RANKING · 2020 CENSUS · 51 SHOWN OF 51

Least affordable housing, US states · 2020

US states ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income. Hawaii leads at 7.7. 51 states qualify in total. The top 25 average 4.4, against an all-states median of 3.3.

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SAME RANKING BYCities Counties Metros ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

01Hawaii, HIHI1,445,2357.7+53%

02California, CACA39,287,3776.8+63%

03District of Columbia, DCDC681,2946.8+78%

04Oregon, OROR4,254,2935.1+44%

05Colorado, COCO5,862,1894.9+45%

06Washington, WAWA7,816,1164.8+37%

07Massachusetts, MAMA7,044,0564.7+31%

08Nevada, NVNV3,184,6124.7+57%

09New York, NYNY19,852,3664.6+34%

10Montana, MTMT1,116,8754.3+49%

11Utah, UTUT3,392,3314.1+32%

12New Jersey, NJNJ9,343,8094.0+32%

13Florida, FLFL22,416,0774.0+67%

14Idaho, IDID1,934,2624.0+47%

15Rhode Island, RIRI1,101,8013.9+27%

16Arizona, AZAZ7,378,8383.9+46%

17Maryland, MDMD6,206,0113.7+38%

18Delaware, DEDE1,021,1913.7+45%

19Virginia, VAVA8,705,1703.7+45%

20Vermont, VTVT647,1063.6+34%

21Alaska, AKAK735,7063.5+33%

22Connecticut, CTCT3,624,5083.5+18%

23New Hampshire, NHNH1,394,8683.5+36%

24Wyoming, WYWY582,3973.5+45%

25New Mexico, NMNM2,120,2463.4+24%

26Maine, MEME1,387,8173.3+31%

27Louisiana, LALA4,611,9613.3+39%

28Tennessee, TNTN7,066,3833.2+33%

29North Carolina, NCNC10,730,4043.2+31%

30Minnesota, MNMN5,739,4453.2+28%

31Georgia, GAGA10,940,4073.1+31%

32South Carolina, SCSC5,296,2253.1+38%

33North Dakota, NDND784,8413.1+55%

34Wisconsin, WIWI5,914,8723.0+19%

35Illinois, ILIL12,694,7983.0+8%

36Pennsylvania, PAPA13,018,6392.9+25%

37Texas, TXTX30,188,4242.9+51%

38South Dakota, SDSD907,4282.9+38%

39Alabama, ALAL5,086,7682.9+28%

40Missouri, MOMO6,191,8142.9+25%

41Kentucky, KYKY4,534,8242.8+19%

42Michigan, MIMI10,077,7612.7+11%

43Arkansas, ARAR3,049,3912.7+29%

44Mississippi, MSMS2,946,7792.7+31%

45Oklahoma, OKOK4,028,6342.6+30%

46Ohio, OHOH11,810,2932.6+6%

47Nebraska, NENE1,978,7072.6+18%

48Kansas, KSKS2,947,1972.6+29%

49West Virginia, WVWV1,778,3732.6+15%

50Indiana, ININ6,851,0732.6+15%

51Iowa, IAIA3,210,5072.5+20%

SHOWING 1–51 OF 51

Download CSV (full list, 51 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES

Frequently asked

Which state has the highest afford score?

Hawaii ranks #1 with 7.7 (2020 American Community Survey).

What are the top 5 states by afford score?

Hawaii, California, District of Columbia, Oregon, Colorado.

How many states are in this ranking?

51 states qualify after filtering for population minimums and data availability. The ranking covers 2020 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2020).