CensusEasy
ZIP CODE TABULATION AREA

32409

Florida · 11,113 residents · 126.646 sq mi
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ZIP 32409 has lower-than-average household income, with a median household income of $64,516. Population has held roughly steady since 2024. Median home value is $275,700. Among the 12 ZIP codes in Bay County, 32409 ranks 8th by median household income.

$64,516
US average: $82,259
$275,700
US average: $376,019
27.9%
US average: 35.6%
Age, sex & households
Under 18
24.5%
Age 65+
18.7%
47.7%
52.3%
2.70 people
Race & ethnicity · 2024
2024
White, non-Hispanic87.9%(9,773)
Black0%(0)
Hispanic / Latino8.2%(913)
Asian0.9%(97)
Other3%(330)
Diversity Score27.4%(3,041)
Housing
Commute & vehicles
Work & employment
People & community
Affordability & inequality
Within Bay County
Income rank vs other ZIPs
LOWEST8TH OF 12HIGHEST
Adjacent ZIPs
32401$52,523
32403$118,594
32404$74,708
32405$73,373
Frequently asked

How many people live in ZIP code 32409?

ZIP code 32409 has about 11,113 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 32409?

The typical household in ZIP code 32409 earns about $64,516 a year. Half of households make more than that, and half make less.

Is ZIP code 32409 expensive?

In ZIP code 32409, the median home is worth about $275,700, and the typical rent is about $1,409 a month.

How educated are people in ZIP code 32409?

About 27.9% of adults age 25 and over in ZIP code 32409 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 32409?

About 15.0% of people in ZIP code 32409 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024