Which ZIP code has the highest afford score?

90021 ranks #1 with 34.2 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

90021, 10454, 32603, 90007, 94305.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Least affordable housing, US ZIP codes

US ZIP codes ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

100194580, CACA29,4207.6–

100295821, CACA38,0647.6–

100392124, CACA30,4747.6–

100428723, NCNC12,7567.6–

100580215, COCO19,8397.6–

100610580, NYNY18,3917.6–

100795037, CACA51,9437.6–

100895603, CACA28,4327.6–

100994582, CACA47,4247.6–

101092315, CACA5,2157.6–

101191723, CACA17,7337.6–

101296704, HIHI7,2617.6–

101395501, CACA22,8907.6–

101402638, MAMA3,2537.6–

101522305, VAVA17,2147.6–

101695133, CACA29,7107.6–

101784738, UTUT10,0507.6–

101891773, CACA33,5987.6–

101947408, ININ23,0537.6–

102095110, CACA19,9637.6–

102111419, NYNY47,4417.6–

102294607, CACA28,8047.6–

102327605, NCNC6,2867.6–

102407650, NJNJ20,2907.6–

102597707, OROR6,6617.6–

102680220, COCO37,2037.6–

102799201, WAWA15,8297.6–

102891321, CACA31,9897.6–

102922903, VAVA40,3727.6–

103011421, NYNY40,6127.6–

103191724, CACA28,3527.6–

103259801, MTMT30,9167.6–

103392617, CACA24,0177.6–

103491344, CACA52,8907.6–

103596752, HIHI3,8097.6–

103633161, FLFL54,8147.6–

103792028, CACA52,2277.6–

103897759, OROR7,7377.6–

103990601, CACA30,0787.6–

104095407, CACA42,0367.6–

104192083, CACA38,3757.6–

104207304, NJNJ51,3067.6–

104391767, CACA49,1527.6–

104492373, CACA35,2577.6–

104591345, CACA18,7147.6–

104611104, NYNY26,1327.6–

104797002, OROR6,3587.6–

104885007, AZAZ13,5757.6–

104998377, WAWA2,5277.6–

105095132, CACA40,3347.6–

105192673, CACA29,4067.6–

105294523, CACA34,5927.6–

105389102, NVNV36,8257.5–

105490638, CACA45,9337.5–

105594925, CACA10,0777.5–

105645220, OHOH14,1097.5–

105791768, CACA34,2007.5–

105828692, NCNC4,3677.5–

105996750, HIHI3,2037.5–

106007501, NJNJ35,4817.5–

106111542, NYNY28,9657.5–

106202575, MAMA2,7187.5–

106389439, NVNV2,5327.5–

106496161, CACA19,6347.5–

106597031, OROR19,1387.5–

106698108, WAWA25,5297.5–

106793701, CACA9,8087.5–

106893035, CACA26,8537.5–

106992270, CACA17,5637.5–

107011030, NYNY18,0517.5–

107191331, CACA97,6087.5–

107291745, CACA54,3517.5–

107396762, HIHI5,7107.5–

107422482, VAVA3,0757.5–

107597539, OROR3,3697.5–

107632461, FLFL3,7577.5–

107715213, PAPA30,4667.5–

107833147, FLFL50,4197.5–

107995066, CACA15,1357.5–

108002723, MAMA17,0677.5–

108185054, AZAZ10,3467.5–

108291706, CACA71,0827.5–

108396727, HIHI4,5777.5–

108495618, CACA26,2677.5–

108502135, MAMA43,1497.5–

108611428, NYNY19,0287.5–

108705401, VTVT31,6627.5–

108895033, CACA9,6007.5–

108991790, CACA44,7107.5–

109094583, CACA39,5837.5–

109198232, WAWA4,0547.5–

109290604, CACA39,2767.5–

109394563, CACA19,3787.5–

109433483, FLFL12,6697.5–

109583333, IDID12,6827.5–

109691901, CACA18,1977.5–

109796755, HIHI3,6777.5–

109895012, CACA10,8147.5–

109991326, CACA38,4287.5–

110094526, CACA32,5847.5–

110190716, CACA13,5997.5–

110294801, CACA33,5917.5–

110397330, OROR43,8787.4–

110411102, NYNY28,5037.4–

110510705, NYNY38,8877.4–

110610451, NYNY50,9427.4–

110743215, OHOH17,8367.4–

110895409, CACA25,6167.4–

110991741, CACA26,0717.4–

111085266, AZAZ12,5167.4–

111190293, CACA12,6557.4–

111296826, HIHI29,1747.4–

111390670, CACA17,8517.4–

111493434, CACA8,6037.4–

111532789, FLFL27,7887.4–

111685258, AZAZ25,5457.4–

111702128, MAMA43,3457.4–

111807107, NJNJ43,2937.4–

111993030, CACA58,1927.4–

112094954, CACA37,5747.4–

112192027, CACA54,1137.4–

112290222, CACA32,3407.4–

112302458, MAMA13,0507.4–

112433176, FLFL51,8047.4–

112593022, CACA6,0787.4–

112680214, COCO27,0227.4–

112790502, CACA18,4677.4–

112893402, CACA14,1977.4–

112984117, UTUT24,9807.4–

113070116, LALA10,4047.4–

113198221, WAWA23,5627.4–

113202468, MAMA5,7737.4–

113329438, SCSC2,8267.4–

113489511, NVNV30,9567.4–

113580903, COCO16,4917.4–

113685255, AZAZ45,3467.4–

113795938, CACA3,9437.4–

113891010, CACA27,5897.4–

113993444, CACA21,6117.4–

114034475, FLFL14,3017.4–

114173102, OKOK3,8127.4–

114280517, COCO9,6577.4–

114390660, CACA60,2727.4–

114489703, NVNV10,7387.4–

114533054, FLFL31,0557.3–

114691792, CACA30,6297.3–

114780113, COCO22,9767.3–

114891311, CACA40,8987.3–

114907087, NJNJ66,4637.3–

115085259, AZAZ21,6707.3–

115178636, TXTX4,1347.3–

115297023, OROR12,1117.3–

115383864, IDID20,5147.3–

115492703, CACA62,4477.3–

115532550, FLFL8,4867.3–

115695138, CACA18,9607.3–

115797017, OROR3,4277.3–

115881601, COCO16,8447.3–

115992835, CACA26,0057.3–

116091746, CACA28,3877.3–

116180204, COCO35,3187.3–

116227607, NCNC28,4387.3–

116397209, OROR22,2967.3–

116410005, NYNY9,4397.3–

116592821, CACA41,6237.3–

116691766, CACA69,3277.3–

116770118, LALA36,0727.3–

116827701, NCNC24,7937.3–

116994520, CACA37,3817.3–

117090810, CACA35,8337.3–

117190802, CACA40,4347.3–

117210003, NYNY53,5607.3–

117396743, HIHI12,4227.3–

117410014, NYNY29,2307.3–

117592886, CACA49,7047.3–

117685390, AZAZ10,2987.3–

117792056, CACA53,6167.3–

117894158, CACA11,3147.3–

117927510, NCNC13,8687.3–

118011436, NYNY22,5277.3–

118195222, CACA5,5977.3–

118297367, OROR11,1587.3–

118395709, CACA6,0007.3–

118433441, FLFL30,1537.3–

118537919, TNTN31,7547.3–

118694572, CACA8,9767.2–

118795959, CACA17,6837.2–

118880466, COCO3,5997.2–

118907740, NJNJ32,9177.2–

119002724, MAMA18,5057.2–

119121663, MDMD3,7647.2–

119294588, CACA34,3287.2–

119396789, HIHI54,2787.2–

119477025, TXTX29,7157.2–

119585262, AZAZ14,3297.2–

119690605, CACA39,3877.2–

119791763, CACA37,7007.2–

119834109, FLFL27,2737.2–

119997702, OROR54,6577.2–

120077550, TXTX23,4897.2–

120122060, VAVA10,6417.2–

120292630, CACA67,1527.2–

120340202, KYKY7,2617.2–

120491762, CACA64,2357.2–

120589410, NVNV10,8267.2–

120687557, NMNM4,9047.2–

120793446, CACA45,5547.2–

120885377, AZAZ3,4377.2–

120928605, NCNC3,8837.2–

121098052, WAWA80,7177.2–

121192549, CACA4,0167.2–

121283639, IDID3,3117.2–

121398612, WAWA3,3667.2–

121492264, CACA19,8997.2–

121583440, IDID51,4217.2–

121680222, COCO23,8387.2–

121796797, HIHI72,4357.2–

121885719, AZAZ51,8337.2–

121907104, NJNJ52,2667.2–

122033013, FLFL30,6957.2–

122175243, TXTX63,4817.2–

122202601, MAMA16,0717.2–

122392869, CACA36,2717.2–

122494598, CACA27,2067.2–

122533785, FLFL4,9077.2–

122629449, SCSC8,0247.2–

122733034, FLFL23,8237.2–

122880030, COCO15,4277.2–

122911106, NYNY40,9307.2–

123089101, NVNV42,7397.2–

123192887, CACA19,7257.2–

123289146, NVNV22,1507.2–

123385260, AZAZ39,8967.2–

123459917, MTMT4,9207.2–

123595054, CACA25,7047.2–

123691737, CACA22,9587.2–

123701605, MAMA30,5797.2–

123808701, NJNJ139,1497.2–

123998166, WAWA22,0827.2–

124033155, FLFL43,9837.2–

124110306, NYNY57,4287.2–

124275220, TXTX40,2397.2–

124329492, SCSC20,4367.2–

124401930, MAMA30,0757.2–

124510018, NYNY8,5597.2–

124602149, MAMA50,0457.2–

124795119, CACA10,8417.2–

124898037, WAWA29,7237.2–

124980210, COCO39,1137.2–

125033605, FLFL16,0307.2–

125127514, NCNC32,9517.1–

125293907, CACA25,1467.1–

125310010, NYNY30,7027.1–

125408542, NJNJ2,5337.1–

125511366, NYNY13,4637.1–

125602863, RIRI22,7017.1–

125793286, CACA10,5487.1–

125895423, CACA3,5137.1–

125997701, OROR43,2937.1–

126033134, FLFL38,1747.1–

126185014, AZAZ25,9117.1–

126298340, WAWA2,7217.1–

126380442, COCO2,6147.1–

126495684, CACA2,7087.1–

126570115, LALA31,1837.1–

126692507, CACA64,0157.1–

126701902, MAMA50,0667.1–

126898118, WAWA50,5007.1–

126994805, CACA14,6707.1–

127011977, NYNY2,8437.1–

127159860, MTMT11,8977.1–

127287106, NMNM26,9537.1–

127320012, DCDC17,5197.1–

127493620, CACA9,9277.1–

127595446, CACA4,6077.1–

127610465, NYNY45,4047.1–

127796825, HIHI30,9137.1–

127892129, CACA52,9657.1–

127995562, CACA3,4227.1–

128097227, OROR5,6657.1–

128191711, CACA37,5297.1–

128286301, AZAZ27,0767.1–

128390732, CACA23,0677.1–

128490723, CACA52,0507.1–

128559872, MTMT2,5017.1–

128691342, CACA93,3017.1–

128728403, NCNC40,3197.1–

128833301, FLFL19,5037.1–

128910040, NYNY40,0967.1–

129002143, MAMA25,5137.1–

129198011, WAWA28,9637.1–

129202639, MAMA3,8087.1–

129398236, WAWA7,1997.1–

129401841, MAMA52,7697.1–

129584032, UTUT26,1117.1–

129692128, CACA48,9927.1–

129737210, TNTN17,7257.1–

129811420, NYNY49,4157.1–

129919930, DEDE3,0147.1–

130093240, CACA5,9817.1–

130101702, MAMA39,7897.1–

130294608, CACA34,3957.1–

130394806, CACA62,5467.1–

130495602, CACA19,7017.1–

130502667, MAMA3,9617.1–

130643222, OHOH4,8197.1–

130735209, ALAL32,7347.1–

130895403, CACA45,8067.1–

130990680, CACA31,9917.0–

131095482, CACA33,1647.0–

131135203, ALAL3,5067.0–

131295247, CACA3,8587.0–

131337014, TNTN3,2277.0–

131403870, NHNH5,1887.0–

131593004, CACA30,6987.0–

131697034, OROR21,3317.0–

131792704, CACA82,1207.0–

131811096, NYNY10,4287.0–

131970130, LALA12,5607.0–

132070125, LALA17,8217.0–

132197239, OROR17,8047.0–

132295035, CACA78,8107.0–

132377019, TXTX23,7087.0–

132434950, FLFL17,4617.0–

132598056, WAWA35,8497.0–

132698115, WAWA54,3497.0–

132707208, NJNJ31,9377.0–

132898006, WAWA40,0097.0–

132985006, AZAZ21,9057.0–

133096737, HIHI4,3807.0–

133133606, FLFL24,5707.0–

133289503, NVNV30,2497.0–

133332607, FLFL35,7207.0–

133498034, WAWA52,5317.0–

133594525, CACA3,3727.0–

133680224, COCO19,3527.0–

133707307, NJNJ42,6457.0–

133802114, MAMA14,4187.0–

133985544, AZAZ2,8347.0–

134090630, CACA49,3187.0–

134189119, NVNV50,1967.0–

134293546, CACA9,0007.0–

134377091, TXTX28,7287.0–

134433704, FLFL16,2327.0–

134595121, CACA36,4637.0–

134692691, CACA45,8417.0–

134792260, CACA30,5237.0–

134870119, LALA37,2537.0–

134993908, CACA12,4507.0–

135097362, OROR4,1107.0–

135104609, MEME5,2447.0–

135299349, WAWA8,1437.0–

135381326, COCO2,6217.0–

135498660, WAWA13,2127.0–

135591355, CACA29,1237.0–

135677042, TXTX38,7217.0–

135798229, WAWA33,2987.0–

135891701, CACA39,2877.0–

135933401, FLFL33,6987.0–

136098148, WAWA9,7157.0–

136107086, NJNJ17,2957.0–

136295841, CACA20,5007.0–

136355404, MNMN28,9207.0–

136411414, NYNY31,3086.9–

136592064, CACA48,6836.9–

136683869, IDID5,5046.9–

136792807, CACA37,2966.9–

136894804, CACA44,8916.9–

136991786, CACA55,8296.9–

137084108, UTUT22,3906.9–

137190755, CACA11,5216.9–

137211360, NYNY19,4696.9–

137307050, NJNJ34,1816.9–

137475238, TXTX33,1996.9–

137584098, UTUT20,3576.9–

137659840, MTMT15,6796.9–

137797523, OROR7,1726.9–

137891709, CACA78,0066.9–

137919121, PAPA41,5746.9–

138033305, FLFL13,2436.9–

138190808, CACA39,3176.9–

138295608, CACA61,4406.9–

138391764, CACA56,2706.9–

138405672, VTVT5,2856.9–

138502210, MAMA6,9716.9–

138697530, OROR8,8606.9–

138746202, ININ20,1806.9–

138898856, WAWA2,9206.9–

138992372, CACA5,1496.9–

139043212, OHOH23,4056.9–

139196763, HIHI3,4436.9–

139290703, CACA48,1086.9–

139380226, COCO31,5736.9–

139489106, NVNV27,5656.9–

139502466, MAMA8,6796.9–

139697540, OROR8,3236.9–

139730305, GAGA28,1106.9–

139898610, WAWA2,8326.9–

139998024, WAWA3,9086.9–

140084105, UTUT23,4916.9–

140133139, FLFL33,7536.9–

140284761, UTUT3,0446.9–

140396778, HIHI15,2626.9–

140497233, OROR36,2366.9–

140595695, CACA37,7026.9–

140602460, MAMA10,0996.9–

140707306, NJNJ54,0176.9–

140802559, MAMA2,8026.9–

140993065, CACA73,5346.9–

141002151, MAMA60,0126.9–

141119104, PAPA55,1726.9–

141220002, DCDC72,3976.9–

141311435, NYNY56,8266.9–

141484101, UTUT9,3816.9–

141597365, OROR11,0666.9–

141602141, MAMA14,5176.9–

141702631, MAMA10,0616.9–

141891702, CACA60,9036.9–

141998672, WAWA7,3906.9–

142037205, TNTN24,8236.9–

142192865, CACA20,5896.8–

142295131, CACA31,1796.8–

142381230, COCO10,9716.8–

142411426, NYNY19,4116.8–

142502150, MAMA39,9086.8–

142601107, MAMA12,0096.8–

142798198, WAWA40,4636.8–

142891301, CACA23,8796.8–

142992026, CACA53,0756.8–

143075252, TXTX28,6186.8–

143192057, CACA56,8356.8–

143298467, WAWA15,3876.8–

143302452, MAMA15,8086.8–

143499204, WAWA7,6436.8–

143596716, HIHI2,6506.8–

143686005, AZAZ17,9616.8–

143798365, WAWA5,1686.8–

143880223, COCO19,2466.8–

143989117, NVNV58,0826.8–

144033174, FLFL35,1776.8–

144192126, CACA76,0596.8–

144259802, MTMT19,8646.8–

144380401, COCO43,8116.8–

144495825, CACA36,1566.8–

144597086, OROR34,5676.8–

144696795, HIHI10,6756.8–

144722209, VAVA14,1546.8–

144880033, COCO26,4856.8–

144993458, CACA59,1486.8–

145002673, MAMA8,5946.8–

145180237, COCO23,3846.8–

145220016, DCDC32,7306.8–

145301002, MAMA26,3706.8–

145490746, CACA27,0916.8–

145549648, MIMI2,5776.8–

145602655, MAMA4,0246.8–

145733019, FLFL14,2936.8–

145893301, CACA13,6206.8–

145997022, OROR3,3196.8–

146092845, CACA16,1436.8–

146195685, CACA4,6906.8–

146259828, MTMT5,8276.8–

146394708, CACA11,9476.8–

146481303, COCO10,2366.8–

146560624, ILIL35,2636.8–

146602481, MAMA17,4156.8–

146702493, MAMA11,5796.8–

146894521, CACA41,9096.8–

146994509, CACA70,0906.8–

147090712, CACA30,8006.8–

147193550, CACA80,6456.8–

147275240, TXTX25,2906.8–

147311020, NYNY5,6766.8–

147437067, TNTN31,5566.8–

147559741, MTMT5,7486.8–

147684310, UTUT4,5776.8–

147775206, TXTX38,9096.8–

147828203, NCNC18,8236.8–

147994037, CACA2,9176.8–

148094560, CACA46,9036.8–

148185147, AZAZ4,9116.8–

148295322, CACA9,5066.8–

148397828, OROR3,5226.8–

148495436, CACA5,8216.8–

148577098, TXTX17,2106.7–

148663108, MOMO21,3366.7–

148792808, CACA21,5396.7–

148829464, SCSC53,0456.7–

148995023, CACA59,8896.7–

149093015, CACA19,1916.7–

149190220, CACA48,3546.7–

149295401, CACA36,8616.7–

149380111, COCO31,5616.7–

149496707, HIHI48,8076.7–

149592154, CACA80,4456.7–

149693465, CACA11,0396.7–

149792354, CACA22,0516.7–

149840502, KYKY26,1226.7–

149994551, CACA37,8856.7–

150098126, WAWA22,9756.7–

SHOWING 1,001–1,500 OF 16,707

1 2 3 4…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES