Which metro area has the highest afford score?

Nantucket, MA ranks #1 with 7.3 (1990 American Community Survey).

What are the top 5 metro areas by afford score?

Nantucket, MA, Santa Maria-Santa Barbara, CA, Honolulu, HI, Santa Cruz-Watsonville, CA, San Luis Obispo-Paso Robles, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 1990 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (1990).

RANKING · 1990 CENSUS · 418 SHOWN OF 918

Least affordable housing, US metro areas · 1990

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

501McAllen, TXTX921,5492.1+15%

502Rio Grande City, TXTX66,3192.1−2%

503Tulsa, OKOK1,069,2732.1+0%

504Dalton, GAGA147,8192.1+2%

505Twin Falls, IDID123,9012.1−21%

506Americus, GAGA33,3942.1+11%

507Columbus, MSMS67,1442.1−2%

508Lubbock, TXTX368,4312.1+8%

509Corpus Christi, TXTX451,1912.1+13%

510Decatur, ALAL160,3262.1−2%

511Batavia, NYNY58,4162.1+4%

512La Crosse, WIWI171,1822.1−11%

513Marietta, OHOH58,3892.1−5%

514Williamsport, PAPA112,5872.1−15%

515Lincoln, NENE352,0812.1−15%

516Clarksburg, WVWV88,1422.1−0%

517Laurinburg, NCNC33,3222.1+4%

518Mount Sterling, KYKY48,4282.1−7%

519Uvalde, TXTX24,9632.1+31%

520Russellville, ALAL32,4492.1−5%

521Aberdeen, WAWA78,1442.1−23%

522Kenosha, WIWI168,4482.1−16%

523St. Louis, MOMO2,814,4212.1−2%

524Baraboo, WIWI66,6522.1−17%

525Winona, MNMN50,5232.1−15%

526Hutchinson, MNMN36,6312.1−8%

527Spearfish, SDSD29,4592.1−19%

528Portsmouth, OHOH71,3652.1−2%

529Lock Haven, PAPA37,8702.1−14%

530Dublin, GAGA60,3512.1+11%

531Sulphur Springs, TXTX39,0632.1+9%

532Bay City, TXTX36,4632.1+19%

533Corinth, MSMS34,5692.1+4%

534Lawrenceburg, TNTN46,9142.1−12%

535Rice Lake, WIWI46,4842.1−3%

536Douglas, GAGA52,8612.1+34%

537Cleveland, TNTN134,0572.1−16%

538Lebanon, MOMO36,9432.1−12%

539Idaho Falls, IDID173,8512.1−6%

540Bloomington, ILIL171,4192.1−10%

541Eufaula, ALAL26,8612.1−7%

542Mount Airy, NCNC72,2872.1−13%

543Frankfort, KYKY77,8742.1−4%

544Franklin, KYKY20,7882.1−7%

545Hickory, NCNC376,8902.1−8%

546Magnolia, ARAR21,8942.1+17%

547Tupelo, MSMS133,1672.1+0%

548Norwalk, OHOH58,2502.1−10%

549Kennewick, WAWA324,3342.1−13%

550Hermiston, OROR93,7212.1−18%

551Shelbyville, TNTN55,2732.1−4%

552Albemarle, NCNC68,8302.1−9%

553Angola, ININ34,7992.1−8%

554Newberry, SCSC39,5612.1−2%

555Jackson, TNTN184,5692.1−5%

556Russellville, ARAR84,9322.1+1%

557Butte-Silver Bow, MTMT36,1182.1−15%

558Danville, VAVA101,1372.1−10%

559Fairmont, WVWV55,5842.1−2%

560Tullahoma, TNTN69,3392.1−10%

561Longview, TXTX297,3152.1+8%

562Celina, OHOH42,7372.1−6%

563Martinsville, VAVA63,0912.1−9%

564LaGrange, GAGA107,0972.1−5%

565Athens, TNTN71,5902.1−14%

566Bainbridge, GAGA29,4322.1−4%

567Jacksonville, TXTX53,3372.1+17%

568Toledo, OHOH599,3762.1−13%

569El Campo, TXTX42,0602.0+16%

570Canton, OHOH400,2462.0−18%

571Greenwood, SCSC95,2152.0−3%

572Pittsburgh, PAPA2,421,9922.0−9%

573Greeneville, TNTN73,8312.0−17%

574Winchester, TNTN45,5792.0−8%

575Stevens Point, WIWI71,9432.0−10%

576Chillicothe, OHOH76,4292.0−7%

577Malvern, ARAR33,4512.0+13%

578The Dalles, OROR26,3102.0−27%

579Price, UTUT20,6802.0−19%

580San Angelo, TXTX122,0652.0+8%

581Kansas City, MOMO2,270,6822.0−8%

582Elmira, NYNY80,4152.0+12%

583Ozark, ALAL49,9122.0+3%

584Pocatello, IDID91,5912.0−14%

585DeRidder, LALA36,6732.0+19%

586Blackfoot, IDID51,1532.0−10%

587Albany, OROR132,8432.0−38%

588Fort Smith, ARAR234,1402.0−3%

589Jamestown, NDND21,4142.0+7%

590Seneca Falls, NYNY32,8832.0+7%

591Louisville, KYKY1,402,5092.0−17%

592Talladega, ALAL91,7642.0+4%

593Grand Rapids, MIMI1,183,6452.0−16%

594Dothan, ALAL156,2662.0−4%

595Erie, PAPA265,8322.0−10%

596Indianapolis, ININ2,205,6952.0−14%

597Kalamazoo, MIMI263,7952.0−20%

598Menomonie, WIWI46,2232.0−15%

599St. Marys, PAPA29,9262.0−2%

600McMinnville, TNTN43,7172.0−15%

601New Philadelphia, OHOH92,3732.0−17%

602Owatonna, MNMN37,4642.0−11%

603Elkhart, ININ208,7742.0−7%

604Victoria, TXTX99,8642.0+13%

605Warner Robins, GAGA208,0912.0+2%

606Wheeling, WVWV134,0892.0−6%

607Roswell, NMNM63,3642.0+1%

608Shelby, NCNC103,3252.0−9%

609Somerset, PAPA72,0042.0−8%

610Pine Bluff, ARAR70,2112.0+18%

611Lewisburg, TNTN38,0712.0−10%

612Waycross, GAGA57,6702.0+10%

613Sikeston, MOMO49,9782.0−0%

614Shawano, WIWI45,7592.0−11%

615Oshkosh, WIWI174,2182.0−9%

616Batesville, ARAR38,7852.0+10%

617Marion, NCNC45,1982.0−1%

618Sterling, COCO20,6542.0−25%

619Parkersburg, WVWV87,2642.0−10%

620Houston, TXTX7,904,6272.0+4%

621Lansing, MIMI479,7222.0−15%

622Findlay, OHOH75,0342.0−11%

623Mount Vernon, OHOH64,0022.0−19%

624Grand Rapids, MNMN45,4042.0−9%

625Moultrie, GAGA47,4382.0+2%

626Mount Pleasant, TXTX57,0762.0+11%

627Lewistown, PAPA46,1272.0−12%

628Springfield, ILIL206,0332.0−3%

629Texarkana, TXTX146,8162.0+5%

630Weatherford, OKOK39,0592.0−3%

631Spartanburg, SCSC407,6562.0−11%

632Fremont, OHOH58,6552.0−10%

633Scottsboro, ALAL54,2812.0+1%

634Paducah, KYKY102,2592.0−9%

635Oklahoma City, OKOK1,512,8132.0−4%

636Paragould, ARAR47,4112.0−4%

637Midland, TXTX193,1392.0+13%

638Ashland, OHOH52,5232.0−21%

639Jamestown, NYNY124,1262.0+5%

640Green Bay, WIWI336,7562.0−19%

641Ludington, MIMI29,0402.0−18%

642Fort Payne, ALAL74,0852.0−4%

643Altus, OKOK24,7642.0+3%

644New Ulm, MNMN25,5172.0−8%

645Muskogee, OKOK66,7082.0−2%

646Dyersburg, TNTN36,3202.0−11%

647Amarillo, TXTX276,2352.0+2%

648Dodge City, KSKS33,9932.0+15%

649Rochester, MNMN231,1842.0−12%

650Sioux Falls, SDSD314,6382.0−12%

651Evansville, ININ273,7862.0−9%

652Sparta, WIWI46,5722.0−9%

653Kearney, NENE57,9622.0−16%

654Bellefontaine, OHOH46,3022.0−7%

655Hereford, TXTX18,6262.0+22%

656Wapakoneta, OHOH45,9091.9−8%

657Rock Springs, WYWY41,2671.9−2%

658Zanesville, OHOH87,0141.9−16%

659Alexander City, ALAL40,9531.9−8%

660Spirit Lake, IAIA18,0771.9−20%

661Springfield, OHOH135,3401.9−11%

662Eau Claire, WIWI176,6471.9−18%

663Union City, TNTN30,0671.9−2%

664Owensboro, KYKY113,9621.9−10%

665Racine, WIWI198,9191.9−15%

666Calhoun, GAGA61,7011.9−7%

667Port Lavaca, TXTX19,5991.9+35%

668Brigham City, UTUT70,4051.9−26%

669Sidney, OHOH48,0651.9−12%

670Holland, MIMI123,1881.9−20%

671La Grande, OROR25,9001.9−31%

672Niles, MIMI152,4441.9−20%

673Marshall, MNMN25,6841.9−9%

674Watertown, WIWI86,5051.9−27%

675Kennett, MOMO26,8551.9+6%

676Youngstown, OHOH423,6781.9−14%

677Farmington, MOMO67,8091.9−11%

678Beeville, TXTX32,5151.9+13%

679Detroit, MIMI4,390,9131.9−26%

680Gainesville, TXTX44,4611.9−1%

681Martin, TNTN33,2611.9−13%

682Kankakee, ILIL105,5251.9−17%

683Rome, GAGA101,3781.9−16%

684Forest City, NCNC65,7451.9−16%

685Lima, OHOH100,8811.9−12%

686Guymon, OKOK20,3221.9+12%

687Effingham, ILIL44,7271.9−7%

688Rockford, ILIL337,2421.9−9%

689Aberdeen, SDSD41,5831.9−0%

690Shawnee, OKOK75,1021.9+1%

691Omaha, NENE1,009,8361.9−14%

692Jefferson City, MOMO152,7121.9−13%

693Carlsbad, NMNM62,5091.9+0%

694El Dorado, ARAR36,9261.9+15%

695Gadsden, ALAL103,8861.9−11%

696Washington Court House, OHOH28,5521.9−20%

697Warsaw, ININ80,8921.9−9%

698Wilmington, OHOH42,3011.9−20%

699Casper, WYWY80,5261.9−15%

700Gaffney, SCSC58,2751.9−4%

701Fond du Lac, WIWI104,6691.9−15%

702Mansfield, OHOH124,8931.9−20%

703Monroe, MIMI156,0041.9−23%

704Dubuque, IAIA99,3811.9−19%

705Wichita Falls, TXTX149,4481.9+9%

706Lufkin, TXTX88,1541.9+12%

707Jesup, GAGA32,4811.9+10%

708Baker City, OROR16,6581.9−36%

709Coshocton, OHOH37,1881.9−15%

710Columbus, NENE46,5831.9−4%

711Appleton, WIWI249,8761.9−11%

712Beaver Dam, WIWI89,0971.9−21%

713Burley, IDID49,3081.9−21%

714Kingsville, TXTX30,3151.9+9%

715Sheboygan, WIWI118,0471.9−18%

716Scottsbluff, NENE36,2721.9−15%

717Escanaba, MIMI36,5821.9−14%

718Meadville, PAPA81,7921.9−11%

719Greenville, OHOH51,5201.9−22%

720Palestine, TXTX59,8051.9+5%

721Dickinson, NDND39,1421.9−9%

722Huntingdon, PAPA43,0011.9−14%

723Sunbury, PAPA107,7881.9−18%

724Campbellsville, KYKY38,4071.9−22%

725Mount Vernon, ILIL36,1471.9+4%

726Brownwood, TXTX38,7111.9+20%

727Gillette, WYWY48,1451.9+0%

728Greencastle, ININ37,8761.9−24%

729Wichita, KSKS663,8091.9−1%

730Corsicana, TXTX57,1811.9+5%

731Alice, TXTX45,3831.9+28%

732Fort Wayne, ININ466,2581.9−9%

733Cedartown, GAGA45,5141.8−18%

734Massena, NYNY105,4881.8+1%

735Michigan City, ININ111,2941.8−17%

736Columbus, ININ85,7291.8−18%

737Mayfield, KYKY37,0501.8−9%

738Othello, WAWA21,4881.8−21%

739Garden City, KSKS37,5051.8−7%

740Midland, MIMI83,7541.8−13%

741Liberal, KSKS21,0731.8+7%

742Rochelle, ILIL51,3991.8−20%

743Alpena, MIMI28,8531.8−20%

744Norfolk, NENE49,2281.8−14%

745Johnstown, PAPA128,9681.8−10%

746Odessa, TXTX173,8011.8+34%

747Des Moines, IAIA758,5391.8−14%

748Charleston, ILIL46,6071.8−16%

749Vincennes, ININ35,6521.8−9%

750Williston, NDND41,7671.8+8%

751Jasper, ININ44,0161.8−12%

752Vernal, UTUT38,2781.8−24%

753Marion, ILIL67,2251.8−5%

754DuBois, PAPA78,1001.8−4%

755Marinette, WIWI65,5151.8−8%

756Cambridge, OHOH38,3791.8−17%

757Cadillac, MIMI49,7191.8−18%

758Emporia, KSKS34,8381.8−10%

759McAlester, OKOK43,3201.8+1%

760Wausau, WIWI139,4321.8−15%

761Salem, OHOH99,3771.8−21%

762Mineral Wells, TXTX30,7911.8+20%

763Weirton, WVWV112,4681.8−10%

764Rockingham, NCNC42,0411.8−4%

765Joplin, MOMO208,7961.8−13%

766Corning, NYNY91,8551.8+2%

767Madison, ININ33,2791.8−19%

768Quincy, ILIL74,1461.8−12%

769Sherman, TXTX153,6131.8−1%

770Thomaston, GAGA28,5001.8−11%

771Henderson, KYKY57,1841.8−5%

772Richmond, ININ66,1691.8−22%

773Muskegon, MIMI177,9011.8−19%

774Le Mars, IAIA25,6971.8−17%

775Olean, NYNY75,3901.8+2%

776Sedalia, MOMO44,2541.8−15%

777Manitowoc, WIWI81,7101.8−15%

778Camden, ARAR26,3631.8+16%

779Madisonville, KYKY45,1271.8+5%

780Grand Island, NENE78,0761.8−18%

781Austin, MNMN40,9711.8−12%

782Maryville, MOMO20,1741.8−23%

783Plainview, TXTX36,7001.8+7%

784Evanston, WYWY23,4151.8−6%

785Freeport, ILIL43,2201.8−11%

786Bartlesville, OKOK54,0371.8+1%

787Lexington, NENE26,2551.8−1%

788Abilene, TXTX185,4291.8+5%

789Urbana, OHOH38,8201.8−19%

790Topeka, KSKS233,0521.8−8%

791Platteville, WIWI52,4461.8−20%

792Cedar Rapids, IAIA279,2851.8−16%

793South Bend, ININ324,5381.8−17%

794Ottawa, ILIL145,9021.8−16%

795Washington, ININ34,2091.8−17%

796Marquette, MIMI68,0641.8−17%

797Decatur, ININ36,6501.8−17%

798Monticello, ININ25,1641.8−17%

799Mason City, IAIA49,7101.8−14%

800Lincoln, ILIL27,1821.8−8%

801Jacksonville, ILIL37,3811.8−9%

802Tiffin, OHOH54,5221.8−18%

803Altoona, PAPA119,5411.7−19%

804Plymouth, ININ46,5991.7−16%

805Wahpeton, NDND23,0191.7−2%

806Pella, IAIA34,1921.7−15%

807Ardmore, OKOK48,9101.7−8%

808Iron Mountain, MIMI30,5751.7−10%

809Adrian, MIMI97,7791.7−28%

810Summerville, GAGA25,3001.7−8%

811McPherson, KSKS30,0641.7−14%

812Davenport, IAIA380,4521.7−15%

813Duluth, MNMN281,2191.7−16%

814Ponca City, OKOK43,4901.7−1%

815Sault Ste. Marie, MIMI36,0811.7−21%

816Paris, TXTX63,3191.7−1%

817Marshall, MOMO23,2651.7−10%

818Albert Lea, MNMN30,4401.7−16%

819Fremont, NENE38,0571.7−22%

820Janesville, WIWI166,4721.7−21%

821Raymondville, TXTX19,9711.7+13%

822Seymour, ININ47,3701.7−20%

823Muncie, ININ113,1061.7−20%

824Salina, KSKS59,1211.7−22%

825Worthington, MNMN22,3381.7−5%

826Crawfordsville, ININ38,9541.7−21%

827Bucyrus, OHOH41,8961.7−22%

828Duncan, OKOK44,3101.7−6%

829Carroll, IAIA20,3031.7−18%

830Hermitage, PAPA107,8601.7−22%

831Muscatine, IAIA41,8531.7−14%

832Oil City, PAPA49,3461.7−2%

833Defiance, OHOH38,2921.7−11%

834St. Joseph, MOMO119,1701.7−18%

835Woodward, OKOK19,8271.7−2%

836Wisconsin Rapids, WIWI74,0601.7−14%

837Saginaw, MIMI187,6881.7−23%

838Miami, OKOK30,4381.7−8%

839Waterloo, IAIA169,1891.7−18%

840Hobbs, NMNM74,7491.7+6%

841Dumas, TXTX21,8911.7+10%

842Bonham, TXTX39,2651.7−1%

843Dixon, ILIL32,9141.7−18%

844Beaumont, TXTX399,3101.7+2%

845Hannibal, MOMO38,9691.7−18%

846Hastings, NENE40,5771.7−13%

847Fairmont, MNMN19,4401.7−10%

848Warren, PAPA37,0381.7−5%

849Peoria, ILIL363,5051.6−19%

850Peru, ININ34,4871.6−7%

851Pottsville, PAPA145,0851.6−16%

852Spencer, IAIA16,2021.6−22%

853Macomb, ILIL25,9161.6−13%

854Sterling, ILIL54,1211.6−13%

855Kokomo, ININ83,9041.6−18%

856Jackson, MIMI159,5521.6−27%

857Sioux City, IAIA145,7381.6−17%

858Kendallville, ININ47,9371.6−22%

859Wabash, ININ30,7131.6−16%

860Bradford, PAPA38,9841.6−1%

861Enid, OKOK61,7791.6−9%

862Greensburg, ININ26,5761.6−26%

863Storm Lake, IAIA20,4491.6−13%

864Vernon, TXTX12,4811.6+3%

865Hutchinson, KSKS61,5391.6−13%

866Bedford, ININ45,5681.6−21%

867Auburn, ININ44,5351.6−17%

868Sturgis, MIMI60,9681.6−23%

869Danville, ILIL71,2591.6+1%

870North Platte, NENE33,9721.6−23%

871Great Bend, KSKS24,7901.6−4%

872Flint, MIMI401,0931.6−26%

873Coldwater, MIMI45,9931.6−25%

874Marion, OHOH65,1151.6−20%

875Elk City, OKOK22,1591.6−15%

876Connersville, ININ23,5331.6−22%

877Hillsdale, MIMI45,7381.6−27%

878Terre Haute, ININ169,2411.6−22%

879Oskaloosa, IAIA21,8801.6−14%

880Mitchell, SDSD25,9131.6−17%

881Van Wert, OHOH29,0131.6−16%

882Bay City, MIMI102,1231.6−27%

883Beatrice, NENE21,7111.6−24%

884Decatur, ILIL99,3001.6−13%

885Snyder, TXTX16,1621.6+11%

886Houghton, MIMI40,0281.6−20%

887Alma, MIMI41,1901.6−23%

888Fort Dodge, IAIA36,8381.6−16%

889Moberly, MOMO24,5131.6−5%

890Pittsburg, KSKS39,0081.6−17%

891Frankfort, ININ33,3221.6−26%

892Pontiac, ILIL35,0571.6−18%

893Burlington, IAIA44,0611.5−14%

894Owosso, MIMI67,6811.5−32%

895Battle Creek, MIMI133,4081.5−26%

896Huron, SDSD19,6241.5−18%

897Logansport, ININ37,8361.5−15%

898Clinton, IAIA46,0021.5−21%

899Centralia, ILIL36,3821.5+1%

900Marion, ININ66,5241.5−19%

901Mexico, MOMO24,5281.5−27%

902Taylorville, ILIL33,4431.5−10%

903Galesburg, ILIL47,7671.5−16%

904Arkansas City, KSKS34,3821.5−7%

905Huntington, ININ37,2241.5−25%

906Town of Pecos, TXTX12,1381.5+48%

907Ottawa, KSKS26,2991.5−24%

908Marshalltown, IAIA39,8901.5−21%

909Pampa, TXTX21,7861.5+24%

910Andrews, TXTX18,9141.5+27%

911Big Spring, TXTX30,5041.5+17%

912Atchison, KSKS16,1721.5−13%

913Sweetwater, TXTX14,1171.4+6%

914Fort Madison, IAIA32,3061.4−15%

915New Castle, ININ49,1371.4−37%

916Canton, ILIL32,9011.4−19%

917Borger, TXTX19,6331.4+18%

918Ottumwa, IAIA35,2101.3−21%

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES