Which metro area has the lowest afford score?

Town of Pecos, TX ranks #1 with 1.0 (2010 Decennial Census).

What are the top 5 metro areas by afford score?

Town of Pecos, TX, Borger, TX, Sweetwater, TX, Vernon, TX, Big Spring, TX.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2010 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 2010 Decennial Census.

RANKING · 2010 CENSUS · 418 SHOWN OF 918

Most affordable housing, US metro areas · 2010

US metro areas with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2010 ACS).

Flip the list · Least affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS –

501Somerset, KYKY67,3842.9–

502St. Louis, MOMO2,814,4212.9–

503Brigham City, UTUT70,4052.9–

504Memphis, TNTN1,341,4122.9–

505Grand Forks, NDND105,0462.9–

506Monroe, MIMI156,0042.9–

507Tifton, GAGA51,2372.9–

508Sterling, COCO20,6542.9–

509Grand Rapids, MIMI1,183,6452.9–

510Dalton, GAGA147,8192.9–

511Kirksville, MOMO29,8242.9–

512Lansing, MIMI479,7222.9–

513Kankakee, ILIL105,5252.9–

514Gulfport, MSMS431,3292.9–

515Mobile, ALAL411,6582.9–

516LaGrange, GAGA107,0972.9–

517Detroit, MIMI4,390,9132.9–

518Hickory, NCNC376,8902.9–

519Mount Vernon, OHOH64,0023.0–

520Sheboygan, WIWI118,0473.0–

521Macon-Bibb County, GAGA238,5533.0–

522Hermiston, OROR93,7213.0–

523Warrensburg, MOMO56,6703.0–

524Beaver Dam, WIWI89,0973.0–

525Greenville, SCSC1,014,1013.0–

526Shelbyville, TNTN55,2733.0–

527Bainbridge, GAGA29,4323.0–

528Holland, MIMI123,1883.0–

529Lebanon, PAPA146,3803.0–

530Tullahoma, TNTN69,3393.0–

531Natchitoches, LALA36,0893.0–

532Akron, OHOH701,7803.0–

533Carbondale, ILIL52,5013.0–

534Columbus, GAGA324,8303.0–

535Cleveland, MSMS28,2623.0–

536Kennewick, WAWA324,3343.0–

537Seneca, SCSC83,7753.0–

538Springfield, MOMO500,6943.0–

539Tahlequah, OKOK49,1963.0–

540La Crosse, WIWI171,1823.0–

541Kerrville, TXTX54,0373.0–

542Baton Rouge, LALA888,6993.0–

543Calhoun, GAGA61,7013.0–

544Louisville, KYKY1,402,5093.0–

545Green Bay, WIWI336,7563.0–

546Milledgeville, GAGA44,0293.0–

547Pocatello, IDID91,5913.0–

548Idaho Falls, IDID173,8513.0–

549Watertown, SDSD29,5623.0–

550Ames, IAIA128,0903.0–

551Columbus, OHOH2,242,0283.0–

552Ludington, MIMI29,0403.0–

553Clewiston, FLFL61,5463.0–

554Picayune, MSMS59,3633.0–

555Cleveland, OHOH2,165,7753.0–

556Champaign, ILIL239,9793.0–

557Spirit Lake, IAIA18,0773.0–

558York, PAPA473,1973.1–

559Fargo, NDND269,5283.1–

560Winston-Salem, NCNC712,2063.1–

561Valdosta, GAGA153,2763.1–

562Brookings, SDSD37,6353.1–

563Vernal, UTUT38,2783.1–

564Butte-Silver Bow, MTMT36,1183.1–

565Morristown, TNTN128,8673.1–

566Toccoa, GAGA27,8543.1–

567Huntsville, TXTX83,8423.1–

568Chattanooga, TNTN594,5303.1–

569Duluth, MNMN281,2193.1–

570Burlington, NCNC186,1773.1–

571Fairbanks, AKAK93,9723.1–

572Cumberland, MDMD93,6403.1–

573Hattiesburg, MSMS158,0143.1–

574Knoxville, TNTN968,1373.1–

575Eau Claire, WIWI176,6473.1–

576Bangor, MEME157,9673.1–

577Cordele, GAGA19,2373.1–

578Brenham, TXTX38,2883.1–

579Ruston, LALA48,3603.1–

580Vermillion, SDSD15,0313.1–

581Cookeville, TNTN152,4773.1–

582Lewisburg, PAPA42,3133.1–

583Charlotte, NCNC2,938,8303.2–

584Richmond, KYKY131,8063.2–

585Jacksonville, NCNC217,1753.2–

586Palatka, FLFL77,7343.2–

587Menomonie, WIWI46,2233.2–

588Rice Lake, WIWI46,4843.2–

589Fort Morgan, COCO30,3063.2–

590Arcadia, FLFL37,0783.2–

591Willmar, MNMN44,7203.2–

592Niles, MIMI152,4443.2–

593Greensboro, NCNC805,9453.2–

594St. Simons, GAGA118,5243.2–

595Reading, PAPA440,0723.2–

596Glens Falls, NYNY124,3733.2–

597Rapid City, SDSD156,9343.2–

598Johnson City, TNTN216,4163.2–

599Othello, WAWA21,4883.2–

600Cheyenne, WYWY102,9383.2–

601Grand Rapids, MNMN45,4043.2–

602Troy, ALAL33,6883.2–

603Augusta, MEME129,0673.2–

604Jefferson, GAGA99,2653.2–

605Lakeland, FLFL874,7903.2–

606Lexington, KYKY535,1743.2–

607Farmington, NMNM120,3403.2–

608Columbia, MOMO219,0623.2–

609Kalamazoo, MIMI263,7953.3–

610Mankato, MNMN104,9073.3–

611Ogden, UTUT672,7843.3–

612Austin, TXTX2,620,9453.3–

613Greenville, NCNC182,9363.3–

614Racine, WIWI198,9193.3–

615North Wilkesboro, NCNC66,2333.3–

616Cleveland, TNTN134,0573.3–

617Deming, NMNM25,4073.3–

618Starkville, MSMS62,0633.3–

619Iowa City, IAIA182,7113.3–

620Kingsland, GAGA60,1433.3–

621Española, NMNM39,8323.3–

622Nashville, TNTN2,197,4163.3–

623Baraboo, WIWI66,6523.3–

624New Bern, NCNC127,3583.3–

625Morgantown, WVWV141,9953.3–

626Mountain Home, IDID29,4653.3–

627Bemidji, MNMN47,0553.3–

628Moses Lake, WAWA105,7273.3–

629Albany, NYNY915,8353.3–

630Slidell, LALA279,1083.3–

631Ontario, OROR60,0853.3–

632Big Rapids, MIMI42,3203.3–

633Mountain Home, ARAR42,9823.3–

634Riverton, WYWY39,4643.3–

635Newport, TNTN37,8893.3–

636Fayetteville, ARAR622,1773.3–

637Ithaca, NYNY104,0473.3–

638Watertown, WIWI86,5053.3–

639Raleigh, NCNC1,595,7203.3–

640Stillwater, OKOK83,8893.3–

641Auburn, ALAL208,0133.3–

642Roanoke, VAVA316,5473.3–

643Kenosha, WIWI168,4483.4–

644Manhattan, KSKS136,1223.4–

645Atlanta, GAGA6,482,1823.4–

646Lancaster, PAPA563,1593.4–

647St. Cloud, MNMN205,8543.4–

648Tuscaloosa, ALAL281,8503.4–

649Pensacola, FLFL544,9493.4–

650Show Low, AZAZ109,9463.4–

651Lynchburg, VAVA269,1693.4–

652Branson, MOMO57,0013.4–

653Las Vegas, NMNM30,3113.4–

654Casper, WYWY80,5263.4–

655Silver City, NMNM27,2523.4–

656Red Wing, MNMN48,1953.4–

657Hammond, LALA141,3463.4–

658Chambersburg, PAPA160,6523.4–

659Gainesville, GAGA226,5683.4–

660Hot Springs, ARAR99,6953.4–

661Sierra Vista, AZAZ126,3323.5–

662Pueblo, COCO169,2773.5–

663Great Falls, MTMT85,0293.5–

664Oxford, MSMS71,9723.5–

665Vineland, NJNJ157,1483.5–

666Thomasville, GAGA72,9583.5–

667Mount Pleasant, MIMI64,6913.5–

668College Station, TXTX287,4763.5–

669Billings, MTMT193,6033.5–

670Twin Falls, IDID123,9013.5–

671Sebring, FLFL111,1223.5–

672Yakima, WAWA259,1853.5–

673Traverse City, MIMI156,9723.5–

674Lewiston, MEME116,4873.5–

675Lake City, FLFL74,0943.5–

676Greeley, COCO378,4263.5–

677Yuma, AZAZ224,4493.5–

678Daphne, ALAL267,7613.5–

679Gettysburg, PAPA107,5943.6–

680Anchorage, AKAK405,8213.6–

681Okeechobee, FLFL42,6083.6–

682Panama City, FLFL231,1743.6–

683Barre, VTVT59,6523.6–

684Faribault, MNMN69,9393.6–

685La Grande, OROR25,9003.6–

686Baker City, OROR16,6583.6–

687Cornelia, GAGA50,4163.6–

688Winona, MNMN50,5233.6–

689Athens, OHOH63,1973.6–

690Bloomington, ININ165,2313.6–

691Detroit Lakes, MNMN35,4973.6–

692Fredericksburg, TXTX28,5273.6–

693Whitewater, WIWI106,1273.6–

694Crossville, TNTN66,3003.6–

695East Stroudsburg, PAPA167,1793.6–

696Alamosa, COCO27,8963.6–

697Jacksonville, FLFL1,785,5003.6–

698Fergus Falls, MNMN61,0413.6–

699Fallon, NVNV25,8513.6–

700Madison, WIWI709,6853.7–

701Rutland, VTVT59,6533.7–

702Ann Arbor, MIMI370,2143.7–

703Lewiston, IDID65,4503.7–

704Spearfish, SDSD29,4593.7–

705Savannah, GAGA438,3143.7–

706Milwaukee, WIWI1,575,0103.7–

707Petoskey, MIMI33,7753.7–

708Statesboro, GAGA97,9773.7–

709Helena, MTMT97,1533.7–

710Minneapolis, MNMN3,790,2953.7–

711Ocala, FLFL442,6603.7–

712Homosassa Springs, FLFL171,6663.7–

713Boise City, IDID864,2433.7–

714State College, PAPA157,3933.7–

715Las Cruces, NMNM229,0913.7–

716Keene, NHNH78,2693.7–

717Sevierville, TNTN101,3423.7–

718Albuquerque, NMNM925,2793.8–

719Palm Bay, FLFL663,9823.8–

720Aberdeen, WAWA78,1443.8–

721Allentown, PAPA887,6153.8–

722Durham, NCNC625,4853.8–

723Ruidoso, NMNM19,8443.8–

724Salisbury, MDMD131,8723.8–

725Logan, UTUT160,8893.8–

726Staunton, VAVA129,6923.8–

727Philadelphia, PAPA6,329,1183.8–

728Waynesville, NCNC63,3693.8–

729Hemlock Farms, PAPA62,8083.8–

730Richmond, VAVA1,389,3383.8–

731Lawrence, KSKS120,9203.9–

732Colorado Springs, COCO781,7963.9–

733Juneau city and, AKAK31,6093.9–

734Concord, NHNH158,0783.9–

735Pinehurst, NCNC110,6193.9–

736Lebanon, NHNH224,5003.9–

737Elizabeth City, NCNC42,2013.9–

738Crestview, FLFL315,0983.9–

739Blacksburg, VAVA181,6163.9–

740Monticello, NYNY80,5863.9–

741Manchester, NHNH433,4153.9–

742Dover, DEDE194,7863.9–

743Alexandria, MNMN40,1203.9–

744Pahrump, NVNV57,3363.9–

745Ketchikan, AKAK13,5493.9–

746Albany, OROR132,8433.9–

747Myrtle Beach, SCSC427,5513.9–

748Tampa, FLFL3,418,8953.9–

749New Orleans, LALA970,8494.0–

750Spokane, WAWA608,0124.0–

751Hudson, NYNY60,1684.0–

752Tallahassee, FLFL397,4424.0–

753Salt Lake City, UTUT1,308,3774.0–

754Cañon City, COCO50,0394.0–

755Nogales, AZAZ50,0204.1–

756Charleston, SCSC889,2634.1–

757Klamath Falls, OROR70,2744.1–

758Provo, UTUT773,4264.1–

759Murrells Inlet, SCSC65,9124.1–

760Athens, GAGA224,1484.1–

761Punta Gorda, FLFL217,2124.1–

762Cody, WYWY31,1714.1–

763Denver, COCO3,092,0374.1–

764Burlington, VTVT227,8034.1–

765Payson, AZAZ53,8014.2–

766Asheville, NCNC422,3454.2–

767Hagerstown, MDMD315,2804.2–

768Longview, WAWA114,8854.2–

769Sebastian, FLFL172,7994.2–

770Bennington, VTVT36,6304.2–

771Lexington Park, MDMD211,1764.2–

772Springfield, MAMA464,3384.2–

773Kingston, NYNY183,3304.2–

774Cape Coral, FLFL875,6074.2–

775Port St. Lucie, FLFL568,7214.2–

776Virginia Beach, VAVA1,797,2134.2–

777Laconia, NHNH65,1474.2–

778Lacey, WAWA304,2614.2–

779Baltimore, MDMD2,857,7814.2–

780Phoenix, AZAZ5,228,9384.2–

781Brainerd, MNMN100,5624.2–

782Grand Junction, COCO162,8454.2–

783Pittsfield, MAMA128,2244.2–

784Deltona, FLFL746,9334.3–

785Greenfield, MAMA70,6984.3–

786The Villages, FLFL157,7724.3–

787Chicago, ILIL9,434,1234.3–

788Walla Walla, WAWA62,3614.3–

789Lake Havasu City, AZAZ228,1024.3–

790Centralia, WAWA88,0624.3–

791Brevard, NCNC34,2114.3–

792Rexburg, IDID69,3804.3–

793Portland, MEME577,6354.3–

794Susanville, CACA28,1174.3–

795Montrose, COCO44,5914.3–

796Orlando, FLFL2,957,6724.3–

797Wilmington, NCNC492,7724.3–

798Trenton, NJNJ399,2894.3–

799Tucson, AZAZ1,074,6854.4–

800Fort Collins, COCO377,2924.4–

801Gainesville, FLFL359,0364.4–

802Brattleboro, VTVT45,2044.4–

803Sheridan, WYWY33,2414.4–

804Amherst, MAMA164,0654.4–

805Worcester, MAMA888,5024.4–

806Laramie, WYWY38,5584.4–

807Winchester, VAVA152,3324.4–

808Salem, OROR445,8144.5–

809The Dalles, OROR26,3104.5–

810Shelton, WAWA71,1654.5–

811Morehead City, NCNC70,4694.5–

812Hanford, CACA154,3274.5–

813Lake of the Woods, VAVA40,0834.5–

814Cambridge, MDMD33,6284.5–

815Kiryas Joel, NYNY718,3774.6–

816Las Vegas, NVNV2,407,2264.6–

817Harrisonburg, VAVA140,1554.6–

818Bakersfield, CACA927,0684.6–

819North Port, FLFL948,1584.6–

820Roseburg, OROR111,9514.7–

821Coeur d'Alene, IDID191,8644.7–

822Wenatchee, WAWA128,4144.8–

823Seaford, DEDE277,1404.8–

824Bremerton, WAWA283,3744.8–

825St. George, UTUT213,6704.8–

826Visalia, CACA485,1464.8–

827Cedar City, UTUT67,1414.8–

828Moscow, IDID41,8425.0–

829El Centro, CACA181,4115.0–

830Hilton Head Island, SCSC242,9665.0–

831Yuba City, CACA187,4785.0–

832Pullman, WAWA48,5125.0–

833Washington, DCDC6,465,7245.1–

834Mount Vernon, WAWA132,9755.1–

835Portland, OROR2,542,2825.1–

836Reno, NVNV578,7345.1–

837Kalispell, MTMT115,4295.2–

838Charlottesville, VAVA228,5975.2–

839Atlantic City, NJNJ372,0475.2–

840Carson, NVNV58,5715.2–

841Coos Bay, OROR63,9925.2–

842Flagstaff, AZAZ144,3685.2–

843Ocean Pines, MDMD54,4595.2–

844Providence, RIRI1,708,1615.3–

845Prescott Valley, AZAZ252,5525.3–

846Eugene, OROR381,5845.4–

847Oak Harbor, WAWA85,6575.4–

848Missoula, MTMT128,6985.4–

849Port Angeles, WAWA78,2025.4–

850Miami, FLFL6,391,0725.4–

851Boulder, COCO328,5605.4–

852Corvallis, OROR97,7285.5–

853Merced, CACA297,2605.5–

854Seattle, WAWA4,161,8835.5–

855Steamboat Springs, COCO38,4515.5–

856Bozeman, MTMT128,7405.5–

857Santa Fe, NMNM156,9075.5–

858Modesto, CACA557,7195.6–

859Easton, MDMD38,2385.6–

860Boston, MAMA5,034,2215.6–

861Fresno, CACA1,203,3835.6–

862Sandpoint, IDID54,4205.6–

863Bend, OROR266,3765.7–

864Riverside, CACA4,769,0075.7–

865Heber, UTUT81,6555.7–

866Vallejo, CACA455,3765.7–

867Red Bluff, CACA64,6655.8–

868Stockton, CACA823,8155.9–

869Sacramento, CACA2,477,2745.9–

870Bellingham, WAWA236,3926.0–

871Taos, NMNM34,5646.0–

872Astoria, OROR40,9266.0–

873Hood River, OROR23,7206.0–

874Durango, COCO56,8986.1–

875Redding, CACA181,6486.1–

876Chico, CACA209,2116.1–

877Naples, FLFL417,1316.2–

878Newport, OROR50,6366.2–

879Gardnerville Ranchos, NVNV51,1546.2–

880Breckenridge, COCO39,0696.2–

881Medford, OROR221,7956.2–

882Kill Devil Hills, NCNC38,2456.3–

883Ellensburg, WAWA48,8036.4–

884Rifle, COCO80,0996.5–

885Bishop, CACA18,1586.5–

886Barnstable, MAMA233,5396.5–

887Hilo, HIHI210,0436.6–

888Hailey, IDID32,4366.6–

889Grants Pass, OROR87,8676.7–

890Crescent City, CACA26,4106.7–

891Port Townsend, WAWA33,9706.7–

892Clearlake, CACA67,7726.7–

893Boone, NCNC54,7866.8–

894Sonora, CACA53,1607.0–

895Brookings, OROR22,6217.1–

896Edwards, COCO54,2917.4–

897Oxnard, CACA830,8517.5–

898San Diego, CACA3,282,2487.7–

899Truckee, CACA101,9117.8–

900Honolulu, HIHI988,7038.0–

901New York, NYNY20,112,4488.0–

902San Jose, CACA1,984,4738.1–

903Eureka, CACA131,6478.1–

904Santa Rosa, CACA486,4448.3–

905Napa, CACA132,9498.5–

906Jackson, WYWY36,5878.8–

907San Francisco, CACA4,630,0418.8–

908Los Angeles, CACA12,844,4418.9–

909San Luis Obispo, CACA282,3679.0–

910Kapaa, HIHI73,4009.3–

911Key West, FLFL80,4069.4–

912Ukiah, CACA88,1229.4–

913Salinas, CACA433,7299.6–

914Santa Maria, CACA442,0659.6–

915Kahului, HIHI160,6749.6–

916Santa Cruz, CACA258,8529.9–

917Vineyard Haven, MAMA21,21910.9–

918Nantucket, MAMA14,75812.0–

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-07-15 · DATA: US CENSUS BUREAU DECENNIAL CENSUS