Which metro area has the highest afford score?

Vineyard Haven, MA ranks #1 with 10.3 (2020 Decennial Census).

What are the top 5 metro areas by afford score?

Vineyard Haven, MA, Nantucket, MA, Santa Cruz-Watsonville, CA, Los Angeles-Long Beach-Anaheim, CA, Jackson, WY-ID.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2020 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 2020 Decennial Census.

RANKING · 2020 CENSUS · 418 SHOWN OF 918

Least affordable housing, US metro areas · 2020

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2020 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 1990

501Rome, GAGA101,3782.7+42%

502St. Louis, MOMO2,814,4212.7+28%

503Lawrenceburg, TNTN46,9142.7+30%

504Elk City, OKOK22,1592.7+70%

505Enterprise, ALAL56,9532.7+23%

506Los Alamos, NMNM19,4072.7+16%

507Des Moines, IAIA758,5392.7+47%

508Beaver Dam, WIWI89,0972.7+44%

509Decatur, ININ36,6502.7+53%

510Zapata, TXTX13,7532.7+14%

511Fort Payne, ALAL74,0852.7+37%

512Tulsa, OKOK1,069,2732.7+27%

513Laredo, TXTX281,2242.7−1%

514Oneonta, NYNY60,5892.70%

515Alamogordo, NMNM70,3682.7+6%

516Russellville, ARAR84,9322.7+30%

517Killeen, TXTX511,4972.7+13%

518Columbus, MSMS67,1442.7+26%

519Clovis, NMNM65,2702.7+14%

520Oklahoma City, OKOK1,512,8132.7+36%

521Jefferson City, MOMO152,7122.7+41%

522Big Rapids, MIMI42,3202.7+13%

523Paducah, KYKY102,2592.7+36%

524Madison, ININ33,2792.7+48%

525Holland, MIMI123,1882.7+38%

526Indianapolis, ININ2,205,6952.7+33%

527Lubbock, TXTX368,4312.7+27%

528Aberdeen, SDSD41,5832.7+40%

529Danville, KYKY56,9852.7+17%

530Goldsboro, NCNC122,2782.7+7%

531Marshall, MNMN25,6842.7+38%

532Fitzgerald, GAGA17,0992.7+21%

533Huntingdon, PAPA43,0012.7+43%

534Plymouth, ININ46,5992.7+52%

535Sheboygan, WIWI118,0472.7+42%

536Augusta, GAGA641,2312.7+22%

537Findlay, OHOH75,0342.7+34%

538York, PAPA473,1972.7+9%

539Gainesville, TXTX44,4612.7+38%

540Decatur, ALAL160,3262.7+25%

541Frankfort, KYKY77,8742.7+28%

542Salina, KSKS59,1212.7+56%

543Corinth, MSMS34,5692.7+27%

544Cambridge, OHOH38,3792.6+45%

545Toccoa, GAGA27,8542.6+17%

546Corbin, KYKY150,0402.6+7%

547Longview, TXTX297,3152.6+29%

548Oshkosh, WIWI174,2182.6+33%

549Mount Vernon, OHOH64,0022.6+33%

550Cleveland, OHOH2,165,7752.6+12%

551Greenwood, MSMS34,9122.60%

552Tifton, GAGA51,2372.6+19%

553Janesville, WIWI166,4722.6+54%

554Garden City, KSKS37,5052.6+43%

555Safford, AZAZ40,1572.6−3%

556Morgan City, LALA46,5522.6+13%

557Buffalo, NYNY1,155,6532.6+3%

558Bay City, TXTX36,4632.6+26%

559Cincinnati, OHOH2,312,8582.6+16%

560Corpus Christi, TXTX451,1912.6+24%

561Deming, NMNM25,4072.6−12%

562Muskogee, OKOK66,7082.6+34%

563Cumberland, MDMD93,6402.6+22%

564Waterloo, IAIA169,1892.6+55%

565Thomaston, GAGA28,5002.6+46%

566Hinesville, GAGA91,8702.6−3%

567Erie, PAPA265,8322.6+30%

568Angola, ININ34,7992.6+27%

569Jackson, TNTN184,5692.6+27%

570Clewiston, FLFL61,5462.6+5%

571Omaha, NENE1,009,8362.6+37%

572Scranton, PAPA574,4182.6+4%

573El Paso, TXTX881,2912.6+5%

574Zanesville, OHOH87,0142.6+34%

575Sherman, TXTX153,6132.6+45%

576Sedalia, MOMO44,2542.6+46%

577Ada, OKOK38,5282.6+18%

578Cedartown, GAGA45,5142.6+41%

579Gaffney, SCSC58,2752.6+37%

580Sparta, WIWI46,5722.6+33%

581Washington, ININ34,2092.6+47%

582Fort Smith, ARAR234,1402.6+28%

583Jackson, MSMS609,8472.6+13%

584Huntington, WVWV365,9652.6+16%

585Elkins, WVWV26,8822.6+2%

586Victoria, TXTX99,8642.6+30%

587San Angelo, TXTX122,0652.6+27%

588Grand Island, NENE78,0762.6+46%

589Akron, OHOH701,7802.6+21%

590Montgomery, ALAL388,7472.6+14%

591Jasper, ININ44,0162.6+41%

592Evanston, WYWY23,4152.6+45%

593McPherson, KSKS30,0642.6+48%

594Palatka, FLFL77,7342.6+5%

595Grenada, MSMS30,2222.6+16%

596Newberry, SCSC39,5612.6+24%

597Kankakee, ILIL105,5252.6+34%

598Sumter, SCSC105,0672.6+2%

599Owensboro, KYKY113,9622.6+33%

600Pittsburgh, PAPA2,421,9922.6+26%

601Appleton, WIWI249,8762.6+36%

602Wausau, WIWI139,4322.6+41%

603Parkersburg, WVWV87,2642.6+29%

604Monroe, MIMI156,0042.6+35%

605Hillsdale, MIMI45,7382.6+61%

606Elkhart, ININ208,7742.6+27%

607North Platte, NENE33,9722.5+58%

608Farmington, MOMO67,8092.5+32%

609Jackson, MIMI159,5522.5+56%

610Paris, TNTN32,8962.5+15%

611Houghton, MIMI40,0282.5+62%

612Danville, VAVA101,1372.5+22%

613Sandusky, OHOH112,7772.5+19%

614Wooster, OHOH116,7582.5+13%

615Wilmington, OHOH42,3012.5+34%

616Owatonna, MNMN37,4642.5+27%

617Pierre, SDSD20,5882.5+18%

618Lansing, MIMI479,7222.5+28%

619Sunbury, PAPA107,7882.5+38%

620Brookhaven, MSMS35,0122.5+7%

621Durant, OKOK51,3672.5+19%

622Fond du Lac, WIWI104,6692.5+34%

623Jesup, GAGA32,4812.5+35%

624Scottsboro, ALAL54,2812.5+29%

625Spencer, IAIA16,2022.5+54%

626East Stroudsburg, PAPA167,1792.5−30%

627Okeechobee, FLFL42,6082.50%

628Dyersburg, TNTN36,3202.5+29%

629Selma, ALAL35,1402.5−3%

630Altoona, PAPA119,5412.5+44%

631Canton, OHOH400,2462.5+23%

632Indiana, PAPA82,8782.5+15%

633Evansville, ININ273,7862.5+28%

634Greenville, MSMS40,4462.5+7%

635Moultrie, GAGA47,4382.5+27%

636South Bend, ININ324,5382.5+42%

637Rocky Mount, NCNC148,4862.5+9%

638New Philadelphia, OHOH92,3732.5+25%

639Lebanon, MOMO36,9432.5+20%

640Russellville, ALAL32,4492.5+19%

641Celina, OHOH42,7372.5+21%

642Talladega, ALAL91,7642.5+24%

643Pella, IAIA34,1922.5+43%

644Adrian, MIMI97,7792.5+43%

645Roswell, NMNM63,3642.5+25%

646Ozark, ALAL49,9122.5+23%

647Paragould, ARAR47,4112.5+26%

648Orangeburg, SCSC83,1772.50%

649Rio Grande City, TXTX66,3192.5+17%

650Henderson, NCNC42,6382.5+1%

651Ottawa, KSKS26,2992.5+67%

652Carlsbad, NMNM62,5092.5+30%

653Woodward, OKOK19,8272.5+46%

654Wichita, KSKS663,8092.5+33%

655Joplin, MOMO208,7962.5+37%

656Portsmouth, OHOH71,3652.5+17%

657Yankton, SDSD23,6352.5+10%

658Alpena, MIMI28,8532.5+34%

659Bluefield, WVWV96,1382.5+4%

660Albany, GAGA145,5102.5+5%

661Martinsville, VAVA63,0912.5+19%

662Escanaba, MIMI36,5822.5+31%

663Scottsbluff, NENE36,2722.5+31%

664Toledo, OHOH599,3762.5+20%

665Michigan City, ININ111,2942.5+33%

666Hermitage, PAPA107,8602.4+44%

667Bloomington, ILIL171,4192.4+17%

668Weatherford, OKOK39,0592.4+25%

669Warner Robins, GAGA208,0912.4+22%

670Warsaw, ININ80,8922.4+29%

671Shawano, WIWI45,7592.4+20%

672Athens, TXTX88,5952.4−6%

673Columbus, ININ85,7292.4+32%

674Eagle Pass, TXTX58,8232.4−20%

675Laurinburg, NCNC33,3222.4+15%

676Eufaula, ALAL26,8612.4+17%

677Sikeston, MOMO49,9782.4+23%

678Washington Court House, OHOH28,5522.4+28%

679Henderson, KYKY57,1842.4+36%

680Chillicothe, OHOH76,4292.4+19%

681Le Mars, IAIA25,6972.4+35%

682Oxford, ALAL115,8342.4+13%

683Campbellsville, KYKY38,4072.4+31%

684Beckley, WVWV109,9402.4+12%

685Sturgis, MIMI60,9682.4+50%

686Gallipolis, OHOH29,0722.4+4%

687Dayton, OHOH826,5542.4+13%

688Union City, TNTN30,0672.4+24%

689Sault Ste. Marie, MIMI36,0812.4+39%

690Marshall, MOMO23,2652.4+40%

691New Ulm, MNMN25,5172.4+23%

692Shawnee, OKOK75,1022.4+26%

693Hannibal, MOMO38,9692.4+44%

694Cedar Rapids, IAIA279,2852.4+36%

695Bonham, TXTX39,2652.4+44%

696Wisconsin Rapids, WIWI74,0602.4+42%

697Palestine, TXTX59,8052.4+29%

698Beatrice, NENE21,7112.4+52%

699Rochester, NYNY1,056,1492.4−3%

700Norwalk, OHOH58,2502.4+15%

701Cadillac, MIMI49,7192.4+31%

702Mayfield, KYKY37,0502.4+29%

703St. Joseph, MOMO119,1702.4+41%

704Ashland, OHOH52,5232.4+21%

705Douglas, GAGA52,8612.4+15%

706Fort Wayne, ININ466,2582.4+29%

707Dublin, GAGA60,3512.4+14%

708New Iberia, LALA66,8462.40%

709Tupelo, MSMS133,1672.4+16%

710Seymour, ININ47,3702.4+39%

711Flint, MIMI401,0932.4+48%

712Amarillo, TXTX276,2352.4+22%

713Marinette, WIWI65,5152.4+30%

714Charleston, WVWV200,1702.4+1%

715Muskegon, MIMI177,9012.4+32%

716Rochelle, ILIL51,3992.4+28%

717Davenport, IAIA380,4522.4+37%

718Bartlesville, OKOK54,0372.4+33%

719Austin, MNMN40,9712.4+32%

720Effingham, ILIL44,7272.4+24%

721Martin, TNTN33,2612.4+23%

722Meridian, MSMS85,4192.4+5%

723Bellefontaine, OHOH46,3022.4+21%

724Greencastle, ININ37,8762.4+27%

725Kinston, NCNC55,8372.4−5%

726Texarkana, TXTX146,8162.3+19%

727Fairmont, MNMN19,4402.3+41%

728Fremont, NENE38,0572.3+37%

729Plattsburgh, NYNY78,1382.3−3%

730Odessa, TXTX173,8012.3+27%

731Crawfordsville, ININ38,9542.3+37%

732Columbus, NENE46,5832.3+26%

733Carroll, IAIA20,3032.3+38%

734Mansfield, OHOH124,8932.3+24%

735Springfield, OHOH135,3402.3+20%

736Laurel, MSMS82,2812.3+8%

737Wheeling, WVWV134,0892.3+17%

738Clarksburg, WVWV88,1422.3+11%

739Lawton, OKOK127,5902.3+8%

740Magnolia, ARAR21,8942.3+12%

741Guymon, OKOK20,3222.3+22%

742Abilene, TXTX185,4292.3+32%

743Worthington, MNMN22,3382.3+36%

744Mount Sterling, KYKY48,4282.3+10%

745Roanoke Rapids, NCNC63,0252.3+2%

746Gloversville, NYNY52,2162.3−1%

747Marion, ILIL67,2252.3+27%

748Fairmont, WVWV55,5842.3+13%

749Lima, OHOH100,8812.3+21%

750Quincy, ILIL74,1462.3+29%

751Springfield, ILIL206,0332.3+17%

752Corsicana, TXTX57,1812.3+24%

753Topeka, KSKS233,0522.3+30%

754Clinton, IAIA46,0022.3+50%

755Battle Creek, MIMI133,4082.3+49%

756Ardmore, OKOK48,9102.3+32%

757Greensburg, ININ26,5762.3+41%

758McAlester, OKOK43,3202.3+26%

759Vidalia, GAGA36,1802.3−4%

760Urbana, OHOH38,8202.3+29%

761Sidney, OHOH48,0652.3+18%

762Pikeville, KYKY89,1222.3−2%

763Manitowoc, WIWI81,7102.3+27%

764Madisonville, KYKY45,1272.3+27%

765Midland, MIMI83,7542.3+23%

766Greenville, OHOH51,5202.3+22%

767Pittsburg, KSKS39,0082.3+46%

768Auburn, NYNY74,3652.3+5%

769Syracuse, NYNY652,2732.3−8%

770Charleston, ILIL46,6072.3+23%

771Huron, SDSD19,6242.3+47%

772Meadville, PAPA81,7922.3+21%

773Owosso, MIMI67,6812.3+46%

774Rockingham, NCNC42,0412.3+25%

775Youngstown, OHOH423,6782.3+17%

776Emporia, KSKS34,8382.3+25%

777Wahpeton, NDND23,0192.3+29%

778Liberal, KSKS21,0732.3+22%

779Waycross, GAGA57,6702.2+13%

780Alexander City, ALAL40,9532.2+16%

781Hastings, NENE40,5772.2+36%

782Kendallville, ININ47,9372.2+38%

783Mason City, IAIA49,7102.2+28%

784Peoria, ILIL363,5052.2+36%

785Uvalde, TXTX24,9632.2+6%

786Duncan, OKOK44,3102.2+32%

787Muscatine, IAIA41,8532.2+32%

788Hobbs, NMNM74,7492.2+33%

789Coldwater, MIMI45,9932.2+40%

790Sioux City, IAIA145,7382.2+37%

791Beaumont, TXTX399,3102.2+33%

792Binghamton, NYNY243,1892.2−16%

793Paris, TXTX63,3192.2+30%

794Storm Lake, IAIA20,4492.2+37%

795Brownwood, TXTX38,7112.2+20%

796Albert Lea, MNMN30,4402.2+29%

797Lufkin, TXTX88,1542.2+18%

798Jacksonville, TXTX53,3372.2+8%

799Frankfort, ININ33,3222.2+42%

800Monticello, ININ25,1642.2+26%

801Wapakoneta, OHOH45,9092.2+14%

802Del Rio, TXTX47,8352.2−12%

803Somerset, PAPA72,0042.2+11%

804Auburn, ININ44,5352.2+37%

805Rockford, ILIL337,2422.2+15%

806Middlesborough, KYKY22,8292.2−18%

807Amsterdam, NYNY50,0462.2−14%

808Malvern, ARAR33,4512.2+8%

809Clarksdale, MSMS19,8492.2−15%

810Bay City, MIMI102,1232.2+40%

811Lewistown, PAPA46,1272.2+11%

812Sulphur Springs, TXTX39,0632.2+5%

813Coshocton, OHOH37,1882.2+16%

814Bedford, ININ45,5682.2+35%

815Iron Mountain, MIMI30,5752.2+25%

816Brownsville, TXTX433,9462.2−1%

817Cordele, GAGA19,2372.2−17%

818Miami, OKOK30,4382.2+28%

819Utica, NYNY285,6112.2−18%

820Blytheville, ARAR37,8282.2−3%

821Moberly, MOMO24,5132.2+38%

822McAllen, TXTX921,5492.2+1%

823Marion, OHOH65,1152.1+34%

824Fremont, OHOH58,6552.1+9%

825Enid, OKOK61,7792.1+32%

826Atchison, KSKS16,1722.1+47%

827Richmond, ININ66,1692.1+19%

828Saginaw, MIMI187,6882.1+27%

829Cortland, NYNY45,8502.1−13%

830Lumberton, NCNC119,9412.1−4%

831Salem, OHOH99,3772.1+18%

832Muncie, ININ113,1062.1+23%

833Macomb, ILIL25,9162.1+28%

834Ottawa, ILIL145,9022.1+19%

835Dumas, TXTX21,8912.1+25%

836Pine Bluff, ARAR70,2112.1+5%

837Kingsville, TXTX30,3152.1+11%

838Fort Dodge, IAIA36,8382.1+32%

839Wichita Falls, TXTX149,4482.1+10%

840Burlington, IAIA44,0612.1+34%

841Summerville, GAGA25,3002.1+19%

842Mineral Wells, TXTX30,7912.1+14%

843Vincennes, ININ35,6522.1+12%

844Batavia, NYNY58,4162.1−3%

845Kennett, MOMO26,8552.1+7%

846Hutchinson, KSKS61,5392.1+27%

847Tiffin, OHOH54,5222.1+17%

848Port Lavaca, TXTX19,5992.1+6%

849Marion, ININ66,5242.1+35%

850Dixon, ILIL32,9142.0+22%

851Lexington, NENE26,2552.0+15%

852Dodge City, KSKS33,9932.0+4%

853Andrews, TXTX18,9142.0+40%

854Terre Haute, ININ169,2412.0+28%

855Ponca City, OKOK43,4902.0+18%

856Kokomo, ININ83,9042.0+24%

857Defiance, OHOH38,2922.0+19%

858Weirton, WVWV112,4682.0+11%

859Bucyrus, OHOH41,8962.0+18%

860Huntington, ININ37,2242.0+35%

861Oskaloosa, IAIA21,8802.0+26%

862Jacksonville, ILIL37,3812.0+15%

863Batesville, ARAR38,7852.00%

864Mexico, MOMO24,5282.0+31%

865Mount Pleasant, TXTX57,0762.0+1%

866New Castle, ININ49,1372.0+42%

867Johnstown, PAPA128,9682.0+8%

868Great Bend, KSKS24,7902.0+23%

869Elmira, NYNY80,4152.0−2%

870Van Wert, OHOH29,0132.0+25%

871DuBois, PAPA78,1002.0+9%

872El Dorado, ARAR36,9262.0+4%

873Pottsville, PAPA145,0852.0+20%

874Freeport, ILIL43,2202.0+11%

875Warren, PAPA37,0382.0+18%

876Alma, MIMI41,1902.0+25%

877Seneca Falls, NYNY32,8832.0−3%

878Beeville, TXTX32,5152.0+2%

879Pontiac, ILIL35,0571.9+25%

880Wabash, ININ30,7131.9+19%

881Jamestown, NYNY124,1261.9−2%

882Decatur, ILIL99,3001.9+22%

883Camden, ARAR26,3631.9+7%

884Altus, OKOK24,7641.9−3%

885Fort Madison, IAIA32,3061.9+31%

886Sterling, ILIL54,1211.9+15%

887Oil City, PAPA49,3461.9+11%

888Corning, NYNY91,8551.9+4%

889Galesburg, ILIL47,7671.9+25%

890Ottumwa, IAIA35,2101.9+49%

891Mount Vernon, ILIL36,1471.9+1%

892St. Marys, PAPA29,9261.9−7%

893Logansport, ININ37,8361.9+21%

894Massena, NYNY105,4881.9+1%

895Lincoln, ILIL27,1821.9+6%

896Hereford, TXTX18,6261.8−5%

897Gallup, NMNM68,1191.8−21%

898Sweetwater, TXTX14,1171.8+27%

899Alice, TXTX45,3831.8−2%

900Forrest City, ARAR21,8001.8−29%

901Peru, ININ34,4871.8+9%

902Big Spring, TXTX30,5041.8+23%

903Taylorville, ILIL33,4431.8+18%

904Olean, NYNY75,3901.8−1%

905Marshalltown, IAIA39,8901.8+21%

906Canton, ILIL32,9011.8+27%

907Connersville, ININ23,5331.8+11%

908Arkansas City, KSKS34,3821.7+17%

909Snyder, TXTX16,1621.7+11%

910Danville, ILIL71,2591.7+7%

911Plainview, TXTX36,7001.7−4%

912Bradford, PAPA38,9841.7+3%

913Raymondville, TXTX19,9711.6−4%

914Centralia, ILIL36,3821.6+7%

915Vernon, TXTX12,4811.60%

916Town of Pecos, TXTX12,1381.50%

917Pampa, TXTX21,7861.5+2%

918Borger, TXTX19,6331.4+1%

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS