689502, NVNV46,6916.3–

181797739, OROR13,1836.3–

181804843, MEME5,2426.3–

181923523, VAVA8,1886.3–

182095320, CACA13,5006.3–

182197487, OROR8,4986.3–

182234119, FLFL36,8076.3–

182378757, TXTX23,8566.3–

182495366, CACA18,9546.3–

182591761, CACA62,9356.3–

182698053, WAWA22,7656.3–

182795113, CACA2,6406.3–

182898249, WAWA4,1986.3–

182992127, CACA50,5556.3–

183080904, COCO21,1586.3–

183198032, WAWA40,8626.3–

183295634, CACA3,5366.3–

183392231, CACA38,6216.3–

183492823, CACA5,8466.3–

183502148, MAMA65,9066.3–

183696137, CACA2,9236.3–

183732963, FLFL15,0086.3–

183878741, TXTX45,9516.3–

183907010, NJNJ25,7816.3–

184097030, OROR37,7086.3–

184133486, FLFL23,2326.3–

184293436, CACA55,8206.3–

184398815, WAWA7,8306.3–

184498059, WAWA42,4066.3–

184590745, CACA57,3976.3–

184610604, NYNY12,5176.3–

184785015, AZAZ41,4906.3–

184832541, FLFL18,8556.3–

184933706, FLFL15,2986.3–

185090603, CACA21,1186.3–

185186004, AZAZ36,3946.3–

185291913, CACA57,7216.3–

185319041, PAPA6,3086.3–

185430605, GAGA41,5446.3–

185576109, TXTX26,0066.3–

185689029, NVNV9,1326.3–

185730346, GAGA4,4116.3–

185810573, NYNY40,7866.3–

185980829, COCO5,3126.3–

186092679, CACA30,8186.3–

186192324, CACA57,3656.3–

186202740, MAMA46,2816.3–

186394555, CACA37,5016.3–

186433020, FLFL46,3226.3–

186530315, GAGA34,2646.3–

186602130, MAMA40,0556.3–

186797525, OROR5,1296.3–

186833175, FLFL48,2376.2–

186985623, AZAZ5,5586.2–

187091739, CACA41,6736.2–

187199004, WAWA22,8716.2–

187230337, GAGA10,6946.2–

187301742, MAMA18,4486.2–

187460043, ILIL2,5036.2–

187537206, TNTN28,5456.2–

187697231, OROR4,3086.2–

187792408, CACA14,3256.2–

187884036, UTUT9,2416.2–

187978752, TXTX23,3176.2–

188033334, FLFL30,9356.2–

188178735, TXTX20,9966.2–

188289104, NVNV39,9376.2–

188395207, CACA52,4146.2–

188454538, WIWI3,0256.2–

188527705, NCNC49,9236.2–

188698029, WAWA30,5866.2–

188793012, CACA35,7916.2–

188802066, MAMA19,0996.2–

188980526, COCO44,3266.2–

189098168, WAWA35,5286.2–

189192501, CACA22,9346.2–

189294018, CACA3,8346.2–

189394105, CACA13,8616.2–

189495236, CACA4,4906.2–

189502472, MAMA35,6206.2–

189640508, KYKY23,7566.2–

189702645, MAMA11,2886.2–

189884780, UTUT32,3666.2–

189922102, VAVA29,1846.2–

190084720, UTUT25,7086.2–

190198155, WAWA36,5116.2–

190292405, CACA31,2176.2–

190394533, CACA78,8056.2–

190492503, CACA88,3956.2–

190597402, OROR53,8236.2–

190602635, MAMA3,5776.2–

190797444, OROR5,4166.2–

190802171, MAMA20,1646.2–

190985718, AZAZ28,1256.2–

191084124, UTUT22,6096.2–

191198055, WAWA24,6606.2–

191202474, MAMA28,6426.2–

191376132, TXTX26,9276.2–

191402906, RIRI26,3806.2–

191598136, WAWA17,2526.2–

191698683, WAWA32,1076.2–

191798043, WAWA23,1016.2–

191893960, CACA27,4716.2–

191980205, COCO34,5716.2–

192033613, FLFL37,5916.2–

192101915, MAMA41,9946.2–

192280227, COCO34,9076.2–

192392313, CACA13,0786.2–

192495503, CACA25,0546.2–

192595677, CACA29,2066.2–

192692397, CACA5,8546.2–

192707103, NJNJ37,2936.2–

192802476, MAMA17,7086.2–

192978721, TXTX10,9976.2–

193001960, MAMA54,4746.2–

193128512, NCNC3,3586.2–

193273104, OKOK3,6926.2–

193336832, ALAL30,9596.2–

193420001, DCDC44,6166.2–

193580236, COCO16,8636.2–

193698177, WAWA21,0906.2–

193707513, NJNJ11,5766.2–

193892240, CACA41,6156.2–

193997394, OROR5,3636.2–

194010950, NYNY68,1366.2–

194180631, COCO53,7226.2–

194220037, DCDC13,1566.2–

194333496, FLFL26,5796.2–

194495220, CACA7,9316.2–

194502494, MAMA11,0356.2–

194695663, CACA3,0906.2–

194792234, CACA52,2676.2–

194897203, OROR33,1166.2–

194978624, TXTX23,7416.2–

195080422, COCO4,3636.2–

195186403, AZAZ18,2956.2–

195215219, PAPA11,3766.2–

195302451, MAMA17,3936.2–

195483835, IDID24,2386.2–

195507057, NJNJ11,8896.2–

195698335, WAWA27,7736.2–

195786406, AZAZ25,0676.1–

195898026, WAWA38,9766.1–

195979901, TXTX8,5546.1–

196002576, MAMA4,1686.1–

196194568, CACA70,8036.1–

196202176, MAMA29,6506.1–

196328428, NCNC7,1366.1–

196497266, OROR35,4236.1–

196530092, GAGA36,9926.1–

196689523, NVNV37,1306.1–

196794585, CACA29,3576.1–

196892860, CACA25,1096.1–

196995336, CACA50,1856.1–

197093021, CACA37,7466.1–

197198406, WAWA24,2026.1–

197297103, OROR17,9936.1–

197398237, WAWA4,9566.1–

197498405, WAWA25,9396.1–

197565667, MOMO3,2506.1–

197628209, NCNC24,3316.1–

197722306, VAVA30,6026.1–

197895540, CACA14,4696.1–

197959865, MTMT3,6356.1–

198095824, CACA33,0836.1–

198165065, MOMO7,1976.1–

198293510, CACA7,7866.1–

198302453, MAMA31,5916.1–

198497224, OROR36,5696.1–

198594517, CACA12,3166.1–

198619807, DEDE7,8156.1–

198794565, CACA100,4886.1–

198878736, TXTX9,6516.1–

198918701, PAPA4,2946.1–

199026505, WVWV37,4926.1–

199180207, COCO21,5426.1–

199292314, CACA9,3346.1–

199397267, OROR31,3116.1–

199433708, FLFL15,0606.1–

199533165, FLFL48,8176.1–

199681419, COCO3,6466.1–

199784737, UTUT24,3596.1–

199823451, VAVA44,0126.1–

199995326, CACA10,5936.1–

200098337, WAWA7,3706.1–

SHOWING 1,501–2,000 OF 16,707

1…3 4 5…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES