Which metro area has the highest afford score?

Vineyard Haven, MA ranks #1 with 10.3 (2020 American Community Survey).

What are the top 5 metro areas by afford score?

Vineyard Haven, MA, Nantucket, MA, Santa Cruz-Watsonville, CA, Jackson, WY-ID, Los Angeles-Long Beach-Anaheim, CA.

How many metro areas are in this ranking?

918 metro areas qualify after filtering for population minimums and data availability. The ranking covers 2020 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2020).

RANKING · 2020 CENSUS · 418 SHOWN OF 918

Least affordable housing, US metro areas · 2020

US metro areas ranked by the CensusEasy Afford Score, median home value divided by median household income (2023 ACS). A higher score means a home costs more years of local income.

Flip the list · Most affordable housing, US metro areas →

All statesAll rankings

SAME RANKING BYCities Counties States ZIP codes

YEAR1990 2000 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 2000

501Rome, GAGA101,3782.7+18%

502Columbus, MSMS67,1442.7+25%

503Lawrenceburg, TNTN46,9142.7+14%

504Des Moines, IAIA758,5392.7+26%

505Elk City, OKOK22,1592.7+44%

506St. Louis, MOMO2,814,4212.7+26%

507Enterprise, ALAL56,9532.7+30%

508Los Alamos, NMNM19,4072.7+0%

509Beaver Dam, WIWI89,0972.7+13%

510Decatur, ININ36,6502.7+26%

511Zapata, TXTX13,7532.7+79%

512Tulsa, OKOK1,069,2732.7+27%

513Fort Payne, ALAL74,0852.7+31%

514Laredo, TXTX281,2242.7+13%

515Oneonta, NYNY60,5892.7+21%

516Lubbock, TXTX368,4312.7+37%

517Alamogordo, NMNM70,3682.7+21%

518Danville, KYKY56,9852.7+14%

519Clovis, NMNM65,2702.7+25%

520Killeen, TXTX511,4972.7+32%

521Russellville, ARAR84,9322.7+31%

522Jefferson City, MOMO152,7122.7+23%

523Big Rapids, MIMI42,3202.7+5%

524Madison, ININ33,2792.7+21%

525Holland, MIMI123,1882.7+10%

526Indianapolis, ININ2,205,6952.7+14%

527Goldsboro, NCNC122,2782.7+18%

528Marshall, MNMN25,6842.7+26%

529Fitzgerald, GAGA17,0992.7+40%

530Aberdeen, SDSD41,5832.7+39%

531Huntingdon, PAPA43,0012.7+24%

532Plymouth, ININ46,5992.7+28%

533Sheboygan, WIWI118,0472.7+16%

534Augusta, GAGA641,2312.7+28%

535Decatur, ALAL160,3262.7+23%

536Oklahoma City, OKOK1,512,8132.7+30%

537Findlay, OHOH75,0342.7+20%

538York, PAPA473,1972.7+11%

539Paducah, KYKY102,2592.7+23%

540Gainesville, TXTX44,4612.7+37%

541Tifton, GAGA51,2372.7+31%

542Corinth, MSMS34,5692.7+31%

543Corbin, KYKY150,0402.7+15%

544Cambridge, OHOH38,3792.6+20%

545Frankfort, KYKY77,8742.6+23%

546Toccoa, GAGA27,8542.6+5%

547Salina, KSKS59,1212.6+21%

548Cleveland, OHOH2,165,7752.6−3%

549Oshkosh, WIWI174,2182.6+21%

550Mount Vernon, OHOH64,0022.6+8%

551Longview, TXTX297,3152.6+38%

552Janesville, WIWI166,4722.6+22%

553Garden City, KSKS37,5052.6+33%

554Safford, AZAZ40,1572.6+7%

555Buffalo, NYNY1,155,6532.6+17%

556Morgan City, LALA46,5522.6+17%

557Bay City, TXTX36,4632.6+49%

558Cumberland, MDMD93,6402.6+16%

559Jackson, MSMS609,8472.6+26%

560Deming, NMNM25,4072.6+4%

561Muskogee, OKOK66,7082.6+31%

562Thomaston, GAGA28,5002.6+30%

563Scranton, PAPA574,4182.6+3%

564Cincinnati, OHOH2,312,8582.6+5%

565Erie, PAPA265,8322.6+16%

566Angola, ININ34,7992.6+17%

567Hinesville, GAGA91,8702.6+22%

568Jackson, TNTN184,5692.6+20%

569El Paso, TXTX881,2912.6+21%

570Omaha, NENE1,009,8362.6+17%

571Corpus Christi, TXTX451,1912.6+39%

572Zanesville, OHOH87,0142.6+13%

573Sherman, TXTX153,6132.6+43%

574Sedalia, MOMO44,2542.6+23%

575Ada, OKOK38,5282.6+20%

576Clewiston, FLFL61,5462.6+50%

577Fort Smith, ARAR234,1402.6+25%

578Cedartown, GAGA45,5142.6+16%

579Gaffney, SCSC58,2752.6+32%

580Montgomery, ALAL388,7472.6+16%

581Sparta, WIWI46,5722.6+22%

582Washington, ININ34,2092.6+22%

583Waterloo, IAIA169,1892.6+26%

584Elkins, WVWV26,8822.6+6%

585Grand Island, NENE78,0762.6+19%

586Victoria, TXTX99,8642.6+46%

587San Angelo, TXTX122,0652.6+37%

588Akron, OHOH701,7802.6+0%

589Jasper, ININ44,0162.6+24%

590Pittsburgh, PAPA2,421,9922.6+15%

591McPherson, KSKS30,0642.6+27%

592Palatka, FLFL77,7342.6+34%

593Grenada, MSMS30,2222.6+17%

594Huntington, WVWV365,9652.6+17%

595Evanston, WYWY23,4152.6+36%

596Newberry, SCSC39,5612.6+22%

597Kankakee, ILIL105,5252.6+12%

598Sumter, SCSC105,0672.6+28%

599Owensboro, KYKY113,9622.6+19%

600Parkersburg, WVWV87,2642.6+16%

601Appleton, WIWI249,8762.6+21%

602Wausau, WIWI139,4322.6+20%

603Sunbury, PAPA107,7882.6+13%

604Greenwood, MSMS34,9122.6+13%

605Monroe, MIMI156,0042.6+5%

606Hillsdale, MIMI45,7382.6+18%

607Elkhart, ININ208,7742.6+19%

608North Platte, NENE33,9722.6+21%

609Farmington, MOMO67,8092.5+18%

610Jackson, MIMI159,5522.5+14%

611Houghton, MIMI40,0282.5+30%

612Paris, TNTN32,8962.5+12%

613Sandusky, OHOH112,7772.5+2%

614Wooster, OHOH116,7582.5+1%

615Wilmington, OHOH42,3012.5+7%

616Owatonna, MNMN37,4642.5+13%

617Danville, VAVA101,1372.5+11%

618Pierre, SDSD20,5882.5+27%

619Brookhaven, MSMS35,0122.5+21%

620Durant, OKOK51,3672.5+31%

621Lansing, MIMI479,7222.5+8%

622Rocky Mount, NCNC148,4862.5+14%

623Fond du Lac, WIWI104,6692.5+14%

624Jesup, GAGA32,4812.5+48%

625Scottsboro, ALAL54,2812.5+30%

626Spencer, IAIA16,2022.5+20%

627East Stroudsburg, PAPA167,1792.5−6%

628Okeechobee, FLFL42,6082.5+20%

629Dyersburg, TNTN36,3202.5+15%

630Selma, ALAL35,1402.5+3%

631Altoona, PAPA119,5412.5+17%

632Canton, OHOH400,2462.5+0%

633Indiana, PAPA82,8782.5+11%

634Greenville, MSMS40,4462.5+24%

635Moultrie, GAGA47,4382.5+29%

636South Bend, ININ324,5382.5+18%

637New Philadelphia, OHOH92,3732.5+4%

638Lebanon, MOMO36,9432.5+5%

639Russellville, ALAL32,4492.5+12%

640Celina, OHOH42,7372.5+14%

641Talladega, ALAL91,7642.5+29%

642Pella, IAIA34,1922.5+22%

643Adrian, MIMI97,7792.5+3%

644Roswell, NMNM63,3642.5+25%

645Ozark, ALAL49,9122.5+27%

646Paragould, ARAR47,4112.5+22%

647Orangeburg, SCSC83,1772.5+23%

648Rio Grande City, TXTX66,3192.5+14%

649Henderson, NCNC42,6382.5+10%

650Ottawa, KSKS26,2992.5+26%

651Joplin, MOMO208,7962.5+20%

652Carlsbad, NMNM62,5092.5+30%

653Evansville, ININ273,7862.5+16%

654Woodward, OKOK19,8272.5+43%

655Portsmouth, OHOH71,3652.5+15%

656Yankton, SDSD23,6352.5+18%

657Wichita, KSKS663,8092.5+32%

658Alpena, MIMI28,8532.5+7%

659Toledo, OHOH599,3762.5+4%

660Martinsville, VAVA63,0912.5+9%

661Bluefield, WVWV96,1382.5+18%

662Escanaba, MIMI36,5822.5+13%

663Scottsbluff, NENE36,2722.5+11%

664Michigan City, ININ111,2942.5+10%

665Henderson, KYKY57,1842.4+29%

666Shawano, WIWI45,7592.4+9%

667Hermitage, PAPA107,8602.4+13%

668Bloomington, ILIL171,4192.4+5%

669Warsaw, ININ80,8922.4+17%

670Weatherford, OKOK39,0592.4+21%

671Athens, TXTX88,5952.4+29%

672Columbus, ININ85,7292.4+9%

673Sikeston, MOMO49,9782.4+22%

674Eagle Pass, TXTX58,8232.4+14%

675Laurinburg, NCNC33,3222.4+20%

676Eufaula, ALAL26,8612.4+9%

677Albany, GAGA145,5102.4+16%

678Warner Robins, GAGA208,0912.4+24%

679Washington Court House, OHOH28,5522.4+3%

680Campbellsville, KYKY38,4072.4+2%

681Dayton, OHOH826,5542.4+1%

682Chillicothe, OHOH76,4292.4+10%

683Le Mars, IAIA25,6972.4+12%

684Oxford, ALAL115,8342.4+17%

685Beckley, WVWV109,9402.4+14%

686Sturgis, MIMI60,9682.4+16%

687Gallipolis, OHOH29,0722.4+7%

688Union City, TNTN30,0672.4+22%

689Sault Ste. Marie, MIMI36,0812.4+10%

690Marshall, MOMO23,2652.4+26%

691New Ulm, MNMN25,5172.4+12%

692Shawnee, OKOK75,1022.4+28%

693Hannibal, MOMO38,9692.4+17%

694Cedar Rapids, IAIA279,2852.4+14%

695Bonham, TXTX39,2652.4+43%

696Amarillo, TXTX276,2352.4+25%

697Douglas, GAGA52,8612.4+54%

698Wisconsin Rapids, WIWI74,0602.4+22%

699Palestine, TXTX59,8052.4+36%

700Rochester, NYNY1,056,1492.4+13%

701Beatrice, NENE21,7112.4+15%

702Tupelo, MSMS133,1672.4+16%

703Norwalk, OHOH58,2502.4+3%

704Mayfield, KYKY37,0502.4+18%

705St. Joseph, MOMO119,1702.4+15%

706Cadillac, MIMI49,7192.4+8%

707Ashland, OHOH52,5232.4−4%

708Fort Wayne, ININ466,2582.4+17%

709New Iberia, LALA66,8462.4+15%

710Seymour, ININ47,3702.4+12%

711Flint, MIMI401,0932.4+10%

712Davenport, IAIA380,4522.4+16%

713Dublin, GAGA60,3512.4+26%

714Charleston, WVWV200,1702.4+8%

715Marinette, WIWI65,5152.4+19%

716Muskegon, MIMI177,9012.4+6%

717Rochelle, ILIL51,3992.4+3%

718Meridian, MSMS85,4192.4+19%

719Bartlesville, OKOK54,0372.4+33%

720Austin, MNMN40,9712.4+16%

721Effingham, ILIL44,7272.4+14%

722Martin, TNTN33,2612.4+6%

723Bellefontaine, OHOH46,3022.4+13%

724Greencastle, ININ37,8762.4−3%

725Kinston, NCNC55,8372.4+6%

726Fairmont, MNMN19,4402.3+27%

727Texarkana, TXTX146,8162.3+25%

728Fremont, NENE38,0572.3+7%

729Plattsburgh, NYNY78,1382.3+12%

730Odessa, TXTX173,8012.3+71%

731Crawfordsville, ININ38,9542.3+9%

732Carroll, IAIA20,3032.3+13%

733Mansfield, OHOH124,8932.3−0%

734Springfield, OHOH135,3402.3+7%

735Laurel, MSMS82,2812.3+24%

736Abilene, TXTX185,4292.3+39%

737Lawton, OKOK127,5902.3+13%

738Clarksburg, WVWV88,1422.3+10%

739Magnolia, ARAR21,8942.3+32%

740Mount Sterling, KYKY48,4282.3+2%

741Columbus, NENE46,5832.3+20%

742Guymon, OKOK20,3222.3+36%

743Wheeling, WVWV134,0892.3+9%

744Worthington, MNMN22,3382.3+29%

745Gloversville, NYNY52,2162.3+24%

746Quincy, ILIL74,1462.3+13%

747Marion, ILIL67,2252.3+21%

748Fairmont, WVWV55,5842.3+10%

749Roanoke Rapids, NCNC63,0252.3+5%

750Lima, OHOH100,8812.3+7%

751Springfield, ILIL206,0332.3+13%

752Corsicana, TXTX57,1812.3+30%

753Topeka, KSKS233,0522.3+20%

754Clinton, IAIA46,0022.3+19%

755Battle Creek, MIMI133,4082.3+10%

756Ardmore, OKOK48,9102.3+21%

757Greensburg, ININ26,5762.3+5%

758McAlester, OKOK43,3202.3+28%

759Urbana, OHOH38,8202.3+4%

760Vidalia, GAGA36,1802.3+17%

761Sidney, OHOH48,0652.3+4%

762Manitowoc, WIWI81,7102.3+8%

763Pikeville, KYKY89,1222.3+11%

764Madisonville, KYKY45,1272.3+34%

765Midland, MIMI83,7542.3+8%

766Greenville, OHOH51,5202.3−5%

767Pittsburg, KSKS39,0082.3+22%

768Auburn, NYNY74,3652.3+17%

769Syracuse, NYNY652,2732.3+11%

770Charleston, ILIL46,6072.3+3%

771Huron, SDSD19,6242.3+20%

772Meadville, PAPA81,7922.3+7%

773Owosso, MIMI67,6812.3−1%

774Rockingham, NCNC42,0412.3+20%

775Emporia, KSKS34,8382.3+12%

776Youngstown, OHOH423,6782.3+1%

777Liberal, KSKS21,0732.3+31%

778Wahpeton, NDND23,0192.3+27%

779Alexander City, ALAL40,9532.2+6%

780Kendallville, ININ47,9372.2+7%

781Sioux City, IAIA145,7382.2+15%

782Uvalde, TXTX24,9632.2+39%

783Duncan, OKOK44,3102.2+23%

784Muscatine, IAIA41,8532.2+14%

785Hobbs, NMNM74,7492.2+41%

786Mason City, IAIA49,7102.2+9%

787Coldwater, MIMI45,9932.2+4%

788Hastings, NENE40,5772.2+17%

789Peoria, ILIL363,5052.2+9%

790Paris, TXTX63,3192.2+28%

791Waycross, GAGA57,6702.2+23%

792Storm Lake, IAIA20,4492.2+19%

793Brownwood, TXTX38,7112.2+43%

794Albert Lea, MNMN30,4402.2+8%

795Lufkin, TXTX88,1542.2+32%

796Jacksonville, TXTX53,3372.2+26%

797Binghamton, NYNY243,1892.2+9%

798Frankfort, ININ33,3222.2+6%

799Monticello, ININ25,1642.2+5%

800Wapakoneta, OHOH45,9092.2+5%

801Rockford, ILIL337,2422.2+5%

802Del Rio, TXTX47,8352.2+18%

803Somerset, PAPA72,0042.2+2%

804Beaumont, TXTX399,3102.2+35%

805Auburn, ININ44,5352.2+14%

806Middlesborough, KYKY22,8292.2+1%

807Amsterdam, NYNY50,0462.2+10%

808Malvern, ARAR33,4512.2+23%

809Clarksdale, MSMS19,8492.2+2%

810Bay City, MIMI102,1232.2+2%

811Lewistown, PAPA46,1272.2−2%

812Sulphur Springs, TXTX39,0632.2+14%

813Coshocton, OHOH37,1882.2−1%

814Bedford, ININ45,5682.2+7%

815Iron Mountain, MIMI30,5752.2+13%

816Brownsville, TXTX433,9462.2+19%

817Cordele, GAGA19,2372.2−10%

818Miami, OKOK30,4382.2+18%

819Utica, NYNY285,6112.2+7%

820Blytheville, ARAR37,8282.2+15%

821Moberly, MOMO24,5132.2+30%

822McAllen, TXTX921,5492.2+16%

823Marion, OHOH65,1152.1+8%

824Fremont, OHOH58,6552.1−2%

825Enid, OKOK61,7792.1+20%

826Atchison, KSKS16,1722.1+29%

827Richmond, ININ66,1692.1−7%

828Saginaw, MIMI187,6882.1−2%

829Cortland, NYNY45,8502.1−0%

830Lumberton, NCNC119,9412.1+14%

831Salem, OHOH99,3772.1−7%

832Ottawa, ILIL145,9022.1+1%

833Muncie, ININ113,1062.1−2%

834Macomb, ILIL25,9162.1+11%

835Dumas, TXTX21,8912.1+38%

836Pine Bluff, ARAR70,2112.1+23%

837Kingsville, TXTX30,3152.1+21%

838Fort Dodge, IAIA36,8382.1+11%

839Wichita Falls, TXTX149,4482.1+19%

840Summerville, GAGA25,3002.1+9%

841Mineral Wells, TXTX30,7912.1+37%

842Vincennes, ININ35,6522.1+2%

843Batavia, NYNY58,4162.1+1%

844Kennett, MOMO26,8552.1+13%

845Burlington, IAIA44,0612.1+14%

846Hutchinson, KSKS61,5392.1+11%

847Tiffin, OHOH54,5222.1−3%

848Port Lavaca, TXTX19,5992.1+43%

849Marion, ININ66,5242.1+9%

850Lexington, NENE26,2552.0+14%

851Dixon, ILIL32,9142.0+0%

852Dodge City, KSKS33,9932.0+20%

853Andrews, TXTX18,9142.0+78%

854Ponca City, OKOK43,4902.0+16%

855Kokomo, ININ83,9042.0+1%

856Terre Haute, ININ169,2412.0−1%

857Defiance, OHOH38,2922.0+6%

858Weirton, WVWV112,4682.0+0%

859Bucyrus, OHOH41,8962.0−7%

860Huntington, ININ37,2242.0+1%

861Oskaloosa, IAIA21,8802.0+8%

862Batesville, ARAR38,7852.0+11%

863Mexico, MOMO24,5282.0−4%

864Jacksonville, ILIL37,3812.0+3%

865New Castle, ININ49,1372.0−10%

866Johnstown, PAPA128,9682.0−2%

867Great Bend, KSKS24,7902.0+19%

868Mount Pleasant, TXTX57,0762.0+11%

869Elmira, NYNY80,4152.0+9%

870Van Wert, OHOH29,0132.0+5%

871DuBois, PAPA78,1002.0+5%

872El Dorado, ARAR36,9262.0+20%

873Pottsville, PAPA145,0852.0+1%

874Freeport, ILIL43,2202.0−1%

875Warren, PAPA37,0382.0+13%

876Alma, MIMI41,1902.0−4%

877Seneca Falls, NYNY32,8832.0+3%

878Beeville, TXTX32,5152.0+15%

879Pontiac, ILIL35,0571.9+3%

880Wabash, ININ30,7131.9−1%

881Jamestown, NYNY124,1261.9+3%

882Decatur, ILIL99,3001.9+6%

883Altus, OKOK24,7641.9−1%

884Fort Madison, IAIA32,3061.9+12%

885Camden, ARAR26,3631.9+22%

886Sterling, ILIL54,1211.9+1%

887Oil City, PAPA49,3461.9+9%

888Corning, NYNY91,8551.9+6%

889Galesburg, ILIL47,7671.9+5%

890Ottumwa, IAIA35,2101.9+17%

891Mount Vernon, ILIL36,1471.9+5%

892St. Marys, PAPA29,9261.9−9%

893Logansport, ININ37,8361.9+2%

894Massena, NYNY105,4881.9+2%

895Lincoln, ILIL27,1821.9−3%

896Hereford, TXTX18,6261.8+15%

897Gallup, NMNM68,1191.8+4%

898Sweetwater, TXTX14,1171.8+35%

899Forrest City, ARAR21,8001.8−7%

900Peru, ININ34,4871.8+2%

901Big Spring, TXTX30,5041.8+43%

902Taylorville, ILIL33,4431.8+6%

903Olean, NYNY75,3901.8+1%

904Marshalltown, IAIA39,8901.8−4%

905Canton, ILIL32,9011.8+3%

906Connersville, ININ23,5331.8−13%

907Alice, TXTX45,3831.8+22%

908Arkansas City, KSKS34,3821.7+9%

909Snyder, TXTX16,1621.7+23%

910Danville, ILIL71,2591.7+8%

911Plainview, TXTX36,7001.7+3%

912Bradford, PAPA38,9841.7+2%

913Raymondville, TXTX19,9711.6+8%

914Centralia, ILIL36,3821.6+8%

915Vernon, TXTX12,4811.6+3%

916Pampa, TXTX21,7861.5+27%

917Town of Pecos, TXTX12,1381.5+48%

918Borger, TXTX19,6331.4+20%

SHOWING 501–918 OF 918

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Download CSV (full list, 918 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES