RANKING · 1990 CENSUS · 500 SHOWN OF 6,050

Least affordable housing, US cities · 1990

US cities ranked by the CensusEasy Afford Score, median home value divided by median household income (1990 ACS). A higher score means a home costs more years of local income. Stanford, California leads at 18.7. 6,050 cities qualify in total. Cities with fewer than 5,000 residents are excluded. California carries 19 of the top 25 entries. The median across all 6,050 is 2.5.

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SAME RANKING BYCounties States Metros ZIP codes

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS –

USUnited States248,709,8733.0–

01Stanford, CACA18,66218.7–

02Isla Vista, CACA13,92016.3–

03Santa Monica, CACA90,08213.9–

04Aspen, COCO6,48913.3–

05New Square, NYNY10,21412.8–

06Fort Lewis, WAWA15,16712.6–

07Miami Beach, FLFL81,59412.5–

08West Hollywood, CACA34,23111.9–

09Kiryas Joel, NYNY47,14711.3–

10Burlingame, CACA31,92910.9–

11Seal Beach, CACA24,07510.7–

12Santa Barbara, CACA86,42210.3–

13Strawberry CDP (Marin County), CACA5,83010.2–

14Glendale, CACA187,1609.9–

15Bay Harbor Islands, FLFL6,0219.7–

16Larkspur, CACA12,6209.7–

17Coronado, CACA21,0949.5–

18Twin Lakes CDP (Santa Cruz County), CACA5,0739.4–

19Marina del Rey, CACA9,1769.4–

20Pismo Beach, CACA7,9119.3–

21Arcadia, CACA54,1179.3–

22San Luis Obispo, CACA50,6369.2–

23Beverly Hills, CACA30,7649.2–

24Capitola, CACA9,3409.0–

25Menlo Park, CACA32,7138.9–

26San Francisco, CACA826,0798.8–

27Laguna Beach, CACA22,3918.7–

28South Pasadena, CACA25,5038.6–

29Millbrae, CACA22,8698.6–

30Berkeley, CACA121,9118.6–

31Morro Bay, CACA10,6138.6–

32Valley Center, CACA11,1198.4–

33Harrison, NYNY32,2738.3–

34Brookline, MAMA63,2668.3–

35Newport Beach, CACA81,9778.3–

36Palo Alto, CACA67,6098.3–

37Solvang, CACA5,9448.2–

38Mill Valley, CACA13,7998.2–

39North Fair Oaks, CACA13,1008.2–

40Lomita, CACA19,7248.2–

41San Rafael, CACA59,4108.2–

42Redwood City, CACA82,1788.2–

43Santa Cruz, CACA61,7978.2–

44San Mateo, CACA103,3378.1–

45Carpinteria, CACA12,7348.1–

46Sausalito, CACA7,0198.1–

47Mountain View, CACA85,4388.1–

48Belmont, CACA28,7528.1–

49Palm Beach, FLFL9,4238.0–

50Pasadena, CACA135,8048.0–

51Cambria, CACA5,9787.9–

52Hermosa Beach, CACA18,5137.9–

53Pacific Grove, CACA14,6597.9–

54Los Angeles, CACA3,869,0897.8–

55Cambridge, MAMA122,5887.7–

56Kahaluu-Keauhou, HIHI5,1507.7–

57Culver City, CACA39,4527.7–

58Nantucket, MAMA10,0177.6–

59San Gabriel, CACA38,1867.6–

60El Segundo, CACA16,3797.6–

61Monterey, CACA28,9537.6–

62Sierra Madre, CACA10,6207.6–

63Hoboken, NJNJ59,0277.5–

64San Anselmo, CACA12,5557.5–

65Los Gatos, CACA32,5767.5–

66Bell, CACA31,6257.5–

67Manhattan Beach, CACA33,1227.4–

68East Pasadena, CACA5,4797.4–

69San Carlos, CACA29,2617.4–

70New Rochelle, NYNY85,8647.3–

71Hawthorne, CACA82,7417.3–

72Port Chester, NYNY32,3037.3–

73Solana Beach, CACA12,6027.3–

74Ojai, CACA7,4747.3–

75Alhambra, CACA79,8207.3–

76Sonoma, CACA10,5377.3–

77Burbank, CACA102,9887.2–

78Monterey Park, CACA57,4577.2–

79Cudahy, CACA21,4457.2–

80San Martin, CACA6,9547.2–

81Torrance, CACA138,3917.2–

82Sunnyvale, CACA156,5777.2–

83Aptos, CACA6,4047.1–

84Alameda, CACA76,8767.1–

85Soquel, CACA10,6797.1–

86Kahaluu, HIHI5,6196.9–

87San Bruno, CACA42,3056.9–

88East San Gabriel, CACA23,4106.9–

89Long Beach, CACA450,4696.9–

90Albany, CACA19,1956.9–

91Kentfield, CACA6,9006.9–

92Live Oak, CACA16,9116.9–

93La Crescenta-Montrose, CACA19,6606.8–

94Foster City, CACA32,4116.8–

95Huntington Park, CACA51,5446.8–

96Bell Gardens, CACA37,3676.7–

97Montebello, CACA60,6936.7–

98White Plains, NYNY62,8716.7–

99Ladera Heights, CACA7,3346.7–

100Redondo Beach, CACA67,2816.7–

101Burbank, CACA5,3336.7–

102St. Helena, CACA5,1946.7–

103Mira Monte, CACA6,8886.7–

104Murrieta, CACA114,1246.7–

105Vinings, GAGA14,3906.7–

106Storrs, CTCT15,2076.7–

107Tustin, CACA77,8436.6–

108Highland Park, TXTX8,7646.6–

109San Clemente, CACA62,2266.6–

110Inwood, NYNY12,2356.6–

111Tiburon, CACA8,8816.6–

112Lawndale, CACA29,8926.6–

113Los Alamitos, CACA11,7026.5–

114Scotts Valley, CACA11,6526.5–

115Temple City, CACA35,1256.5–

116Boyes Hot Springs, CACA7,2476.5–

117Fairfax, CACA7,4176.5–

118Watsonville, CACA50,7166.5–

119Davis, CACA66,1106.5–

120Daly City, CACA101,2616.5–

121Corte Madera, CACA9,9296.5–

122Monrovia, CACA38,2646.5–

123Rosemead, CACA49,4106.5–

124Half Moon Bay, CACA11,2876.5–

125Princeton, NJNJ31,4696.4–

126Mamaroneck, NYNY19,8966.4–

127Alpine, CACA15,1806.4–

128El Cerrito, CACA26,1216.4–

129Mount Vernon, NYNY72,3046.4–

130Seven Corners, VAVA9,3716.4–

131Great Neck Plaza, NYNY7,8896.4–

132Walnut Creek, CACA70,0126.4–

133Oakland, CACA440,8386.4–

134Costa Mesa, CACA108,8816.3–

135Lawrence, NYNY6,8476.3–

136Santa Paula, CACA31,7746.3–

137La Cañada Flintridge, CACA19,4806.3–

138Waipio Acres, HIHI5,3326.3–

139Boone, NCNC19,9296.3–

140Osprey, FLFL5,9436.3–

141New York, NYNY8,584,6296.3–

142La Habra Heights, CACA5,3276.3–

143South San Francisco, CACA64,9416.3–

144Tuckahoe, NYNY7,0296.3–

145Cupertino, CACA58,3336.3–

146Los Altos, CACA30,9656.3–

147West New York, NJNJ53,1926.3–

148Rancho Palos Verdes, CACA39,6546.3–

149Manhasset, NYNY7,7166.3–

150Auburn, ALAL85,1136.3–

151Tamalpais-Homestead Valley, CACA12,0856.3–

152Lennox, CACA19,4496.3–

153Waimalu, HIHI13,0616.3–

154State College, PAPA40,8446.3–

155Greenville CDP (Westchester County), NYNY9,2806.2–

156Hybla Valley, VAVA17,2576.2–

157Waikoloa, HIHI7,5436.2–

158Yonkers, NYNY212,6036.2–

159Dana Point, CACA32,2326.2–

160Ewa Gentry, HIHI26,5636.2–

161Great Neck, NYNY11,1416.2–

162Fallbrook, CACA32,1126.2–

163Encinitas, CACA60,7366.2–

164East Los Angeles, CACA111,6476.1–

165Rye, NYNY16,6146.1–

166Downey, CACA108,4686.1–

167Passaic, NJNJ71,3376.1–

168El Monte, CACA105,0756.1–

169Big Bear Lake, CACA5,0186.1–

170Waipahu, HIHI40,4826.1–

171Westmont, CACA34,1236.1–

172Sea Cliff, NYNY5,0316.1–

173Fort Lee, NJNJ40,3456.1–

174Gardena, CACA58,4606.1–

175Novato, CACA51,9476.1–

176Irvington, NYNY6,5336.1–

177Sedona, AZAZ9,6196.1–

178Kailua CDP (Hawaii County), HIHI21,8186.1–

179Ojus, FLFL19,1986.0–

180Santa Clara, CACA133,4466.0–

181Durham, NHNH10,6816.0–

182Hartford, CTCT121,9816.0–

183Maywood, CACA23,6006.0–

184Nipomo, CACA17,5166.0–

185Lafayette, CACA25,3136.0–

186Acton, CACA7,8806.0–

187Arroyo Grande, CACA18,1236.0–

188South El Monte, CACA18,9636.0–

189San Buenaventura (Ventura), CACA109,9146.0–

190El Granada, CACA5,2326.0–

191Sebastopol, CACA7,5326.0–

192Bellflower, CACA74,7195.9–

193Wallington, NJNJ12,0925.9–

194South Gate, CACA90,0715.9–

195Williamstown, MAMA5,0705.9–

196Ashland, CACA22,2105.9–

197Piedmont, CACA10,6425.9–

198Laguna Hills, CACA30,0205.9–

199Dobbs Ferry, NYNY11,6455.9–

200Stamford, CTCT139,5355.9–

201Marina, CACA23,2565.9–

202Kihei, HIHI21,5675.9–

203Rio del Mar, CACA9,2015.9–

204Glen Cove, NYNY28,1905.9–

205Clayton, MOMO17,8075.9–

206Oceano, CACA7,1285.9–

207Gilroy, CACA60,7645.9–

208Englewood Cliffs, NJNJ5,3845.8–

209View Park-Windsor Hills, CACA11,2305.8–

210Fairview, NJNJ15,5095.8–

211Union City, NJNJ66,6565.8–

212Rolling Hills Estates, CACA7,9485.8–

213Sanibel, FLFL6,3035.8–

214Naples, FLFL20,1145.8–

215Fillmore, CACA16,9375.8–

216Bailey's Crossroads, VAVA24,2715.8–

217Lawrence, MAMA89,3205.8–

218Saratoga, CACA30,4185.8–

219Oyster Bay, NYNY7,3085.8–

220North Auburn, CACA13,4805.8–

221Fall River, MAMA95,2985.7–

222Kailua CDP (Honolulu County), HIHI39,6405.7–

223Mount Kisco, NYNY10,7575.7–

224Windsor, CACA25,8645.7–

225Cherryland, CACA14,1435.7–

226Wahiawa, HIHI17,9965.7–

227Fort Meade, MDMD11,2255.7–

228Breckenridge, COCO5,0155.7–

229South Yarmouth, MAMA11,5525.7–

230Inglewood, CACA101,6625.7–

231Larchmont, NYNY6,7505.7–

232Belmont, MAMA27,1755.7–

233San Juan Capistrano, CACA35,1195.7–

234Valle Vista, CACA18,6025.7–

235Palisades Park, NJNJ20,3175.7–

236Alondra Park, CACA8,3735.7–

237Atascadero, CACA29,4645.6–

238Marathon, FLFL10,0605.6–

239Huntington Beach, CACA191,4515.6–

240Buellton, CACA5,1585.6–

241Vista, CACA98,2745.6–

242Rossmoor, CACA11,5325.6–

243Artesia, CACA15,7895.6–

244Aiea, HIHI9,0875.6–

245Rancho Mirage, CACA17,8765.6–

246Westlake, CACA7,5055.6–

247Pacifica, CACA36,8905.6–

248El Cajon, CACA101,7555.6–

249San Diego, CACA1,406,1065.6–

250La Palma, CACA14,9075.6–

251Carlsbad, CACA112,2605.6–

252Lahaina, HIHI10,1625.6–

253New Haven, CTCT138,7745.6–

254San Jose, CACA989,8145.6–

255East Rutherford, NJNJ10,5665.6–

256University Park, TXTX25,3235.6–

257Central Falls, RIRI23,1245.6–

258Tarrytown, NYNY11,8905.5–

259Chico, CACA105,0815.5–

260College Station, TXTX127,4725.5–

261Bliss Corner, MAMA5,4055.5–

262Port Hueneme, CACA20,9875.5–

263Fullerton, CACA138,6755.5–

264Grass Valley, CACA14,0355.5–

265Anaheim, CACA341,0085.5–

266Morgan Hill, CACA45,6255.5–

267Chelsea, MAMA40,1305.5–

268Whittier, CACA85,8155.5–

269Walnut Park, CACA14,9585.5–

270Andover, MAMA9,4515.5–

271Rumson, NJNJ7,1575.5–

272Alexandria, VAVA160,6625.5–

273Commerce, CACA11,6885.5–

274Iroquois Point, HIHI5,1585.5–

275Placerville, CACA10,6855.5–

276Boston, MAMA672,9735.5–

277Florence-Graham, CACA60,6905.5–

278Waipio, HIHI10,8705.5–

279Mammoth Lakes, CACA6,8675.5–

280Santa Rosa, CACA179,4375.5–

281Hastings-on-Hudson, NYNY8,4405.5–

282Castro Valley, CACA65,0015.5–

283Hollister, CACA45,6955.5–

284Eastchester, NYNY20,4915.5–

285Laie, HIHI5,6995.5–

286Westminster, CACA88,9665.5–

287Oxnard, CACA199,6515.5–

288Gloucester, MAMA30,6275.4–

289Imperial Beach, CACA25,2065.4–

290La Verne, CACA30,1785.4–

291El Rio, CACA6,3685.4–

292Haiku-Pauwela, HIHI9,1785.4–

293San Leandro, CACA85,3535.4–

294Monsey, NYNY28,1605.4–

295Altadena, CACA41,7055.4–

296Upland, CACA79,4465.4–

297Southold, NYNY6,3975.4–

298East Palo Alto, CACA28,8725.4–

299Mercer Island, WAWA25,4225.4–

300San Marcos, CACA94,9085.4–

301Ocean City, NJNJ11,1015.4–

302Ithaca, NYNY33,6325.4–

303Alamo, CACA14,4885.4–

304Woodside, CACA5,1815.4–

305Belmar, NJNJ5,8535.4–

306Healdsburg, CACA11,1725.4–

307El Paso de Robles (Paso Robles), CACA31,6265.4–

308Orinda, CACA19,5075.4–

309Templeton, CACA9,5805.3–

310North Sea, NYNY6,4585.3–

311West Carson, CACA22,1435.3–

312Belle Haven, VAVA6,5705.3–

313Cliffside Park, NJNJ26,5395.3–

314Orange, CACA138,3655.3–

315Garfield, NJNJ33,3535.3–

316Bostonia, CACA16,7655.3–

317Lakewood, NJNJ69,5855.3–

318Lodi, NJNJ26,1875.3–

319Bayonne, NJNJ74,7445.3–

320Manorhaven, NYNY7,1355.3–

321Kensington, CACA5,1795.3–

322Ridgefield, NJNJ11,5475.3–

323Lake Forest, ILIL19,7315.3–

324East Quogue, NYNY5,4065.3–

325La Mesa, CACA59,9145.3–

326West Yarmouth, MAMA6,1945.3–

327Santa Ana, CACA315,5865.2–

328North Bethesda, MDMD49,6775.2–

329Elizabeth, NJNJ141,6755.2–

330Port Washington, NYNY18,0045.2–

331Bronxville, NYNY6,5045.2–

332Ocean City, MDMD6,8405.2–

333Roslyn Heights, NYNY6,9755.2–

334Hacienda Heights, CACA54,2915.2–

335Agoura Hills, CACA19,2435.2–

336Thousand Oaks, CACA122,2305.2–

337Laughlin, NVNV8,7895.2–

338Pelham, NYNY7,6085.2–

339National City, CACA57,8075.2–

340Irvine, CACA318,7645.2–

341Signal Hill, CACA11,1535.2–

342Lynwood, CACA63,5125.2–

343South San Gabriel, CACA7,9235.2–

344Arlington, VAVA236,2545.2–

345Tenafly, NJNJ15,2375.2–

346Covina, CACA49,4045.2–

347Revere, MAMA60,1415.2–

348Escondido, CACA146,0305.2–

349Pelham Manor, NYNY5,6315.2–

350Camarillo, CACA68,6525.2–

351Pukalani, HIHI8,6795.2–

352Prunedale, CACA19,7235.2–

353Ridgefield, CTCT6,9705.1–

354Brea, CACA47,2605.1–

355Mililani, HIHI27,6685.1–

356Hickam Housing, HIHI9,4255.1–

357Nyack, NYNY7,5115.1–

358Lucas Valley-Marinwood, CACA6,4735.1–

359Fremont, CACA226,4425.1–

360Sandy Springs, GAGA105,0135.1–

361Seaside, CACA31,6365.1–

362Makaha, HIHI10,0665.1–

363Salinas, CACA159,1345.1–

364Ben Lomond, CACA6,8585.1–

365Rohnert Park, CACA44,8115.1–

366Hayward, CACA157,1135.1–

367Stanton, CACA40,1615.1–

368Key West, FLFL24,9995.1–

369Oceanside, CACA170,4835.1–

370Rowland Heights, CACA45,9115.1–

371Laguna Niguel, CACA64,1075.1–

372Chula Vista, CACA275,5335.1–

373Fountain Valley, CACA55,5085.1–

374New Bedford, MAMA101,8345.1–

375Bridgeport, CTCT152,2735.1–

376Wildomar, CACA37,8895.1–

377Cottonwood CDP (Shasta County), CACA7,4085.1–

378Somerville, MAMA84,2115.1–

379Paramount, CACA50,7555.1–

380Paterson, NJNJ161,7935.1–

381Lauderdale-by-the-Sea, FLFL6,2805.1–

382Santa Fe Springs, CACA18,7935.0–

383Palm Springs, CACA45,3155.0–

384Branford Center, CTCT6,3055.0–

385Issaquah, WAWA39,4235.0–

386Cerritos, CACA46,3675.0–

387Holyoke, MAMA38,0235.0–

388Charter Oak, CACA9,4425.0–

389Providence, RIRI195,3105.0–

390Newport, RIRI24,2515.0–

391Leonia, NJNJ9,4415.0–

392Everett, MAMA53,5725.0–

393Rye Brook, NYNY9,9555.0–

394Garden City, NYNY23,0435.0–

395Avon, COCO6,1845.0–

396Glendora, CACA49,6715.0–

397Blacksburg, VAVA45,1045.0–

398Yarmouth Port, MAMA5,9615.0–

399Villa Park, CACA5,6455.0–

400Newark, NJNJ323,8085.0–

401Rockville Centre, NYNY25,7705.0–

402San Marino, CACA11,9645.0–

403Petaluma, CACA59,6885.0–

404Auburn, CACA13,8475.0–

405Norwalk, CTCT94,5085.0–

406Del Aire, CACA11,1155.0–

407La Habra, CACA60,9085.0–

408Pleasanton, CACA74,5565.0–

409Walnut, CACA27,3165.0–

410Casa de Oro-Mount Helix, CACA19,7655.0–

411Placentia, CACA54,9115.0–

412Northwest Harbor, NYNY5,2055.0–

413Garden Grove, CACA170,4555.0–

414Salem, MAMA45,3815.0–

415Woodbury, NYNY9,3485.0–

416San Ramon, CACA86,2095.0–

417Upper Saddle River, NJNJ8,6505.0–

418Franklin Lakes, NJNJ11,1805.0–

419East Harwich, MAMA5,6545.0–

420Bethesda, MDMD69,3974.9–

421Taos, NMNM6,5264.9–

422Larkfield-Wikiup, CACA8,7654.9–

423Watchung, NJNJ6,5834.9–

424Palos Verdes Estates, CACA12,5594.9–

425Waltham, MAMA65,0374.9–

426East Falmouth, MAMA6,2454.9–

427Buena Park, CACA81,7414.9–

428Cypress, CACA48,7814.9–

429Arcata, CACA19,0474.9–

430Napa, CACA76,5624.9–

431Beach Haven West, NJNJ5,1204.9–

432Kaneohe, HIHI37,3554.9–

433North Bay, FLFL8,0994.9–

434Conning Towers-Nautilus Park, CTCT8,4604.9–

435Oak Park, CACA13,7574.9–

436East Foothills, CACA7,1394.9–

437Pearl City, HIHI44,5474.9–

438Punta Gorda, FLFL20,3834.9–

439Hudson, NYNY5,7214.9–

440Cloverdale, CACA8,7014.9–

441Key Biscayne, FLFL14,8154.9–

442Castroville, CACA6,7204.9–

443Discovery Bay, CACA14,9114.9–

444Pleasant Hill, CACA34,0174.9–

445Lake Barcroft, VAVA10,9734.9–

446Union City, CACA65,2824.9–

447Ossining, NYNY27,5794.9–

448Calverton, NYNY5,6184.9–

449Cullowhee, NCNC7,9734.9–

450Wailuku, HIHI16,9264.9–

451Great Falls, VAVA15,2284.9–

452Newton, MAMA90,7414.9–

453Arlington, MAMA46,3504.9–

454San Fernando, CACA23,4494.9–

455Arden-Arcade, CACA94,9944.9–

456Treasure Island, FLFL6,3974.8–

457New London, CTCT28,0034.8–

458Haledon, NJNJ9,1254.8–

459Spring Valley, NYNY34,4824.8–

460Lynn, MAMA104,2364.8–

461Danville, CACA43,3024.8–

462Lake of the Pines, CACA5,4614.8–

463Fort Myers Beach, FLFL5,2874.8–

464Elmwood Park, NJNJ21,5344.8–

465Horseshoe Bay, TXTX5,3394.8–

466Morristown, NJNJ20,7504.8–

467Hackensack, NJNJ46,3804.8–

468San Dimas, CACA32,9784.8–

469Yorba Linda, CACA65,6324.8–

470Whitinsville, MAMA7,1154.8–

471Cedarhurst, NYNY7,3344.8–

472Lakewood, CACA78,0104.8–

473Marblehead, MAMA20,4134.8–

474Kahului, HIHI28,2884.8–

475Doylestown, PAPA8,3304.8–

476Mineola, NYNY21,3764.8–

477Kapaa, HIHI11,0944.8–

478Ewa Beach, HIHI14,3764.8–

479Pico Rivera, CACA58,9154.8–

480Summit, NJNJ23,3144.8–

481Oxford, OHOH22,3874.8–

482Azusa, CACA47,4474.8–

483Ahuimanu, HIHI8,4524.8–

484Santa Maria, CACA111,3904.8–

485Stroudsburg, PAPA5,8094.8–

486Long Branch, NJNJ33,3214.8–

487Athens, OHOH25,3134.8–

488Ramona, CACA22,6344.7–

489Bayville, NYNY6,7804.7–

490West Covina, CACA105,3014.7–

491Old Tappan, NJNJ6,6864.7–

492Malden, MAMA66,3704.7–

493Mantua, VAVA8,2984.7–

494Thompsonville, CTCT7,9274.7–

495Webster, MAMA12,2284.7–

496Claremont, CACA35,8384.7–

497Manasquan, NJNJ5,9544.7–

498Medford, MAMA59,8344.7–

499Asbury Park, NJNJ15,6324.7–

500West Athens, CACA8,7264.7–

SHOWING 1–500 OF 6,050

1 2…13

Download CSV (full list, 6,050 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS

Frequently asked

Which city has the highest afford score?

Stanford, California ranks #1 with 18.7 (1990 Decennial Census).

What are the top 5 cities by afford score?

Stanford, California, Isla Vista, California, Santa Monica, California, Aspen, Colorado, New Square, New York.

How many cities are in this ranking?

6,050 cities qualify after filtering for population minimums and data availability (minimum 5,000 residents). The ranking covers 1990 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 1990 Decennial Census.