Which metro area has the lowest afford score?

Borger, TX ranks #1 with 1.4 (2020 American Community Survey).

What are the top 5 metro areas by afford score?

Borger, TX, Town of Pecos, TX, Pampa, TX, Vernon, TX, Centralia, IL.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2020 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2020).

RANKING · 2020 CENSUS · 418 SHOWN OF 918

Most affordable housing, US metro areas · 2020

US metro areas with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

501Mount Airy, NCNC72,2872.9+21%

502Louisville, KYKY1,402,5092.9+18%

503Winona, MNMN50,5232.9+16%

504Blackfoot, IDID51,1532.9+29%

505Lewisburg, TNTN38,0712.9+31%

506Watertown, WIWI86,5052.9+10%

507Mitchell, SDSD25,9132.9+52%

508Warrensburg, MOMO56,6702.9+16%

509Fayetteville, NCNC395,4122.9+28%

510Menomonie, WIWI46,2232.9+22%

511Forest City, NCNC65,7452.9+26%

512West Plains, MOMO40,7982.9+12%

513Eau Claire, WIWI176,6472.9+23%

514Greenwood, SCSC95,2152.9+38%

515Columbus, GAGA324,8302.9+26%

516Florence, ALAL156,6092.9+26%

517Glens Falls, NYNY124,3732.9+29%

518Monticello, NYNY80,5862.9+19%

519Statesboro, GAGA97,9772.9+11%

520Tahlequah, OKOK49,1962.9+24%

521Sierra Vista, AZAZ126,3322.9+17%

522Houston, TXTX7,904,6272.9+52%

523Champaign, ILIL239,9792.9+26%

524Cape Girardeau, MOMO99,2152.9+24%

525Newport, TNTN37,8892.9+18%

526Lafayette, ININ228,4682.9+10%

527Memphis, TNTN1,341,4122.9+30%

528Picayune, MSMS59,3632.9+29%

529McComb, MSMS52,6402.9+30%

530Mount Pleasant, MIMI64,6912.9+13%

531Granbury, TXTX70,5012.9+44%

532Bogalusa, LALA44,9372.9+35%

533Grand Rapids, MNMN45,4042.9+34%

534Ludington, MIMI29,0402.9+22%

535Chambersburg, PAPA160,6522.9+25%

536Arkadelphia, ARAR20,9382.9+37%

537Anderson Creek, NCNC150,1372.9+28%

538Baraboo, WIWI66,6522.9+16%

539Thomasville, GAGA72,9582.9+34%

540Houma, LALA199,6682.9+44%

541Bloomsburg, PAPA66,1932.9+17%

542Williamsport, PAPA112,5872.9+18%

543Hot Springs, ARAR99,6953.0+21%

544Price, UTUT20,6803.0+18%

545Waco, TXTX308,8073.0+52%

546Alexandria, LALA147,9523.0+34%

547Stevens Point, WIWI71,9433.0+31%

548Augusta, MEME129,0673.0+28%

549San Antonio, TXTX2,813,1403.0+56%

550Greenville, NCNC182,9363.0+19%

551Lake Charles, LALA244,6553.0+51%

552Athens, TNTN71,5903.0+24%

553Richmond, KYKY131,8063.0+20%

554Vineland, NJNJ157,1483.0+31%

555Shelby, NCNC103,3253.0+36%

556Gulfport, MSMS431,3293.0+38%

557New Bern, NCNC127,3583.0+27%

558St. Cloud, MNMN205,8543.0+25%

559Winston-Salem, NCNC712,2063.0+21%

560Pensacola, FLFL544,9493.0+30%

561Greensboro, NCNC805,9453.0+19%

562Niles, MIMI152,4443.0+24%

563Racine, WIWI198,9193.0+31%

564Stephenville, TXTX43,9113.0+35%

565Lincoln, NENE352,0813.0+21%

566Kingsport, TNTN314,8343.0+23%

567Opelousas, LALA80,7653.0+28%

568Sioux Falls, SDSD314,6383.0+35%

569Jamestown, NDND21,4143.0+59%

570Lafayette, LALA423,7583.0+31%

571Fayetteville, ARAR622,1773.0+24%

572Roanoke, VAVA316,5473.0+19%

573Hays, KSKS29,0753.0+16%

574Albany, NYNY915,8353.0+26%

575Lewiston, MEME116,4873.0+25%

576La Crosse, WIWI171,1823.0+28%

577Rice Lake, WIWI46,4843.0+42%

578Salisbury, MDMD131,8723.0+28%

579Calhoun, GAGA61,7013.0+46%

580Ames, IAIA128,0903.0+21%

581Cleveland, MSMS28,2623.0+39%

582Greenville, SCSC1,014,1013.1+29%

583Keene, NHNH78,2693.1+24%

584Rutland, VTVT59,6533.1+16%

585Minot, NDND75,6943.1+44%

586Elizabeth City, NCNC42,2013.1+19%

587Springfield, MOMO500,6943.1+19%

588Red Wing, MNMN48,1953.1+21%

589Winchester, TNTN45,5793.1+38%

590Tullahoma, TNTN69,3393.1+34%

591Jefferson, GAGA99,2653.1+38%

592Nacogdoches, TXTX66,0353.1+33%

593Burley, IDID49,3083.1+31%

594Valdosta, GAGA153,2763.1+30%

595Mountain Home, ARAR42,9823.1+13%

596Othello, WAWA21,4883.1+32%

597Greeneville, TNTN73,8313.1+26%

598Dallas, TXTX8,477,1573.1+52%

599Morristown, TNTN128,8673.1+24%

600Gettysburg, PAPA107,5943.1+21%

601Mankato, MNMN104,9073.1+28%

602Bowling Green, KYKY197,1803.1+26%

603Lynchburg, VAVA269,1693.1+24%

604Monroe, LALA222,3903.1+42%

605Burlington, NCNC186,1773.1+27%

606Hermiston, OROR93,7213.1+23%

607Allentown, PAPA887,6153.1+20%

608Branson, MOMO57,0013.1+19%

609Cleveland, TNTN134,0573.1+27%

610Fairbanks, AKAK93,9723.1+20%

611Lancaster, PAPA563,1593.1+21%

612Butte-Silver Bow, MTMT36,1183.1+30%

613Show Low, AZAZ109,9463.1+30%

614Chattanooga, TNTN594,5303.1+36%

615Concord, NHNH158,0783.1+33%

616Jacksonville, NCNC217,1753.1+36%

617Watertown, SDSD29,5623.2+42%

618Lakeland, FLFL874,7903.2+63%

619Baton Rouge, LALA888,6993.2+33%

620Homosassa Springs, FLFL171,6663.2+38%

621Slidell, LALA279,1083.2+30%

622Americus, GAGA33,3943.2+66%

623Knoxville, TNTN968,1373.2+29%

624Williston, NDND41,7673.2+89%

625Shelbyville, TNTN55,2733.2+49%

626Lexington, KYKY535,1743.2+23%

627Milwaukee, WIWI1,575,0103.2+20%

628Auburn, ALAL208,0133.2+16%

629Hagerstown, MDMD315,2803.2+23%

630Pocatello, IDID91,5913.2+36%

631Whitewater, WIWI106,1273.2+16%

632Crossville, TNTN66,3003.2+20%

633Tuscaloosa, ALAL281,8503.2+22%

634Brenham, TXTX38,2883.2+39%

635Moses Lake, WAWA105,7273.2+22%

636Rolla, MOMO45,2473.2+31%

637Farmington, NMNM120,3403.3+43%

638Brookings, SDSD37,6353.3+36%

639Ocala, FLFL442,6603.3+48%

640Vernal, UTUT38,2783.3+36%

641St. Simons, GAGA118,5243.3+43%

642Sterling, COCO20,6543.3+24%

643Vermillion, SDSD15,0313.3+22%

644Spirit Lake, IAIA18,0773.3+35%

645Athens, OHOH63,1973.3+18%

646Lexington Park, MDMD211,1763.3+24%

647Minneapolis, MNMN3,790,2953.3+29%

648Lebanon, NHNH224,5003.3+31%

649Faribault, MNMN69,9393.3+29%

650Seneca, SCSC83,7753.3+52%

651Bemidji, MNMN47,0553.3+49%

652Columbia, MOMO219,0623.3+27%

653Johnson City, TNTN216,4163.3+24%

654Lewisburg, PAPA42,3133.3+38%

655Idaho Falls, IDID173,8513.3+50%

656Philadelphia, PAPA6,329,1183.3+37%

657Charlotte, NCNC2,938,8303.3+33%

658Manhattan, KSKS136,1223.3+36%

659Chicago, ILIL9,434,1233.3+10%

660Gainesville, GAGA226,5683.3+35%

661Savannah, GAGA438,3143.3+46%

662Detroit Lakes, MNMN35,4973.3+39%

663Troy, ALAL33,6883.4+47%

664Richmond, VAVA1,389,3383.4+43%

665Dickinson, NDND39,1423.4+65%

666Shreveport, LALA383,4743.4+56%

667Twin Falls, IDID123,9013.4+26%

668Atlanta, GAGA6,482,1823.4+29%

669Murray, KYKY39,4213.4+31%

670Rapid City, SDSD156,9343.4+53%

671Kerrville, TXTX54,0373.4+36%

672Silver City, NMNM27,2523.4+20%

673Traverse City, MIMI156,9723.4+17%

674Cookeville, TNTN152,4773.4+26%

675Daphne, ALAL267,7613.4+31%

676Fergus Falls, MNMN61,0413.4+44%

677Winchester, VAVA152,3323.4+34%

678Ontario, OROR60,0853.4+24%

679Fargo, NDND269,5283.4+44%

680Panama City, FLFL231,1743.4+48%

681Jacksonville, FLFL1,785,5003.4+58%

682Hudson, NYNY60,1683.4+30%

683Hammond, LALA141,3463.4+39%

684Laconia, NHNH65,1473.4+44%

685Pueblo, COCO169,2773.5+22%

686Cheyenne, WYWY102,9383.5+35%

687Alexandria, MNMN40,1203.5+29%

688Casper, WYWY80,5263.5+56%

689Staunton, VAVA129,6923.5+36%

690Baltimore, MDMD2,857,7813.5+37%

691Bloomington, ININ165,2313.5+13%

692Lawrence, KSKS120,9203.5+13%

693Trenton, NJNJ399,2893.5+37%

694Yakima, WAWA259,1853.5+13%

695Las Cruces, NMNM229,0913.5+41%

696Kiryas Joel, NYNY718,3773.5+26%

697Kennewick, WAWA324,3343.5+47%

698Bismarck, NDND139,7503.5+65%

699Raleigh, NCNC1,595,7203.5+27%

700Lake of the Woods, VAVA40,0833.5+33%

701Manchester, NHNH433,4153.5+38%

702Fallon, NVNV25,8513.5+35%

703Morgantown, WVWV141,9953.5+31%

704Great Falls, MTMT85,0293.5+30%

705Brigham City, UTUT70,4053.5+35%

706Madison, WIWI709,6853.5+23%

707Cambridge, MDMD33,6283.5+37%

708Barre, VTVT59,6523.6+38%

709Pittsfield, MAMA128,2243.6+21%

710Grand Forks, NDND105,0463.6+54%

711Ithaca, NYNY104,0473.6+38%

712Blacksburg, VAVA181,6163.6+28%

713Tallahassee, FLFL397,4423.6+41%

714Waynesville, NCNC63,3693.6+37%

715Mountain Home, IDID29,4653.6+43%

716Riverton, WYWY39,4643.6+36%

717Lake Havasu City, AZAZ228,1023.6+43%

718Ogden, UTUT672,7843.6+27%

719Albuquerque, NMNM925,2793.6+19%

720Iowa City, IAIA182,7113.6+23%

721Virginia Beach, VAVA1,797,2133.6+44%

722Bennington, VTVT36,6303.6+28%

723Pinehurst, NCNC110,6193.6+34%

724Tucson, AZAZ1,074,6853.6+30%

725Atlantic City, NJNJ372,0473.6+27%

726Myrtle Beach, SCSC427,5513.6+39%

727Pahrump, NVNV57,3363.6+36%

728Crestview, FLFL315,0983.6+56%

729Susanville, CACA28,1173.6+26%

730Brainerd, MNMN100,5623.6+31%

731Sevierville, TNTN101,3423.7+25%

732Kingston, NYNY183,3303.7+40%

733Starkville, MSMS62,0633.7+31%

734La Grande, OROR25,9003.7+31%

735Ann Arbor, MIMI370,2143.7+12%

736Anchorage, AKAK405,8213.7+37%

737Nogales, AZAZ50,0203.7+18%

738Hanford, CACA154,3273.7+37%

739Petoskey, MIMI33,7753.7+20%

740Alamosa, COCO27,8963.7+38%

741Palm Bay, FLFL663,9823.7+70%

742Lewiston, IDID65,4503.7+30%

743Fort Morgan, COCO30,3063.7+36%

744Payson, AZAZ53,8013.7+28%

745Tampa, FLFL3,418,8953.7+65%

746Harrisonburg, VAVA140,1553.7+25%

747Athens, GAGA224,1483.7+24%

748Springfield, MAMA464,3383.8+31%

749Portland, MEME577,6353.8+32%

750Murrells Inlet, SCSC65,9123.8+59%

751Dover, DEDE194,7863.8+49%

752Cañon City, COCO50,0393.8+30%

753Deltona, FLFL746,9333.8+58%

754Oxford, MSMS71,9723.8+42%

755Aberdeen, WAWA78,1443.8+39%

756Sebastian, FLFL172,7993.8+65%

757Austin, TXTX2,620,9453.8+53%

758Worcester, MAMA888,5023.8+28%

759Ruidoso, NMNM19,8443.8+43%

760Billings, MTMT193,6033.8+43%

761Nashville, TNTN2,197,4163.9+43%

762Gainesville, FLFL359,0363.9+43%

763Huntsville, TXTX83,8423.9+79%

764Klamath Falls, OROR70,2743.9+41%

765Baker City, OROR16,6583.9+34%

766Morehead City, NCNC70,4693.9+41%

767State College, PAPA157,3933.9+30%

768Greenfield, MAMA70,6983.9+32%

769Amherst, MAMA164,0653.9+27%

770Burlington, VTVT227,8033.9+43%

771Cape Coral, FLFL875,6073.9+65%

772Punta Gorda, FLFL217,2124.0+65%

773Orlando, FLFL2,957,6724.0+68%

774Durham, NCNC625,4854.0+29%

775Ketchikan, AKAK13,5494.0+28%

776Helena, MTMT97,1534.0+40%

777Brattleboro, VTVT45,2044.0+36%

778College Station, TXTX287,4764.0+44%

779Juneau city and, AKAK31,6094.0+40%

780Walla Walla, WAWA62,3614.0+33%

781Albany, OROR132,8434.0+23%

782Port St. Lucie, FLFL568,7214.0+67%

783Phoenix, AZAZ5,228,9384.0+52%

784Spokane, WAWA608,0124.1+36%

785Wilmington, NCNC492,7724.1+39%

786Ocean Pines, MDMD54,4594.1+43%

787Española, NMNM39,8324.1+36%

788Stillwater, OKOK83,8894.1+61%

789Boise City, IDID864,2434.1+54%

790Charleston, SCSC889,2634.1+56%

791Shelton, WAWA71,1654.1+35%

792Bakersfield, CACA927,0684.1+64%

793Providence, RIRI1,708,1614.1+30%

794New Orleans, LALA970,8494.2+51%

795Seaford, DEDE277,1404.2+63%

796Lacey, WAWA304,2614.2+41%

797North Port, FLFL948,1584.2+61%

798Ruston, LALA48,3604.2+56%

799Longview, WAWA114,8854.2+33%

800Logan, UTUT160,8894.2+31%

801Las Vegas, NMNM30,3114.2+36%

802Roseburg, OROR111,9514.2+42%

803The Dalles, OROR26,3104.2+50%

804Centralia, WAWA88,0624.2+31%

805Colorado Springs, COCO781,7964.2+37%

806Hilton Head Island, SCSC242,9664.3+24%

807Visalia, CACA485,1464.3+50%

808Salt Lake City, UTUT1,308,3774.3+36%

809Grand Junction, COCO162,8454.3+35%

810Spearfish, SDSD29,4594.3+66%

811Charlottesville, VAVA228,5974.3+41%

812Provo, UTUT773,4264.4+30%

813Bishop, CACA18,1584.4+19%

814Asheville, NCNC422,3454.4+53%

815Washington, DCDC6,465,7244.4+54%

816Salem, OROR445,8144.4+36%

817Greeley, COCO378,4264.4+36%

818Cody, WYWY31,1714.4+48%

819Montrose, COCO44,5914.4+39%

820Cedar City, UTUT67,1414.4+36%

821Coos Bay, OROR63,9924.5+48%

822El Centro, CACA181,4114.5+52%

823The Villages, FLFL157,7724.5+93%

824Brevard, NCNC34,2114.5+62%

825Kill Devil Hills, NCNC38,2454.5+50%

826Crescent City, CACA26,4104.6+33%

827Redding, CACA181,6484.6+39%

828Easton, MDMD38,2384.6+31%

829Bremerton, WAWA283,3744.6+48%

830Rexburg, IDID69,3804.6+64%

831Las Vegas, NVNV2,407,2264.7+58%

832Fresno, CACA1,203,3834.7+56%

833Yuba City, CACA187,4784.7+55%

834Red Bluff, CACA64,6654.7+52%

835Laramie, WYWY38,5584.7+22%

836Merced, CACA297,2604.8+53%

837Moscow, IDID41,8424.8+31%

838Sheridan, WYWY33,2414.8+68%

839Mount Vernon, WAWA132,9754.8+33%

840Wenatchee, WAWA128,4144.8+31%

841Coeur d'Alene, IDID191,8644.8+57%

842Clearlake, CACA67,7724.8+36%

843Natchitoches, LALA36,0894.8+103%

844Santa Fe, NMNM156,9074.9+21%

845Port Angeles, WAWA78,2024.9+42%

846Denver, COCO3,092,0374.9+49%

847St. George, UTUT213,6705.0+41%

848Modesto, CACA557,7195.0+62%

849Fredericksburg, TXTX28,5275.1+84%

850Flagstaff, AZAZ144,3685.1+56%

851Portland, OROR2,542,2825.1+43%

852Miami, FLFL6,391,0725.1+84%

853Eugene, OROR381,5845.1+38%

854Kalispell, MTMT115,4295.1+48%

855Boston, MAMA5,034,2215.1+33%

856Fort Collins, COCO377,2925.1+48%

857Prescott Valley, AZAZ252,5525.1+56%

858Carson, NVNV58,5715.1+58%

859Reno, NVNV578,7345.2+61%

860Vallejo, CACA455,3765.2+60%

861Sonora, CACA53,1605.2+40%

862Naples, FLFL417,1315.2+69%

863Medford, OROR221,7955.2+44%

864Newport, OROR50,6365.2+25%

865Riverside, CACA4,769,0075.2+72%

866Ellensburg, WAWA48,8035.3+28%

867Boone, NCNC54,7865.3+35%

868Missoula, MTMT128,6985.3+43%

869Sandpoint, IDID54,4205.3+52%

870Stockton, CACA823,8155.4+58%

871Brookings, OROR22,6215.4+29%

872Astoria, OROR40,9265.4+41%

873Barnstable, MAMA233,5395.4+39%

874Sacramento, CACA2,477,2745.4+59%

875Oak Harbor, WAWA85,6575.4+46%

876Bend, OROR266,3765.4+68%

877Pullman, WAWA48,5125.4+41%

878Corvallis, OROR97,7285.5+38%

879Rifle, COCO80,0995.5+5%

880Seattle, WAWA4,161,8835.5+42%

881Bozeman, MTMT128,7405.5+51%

882Chico, CACA209,2115.5+52%

883Hilo, HIHI210,0435.6+43%

884Bellingham, WAWA236,3925.6+51%

885Hood River, OROR23,7205.7+45%

886Gardnerville Ranchos, NVNV51,1545.8+71%

887Grants Pass, OROR87,8675.9+54%

888Heber, UTUT81,6555.9+42%

889Taos, NMNM34,5645.9+27%

890Durango, COCO56,8986.0+38%

891Steamboat Springs, COCO38,4516.0+58%

892Boulder, COCO328,5606.2+49%

893Port Townsend, WAWA33,9706.3+51%

894New York, NYNY20,112,4486.4+49%

895Hailey, IDID32,4366.4+32%

896Truckee, CACA101,9116.5+50%

897Eureka, CACA131,6476.7+64%

898Breckenridge, COCO39,0696.8+56%

899Oxnard, CACA830,8516.8+70%

900Edwards, COCO54,2917.2+50%

901San Diego, CACA3,282,2487.2+60%

902Napa, CACA132,9497.2+54%

903Salinas, CACA433,7297.3+38%

904Kapaa, HIHI73,4007.3+54%

905Ukiah, CACA88,1227.3+60%

906Santa Rosa, CACA486,4447.4+49%

907Santa Maria, CACA442,0657.7+37%

908Key West, FLFL80,4067.8+67%

909San Luis Obispo, CACA282,3677.8+51%

910Kahului, HIHI160,6747.8+59%

911Honolulu, HIHI988,7038.0+51%

912San Jose, CACA1,984,4738.1+43%

913San Francisco, CACA4,630,0418.1+43%

914Los Angeles, CACA12,844,4418.3+79%

915Jackson, WYWY36,5878.3+47%

916Santa Cruz, CACA258,8528.7+34%

917Nantucket, MAMA14,7589.9−5%

918Vineyard Haven, MAMA21,21910.3+48%

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES