Least affordable housing, US cities · 2020
US cities ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income. Kaser, New York leads at 47.6. 6,769 cities qualify in total. Cities with fewer than 5,000 residents are excluded. California carries 18 of the top 25 entries.
Flip the list · Most affordable housing, US cities →UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which city has the highest afford score?
Kaser, New York ranks #1 with 47.6 (2020 American Community Survey).
What are the top 5 cities by afford score?
Kaser, New York, Stanford, California, New Square, New York, Beverly Hills, California, Monsey, New York.
How many cities are in this ranking?
6,769 cities qualify after filtering for population minimums and data availability (minimum 5,000 residents). The ranking covers 2020 ACS 5-year data.
How is afford score measured?
CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2020).