Highest homeownership rate, US cities · 2020
US cities with the highest share of owner-occupied housing units (2023 ACS). Todd Creek, Colorado leads at 98.2%. 6,811 cities qualify in total. Cities with fewer than 5,000 residents are excluded. The top 25 average 97.0%, against an all-cities median of 64.2%.
UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES
Frequently asked
Which city has the highest owner-occupied?
Todd Creek, Colorado ranks #1 with 98.2% (2020 American Community Survey).
What are the top 5 cities by owner-occupied?
Todd Creek, Colorado, East Hills, New York, Richboro, Pennsylvania, McLendon-Chisholm, Texas, Dry Run, Ohio.
How many cities are in this ranking?
6,811 cities qualify after filtering for population minimums and data availability (minimum 5,000 residents). The ranking covers 2020 ACS 5-year data.
How is owner-occupied measured?
Share of occupied homes that are owner-occupied. Source: US Census Bureau, American Community Survey 5-year estimates (2020).