RANKING · 2010 CENSUS · 51 SHOWN OF 51

Least affordable housing, US states · 2010

US states ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income. Hawaii leads at 8.1. 51 states qualify in total. The top 25 average 4.8, against an all-states median of 3.6.

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SAME RANKING BYCities Counties Metros ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

01Hawaii, HIHI1,445,2358.1+62%

02District of Columbia, DCDC681,2947.6+98%

03California, CACA39,287,3777.5+80%

04New York, NYNY19,852,3665.5+61%

05Massachusetts, MAMA7,044,0565.5+51%

06Oregon, OROR4,254,2935.1+44%

07New Jersey, NJNJ9,343,8095.1+68%

08Rhode Island, RIRI1,101,8015.1+64%

09Washington, WAWA7,816,1165.0+44%

10Maryland, MDMD6,206,0114.7+72%

11Nevada, NVNV3,184,6124.6+53%

12Connecticut, CTCT3,624,5084.4+47%

13Florida, FLFL22,416,0774.3+80%

14Arizona, AZAZ7,378,8384.3+58%

15Delaware, DEDE1,021,1914.2+63%

16Colorado, COCO5,862,1894.2+24%

17Virginia, VAVA8,705,1704.2+63%

18Vermont, VTVT647,1064.0+48%

19New Hampshire, NHNH1,394,8684.0+55%

20Montana, MTMT1,116,8754.0+36%

21Utah, UTUT3,392,3313.9+24%

22Maine, MEME1,387,8173.8+48%

23Idaho, IDID1,934,2623.7+37%

24Illinois, ILIL12,694,7983.6+32%

25New Mexico, NMNM2,120,2463.6+30%

26Minnesota, MNMN5,739,4453.6+44%

27Alaska, AKAK735,7063.4+29%

28Wisconsin, WIWI5,914,8723.3+31%

29North Carolina, NCNC10,730,4043.3+34%

30Georgia, GAGA10,940,4073.3+38%

31Wyoming, WYWY582,3973.2+34%

32Pennsylvania, PAPA13,018,6393.2+34%

33Tennessee, TNTN7,066,3833.1+27%

34South Carolina, SCSC5,296,2253.1+36%

35Louisiana, LALA4,611,9613.0+26%

36Michigan, MIMI10,077,7613.0+21%

37Missouri, MOMO6,191,8143.0+30%

38Ohio, OHOH11,810,2932.9+17%

39Kentucky, KYKY4,534,8242.8+19%

40Alabama, ALAL5,086,7682.8+24%

41South Dakota, SDSD907,4282.6+25%

42Arkansas, ARAR3,049,3912.6+24%

43Indiana, ININ6,851,0732.6+16%

44Mississippi, MSMS2,946,7792.5+23%

45Nebraska, NENE1,978,7072.5+13%

46Texas, TXTX30,188,4242.5+28%

47Kansas, KSKS2,947,1972.5+24%

48West Virginia, WVWV1,778,3732.5+11%

49Iowa, IAIA3,210,5072.4+17%

50Oklahoma, OKOK4,028,6342.4+20%

51North Dakota, NDND784,8412.4+21%

SHOWING 1–51 OF 51

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UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which state has the highest afford score?

Hawaii ranks #1 with 8.1 (2010 American Community Survey).

What are the top 5 states by afford score?

Hawaii, District of Columbia, California, New York, Massachusetts.

How many states are in this ranking?

51 states qualify after filtering for population minimums and data availability. The ranking covers 2010 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2010).