Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 7.3 (1990 Decennial Census).

What are the top 5 metro areas by afford score?

Nantucket, MA, Santa Maria-Santa Barbara, CA, Honolulu, HI, Santa Cruz-Watsonville, CA, San Luis Obispo-Paso Robles, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 1990 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 1990 Decennial Census.

RANKING · 1990 CENSUS · 418 SHOWN OF 918

Least affordable housing, US metro areas · 1990

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (1990 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS –

501Rio Grande City, TXTX66,3192.1–

502Waco, TXTX308,8072.1–

503St. Louis, MOMO2,814,4212.1–

504Americus, GAGA33,3942.1–

505Corpus Christi, TXTX451,1912.1–

506Dalton, GAGA147,8192.1–

507Twin Falls, IDID123,9012.1–

508Batavia, NYNY58,4162.1–

509Marietta, OHOH58,3892.1–

510Decatur, ALAL160,3262.1–

511Williamsport, PAPA112,5872.1–

512Tulsa, OKOK1,069,2732.1–

513Lincoln, NENE352,0812.1–

514Laurinburg, NCNC33,3222.1–

515La Crosse, WIWI171,1822.1–

516Uvalde, TXTX24,9632.1–

517Russellville, ALAL32,4492.1–

518Lubbock, TXTX368,4312.1–

519Aberdeen, WAWA78,1442.1–

520Clarksburg, WVWV88,1422.1–

521Kenosha, WIWI168,4482.1–

522Mount Sterling, KYKY48,4282.1–

523Baraboo, WIWI66,6522.1–

524Winona, MNMN50,5232.1–

525Hutchinson, MNMN36,6312.1–

526Spearfish, SDSD29,4592.1–

527Portsmouth, OHOH71,3652.1–

528Cape Girardeau, MOMO99,2152.1–

529Lock Haven, PAPA37,8702.1–

530Sulphur Springs, TXTX39,0632.1–

531Bay City, TXTX36,4632.1–

532Corinth, MSMS34,5692.1–

533Lawrenceburg, TNTN46,9142.1–

534Rice Lake, WIWI46,4842.1–

535Idaho Falls, IDID173,8512.1–

536Lebanon, MOMO36,9432.1–

537Bloomington, ILIL171,4192.1–

538Dublin, GAGA60,3512.1–

539Kennewick, WAWA324,3342.1–

540Eufaula, ALAL26,8612.1–

541Danville, VAVA101,1372.1–

542Mount Airy, NCNC72,2872.1–

543Frankfort, KYKY77,8742.1–

544Douglas, GAGA52,8612.1–

545Cleveland, TNTN134,0572.1–

546Franklin, KYKY20,7882.1–

547Magnolia, ARAR21,8942.1–

548Norwalk, OHOH58,2502.1–

549Hermiston, OROR93,7212.1–

550Hickory, NCNC376,8902.1–

551Shelbyville, TNTN55,2732.1–

552Albemarle, NCNC68,8302.1–

553Angola, ININ34,7992.1–

554Newberry, SCSC39,5612.1–

555Butte-Silver Bow, MTMT36,1182.1–

556Tullahoma, TNTN69,3392.1–

557Martinsville, VAVA63,0912.1–

558Russellville, ARAR84,9322.1–

559Fairmont, WVWV55,5842.1–

560Tupelo, MSMS133,1672.1–

561Jackson, TNTN184,5692.1–

562Celina, OHOH42,7372.1–

563Athens, TNTN71,5902.1–

564Bainbridge, GAGA29,4322.1–

565Jacksonville, TXTX53,3372.1–

566Longview, TXTX297,3152.0–

567Toledo, OHOH599,3762.0–

568El Campo, TXTX42,0602.0–

569Pittsburgh, PAPA2,421,9922.0–

570Greeneville, TNTN73,8312.0–

571Canton, OHOH400,2462.0–

572Greenwood, SCSC95,2152.0–

573Winchester, TNTN45,5792.0–

574Stevens Point, WIWI71,9432.0–

575Chillicothe, OHOH76,4292.0–

576Shawano, WIWI45,7592.0–

577Malvern, ARAR33,4512.0–

578The Dalles, OROR26,3102.0–

579Price, UTUT20,6802.0–

580San Angelo, TXTX122,0652.0–

581LaGrange, GAGA107,0972.0–

582Elmira, NYNY80,4152.0–

583Ozark, ALAL49,9122.0–

584Pocatello, IDID91,5912.0–

585DeRidder, LALA36,6732.0–

586Blackfoot, IDID51,1532.0–

587Albany, OROR132,8432.0–

588Fort Smith, ARAR234,1402.0–

589Jamestown, NDND21,4142.0–

590Seneca Falls, NYNY32,8832.0–

591Talladega, ALAL91,7642.0–

592Louisville, KYKY1,402,5092.0–

593Erie, PAPA265,8322.0–

594Kansas City, MOMO2,270,6822.0–

595Kalamazoo, MIMI263,7952.0–

596Grand Rapids, MIMI1,183,6452.0–

597Menomonie, WIWI46,2232.0–

598St. Marys, PAPA29,9262.0–

599Warner Robins, GAGA208,0912.0–

600McMinnville, TNTN43,7172.0–

601New Philadelphia, OHOH92,3732.0–

602Dothan, ALAL156,2662.0–

603Owatonna, MNMN37,4642.0–

604Indianapolis, ININ2,205,6952.0–

605Elkhart, ININ208,7742.0–

606Wheeling, WVWV134,0892.0–

607Victoria, TXTX99,8642.0–

608Roswell, NMNM63,3642.0–

609Shelby, NCNC103,3252.0–

610Somerset, PAPA72,0042.0–

611Lewisburg, TNTN38,0712.0–

612Pine Bluff, ARAR70,2112.0–

613Waycross, GAGA57,6702.0–

614Houston, TXTX7,904,6272.0–

615Oshkosh, WIWI174,2182.0–

616Batesville, ARAR38,7852.0–

617Parkersburg, WVWV87,2642.0–

618Sikeston, MOMO49,9782.0–

619Lansing, MIMI479,7222.0–

620Marion, NCNC45,1982.0–

621Sterling, COCO20,6542.0–

622Findlay, OHOH75,0342.0–

623Mount Vernon, OHOH64,0022.0–

624Grand Rapids, MNMN45,4042.0–

625Texarkana, TXTX146,8162.0–

626Mount Pleasant, TXTX57,0762.0–

627Moultrie, GAGA47,4382.0–

628Lewistown, PAPA46,1272.0–

629Springfield, ILIL206,0332.0–

630Oklahoma City, OKOK1,512,8132.0–

631Fremont, OHOH58,6552.0–

632Scottsboro, ALAL54,2812.0–

633Midland, TXTX193,1392.0–

634Paragould, ARAR47,4112.0–

635Ashland, OHOH52,5232.0–

636Jamestown, NYNY124,1262.0–

637Ludington, MIMI29,0402.0–

638Spartanburg, SCSC407,6562.0–

639Fort Payne, ALAL74,0852.0–

640Altus, OKOK24,7642.0–

641Evansville, ININ273,7862.0–

642New Ulm, MNMN25,5172.0–

643Muskogee, OKOK66,7082.0–

644Green Bay, WIWI336,7562.0–

645Dyersburg, TNTN36,3202.0–

646Dodge City, KSKS33,9932.0–

647Paducah, KYKY102,2592.0–

648Kearney, NENE57,9622.0–

649Weatherford, OKOK39,0592.0–

650Sparta, WIWI46,5722.0–

651Bellefontaine, OHOH46,3022.0–

652Hereford, TXTX18,6262.0–

653Amarillo, TXTX276,2351.9–

654Wapakoneta, OHOH45,9091.9–

655Rock Springs, WYWY41,2671.9–

656Rochester, MNMN231,1841.9–

657Zanesville, OHOH87,0141.9–

658Alexander City, ALAL40,9531.9–

659Spirit Lake, IAIA18,0771.9–

660Springfield, OHOH135,3401.9–

661Eau Claire, WIWI176,6471.9–

662Union City, TNTN30,0671.9–

663Racine, WIWI198,9191.9–

664Brigham City, UTUT70,4051.9–

665Calhoun, GAGA61,7011.9–

666Owensboro, KYKY113,9621.9–

667Port Lavaca, TXTX19,5991.9–

668Sioux Falls, SDSD314,6381.9–

669Sidney, OHOH48,0651.9–

670Holland, MIMI123,1881.9–

671La Grande, OROR25,9001.9–

672Niles, MIMI152,4441.9–

673Marshall, MNMN25,6841.9–

674Youngstown, OHOH423,6781.9–

675Watertown, WIWI86,5051.9–

676Kennett, MOMO26,8551.9–

677Farmington, MOMO67,8091.9–

678Beeville, TXTX32,5151.9–

679Gainesville, TXTX44,4611.9–

680Martin, TNTN33,2611.9–

681Kankakee, ILIL105,5251.9–

682Rome, GAGA101,3781.9–

683Forest City, NCNC65,7451.9–

684Lima, OHOH100,8811.9–

685Guymon, OKOK20,3221.9–

686Rockford, ILIL337,2421.9–

687Shawnee, OKOK75,1021.9–

688Carlsbad, NMNM62,5091.9–

689Effingham, ILIL44,7271.9–

690Omaha, NENE1,009,8361.9–

691Aberdeen, SDSD41,5831.9–

692El Dorado, ARAR36,9261.9–

693Jefferson City, MOMO152,7121.9–

694Gadsden, ALAL103,8861.9–

695Washington Court House, OHOH28,5521.9–

696Warsaw, ININ80,8921.9–

697Wilmington, OHOH42,3011.9–

698Casper, WYWY80,5261.9–

699Gaffney, SCSC58,2751.9–

700Fond du Lac, WIWI104,6691.9–

701Mansfield, OHOH124,8931.9–

702Monroe, MIMI156,0041.9–

703Dubuque, IAIA99,3811.9–

704Wichita Falls, TXTX149,4481.9–

705Detroit, MIMI4,390,9131.9–

706Lufkin, TXTX88,1541.9–

707Jesup, GAGA32,4811.9–

708Baker City, OROR16,6581.9–

709Coshocton, OHOH37,1881.9–

710Appleton, WIWI249,8761.9–

711Beaver Dam, WIWI89,0971.9–

712Burley, IDID49,3081.9–

713Kingsville, TXTX30,3151.9–

714Sheboygan, WIWI118,0471.9–

715Scottsbluff, NENE36,2721.9–

716Escanaba, MIMI36,5821.9–

717Meadville, PAPA81,7921.9–

718Greenville, OHOH51,5201.9–

719Columbus, NENE46,5831.9–

720Palestine, TXTX59,8051.9–

721Huntingdon, PAPA43,0011.9–

722Mount Vernon, ILIL36,1471.9–

723Brownwood, TXTX38,7111.9–

724Gillette, WYWY48,1451.9–

725Alice, TXTX45,3831.9–

726Greencastle, ININ37,8761.9–

727Dickinson, NDND39,1421.9–

728Corsicana, TXTX57,1811.9–

729Wichita, KSKS663,8091.9–

730Campbellsville, KYKY38,4071.9–

731Fort Wayne, ININ466,2581.9–

732Cedartown, GAGA45,5141.8–

733Massena, NYNY105,4881.8–

734Michigan City, ININ111,2941.8–

735Sunbury, PAPA107,7881.8–

736Columbus, ININ85,7291.8–

737Mayfield, KYKY37,0501.8–

738Othello, WAWA21,4881.8–

739Garden City, KSKS37,5051.8–

740Midland, MIMI83,7541.8–

741Liberal, KSKS21,0731.8–

742Rochelle, ILIL51,3991.8–

743Alpena, MIMI28,8531.8–

744Johnstown, PAPA128,9681.8–

745Odessa, TXTX173,8011.8–

746Charleston, ILIL46,6071.8–

747Vincennes, ININ35,6521.8–

748Williston, NDND41,7671.8–

749Norfolk, NENE49,2281.8–

750Des Moines, IAIA758,5391.8–

751Jasper, ININ44,0161.8–

752Vernal, UTUT38,2781.8–

753Marion, ILIL67,2251.8–

754DuBois, PAPA78,1001.8–

755Marinette, WIWI65,5151.8–

756Cambridge, OHOH38,3791.8–

757Cadillac, MIMI49,7191.8–

758Weirton, WVWV112,4681.8–

759McAlester, OKOK43,3201.8–

760Wausau, WIWI139,4321.8–

761Salem, OHOH99,3771.8–

762Mineral Wells, TXTX30,7911.8–

763Rockingham, NCNC42,0411.8–

764Emporia, KSKS34,8381.8–

765Corning, NYNY91,8551.8–

766Madison, ININ33,2791.8–

767Sherman, TXTX153,6131.8–

768Thomaston, GAGA28,5001.8–

769Richmond, ININ66,1691.8–

770Joplin, MOMO208,7961.8–

771Quincy, ILIL74,1461.8–

772Muskegon, MIMI177,9011.8–

773Le Mars, IAIA25,6971.8–

774Olean, NYNY75,3901.8–

775Sedalia, MOMO44,2541.8–

776Manitowoc, WIWI81,7101.8–

777Camden, ARAR26,3631.8–

778Madisonville, KYKY45,1271.8–

779Austin, MNMN40,9711.8–

780Maryville, MOMO20,1741.8–

781Evanston, WYWY23,4151.8–

782Lexington, NENE26,2551.8–

783Freeport, ILIL43,2201.8–

784Bartlesville, OKOK54,0371.8–

785Henderson, KYKY57,1841.8–

786Plainview, TXTX36,7001.8–

787Urbana, OHOH38,8201.8–

788Grand Island, NENE78,0761.8–

789Platteville, WIWI52,4461.8–

790Abilene, TXTX185,4291.8–

791South Bend, ININ324,5381.8–

792Washington, ININ34,2091.8–

793Topeka, KSKS233,0521.8–

794Ottawa, ILIL145,9021.8–

795Marquette, MIMI68,0641.8–

796Decatur, ININ36,6501.8–

797Cedar Rapids, IAIA279,2851.8–

798Monticello, ININ25,1641.8–

799Lincoln, ILIL27,1821.8–

800Mason City, IAIA49,7101.8–

801Tiffin, OHOH54,5221.8–

802Altoona, PAPA119,5411.7–

803Plymouth, ININ46,5991.7–

804Jacksonville, ILIL37,3811.7–

805Wahpeton, NDND23,0191.7–

806Iron Mountain, MIMI30,5751.7–

807Pella, IAIA34,1921.7–

808Ardmore, OKOK48,9101.7–

809Adrian, MIMI97,7791.7–

810Summerville, GAGA25,3001.7–

811McPherson, KSKS30,0641.7–

812Duluth, MNMN281,2191.7–

813Ponca City, OKOK43,4901.7–

814Davenport, IAIA380,4521.7–

815Sault Ste. Marie, MIMI36,0811.7–

816Marshall, MOMO23,2651.7–

817Albert Lea, MNMN30,4401.7–

818Paris, TXTX63,3191.7–

819Fremont, NENE38,0571.7–

820Janesville, WIWI166,4721.7–

821Raymondville, TXTX19,9711.7–

822Seymour, ININ47,3701.7–

823Muncie, ININ113,1061.7–

824Worthington, MNMN22,3381.7–

825Crawfordsville, ININ38,9541.7–

826Bucyrus, OHOH41,8961.7–

827Duncan, OKOK44,3101.7–

828Salina, KSKS59,1211.7–

829Carroll, IAIA20,3031.7–

830Hermitage, PAPA107,8601.7–

831Muscatine, IAIA41,8531.7–

832Oil City, PAPA49,3461.7–

833Defiance, OHOH38,2921.7–

834Woodward, OKOK19,8271.7–

835St. Joseph, MOMO119,1701.7–

836Wisconsin Rapids, WIWI74,0601.7–

837Saginaw, MIMI187,6881.7–

838Miami, OKOK30,4381.7–

839Waterloo, IAIA169,1891.7–

840Hobbs, NMNM74,7491.7–

841Dumas, TXTX21,8911.7–

842Bonham, TXTX39,2651.7–

843Dixon, ILIL32,9141.7–

844Beaumont, TXTX399,3101.7–

845Hannibal, MOMO38,9691.7–

846Fairmont, MNMN19,4401.7–

847Warren, PAPA37,0381.7–

848Hastings, NENE40,5771.7–

849Peoria, ILIL363,5051.7–

850Peru, ININ34,4871.6–

851Pottsville, PAPA145,0851.6–

852Spencer, IAIA16,2021.6–

853Macomb, ILIL25,9161.6–

854Sterling, ILIL54,1211.6–

855Kokomo, ININ83,9041.6–

856Jackson, MIMI159,5521.6–

857Sioux City, IAIA145,7381.6–

858Kendallville, ININ47,9371.6–

859Wabash, ININ30,7131.6–

860Bradford, PAPA38,9841.6–

861Enid, OKOK61,7791.6–

862Greensburg, ININ26,5761.6–

863Storm Lake, IAIA20,4491.6–

864Vernon, TXTX12,4811.6–

865Hutchinson, KSKS61,5391.6–

866Bedford, ININ45,5681.6–

867Auburn, ININ44,5351.6–

868Sturgis, MIMI60,9681.6–

869Danville, ILIL71,2591.6–

870North Platte, NENE33,9721.6–

871Great Bend, KSKS24,7901.6–

872Flint, MIMI401,0931.6–

873Coldwater, MIMI45,9931.6–

874Marion, OHOH65,1151.6–

875Elk City, OKOK22,1591.6–

876Connersville, ININ23,5331.6–

877Hillsdale, MIMI45,7381.6–

878Terre Haute, ININ169,2411.6–

879Oskaloosa, IAIA21,8801.6–

880Mitchell, SDSD25,9131.6–

881Van Wert, OHOH29,0131.6–

882Bay City, MIMI102,1231.6–

883Beatrice, NENE21,7111.6–

884Decatur, ILIL99,3001.6–

885Snyder, TXTX16,1621.6–

886Alma, MIMI41,1901.6–

887Houghton, MIMI40,0281.6–

888Fort Dodge, IAIA36,8381.6–

889Moberly, MOMO24,5131.6–

890Pittsburg, KSKS39,0081.6–

891Frankfort, ININ33,3221.6–

892Pontiac, ILIL35,0571.6–

893Burlington, IAIA44,0611.5–

894Owosso, MIMI67,6811.5–

895Battle Creek, MIMI133,4081.5–

896Huron, SDSD19,6241.5–

897Logansport, ININ37,8361.5–

898Clinton, IAIA46,0021.5–

899Centralia, ILIL36,3821.5–

900Marion, ININ66,5241.5–

901Mexico, MOMO24,5281.5–

902Taylorville, ILIL33,4431.5–

903Galesburg, ILIL47,7671.5–

904Arkansas City, KSKS34,3821.5–

905Huntington, ININ37,2241.5–

906Town of Pecos, TXTX12,1381.5–

907Ottawa, KSKS26,2991.5–

908Marshalltown, IAIA39,8901.5–

909Pampa, TXTX21,7861.5–

910Andrews, TXTX18,9141.5–

911Big Spring, TXTX30,5041.5–

912Atchison, KSKS16,1721.5–

913Sweetwater, TXTX14,1171.4–

914Fort Madison, IAIA32,3061.4–

915New Castle, ININ49,1371.4–

916Canton, ILIL32,9011.4–

917Borger, TXTX19,6331.4–

918Ottumwa, IAIA35,2101.3–

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS