Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 11.4 (2024 American Community Survey).

What are the top 5 metro areas by afford score?

Nantucket, MA, Jackson, WY-ID, Kahului-Wailuku, HI, Vineyard Haven, MA, Santa Cruz-Watsonville, CA.

How many metro areas are in this ranking?

925 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 425 SHOWN OF 925

Least affordable housing, US metro areas

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

501Augusta, GAGA641,2313.1+50%

502Appleton, WIWI249,8763.1+48%

503Grand Island, NENE78,0763.1+43%

504Des Moines, IAIA758,5393.1+46%

505Harrisburg, PAPA617,4273.1+29%

506Buffalo, NYNY1,155,6533.1+39%

507Sulphur Springs, TXTX39,0633.1+63%

508Alexandria, LALA147,9523.1+41%

509Cape Girardeau, MOMO99,2153.1+32%

510Hattiesburg, MSMS158,0143.1+37%

511Cordele, GAGA19,2373.1+28%

512Florence, SCSC201,3923.1+55%

513Champaign, ILIL239,9793.1+34%

514Gillette, WYWY48,1453.1+68%

515Corpus Christi, TXTX451,1913.1+65%

516Yankton, SDSD23,6353.1+49%

517Lebanon, PAPA146,3803.1+27%

518Mount Pleasant, MIMI64,6913.1+20%

519Jackson, TNTN184,5693.1+41%

520Norfolk, NENE49,2283.1+44%

521Duluth, MNMN281,2193.1+49%

522Hutchinson, MNMN36,6313.1+34%

523Scottsboro, ALAL54,2813.1+58%

524Elkhart, ININ208,7743.1+43%

525Glens Falls, NYNY124,3733.1+36%

526Dalton, GAGA147,8193.1+47%

527Gadsden, ALAL103,8863.1+44%

528Janesville, WIWI166,4723.1+42%

529Florence, ALAL156,6093.1+32%

530Dubuque, IAIA99,3813.1+32%

531Durant, OKOK51,3673.1+58%

532Beaver Dam, WIWI89,0973.1+28%

533Muskegon, MIMI177,9013.0+37%

534Brookhaven, MSMS35,0123.0+45%

535Jesup, GAGA32,4813.0+78%

536Thomaston, GAGA28,5003.0+50%

537Tifton, GAGA51,2373.0+50%

538Jasper, ININ44,0163.0+45%

539Sparta, WIWI46,5723.0+42%

540Wooster, OHOH116,7583.0+20%

541Oshkosh, WIWI174,2183.0+38%

542Columbus, MSMS67,1443.0+38%

543Madison, ININ33,2793.0+36%

544Laredo, TXTX281,2243.0+26%

545El Paso, TXTX881,2913.0+40%

546Wilmington, OHOH42,3013.0+27%

547St. Louis, MOMO2,814,4213.0+40%

548Thomasville, GAGA72,9583.0+36%

549Moberly, MOMO24,5133.0+82%

550Platteville, WIWI52,4463.0+36%

551Fort Wayne, ININ466,2583.0+47%

552Fond du Lac, WIWI104,6693.0+35%

553Zanesville, OHOH87,0143.0+30%

554Aberdeen, SDSD41,5833.0+56%

555Marion, NCNC45,1983.0+50%

556Maryville, MOMO20,1743.0+29%

557Goldsboro, NCNC122,2783.0+32%

558Palestine, TXTX59,8053.0+69%

559Worthington, MNMN22,3383.0+65%

560Decatur, ALAL160,3263.0+38%

561Fort Payne, ALAL74,0853.0+46%

562Arkadelphia, ARAR20,9383.0+39%

563Bainbridge, GAGA29,4323.0+39%

564Cleveland, OHOH2,165,7753.0+9%

565Victoria, TXTX99,8643.0+68%

566Houma, LALA199,6683.0+46%

567Dothan, ALAL156,2663.0+41%

568Pella, IAIA34,1923.0+44%

569Searcy, ARAR80,0853.0+47%

570Monroe, MIMI156,0043.0+21%

571Poplar Bluff, MOMO41,9043.0+39%

572Roswell, NMNM63,3643.0+49%

573Bay City, TXTX36,4632.9+67%

574Farmington, MOMO67,8092.9+36%

575Sayre, PAPA59,6002.9+39%

576Fort Leonard Wood, MOMO54,4422.9+42%

577Fort Smith, ARAR234,1402.9+41%

578Lansing, MIMI479,7222.9+25%

579Big Rapids, MIMI42,3202.9+15%

580Akron, OHOH701,7802.9+14%

581Jackson, MIMI159,5522.9+31%

582York, PAPA473,1972.9+23%

583Flint, MIMI401,0932.9+35%

584Paragould, ARAR47,4112.9+43%

585Mineral Wells, TXTX30,7912.9+95%

586Jefferson City, MOMO152,7122.9+34%

587South Bend, ININ324,5382.9+37%

588Marietta, OHOH58,3892.9+31%

589Sumter, SCSC105,0672.9+45%

590Owatonna, MNMN37,4642.9+30%

591Martin, TNTN33,2612.9+32%

592Columbus, ININ85,7292.9+30%

593Alamogordo, NMNM70,3682.9+31%

594Mayfield, KYKY37,0502.9+44%

595Texarkana, TXTX146,8162.9+55%

596North Platte, NENE33,9722.9+37%

597Lock Haven, PAPA37,8702.9+19%

598New Iberia, LALA66,8462.9+39%

599Angola, ININ34,7992.9+29%

600Evansville, ININ273,7862.9+35%

601San Angelo, TXTX122,0652.9+53%

602Bartlesville, OKOK54,0372.9+63%

603Washington, ININ34,2092.9+35%

604Owensboro, KYKY113,9622.9+34%

605Clovis, NMNM65,2702.9+35%

606Rocky Mount, NCNC148,4862.9+30%

607Danville, VAVA101,1372.9+25%

608Russellville, ARAR84,9322.9+40%

609Pierre, SDSD20,5882.9+44%

610Montgomery, ALAL388,7472.9+28%

611Warsaw, ININ80,8922.9+38%

612Scranton, PAPA574,4182.9+13%

613Corbin, KYKY150,0402.9+24%

614Dyersburg, TNTN36,3202.9+30%

615Muskogee, OKOK66,7082.9+42%

616Pittsburgh, PAPA2,421,9922.9+28%

617Plymouth, ININ46,5992.9+37%

618Greensburg, ININ26,5762.9+31%

619Alpena, MIMI28,8532.9+24%

620New Philadelphia, OHOH92,3732.9+18%

621Rockingham, NCNC42,0412.8+52%

622Wichita, KSKS663,8092.8+52%

623Oxford, ALAL115,8342.8+38%

624Mitchell, SDSD25,9132.8+49%

625Bellefontaine, OHOH46,3022.8+36%

626Watertown, NYNY111,5402.8+46%

627Middlesborough, KYKY22,8292.8+30%

628El Campo, TXTX42,0602.8+61%

629McAlester, OKOK43,3202.8+58%

630Campbellsville, KYKY38,4072.8+18%

631Gaffney, SCSC58,2752.8+43%

632Wausau, WIWI139,4322.8+32%

633Shawano, WIWI45,7592.8+26%

634Sandusky, OHOH112,7772.8+13%

635Carbondale, ILIL52,5012.8+11%

636Mount Sterling, KYKY48,4282.8+24%

637Sidney, OHOH48,0652.8+28%

638Dayton, OHOH826,5542.8+16%

639Fremont, NENE38,0572.8+27%

640Tupelo, MSMS133,1672.8+36%

641Newberry, SCSC39,5612.8+33%

642Uvalde, TXTX24,9632.8+74%

643Grenada, MSMS30,2222.8+27%

644Findlay, OHOH75,0342.8+26%

645Odessa, TXTX173,8012.8+104%

646Coshocton, OHOH37,1882.8+26%

647Longview, TXTX297,3152.8+47%

648Chillicothe, OHOH76,4292.8+27%

649Huntingdon, PAPA43,0012.8+30%

650Erie, PAPA265,8322.8+24%

651Greencastle, ININ37,8762.8+14%

652Adrian, MIMI97,7792.8+16%

653Sunbury, PAPA107,7882.8+23%

654Ada, OKOK38,5282.8+28%

655Amarillo, TXTX276,2352.8+44%

656Minden, LALA34,9482.8+52%

657Ardmore, OKOK48,9102.8+46%

658Corinth, MSMS34,5692.8+37%

659Mount Pleasant, TXTX57,0762.8+55%

660Columbus, NENE46,5832.8+42%

661Mansfield, OHOH124,8932.8+18%

662Americus, GAGA33,3942.8+44%

663Brownwood, TXTX38,7112.8+78%

664Jacksonville, TXTX53,3372.8+57%

665Enterprise, ALAL56,9532.8+32%

666Garden City, KSKS37,5052.8+39%

667New Ulm, MNMN25,5172.8+29%

668Sedalia, MOMO44,2542.8+30%

669Woodward, OKOK19,8272.8+59%

670Michigan City, ININ111,2942.8+23%

671Le Mars, IAIA25,6972.7+27%

672Canton, OHOH400,2462.7+10%

673Magnolia, ARAR21,8942.7+55%

674Warner Robins, GAGA208,0912.7+40%

675Fairmont, MNMN19,4402.7+49%

676Elkins, WVWV26,8822.7+13%

677Kendallville, ININ47,9372.7+31%

678Celina, OHOH42,7372.7+25%

679Abilene, TXTX185,4292.7+63%

680Hillsdale, MIMI45,7382.7+26%

681Toledo, OHOH599,3762.7+16%

682Houghton, MIMI40,0282.7+39%

683Gallipolis, OHOH29,0722.7+21%

684Waterloo, IAIA169,1892.7+33%

685Corsicana, TXTX57,1812.7+54%

686Hermitage, PAPA107,8602.7+26%

687Wheeling, WVWV134,0892.7+28%

688Decatur, ININ36,6502.7+28%

689Spencer, IAIA16,2022.7+29%

690Malvern, ARAR33,4512.7+51%

691Clarksburg, WVWV88,1422.7+29%

692Portsmouth, OHOH71,3652.7+27%

693Guymon, OKOK20,3222.7+59%

694Parkersburg, WVWV87,2642.7+23%

695Cadillac, MIMI49,7192.7+23%

696Escanaba, MIMI36,5822.7+25%

697Carlsbad, NMNM62,5092.7+42%

698Andrews, TXTX18,9142.7+137%

699Hobbs, NMNM74,7492.7+70%

700Beaumont, TXTX399,3102.7+65%

701Cedar Rapids, IAIA279,2852.7+29%

702Manitowoc, WIWI81,7102.7+28%

703Kankakee, ILIL105,5252.7+17%

704Joplin, MOMO208,7962.7+31%

705Urbana, OHOH38,8202.7+23%

706Fitzgerald, GAGA17,0992.7+41%

707Weatherford, OKOK39,0592.7+33%

708Rochester, NYNY1,056,1492.7+27%

709Washington Court House, OHOH28,5522.7+14%

710Cambridge, OHOH38,3792.7+23%

711Shawnee, OKOK75,1022.7+43%

712Springfield, OHOH135,3402.7+23%

713Elk City, OKOK22,1592.7+43%

714Salina, KSKS59,1212.7+24%

715Henderson, KYKY57,1842.7+42%

716Greenville, OHOH51,5202.7+13%

717Sturgis, MIMI60,9682.7+28%

718Lufkin, TXTX88,1542.7+59%

719McPherson, KSKS30,0642.7+32%

720Ashland, OHOH52,5232.7+7%

721Alexander City, ALAL40,9532.7+26%

722Dublin, GAGA60,3512.7+42%

723Kinston, NCNC55,8372.7+21%

724Marshall, MNMN25,6842.7+26%

725Lawton, OKOK127,5902.7+29%

726Selma, ALAL35,1402.7+9%

727Scottsbluff, NENE36,2722.6+20%

728Morgan City, LALA46,5522.6+18%

729Laurel, MSMS82,2812.6+40%

730Topeka, KSKS233,0522.6+37%

731Marion, OHOH65,1152.6+33%

732Vicksburg, MSMS41,7592.6+31%

733Bedford, ININ45,5682.6+29%

734Kingsville, TXTX30,3152.6+53%

735Kirksville, MOMO29,8242.6+0%

736Sioux City, IAIA145,7382.6+35%

737Muscatine, IAIA41,8532.6+33%

738Youngstown, OHOH423,6782.6+17%

739St. Joseph, MOMO119,1702.6+26%

740Paducah, KYKY102,2592.6+21%

741Monticello, ININ25,1642.6+24%

742Meridian, MSMS85,4192.6+32%

743Auburn, ININ44,5352.6+34%

744Ozark, ALAL49,9122.6+33%

745Bloomington, ILIL171,4192.6+12%

746Salem, OHOH99,3772.6+14%

747Hastings, NENE40,5772.6+36%

748Sault Ste. Marie, MIMI36,0812.6+18%

749Oneonta, NYNY60,5892.6+17%

750Cumberland, MDMD93,6402.6+15%

751Marshall, MOMO23,2652.6+35%

752Brownsville, TXTX433,9462.6+41%

753McAllen, TXTX921,5492.6+40%

754Beatrice, NENE21,7112.6+24%

755Huron, SDSD19,6242.6+37%

756Wisconsin Rapids, WIWI74,0602.6+31%

757Altoona, PAPA119,5412.6+19%

758Lima, OHOH100,8812.6+19%

759Fremont, OHOH58,6552.6+18%

760Kokomo, ININ83,9042.6+29%

761Battle Creek, MIMI133,4082.6+23%

762Hannibal, MOMO38,9692.6+26%

763Ottawa, KSKS26,2992.6+31%

764Beckley, WVWV109,9402.6+21%

765Marinette, WIWI65,5152.6+28%

766Huntington, WVWV365,9652.6+15%

767Albany, GAGA145,5102.6+21%

768Coldwater, MIMI45,9932.6+19%

769Russellville, ALAL32,4492.5+14%

770Owosso, MIMI67,6812.5+12%

771McComb, MSMS52,6402.5+13%

772Martinsville, VAVA63,0912.5+13%

773Indiana, PAPA82,8782.5+12%

774Seymour, ININ47,3702.5+19%

775Terre Haute, ININ169,2412.5+25%

776Plattsburgh, NYNY78,1382.5+21%

777Orangeburg, SCSC83,1772.5+25%

778Austin, MNMN40,9712.5+25%

779Meadville, PAPA81,7922.5+20%

780Rio Grande City, TXTX66,3192.5+16%

781Frankfort, ININ33,3222.5+20%

782Altus, OKOK24,7642.5+32%

783Saginaw, MIMI187,6882.5+15%

784Batesville, ARAR38,7852.5+39%

785Talladega, ALAL91,7642.5+30%

786Syracuse, NYNY652,2732.5+24%

787Auburn, NYNY74,3652.5+29%

788Richmond, ININ66,1692.5+9%

789Midland, MIMI83,7542.5+19%

790Madisonville, KYKY45,1272.5+48%

791Vidalia, GAGA36,1802.5+29%

792Laurinburg, NCNC33,3222.5+24%

793Utica, NYNY285,6112.5+24%

794Rockford, ILIL337,2422.5+19%

795Pittsburg, KSKS39,0082.5+34%

796Davenport, IAIA380,4522.5+23%

797Del Rio, TXTX47,8352.5+33%

798Greenwood, MSMS34,9122.5+10%

799Natchez, MSMS54,7222.5+12%

800Pikeville, KYKY89,1222.5+21%

801Zapata, TXTX13,7532.5+64%

802Fairmont, WVWV55,5842.5+17%

803Emporia, KSKS34,8382.5+23%

804Dumas, TXTX21,8912.5+62%

805Miami, OKOK30,4382.5+35%

806Greenville, MSMS40,4462.5+22%

807Wahpeton, NDND23,0192.5+39%

808Bay City, MIMI102,1232.5+14%

809Eufaula, ALAL26,8612.5+10%

810Moultrie, GAGA47,4382.5+27%

811DeRidder, LALA36,6732.5+44%

812Gloversville, NYNY52,2162.5+31%

813Somerset, PAPA72,0042.5+13%

814Lewistown, PAPA46,1272.5+9%

815Douglas, GAGA52,8612.4+57%

816Union City, TNTN30,0672.4+24%

817Norwalk, OHOH58,2502.4+6%

818New Castle, ININ49,1372.4+10%

819Huntington, ININ37,2242.4+23%

820Lexington, NENE26,2552.4+35%

821Amsterdam, NYNY50,0462.4+21%

822Iron Mountain, MIMI30,5752.4+25%

823Sikeston, MOMO49,9782.4+21%

824Quincy, ILIL74,1462.4+18%

825Enid, OKOK61,7792.4+35%

826Binghamton, NYNY243,1892.4+19%

827Carroll, IAIA20,3032.4+16%

828Wapakoneta, OHOH45,9092.4+14%

829Clarksdale, MSMS19,8492.4+12%

830Albert Lea, MNMN30,4402.4+17%

831Wichita Falls, TXTX149,4482.4+39%

832Mexico, MOMO24,5282.4+16%

833Crawfordsville, ININ38,9542.4+12%

834Waycross, GAGA57,6702.4+32%

835Muncie, ININ113,1062.4+12%

836Clinton, IAIA46,0022.4+24%

837Atchison, KSKS16,1722.4+43%

838Marion, ILIL67,2252.4+25%

839Logansport, ININ37,8362.4+30%

840Bluefield, WVWV96,1382.4+14%

841Duncan, OKOK44,3102.4+30%

842Bucyrus, OHOH41,8962.4+8%

843Wabash, ININ30,7132.4+21%

844Mason City, IAIA49,7102.3+14%

845Charleston, WVWV200,1702.3+6%

846Tiffin, OHOH54,5222.3+10%

847Springfield, ILIL206,0332.3+15%

848Blytheville, ARAR37,8282.3+23%

849Batavia, NYNY58,4162.3+14%

850Alma, MIMI41,1902.3+14%

851Roanoke Rapids, NCNC63,0252.3+5%

852Rochelle, ILIL51,3992.3+1%

853Cortland, NYNY45,8502.3+7%

854Summerville, GAGA25,3002.3+22%

855Marion, ININ66,5242.3+22%

856Alice, TXTX45,3832.3+58%

857Seneca Falls, NYNY32,8832.3+20%

858Fort Madison, IAIA32,3062.3+34%

859Peoria, ILIL363,5052.3+11%

860Charleston, ILIL46,6072.3+3%

861Pine Bluff, ARAR70,2112.3+33%

862Lumberton, NCNC119,9412.3+20%

863Vincennes, ININ35,6522.2+11%

864Pottsville, PAPA145,0852.2+15%

865Van Wert, OHOH29,0132.2+18%

866Big Spring, TXTX30,5042.2+79%

867Defiance, OHOH38,2922.2+18%

868Weirton, WVWV112,4682.2+11%

869Fort Dodge, IAIA36,8382.2+20%

870Oskaloosa, IAIA21,8802.2+20%

871Storm Lake, IAIA20,4492.2+19%

872Effingham, ILIL44,7272.2+7%

873Elmira, NYNY80,4152.2+22%

874DuBois, PAPA78,1002.2+17%

875Connersville, ININ23,5332.2+9%

876Dixon, ILIL32,9142.2+8%

877Jamestown, NYNY124,1262.2+17%

878El Dorado, ARAR36,9262.2+32%

879Hutchinson, KSKS61,5392.2+18%

880Great Bend, KSKS24,7902.1+28%

881Port Lavaca, TXTX19,5992.1+49%

882Liberal, KSKS21,0732.1+25%

883Ottawa, ILIL145,9022.1+2%

884Forrest City, ARAR21,8002.1+10%

885Dodge City, KSKS33,9932.1+25%

886Plainview, TXTX36,7002.1+28%

887Ponca City, OKOK43,4902.1+22%

888Warren, PAPA37,0382.1+21%

889Freeport, ILIL43,2202.1+6%

890Burlington, IAIA44,0612.1+16%

891Corning, NYNY91,8552.1+18%

892Arkansas City, KSKS34,3822.1+30%

893Johnstown, PAPA128,9682.1+2%

894Peru, ININ34,4872.1+17%

895Kennett, MOMO26,8552.0+12%

896Macomb, ILIL25,9162.0+8%

897Decatur, ILIL99,3002.0+12%

898Lincoln, ILIL27,1822.0+7%

899St. Marys, PAPA29,9262.0−2%

900Mount Vernon, ILIL36,1472.0+12%

901Hereford, TXTX18,6262.0+25%

902Marshalltown, IAIA39,8902.0+7%

903Camden, ARAR26,3632.0+28%

904Galesburg, ILIL47,7672.0+10%

905Oil City, PAPA49,3461.9+13%

906Massena, NYNY105,4881.9+6%

907Ottumwa, IAIA35,2101.9+20%

908Beeville, TXTX32,5151.9+13%

909Pontiac, ILIL35,0571.9+2%

910Jacksonville, ILIL37,3811.9−1%

911Olean, NYNY75,3901.9+8%

912Sweetwater, TXTX14,1171.9+39%

913Snyder, TXTX16,1621.9+33%

914Sterling, ILIL54,1211.9+0%

915Taylorville, ILIL33,4431.8+9%

916Town of Pecos, TXTX12,1381.8+83%

917Borger, TXTX19,6331.8+50%

918Canton, ILIL32,9011.8+3%

919Pampa, TXTX21,7861.8+49%

920Danville, ILIL71,2591.7+7%

921Centralia, ILIL36,3821.7+11%

922Bradford, PAPA38,9841.7+1%

923Vernon, TXTX12,4811.7+5%

924Gallup, NMNM68,1191.7−7%

925Raymondville, TXTX19,9711.4−10%

SHOWING 501–925 OF 925

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Download CSV (full list, 925 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES