Which city has the lowest afford score?

Park City, Illinois ranks #1 with 0.5 (2020 Decennial Census).

What are the top 5 cities by afford score?

Park City, Illinois, Zephyrhills South, Florida, Tuba City, Arizona, Beecher, Michigan, Olivarez, Texas.

How many cities are in this ranking?

6,769 cities qualify after filtering for population minimums and data availability (minimum 5,000 residents). The ranking covers 2020 Decennial Census data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, 2020 Decennial Census.

RANKING · 2020 CENSUS · 269 SHOWN OF 6,769

Most affordable housing, US cities · 2020

US cities with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2020 ACS).

Flip the list · Least affordable housing, US cities →

All statesPop > 5KAll rankings

SAME RANKING BYCounties States Metros ZIP codes

YEAR1990 2010 2020 2024

RANKPLACESTATEPOPAFFORD SCOREVS 1990

6501Napa, CACA76,5627.5+53%

6502North Hills, NYNY5,4817.5+66%

6503Walnut Creek, CACA70,0127.5+18%

6504Villa Park, CACA5,6457.5+50%

6505Carbondale, COCO6,7627.5–

6506San Diego, CACA1,406,1067.5+35%

6507Opa-locka, FLFL16,1777.6+129%

6508Bellflower, CACA74,7197.6+27%

6509Sanibel, FLFL6,3037.6+31%

6510Aptos, CACA6,4047.6+7%

6511Carlsbad, CACA112,2607.6+36%

6512Cos Cob, CTCT7,5467.6–

6513Boston, MAMA672,9737.6+39%

6514Belmar, NJNJ5,8537.6+42%

6515Seaside, OROR7,0927.6+130%

6516Wailuku, HIHI16,9267.7+57%

6517Raleigh Hills, OROR6,7447.7+126%

6518Downey, CACA108,4687.7+25%

6519Moraga, CACA16,3227.7–

6520Cherry Hills, COCO6,3897.7+120%

6521Burbank, CACA5,3337.7+15%

6522Lawrence, NYNY6,8477.7+21%

6523Incline, NVNV9,2727.7–

6524Miami Beach, FLFL81,5947.7−38%

6525West Athens, CACA8,7267.7+65%

6526Napili-Honokowai, HIHI7,3087.7–

6527Lihue, HIHI7,9017.7+79%

6528Florence-Graham, CACA60,6907.8+41%

6529Marina, CACA23,2567.8+32%

6530Passaic, NJNJ71,3377.8+27%

6531San Fernando, CACA23,4497.8+60%

6532Miami, FLFL489,8127.8+68%

6533Saranap, CACA5,6627.8–

6534Fullerton, CACA138,6757.8+41%

6535Paradise Valley, AZAZ12,2517.8+132%

6536Scotts Valley, CACA11,6527.8+20%

6537Tustin, CACA77,8437.8+18%

6538Cambridge, MAMA122,5887.8+1%

6539San Anselmo, CACA12,5557.8+5%

6540Anaheim, CACA341,0087.9+42%

6541Houghton, MIMI8,5607.9+186%

6542Whittier, CACA85,8157.9+43%

6543Commerce, CACA11,6887.9+43%

6544Mira Monte, CACA6,8887.9+18%

6545Steamboat Springs, COCO13,5577.9+90%

6546Kahaluu, HIHI5,6197.9+13%

6547Seaside, CACA31,6367.9+54%

6548Garden Grove, CACA170,4557.9+59%

6549Sebastopol, CACA7,5327.9+32%

6550San Jose, CACA989,8147.9+42%

6551East Whittier, CACA9,9907.9–

6552Novato, CACA51,9477.9+30%

6553Ben Lomond, CACA6,8587.9+55%

6554El Cerrito, CACA26,1217.9+24%

6555La Mesa, CACA59,9147.9+51%

6556Inwood, NYNY12,2357.9+20%

6557Marco Island, FLFL16,4217.9–

6558Eastern Goleta Valley, CACA28,2957.9–

6559South Gate, CACA90,0718.0+34%

6560Irvine, CACA318,7648.0+53%

6561Altadena, CACA41,7058.0+47%

6562Atherton, CACA6,9608.0+109%

6563Piedmont, CACA10,6428.0+35%

6564Los Altos Hills, CACA8,4198.0+85%

6565Woodside, CACA5,1818.0+49%

6566Hillsborough, CACA11,2068.0+98%

6567Willowbrook, CACA21,6818.0+83%

6568Fallbrook, CACA32,1128.0+30%

6569Ashland, OROR20,8898.0+73%

6570South Lake Tahoe, CACA21,1158.1+80%

6571Fairfax, CACA7,4178.1+24%

6572Sleepy Hollow, NYNY11,4748.1–

6573Artesia, CACA15,7898.1+44%

6574Grover Beach, CACA12,4568.1–

6575Grass Valley, CACA14,0358.1+47%

6576Kailua CDP (Honolulu County), HIHI39,6408.1+41%

6577Brownsville, FLFL16,9368.1+117%

6578Gardena, CACA58,4608.1+33%

6579Avon, COCO6,1848.1+62%

6580Ewa Villages, HIHI7,4158.1+183%

6581Lomita, CACA19,7248.1−1%

6582Watsonville, CACA50,7168.1+25%

6583Blackhawk, CACA10,1378.1+110%

6584Wahiawa, HIHI17,9968.2+42%

6585Estes Park, COCO5,7808.2+128%

6586Santa Clara, CACA133,4468.2+36%

6587Manhasset, NYNY7,7168.2+31%

6588Whitefish, MTMT9,3588.2+216%

6589Fort Bragg, CACA6,9468.2+85%

6590Encinitas, CACA60,7368.2+33%

6591Coral Gables, FLFL49,5788.2+76%

6592Huntington Beach, CACA191,4518.2+46%

6593Montebello, CACA60,6938.3+23%

6594Rancho Palos Verdes, CACA39,6548.3+32%

6595Waipahu, HIHI40,4828.3+35%

6596Lafayette, CACA25,3138.3+38%

6597Calabasas, CACA22,0278.3–

6598Goleta, CACA32,4018.3–

6599Los Altos, CACA30,9658.3+33%

6600Rio del Mar, CACA9,2018.3+42%

6601Redondo Beach, CACA67,2818.3+24%

6602View Park-Windsor Hills, CACA11,2308.3+43%

6603La Crescenta-Montrose, CACA19,6608.3+22%

6604South El Monte, CACA18,9638.4+40%

6605El Cajon, CACA101,7558.4+49%

6606Pismo Beach, CACA7,9118.4−10%

6607Kahaluu-Keauhou, HIHI5,1508.4+8%

6608South San Gabriel, CACA7,9238.4+61%

6609Lawndale, CACA29,8928.4+27%

6610Maywood, CACA23,6008.4+39%

6611Old Westbury, NYNY5,0718.4+131%

6612Castroville, CACA6,7208.4+72%

6613Torrance, CACA138,3918.4+17%

6614Great Neck, NYNY11,1418.4+36%

6615Corte Madera, CACA9,9298.4+30%

6616Kentfield, CACA6,9008.4+23%

6617Ashland, CACA22,2108.4+42%

6618San Bruno, CACA42,3058.5+22%

6619Monrovia, CACA38,2648.5+31%

6620El Rio, CACA6,3688.5+56%

6621South Miami, FLFL13,6608.5+153%

6622Daly City, CACA101,2618.5+31%

6623Live Oak, CACA16,9118.5+24%

6624Foster City, CACA32,4118.6+26%

6625Key Biscayne, FLFL14,8158.6+76%

6626South San Francisco, CACA64,9418.6+37%

6627San Clemente, CACA62,2268.6+30%

6628Naples, FLFL20,1148.6+49%

6629Alameda, CACA76,8768.6+22%

6630Rowland Heights, CACA45,9118.6+70%

6631Fountain Valley, CACA55,5088.6+70%

6632Los Alamitos, CACA11,7028.6+32%

6633East Kapolei, HIHI7,5518.7–

6634Temple City, CACA35,1258.7+33%

6635Viola, NYNY8,4618.7+95%

6636National City, CACA57,8078.7+68%

6637State College, PAPA40,8448.7+39%

6638Capitola, CACA9,3408.7−3%

6639Solvang, CACA5,9448.8+6%

6640Dana Point, CACA32,2328.8+42%

6641Long Beach, CACA450,4698.8+27%

6642Half Moon Bay, CACA11,2878.8+36%

6643Albany, CACA19,1958.8+28%

6644Morro Bay, CACA10,6138.8+3%

6645Halawa, HIHI14,3858.8–

6646Brookline, MAMA63,2668.9+7%

6647East Los Angeles, CACA111,6478.9+45%

6648Bell Gardens, CACA37,3678.9+32%

6649Sedona, AZAZ9,6198.9+47%

6650El Monte, CACA105,0758.9+45%

6651San Martin, CACA6,9548.9+24%

6652Costa Mesa, CACA108,8818.9+41%

6653Davis, CACA66,1109.0+38%

6654Pullman, WAWA33,7569.0+99%

6655Pleasure Point, CACA5,4899.0–

6656Dahlonega, GAGA7,9189.0+196%

6657Laie, HIHI5,6999.0+65%

6658East San Gabriel, CACA23,4109.0+30%

6659Healdsburg, CACA11,1729.0+68%

6660East Pasadena, CACA5,4799.1+23%

6661Rolling Hills Estates, CACA7,9489.1+57%

6662Oakland, CACA440,8389.1+43%

6663Huntington Park, CACA51,5449.1+34%

6664Cudahy, CACA21,4459.1+27%

6665Bell, CACA31,6259.1+23%

6666Jackson, WYWY10,7209.2+130%

6667Cambria, CACA5,9789.2+16%

6668Mercer Island, WAWA25,4229.2+71%

6669Marathon, FLFL10,0609.2+64%

6670Arcata, CACA19,0479.2+88%

6671Taos, NMNM6,5269.3+87%

6672Storrs, CTCT15,2079.3+39%

6673San Carlos, CACA29,2619.3+26%

6674Islamorada, FLFL6,9559.3–

6675Sunnyvale, CACA156,5779.3+30%

6676Topanga, CACA8,8859.3–

6677Westminster, CACA88,9669.3+70%

6678Alondra Park, CACA8,3739.4+66%

6679Key West, FLFL24,9999.4+84%

6680San Mateo, CACA103,3379.4+16%

6681Campbell, CACA42,4909.4–

6682Nantucket, MAMA10,0179.4+24%

6683Culver City, CACA39,4529.4+23%

6684Sierra Madre, CACA10,6209.4+25%

6685Alhambra, CACA79,8209.5+30%

6686New York, NYNY8,584,6299.5+50%

6687Inglewood, CACA101,6629.5+66%

6688Lahaina, HIHI10,1629.5+70%

6689Carpinteria, CACA12,7349.5+18%

6690Mill Valley, CACA13,7999.5+15%

6691University of Virginia, VAVA9,0659.5–

6692Park City, UTUT8,5879.6+128%

6693Rosemead, CACA49,4109.6+48%

6694Boyes Hot Springs, CACA7,2479.6+48%

6695La Cañada Flintridge, CACA19,4809.7+52%

6696Sonoma, CACA10,5379.7+33%

6697Pasadena, CACA135,8049.7+20%

6698San Francisco, CACA826,0799.7+10%

6699Ojai, CACA7,4749.8+34%

6700Honolulu, HIHI341,8689.8–

6701Palos Verdes Estates, CACA12,5599.8+98%

6702Lakewood, NJNJ69,5859.9+87%

6703Haiku-Pauwela, HIHI9,1789.9+83%

6704Imperial Beach, CACA25,2069.9+82%

6705Saratoga, CACA30,4189.9+72%

6706Burbank, CACA102,98810.0+38%

6707Belmont, CACA28,75210.0+24%

6708Cullowhee, NCNC7,97310.0+106%

6709San Gabriel, CACA38,18610.0+32%

6710San Rafael, CACA59,41010.1+23%

6711Monterey, CACA28,95310.1+32%

6712Pacific Grove, CACA14,65910.1+28%

6713Monterey Park, CACA57,45710.1+40%

6714South Pasadena, CACA25,50310.1+17%

6715Boulder, COCO105,68910.2+144%

6716El Segundo, CACA16,37910.2+34%

6717Cupertino, CACA58,33310.2+62%

6718Los Angeles, CACA3,869,08910.3+32%

6719Santa Cruz, CACA61,79710.3+27%

6720West Hollywood, CACA34,23110.4−13%

6721Edwards, COCO10,78510.4–

6722Hawthorne, CACA82,74110.4+42%

6723Greenwich, CTCT14,79210.5–

6724Surfside, FLFL5,59110.7+172%

6725Lennox, CACA19,44910.8+73%

6726Mountain View, CACA85,43810.8+34%

6727Boone, NCNC19,92910.9+73%

6728Ladera Heights, CACA7,33411.0+64%

6729Montecito, CACA9,03111.0–

6730Westmont, CACA34,12311.2+84%

6731Tiburon, CACA8,88111.2+70%

6732East Palo Alto, CACA28,87211.3+108%

6733San Luis Obispo, CACA50,63611.3+23%

6734Larkspur, CACA12,62011.3+17%

6735Los Gatos, CACA32,57611.4+52%

6736North Fair Oaks, CACA13,10011.4+39%

6737Palo Alto, CACA67,60911.5+39%

6738Prairie View, TXTX8,96911.5+282%

6739Redwood City, CACA82,17811.6+41%

6740Hermosa Beach, CACA18,51311.6+46%

6741Berkeley, CACA121,91111.6+35%

6742Glendale, CACA187,16011.6+17%

6743Arcadia, CACA54,11711.9+28%

6744Menlo Park, CACA32,71311.9+33%

6745Sausalito, CACA7,01912.0+49%

6746Millbrae, CACA22,86912.1+40%

6747San Marino, CACA11,96412.2+143%

6748Malibu, CACA9,57412.3–

6749St. Helena, CACA5,19412.4+86%

6750Solana Beach, CACA12,60212.5+71%

6751Manhattan Beach, CACA33,12213.0+76%

6752Santa Barbara, CACA86,42213.3+29%

6753Kings Point, NYNY5,71013.3+276%

6754Strawberry CDP (Marin County), CACA5,83013.7+34%

6755Twin Lakes CDP (Santa Cruz County), CACA5,07313.9+48%

6756Midway City, CACA7,99913.9–

6757Kula, HIHI6,79114.1–

6758Burlingame, CACA31,92914.5+33%

6759Laguna Beach, CACA22,39114.6+69%

6760Newport Beach, CACA81,97714.8+78%

6761Santa Monica, CACA90,08214.8+6%

6762Kiryas Joel, NYNY47,14715.0+33%

6763Coronado, CACA21,09415.2+60%

6764Wailea, HIHI6,35215.2–

6765Monsey, NYNY28,16016.8+211%

6766Beverly Hills, CACA30,76419.8+115%

6767New Square, NYNY10,21423.2+82%

6768Stanford, CACA18,66232.5+73%

6769Kaser, NYNY6,12147.6–

SHOWING 6,501–6,769 OF 6,769

1…13 14

Download CSV (full list, 6,769 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU DECENNIAL CENSUS