Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 11.4 (2024 American Community Survey).

What are the top 5 metro areas by afford score?

Nantucket, MA, Jackson, WY-ID, Kahului-Wailuku, HI, Vineyard Haven, MA, Santa Cruz-Watsonville, CA.

How many metro areas are in this ranking?

925 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 425 SHOWN OF 925

Least affordable housing, US metro areas

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2024 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2010

501Grand Island, NENE78,0763.1+40%

502Appleton, WIWI249,8763.1+16%

503Augusta, GAGA641,2313.1+20%

504Lake Charles, LALA244,6553.1+30%

505Harrisburg, PAPA617,4273.1+8%

506Buffalo, NYNY1,155,6533.1+29%

507Sulphur Springs, TXTX39,0633.1+36%

508Florence, SCSC201,3923.1+25%

509Des Moines, IAIA758,5393.1+19%

510Norfolk, NENE49,2283.1+44%

511Cordele, GAGA19,2373.1−1%

512Paris, TXTX63,3193.1+53%

513Gillette, WYWY48,1453.1+20%

514Corpus Christi, TXTX451,1913.1+31%

515Yankton, SDSD23,6353.1+27%

516Hattiesburg, MSMS158,0143.1−0%

517Jackson, TNTN184,5693.1+18%

518Lebanon, PAPA146,3803.1+4%

519Mount Pleasant, MIMI64,6913.1−11%

520Cape Girardeau, MOMO99,2153.1+8%

521Duluth, MNMN281,2193.1−1%

522Hutchinson, MNMN36,6313.1+6%

523Scottsboro, ALAL54,2813.1+29%

524Dalton, GAGA147,8193.1+5%

525Elkhart, ININ208,7743.1+13%

526Gadsden, ALAL103,8863.1+14%

527Janesville, WIWI166,4723.1+10%

528Dubuque, IAIA99,3813.1+9%

529Durant, OKOK51,3673.1+33%

530Florence, ALAL156,6093.1+17%

531Beaver Dam, WIWI89,0973.1+3%

532Glens Falls, NYNY124,3733.1−4%

533Muskegon, MIMI177,9013.0+10%

534Brookhaven, MSMS35,0123.0+46%

535Jesup, GAGA32,4813.0+31%

536Thomaston, GAGA28,5003.0+12%

537Jasper, ININ44,0163.0+24%

538Sparta, WIWI46,5723.0+13%

539Tifton, GAGA51,2373.0+3%

540Wooster, OHOH116,7583.0+7%

541Oshkosh, WIWI174,2183.0+9%

542Madison, ININ33,2793.0+21%

543Laredo, TXTX281,2243.0+6%

544St. Louis, MOMO2,814,4213.0+3%

545Aberdeen, SDSD41,5833.0+24%

546El Paso, TXTX881,2913.0+8%

547Wilmington, OHOH42,3013.0+11%

548Moberly, MOMO24,5133.0+35%

549Fort Wayne, ININ466,2583.0+29%

550Platteville, WIWI52,4463.0+11%

551Thomasville, GAGA72,9583.0−13%

552Fond du Lac, WIWI104,6693.0+8%

553Zanesville, OHOH87,0143.0+7%

554Columbus, MSMS67,1443.0+10%

555Marion, NCNC45,1983.0+5%

556Maryville, MOMO20,1743.0+22%

557Goldsboro, NCNC122,2783.0+18%

558Palestine, TXTX59,8053.0+49%

559Worthington, MNMN22,3383.0+32%

560Fort Payne, ALAL74,0853.0+24%

561Victoria, TXTX99,8643.0+49%

562Cleveland, OHOH2,165,7753.0−2%

563Decatur, ALAL160,3263.0+17%

564Arkadelphia, ARAR20,9383.0+21%

565Bainbridge, GAGA29,4323.0+0%

566Houma, LALA199,6683.0+22%

567Pella, IAIA34,1923.0+15%

568Dothan, ALAL156,2663.0+11%

569Searcy, ARAR80,0853.0+25%

570Monroe, MIMI156,0043.0+1%

571Poplar Bluff, MOMO41,9043.0+13%

572Roswell, NMNM63,3643.0+29%

573Bay City, TXTX36,4632.9+53%

574Lansing, MIMI479,7222.9+0%

575Farmington, MOMO67,8092.9+12%

576Sayre, PAPA59,6002.9+17%

577Fort Leonard Wood, MOMO54,4422.9+6%

578Fort Smith, ARAR234,1402.9+15%

579Big Rapids, MIMI42,3202.9−12%

580Akron, OHOH701,7802.9−2%

581Jackson, MIMI159,5522.9+4%

582York, PAPA473,1972.9−4%

583Flint, MIMI401,0932.9+8%

584Paragould, ARAR47,4112.9+26%

585Mineral Wells, TXTX30,7912.9+49%

586Jefferson City, MOMO152,7122.9+16%

587Marietta, OHOH58,3892.9+10%

588South Bend, ININ324,5382.9+10%

589Sumter, SCSC105,0672.9+15%

590Owatonna, MNMN37,4642.9+3%

591Martin, TNTN33,2612.9+15%

592Columbus, ININ85,7292.9+15%

593Corbin, KYKY150,0402.9+12%

594Alamogordo, NMNM70,3682.9+10%

595Mayfield, KYKY37,0502.9+22%

596Texarkana, TXTX146,8162.9+38%

597Evansville, ININ273,7862.9+16%

598North Platte, NENE33,9722.9+21%

599Lock Haven, PAPA37,8702.9+16%

600New Iberia, LALA66,8462.9+23%

601Angola, ININ34,7992.9+13%

602San Angelo, TXTX122,0652.9+35%

603Mitchell, SDSD25,9132.9+20%

604Bartlesville, OKOK54,0372.9+29%

605Washington, ININ34,2092.9+32%

606Pierre, SDSD20,5882.9+18%

607Owensboro, KYKY113,9622.9+19%

608Russellville, ARAR84,9322.9+21%

609Clovis, NMNM65,2702.9+12%

610Warsaw, ININ80,8922.9+7%

611Montgomery, ALAL388,7472.9+7%

612Scranton, PAPA574,4182.9−0%

613Dyersburg, TNTN36,3202.9+15%

614Danville, VAVA101,1372.9+4%

615Muskogee, OKOK66,7082.9+26%

616Plymouth, ININ46,5992.9+16%

617Greensburg, ININ26,5762.9+13%

618Alpena, MIMI28,8532.9−0%

619Rocky Mount, NCNC148,4862.9+10%

620New Philadelphia, OHOH92,3732.9+8%

621Wichita, KSKS663,8092.8+20%

622Rockingham, NCNC42,0412.8+22%

623Oxford, ALAL115,8342.8+11%

624Bellefontaine, OHOH46,3022.8+6%

625Watertown, NYNY111,5402.8+5%

626Middlesborough, KYKY22,8292.8+9%

627Pittsburgh, PAPA2,421,9922.8+15%

628El Campo, TXTX42,0602.8+36%

629McAlester, OKOK43,3202.8+34%

630Gaffney, SCSC58,2752.8+17%

631Wausau, WIWI139,4322.8+8%

632Campbellsville, KYKY38,4072.8+12%

633Carbondale, ILIL52,5012.8−6%

634Sandusky, OHOH112,7772.8−2%

635Mount Sterling, KYKY48,4282.8+11%

636Sidney, OHOH48,0652.8+10%

637Grenada, MSMS30,2222.8+14%

638Shawano, WIWI45,7592.8+2%

639Fremont, NENE38,0572.8+9%

640Columbus, NENE46,5832.8+35%

641Newberry, SCSC39,5612.8+15%

642Uvalde, TXTX24,9632.8+53%

643Dayton, OHOH826,5542.8+3%

644Longview, TXTX297,3152.8+26%

645Findlay, OHOH75,0342.8+5%

646Odessa, TXTX173,8012.8+70%

647Coshocton, OHOH37,1882.8+16%

648Chillicothe, OHOH76,4292.8+7%

649Huntingdon, PAPA43,0012.8+10%

650Erie, PAPA265,8322.8+9%

651Greencastle, ININ37,8762.8+14%

652Adrian, MIMI97,7792.8−3%

653Ada, OKOK38,5282.8+13%

654Tupelo, MSMS133,1672.8+9%

655Minden, LALA34,9482.8+31%

656Americus, GAGA33,3942.8+5%

657Amarillo, TXTX276,2352.8+25%

658Ardmore, OKOK48,9102.8+20%

659Corinth, MSMS34,5692.8+5%

660Mount Pleasant, TXTX57,0762.8+24%

661Sunbury, PAPA107,7882.8+8%

662Mansfield, OHOH124,8932.8+5%

663Brownwood, TXTX38,7112.8+40%

664Jacksonville, TXTX53,3372.8+50%

665Enterprise, ALAL56,9532.8−0%

666Garden City, KSKS37,5052.8+36%

667New Ulm, MNMN25,5172.8+7%

668Waterloo, IAIA169,1892.8+6%

669Sedalia, MOMO44,2542.8+11%

670Woodward, OKOK19,8272.8+43%

671Michigan City, ININ111,2942.8+6%

672Warner Robins, GAGA208,0912.8+12%

673Le Mars, IAIA25,6972.7+30%

674Canton, OHOH400,2462.7−3%

675Magnolia, ARAR21,8942.7+26%

676Fairmont, MNMN19,4402.7+26%

677Elkins, WVWV26,8822.7+6%

678Kendallville, ININ47,9372.7+12%

679Celina, OHOH42,7372.7+9%

680Houghton, MIMI40,0282.7+10%

681Hillsdale, MIMI45,7382.7+1%

682Gallipolis, OHOH29,0722.7+4%

683Corsicana, TXTX57,1812.7+44%

684Hermitage, PAPA107,8602.7+14%

685Wheeling, WVWV134,0892.7+20%

686Abilene, TXTX185,4292.7+38%

687Decatur, ININ36,6502.7+6%

688Spencer, IAIA16,2022.7+21%

689Toledo, OHOH599,3762.7−6%

690Malvern, ARAR33,4512.7+31%

691Portsmouth, OHOH71,3652.7+5%

692Clarksburg, WVWV88,1422.7+14%

693Cadillac, MIMI49,7192.7−2%

694Guymon, OKOK20,3222.7+45%

695Parkersburg, WVWV87,2642.7+14%

696Beaumont, TXTX399,3102.7+38%

697Escanaba, MIMI36,5822.7+13%

698Weatherford, OKOK39,0592.7+35%

699Carlsbad, NMNM62,5092.7+39%

700Andrews, TXTX18,9142.7+52%

701Cedar Rapids, IAIA279,2852.7+8%

702Hobbs, NMNM74,7492.7+36%

703Manitowoc, WIWI81,7102.7+8%

704Kankakee, ILIL105,5252.7−8%

705Urbana, OHOH38,8202.7+6%

706Fitzgerald, GAGA17,0992.7+11%

707Washington Court House, OHOH28,5522.7−5%

708Cambridge, OHOH38,3792.7+12%

709Salina, KSKS59,1212.7+11%

710Shawnee, OKOK75,1022.7+21%

711Rochester, NYNY1,056,1492.7+11%

712Joplin, MOMO208,7962.7+12%

713Springfield, OHOH135,3402.7+8%

714Elk City, OKOK22,1592.7+36%

715Henderson, KYKY57,1842.7+16%

716Greenville, OHOH51,5202.7+4%

717Sturgis, MIMI60,9682.7+3%

718Lufkin, TXTX88,1542.7+29%

719McPherson, KSKS30,0642.7+23%

720Ashland, OHOH52,5232.7−7%

721Alexander City, ALAL40,9532.7+8%

722Kinston, NCNC55,8372.7−2%

723Marshall, MNMN25,6842.7−8%

724Lawton, OKOK127,5902.7+19%

725Dublin, GAGA60,3512.7+15%

726Selma, ALAL35,1402.7−2%

727Scottsbluff, NENE36,2722.6+8%

728Topeka, KSKS233,0522.6+12%

729Morgan City, LALA46,5522.6+25%

730Marion, OHOH65,1152.6+9%

731Laurel, MSMS82,2812.6+19%

732Vicksburg, MSMS41,7592.6+7%

733Bedford, ININ45,5682.6+9%

734Kingsville, TXTX30,3152.6+29%

735Kirksville, MOMO29,8242.6−10%

736St. Joseph, MOMO119,1702.6+5%

737Muscatine, IAIA41,8532.6+11%

738Youngstown, OHOH423,6782.6+7%

739Monticello, ININ25,1642.6+8%

740Hastings, NENE40,5772.6+30%

741Sioux City, IAIA145,7382.6+21%

742Meridian, MSMS85,4192.6+10%

743Paducah, KYKY102,2592.6+11%

744Auburn, ININ44,5352.6+9%

745Ozark, ALAL49,9122.6+21%

746Bloomington, ILIL171,4192.6−1%

747Salem, OHOH99,3772.6+6%

748Sault Ste. Marie, MIMI36,0812.6+1%

749Greenwood, MSMS34,9122.6−4%

750Oneonta, NYNY60,5892.6−9%

751Cumberland, MDMD93,6402.6−16%

752Marshall, MOMO23,2652.6+20%

753Brownsville, TXTX433,9462.6+10%

754McAllen, TXTX921,5492.6+13%

755Beatrice, NENE21,7112.6+15%

756Huron, SDSD19,6242.6+26%

757Wisconsin Rapids, WIWI74,0602.6+5%

758Altoona, PAPA119,5412.6+12%

759Lima, OHOH100,8812.6+7%

760Fremont, OHOH58,6552.6+7%

761Kokomo, ININ83,9042.6+7%

762Battle Creek, MIMI133,4082.6−1%

763Beckley, WVWV109,9402.6+15%

764Hannibal, MOMO38,9692.6+14%

765Ottawa, KSKS26,2992.6+9%

766Terre Haute, ININ169,2412.6+19%

767Albany, GAGA145,5102.6−9%

768Marinette, WIWI65,5152.6−2%

769Coldwater, MIMI45,9932.6−4%

770Russellville, ALAL32,4492.5+11%

771Owosso, MIMI67,6812.5−9%

772Huntington, WVWV365,9652.5+1%

773McComb, MSMS52,6402.5−3%

774Indiana, PAPA82,8782.5+4%

775Seymour, ININ47,3702.5−2%

776Martinsville, VAVA63,0912.5−6%

777Plattsburgh, NYNY78,1382.5+2%

778Orangeburg, SCSC83,1772.5+3%

779Austin, MNMN40,9712.5+4%

780Meadville, PAPA81,7922.5+1%

781Rio Grande City, TXTX66,3192.5+8%

782Frankfort, ININ33,3222.5+24%

783Altus, OKOK24,7642.5+23%

784Saginaw, MIMI187,6882.5−2%

785Batesville, ARAR38,7852.5+6%

786Auburn, NYNY74,3652.5+24%

787Talladega, ALAL91,7642.5+9%

788Richmond, ININ66,1692.5+4%

789Midland, MIMI83,7542.5−3%

790Madisonville, KYKY45,1272.5+28%

791Laurinburg, NCNC33,3222.5−5%

792Syracuse, NYNY652,2732.5+8%

793Vidalia, GAGA36,1802.5−4%

794Utica, NYNY285,6112.5+16%

795Pittsburg, KSKS39,0082.5+6%

796Rockford, ILIL337,2422.5−8%

797Del Rio, TXTX47,8352.5+14%

798Davenport, IAIA380,4522.5−0%

799Natchez, MSMS54,7222.5−8%

800Pikeville, KYKY89,1222.5+16%

801Zapata, TXTX13,7532.5+29%

802Fairmont, WVWV55,5842.5+8%

803Emporia, KSKS34,8382.5+1%

804Dumas, TXTX21,8912.5+31%

805Miami, OKOK30,4382.5+11%

806Wahpeton, NDND23,0192.5+22%

807Greenville, MSMS40,4462.5−6%

808Eufaula, ALAL26,8612.5−6%

809Bay City, MIMI102,1232.5+2%

810Moultrie, GAGA47,4382.5−4%

811DeRidder, LALA36,6732.5+33%

812Gloversville, NYNY52,2162.5+11%

813Somerset, PAPA72,0042.5+4%

814Lewistown, PAPA46,1272.5−1%

815Union City, TNTN30,0672.4+10%

816Norwalk, OHOH58,2502.4−5%

817New Castle, ININ49,1372.4+6%

818Huntington, ININ37,2242.4+16%

819Douglas, GAGA52,8612.4+15%

820Iron Mountain, MIMI30,5752.4+10%

821Amsterdam, NYNY50,0462.4+9%

822Lexington, NENE26,2552.4+20%

823Binghamton, NYNY243,1892.4+12%

824Enid, OKOK61,7792.4+20%

825Quincy, ILIL74,1462.4+9%

826Carroll, IAIA20,3032.4+7%

827Wapakoneta, OHOH45,9092.4+0%

828Sikeston, MOMO49,9782.4−2%

829Wichita Falls, TXTX149,4482.4+21%

830Clarksdale, MSMS19,8492.4+12%

831Albert Lea, MNMN30,4402.4−7%

832Mexico, MOMO24,5282.4+16%

833Crawfordsville, ININ38,9542.4+7%

834Muncie, ININ113,1062.4−1%

835Clinton, IAIA46,0022.4+4%

836Waycross, GAGA57,6702.4+12%

837Atchison, KSKS16,1722.4+18%

838Marion, ILIL67,2252.4+10%

839Bluefield, WVWV96,1382.4+4%

840Logansport, ININ37,8362.4+23%

841Duncan, OKOK44,3102.4+27%

842Mason City, IAIA49,7102.4+1%

843Bucyrus, OHOH41,8962.4+4%

844Wabash, ININ30,7132.4+5%

845Tiffin, OHOH54,5222.3−1%

846Charleston, WVWV200,1702.3+3%

847Springfield, ILIL206,0332.3+3%

848Blytheville, ARAR37,8282.3+13%

849Batavia, NYNY58,4162.3+14%

850Alma, MIMI41,1902.3−1%

851Roanoke Rapids, NCNC63,0252.3−14%

852Rochelle, ILIL51,3992.3−16%

853Cortland, NYNY45,8502.3+10%

854Summerville, GAGA25,3002.3−7%

855Marion, ININ66,5242.3+7%

856Seneca Falls, NYNY32,8832.3+20%

857Peoria, ILIL363,5052.3−2%

858Alice, TXTX45,3832.3+19%

859Fort Madison, IAIA32,3062.3+22%

860Charleston, ILIL46,6072.3−8%

861Lumberton, NCNC119,9412.3−3%

862Pine Bluff, ARAR70,2112.2+8%

863Vincennes, ININ35,6522.2+5%

864Pottsville, PAPA145,0852.2+7%

865Weirton, WVWV112,4682.2+0%

866Van Wert, OHOH29,0132.2+13%

867Big Spring, TXTX30,5042.2+55%

868Defiance, OHOH38,2922.2−8%

869Fort Dodge, IAIA36,8382.2+6%

870Oskaloosa, IAIA21,8802.2+5%

871Storm Lake, IAIA20,4492.2+10%

872Elmira, NYNY80,4152.2+15%

873Effingham, ILIL44,7272.2+5%

874DuBois, PAPA78,1002.2−1%

875Connersville, ININ23,5332.2−4%

876Dixon, ILIL32,9142.2−6%

877Jamestown, NYNY124,1262.2+12%

878El Dorado, ARAR36,9262.2+12%

879Hutchinson, KSKS61,5392.2+3%

880Great Bend, KSKS24,7902.1+32%

881Plainview, TXTX36,7002.1+10%

882Port Lavaca, TXTX19,5992.1+3%

883Liberal, KSKS21,0732.1+8%

884Forrest City, ARAR21,8002.1−13%

885Dodge City, KSKS33,9932.1+20%

886Ponca City, OKOK43,4902.1+13%

887Ottawa, ILIL145,9022.1−10%

888Warren, PAPA37,0382.1+4%

889Freeport, ILIL43,2202.1−12%

890Burlington, IAIA44,0612.1+0%

891Corning, NYNY91,8552.1+11%

892Arkansas City, KSKS34,3822.1+11%

893Johnstown, PAPA128,9682.1−5%

894Peru, ININ34,4872.1−5%

895Kennett, MOMO26,8552.0−11%

896Macomb, ILIL25,9162.0−19%

897Decatur, ILIL99,3002.0−0%

898Lincoln, ILIL27,1822.0+4%

899St. Marys, PAPA29,9262.0−4%

900Camden, ARAR26,3632.0+4%

901Mount Vernon, ILIL36,1472.0−4%

902Hereford, TXTX18,6262.0+11%

903Marshalltown, IAIA39,8902.0−10%

904Galesburg, ILIL47,7672.0−4%

905Oil City, PAPA49,3461.9+1%

906Massena, NYNY105,4881.9+3%

907Ottumwa, IAIA35,2101.9+4%

908Beeville, TXTX32,5151.9+6%

909Pontiac, ILIL35,0571.9−4%

910Jacksonville, ILIL37,3811.9−6%

911Olean, NYNY75,3901.9+5%

912Sweetwater, TXTX14,1171.9+36%

913Snyder, TXTX16,1621.9+13%

914Sterling, ILIL54,1211.9−13%

915Taylorville, ILIL33,4431.8−4%

916Town of Pecos, TXTX12,1381.8+90%

917Borger, TXTX19,6331.8+33%

918Canton, ILIL32,9011.8−8%

919Pampa, TXTX21,7861.8+7%

920Danville, ILIL71,2591.7−12%

921Centralia, ILIL36,3821.7−8%

922Bradford, PAPA38,9841.7−8%

923Vernon, TXTX12,4811.7+15%

924Gallup, NMNM68,1191.7−25%

925Raymondville, TXTX19,9711.4−33%

SHOWING 501–925 OF 925

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Download CSV (full list, 925 rows)How this score is calculated

UPDATED 2026-08-08 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES